Why does a country need fewer banks

Answers

Answer 1

Answer:

Explanation:

Despite the consolidation of the sector, authorities will not refrain from issuing new licences. Instead, they are expected to continue granting new banking licences in the future. That said, we can also expect more mergers and acquisitions in the sector as experts predict the consolidation will continue in the coming years.

According to the Central Bank of Kenya, banks that will embrace innovation and adopt new technologies will have unprecedented opportunities to change and improve how they provide financial services and products. At the same time, they must manage the risks created by the new digital economy,

The Kenya Bankers Association’s State of the Banking Industry report 2019 revealed that financial technology is increasingly changing the shape of the banking industry in the sense that competition in the provision of financial services is well beyond the formal regulated institutions.

It further states that new entrants with digital prowess will gain prominence, while many incumbent lenders will be forced to alter their strategies to compete. There will be greater industry fragmentation and blurring of industry boundaries, with financial services increasingly offered by an emerging breed of nonbanks.

Richard Njoroge told International Finance, “Consolidation can be regulator driven, such as through requirements for higher capital levels as was the case in Nigeria, or market-driven.  Attempts by the regulator in the past to increase the level of minimum capital have not gone far as these proposals have been blocked in Parliament. In my view consolidation will be driven by business imperatives, which make it difficult for banks below a certain scale to be competitive. Consolidation has taken a while, but we are already seeing this starting to happen. I expect that we will have fewer banks in 10 years’ time.”


Related Questions

Rachel is a high school student who enjoys working with people. She prefers to avoid working with math and new technologies. She plans on earning a bachelor's in marketing to secure a high-paying position with the opportunity for career advancement. Which of the following careers should Rachel consider? A. Marketing research analyst B. Public relations manager C. Marketing data analyst D. Web developer

Answers

Answer:

B. Public relations manager

Explanation:

Answer:b. public relations manager

Explanation:a. p. e. x.

On Saturday, December 31, the company's owner provided ten hours of service to a customer. The company bills $100 per hour for services provided on weekends. Payment has not yet been received. The owner did not stop in the office on Saturday; as such, on December 31, the services were unbilled and unrecorded. Complete the necessary adjusting entry by selecting the account names and dollar amounts from the drop-down menus.

Answers

Answer:

Adjusting Entry

December 31, 2019:

Debit Accounts receivable $1,000

Credit Service Revenue $1,000

To record the provision of service to a customer for 10 hours by the owner.

Explanation:

a) Data and Analysis:

Accounts receivable $1,000 Service Revenue $1,000 ($100 * 10 hours)

b) The above transaction shows that service was rendered on account.  This implies that the Accounts receivable will be debited while the Service revenue is credited with $1,000 respectively since payment has not yet been received by the company as at the adjustment date of December 31, 2019.

Spring is here, and Brian and his grandfather would like to go fishing for the weekend in Vermont. Brian could either go to the river in town where anyone can fish without a permit, or he could drive up to a stream located on his family's property in the countryside to fish. Assume that, no matter where people fish, all of the fish that are caught would be kept (that is, there is no "catch and release" policy).

The fish in the private stream are considered _____ and _____ whereas the fish in the river are _____ and _____ . In other words, the fish in the private stream are an example of _____ , and the fish in the river are an example of _____.

Fishing in the river will likely lead to _____ because of which of the following reasons?

a. All fishermen will choose to fish in the stream believing that there are more fish there.
b. Nobody will enjoy fishing because of the lack of private contributions to the maintenance of the drier.
c. All fishermen will choose to fish in the river because of the limited access to the stream.
d. Anyone can fish in the river, and one person's fishing activity decreases the ability of someone else to fish with success.

Answers

Answer:

The fish in the private stream are considered ---excludable---and ----rivalrous-------- whereas the fish in the river are ---non-excludable----- and -----rivalrous---

In other words, the fish in the private stream are an example of ---private goods-------------? , and the fish in the river are an example of ---common goods-----.  

Fishing in the river will likely lead to .....rivalry.... because of which of the following reasons:

d. Anyone can fish in the river, and one person's fishing activity decreases the ability of someone else to fish with success.

Explanation:

Private goods possess some distinguishable characteristics from common and public goods.  These main characteristics of private goods are Excludability, Rivalry, and Rejectability.  But, public goods are characterized by non-rivalry and non-excludability.  Common goods' characteristics rivalry and non-excludability.

gross domestic product includes the values of only final goods and services.
true or false​

Answers

the answer would be false

Several years ago, Junior acquired a home that he vacationed in part of the time and rented out part of the time. During the current year Junior: Personally stayed in the home for 36 days. Rented it to his favorite brother at a discount for 12 days. Rented it to his least favorite brother for 9 days at the full market rate. Rented it to his friend at a discounted rate for 12 days. Rented the home to third parties for 52 days at the market rate. Did repair and maintenance work on the home for 2 days. Marketed the property and made it available for rent 140 days (but did not rent it out) during the year, in addition to the days mentioned above. How many days of personal use and how many days of rental use did Junior experience on the property during the year

Answers

Answer:

Days of personal use 69 days

Days of rental use 54 days

Explanation:

Calculation to determine How many days of personal use and how many days of rental use did Junior experience on the property during the year

Calculation for DAYS OF PERSONAL USE using this formula

Days of personal use=Days used personally+ Rented to favorite brother+Rented to least favorite brother+Rented to friend

Let plug in the formula

Days of personal use=36 days+12 days+9days+12 days

Days of personal use=69 days

Calculation for DAYS OF RENTAL USE using this formula

Days of rental use=Rented to third parties+Home repair and maintenance work

Let plug in the formula

Days of rental use=52 days+2 days

Days of rental use=54 days

Therefore Junior experience 69 days of personal use and 54 days of rental use during the year

When the year-to-year changes in comparative balance sheet accounts do not coincide with the changes implied from amounts reported on the statement of cash flows, the analyst may find useful information for reconciliation in notes to the financial statements and the:

Answers

Answer: Operating activties section of the cash flow statement.

Explanation:

A comparative balance sheet refers to the statement which shows an organization's financial position over different periods through which comparism is made.

It should be noted that the current liabilities and the adjustment for the changes in current assets are included in the operating activities secction of the cash flow statement.

As a result of the fact that the changes in assets don't tally with cash flows, the section with regards to the operating activities of the statement of cash flows

can help in this scenario.

Your company, ImSecure Inc., is a security investigation firm. You have been contacted by Darling Company, a producer of cardstock for greeting card companies like Hallmike and Birthday Wishes Company. Darling currently requires orders to be placed several weeks in advance of the delivery date. Orders come in through traditional channels (account reps, paper forms, etc.). Hallmike, Darling’s largest client, now requires Darling to use e-commerce for order transmission and payment. Because of this new change, Darling is considering moving all of its clients to EDI for orders and payments.

Required:
Detail the new opportunities e-commerce solutions like EDI present for internal and external perpetrators trying to defraud Darling Company.

Answers

The links are scams from robots

Samanderson, Inc. is in the business of selling ceramic bowls. It has two departments - molding and finishing. Molding department purchases tungsten carbide and produces ceramic bowls out of it. Ceramic bowls are then transferred to finishing department, which designs it as per the requirement of the customers. During the month of July, molding department purchased 650 kgs of tungsten carbide at $210 per kg. It started manufacture of 3,500 bowls and completed and transferred 3,200 bowls during the month. It has 300 bowls in the process at the end of the month. It incurred direct labor charges of $1,000 and other manufacturing costs of $600, which included electricity costs of $900. Stefan had no inventory of tungsten carbide at the end of the month. It also had no beginning inventory of bowls. The ending inventory was 55% complete in respect of conversion costs. Which of the following journal entries would be correct to record direct labor for July?

What is the total conversion costs for the month of July?

a. $1,700
b. $1,500
c. $1,300
d. $1,000

Answers

Answer:

Samanderson, Inc.

The total conversion costs for the month of July is:

= $2,500

Explanation:

a) Materials purchased, 650 kgs at $210 = $136,500

Units started               3,500

Units transferred out 3,200

Ending units                  300    55% complete

                                   Materials         Conversion    Total

Costs incurred        $136,500              $2,500   $139,000

Equivalent units:

Units transferred out   3,200                3,200

Ending work in process 300                    165

Total equivalent units 3,500                3,365

Cost per equivalent unit:

                                Materials         Conversion

Costs incurred        $136,500              $2,500

Total equivalent units  3,500                3,365

Cost per equivalent unit $39             $0.7429

Cost assigned to:

Units transferred out   $124,800 (3,200 * $39)   $2,377 (3,200 * 0.7429)

Ending work in process     11,700 (300 * $39)           123 (165 * 0.7429)

Select all of the expressions that are equal to 6 × 45.
6 × (40 + 5)

Answers

Answer: A. 6 × (40 + 5)

C. (6 × 40) + (6 × 5)

E. 6 × (20 + 25)

Explanation:

The options include:

A. 6 × (40 + 5)

B. 4 + 2 × 45

C. (6 × 40) + (6 × 5)

D. (6 + 40) × (6 + 5)

E. 6 × (20 + 25)

6 × 45 = 270

A. 6 × (40 + 5)

= 6 × 45

= 270

B. 4 + 2 × 45

= 4 + 90

= 94

C. (6 × 40) + (6 × 5)

= 240 + 30

= 270

D. (6 + 40) × (6 + 5)

= 46 × 11

= 506

E. 6 × (20 + 25)

= 6 × 45

= 270

Therefore, the correct options are A, C and E.

Please help with the following question.

Answers

Answer:i dont really know

Explanation:

change into indirect speech anil said "I'll phone back later"​

Answers

They said they would phone back later

Sales on account for the first two months of the current year are budgeted as follows.
January $ 966,000
February 650,000
All sales are made on terms of 2/10, n/30 (2 percent discount if paid in 10 days, full amount by 30 days); collections on accounts receivable are typically made as follows.
Collections within the month of sale:
Within discount period 60 %
After discount period 15
Collections within the month following sale:
Within discount period 15
After discount period 7
Returns, allowances, and uncollectibles 3
Total 100 %
Compute the estimated cash collections on accounts receivable for the month of February.

Answers

Answer:

Total cash collections $689,322

Explanation:

The computation of the estimated cash collections on account receivable is shown below;

January Sales within the discount period ($966,000  × 15% × 98%) $142,002

January Sales after the discount period ($966,000  × 7%) $67,620

February Sales within the discount period ($650,000  × 60% × 98%) $382,200

February Sales after the discount period  ($650,000  × 15%) $97,500

Total cash collections $689,322

Barton's Taco Tico has four taco makers and ten other employees who take orders from customers and perform other tasks. The four taco makers and the other employees are paid an hourly wage. How would one classify (1) the wages paid to the taco makers and other employees and (2) materials (e.g., cheeses, salsa, tomatoes, lettuce, taco shells, etc.) used to make the tacos

Answers

Answer:

Barton's Taco Tico

1. The wages paid to the taco makers and other employees are variable costs.

2. The cost of materials are also variable costs.

Explanation:

Variable costs vary in total but remain fixed per unit.  For example, the wages paid to the workers have a fixed rate.  Therefore, the total will vary, depending on the total hours worked by each worker.  Similarly, the costs of materials vary in total, but the price per material may be relatively fixed.

The comparative balance sheets for Concord Corporation as of December 31 are presented below.
Concord Corporation
Comparative Balance Sheets
December 31
Assets 2021 2022
Cash 1959,840 $39,600
Accounts receivable 44,000 51,040
Inventory 133,276 124,960
Prepaid expenses 13,446 18,480
Land 127,600 114,400
Buildings 176,000 176,000
Accumulated depreciation-buildings (52,800) (35,200)
Equipment 198,000 136,400
Accumulated depreciation-equipment (39,600) (30,800)
Total $659,762 $594,880
Liabilities and Stockholders' Equity
Accounts payable $39,362 $31,680
Bonds payable 264,000 264,000
Common stock, $1 par 176,000 140,800
Retained earnings 180,400 158,400
Total $659,762 $594,880
Additional information:
1. Operating expenses include depreciation expense of $36,960 ($17,600 of depreciation expense for buildings and $19,360 for equipment).
2. Land was sold for cash at book value.
3. Cash dividends of $10,560 were paid.
4. Net income for 2022 was $32,560.
5. Equipment was purchased for $80,960 cash. In addition, equipment costing $19,360 with a book value of $8,800 was sold for $7,040 cash.
6. 35,200 shares of $1 par value common stock were issued in exchange for land with a fair value of $35,200.
Prepare a statement of cash flows for the year ended December 31, 2022, using the indirect method.

Answers

Answer:

Concord Corporation

Concord Corporation

Statement of Cash Flows for the year ended December 31, 2022

Operating activities:

Net income                                $32,560

add Depreciation                        36,960

Loss from sale of equipment        1,760

Changes in working capital:

Accounts receivable                    7,040

Inventory                                      -8,316

Prepaid expenses                       5,034

Accounts payable                       7,682

Net cash from operations     $82,720

Investing activities:

Sale of equipment                   $7,040

Sale of land                             22,000

Purchase of equipment         -80,960

Net cash from investments -$51,920

Financing activities:

Dividends payment               -10,560

Net cash flows                    $20,240

Reconciliation:

Beginning cash balance    $39,600

Net cash flows                   $20,240

Ending cash balance         $59,840  

Explanation:

a) Data and Calculations:

Concord Corporation

Comparative Balance Sheets

December 31

Assets                                      2022          2021         Changes

Cash                                     $59,840    $39,600       +$20,240

Accounts receivable              44,000       51,040            -7,040

Inventory                               133,276     124,960            +8,316

Prepaid expenses                  13,446        18,480           -5,034

Land                                     127,600       114,400         +13,200

Buildings                              176,000      176,000           0

Accumulated depreciation

-buildings                           (52,800)     (35,200)         (17,600)

Equipment                          198,000      136,400         +61,600

Accumulated depreciation

-equipment                       (39,600)      (30,800)          (8,800)

Total                               $659,762    $594,880

Liabilities and Stockholders' Equity

Accounts payable           $39,362       $31,680        +$7,682

Bonds payable                264,000      264,000          0

Common stock, $1 par    176,000       140,800       +35,200

Retained earnings           180,400       158,400      +22,000

Total                              $659,762   $594,880

Additional information:

1. Depreciation $36,960

($17,600 of depreciation expense for buildings and $19,360 for equipment)

2. Sale of land at $22,000

3. Cash dividends paid $10,560

4. Net income for 2022 $32,560

5. Equipment purchase $80,960

   Equipment sales $7,040

   Loss from sale $1,760

Accumulated Depreciation $10,560

Equipment

Account Titles          Debit     Credit

Beginning balance  136,400

Cash                         80,960

Sale of equipment                19,360

Ending balance                  198,000

Sale of Equipment

Account Titles          Debit     Credit

Equipment             19,360

Accumulated depreciation   10,560

Cash                                        7,040

Loss from Sale of Equipment 1,760

6. Land $35,200 Common stock $35,200

Land

Account Titles          Debit     Credit

Beginning balance  114,400

Common stock       35,200

Cash                                        22,000

Ending balance                      127,600

What are the different types of discrimination

Answers

Answer:

There are a lot of differnet ways here

Age Discrimination.

Disability Discrimination.

Sexual Orientation.

Status as a Parent.

Religious Discrimination.

National Origin.

Sexual Harassment.

Race, Color, and Sex.

Explanation:

Hope this Helped!!!!!!!!

Consider the following accounts and determine if the account is a current liability, a noncurrent liability, or neither. A. Cash Neither B. Federal income tax payable this year Current liability C. Long-term note payable Noncurrent liability D. Current portion of a long-term note payable Current liability E. Note Payable due in four years Noncurrent liability F. Interest Expense Current liability G. State income tax Current liability

Answers

Answer:

A. Cash ⇒ Neither

Cash is a current asset not a liability at all.

B. Federal income tax payable this year ⇒ Current liability.

If a liability is to be paid within the current period then it is a current liability and as federal income tax payable is a liability and it is due this year, it is a current liability.

C. Long-term note payable ⇒ Noncurrent liability

If the liability is for more than the current period then it is a non-current liability.

D. Current portion of a long-term note payable ⇒ Current liability

The current portion of a long term note payable is due to be paid within current period so is a current liability.

E. Note Payable due in four years ⇒ Noncurrent liability

This is due for more than the current period so is a non-current liability.

F. Interest Expense ⇒ Neither

This is not a liability but an expense that goes to the income statement.

G. State income tax ⇒ Neither

This is not a liability either but an expense that goes to the income statement.

Bens Corporation has three service departments (Repairs, HR, and IT) and two production departments (M1 and M2). The following usage data for each of the service departments for the previous period follow.

Repairs HR IT M1 M2
Repairs _____ 0% 0% 40% 60%
HR 10% _____ 20% 35% 35%
IT 0% 10% ____ 20% 70%

The direct costs of the service departments in the previous period were $36,000 for Repairs, $55,600 for HR, and $81,000 for IT.

Required:
Use the step method to allocate the service department costs to the production departments. Allocate HR costs first, followed by IT, and then Repairs

Answers

Answer:

Bens Corporation

Allocation of Service Departments' Direct Costs:

                               Repairs        HR           IT          M1         M2           Total    

Direct costs          $36,000  $55,600  $81,000                              $172,600

Step allocation:

HR direct costs        5,560   -55,600      11,120    19,460    19,460              0

IT costs                            0              0   -92,120    20,471     71,649              0

Repairs costs        -41,560              0             0    16,624    24,936              0

Total costs allocated      0              0             0 $56,555 $116,045 $172,600

Explanation:

a) Data and Calculations:

Usage data:

                      Repairs     HR       IT     M1      M2

Repairs                            0%     0%   40%   60%

HR                     10%       __     20%   35%   35%

IT                        0%       10%    __     20%   70%

HR Costs = $55,600:

Repairs = $5,560 ($55,600 * 10%)

IT = $11,120 ($55,600 * 20%)

M1 = $19,460 ($55,600 * 35%)

M2 = $19,460 ($55,600 * 35%)

IT costs = $92,120:

Repairs = $0 ($92,120 * 0%)

M1 = $20,471 ($92,120 * 20/90)

m2 = $71,649 ($92,120 * 70/90)

Repair costs = $41,560:

M1 = $16,624 ($41,560 * 40%)

M2 = $24,936 ($41,560 * 60%)

Answer:

HR allocation:

$3,960 = 0.10 × $39,600

$7,920 = 0.20 × $39,600

$13,860 = 0.35 × $39,600

$13,860 = 0.35 × $39,600

 

IT allocation:

$52,920 cost of IT is $45,000 (direct cost) + $7,920 (allocated from HR)

 

$11,760 = 0.2 × $52,920

(0.2 + 0.7)  

$41,160 = 0.7 × $52,920

(0.2 + 0.7)

 

Repairs allocation:

$23,960 cost of Repair is $20,000 (direct cost) + $3,960 (allocated from HR)

$9,584 = 0.40 × $23,960

$14,376 = 0.60 × $23,960

GUYS PLEASE HELP, ILL GIVE BRAINLIEST

List 5 ways Chapter 7 and Chapter 13 Bankruptcies are similar:

Answers

Answer:

Explanation:

While Chapter 7 eliminates your debts while Chapter 13 restructures them, you will be able to enjoy something called an “automatic stay” when you file either. This stay means that your creditors are unable to contact you about recovering existing debts while the order is in place, and can be penalized by the courts if they violate the stay. In addition, this stay will put a halt to any wage garnishing that you have been subject to, meaning that you will be able to retain all of your earnings during this time.

The average price of a gallon of gas in 2015 dropped $0.94 (28 percent) from $3.34 in 2014 (to $2.40 in 2015).

Required:
a. Conduct a horizontal analysis by calculating the year-over-year changes in each line item, expressed in dollars and in percentages for the income statement of Insignia Corporation for the year ended December 31, 2015 (amounts in billions).
b. Conduct a vertical analysis by expressing each line as a percentage of total revenues.
c. Excluding income tax and other operating costs, did Insignia earn more profit per dollar of revenue in 2015 compared to 2014

Answers

Question Completion:

INSIGNIA CORPORATION

Income Statements (amounts in billions)

For the Year Ended December 31

                                                       2015       2014

Sales Revenues                               126        266

Cost of Crude Oil and Products       63         153

Other Operating Costs                     61           55

Income before Income Tax Expense 2          58

Income Tax Expense                          0           30

Net Income                                          2          28

Answer:

a. Horizontal analysis:

                                                                                      Change in

                                                       2015       2014      Dollars    Percentage

Sales Revenues                               126        266          -140         -53%

Cost of Crude Oil and Products       63         153           -90         -59%

Other Operating Costs                     61           55              6            11%

Income before Income Tax Expense 2          58           -56          -96%

Income Tax Expense                          0           30           -30        -100%

Net Income 266 83 153 61 30 28      2          28           -26          -93%

b. Vertical Analysis

                                                       2015     %             2014     %

Sales Revenues                               126    100%         266    100%

Cost of Crude Oil and Products       63     50%          153    57.5%

Other Operating Costs                     61      48.4%        55    20.7%

Income before Income Tax Expense 2        1.6%        58     21.8%

Income Tax Expense                          0        0%           30      11.3%

Net Income                                          2       1.6%         28     10.5%

c. Excluding income tax and other operating costs, Insignia did not earn more profit per dollar of revenue in 2015 compared to 2014.  Instead, it earned less, 1.6% in 2015 compared to 21.8% in 2014.

Explanation:

a) Data and Calculations:

                                                                                      Change in

                                                       2015       2014     Dollars    Percentage

Sales Revenues                               126        266          -140         -53%

Cost of Crude Oil and Products       63         153           -90         -59%

Other Operating Costs                     61           55              6            11%

Income before Income Tax Expense 2          58           -56          -96%

Income Tax Expense                          0           30           -30        -100%

Net Income 266 83 153 61 30 28      2          28           -26          -93%

Curtiss Construction Company, Inc. entered into a fixed-price contract with Axelrod Associates on July 1, 2015, to construct a four-story office building. At that time, Curtiss estimated that it would take between two and three years to complete the project. The total contract price for construction of the building is $4,000,000. The building was completed on December 31, 2017. Accumulatedcontract costs incurred, estimated costs to complete the contract, accumulated billings to Axelrod and cash collections from Axelrod under the contract are as follows:
12/31/2015 12/31/2016 12/31/2017
Costs incurred (to date) $350,000 $2,500,000 $4,250,000
Estimated costs to complete 3,150,000 1,700,000 0
Billings to Axelrod (to date) 720,000 2,170,000 3,600,000
Cash collections (to date) 600,000 1,800,000 3,600,000
Required:
1. For each of the three years, prepare a schedule to compute total gross profit or loss to be recognized as a result of this contract.
2. Assuming Curtiss recognizes revenue over time according to percentage of completion, compute gross profit or loss to be recognized in each of the three years.
3. Assuming Curtiss recognizes revenue over time according to percentage of completion, compute the amount to be shown in the balance sheet at the end of 2016 and 2017 as either cost in excess of billings or billings in excess of costs.

Answers

subject?

anwserggggggggggggg

A firm has $42,900 in receivables and $211,800 in total assets. The total asset turnover rate is 1.40 and the profit margin is 5.2 percent. How long on average does it take the firm to collect its receivables

Answers

Answer:

52.81 days

Explanation:

First, we need to calculate sales

Asset turnover rate = Net sales / Total asset

Asset turnover = 1.40

Total assets = $211,800

Net sales = x

1.40 = x / $211,800

x = $211,800 × 1.40

x = $296,520

Net sales = $296,520

Therefore, number of receivable days

= Account receivables / Sales (revenue)

= $42,900 / $296,520 × 365 days

= 52.81 days

After the accounts are closed on February 3, 2016, prior to liquidating the partnership, the capital accounts of William Gerloff, Joshua Chu, and Courtney Jewett are $19,180, $4,020, and $22,140, respectively. Cash and noncash assets total $5,600 and $54,240, respectively. Amounts owed to creditors total $14,500. The partners share income and losses in the ratio of 2:1:1. Between February 3 and February 28, the noncash assets are sold for $34,560, the partner with the capital deficiency pays the deficiency to the partnership, and the liabilities are paid.
Assume the partner with the capital deficiency declares bankruptcy and is unable to pay the deficiency. Journalize the entries on Feb. 28 to (a) allocate the partner's deficiency and (b) distribute the remaining cash.

Answers

Answer:

William Gerloff, Joshua Chu, and Courtney Jewett LLC

Journal Entries

a. February 28:

Debit Williams' Capital $600

Debit Courtney's Capital $300

Credit Joshua's Capital $900

To allocate the partner's deficiency

b. February 28:

Debit Williams' Capital $8,740

Debit Courtney's Capital $16,920

Credit Cash $25,660

To distribute the remaining cash to partners.

Explanation:

a) Data and Calculations:

Cash                      $5,600

Non-cash assets   54,240

Creditors               14,500

Profit sharing      = 2:1:1

February Cash in hand:

Cash                                        $5,600

Non-cash assets                     34,560    Loss from assets  19,680

Cash balance                        $40,160

Settlement of creditors         (14,500)

Balance for distribution      $25,660

If partner pays deficiency          900

Total cash for distribution $26,560

                           William Gerloff    Joshua Chu   Courtney Jewett

Capital balances     $19,180                $4,020            $22,140

Loss sharing             (9,840)                (4,920)               4,920)

Capital balance       $9,340                  ($900)           $17,220

Cash distribution     (9,340)                                         (17,220)

Capital balances         $0                         $0                   $0

If partner with the capital deficiency declares bankruptcy and is unable to pay the deficiency, the deficiency will be shared between William and Courtney as follows:

William = 2/3 * $900 = $600

Courtney 1/3 * $900 = $300

Capital distribution with unpaid deficiency, with total cash for distribution of $26,560:

                           William Gerloff    Joshua Chu   Courtney Jewett

Capital balances     $19,180                $4,020            $22,140

Loss sharing             (9,840)                (4,920)               4,920)

Capital balance       $9,340                  ($900)           $17,220

Deficiency sharing      (600)                                             (300)

Cash distribution     (8,740)                                        (16,920)

Capital balances         $0                         $0                   $0

Journal Entries

February 28:

Debit Cash $34,560

Non-cash assets $35,560

To record the receipt of cash from the sale of assets.

Debit Creditors $14,500

Credit Cash $14,500

To settle creditors.

A The following section is taken from Blossom's balance sheet at December 31, 2021.
Current liabilities Interest payable $ 46,000 Long-term liabilities Bonds payable (9%, due January 1, 2025) 560,000
Interest is payable annually on January 1. The bonds are callable on any annual interest date.
(a) Journalize the payment of the bond interest on January 1, 2022.
(b) Assume that on January 1, 2022, after paying interest, Blossom calls bonds having a face value of $155,000. The call price is 110. Record the redemption of the bonds.
(c) Prepare the adjusting entry on December 31, 2022, to accrue the interest on the remaining

Answers

Answer:

Date    Account titles and explanation          Debit       Credit

1-1-21    Bond interest payable                       $46,000

                  Cash                                                               $46,000

            (To record payment of interest)

1-1-21    Bond payable                                    $155,000

            Loss on redemption bond                $15,500

            (155,000/100*10)

                    Cash                                                              $170,500

            (To record bond redemption)

31-1-21   Interest expenses                              $36,450

                    Bond interest expenses                               $36,450

                    (560,000-155,000)*9%

             (Adjusting entry to accrue the interest on the remaining)

The American textile industry has moved much of its operations offshore in the pursuit of lower labor costs. Textile imports have risen from under 5% of all textile production in the early 1960s to over 95% today. Offshore manufacturers make long runs of standard mass-market apparel items. These are then brought to the United States in container ships, requiring significant time between original order and delivery. As a result, retail customers must accurately forecast market demands for imported apparel items. Rather than competing with the offshore manufacturers on price in the textile industry, some U.S companies are:____.
a. providing smaller quantities with much faster delivery.
b. producing much larger batches with a strategy of flooding the market.
c. making large order commitments to control the fashion market.
d. "providing smaller quantities with much faster delivery", "producing much larger batches with a strategy of flooding the market", and "making large order commitments to control the fashion market" are correct.
e. None of these choices is correct.

Answers

Answer:

A

Explanation:

The strategy of US textile firms should be to capitalise the gaps of the offshore textile companies. One of the gaps of the offshore textile companies is long delivery time. Thus, US companies should focus on producing smaller quantities at a much faster delivery time.

The offshore firms already mass produce at a lower cost. thus, the US firms should not focus on these

Jul. 1 Yang contributed $68,000 cash to the business in exchange for common stock.
Jul. 5 Paid monthly rent on medical equipment, $520.
Jul. 9 Paid $20,000 cash to purchase land to be used in operations.
Jul. 10 Purchased office supplies on account, $1,700.
Jul. 19 Borrowed $20,000 from the bank for business use.
Jul. 22 Paid $1,100 on account.
Jul. 28 The business received a bill for advertising in the daily newspaper to be paid in August, $200.
Jul. 31 Revenues earned during the month included $6,200 cash and $5,600 on account.
Jul. 31 Paid employees' salaries $2,900, office rent $700, and utilities $250. Record as a compound entry.
Jul. 31 The business received $1,190 for medical screening services to be performed next month.
Jul. 31 Paid cash dividends of $7,300.

Required:
a.Journalize each transaction. Explanations are not required.
b. Post the journal entries to the T-accounts, using transaction dates as posting references in the ledger accounts.
c. Prepare the trial balance of Vernon Yung, M.D. as of July 31, 2018.

Answers

Answer:

Vernon Yung, M.D.

1. Journal Entries:

Jul. 1 Debit Cash $68,000

Credit Common stock $68,000

Jul. 5 Debit Rent Expense $520

Credit Cash $520

Jul. 9 Debit Land $20,000

Credit Cash $20,000

Jul. 10 Debit Office supplies $1,700

Credit Accounts payable $1,700

Jul. 19 Debit Cash $20,000

Credit Notes Payable $20,000

Jul. 22 Debit Accounts payable $1,100

Credit Cash $1,100

Jul. 28 Debit Advertising expense $200

Credit Advertising payable $200

Jul. 31 Debit Cash $6,200

Debit Accounts receivable $5,600

Credit Service Revenue $11,800

Jul. 31 Debit Salaries expense $2,900

Debit Office rent expense $700

Debit Utilities expense $250

Credit Cash $3,850

Jul. 31 Debit Cash $1,190

Credit Deferred revenue $1,190

Jul. 31 Debit Dividends $7,300

Credit Cash $7,300

2. T- accounts:

Cash

Date     Account Titles           Debit       Credit

Jul. 1    Common stock      $68,000

Jul. 5   Rent Expense                             $520

Jul. 9   Land                                         20,000

Jul. 19  Notes payable        20,000

Jul. 22 Accounts payable                       1,100

Jul. 31 Service revenue       6,200

Jul. 31 Salaries expense                      2,900

Jul. 31 Rent expense                              700

Jul. 31 Utilities expense                         250

Jul. 31 Deferred revenue     1,190

Jul. 31 Dividends                                 7,300

Jul. 31   Balance                             $62,620

Accounts receivable

Date     Account Titles           Debit       Credit

Jul. 31  Service revenue    $5,600

Common stock

Date     Account Titles           Debit       Credit

Jul. 1    Cash                                       $68,000

Service Revenue

Date     Account Titles           Debit       Credit

Jul. 31  Cash                                       $6,200

Jul. 31  Accounts receivable                5,600

Jul. 31   Balance                    $11,800

Rent Expense

Date     Account Titles           Debit       Credit

Jul. 5    Cash                        $520

Jul. 31   Cash                          700

Jul. 31   Balance                                    $1,220

Advertising Expense

Date     Account Titles           Debit       Credit

Jul. 28  Advertising payable $200

Salaries expense

Date     Account Titles           Debit       Credit

Jul. 31 Cash                      $2,900

Utilities

Date     Account Titles           Debit       Credit

Jul. 31 Cash                       $250

Land

Date     Account Titles           Debit       Credit

Jul. 9    Cash                     $20,000

Office supplies

Date     Account Titles           Debit       Credit

Jul. 10   Accounts payable    $1,700

Accounts payable

Date     Account Titles           Debit       Credit

Jul. 10   Office supplies                       $1,700

Jul. 22  Cash                         $1,100

Jul. 31   Balance                        600

Notes payable

Date     Account Titles           Debit       Credit

Jul. 19   Cash                                    $20,000

Advertising payable

Date     Account Titles           Debit       Credit

Jul. 28  Advertising expense               $200

Deferred revenue

Date     Account Titles           Debit       Credit

Jul. 31 Cash                                        $1,190

Dividends

Date     Account Titles           Debit       Credit

Jul. 31 Cash                        $7,300

3. Vernon Yung, M.D.

Trial Balance as of July 31, 2018

Account Titles           Debit       Credit

Cash                       $62,620

Accounts receivable  5,600

Common stock                        $68,000

Service revenue                          11,800

Accounts payable                          600

Notes payable                          20,000

Advertising payable                      200

Deferred revenue                        1,190

Rent expense             1,220

Advertising expense    200

Salaries expense      2,900

Utilities expense          250

Land                       20,000

Office supplies          1,700

Dividends                  7,300

Totals                   $101,790   $101,790

Explanation:

a) Data and Analysis:

Jul. 1 Cash $68,000 Common stock $68,000

Jul. 5 Rent Expense $520 cash $520

Jul. 9 Land $20,000 Cash $20,000

Jul. 10 Office supplies $1,700 Accounts payable $1,700

Jul. 19 Cash $20,000 Notes Payable $20,000

Jul. 22 Accounts payable $1,100 Cash $1,100

Jul. 28 Advertising expense $200 Advertising payable $200

Jul. 31 Cash $6,200 Accounts receivable $5,600 Service Revenue $11,800

Jul. 31 Salaries expense $2,900 Office rent expense $700 Utilities expense $250 Cash $3,850

Jul. 31 Cash $1,190 Deferred revenue $1,190

Jul. 31 Dividends $7,300 Cash $7,300

moes tavern is considering a project with an initial cost of $15 million that would produce cash flows of 3 million the first year, 4 million the second, 5 million in the third year, and 6 million per year for the final two years. If the required return is 10.8%, should moe undertake the project?

Answers

Answer:

YES

THE NPV IS POSTIVE. IT IS 2.2 MILLION

Explanation:

Net present value is the present value of after-tax cash flows from an investment less the amount invested.  

NPV can be calculated using a financial calculator  

Only projects with a positive NPV should be accepted. A project with a negative NPV should not be chosen because it isn't profitable.  

When choosing between positive NPV projects, choose the project with the highest NPV first because it is the most profitable.

Cash flow in year 0 =  $-15 million  

Cash flow in year 1 = 3 million

Cash flow in year 2 = 4 million

Cash flow in year 3 = 5 million

Cash flow in year 4 = 6 million

Cash flow in year 5 = 6 million

I = 10.8

NPV = 2.2 million

To find the NPV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

Brainly user above me beat to it,

How have you practiced initiative and results driven skills in your own life

Answers

Answer:

when i see others struggling i reach out and offer help. When i see areas where your life is not going as well as you would like to and i decide to do something about it.

Explanation:

Clampett, Incorporated, has been an S corporation since its inception. On July 15, 2021, Clampett, Incorporated, distributed $50,000 to J.D. His basis in his Clampett, Incorporated, stock on January 1, 2021, was $30,000. For 2021, J.D. was allocated $10,000 of ordinary income from Clampett, Incorporated, and no separately stated items. What is J.D.'s basis in his Clampett, Incorporated, stock after all transactions in 2021

Answers

Answer:

$10,000

Explanation:

Calculation to determine J.D.'s basis in his Clampett, Incorporated, stock after all transactions in 2021

Using this formula

J.D.'s basis =Original basis+Increase in basis from his distributive share of income- Distribution

Let plug in the formula

J.D.'s basis = ($30,000 + $10,000 - $50,000) J.D.'s basis =$10,000

Therefore J.D.'s basis in his Clampett, Incorporated, stock after all transactions in 2021 is $10,000

Grocery Corporation received $301,232 for 14.00 percent bonds issued on January 1, 2018, at a market interest rate of 11.00 percent. The bonds had a total face value of $256,000, stated that interest would be paid each December 31, and stated that they mature in 10 years. Assume Grocery Corporation uses the effective-interest method to amortize the bond premium.

Required:
Prepare the required journal entries to record the bond issuance and the first interest payment on December 31.

Answers

Answer:

zkzkkzzzkzkzkzkkzzkzkkzkzkzkzzkz

Cantor Corporation acquired a manufacturing facility on four acres of land for a lump-sum price of $8,500,000. The building included used but functional equipment. According to independent appraisals, the fair values were $4,800,000, $3,600,000, and $3,600,000 for the building, land, and equipment, respectively. The initial values of the building, land, and equipment would be: Building Land Equipment a. $ 4,800,000 $ 3,600,000 $ 3,600,000 b. $ 4,800,000 $ 3,600,000 $ 600,000 c. $ 3,400,000 $ 2,550,000 $ 2,550,000 d. None of these answer choices are correct.

Answers

Answer:

C.$3,400,000; $2,550,000; $2,550,000

Explanation:

Calculation to determine what The initial values of the building, land, and equipment would be

First step is to calculate the formula Total fair value using this formula

Total fair value = Building + Land + Equipment

Let plug in the formula

Total fair value = $4,800,000 + $3,600,000 + $3,600,000

Total fair value = $12,000,000

Now let calculate the initial values of the building, land, and equipment

Using this formula for BUILDING

Building= Total cost of acquisition × (Fair value of building ÷ Total fair value)

Let plug in the formula

Building= $8,500,000 × ($4,800,000 ÷ $12,000,000)

Building= $8,500,000 × 0.4

Building= $3,400,000

Using this formula for LAND

Land = Total cost of acquisition × (Fair value of land ÷ Total fair value)

Let plug in the formula

Land= $8,500,000 × ($3,600,000 ÷ $12,000,000)

Land= $8,500,000 × 0.3

Land= $2,550,000

Using this formula for EQUIPMENT

Equipment= Total cost of acquisition × (Fair value of Equipment ÷ Total fair value)

Let plug in the formula

Equipment= $8,500,000 × ($3,600,000 ÷ $12,000,000)

Equipment= $8,500,000 × 0.3

Equipment= $2,550,000

Therefore The initial values of the building, land, and equipment would be:$3,400,000; $2,550,000; $2,550,000

Other Questions
Cual era el sueo de los Frank's Cuando Nostoros salimos a coner _______ (divertir) mucho Can somebody help me with this pleaseee!!! Help will be very appreciated And may you explain why its a lie . 1. Within food chains, matter isa) constantly increasingb) constandy decreasingc) always changing from one element to anotherd) alavays recycled from one chemical form intoanother which type of motion occur in a lift in one wordPls answer he distance from the Sun to Earth is 149,600,000 kilometers. The distance from the Sun to Venus is 108,200,000 kilometers. Therefore, the distance of Venus is equivalent to: Simplify (4-3i)+(2+6i) Fill in the boxes and use a calculator to determine how long it would take each machine to travel 60 miles (in minutes). Use the speeds you previously calculated in miles per hour for each machine. Round answers to the nearest tenth (one decimal place).NASCAR car = Thrust SSC car = TGV Train = Spirit of Australia Boat = Lockheed SR71 Airplane = What is advertising?? Link=Report=BannedWhat is the equation of the line in slope intercept form? what is condom?....... what does 45=-3x tell me Pls help I give brainliest and pls get this right please please helpQuestion 1: What is the diameter of the semi-circular cutout in the rectangle? *2: What is the area of the figure? *3: The figure represents a rug with a cutout to fit around a fireplace hearth. If the carpet costs $1.50 per square foot, how much will the rug cost? * A point is dilated by a scale factor of 1/3 centered about the origin, resulting in thenew coordinates (-6,3). What are the coordinates of the point prior to thedilation? Two people are carrying a uniform 704.0 N log through the forest. Bubba is 2.2 m from one end of the log (x), and his partner is 0.9 m from the other end (y). The log is 6.2 m long (z). What weight is Bubba supporting find the measure of the arc AC Select the correct answer.If the graph of f(x) = 9^x is shifted 7 units down, then what would be the equation of the new graph? please help me surface area!! URGENT PLS ANSWER ASAP!!! 50 POINTS fill out the punnet square!