You plan to purchase a $340,000 house using either a 25-year mortgage obtained from your local savings bank with a rate of 8.10 percent, or a 10-year mortgage with a rate of 7.10 percent. You will make a down payment of 20 percent of the purchase price.
a. Calculate the amount of interest and, separately, principal paid on each mortgage. What is the difference in interest paid?
b. Calculate your monthly payments on the two mortgages. What is the difference in the monthly payment on the two mortgages?

Answers

Answer 1

Answer:

a. Interest under 10 year mortgage = CUMIPMT(7.1%/12, 10*12, 340000*80%, 1, 10*12, 0)

Interest under 10 year mortgage = 108662.44

Interest under 25 year mortgage = CUMIPMT(8.1%/12, 10*12, 340000*80%, 1, 25*12, 0)

Interest under 25 year mortgage = 363217.16

Difference in interest = 363217.16 - 108662.44

Difference in interest = 254554.72

b. Monthly payment under 10 year = PMT(7.1%/12, 10*12, 340000*80%)

Monthly payment under 10 year = 3172.19

Monthly payment under 25 year = PMT(8.1%/12, 25*12, 340000*80%)

Monthly payment under 25 year = 2117.39

Difference in the monthly payment = 3172.19 - 2117.39

Difference in the monthly payment = 1054.80


Related Questions

Palpatine runs a facial cream business. He can make 100,000 bottles of facial cream per year and sell them for $3.50 each. It costs Palpatine $250,000 for the raw materials to produce the facial cream. Additionally, he must pay $30,000 annually to rent the factory needed to produce his cream. In order to start his business Palpatine withdrew $200,000 from his own savings account. The bank is currently paying a 3% interest rate on saving accounts. Before Palpatine opened his business he worked as a political consultant where he earned $80,000 per year.
What is the total revenue Palpatine earns in a year?
What are the explicit costs Palpatine incurs while producing bottles of facial cream? [2 Points]
(c) What are the implicit costs Palpatine incurs while producing bottles of facial cream? [2 Points]
(d) What is the amount of Palpatine’s accounting profit? [2 Points]
(e) What is the amount of Palpatine’s economic profit?

Answers

Answer:

a. Total revenue:

= Bottles produced * selling price

= 100,000 * 3.50

= $350,000

b. Explicit costs:

Actual costs incurred.

= Raw materials + Rent + investment

= 250,000 + 30,000 + 200,000

= $480,000

c. Implicit costs:

Opportunity costs of going into the facial cream business.

= Amount he would have earned as interest + political consultant salary

= (3% * 200,000) + 80,000

= 6,000 + 80,000

= $86,000

d. Accounting profit:

= Revenue - explicit costs

= 350,000 - 480,000

= -$130,000

e. Economic profit

= Revenue - explicit costs - implicit costs

= 350,000 - 480,000 - 86,000

= -$216,000

2. Which group listed below can be used to set indents and
spacing?

Answers

Explanation:

nothing is listed below

On January 1, 2020, Swifty Corporation established a stock appreciation rights plan for its executives. It entitled them to receive cash at any time during the next four years for the difference between the market price of its common stock and a pre-established price of $20 on 124000 SARs. Current market prices of the stock are as follows:

January 1, 2020 $36 per share
December 31, 2020 39 per share
December 31, 2021 31 per share
December 31, 2022 34 per share

Compensation expense relating to the plan is to be recorded over a four-year period beginning January 1, 2020. On December 31, 2022,50,000 SARs are exercised by executives. What amount of compensation expense should Korsak recognize for the year ended December 31, 2022?

a. $312,000
b. $780,000
c. $1,140,000
d. $2,340,000

Answers

Answer:

$620,000

Explanation:

The amount of compensation expense that Korsak should recognize for the year ended December 31, 2022:

= [($34-$20)*124,000*3/4] - [($31-$20)*124,000*2/4]

= [$14*124,000*3/4] - [$11*124,000*2/4]

= $1,302,000 - $682,000

= $620,000

Note: The answer is not included in the option above

New Zealand and Spain each produce apples and plums. New Zealand can produce a maximum of 60 apples or 15 plums or some combination of both. Spain can produce a maximum of 60 apples or 60 plums or some combination of both. If they decide to specialize and trade, the trade rate is 25 apples for 17 plums.a. Which nation should specialize in plums and which should specialize in apples

Answers

Answer:

New Zealand should specialize in apples.

Spain should specialize in plums.

Explanation:

As per the given production possibility tables, New Zealand must produce maximum apples in the available resources while Spain is able to produce maximum plums with the given resources. To produce 1 plum, New Zealand requires resources equivalent to 4 apples. This shows that New Zealand needs to specialize in apples for efficient utilization of resources. Although the cost of producing plum and apple is almost equivalent for Spain since, New Zealand is already involved in producing apples, It must go for Plums.

The Anderson Company has equal amounts of low-risk, average-risk, and high-risk projects. The firm's overall WACC is 12%. The CFO believes that this is the correct WACC for the company's average-risk projects, but that a lower rate should be used for lower-risk projects and a higher rate for higher-risk projects. The CEO disagrees, on the grounds that even though projects have different risks, the WACC used to evaluate each project should be the same because the company obtains capital for all projects from the same sources. If the CEO's position is accepted, what is likely to happen over time? a. The company's overall WACC should decrease over time because its stock price should be increasing. b. The CEO's recommendation would maximize the firm's intrinsic value. c. The company will take on too many low-risk projects and reject too many high-risk projects. d. The company will take on too many high-risk projects and reject too many low-risk projects. e. Things will generally even out over time, and, therefore, the firm's risk should remain constant over time

Answers

Answer:

d. The company will take on too many high-risk projects and reject too many low-risk projects.

Explanation:

Weighted Average Cost of capital is the firm's is the rate which a firm has to pay to the lenders of fund. There can be different WACC for different projects as the WACC is based on the business risk. The beta factor can be different for all projects and since it is dependent on the nature of project and the risk it involves.

Kevin O’Leary suggests that Jenn and Kelley decrease the price of their product by 50% and sell 10 times as many. That is, he predicts if they drop the price of their product from $40 to $20 they will increase their quantity demanded from 6,000 to 60,000. Calculate the price elasticity of demand for Pursecases using the midpoint formula from this information

Answers

Answer:

The price elasticity of demand for Pursecases using the midpoint formula from this information is -2.45.

Explanation:

From the question, we have:

New quantity demanded = 60,000

Old quantity demanded = 6,000

New price = $20

Old price = $40

The formula for calculating the price elasticity of demand is as follows:

Price elasticity of demand = Percentage change in quantity demanded /

Percentage change in price ................ (1)

Where, based on the midpoint formula, we have:

Percentage change in quantity demanded = {(New quantity demanded - Old

quantity demanded) / [(New quantity demanded + Old quantity demanded) /

2]} * 100 = {(60,000 - 6,000) / [(60,000 + 6,000) / 2]} * 100 = 163.636363636364%

Percentage change in price = {(New price - Old price) / [(New price + Old

price) / 2]} * 100 = {(20 - 40) / [(20 + 40) / 2]} * 100 = -66.6666666666667%

Substituting the values into equation (1), we have:

Price elasticity of demand = 163.636363636364% / -66.6666666666667% = -2.45454545454546

Rounding to 2 decimal places, we have:

Price elasticity of demand = -2.45

Therefore, the price elasticity of demand for Pursecases using the midpoint formula from this information is -2.45.

When The price elasticity of demand for Purchase then we are using the midpoint formula from this information is: -2.45.

Elasticity of demand

According to the Elasticity of demand, are refers to the degree within the change in demand and also when there is a little change in another economic factor, like price or income.

Then New quantity demanded is = 60,000Old quantity demanded is = 6,000

After that New price are = $20

Then Old price is = $40

When The Price elasticity of demand is = Percentage change in quantity demanded / percentage change in price are

Percentage change in quantity demanded = * 100

= * 100

= 163.636363636364%[/tex]

Percentage change in price

= * 100

= * 100 = -66.6666666666667%[/tex]

Then Substituting the values into equation (1), we have:

Price elasticity of demand is =163.636363636364% [tex]-66.6666666666667% = -2.45454545454546[/tex}

Then the Price elasticity of demand is = -2.45

Thus, the value elasticity of demand for Purchase using the midpoint formula from this information is -2.45.

Find out more information about The Elasticity of demand here:

https://brainly.com/question/15737555

g Sparky Corporation uses the weighted-average method of process costing. The following information is available for February in its Molding Department: Units: Beginning Inventory: 27,000 units, 100% complete as to materials and 55% complete as to conversion. Units started and completed: 114,000. Units completed and transferred out: 141,000. Ending Inventory: 31,000 units, 100% complete as to materials and 30% complete as to conversion. Costs: Costs in beginning Work in Process - Direct Materials: $45,000. Costs in beginning Work in Process - Conversion: $50,850. Costs incurred in February - Direct Materials: $311,160. Costs incurred in February - Conversion: $601,150. Calculate the cost per equivalent unit of conversion. Group of answer choices $4.76 $3.96 $5.29 $4.34 $5.69

Answers

Answer:

Conversion cost per equivalent unit = $4.76

Explanation:

Conversion cost per equivalent unit = Total conversion cost / Equivalent units

Conversion cost is the sum of the direct labour cost and the factory overhead cost.  

Equivalent units are notional whole units which represent incomplete work and are used to apportion cost between work progress and completed work. These units are determined as follows:  

Equivalent units = Degree of work done(%) × units of inventory

Equivalent units

Item                           Unit                                            Equivalent unit

Completed unit         140,000         140000× 100%      140,000

Closing inventory      31,000             31,000× 30%         9,300

Total equivalent unit                                                       149,300

Completed units = opening inventory + units started in the period - closing inventory

Completed units = 27000 + 114,000 - 31,000 = 140,000

The conversion cost = 50,850  + 601,150 = 652,000  

conversion cost per equivalent unit = 652,000 /140,000 = 4.65

Conversion cost per equivalent unit = $4.76

Officials from the City of Galveston and State of Texas gathered to celebrate the start of a beach restoration project that involves dumping sand and adding antierosion structures. The first cost of the project is $30 million with annual maintenance estimated at $340,000. If the restored/expanded beaches attract visitors who will spend $6.2 million per year, what is the conventional B/C ratio at the social discount rate of 8% per year

Answers

Answer:

The conventional B/C ratio is 1.83.

Explanation:

Note: This question is not complete. The complete question is therefore provided before answering the question as follows:

Officials from the City of Galveston and State of Texas gathered to celebrate the start of a beach restoration project that involves dumping sand and adding antierosion structures. The first cost of the project is $30 million with annual maintenance estimated at $340,000. If the restored/expanded beaches attract visitors who will spend $6.2 million per year, what is the conventional B/C ratio at the social discount rate of 8% per year. Assume the State wants to recover the investment in 20 years.

Explanation of the answers is now given as follows:

From the question, we have:

First cost = $30 million, or $30,000,0000

Estimated annual maintenance cost = $340,000

Expected annual revenue = Amount to spend per year by the visitors = $6.2 million, or 6,200,000

r = social discount rate per year = 8%, or 0.08

n = number of recover the investment years = 20

Incorporating the formula for calculating the present value of an ordinary annuity, we have:

B = Present worth of annual revenue = Estimated annual revenue * ((1 - (1 / (1 + r))^n) / r) = $6,200,000 * ((1 - (1 / (1 + 0.08))^20) / 0.08) = $60,872,513.93

C = Present worth of cost = First cost + (Estimated annual maintenance cost * ((1 - (1 / (1 + r))^n) / r)) = $30,000,0000 + ($340,000 * ((1 - (1 / (1 + 0.08))^20) / 0.08)) = $33,338,170.12

B/C ratio = B / C = $60,872,513.93 / $33,338,170.12 = 1.83

Therefore, the conventional B/C ratio is 1.83.

According to the theory of comparative advantage, consumers in all nations can consume more if there are

Answers

Answer:

no restrictions on trade

Explanation:

Comparative advantage in economics is the ability of an individual or country to produce a specific good or service at a lower opportunity cost better than another individual or country.

The comparative advantage gives a country a stronger sales margin than their competitors as they are able to sell their specific products or render their peculiar services at a lower opportunity cost.

In 1817, David Ricardo who is an english political economist talked about the law of comparative advantage in his book “On the Principles of Political Economy and Taxation." where he asserted that countries can become better off by specializing in what they do or produce best and eliminate trade barriers (restrictions).

This simply means that, any country applying the principle of comparative advantage, would enjoy an increase in output and consequently, a boost in their Gross Domestic Products (GDP).

Hence, according to the theory of comparative advantage, consumers in all nations can consume more if there are no restrictions on trade.

Victory Company uses weighted-average process costing to account for its production costs. Conversion cost is added evenly throughout the process. Direct materials are added at the beginning of the process. During November, the company transferred 700,000 units of product to finished goods. At the end of November, the work in process inventory consists of 180,000 units that are 30% complete with respect to conversion. Beginning inventory had $420,000 of direct materials and $139,000 of conversion cost. The direct material cost added in November is $2,220,000, and the conversion cost added is $3,254,000. Beginning work in process consisted of 60,000 units that were 100% complete with respect to direct materials and 80% complete with respect to conversion. Of the units completed, 60,000 were from beginning work in process and 640,000 units were started and completed during the period.

Required:
a. Determine the equivalent units of production with respect to direct materials and conversion.
b. Compute both the direct material cost and the conversion cost per equivalent unit.
c. Compute the direct material cost and the conversion cost assigned to units completed and transferred out and ending work in process inventory.

Answers

Answer:

Victory Company

                                                       Materials           Conversion    Total

a. Equivalent units of production:  880,000             754,000

b. Cost per equivalent unit                  $3.00             $4.50

c. Total cost transferred out       $2,100,000        $3,150,000  $5,250,000

Ending Work in Process                  540,000             243,000        783,000

Explanation:

a) Data and Calculations:

Units transferred out = 700,000

Ending Work in process = 180,000

Total equivalent units:

                                           Materials           Conversion

Units transferred out      700,000 (100%)   700,000 (100%)

Ending Work-in-Process  180,000 (100%)     54,000 (30%)

Total equivalent units     880,000               754,000

Cost of production:

                                           Materials           Conversion       Total

Beginning Inventory          $420,000          $139,000       $559,000

Added in November         2,220,000        3,254,000       5,474,000

Total production costs   $2,640,000      $3,393,000    $6,033,000

Cost per equivalent unit:

                                           Materials       Conversion

Total production costs   $2,640,000      $3,393,000

Total equivalent units          880,000           754,000

Cost per equivalent unit         $3.00             $4.50

Cost assigned:

                                               Materials           Conversion       Total

Units transferred out             700,000               700,000

Cost per equivalent unit        $3.00                   $4.50

Total cost transferred out $2,100,000        $3,150,000  $5,250,000

Ending Work in Process        540,000             243,000        783,000

Total cost                          $2,640,000        $3,393,000  $6,033,000

The Zoe Corporation has the following information for the month of March: Cost of direct materials used in production $17,609 Direct labor 29,728 Factory overhead 33,806 Work in process inventory, March 1 24,579 Work in process inventory, March 31 20,303 Finished goods inventory, March 1 24,179 Finished goods inventory, March 31 23,367 a. Determine the cost of goods manufactured. $fill in the blank 1 b. Determine the cost of goods sold. $fill in the blank 2

Answers

Answer:

See below

Explanation:

Given the above information,

a.Cost of goods manufactured is computed as;

= Beginning WIP + direct materials + direct labor + allocated manufacturing overhead - Ending WIP

= $24,579 + $17,609 + $29,728 + $33,806 - $20,303

= $85,419

b. Cost of goods sold is computed as;

= Beginning finished inventory + cost of goods manufactured - ending finished inventory

= $24,179 + $85,419 - $23,367

= $86,231

Ignacio and Perla are married and both are government employees. They contribute 22) money to various organizations each year and file a joint return. Their adjusted gross income for 2018 is $100,000. They contributed to the following organizations in 2018:
$3,500 to the World Wildlife Foundation
$10,000 to the Salvation Army
$2,000 to a local city council candidate
$11,000 to a breast cancer research hospital
Donated clothing to Goodwill. (Ignacio purchased the items for $375, but the thrift shop value of the same items at a local second-hand store is equal to S60.)
How much can Ignacio and Perla deduct as charitable contributions for the year 2018?
A) $26,560.
B) $25,710
C) $26,500.
D) S24,560.

Answers

Answer: D. $24,560

Explanation:

The contributions to charity and the clothing to Goodwill can be considered charitable deductions but the goodwill clothing must be value at second-hand value.

= Donation to WWF + Salvation Army + Breast Cancer research + Goodwill

= 3,500 + 10,000 + 11,000 + 60

= $24,560

usiness Solutions sells upscale modular desk units and office chairs in the ratio of 3:2 (desk unit:chair). The selling prices are $1,250 per desk unit and $500 per chair. The variable costs are $750 per desk unit and $250 per chair. Fixed costs are $120,000. Required: 1. Compute the selling price per composite unit. 2. Compute the variable costs per composite unit. 3. Compute the break-even point in composite units. 4. Compute the number of units of each product that w

Answers

Answer:

1. Selling price per composite unit = Price of desk unit * (Ratio of desk unit) + Price of chair * (Ratio of chair)

= $1250*(3) + $500*(2)

= $3,750 + $1,000

= $4,750

2. Variable costs per composite unit = Variable cost per desk unit * (Ratio of desk unit) + Variable cost per chair * (Ratio of chair)

= $750*(3) + $250*(2)

= $2,250 + $500

= $2,750

3. Break even point in composite units = Fixed costs / (Composite selling price - Composite variable cost)

= $120,000 / ($4750 - $2750)

= $120,000 / $2000

= 60 units

4. Number desk units sold at break even point = 60 composite units* 3 per composite unit = 180 units

Number of chairs sold at break even point = 60 composite units * 2 per composite unit = 120 units

Brokers' calls:________
a. are funds used by individuals who wish to buy stocks on margin.
b. are funds borrowed by the broker from the bank, with the agreement to repay the bank immediately if requested to do so.
c. carry a rate that is usually about one percentage point lower than the rate on U.S. T-bills.
d. are funds used by individuals who wish to buy stocks on margin and are funds borrowed by the broker from the bank, with the agreement to repay the bank immediately if requested to do so.
e. are funds used by individuals who wish to buy stocks on margin and carry a rate that is usually about one percentage point lower than the rate on U.S. T-bills.

Answers

Answer:

D.

Explanation:

A brokers' call can be defined as the interest rate that banks charge on loans given to brokerage firms. It is also known as call loan rates. The brokers use this loan to fund their traders' margin account.

The statements correct about brokers' calls from the given options is D. The broker's calls are funds used by both individuals and broker from the bank. Individuals use this loan to buy stocks whereas brokers borrow with an agreement to repay immediately.

Therefore, option D is correct.

On January 1, 2021, Calloway Company leased a machine to Zone Corporation. The lease qualifies as a sales-type lease. Calloway paid $290,000 for the machine and is leasing it to Zone for $37,000 per year, an amount that will return 7% to Calloway. The present value of the lease payments is $290,000. The lease payments are due each January 1, beginning in 2021. What is the appropriate interest entry on December 31, 2021

Answers

Answer and Explanation:

The appropriate interest entry on December 31, 2021 is presented below

Interest receivable  $17,710  (($290,000 - $37,000) × 0.07)

            To Interest revenue $17,710

(Being interest is recorded)

Here the interest receivable is debited as it increased the assets and credited the interest revenue as it also increased the revenue

Doogan Corporation makes a product with the following standard costs: Standard Quantity or Hours Standard Price or Rate Direct materials 7.4 grams $ 2.00 per gram Direct labor 0.5 hours $ 20.00 per hour Variable overhead 0.5 hours $ 7.00 per hour The company produced 5,200 units in January using 39,310 grams of direct material and 2,380 direct labor-hours. During the month, the company purchased 44,400 grams of the direct material at $1.70 per gram. The actual direct labor rate was $19.30 per hour and the actual variable overhead rate was $6.80 per hour. The company applies variable overhead on the basis of direct labor-hours. The direct materials purchases variance is computed when the materials are purchased. The labor rate variance for January is:

Answers

Answer:

Direct labor rate variance= $1,666 favorable

Explanation:

Giving the following information:

The company produced 5,200 units in January using 2,380 direct labor-hours.

The actual direct labor rate was $19.30 per hour

To calculate the direct labor rate variance, we need to use the following formula:

Direct labor rate variance= (Standard Rate - Actual Rate)*Actual Quantity

Direct labor rate variance= (20 - 19.3)*2,380

Direct labor rate variance= $1,666 favorable

Company A and Company B are a duopoly, an oligopoly of only two firms. Neither company advertises its product and both firms earn $10 million in profits. Company A is considering increases to its advertising budget which would raise its profits to $12 million. Below is the payoff matrix for both companies and their decision as to whether to advertise or not.
Company A' Profits
Don't Adevertise Advertise
Don't Advertise A: $10 million A: $12 million
B: $10 million B: $6 million
Company B's Profits A: $6 million A: $8 million
B: $12 million B: $8 million
If Company A increases its advertising budget, Company B should:____.
A. Shut down.
B. Continue to not advertise.
C. Increase its advertising budget.
D. Increase the price it charges to increase profits.

Answers

Answer: C. Increase its advertising budget.

Explanation:

If Company A advertises and Company B does not, Company B profits are $6 million compared to $12 million for Company A. If both company advertise, they both have a profit of $8 million.

It is therefore important that when A advertises, B should advertise as well. This is why B should increase its advertising budget when A does because it will lead to them having a better income than they would should A advertise more.

JRJ Corporation issued 10-year bonds at a price of $1,000. These bonds pay $60 interest every six months. Their price has remained the same since they were issued; that is, the bonds still sell for $1,000. Due to additional financing needs, the firm wishes to issue new bonds that would have a maturity of 10 years and a par value of $1,000 and pay $40 interest every six months. If both bonds have the same yield, how many new bonds must JRJ issue to raise additional capital of $2 million

Answers

Answer:

JRJ must issue 2,596 bonds to raise additional capital of $2 million.

Explanation:

From the question, we have the following:

Amount needed to be raised = $2 million = $2,000,000

Coupon rate = 8.0%, or 0.08

FV = Face value = 1000

Year to maturity = 10

NPER = Number of period = Year to maturity * Number of semiannuals in a year = 10 * 2 = 20

PMT = (FV * Coupon rate) / Number of semiannuals in a year  =(1000 * 0.08) / 2 = 40

Rate = Semiannual interest / FV = $60 / $1000 = 0.06

The net proceeds can be calculated using the following excel function:

Net proceed = PV(rate, NPER, -PMT, -FV) ........... (1)

Substituting all the relevant value into equation (1), we have:

Net proceed = PV(6%, 20, -40, -1000)

Inputing =PV(6%, 20, -40, -1000) in any cell in excel sheet (Note: as done in the attached excel file), we have:

Net proceed = $770.60

Therefore, we have:

Number of bonds that must be raised = Amount needed to be raised / Net proceed = $2,000,000 / $770.60 = 2,596

Conifer Craft is a furniture firm that specializes in creating customized furniture for the commercial market. The firm has recently acquired a large amount of funds from investors and is looking to diversify by introducing customized products for the industrial market. The firm has completed a complete situation analysis for the purpose and the results are favorable. According to the market segmentation process model, the firm must next:_________

Answers

Answer:

implement a portfolio strategy

Explanation:

According to information regarding the company Conifer Craft, it is possible to identify that the company is diversifying its portfolio by launching customized products for the industrial market. Therefore, after this market segmentation process, it is recommended that the company develops and implements a portfolio strategy, which aims to reduce the aggregate risks of the diversification of new product lines, improving the decision-making process, identifying the potential for value of each product line according to a strategic vision, so that the company remains competitive and well positioned in the market.

Using FIFO for Multiproduct Inventory Transactions (Chapters 6 and 7) [LO 6-3, LO 6-4, LO 7-3] Skip to question [The following information applies to the questions displayed below.] FindMe Inc., (FI) has developed a coin-sized tracking tag that attaches to key rings, wallets, and other items and can be prompted to emit a signal using a smartphone app. FI sells these tags, as well as water-resistant cases for the tags, with terms FOB shipping point. Assume FI has no inventory at the beginning of the month, and it has outsourced the production of its tags and cases. FI uses FIFO and has entered into the following transactions:
Jan. 2: FI purchased and received 260 tags from Xioasi Manufacturing (XM) at a cost of $7 per tag, n/15.
Jan. 4: FI purchased and received 60 cases from Bachittar Products (BP) at a cost of $2 per case, n/20.
Jan. 6: FI paid cash for the tags purchased from XM on Jan. 2.
Jan. 8: FI mailed 160 tags via the U.S. Postal Service (USPS) to customers at a price of $30 per tag, on account.
Jan. 11: FI purchased and received 360 tags from XM at a cost of $10 per tag, n/15.
Jan. 14: FI purchased and received 160 cases from BP at a cost of $3 per case, n/20.
Jan. 16: FI paid cash for the cases purchased from BP on Jan. 4.
Jan. 19: FI mailed 120 cases via the USPS to customers at a price of $15 per case, on account.
Jan. 21: FI mailed 260 tags to customers at a price of $30 per tag.
1. Calculate the dollars of gross profit and the gross profit percentage from selling tags and cases.
2. Which product line yields more dollars of profit? - Which product line yields more profit per dollar of sales?
3. Calculate the dollars of gross profit and the gross profit percentage from selling tags and cases. (Round your "Gross Profit Percentage" answers to 2 decimal places.)

Answers

Answer:

1-a. Dollars of gross profit from selling tags = $9,180

1-b. Dollars of gross profit from selling cases = $1,500

1-c. Gross profit percentage from selling tags = 72.86%

1.d. Gross profit percentage from selling cases = 83.33%

2-a. Tag yields more dollars of profit.

2-b. Tag yields more profit per dollar of sales.

Explanation:

Note: The requirements for this question are two not three as erroneously stated. This is because, the first and the third question are the same. Therefore, the two relevant requirements of the question are:

1. Calculate the dollars of gross profit and the gross profit percentage from selling tags and cases.

2. Which product line yields more dollars of profit? - Which product line yields more profit per dollar of sales?

The explanation of the answers is now given as follows:

1. Calculate the dollars of gross profit and the gross profit percentage from selling tags and cases.

Sales revenue from tags = Sales value of 160 tags mailed to customers on Jan. 8 at a price of $30 per tag + Sales value of 260 tags mailed to customers on Jan. 21 at a price of $30 per tag = (160 * $30) + (260 * $30) = $12,600

Sales revenue from cases = Sales value of 120 cases mailed to customers on Jan. 19 at a price of $15 per case = 120 * $15 = $1,800

Total number of tags sold = 160 tags mailed to customers + 260 tags mailed to customers on Jan. 21 = 420

Total number of cases sold = 120 cases mailed to customers on Jan. 19 at a price of $15 per case = 120

Using FIFO, we have:

Cost of tags sold = Value of 260 tags purchased on Jan.2 from Xioasi Manufacturing (XM) at a cost of $7 per tag + Value of the remaining 160 (i.e. 420 – 260 = 160) tags sold based on the 360 tags purchased on Jan. 11 from XM at a cost of $10 per tag = (260 * $7) + (160 * $10) = $3,420

Cost of cases sold = Value of 60 cases purchased on Jan.4 from Bachittar Products (BP) at a cost of $2 per case + Value of the remaining 60 cases sold based on the 160 cases purchased on Jan. 14 from BP at a cost of $3 per case = (60 * $2) + (60 * $3) = $300

Therefore, we have:

1-a. Dollars of gross profit from selling tags = Sales revenue from tags - Cost of tags sold = $12,600 - $3,420 = $9,180

1-b. Dollars of gross profit from selling cases = Sales revenue from cases - Cost of cases sold = $1,800 - $300 = $1,500

1-c. Gross profit percentage from selling tags = (Dollars of gross profit from selling tags / Sales revenue from tags) * 100 = ($9,180 / $12,600) * 100 = 72.86%

1.d. Gross profit percentage from selling cases = (Dollars of gross profit from selling cases / Sales revenue from cases) * 100 = 83.33%

2. Which product line yields more dollars of profit? - Which product line yields more profit per dollar of sales?

2-a. Which product line yields more dollars of profit?

From part 1 above, we have:

Dollars of gross profit from selling tags = $9,180

Dollars of gross profit from selling cases = $1,500

Since the dollars of gross profit from selling tags of $9,180 is greater than the dollars of gross profit from selling cases of $1,500, this implies that Tag yields more dollars of profit.

2-b. Which product line yields more profit per dollar of sales?

From part 1 above, we have:

Total number of tags sold = 420

Total number of cases sold = 120

Therefore, we have:

Tag's profit per dollar of sales = Dollars of gross profit from selling tags / Total number of tags sold = $9,180 / 420 = $21.86

Case's profit per dollar of sales = Dollars of gross profit from selling cases / Total number of cases sold = $1,500 / 120 = $12.50

Since Tag's profit per dollar of sales of $21.86 is greater than Case's profit per dollar of sales of $12.50, this implies that Tag yields more profit per dollar of sales.

Bob lives in San Diego and runs a business that sells boats. In an average year, he receives $793,000 from selling boats. Of this sales revenue, he must pay the manufacturer a wholesale cost of $430,000; he also pays wages and utility bills totaling $301,000. He owns his showroom; if he chooses to rent it out, he will receive $15,000 in rent per year. Assume that the value of this showroom does not depreciate over the year. Also, if Bob does not operate this boat business, he can work as a financial advisor, receive an annual salary of $50,000 with no additional monetary costs, and rent out his showroom at the $15,000 per year rate. No other costs are incurred in running this boat business.

Identify each of Charles's costs in the following table as either an implicit cost or an explicit cost of selling guitars.

a. The wages and utility bills that Charles pays
b. The wholesale cost for the guitars that Charles pays the manufacturer
c. The rental income Charles could receive if he chose to rent out his showroom
d. The salary Charles could earn if he worked as a financial advisor

Answers

Answer:

Explanation:

Explicit Costs refers to costs that involve an immediate outlay of cash from the business and it is recorded and reported to the management.

Implicit Cost refer to the cost which the company had foregone while employing the alternative course of action and is neither recorded nor reported to the management of the company.

a. The wages and utility bills that Charles pays

Identification: Explicit Cost

b. The wholesale cost for the guitars that Charles pays the manufacturer

Identification: Explicit Cost

c. The rental income Charles could receive if he chose to rent out his showroom

Identification:  Implicit Cost

d. The salary Charles could earn if he worked as a financial advisor

Identification:  Implicit Cost

Mr. and Mrs. FB, a retired couple, decided to open a family restaurant. During March and April, they incurred the following expenses: Prepaid rent on commercial real estate ($2,100 per month from April through December) $ 18,900 Prepaid rent on restaurant equipment ($990 per month from April through December) 8,910 Advertising of upcoming grand opening 900 Staff hiring and training 11,500 $ 40,210 Mr. and Mrs. FB served their first meal to a customer on May 1. Determine the tax treatment of the given expenses on their tax return.

Answers

Answer:

$7,920 for rent on the equipment

$16,800 for rent on the commercial real estate

Explanation:

Calculation to Determine the tax treatment of the given expenses on their tax return.

First step is to calculate the Start Up Expenditure

Rent for April:

Commercial real estate $2,100

Equipment $990

Advertising during pre-operating phase $900

Staff hiring and training during pre-operating phase 11,500

Start Up Expenditure $15,490

Second step is to calculate the amount capitalized over 180 months

Amount capitalized over 180 months=$15,490 - $5,000 = $10,490

Amount capitalized over 180 months=$10,490 / 180 months

Amount capitalized over 180 months=$58.28 per month

Third step is to calculate the amortization deducted from this year’s tax return

Amortization deducted from this year’s tax return=(April – December = 8 months) ($58.28 x 8 months

Amortization deducted from this year’s tax return = $466.24

Now let Determine the tax treatment of the given expenses on their tax return

They can deduct ($990 x 8 months)$7,920 for rent on the equipment from May-December*

They can deduct ($2,100 x 8 months)$16,800 for rent on the commercial real estate fromMay-December

Advisors, an international pension fund manager, uses the concepts of purchasing power parity(PPP) and the International Fisher Effect (IFE) to forecast spot exchange rates. Omni gathers the financial information as follows:

Base price level 100
Current U.S. price level 105
Current South African price level 111
Base rand spot exchange rate $0.175
Current rand spot exchange rate $0.158
Expected annual U.S. inflation 7%
Expected annual South African inflation 5%
Expected U.S. one-year interest rate 10%
Expected South African one-year interest rate 8%

Required:
Calculate the following exchange rates (ZAR and USD refer to the South African rand and U.S. dollar, respectively)

a. The current ZAR spot rate in USD that would been forecast by PPP.
b. Using the IFE, the expected ZAR spot rate in USD one year from now.
c. Using PPP, the expected ZAR spot rate in USD four years from now.

Answers

Answer:

a. Current spot rate / Base spot rate = Price level in home country / Price level in foreign country

CSR / 0.175 =105 / 111

CSR = (105/ 111) * 0.175

= $0.1655 / ZAR

b. Expected ZAR spot rate / Current ZAR spot rate  = (1 + interest rate in home country) /  (1 + interest rate in foreign country)

Expected ZAR spot rate / 0.158 = (1 + 10%) / ( 1 + 8%)

Expected ZAR spot rate = (1.1/1.08) * 0.158

= $0.1609 / ZAR

c. Expected ZAR spot rate / Current ZAR spot rate  = (1 + inflation rate in home country) /  (1 + inflation rate in foreign country)

Expected ZAR spot rate / 0.158 = (1 + 7%) / ( 1 + 5%)

= 1.07/1.05 * 0.158

= $0.1610 / ZAR

recommend two ways in which women and children can be protected from discrimination and violence​

Answers

Answer:

People always assume woman and children need to be protected from discrimmination, when in reality, they are stronger to deal with it themselves. For examole, of they become activists and speak up for themselves, they would control the flow of discrimmination, and the children can be more edcated on what discrimmination is, and understand how to come to terms with their identitity without being silenced and viewed as weak

Explanation:

Answer: 1. Women/children could stand up for themselves

2. We are all created equal, we all deserve the same respect as anyone else. Woman, child, man, everyone should be treated as an equal

Explanation:

— I’m in 6th grade P.S.

:)

Mr. Renaldo purchased 30 acres of undeveloped ranch land 10 years ago for $935,000. He is considering subdividing the land into one-third-acre lots and improving the land by adding streets, sidewalks, and utilities. He plans to advertise the 90 lots for sale in a local real estate magazine. Mr. Renaldo projects that the improvements will cost $275,000 and that he can sell the lots for $20,000 each. He is also considering an offer from a local corporation to purchase the 30-acre tract in its undeveloped state for $1.35 million. Assume that Mr. Renaldo makes no other property dispositions during the year and has a 35 percent tax rate on ordinary income and a 15 percent tax rate on capital gain. Required: Compute the after-tax cash flow if Mr. Renaldo develops the land. Compute the after-tax cash flow if Mr. Renaldo sells the land.

Answers

Answer is in the photo. I can only upload it to a file hosting service. link below!

tinyurl.com/wtjfavyw

The city of Bethville establishes an Internal Service Fund to account for printing services provided to the various departments of the government. Police chief, Winston Watson, authorizes the payment of $2,000 for printing services provided by the Printing Services Internal Services Fund. The accounting department makes the payment. What entry should be reported in the Printing Services Internal Service Fund for receipt of the payment

Answers

Answer:

Dr Cash $2,000

Cr Transfer in from General Fund $2,000

Explanation:

Based on the information given if Winston authorizes the payment of the amount of $2,000 for the printing services that was rendered by the Printing Services Internal Services Fund which means that if The accounting department makes the payment the Journal entry that should be reported in the Printing Services Internal Service Fund for receipt of the payment is :

Dr Cash $2,000

Cr Transfer in from General Fund $2,000

All of the following regarding accounting for Treasury Stock are true except: Multiple Choice Corporations do not record gains or losses on transactions involving their own stock. Treasury Stock receives cash dividends but not stock dividends. Purchasing Treasury Stock reduces the corporation’s assets and equity by equal amounts. Treasury Stock is presented on the balance sheet as a contra equity account. Treasury Stock does not have voting rights.

Answers

Answer:

Treasury Stock receives cash dividends but not stock dividends.

Explanation:

Shares owned by the issuing company itself are considered as Treasury Stock. Prime reason company buys their own stock to reduce dividend expense and save cash. So, it does not make any sense to pay dividends to Treasury stock.

A labor crew for placing concrete consists of one labor foreman at $26.09 per hour, one cement finisher at $29.30 per hour, 6 laborers at $24.45 per hour each, and one equipment operator at $34.5 per hour. Such a crew, called a C20 crew, can place 178 cubic yards of concrete per 8-hour day. Determine the cost per day of labor for the C20 crew. The cost per day is determined to be $ _______.

Answers

Answer:

Total cost per day= $1,892.72

Explanation:

Giving the following information:

Foreman= 26.09 per hour

Cement finisher= 29.3 per hour

Labor= 24.45 per hour

Equipment operator= 34.5 per hour

To calculate the total cost for one day of work, we need to multiply the hourly rate by the total number of hours.

Total cost per day= 26.09*8 + 29.3*8 + (24.45*6)*8 + 34.5*8

Total cost per day= $1,892.72

You have just purchased a municipal bond with a $10,000 par value for $9,500. You purchased it immediately after the previous owner received a semiannual interest payment. The bond rate is 6.6% per year payable semiannually. You plan to hold the bond for 7 years, selling the bond immediately after you receive the interest payment. If your desired nominal yield is 10% per year compounded semiannually, what will be your minimum selling price for the bond

Answers

Answer:

$12,341.80

Explanation:

The computation of the minimum selling price for the bond is shown below:

Semi-annual  = 10% ÷ 2 = 5%

Semi-annual compounding periods = 7 × 2 = 14

Semi-annual coupon (for 10 bonds) = $10,000 × 6.6% × (1 ÷ 2) = $330

as we know that

Here We assume the selling price be S

The Present worth of the bond = PW of future cash flows

$9,500 = $330 × P/A(5%, 14) + S × P/F(5%, 14)

$9,500 = $330 × 9.898641 + S × 0.505068

$9,500 = $3,266.55 + S × 0.505068

S × 0.505068 = $6,233.45

= $12,341.80

The Sunland Inc., a manufacturer of low-sugar, low-sodium, low-cholesterol TV dinners, would like to increase its market share in the Sunbelt. In order to do so, Sunland has decided to locate a new factory in the Panama City area. Sunland will either buy or lease a site depending upon which is more advantageous. The site location committee has narrowed down the available sites to the following three very similar buildings that will meet their needs. Building A: Purchase for a cash price of $612,100, useful life 26 years. Building B: Lease for 26 years with annual lease payments of $71,490 being made at the beginning of the year. Building C: Purchase for $655,200 cash. This building is larger than needed; however, the excess space can be sublet for 26 years at a net annual rental of $6,850. Rental payments will be received at the end of each year. The Sunland Inc. has no aversion to being a landlord.
Instructions:
In which building would you recommend that Brubaker Inc. locate, assuming a 12% cost of funds?

Answers

Answer:

Building C

Explanation:

To solve this, we find the present value of each of the buildings.

Building A: We are told that it is to be Purchased for a cash price of $612,100, useful life 26 years. Thus;

PV = $612000

Building B: PV = 71490 + (71490 × ((1+r)ⁿ - 1)/(r(1+r)ⁿ)

Where,

r = 12% = 0.12

n = 26 - 1 = 25

Thus;

PV = 71490 + (71490 × (1 + 0.12)^(25) -1)/(0.12(1 + 0.12)^25)

PV = = $632196

Building C:

PV = 655200 - 6850 × ((1+r)ⁿ - 1)/(r(1+r)ⁿ)

Where;

r = 12% = 0.12

n=26

Thus;

PV = 655200 - (6850 × (1 + 0.12)^(25) -1)/(0.12(1 + 0.12)^25)

PV = $601474

Thus, the minimum PV is building C and therefore it is the one I will recommend that Brubaker Inc. locate

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