A lender is considering what terms to allow on a loan. Current market terms are 8 percent interest for 25 years for a fully amortizing loan. The borrower, Rich, has requested a $100,000 loan. The lender believes that extra credit analysis and careful loan control will have to be exercised because Rich has never borrowed such a large sum before. In addition, the lender expects that market rates will move upward very soon, perhaps even before the loan is closed. To be on the safe side, the lender decides to extend Rich a fixed rate, constant payment mortgage (CPM) loan commitment of $95,000 at 9 percent interest for 25 years. However, the lender wants to charge a loan origination fee to make the mortgage loan yield 10%. What origination fee should the lender charge? What fee should be charged if it is expected that the loan will be repaid after 10 years?

Answers

Answer 1

Answer:

1. The origination fee that the lender should charge if Rich will repay the loan after 25 years = $20,000 approximately.

2. The origination fee that the lender should charge if Rich will repay the loan after 10 years = $6,600 approximately.

Explanation:

a) Data and Calculations:

Amount requested by Rich = $100,000

Amount the bank is willing to lend Rich = $95,000

Interest rate = 9%

Period of loan = 25 years or 10 years

From an online finance calculator:

At 10% interest rate:

PMT = $-10,465.97

Sum of all periodic payments = $-261,649.17

Total Interest = $166,649.17

At 9% interest rate:

PMT = $-9,671.59

Sum of all periodic payments = $-241,789.84

Total Interest = $146,789.84

Expected Origination Fee:

Interest at 10% = $166,649.17

Interest at 9% =  $146,789.84

Required origination fee = $19,859.32 ($166,649.17 - $146,789.84)

This is equivalent to $20,000

Payment after 10 years:

At 10% interest rate:

PMT = $-15,460.81

Sum of all periodic payments = $-154,608.13

Total Interest = $59,608.13

At 9% interest rate:

PMT = $-14,802.91

Sum of all periodic payments = $-148,029.09

Total Interest = $53,029.09

Expected Origination Fee:

Interest at 10% = $59,608.13

Interest at 9% =  $53,029.09

Required origination fee = $6,579.04 or $6,600 ($59,608.13 - $53,029.09)


Related Questions

Posting to T-Accounts Post the amounts for the following transactions (a) through (f) to the appropriate T-accounts.
a. Receive merchandise inventory costing $9,000, purchased with cash.
b. Sell half of inventory in (a) for $7,500 on credit.
c. Place order for $5,000 of additional merchandise inventory to be delivered next month.
d. Pay employee $4,000 for compensation earned during the month.
e. Pay $7,000 rent for use of premises during the month.
f. Receive full payment from customer in part (b).

Answers

Answer:

T-accounts

Cash Account

Account Titles      Debit   Credit

a. Inventory                     $9,000

d. Salaries Expense          4,000

e. Rent Expense               7,000

f. Sales Revenue $7,500

Inventory

Account Titles      Debit   Credit

a. Cash               $9,000

b. Cost of goods sold     $4,500

Cost of Goods Sold

Account Titles      Debit   Credit

b. Inventory        $4,500

Accounts Receivable

Account Titles      Debit   Credit

b. Sales revenue $7,500

f. Cash                             $7,500

Sales Revenue

Account Titles      Debit   Credit

b. Accounts receivable   $7,500

Salaries Expense

Account Titles      Debit   Credit

d. Cash                $4,000

Rent Expense

Account Titles      Debit   Credit

e. Cash               $7,000

Explanation:

a) Data and Analysis:

a. Inventory $9,000 Cash $9,000

b. Cost of goods sold $4,500 Inventory $4,500

b. Accounts receivable $7,500 Sales revenue $7,500

c. No effect.

d. Salaries Expense $4,000 Cash $4,000

e. Rent Expense $7,000 Cash $7,000

f. Cash $7,500 Accounts receivable $7,500

Bank Reconciliation and Related Journal entries.
The book balance in the checking account of Lyle's Salon as of November 30 is $3,292.08. The bank statement shows an ending balance of $2,118.00. By examining last month's bank reconciliation, comparing the deposits and checks written per books and per bank in November, and noting the service charges and other debit and credit memos shown on the bank statement, the following were found:
A) An ATM withdrawal of $150 on November 18 by Lyle for personal use was not recorded on the books.
B) A bank debit memo issued for an NSF check from a customer of $19.50.
C) A bank credit memo issued for interest of $19 earned during the month.
D) On November 30, a deposit of $1,177 was made, which is not shown on the bank statement.
E) A bank debit memo issued for $17.50 for bank service charges.
F) Checks No. 549, 561, and 562 for the amounts of $185, $21, and $9.40, respectively, were written during November but have not yet been received by the bank.
G) The reconciliation from the previous month showed outstanding checks totaling $271.95. One of those checks, No. 471 for $18.65, has not yet been received by the bank.
H) Check No. 523 written to a creditor in the amount of $372.90 was recorded in the books as $327.90.
Required:
1. Prepare a bank reconciliation as of November 30.
2. Prepare the required journals entries.

Answers

Answer:

Cash (Dr.) $19

Interest Revenue (Cr.) $19

Cash (Dr.) $150

Bank (Cr.) $150

Bank Charges (Dr.) $17.50

Cash (Cr.) $17.50

Explanation:

Bank Reconciliation Statement

Balance as per Bank statement $2,118.00

Less: ATM withdrawals $150

Less: Bank debit memo $19.50

Add: Interest Earned $19

Add: Deposits $1,177

Less: Bank service Charges $17.50

Less: Checks no.549 not presented $185

Less: Checks no.561 not presented $21

Less: Checks no.562 not presented $9.40

Less: Outstanding Checks $271.95

Add: Error in recording $45

Adjusted balance for the reconciliation $2,684.65

Varcoe Corporation bases its budgets on the activity measure customers served. During September, the company planned to serve 34,500 customers, but actually served 29,500 customers. Revenue is $3.89 per customer served. Wages and salaries are $35,000 per month plus $1.29 per customer served. Supplies are $0.59 per customer served. Insurance is $9,200 per month. Miscellaneous expenses are $7,300 per month plus $0.29 per customer served.
Required:Prepare a report showing the company's activity variances for September. Indicate in each case whether the variance is favorable (F) or unfavorable (U).

Answers

Answer:

Varcoe Corporation

Report showing activity variances for September:

                                                  Budgeted       Actual     Variance

Number of customers served      34,500      29,500       5,000 U

Revenue per customer $3.89  $134,205    $114,755   $19,450 U

Expenses:

Wages and salaries ($35,000

plus $1.29 per customer)            79,505      73,055     $6,450 F

Supplies expense ($0.59 per

 customer served)                      20,355       17,405        2,950 F

Insurance per month                    9,200        9,200        0         N

Miscellaneous expense ($7,300

 plus $0.29 per customer)         17,305       15,855        1,450 F

Total expenses                       $126,365    $115,515   $10,850 F

Net income                                 $7,840        ($760)    $8,600 U

Explanation:

a) Data and Calculations:

                                                  Budgeted       Actual

Number of customers served      34,500      29,500

Revenue per customer $3.89 per customer served

Expenses:

Wages and salaries ($35,000 plus $1.29 per customer)

Supplies expense ($0.59 per customer served)  

Insurance per month = $9,200

Miscellaneous expense ($7,300 plus $0.29 per customer)

Manson Industries incurs unit costs of $6 ($4 variable and $2 fixed) in making an assembly part for its finished product. A supplier offers to make 15,000 of the assembly part at $5 per unit. If the offer is accepted, Manson will save all variable costs but no fixed costs. Prepare an analysis showing the total cost saving, if any, Manson will realize by buying the part.

Answers

Answer:

The decision should be to make the part

Explanation:

Variable cost of manufacturing = 15000x4 = 60000

Fixed cost of manufacturing = 15000 x 2 = 30000

Purchase cost = 15000x5 = 75000

Total annual cost of making = 60000 + 30000 = $90000

Total annual cost of buying is 30000 + 75000 = $105000

90000 - 105,000 = -15000

This shows that manson's cost savings would decrease by -15000

So instead of buying, it is better to make.

The foreign exchange market is a market for converting the currency of one country into that of another country.

a. True
b. False

Answers

Answer:

a. True

Explanation:

The foreign exchange market is a market for converting the currency of one country into that of another country.

For example, the conversion of dollars of the United States of America can be converted into naira (Nigeria) at the foreign exchange market.

Efficient market school is the market school which argues that forward exchange rates do the best possible job for forecasting future spot exchange rates, so investing in exchange rate forecasting services would be a waste of time because it is impossible to have a consistent alpha generation on a risk adjusted excess returns basis as market prices are only affected by new informations.

The efficient market school also known as the efficient market hypothesis (EMH) is a hypothesis that states that asset (share) prices reflect all information and it is very much impossible to consistently beat the market.

Also, forward exchange rates are exchange rates controlling foreign exchange transactions at a specific future date or time.

At year-end (December 31), Chan Company estimates its bad debts as 0.90% of its annual credit sales of $743,000. Chan records its Bad Debts Expense for that estimate. On the following February 1, Chan decides that the $372 account of P. Park is uncollectible and writes it off as a bad debt. On June 5, Park unexpectedly pays the amount previously written off. Prepare Chan's journal entries for the transactions.

Answers

Answer:

Chan Company

Journal Entries:

December 31:

Debit Bad Debts Expense $6,687

Credit Allowance for Doubtful Accounts $6,687

To record the bad debts expense.

February 1:

Debit Allowance for doubtful accounts $372

Credit Accounts receivable (P. Park) $372

To write-off bad debt.

June 5:

Debit Accounts receivable (P. Park) $372

Credit Allowance for doubtful accounts $372

To reverse previously written-off debt.

Debit Cash $372

Credit Accounts receivable (P. Park) $372

To record the receipt on account.

Explanation:

a) Data and Calculations:

Annual credit sales = $743,000

Estimated bad debts = 0.90% of credit sales

Estimated bad debts = $6,687 ($743,000 * 0.90%)

December 31:

Bad Debts Expense $6,687

Allowance for Doubtful Accounts $6,687

February 1:

Allowance for doubtful accounts $372

Accounts receivable (P. Park) $372

June 5:

Accounts receivable (P. Park) $372

Allowance for doubtful accounts $372

Cash $372

Accounts receivable (P. Park) $372

Greene, Inc. uses the LIFO inventory method for external reporting and for income tax purposes but maintains its internal records using FIFO. The following disclosure note was included in a recent annual report:
Inventories ($ in millions):
2021 2020
Total inventories $800 $650
LIFO reserve (86) (65)
The company's income statement reported cost of goods sold of $3,750 million for the fiscal year ended December 31, 2021.
Fill in the blanks below to provide the amount of 2021 ending inventory, cost of goods sold, and inventory turnover if Greene had used FIFO to value its inventories.
Required:
1. Spando adjusts the LIFO reserve at the end of its fiscal year. Prepare the December 31, 2021, adjusting entry to record the cost of goods sold adjustment.
2. If Spando had used FIFO to value its inventories, what would cost of goods sold have been for the 2021 fiscal year?

Answers

Answer:

A. Dr Cost of goods sold$21

Dr LIFO reserve $21

B. $3,729

Explanation:

1. Preparation of the December 31, 2021, adjusting entry to record the cost of goods sold adjustment.

December 31, 2021

Dr Cost of goods sold$21

Dr LIFO reserve $21

($86- $65)

2. Calculation to determine what would cost of goods sold have been for the 2021 fiscal year

Cost of goods sold (Income statement)$3,750 million

Less change in LIFO $21

2021 cost of goods $3,729

($3,750-$21)

Therefore what would cost of goods sold have been for the 2021 fiscal year is $3,729

Match to correct letter option
1. LRAS
2. Market value
3. Disposable income
4. Real
5. Final
6. Excess reserves
A. Money leftover after taxes are paid
B. Quantity theory of money helps explain the shape of this.
C. Part of GDP s definition that captures the quality of the goods and services.
D. Caused by a fall in the money supply
E. Part of GDPâs definition that means you exclude used goods and services.
F. Sticky prices/wages justifies its shape
G. Part of GDP s definition that means you exclude intermediary goods and services.
H. Used to make loans.
I. Used to cover withdraws.
J. Interest rates are at their lower bound
K. Represents the economy s fundamentals, such as population, capital, and technology.
L. Adjusted for inflation.
M. Caused by a collapse of the stock market.

Answers

Answer:

A. Money left over after taxes are paid - Disposable income

B. Quantity theory of money helps explain the shape of this - Real

C. Part of GDP s definition that captures the quality of goods and services - Market Value

D. Caused by a fall in the money supply - Final

E. Part of GDP s definition that means you exclude used goods and services - Real

F.  Sticky prices/wages justifies its shape - Final

G. Part of GDP s definition that means you exclude intermediary goods and services - Market Value

H. Used to make loans - Excess reserves

I. Used to cover withdraws - Disposable income

J. Interest rates are at their lower bound - Real

K. Represents the economy s fundamentals, such as population, capital, and technology - LRAS

L. Adjusted for inflation Final

M. Caused by a collapse of the stock market - Market Value

Explanation:

Long run aggregate supply is adjusted based on the products produced in the country. The supply rate is also adjusted based on demand factor. GDP is the monetary value of all goods and services produced in the country during a certain period.

Early in 2021, the Excalibur Company began developing a new software package to be marketed. The project was completed in December 2021 at a cost of $54 million. Of this amount, $36 million was spent before technological feasibility was established. Excalibur expects a useful life of five years for the new product with total revenues of $90 million. During 2022, revenue of $27 million was recognized.
Required:
1. Prepare a journal entry to record the 2021 development costs.
2. Calculate the required amortization for 2022.
3. Determine the amount to report for the computer software costs in the December 31, 2022, balance sheet.

Answers

Answer:

a.

        Account Title                                                      Debit                 Credit

        Research and Development Expense        $36,000,000

        Software Development Costs                     $18,000,000

        Cash                                                                                     $54,000,000

b. The higher of the Straight-line and Percentage Revenue should be used:

Straight Line method:

= Software Development Costs / useful life

=18,000,000/5

= $3,600,000

Percentage Revenue method:

= Current revenue / Total revenue * Software Development Costs

= 27,000,000/90,000,000 * 18,000,000

= $5,400,000

Amortization = $5,400,000

c. $12,600,000

= Software development cost - Amortization for 2022

= 18,000,000 - 5,400,000

= $12,600,000

Gilligan Co.'s bonds currently sell for $1,230. They have a 6.75% annual coupon rate and a 15-year maturity, and are callable in 6 years at $1,067.50. Assume that no costs other than the call premium would be incurred to call and refund the bonds, and also assume that the yield curve is horizontal, with rates expected to remain at current levels on into the future. Under these conditions, what rate of return should an investor expect to earn if he or she purchases these bonds, the YTC or the YTM? Select the correct answer. a. 3.20% b. 3.47% c. 4.01% d. 2.93% e. 3.74%

Answers

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Teal Mountain Leasing Company signs a lease agreement on January 1, 2020, to lease electronic equipment to Sandhill Company. The term of the non-cancelable lease is 2 years, and payments are required at the end of each year. The following information relates to this agreement:
1. Sandhill has the option to purchase the equipment for $19,500 upon termination of the lease. It is not reasonably certain that Sandhill will exercise this option.
2. The equipment has a cost of $190,000 and fair value of $238,500 to Teal Mountain Leasing. The useful economic life is 2 years, with an unguaranteed residual value of $19,500.
3. Teal Mountain Leasing desires to earn a return of 5% on its investment.
4. Collectibility of the payments by Teal Mountain Leasing is probable.
Prepare the journal entries on the books of Teal Mountain Leasing to reflect the payments received under the lease and to recognize income for the years 2017 and 2018.

Answers

Answer:

Fair value                            $238,500

Less: PV of residual value $17,687     (19500*0.90703)

PV of lease payment          $220,813

Annual lease = 220813/1.85941

Annual lease = $118,754

Date    Account titles and Explanation               Debit         Credit

1/1/17    Lease receivables                                    $238,500

            Cost of goods sold                                  $172,313

                    Sales                                                                    $220,813

                    Inventory                                                              $190,000

            (To record the lease)

12/31/17 Cash                                                          $118,754

                   Lease receivables                                                 $106,829

                   Interest revenue(238,500*5%)                             $11,925

              (To record the receipts of lease installments)

12/31/18  Cash                                                          $118,754

                   Lease receivables                                                 $112,170

                   Interest revenue(238,500-106829*5%)               $6,584

              (To record the receipts of lease installments)

12/31/18  Cash                                                          $19,500

                   Lease receivables                                                 $19,500

             (To record sales of equipment at the end of the lease)

On April 1, 2020, Novak Company assigns $505,300 of its accounts receivable to the Third National Bank as collateral for a $327,200 loan due July 1, 2020. The assignment agreement calls for Novak to continue to collect the receivables. Third National Bank assesses a finance charge of 4% of the accounts receivable, and interest on the loan is 10% (a realistic rate of interest for a note of this type).

Required:
a. Prepare the April 1, 2020, journal entry for Rasheed Company.
b. Prepare the journal entry for Rasheed’s collection of $364,000 of the accounts receivable during the period from April 1, 2014, through June 30, 2020.
c. On July 1, 2014, Rasheed paid Third National all that was due from the loan it secured on April 1, 2020. Prepare the journal entry to record this payment

Answers

Answer:

A. Dr Cash 306,988

Dr Finance Charge 20,212

Cr Notes Payable $327,200

B. Dr Cash $364,000

Cr Accounts Receivable $364,000

C. Dr Notes Payable $327,200

Cr Interest Expense $8,180

Cr Cash $319,020

Explanation:

A) Preparation of the April 1, 2020, journal entry for Prince Company.

Dr Cash 306,988

(327200-20212)

Dr Finance Charge 20,212

($505,300 x 4% = 20212)

Cr Notes Payable $327,200

B. Preparation of the journal entry for Rasheed’s collection

Dr Cash $364,000

Cr Accounts Receivable $364,000

C. Preparation of the journal entry to record this payment

Dr Notes Payable $327,200

Cr Interest Expense $8,180

(10% x $327,200 x 3/12 = 8180)

Cr Cash $319,020

($327,200-$8,180)

The following facts relate to Duncan Corporation.

1. Deferred tax liability, January 1, 2019, $80,000.
2. Deferred tax asset, January 1, 2019, $30,000.
3. Taxable income for 2019, $115,000.
4. Cumulative temporary difference at December 31, 2019, giving rise to future taxable amounts, $250,000.
5. Cumulative temporary difference at December 31, 2019, giving rise to future deductible amounts, $95,000.
6. Tax rate for all years, 40%. No permanent differences exist.
7. The company is expected to operate profitably in the future.

Required:
a. Compute the amount of accounting income for 2019.
b. Prepare the journal entry to record income tax expense, deferred income taxes, and income payable for 2019

Answers

Answer:

Duncan Corporation

a. The amount of the accounting income for 2019 is:

= $270,000

b. Journal Entries:

Debit Income tax expense $46,000

Credit Income tax payable $46,000

To record the income tax expense for 2019.

Debit Deferred tax asset $30,000

Credit Profit and Loss $30,000

To record the deferred tax asset

Debit Profit and Loss $80,000

Credit Deferred tax liability $80,000

To record the deferred tax liability.

Explanation:

a) Data and Calculations:

Taxable income for 2019 =                             $115,000

add Cumulative temporary difference, giving

 rise to future taxable amounts =                $250,000

less Cumulative temporary difference, giving

rise to future deductible amounts =             $95,000

Accounting income for 2019                       $270,000

Income tax expense:

Taxable income = $115,000

Tax rate (40%)         46,000

After-tax income  $69,000

Mel is thinking of going on a cruise. Mel values a cruise in nice weather at $2,000 and values a cruise in bad weather at $50. The probability of nice weather is 60% and the probability of bad weather is 40%. Trip insurance is sometimes available. If purchased, it allows travelers to delay the cruise until the weather is nice. If Mel is risk-neutral, then in the absence of trip insurance, the most she will be willing to pay for the cruise is _______. Select one: a. $1,200 b. $1,250 c. $1,220 d. $1,000

Answers

Answer:

Mel

If Mel is risk-neutral, then in the absence of trip insurance, the most she will be willing to pay for the cruise is _______.

c. $1,220

Explanation:

a) Data and Calculations:

Mel's value of a cruise in nice weather = $2,000

Mel's value of a cruise in bad weather = $50

Probability of nice weather = 60%

Probability of bad weather = 40%

Expected value:

Weather              Outcome Probability    Expected Value

Nice weather      $2,000          60%           $1,200

Bad weather            $50           40%               $20

Total expected value of a cruise               $1,220

A firm with two factories one in Michigan and one in Texas has decided that it should produce a total of 500 units of output in order to maximize profit. The firm is currently producing 200 units in the Michigan factory and 300 units in the Texas factory. At this allocation between plans the last units of output produced in Michigan added $5 to total cost while the last units of output products in Texas added $3 to total the firm
a. is maximizing profit should keep producing 200 units in Michigan and 300 units in Texas
b. should produce 250 units in each factory
c. should produce more in the Michigan factory and less in the Texas factory
d. should produce more in the Texas factory and less in the Michigan factory

Answers

Answer: d. should produce more in the Texas factory and less in the Michigan factory

Explanation:

A company stands to benefit more if it produces at less cost because then it can produce more goods or rather make more profit.

This company is is spending $3 to make an additional unit in Texas than in Michigan where it is spending $5.

It is spending less in Texas and should therefore shift more production to Texas so that it can spend even less when producing and therefore become more profitable.

2. A welder and a carpenter decided to get out of the construction industry and build farm trailers instead. From building a few trailers on weekends, they estimated that the first trailer would take about $700 of their own labor to build and that an 85 percent learning rate can be anticipated on the cumulative average time as each trailer is built. (Note: They decided that their hourly wages should be no less than those they received in the construction trades.) The material costs for each trailer will be about $500, and the craftsmen do not see any way that this can be reduced. They estimate that each trailer can be sold for $1,000. In addition to making their wages on labor, they want to make 15 percent profit on the trailer materials. How many trailers must be built before this rate of profit can be realized

Answers

Answer:

Answer is explained in the explanation section below.

Explanation:

Data Given:

Material Cost Per Trailer = $500

Material Cost plus Profit Per Trailer (15%)  = $500 + 75 = $575

Selling Price = $1000

Labor Cost Remaining Per Trailer = $425

Formula to Calculate the number of Trailers:

X = X1 ([tex]N^{S}[/tex])

Where,

N = number of Trailers

S = Slope Parameter

X = $425

X1 = $700

So, First we need to find the slope parameter, in order to calculate the number of trailers to be built.

S = [tex]\frac{log \alpha }{log 2}[/tex]

where, α = 0.85 rate of improvement.

Plugging in the values into the formula, we get:

S = [tex]\frac{log (0.85) }{log 2}[/tex]

S = -0.234

Now, we can easily find the number of trailers.

X = X1 ([tex]N^{S}[/tex])

Plugging in the values,

425 = 700 x ([tex]N^{-0.234}[/tex])

Solving For N, we get:

N = 8.4 Trailers

N = 9 Trailers.

Hence, 9 Trailers must be built in order to realize this rate of profit.

John Joos is the owner and operator of Way to Go LLC, a motivational consulting business. At the end of its accounting period, December 31, 2013, Way to Go has assets of $669,000 and liabilities of $161,000. Using the accounting equation, determine the following amounts:
a. Owner's equity as of December 31, 2013.
b. Owner's equity as of December 31, 2014, assuming that assets decreased by $127,000 and liabilities decreased by $39,000 during 2014.

Answers

Answer:

a. $508,000

b. $420,000

Explanation:

a. Assets = Equity + Liabilities

669,000 = Equity + 161,000

Equity = 669,000 - 161,000

Equity = $508,000

b.  Assets = Equity + Liabilities

(669,000 - 127,000) = Equity + (161,000 - 39,000)

542,000 = Equity + 122,000

Equity = 542,000 - 122,000

= $420,000

Tambe Electric entered into a written agreement with Home Depot to provide copper wire to Tambe at a price set forth in the writing, and allowed the contractor the option of paying for the wire over a period of time. Tambe later tried to purchase such wire on a payment plan but Home Depot refused. As Home Depot did not fulfill this written agreement, Tambe sued for $68,000, the additional cost it had to subsequently pay to obtain copper wire for its work. Home Depot defended that it had made an oral condition precedent requiring payment in full by Tambe at the time it accepted the price quote in the written agreement. The result is that:_________

Answers

Answer:

Tambe will win.

Explanation:

The Statue of Frauds requires that contracts over $500 are written, and both companies had a written contract. Home Depot later argues that they had orally agreed to modify the written contract. That modification will not hold since it cannot contradict the written contract. In order to legally modify a written contract, you must do it in writing, not orally.

In the A-B-C classification system, items which account for about 15 percent of the annual dollar value, but which account for a majority of the inventory items, would be classified as: Group of answer choices B items. A items plus B items. B items plus C items. C items. A items.

Answers

Answer:

C items

Explanation:

ABC analysis is the inventory management technique of inventory management where the inventory would be divided into 3 types i.e. A, B and C and it is  based upon the importance and the control. The C category items would contains high percenatge of the total no of items but at the same time they have the less dollar volume due to which they have lower control

Synovec Corp. is experiencing rapid growth. Dividends are expected to grow at 25 percent per year during the next three years, 15 percent over the following year, and then 6 percent per year, indefinitely. The required return on this stock is 12 percent and the stock currently sells for $94 per share. What is the projected dividend for the coming year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

Answer:

$26.86

Explanation:

Calculation to determine the projected dividend for the coming year

First step is to calculate the Dividend(D0)=

D0 = $94 * 0.12

Dividend(D0)= $11.28

Second step is to calculate the Expected Dividend growth rate for 3 years (D3) using this formula

Expected Dividend growth rate for 3 years (D3) =D0 (1+g)

Let plug in the formula

D3=$11.28* (1+0.25)^3

D3=$22.03125

Third step is to calculate Dividend in 4th year(D4

Dividend in 4th year(D4)=$22.03125 *1.15

D4 =$25.3359

Now let calculate the Dividend in 5th year(D5

Dividend in 5th year(D5)=$25.3359 * 1.06

Dividend in 5th year(D5)=$26.86

Therefore the Projected Dividend for the coming year will be $26.86

As the question says just provide modalities for compensating the victims of the accident. Do not try to attribute reasons for the cause of the accident, i.e. who is wrong or responsible for the accident. Try to come up with the various kinds of victims and decide what they get. To say that everybody that was killed should get the same amount is not realistic. Think about the families of those involved in September 11 disaster. Did all the families get the same amount?

Answers

Answer:

No, all families cannot get the same amount of compensation as this is dependent on the loss of the misfortune family.

Explanation:

The amount of compensation for the victims of September 11 disaster should be different for every person. The number of family members will be different for every victim. The compensation is based on the number of dependents of the victim family and those are paid high compensation who have their widows and children left behind.

Accounting for par, stated, and no-par stock issuances LO P1
Rodriguez Corporation issues 16,000 shares of its common stock for $176,900 cash on February 20. Prepare journal entries to record this event under each of the following separate situations.
The stock has a $8 par value.
The stock has neither par nor stated value.
The stock has a $4 stated value.
1. Record the issue of 16,000 shares of no par, no stated value common $94,900 cash.
2. Record the issue of 16,000 shares of $2 stated value common stock for $94,900 cash.

Answers

Answer:

Rodriguez Corporation

Journal Entries:

a. Debit Cash $176,900

Credit Common Stock $128,000

Credit Additional Paid-in Capital $48,900

To record the issue of 16,000 shares at $8 par value.

b. Debit Cash $176,900

Credit Common Stock $176,900

To record the issue of 16,000 shares at no par or stated value.

c. Debit Cash $176,900

Credit Common Stock $64,000

Credit Additional Paid-in Capital $112,900

To record the issue of 16,000 shares at $4 state value.

1.  Issue of 16,000 shares of no par, no stated value common $94,900 cash.

Journal Entry:

Debit Cash $94,900

Credit Common Stock $94,900

To record the issue of 16,000 shares at no par or stated value.

2. Record the issue of 16,000 shares of $2 stated value common stock for $94,900 cash.

Journal Entry:

Debit Cash $94,900

Credit Common Stock $32,000

Credit  Additional Paid-in Capital $62,900

To record the issue of 16,000 shares of $2 stated value for cash.

Explanation:

a) Data and Calculations:

Number of common stock shares issued = 16,000

Cash collected from the issue = $176,900

Date of issue = February 20.

b) When shares are issued at no par or stated value, the corresponding credit for the Common Stock account equals the cash realized.  When the par value is less than the issued price, the corresponding credit above the par value is credited to the  Additional Paid-in Capital account.

Doug is filing singly. His net taxable income is $80,575. Every week, $304 is withheld from his earnings for income tax. Based on the table below, what can Doug expect when his taxes are due? Between 80,550 and 80,600 dollars, for filing single, the amount of taxes is 16,539 dollars. a. Doug will receive a refund of $123. b. Doug will receive a refund of $2,977. c. Doug will owe an additional $1,125. d. Doug will owe an additional $731. Please select the best answer from the choices provided A B C D

Answers

Between 80,550 and 80,600 dollars, for filing single, the amount of taxes is 16,539 dollars Doug will owe an additional $731. The correct option is D.

How are tax liabilities calculated?

Your gross tax liability is equal to your taxable income less your tax deductions. Your total income tax liability is equal to your gross tax liability less any tax credits you are eligible for.

Given

the amount of taxes is $16,539

Every week =$304 income withdrawal for tax.

Required to calculate the amount of taxes =?

The total amount of tax in a year = 304 x 52 = $15,808

amount of taxes = amount of taxes - amount already deposited

amount of taxes = 16539 - 15808 = $731

Thus, Doug will owe an additional $731. The total amount of tax owed to federal, state, and local governments by individuals and organizations in a given period is referred to as tax liability. Tax liabilities are short-term liabilities that are recorded on a balance sheet and paid within a year.

Thus, the ideal selection is D.

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Answer: D

Explanation:

ik

Stock Options
On December 30, 2014, Yang Corporation granted compensatory stock options for 5,000 shares of its $1 par value common stock to certain of its key employees. The options may be exercised after 2 years of employment. Market price of the common stock on that date was $30 per share and the option price was $30 per share. Using a fair value option pricing model, total compensation expense is determined to be $80,000. The options are exercisable beginning January 1, 2017, providing those key employees are still in the employ of the company at the time the options are exercised. The options expire on January 1, 2018.
Instructions:
Prepare the following selected journal entries for the company on the answer sheet (if no entry required, state "no entry").
(1) December 30, 2014.
(2) December 31, 2015.
(3) January 1, 2017, assuming 90% of the options were exercised at that date.
(4) January 1, 2018, for the 10% of the options that expired.

Answers

Answer:

Date               Account Titles                         Debit         Credit

Dec 30, 14     No entry on Grant Date

Dec 30, 15     Compensation expense        $40000

                             Paid in capital- stock options           $40000

Dec 30, 16     Compensation expenses       $40000

                            Paid in capital- stock options            $40000

Jan 1, 17         Cash (30*5000*90%)             $135000

                            Paid in capital- stock options            $72000

                            (80000*90%)

                            Common stock (5000*90%*1)           $4500

                            Paid in capital                                     $202500

Jan 1, 18         Paid in capital- stock options  $8000

                          Paid in capital- expired stock options  $8000

Alvis Construction Supply Company has a department that manufactures wood trusses (wood frames used in the construction industry). The following information is for the production of these trusses for the month of February:
Work-in-process inventory, February 1 4,000 trusses
Direct materials: 100% complete $10,480
Conversion: 20% complete $15,258
Units started during February 18,000 trusses
Units completed during February and transferred out 17,000 trusses
Work-in-process inventory, February 29
Direct materials: 100% complete
Conversion: 40% complete
Costs incurred during February
Direct materials $59,040
Conversion $92,092
Required:
Using the FIFO method, calculate the following:
1. Costs per equivalent unit.
2. Cost of goods completed and transferred out.
3. Cost remaining in the ending work-in-process inventory.

Answers

Answer:

Part 1

M = $3.28

C = $5.06

Part 2

$141,780

Part 3

$26,520

Explanation:

1. Costs per equivalent unit.

Step 1 ; Equivalent units

Materials = 4,000 x 0 % + 13,000 x 100 % + 5,000 x 100 % = 18,000 units

Conversion Costs = 4,000 x 80 % + 13,000 x 100 % + 5,000 x 40 % = 18,200 units

Step 2 : Cost per Equivalent units

Materials = $59,040 / 18,000 units = $3.28

Conversion Costs = $92,092 / 18,200 units = $5.06

Total = $3.28 + $5.06 = $8.34

2. Cost of goods completed and transferred out.

Cost of goods completed and transferred out = 17,000 trusses x $8.34 = $141,780

3. Cost remaining in the ending work-in-process inventory.

Ending work-in-process inventory = $3.28 x 5,000 + $5.06 x 2,000 = $26,520

Cost of manufacturing is the total cost incurred by the manufacturing unit or the entire department for the production of goods. It is classified into three main categories: direct material cost, direct labor cost, and manufacturing overhead.

Using the FIFO method, the answers are:

1. Cost per equivalent unit:

For the material is $3.28

For the conversion is $5.06

2. Cost of goods completed and transferred out is $141,780

3. Cost remaining in the ending work-in-process inventory is $26,520

Computations:

1. Cost per equivalent unit:

Material:

[tex]\begin{aligned}\text{Cost per equivalent unit}&=\frac{\text{Total Cost}}{\text{Equivalent Units}}\\&=\frac{\$59,040}{18,000\;\text{units}}\\&=\$3.28\end{aligned}[/tex]

Conversion:

[tex]\begin{aligned}\text{Cost per equivalent unit}&=\frac{\text{Total Cost}}{\text{Equivalent Units}}\\&=\frac{\$92,092}{18,200\;\text{units}}\\&=\$5.06\end{aligned}[/tex]

[tex]\begin{aligned}\text{Total cost per equivalent unit}&=\text{Cost per unit for material}+\text{Cost per unit for conversion}\\&=\$3.28+\$5.06\\&=\$8.34\end{aligned}[/tex]

2. Cost of goods completed and transferred out:

[tex]\begin{aligned}\text{Cost of goods completed}&=\text{Units Completed}\times\text{Total Cost of equivalent units}\\&=17,000\;\text{trusses}\times\$8.34\\&=\$141,780\end{aligned}[/tex]

3. Cost of remaining ending work in process inventory:

[tex]\begin{aligned}\text{Ending Work in Process Inventory}&=[\left( \text{Costs per equivalent unit for material}\times\text{Units}\right )\\&+\left( \text{Costs per equivalent unit for conversion}\times\text{Units}\right )]\\&=\left(\$3.28\times5,000\;\text{units}\right )+\left(\$5.06\times2,000\;\text{units} \right ) \\&=\$26,520\end{aligned}[/tex]

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On October 1, 2020 Waterway Industries issued 6%, 10-year bonds with a face value of $8150000 at 104. Interest is paid on October 1 and April 1, with any premiums or discounts amortized on a straight-line basis. Bond interest expense reported on the December 31, 2020 income statement of Waterway Industries would be

Answers

Answer:

the bond interest expense is $114,100

Explanation:

The computation of the bond interest expense is shown below:

Cash interest payable for 3 months 122,250 ($8,150,000 × 6% × 3 ÷ 12)

Less; AMortized premium for 3 months $8,150 ($8,150,000 × 4% ÷ 10 × 3 ÷ 12)

BOnd interest expense $114,100

Hence, the bond interest expense is $114,100

In the welding operations of a bicycle manufacturer, a bike frame has a flow time of about 13.6 hours. The time in the welding operation is spent as follows: 3 hours waiting in front of the cutting machine for the batch to start, 3 hours waiting for the setup of the machine, 1 hour waiting for the other pieces of the batch to go through cutting, 2 minute at the cutting machine, and 3 hours waiting for the transfer to the welding machine. Then, at the welding machine, the unit spends 1 hour waiting in front of the welding machine for the batch to start, 1 hour waiting for the setup of the welding machine, 0.6 hour waiting for the other pieces of the batch to go through welding, 0.65 minute at the welding machine, and 1 hour waiting for the transfer to the next department.
1. Determine the exact flow time.2. What is the value-added percentage of the flow time?

Answers

Answer:

Exact flow time in hours

13.64416 hours

% value added flow time = 0.3236

Explanation:

Hours to start = 3

Set up = 3 hours

Time spent cutting = 2 minutes

Time through cutting = 1 hour

Transfer = 3 hours

Time waiting for welding machine = 1 hour

Time for set up = 1 hour

Time waiting for pieces of batch = 0.6 hours

Time at welding machine = 0.65 minutes

Time to transfer to next department = 1 hour

To get the exact flow time we convert the minutes to hour

2 minutes to hour = 2/60 = 0.03333

0.65 minutes to hour = 0.65/60 = 0.01083

We sum up all of these hours

3+3+0.03333+1+3+1+1+0.6+0.01083+1 = 13.64416 hours

1.

13.64416 is the exact flow time in hours.

2.

Value added percentage of flow time

13.64416-13.6

= 0.04416

Percentage = 0.04416/13.64416*100

= 0.003236x100

= 0.3236%

Countries like China and other developed economies are in the Neo classical zone. What is the best option for these countries to sustain their economies?

a.
Decrease aggregate demand

b.
Increase aggregate supply

c.
Move back to Keynesian Zone

d.
Move back to intermediate zone​

Answers

Answer:

c.  Move back to Keynesian Zone

Explanation:

The Keynesian zone is a model that states the stable level of GDP is far from potential GDP and that economy is in a period of recession. Unemployment is high and the demands shift from the right to left of the curve. It can be determined by the level of output and employment. The Neoclassical zone will occur when the right side of the curve is fairly vertical, a rise in demand will affect the process but will indirectly impact the output.

Meade Nuptial Bakery makes very elaborate wedding cakes to order. The company has an activity-based costing system with three activity cost pools. The activity rate for the Size-Related activity cost pool is $1.13 per guest. (The greater the number of guests, the larger the cake.) The activity rate for the Complexity-Related cost pool is $43.52 per tier. (Cakes with more tiers are more complex.) Finally, the activity rate for the Order-Related activity cost pool is $61.44 per order. (Each wedding involves one order for a cake.) The activity rates include the costs of raw ingredients such as flour, sugar, eggs, and shortening. The activity rates do not include the costs of purchased decorations such as miniature statues and wedding bells, which are accounted for separately. Data concerning two recent orders appear below: Ericson Wedding Haupt Wedding Number of reception guests 60 162 Number of tiers on the cake 4 3 Cost of purchased decorations for cake $ 16.89 $ 38.61 Assuming that the company charges $500.54 for the Haupt wedding cake, what would be the overall margin on the order

Answers

Answer:

$86.87

Explanation:

Calculation for what would be the overall margin on the order

Price of cake $500.54

Less Costs:Size related ($183.06)

($1.13 per guest × 162 guests)

Less Complexity-related ($130.56)

($43.52 per tier × 3 tiers)

Less Order-related ($61.44)

($61.44 per order × 1 order)

Less Cost of purchased decorations for cake ($38.61)

Customer margin $86.87

Therefore would be the overall margin on the order is $86.87

how to reply to brand collaboration

Answers

Answer:

"Thank you so much for reaching out. I'd love to discuss a collaboration and agree we are a good fit. I have some ideas but I'd like to hear from you what your brand needs right now as far as content goes. I look forward to working together!"

Explanation:

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