In Year 1 Cypress, who is married but filing separately, incurred a net capital loss in the amount of $25,000. Cypress also had the following net capital gains in Year 1:
ABC stock Short-term $7,000
DEF stock Short-term 2,000
GHI stock Short-term 5,000
JKL stock Long-term 4,000
MNO stock Long-term 3,000
Total $21,000
What amount, if any, of the Year 1 capital loss will Cypress carry over to Year 2 if the Year 1 deduction is maximized?
a. $4,000
b. $1000
c. $2.500

Answers

Answer 1

Answer:

c. $2.500

Explanation:

The maximum capital loss deduction per year for a married person filing separately or a single filer is $1,500 per year (if filing jointly the maximum deduction is $3,000).

net capital loss/gain = -$25,000 + $7,000 + $2,000 + $5,000 + $4,000 + $3,000 = -$4,000

-$4,000 loss + $1,500 capital gains deduction = -$2,500 carryover loss


Related Questions

Mr. and Mrs. Camarena's AGI (earned income) was $15,410. Their federal income tax withholding was $930. They had no itemized deductions and two dependent children, ages 18 and 19. If Mr. and Mrs. Camarena are entitled to a $4,732 earned income credit, compute their income tax refund. Assume the taxable year is 2019.

Answers

Answer: $5,662

Explanation:

In 2019, married couples filling jointly had a standard deduction of $24,400.

Mr. and Mrs. Camarena's AGI of $15,410 is below this and so they will not be taxed as all income below $24,400 for them is not Taxable.

The income tax refund they gain will therefore be just the earned income credit as well as their federal income tax withholding.

= 4,732 + 930

= $5,662

A firm with total liabilities and owners’ equity of $100,000 and net sales of $50,000 would have a total asset turnover of

Answers

Answer:

 = 50000 / 100000 * 100

 = 0.50

Explanation:

Gross Profit MethodBased on the following data, estimate the cost of the ending merchandise inventory: Sales (net) $9,250,000 Estimated gross profit rate 36% Beginning merchandise inventory $180,000 Purchases (net) 5,945,000 Merchandise available for sale $6,125,000

Answers

Answer:

$205,000

Explanation:

The computation of the cost of the ending merchandise inventory is shown below:-

Cost of the ending merchandise inventory = Merchandise available for sale - (Net Sales - Gross profit)

= $6,125,000 - ($9,250,000 - $9,250,000 × 36%)

= $6,125,000 - ($9,250,000 - $3,330,000)

= $205,000

Therefore we applied the above formula so that the cost of ending merchandise inventory could come

Hyperion Manufacturing is expected to pay a dividend of $2.25 per share at the end of the year. The stock sells for $75 per share, and its required rate of return is 12%. The dividend is expected to grow at some constant rate, g, forever. What is the equilibrium expected growth rate

Answers

Answer:

The equilibrium expected growth rate is 9%

Explanation:

Stock Price = Expected Dividend next year / (Required Return - Growth rate)

75 = 2.25/( 12% - growth rate)

75 * ( 12% - growth rate) = 2.25

75 * ( 0.12 - growth rate) = 2.25

9 - 75 * Growth rate = 2.25

9 - 2.25 = 75 * growth rate

6.75 = 75 * growth rate

Growth rate = 6.75 /75

Growth rate = 0.09

Growth rate = 9%

Trade adjustment assistance:_________.a. provides financial assistance to all unemployed workers in the United Statesb. guarantees jobs for all workers displaced by imports or plant relocations abroadc. provides assisntace to about 20 percent of unemployed U.S. workers each yeard. provides cash assistance for workers displaced by imports or plant relocations abroad

Answers

Answer:

The correct answer is the option B: guarantees jobs for all workers displaced by imports or plant relocations.

Explanation:

To begin with, the name of "Trade Adjustment Assistance" or TAA refers to a federal program from the United States that establish that its government must act in the situations necessary in order to reduce the damage cause by imports that are felt by certain sectors of the U. S. economy. Moreover, this program's structure features four components and one of them is the program for workers in which is established that the TAA provides a variety of reemployment services to those workers who were displaced or lost their jobs due to the increase of the imports or the relocation of their work plants.

High fixed costs and low variable costs are typical of which approach? product process mass customization repetitive product and mass customization

Answers

Answer:

Product and mass customization.

Explanation:

In Financial accounting, fixed cost can be defined as predetermined expenses in a business that remain constant for a specific period of time regardless of the quantity of production or level of outputs. Some examples of fixed costs in business are loan payments, employee salary, depreciation, rent, insurance, lease, utilities etc.

On the other hand, variable costs can be defined as expenses that are not constant and as such usually change directly and are proportional to various changes in business activities. Some examples of variable costs are taxes, direct labor, sales commissions, raw materials, operational expenses etc.

High fixed costs and low variable costs are typical of product and mass customization.

Hence, the high fixed costs are usually a determinant for pricing a product that aren't produced in mass because to break even, businesses would need to rake in more revenues to meet the the increasing (high) fixed costs.

However, when this products are manufactured in mass, this would help to cut or lower down the total cost of production.

Specialty Auto Racing Inc. retails racing products for BMWs, Porsches, and Ferraris. The following accounts and their balances appear in the ledger of Specialty Auto Racing on July 31, the end of the current year:

Common Stock, $10 par $440,000
Paid-In Capital from Sale of Treasury Stock-Common 33,200
Paid-In Capital in Excess of Par-Common Stock 132,000
Paid-In Capital in Excess of Par-Preferred Stock 61,200
Preferred 4% Stock, $50 par 1,020,000
Retained Earnings 2,057,400
Treasury Stock-Common 38,500

Fifty thousand shares of preferred and 200,000 shares of common stock are authorized. There are 3,500 shares of common stock held as treasury stock.

Required:
Prepare the Stockholders' Equity section of the balance sheet as of July 31, the end of the current year.

Answers

Answer:

Specialty Auto Racing Inc.

Stockholders' Equity section of the balance sheet as at July 31:

Authorized Share Capital:

Common Stock,  200,000 $10 par

Preferred 4% Stock, 50,000 $50 par

Common Stock, Issued share capital, $10 par          $440,000

Paid-In Capital in Excess of Par-Common

       Stock (132,000  + 33,200)                                      165,200

Treasury Stock-Common, 3,500 shares                      (38,500)

Preferred 4% Stock, $50 par                                     1,020,000

Paid-In Capital in Excess of Par-Preferred Stock           61,200

Retained Earnings                                                     2,057,400

Total Equity                                                             $3,705,300

Explanation:

The Stockholders equity section of the balance reports the Preferred stock, common stock, additional paid‐in‐capital, retained earnings, and treasury stock.  It also discloses information regarding the par value, authorized shares, issued shares, and outstanding shares for each type of stock.

The Paid-in Capital from sale of Treasury stock- common of $33,200 is added to the Paid-in Capital in Excess of Par- Common Stock as there is no separate account for it.

A company is considering investing in a new machine that requires a cash payment of $47907 today. The machine will generate annual cash flows of $19946 for the next three years. What is thw internal rate of return if the company buys this machine

Answers

Answer:

12%

Explanation:

Calculation for the internal rate of return if the company buys this machine

Using this formula

IRR = Initial investment/Annual Cash flow

Where,

Initial investment =$47,907

Annual Cash flow =$19,946

Let plug in the formula

IRR= $47,907/$19,946

=2.402

Using PV factor table = 2.402

IRR = 12%

Therefore internal rate of return if the company buys this machine will be 12%

Milton Industries expects free cash flow of $5 million each year. Milton's corporate tax rate is 35%, and its unlevered cost of capital is 15%. The firm also has outstanding debt of $19.05 million, and it expects to maintain this level of debt permanently. What is the value of Milton Industries without leverage? What is the value of Milton Industries with leverage?

Answers

Answer:

1. $33.33 million

2. $40.00 million

Explanation:

The computation of the value of Milton Industries with leverage is shown below:-

Value of Milton Industries without leverage is

= Free cash flow ÷ unlevered cost of capital

= $5 million ÷ 0.15

= $33.33 million

Value of Milton Industries with leverage is

= Value of Milton Industries without leverage + Tax × Debt

= $33.33 million + 0.35 × $19.05 million

= $40.00 million

Therefore we have applied the above formula.

At the beginning of the year, Ann and Becky own equally all of the stock of Whitman, Inc., an S corporation. Whitman generates a $120,000 loss for the year. On the 189th day of the year, Ann sells her half of the Whitman stock to her son, Scott. Becky's stock basis is $41,300. How much of the Whitman loss belongs to Ann and Becky

Answers

Answer:

Becky's loss = $60,000

Ann's loss = $31,068

Explanation:

Assuming a 365 day year, the loss allocation should be as follows:

Ann (then Scott) 50% x $120,000 = $60,000Becky 50% x $120,000 = $60,000

From the 50% that corresponds to Ann:

Ann = 189/365 x $60,000 = $31,068.49 = $31,068Scott = $60,000 - $31,068 = $28,932

A 22-year, semiannual coupon bond sells for $1,066.57. The bond has a par value of $1,000 and a yield to maturity of 6.78 percent. What is the bond's coupon rate

Answers

Answer:

The answer is 7.37%

Explanation:

Solution

Given that

Bond per value = future value =$1000

The current price =  $1,066.57

Time = 22 years * 2

=44 semi-annual periods

The year of maturity = 6.78%/2 = 3.39%

Thus

The coupon rate is computed by first calculating the amount of coupon payment.

So

By using a financial calculator, the coupon payment is calculated below:

FV= 1,000

PV= -1,066.57

n= 44

I/Y= 3.39

Now we press the PMT and CPT keys (function) to compute the payment (coupon)

What was obtained is 36.83 (value)

Thus

The annual coupon rate is: given as:

= $36.83*2/ $1,000

= $73.66/ $1,000

= 0.0737*1,00

=7.366% or 7.37%

Therefore  7.37% is the bond's coupon rate.

Drag each option to the correct location on the image. Match the pairs to their respective categories.

Answers

The correct answers are Pairs of Substitutes: tea- coffee, butter-margarine, petroleum-natural gas; Pairs of Complementary goods: printer-ink cartridge, pen-refill

Explanation:

In economics and related fields, substitutes are goods or products that are considered similar by customers and due to this, one product can replace the other. For example, butter and margarine are substitutes because they have similar properties and uses, which makes one product replace the other. This also occurs with tea and coffee, and petroleum and natural gas because one product can replace the other. Also, because of this, it is common customers buy only one of the products rather than both depending on preferences, price, availability, etc.

On the other hand, complementary goods are those that are used together, this often implies customers buy the two products and changes in one product affect the other. This occurs in the case of printer and ink cartridge because the products are used together and buying a printer often implies customers need to buy the cartridges. Similarly, pens and refills for pens are used and bought together, and one cannot replace the other.

Job 590 has a total cost of $ 29 comma 200. It has been charged manufacturing overhead costs of $ 7 comma 000. The rate is 75​% of direct labor. What was the amount of direct materials charged to the​ job?

Answers

Answer:

Direct material= $12,867

Explanation:

Giving the following information:

Job 590:

Total cost= $29,200

Manufacturing overhead= $7,000

The rate is 75​% of direct labor.

First, we need to calculate the direct labor cost:

Direct labor= allocated overhead/0.75

Direct labor= 7,000/0.75= $9,333

Now, we can calculate the direct material cost:

Total cost= direct material + direct labor + allocated overhead

29,200= direct material + 9,333 + 7,000

direct material= $12,867

The production possibilities curve represents: a) The maximum amount of labor and capital available for production. b) Combinations of goods and services among which consumers are indifferent. c) Maximum combinations of products available with fixed resources and technology. d) The maximum rate of growth of capital and labor in an economy.

Answers

Answer:

c) Maximum combinations of products available with fixed resources and technology.

Explanation:

The production possibilities curve (PPC) is also known as the production possibilities frontier (PPF) and its a curve which illustrates the maximum (best) combinations of two products that can be produce in an economy if they both depend on these factors;

1. Technology is fixed.

2. Resources are fixed.

Hence, the production possibilities curve represents maximum combinations of products available with fixed resources and technology. This ultimately implies that the manufacturing or production of one item (product) is likely to rise or increase provided the production of the other item (product) falls or decreases.

Additionally, the production possibilities curve influences the choice of production used by companies and as such it helps to make the best decision regarding the optimum product mix for a company. This simply means that, all points in a production possibilities curve is efficient and resources should be used efficiently or to the fullest.

A support level is the price range at which a technical analyst would expect the Multiple Choice demand for a stock to decrease substantially. price of a stock to fall. supply of a stock to increase dramatically. supply of a stock to decrease substantially. demand for a stock to increase substantially.

Answers

Answer:

The answer is D. demand for a stock to increase substantially.

Explanation:

The point where technical analysts expect a substantial increase in the demand for a stock to occur is called a support level.

Most stock prices remain stable and fluctuate up and down. The lower limit to these fluctuations is called a support level - the price range where a stock appears cheap, making its demand to increase substantially.

Knowledge Check 01 On March 1, a designer received a check for $7,500 from a customer for services to be provided after the customer chooses a color scheme for the first floor of her house. On July 31, the designer completed the design work for this customer. Prepare the July 31 journal entry by selecting the account names from the drop-down menus and entering the dollar amounts in the debit or credit columns.

Answers

Answer:

              The Designer Journal Entry

Date         General Journal                 Debit            Credit

July 31      Unearned Revenue            $7,500  

                Design Services Revenue                     $7,500

Suppose that Antonio, an economist from an AM talk radio program, and Caroline, an economist from a school of industrial relations, are arguing over government intervention. The following dialogue shows an excerpt from their debate:

Caroline: The usefulness of government intervention in the economy is a long-standing issue that economists continue to debate.

Antonio: I feel that government involvement in the economy should be reduced because government programs cause more harm than good.

Caroline: While I do agree that government programs can be inefficient, I really think they are necessary to help the less fortunate.

1. The disagreement between these economists is most likely due to

a. differences in values

b. differences in scientific judgement

c.differences in perception verse reality.

2. Despite their differences, with which proposition are two economists chosen at random most likely to agree?

a. Lawyers make up an excessive percentage of elected officials.

b. Minimum wage laws do more to harm low-skilled workers than help them.

c. Tariffs and import quotas generally reduce economic welfare.

Answers

Answer:

1) Option A. differences in values

2) Option C. Tariffs and import quotas generally reduce economic welfare

Explanation:

1) Difference in values which can also be called value conflicts are due to variations in belief systems. I.e. when the belief systems of two groups do not allign. While Antonio believes that government programmes should be reduced because they cause more harm than good, Caroline is of the opinion that despite the inefficiency of government programmes, they are still necessary for the less fortunate. This disagreement is as a result of value conflict.

2) Both economists agree on the inefficiency of government programmes. The focal point of Caroline's argument is that government's intervention in the economy is needed for the less fortunate. Based on this premise, two economies chosen at random will most likely agree to the proposition that tariffs and import quotas generally reduce economic welfare.

On January 1, Parson Freight Company issues 8.0%, 10-year bonds with a par value of $3,200,000. The bonds pay interest semiannually. The market rate of interest is 9.0% and the bond selling price was $2,982,557. The bond issuance should be recorded as:

Answers

Answer:

Dr Cash 2,982,557

Dr Discount on bonds payable 217,443

Cr Bonds payable 3,200,000

Explanation:

Preparation for the bond issuance Journal entry

Since we were told that the Company has par value of the amount of $3,200,000 and the bond selling price of $2,982,557 which means the bond issuance should be recorded as:

Dr Cash 2,982,557

Dr Discount on bonds payable 217,443

(3,200,000-2,982,557)

Cr Bonds payable 3,200,000

A manager with many direct subordinates has a wider___________ than does a manager with only a few subordinates. Employees make greater use of their skills and enjoy more opportunities for professional development in a organization

Answers

Answer:

Span of management

Explanation:

The span of management refers to managing the number of subordinates by the superior in an efficient and effective manner

In this, the superiors directly report to the superior with respect to the work, suggestions, grievances

This above explanation we are known as span of management

Therefore in the given scenario, the best option is the span of management that perfectly fits

Assume that both firm A and firm B formally agree to each put up $10 million to form firm C. The operations of firm C are restricted to conducting research and development activities for the benefit of firms A and B. Firm C is a _____ of firms A and B.

Answers

Answer: a. joint venture.

Explanation:

A Joint Venture refers to when 2 or more entities come together and put up resources necessary to accomplish a certain task or venture that will be beneficial to all of them.

For example, BMW and Toyota jointly started research into utilizing hydrogen fuels and Google cooperated with NASA to create Google Earth.

Firm C is a Joint venture between Firms A and B.

Assume that today is December 31, 2019, and that the following information applies to Abner Airlines: After-tax operating income [EBIT(1 - T)] for 2020 is expected to be $700 million. The depreciation expense for 2020 is expected to be $150 million. The capital expenditures for 2020 are expected to be $375 million. No change is expected in net operating working capital. The free cash flow is expected to grow at a constant rate of 7% per year. The required return on equity is 13%. The WACC is 11%. The firm has $199 million of non-operating assets. The market value of the company's debt is $3.534 billion. 120 million shares of stock are outstanding. Using the corporate valuation model approach, what should be the company's stock price today

Answers

Answer:

The company's stock price today should be $71.17 per share.

Explanation:

The corporate valuation model approach can be used to estimate this by using the following steps:

Step 1: Calculation of the free cash flow

Free cash flow is the cash a firm generates after accounting for capital expenditure. This can be estimated using the following formula:

Free Cash Flow (FCF) = After-tax operating income + Depreciation expenses - Capital expenditure

For this question, we therefore have:

Free Cash Flow (FCF) = $700 + $150 - $375 = $475 million

Step 2: Calculation of Value of operations (Vo)

Vo = FCF / (WACC - FCF growth rate) = 475 / (11% - 7%) = $11,875 million

Step 3: Calculation of the Firm value

Firm value = Vo + Non-operating assets = $11,875 + $199 = $12,074 million

Step 4: Calculation of value of equity

Value of equity = Firm value - Debt = $12,074 - $3,534 = $8,540 million

Note: The correct amount of debt is $3,534 not $3.540 as mistakenly given, may be due to typographical error, in the question.

Step 5: Calculation of stock price per share today

Stock price per share = Value of equity / Number of shares outstanding = $8,540 / 120 = $71.17 per share

Therefore, the company's stock price today should be $71.17 per share.

Mayan Company had net income of $132,000. The company had 89,000 shares of common stock issued. The company had 9,000 shares of treasury stock. The company declared a $27,000 dividend on its preferred stock. There were no other stock transactions. What is the company's Earnings Per Share

Answers

Answer:

The company's Earnings Per Share is $1.18

Explanation:

Earnings per share = Earnings Attributable to Holders of Common Stock / Weighted Average Number of Common Stock Holders

                               = ($132,000 - $27,000) / 89,000

                               = $1.179775 or $1.18

An investor purchases a stock for $38 and a put for $.50 with a strike price of $35. The investor sells a call for $.50 with a strike price of $40. What is the maximum profit for this position

Answers

Answer: $2

Explanation:

From the question, we are informed that an investor purchases a stock for $38 and a put for $.50 with a strike price of $35 and that the investor sells a call for $.50 with a strike price of $40.

The maximum profit for this position will be the purchase price of the stock deducted from the strike price of call option. This will be:

= $40 - $38

= $2

Maisley Company decided to analyze certain costs for June of the current year. Units started into production equaled 28,000 and ending work in process equaled 4,000. With no beginning work in process inventory, how much is the conversion cost per unit if ending work in process was 25% complete and total conversion costs equaled $140,000

Answers

Answer:

The conversion cost per unit is $4.83

Explanation:

First step is to determine the Total Equivalent units of Production for Conversion costs.

Assuming that Maisley Company uses the FIFO method in its production, the following is the Total Equivalent Units of production for conversion costs :

To Finish Opening Work In Process                             0

Started and Completed                                           28,000

Closing Work In Process (4,000 × 25%)                    1,000

Total Equivalent Units of production                      29,000

Then find cost per equivalent unit of production for conversion costs.

Cost per equivalent unit = Total Current Period Cost / Total Equivalent Units of production  

                                        =  $140,000 / 29,000

                                        =  $4.827586

                                        =  $4.83

Conclusion :

The conversion cost per unit is $4.83

Complete the following matrix to analyze the human factors that influence organizational change. Write 1 or 2 complete sentences to explain your rationale for each factor. An example has been provided. Human Factors That Influence Organizational Change Example: Resistance Influence on Organizational Change Example of Global Influence (if any) Example of National Influence (if any) Example: Causes delay in implementing change Example: Workers resist change to avoid outsourcing Example: Workers do not know position of the company in the marketplace Organizational Cause of Factor Example: Occurs because of how change is implemented by leadership 1. Loss of control 2. Uncertainty about future 3. Loss of face 4. Concern about competence 5. Fear of more work 6. Past resentments 7. Feeling threatened References

Answers

Please answer please please thank you so please

Milar Corporation makes a product with the following standard costs:

Standard Quantity or Hours Standard Price or Rate
Direct materials 7.7 pounds $ 4 per pound
Direct labor 0.1 hours $ 20 per hour
Variable overhead 0.1 hours $ 4 per hour


In January the company produced 2,000 units using 16,060 pounds of the direct material and 210 direct labor-hours. During the month, the company purchased 16,900 pounds of the direct material at a cost of $65,910. The actual direct labor cost was $4,473 and the actual variable overhead cost was $756. The company applies variable overhead on the basis of direct labor-hours. The direct materials purchases variance is computed when the materials are purchased.

The materials price variance for January is:

a. $1,690 U
b. $1,540 F
c. $1,540 U
d. $1,690 F

Answers

Answer:

Direct material price variance= $1,690 favorable

Explanation:

Giving the following information:

Direct materials 7.7 pounds $ 4 per pound

During the month, the company purchased 16,900 pounds of the direct material at a cost of $65,910.

To calculate the direct material price variance, we need to use the following formula:

Direct material price variance= (standard price - actual price)*actual quantity

actual price= 65,910/16,900= $3.9

Direct material price variance= (4 - 3.9)*16,900

Direct material price variance= $1,690 favorable

The Freeman Manufacturing Company is considering a new investment. Financial projections for the investment are tabulated below. The corporate tax rate is 40 percent. Assume all sales revenue is received in cash, all operating costs and income taxes are paid in cash, and all cash flows occur at the end of the year. All net working capital is recovered at the end of the project.

Year 0 Year 1 Year 2 Year 3 Year 4
Investment $37,000
Sales revenue $19,000 $19,500 $20,000 $17,000
Operating costs 4,000 4,100 4,200 3,400
Depreciation 9,250 9,250 9,250 9,250
Net working capital spending 430 480 530 430 ?

Required:
a. Compute the incremental net income of the investment for each year.
b. Compute the incremental cash flows of the investment for each year.

Answers

Answer:

a.

Year 0 = $0

Year 1 = $5,750

Year 2 = $6,150

Year 3 = $6,550

Year 4 = $4,350

b.

Year 0 = ($37,000)

Year 1 =  $14,570

Year 2 = $14,920

Year 3 = $15,270

Year 4 = $15,040

Explanation:

a. Computation of  the incremental net income of the investment for each year.

                                       Year 0     Year 1       Year 2     Year 3        Year 4  

Sales revenue                              $19,000    $19,500    $20,000   $17,000

Less Operating costs                    $4,000      $4,100       $4,200    $3,400

Less Depreciation                          $9,250     $9,250      $9,250    $9,250

Net Income                      $0          $5,750      $6,150      $6,550     $4,350

b. Computation of  the incremental cash flows of the investment for each year.

                                      Year 0      Year 1        Year 2      Year 3      Year 4

Investment                  ($37,000)

Sales revenue                               $19,000    $19,500     $20,000   $17,000

Operating costs                            ($4,000)     ($4,100)     ($4,200)   ($3,400)

Net working capital                          ($430)       ($480)        ($530)      ($430)

Recovery                                                                                                $1,870

Cash flow                    ($37,000)    $14,570     $14,920     $15,270    $15,040

A company's days' cash on hand is computed by dividing:​ Group of answer choices ​cash and short-term investments by daily cash operating expenses. ​cash by total cash operating expenses. ​cash, short-term investments, and accounts receivable by daily cash operating expenses. ​average cash over the period by daily cash operating expenses.

Answers

Answer:

The answer is A. ​cash and short-term investments by daily cash operating expenses

Explanation:

This is calculated as follows:

cash and short-term investments(cash equivalents) ÷ daily cash operating expenses.

Cash equivalents are very short-term securities. They are very liquid and can be converted to cash very quickly. Examples are bank accounts short-term securities like treasury bills.

Days cash on hand is the number of days that a firm can afford to pay its operating expenses, given the amount of cash available.

When Gustavo and Serrana bought their home, they had a 5.9% loan with monthly payments of $870.60 for 30 years. After making 78 monthly payments, they plan to refinance for an amount that includes an additional $35,000 to remodel their kitchen. They can refinance at 4.8% compounded monthly for 25 years with refinancing costs of $625 included with the amount refinanced.
(a) Find the amount refinanced. (Round your answer to the nearest cent.)
(b) Find their new monthly payment. (Round your answer to the nearest cent.) $
(c) How long will it take to pay off this new loan if they pay $1200 each month? (Round your answer up to the next whole number.)

Answers

Answer:

b

Explanation:

The formula used to calculate the fixed monthly payment (P) required to fully amortize a loan of L dollars over a term of n months at a monthly interest rate of r is P = L [r(1 +r)n]/[(1 + r)n- 1]

" Frequently, beer manufacturers run television ads showing attractive, young people having fun and, of course, drinking their beer. These ads are designed primarily to create: "

Answers

Answer: To create interest in the youths that it's actually for them mostly.

Explanation:

The way an advert is carried out or planned describes who they are communicating to. The content of the advert targets about 80% of it's market by the content it uses when carrying out the advert. When as advert uses young people frequently, it is primarily targeting the young people to build interest in it's product. So the content of an advert describes the market it wants to sell to.

If beer companies makes use of young people for their adverts then it is known that they simply want more patronize and interest from those young people.

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