Which of the following is a major difference between Internet banks and traditional banks? The government does not regulate Internet banks. Traditional banks are prohibited from having ATMs. Internet banks have lower overhead costs. Traditional banks offer less personal care and attention to customers.

Answers

Answer 1

Answer:

Internet Banks have lower overhead costs.

Explanation:

Online Banks and traditional banks are basically the same with the main difference being that Internet Banks have lower overhead costs. These are costs on the income statement usually including accounting fees, advertising, insurance, interest, legal fees, labor burden, rent, repairs, supplies, taxes, telephone bills, travel expenditures, and utilities. Since Internet Banks do not need many physical locations they save on many of these overhead fees.


Related Questions

Which of the following is not descriptive of external environmental scanning? used as a tool for corporations to avoid strategic surprise used to monitor, evaluate, and disseminate information relevant to the organizational development of strategy used to identify major stockholders used to determine a firm's competitive advantage used as a tool to ensure a corporation's long-term health

Answers

Answer:

used to identify major stockholders

Explanation:

Environmental scanning is a management strategy that focuses on systematically acquiring informations about occasions, trends, events or patterns through surveys and analysis of these information  in an organisation's external and internal environment. The informations acquired through environmental scanning is then used by the executive management in strategically planning the organisation's future and exploitation of available opportunities for the success of the organization.

The internal environmental scanning offers an organization strength and weakness while the external environmental scanning provides information about opportunities and threats.

Generally, the external environmental scanning gives an overview of the opportunities in the market as well as potential threats to an organization.

Hence, the following are descriptive of an external environmental scanning;

1. Used as a tool for corporations to avoid strategic surprise.

2. Used to monitor, evaluate, and disseminate information relevant to the organizational development of strategy.

3. Used to determine a firm's competitive advantage.

4. Used as a tool to ensure a corporation's long-term health.

Carla Vista Electronics reported the following information at its annual meetings: The company had cash and marketable securities worth $1,235,455, accounts payables worth $4,159,357, inventory of $7,184,800, accounts receivables of $3,472,300, short-term notes payable worth $1,136,100, and other current assets of $121,455. What is the company's net working capital

Answers

Answer:

$6,718,553

Explanation:

Working capital is the net of current assets (Inventory, account receivables, Cash etc) and current liabilities (Accounts payable, short term notes payable etc).

It is a financial measure that gives insight into how liquid a company is. .

As such, the company's working capital

= $1,235,455 - $4,159,357 + $7,184,800 + $3,472,300 - $1,136,100 + $121,455

( the signs are positive for assets and negative for liabilities)

= $6,718,553

In 2010, the BowWow Company purchased 11,752 units from its supplier at a cost of $ 11.73 per unit. BowWow sold 18,971 units of its product in 2010 at a price of $ 24.86 per unit. BowWow began 2010 with $ 864,593 in inventory (inventory is carried at a cost of $ 11.73 per unit). Using this information, compute BowWow's 2010 ending inventory balance (in dollars).

Answers

Answer:

Ending inventory balance is $ 779,914.13  

Explanation:

The cost of goods sold formula can be used to determine the ending inventory by rearranging the formula and making the ending inventory the subject of the formula:

cost of goods=beginning inventory+inventory purchased-ending inventory

ending inventory=beginning inventory+inventory purchased-costs of goods sold

ending inventory=$864,593+(11,752*$11.73)-(18971*$11.73)=$ 779,914.13  

On January 1 of the current year (Year 1), our company acquired a truck for $75,000. The estimated useful life of the truck is 5 years or 100,000 miles. The residual value at the end of 5 years is estimated to be $5,000. The actual mileage for the truck was 22,000 miles in Year 1 and 27,000 miles in Year 2. What is the depreciation expense for the second year of use (Year 2) if we use the units of production method

Answers

Answer:

The depreciation expense for the second year of use (Year 2) if we use the units of production method is $18,900.

Explanation:

Units of production method is depreciation method that considers the number of units that an asset produces more closely relevant than the number of economic useful life of the assets. The method therefore produces a greater depreciation expenses in years when the assets is heavily put into use.

Under the units of production method, the depreciation expenses for a particular is the original cost of the equipment minus its salvage value, and this is then multiplied by the ratio of the expected number of units the asset should produce in that year to the number of units the asset is expected to produce in its useful life. Mathematically, this can be stated as follows:

Depreciation expenses for a particular = (Cost - Salvage/Residual value) * (Units produced in the year / Total units expected to produce throughout useful life)

To calculate the depreciation expense for the second year of use (Year 2) in this question, use the above formula as follows:

Depreciation expenses in Year 2 = ($75,000 - $5,000) * (27,000 / 100,000) = $70,000 * 0.27 = $18,900

Therefore, the depreciation expense for the second year of use (Year 2) if we use the units of production method is $18,900.

NB - Extra Information that can assist your learning:

Although this is not part of the question, but we can also compute the depreciation expenses for Year 1 in order to compare it with Year 2 as follows:

Depreciation expenses in year 1 = ($75,000 - $5,000) * (22,000 / 100,000) = $70,000 * 0.22 = $15,400.

We can see that the depreciation expenses of $18,900 for Year 2 is greater than the depreciation expenses of $15,400 for Year 1. The reason is that the truck is more heavily used in Year 2 at 27,000 miles than in Year 1 at just 22,000 miles.

Your parents are giving you $170 a month for 5 years while you are in college. At a 7 percent discount rate, what are these payments worth to you when you first start college

Answers

Answer:

PV= $8,586.15

Explanation:

Giving the following information:

Cash flow= $170

Number of months= 5*12= 60

Discount rate= 0.07/12= 0.00583

First, we need to calculate the future value, using the following formula:

FV= {A*[(1+i)^n-1]}/i

A= annual deposit

FV= {170*[(1.00583 ^60)-1]} / 0.00583

FV= $12,169.53

Now, the present value:

PV= FV/(1+i)^n

PV= 12,169.53/(1.00583^60)

PV= $8,586.15

Hall Corporation uses the weighted-average method in its process costing system. Data concerning the first processing department for the most recent month are listed below:

Beginning work in process inventory:

Units in beginning work in process inventory 1,000
Materials costs $7,100
Conversion costs $6,400
Percent complete with respect to materials 65%
Percent complete with respect to conversion 30%
Units started into production during the month 13,600
Units transferred to the next department during the month 12,300
Materials costs added during the month $137,224
Conversion costs added during the month $215,050

Ending work in process inventory:
Units in ending work in process inventory 2,300
Percent complete with respect to materials 60%
Percent complete with respect to conversion 25%


The total cost transferred from the first processing department to the next processing department during the month is closest to:______

a. $356,256
b. $380,435
c. $341,325
d. $349,856

Answers

Answer:

c. $341,325

Explanation:

First determine the Equivalent Units of Production

Materials

Units completed and transferred (12,300 × 100%)              = 12,300

Units in Ending Work In Process Inventory ( 2,300 ×60%) =   1,380

Equivalent Units of Production                                             = 13,680

Conversion

Units completed and transferred (12,300 × 100%)              = 12,300

Units in Ending Work In Process Inventory ( 2,300 ×25%) =      575

Equivalent Units of Production                                             = 12,875

Next Determine the Total Cost Incurred during the period

Materials

Cost in Units of Opening Work In Process     =      $7,100

Incurred during the period                               = $137,224

Total Cost                                                          = $144,324

Conversion

Cost in Units of Opening Work In Process     =     $6,400

Incurred during the period                               = $215,050

Total Cost                                                          = $221,450

Then Determine the Total Cost per Equivalent unit of Production

Cost per Equivalent unit = Total Cost / Total Equivalent Units

Materials = $144,324 / 13,680

               = $10.54

Conversion = $221,450 / 12,875

                   = $17.20

Total = $10.54 + $17.20 = $27.74

Finally calculate total cost transferred from the first processing department to the next processing department

total cost transferred  = Units transferred × Total cost per equivalent unit of production.

                                     = 12,300 × $27.74

                                     = $341,202

Conclusion :

The total cost transferred from the first processing department to the next processing department during the month is closest to $341,325

Greenleaf Company uses a sales journal, purchases journal, cash receipts journal, cash payments journal, and general journal. Journalize the following transactions that should be recorded in the cash payments journal.
June 3 Issued Check No. 380 to Skipp Corp. to buy office supplies for $615.
5 Purchased merchandise for $7,000 on credit from Buck Co., terms n/15.
20 Issued Check No. 381 for $7,000 to Buck Co. to pay for the purchase of June 5.
23 Paid salary of $8,600 to T. Bourne by issuing Check No. 382.
26 Issued Check No. 383 for $11,750 to pay off a note payable to UT Bank.
Date Ck. No Payee Account debited Cash Inventory Other Accounts
Cr. Cr. accounts payable
Dr. Dr.

Answers

Answer:

Greenleaf Company

Cash Payments Journal:

Date        Description                           Debit        Credit

June 3   Office Supplies                       $615

              Cash Account                                         $615

To record the issue of check No. 380 to Skipp Corp for office supplies.

June 20  Accounts Payable (Buck Co.) $7,000

               Cash Account                                      $7,000

To record the issue of check No. 381 to Buck Co for inventory.

June 23  Salary (T. Bourne)                $8,600

               Cash Account                                    $8,600

To record the issue of check No. 382 for salary to T. Bourne.

June 26  Note Payable (UT Bank)     $11,750

               Cash Account                                    $11,750

To record the issue of check No. 383 to pay off a note payable.

Explanation:

A cash payments journal is one of the specialized journals that can be used to initiate the recording of a business transaction, especially with regard to cash payments.  Like all journals, it shows the account to be debited and the one to be credited in the general ledger.

A supermarket displays featured items at the ends of aisles. These displays
are called

Answers

Answer:

These are the options for the question:

A. exteriors

B. endcaps

C. merchandisers

D. props.

And this is the correct answer:

B. endcaps

Explanation:

The small billboards that display items at the end of aisles are called endcaps.

They are usually used to display items that are on discount. Other times, they are simply used to sign the category of products that can be found in the respective aisle.

Answer:

endcaps

Explanation:

Kansas Company acquired a building valued at $151,000 for property tax purposes in exchange for 12,000 shares of its $3 par common stock. The stock is widely traded and selling for $18 per share. At what amount should the building be recorded by Kansas Company

Answers

Answer:

The building would be recorded by Kansas Company for an amount of $216,000

Explanation:

In order to calculate the amount should the building be recorded by Kansas Company we would have to calculate the value of the building with the following formula:

value of the building= shares exchanged*Market value per share

shares exchanged=12,000 shares

Market value per share=$18

Therefore, value of the building=12,000*$18

value of the building=$216,000

The building would be recorded by Kansas Company for an amount of $216,000

In the long run, profits in a monopolistically competitive market are zero because: a. of government regulations. b. of collusion. c. firms are free to enter and exit the market. d. firms produce a differentiated product.

Answers

Answer:

c. firms are free to enter and exit the market.

Explanation:

A monopolistically competitive market is a market in which there are a lot of organizations that sell products that are similar and it tends to be easy to enter and leave the industry. Because it is easy for a company to enter the market and there is a lot of competition, in the long run the economic profit is zero. According to this, the answer is that in the long run, profits in a monopolistically competitive market are zero because firms are free to enter and exit the market.

The other options are not right because a monopolistically competitive market has zero profits because of its low entry barriers and amount of competitors not because of government regulations or an illegal agreement between organizations to control competition. Also, in a monopolistically competitive market the products are similar.

Emily is considering purchasing a new home for $400,000. She intends to put 20% down and finance $320,000, but is unsure which financing option to select. Emily is considering the following options: o Option 1: Fixed rate mortgage over 30 years at 8% interest, zero points, or o Option 2: Fixed rate mortgage over 30 years at 4% interest, plus two discount points. How long would her financial planner recommend that she live in the house to break even using Option 2 presuming she is not financing the points

Answers

Answer:

The break even for Emily using Option 2 presuming she is not financing the points is 7.8

Explanation:

Solution

In this case, in other to determine this problem, we need to find the monthly payments for both options

For option 1 (EMI)

Where

P = 320,000,

r =0.08/12 = 0.00667

n = 360

Now,

EMI = P *r * (1 + r)^n/  (1 + r)^n -1

So,

EMI =320,000 * 0.00667 * (1 + 0.00667)^360/ (1 + 0.00667)^360

EMI = 23329.56/9.93573

=2348.05

For Option 2

P = 320,000,

n = 360

r = 4%/12 = 0.003333

Thus,

EMI =320,000 * 0.003333 * (1 + 0.003333)^360/ (1 + 0.003333)^360

EMI = 3534.398/2.313498

=1527.73

Note:

When Emily is paying  2 discount point in the second option, she is paying the following:

2% * 320000 = 6400

Also she is saving the following:

2.348.05 - 1527.73

=820.32 on payment (monthly) because of the reduction of EMI in the second option

Thus,

The break even time is =payments  due to points/ monthly savings

=6400/820.32

=7.8

Platen purchased inventory on August 17 and received an invoice with a list price amount of $5,900 and payment terms of 4/10, n/30. Platen uses the net method to record purchases. For what amount should Platen record the purchase

Answers

Answer:

$5,664

Explanation:

Calculation of the amount that Platen should record the purchase.

Using this formula

List price -(Percentage of payment term × list price)

Let plug in the formula

$5,900 -(4%×5,900 )

=$5,900-$236

=$5,664

Therefore Platen should record the purchase on August 17 as a:

Debit to Purchases (periodic system) and a Credit to Accounts Payable for $5,664

Therefore the amount that Platen should record the purchase will be $5,664

Depreciation associated with a project will: Answer A. cause incremental cash flows to increase B. only affect the fixed asset account as depreciation is a sunk cost C. have no effect on incremental cash flows D. cause incremental operating cash flows to decrease

Answers

Answer: A. cause incremental cash flows to increase

Explanation:

Incremental Cashflow (ICF) is the added cash that a company gets from embarking on a project which means that this Cashflow must be independent of expenses. If ICF is positive then the company will see it's Cashflow increase if they accept the project because it will contribute to their cash flow.

ICF is calculated from the Net Income of the project but seeing as Depreciation is a non-cash expense that is removed from the Income Statement. In calculating ICF it is added back as ICF deals with actual cash and Depreciation did not cost any actual cash.

More Depreciation therefore means an increase in Incremental Cash flow when it is being calculated from Net Income.

You come across different kinds businesses every day. The following sentences describes some businesses. Using the description of each business, classify it as a sole proprietorship, a partnership, a corporation, or a Limited liability company/limited liability partnership.


a. Anthony started a tutoring website. After a few months, a publishing company filed a lawsuit against his company for copyright infringement. Anthony had to shut down his business and lost all his personal assets in the process.
b. Willie started a business, based in a different state, with his unde. Due to the business's underperformance, they had to dose the business. Willie, however, ended up losing his house due to a litigation claim.
c. James, the CEO of a beverage company, is required to certify the accuracy of information provided in the company's quarterly reports.

Answers

Answer:

The correct answers are:

A - Sole propietorship

B - Partnership

C - Corporation

Explanation:

A) The name of "Sole Propietorship" is refered to a type of enterprise whose main characteristics reside in the fact that the ownership belongs to one person only and that person receives all the profits and is also fully unlimited liable for the debts of the business. Therefore that in that case Anthony started a sole propietorship

B) The name of "Partnership" is refered to a type of enterprise that is characterized for the fact of being a business that is operated and managed by two or more parties that have made a formal arregenment in order to work together and both obtain profits equally and also share the responsibility of the debts and its liability together equally. Therefore that in that case Willie has started a partnership.

C) The name of "Corporation" is refered to a type of enterprise that basically is characterized by the fact of being a different legal person that itw owners and therefore that the ones that own the business do not take unlimited responsibility for the actions of the company and its debts. The most common in this type of companies is that the owners hire many employees, among them, CEOs.

Conroy Copper Mines has $940 million in total liabilities and $620 million in shareholder's equity. It discloses operating lease commitments over the next five years with a present value of $120 million. If the lease commitments are treated as debt, the debt-to-total-capital ratio is closest to:

Answers

Answer:

0.63

Explanation:

Total debt =  940 + 120 =1060

Total sharesholder's equity = $620  million

We can find the debt to total capital ratio by dividing debt by total capital

Debt-to-total-capital ratio = Debt / Total capital = 1060 / (1060+620)

Debt-to-total-capital ratio = 0.63

For each of the following errors, considered individually, indicate whether the error would cause the adjusted trial balance totals to be unequal. If the error would cause the adjusted trial balance totals to be unequal, indicate whether the debit or credit total is higher and by how much.
a. The adjustment for accrued wages of $5,200 was journalized as a debit to Wages Expense for $5,200 and a credit to Accounts Payable for $5,200.
b. The entry for $1,125 of supplies used during the period was journalized as a debit to Supplies Expense of $1,125 and a credit to Supplies of $1,152.

Answers

Answer:

a) The debit  and credit side of the unadjusted trial balance would be increased by $ 5200.

b) The debit side would remain unchanged. No effect will be seen  in the adjusted trial balance.

Explanation:

Effect of adjustments on adjusted Trial Balance.

This first entry would increase the wages expense and increase the liability account in the adjusted trial balance. Both debit and credit side would be increased by an equal amount.

b) This would decrease the Supplies account and increase the supplies expense in the unadjusted account. As both are on the debit side there would be no effect in the debit total.

Sr No                Account                    Debit          Credit

Original Entries

a.               Wages Expense            5200

                      Accounts Payable                         5200

b.             Supplies Expense          1125

                        Supplies Account                          1125

Correct Entries

a.                  Wages Expense          5200

                          Accrued Wages Account Payable       5200

b.             Supplies Expense          1125

                        Supplies Account                          1125

Difference:

a) We see that the first entry which was original passed the debit side is correct but the credit side would have been of accrued wages instead of accounts payable . This is to raise the amount by which wages are still outstanding by an amount 5200 at the end of the month.

This would decrease the accounts payable increase the wages payable . If the adjustment is not made it the salaries payable is understated .

b)This adjusting entry is correct.

United Apparel has the following balances in its stockholders' equity accounts on December 31, 2021: Treasury Stock, $850,000; Common Stock, $600,000; Preferred Stock, $3,600,000; Retained Earnings, $2,200,000; and Additional Paid-in Capital, $8,800,000.
Required:
Prepare the stockholders' equity section of the balance sheet for United Apparel as of December 31, 2021. (Amounts to be deducted should be indicated by a minus sign.)

Answers

Answer:

The answer is $14,350,000

Explanation:

UNITED CAPITAL

BALANCE SHEET

(STOCKHOLDERS' EQUITY SECTION)

DECEMBER 31, 2021

Preferred Stock $3,600,000

Common Stock. $600,000

Additional Paid-in Capital $8,800,000

Total Paid-in Capital. $13,000,000

Retained Earnings $2,200,000

Treasury Stock,. -$850,000

Total Stockholders'equity $14,350,000

The inventory was destroyed by fire on December 31. The following data were obtained from the accounting records: Jan. 1 Inventory $ 360,000 Jan. 1 to Dec. 31 Purchases (net) 2,870,000 Sales 4,470,000 Estimated gross profit rate 30% A. Estimate the cost of the inventory destroyed. Refer to the Amount Descriptions list provided for the exact wording of the answer choices for text entries. B. In which situations would the gross profit method be useful

Answers

Answer:

A. Estimate the cost of the inventory destroyed is $101,000

B. Gross profit method would be useful in estimating the cost of merchandise destroyed by the fire.

Explanation:

Particulars                                                                Debit ($)                Credit ($)

Beginning merchandise inventory                                                     360,000

Add: Net purchase                                                                              2,870,000

Merchandise available for sale                                                          3,230,000

Less: Net sales                                                      4,470,000

Estimated gross profit (30%)                                (1,341,000)

Estimated cost of merchandise sold                                                  3,129,000

Estimate the cost of the inventory destroyed                                    101,000

Liability policies, such as personal liability, professional malpractice, or business liability insurance, do NOT protect the insured against a. a personal injury on the insured's property, such as the mail carrier who slips and falls on the owner's sidewalk. b. intentional harm caused by the insured. c. someone injured by the insured away from home or business. d. claims for property damaged by the insured.

Answers

Answer:

b. intentional harm caused by the insured.

Explanation:

Liability insurance is a means to provide the insured party with some protection against claims resulting from injuries and damage to people or property, covering both legal costs and any payouts for which the insured party would be responsible if found legally liable.

Note that there are two types of liability coverage: bodily injury and property damage.  Most states in the US require liability coverages, subject to limits, which is the maximum amount the insurer will pay when the incident occurs.  For example, a car accident can be expensive.  This is why there is a limit of compensation which an insurer can offer.

Which of the following statements is most correct? a. All else equal, if a bond’s yield to maturity increases, its price will fall. b. All else equal, if a bond is down graded by the rating agencies its yield to maturity will increase. c. If a firm has two bond issues that are identical except one is subordinate to the other, the subordinate issue will have a higher yield to maturity than the other issue. d. A B and C are correct. e. None of the above are correct

Answers

Answer: d. A B and C are correct.

Explanation:

A bond's price and it's Yield to Maturity (YTM) are inversely related such that when Yield to Maturity rises, the price of the bond falls. This is a because a higher YTM signifies that the bond is riskier so it will compensate by being cheaper.

If a bond is downgraded by Ratings agencies then it means that the bond is now riskier. As it is riskier investors will charge more interest for taking on the risk. The interest is the YTM and so it rises.

A Subordinate bond means that if the company were to go into bankruptcy for instance, the Subordinate bond would only be paid for after the bond that is not Subordinated. This means that there is a chance that Subordinate bond holders will not get anything from the liquidation of the company. Investors will therefore charge a higher YTM to cater for the risk that this happens.

Deborah Lewis, general manager of the Northwest Division of Berkshire Co., has significant authority over pricing decisions as well as programs that involve cost reduction/control. The data that follow relate to upcoming divisional operations:



Average invested capital: $15,000,000

Annual total fixed costs: $3,900,000

Variable cost per unit: $80

Number of units expected to be sold: 120,000

Assume the unit selling price is $132 and that Berkshire has a 16% imputed interest charge.

Top management will promote Deborah to corporate headquarters if her division can generate $200,000 of residual income (RI). If Deborah desires to move to corporate, what adjustment must the division do to the amount of annual total fixed costs?

Answers

Answer:

The revised fixed costs = $3,640,000

Explanation:

Calculation of Residual Income:

Residual Income = Net income - (Invested capital * Minimum required rate of return)

Net Income = Sales - Variable costs - Fixed costs

Net Income = (120,000*132) - (120,000*80) - 3,900,000

Net Income = $2,340,000

Invested capital = $15,000,000

Minimum required rate of return = 16%

Therefore, residual income = $2,340,000 - ($15,000,000 * 16%)

= -$60,000

Hence, adjustment to be made to the amount of fixed costs so that residual income becomes $200,000 = $200,000+$60,000 = $260,000

Therefore, revised fixed costs = $3,900,000 - $260,000 = $3,640,000

Demand for dishwasher water pumps is 8 per day. The standard deviation of demand is 3 per day, and the order lead time is four days. The service level is 95%. What should the reorder point be?

Answers

Answer:

41.9 units

Explanation:

Reorder point can be defined as the level of inventory which help to triggers an action to replace that particular inventory stock in such a way that when the stock level reduced the item must be reordered because it is the minimum unit quantity that a business owner or an organisation should always have in available inventory before they need to reorder more product.

Using this formula

Reorder point= Demand during the lead time + Z for customer service level * standard deviation * Square root of lead time multiplier.

Where,

Demand during the lead time =(8*4)

Z for customer service level =1.65

Standard deviation =3

Square root of lead time multiplier=4

Let plug in the formula

Reorder point=(8*4) + 1.65*3* square root of(4)

= 41.9 units.

Therefore the Reorder point is 41.9 units

Star Corp. has a rate of return on assets of 10% and a debt/equity ratio of 2 to 1 before entering into an operating lease. Not including any indirect effects on earnings, when Star Corp. records the operating lease, the immediate impact on these ratios is a(an):

Answers

Answer:

The return on assets and debt/equity ratio does not change

Explanation:

An operating lease does not affect assets and liabilities. From the formula:

Equity = Assets - Liabilities, since both assets and liabilities are not affected (they remain unchanged) therefore the equity is also the same.

The debt/ equity ratio = total liabilities/total equity. Since liabilities and equity remain unchanged, therefore The debt/ equity ratio is the same.

Also the return of assets (earnings/assets) remain the same

McCoy Brothers manufactures and sells two products, A and Z in the ratio of 5:2. Product A sells for $75; Z sells for $95. Variable costs for product A are $35; for Z $40. Fixed costs are $418,500. Compute the contribution margin per composite unit

Answers

Answer:

Weighted average contribution margin= $44.29

Explanation:

Giving the following information:

Sales proportion:

Product A= 5/7= 0.714

Product Z= 2/7= 0.286

Product A sells for $75; Z sells for $95.

Variable costs for product A are $35; for Z $40.

To determine the contribution margin per composite unit, we need to use the following formula:

Weighted average contribution margin= (weighted average selling price - weighted average unitary variable cost)

Weighted average contribution margin= (0.714*75 + 0.286*95) - (0.714*35 + 0.286*40)

Weighted average contribution margin= 80.72 - 36.43

Weighted average contribution margin= $44.29

If the government began providing free textbooks to college students who would otherwise have bought their books from the private sector, the government's action would result in:_______
A) a Ricardian dilemma.
B) a direct expenditure offset.
C) an increase in real Gross Domestic Product (GDP).
D) a reduction of the government deficit.

Answers

Answer:

Option (B) is the correct answer to this question.

Explanation:

As the government spends more money, businesses within the private sector typically spend less.

Specific budget offsets refer to the private-sector expenditures through which compensation was generated as a result of expansionary budgetary policy decisions becoming implemented. The private sector activities in investment profits that counter government spending behavior by the state. Some income from federal spending in an environment competing with corporate companies must be offset by any government expenditure.

Other options are incorrect because they are not related to the given scenario.

Review the "Types of Distribution Channels" study material. Explain why the selection of distribution channels is essential to a successful marketing strategy. Provide an example of a well-known company's distribution channels and defend their choices. In replies to peers, agree or disagree with their assessment and justify your response.

Answers

The correct answer to this open question is the following.

Although the question does not provide a specific text, we can say that the selection of distribution channels is essential to a successful marketing strategy because that is how companies deliver their products to consumers. This is of key importance due to the fact that there are numerous competitors selling the same or similar products so the company has to be precise and effective in delivering the product to match the client's expectations.

One good example of a successful company would be Underarmour. This Maryland company sells its products through direct distribution, uses intermediaries and brokers, has open many outlets where the company sells direct to the consumer, and also sells products through e-commerce portals. You can find Underarmour apparel in big chain stores, fashion stores, the internet, and sports stores.

CMS Corporation's balance sheet as of today is as follows: Long-term debt (bonds, at par) $10,000,000 Preferred stock 2,000,000 Common stock ($10 par) 10,000,000 Retained earnings 4,000,000 Total debt and equity $26,000,000 The bonds have a 4.0% coupon rate, payable semiannually, and a par value of $1,000. They mature exactly 10 years from today. The yield to maturity is 12%, so the bonds now sell below par. What is the current market value of the firm's debt

Answers

Answer:

$5,412,000

Explanation:

Given:

Long-term debt (bonds, at par):$10,000,000

Preferred stock :2,000,000

Common stock ($10 par): 10,000,000

Retained earnings: 4,000,000

Total debt and equity :$26,000,000

Coupon rate = 4%(semi annually)

Par value = $1000

YTM = 12%

Required:

Find the current market value of the firm's debt.

Find the bond price:

Bond price [tex] = (C * (\frac{1 - (\frac{1}{(1+i)^n})}{i}) + (\frac{m}{(1+i)^n}) [/tex]

[tex] = (C * (\frac{1 - (\frac{1}{(1+0.06)^2^0})}{0.06}) + (\frac{1000}{(1+0.06)^2^0}) [/tex]

[tex] = 541.20 [/tex]

Bond price = $541.20

Find number of bonds:

Number of bonds [tex] = \frac{10,000,000}{1,000} = 10,000[/tex]

Now, to find the current market value of the firm's debt, use:

Current market value of debt = number of bonds × bond price

= 10,000 × 541.20

= $5,412,000

Current market value of the firm's debt = $5,412,000

In May direct labor was 40% of conversion cost. If the manufacturing overhead for the month was $120,600 and the direct materials cost was $29,200, the direct labor cost was:

Answers

Answer:

direct labor= $80,400

Explanation:

Giving the following information:

In May direct labor was 40% of conversion cost. The manufacturing overhead for the month was $120,600.

The conversion costs are the sum of direct labor and manufacturing overhead.

Conversion costs= 120,600/0.6= 201,000

direct labor= 210,000*0.4= 80,400

You purchase a bond with a coupon rate of 8.6 percent, a par value of $1,000, semiannual coupons, and a clean price of $860. If the next coupon payment is due in three months, what is the invoice price

Answers

Answer:

The answer is $881.5

Explanation:

Solution

Given that:

The accrued interest is  refers to the payment (coupon) for the time with the fraction of the time that has exceed since the last coupon payment.

Since we have a semiannual coupon bond, the coupon payment for six months is 1/2 of the annual coupon payment.

Three months has exceeded since the last coupon payment.

So the accrued interest for the bond is given below:

Accrued Interest = $86/2 * 3/6

= $21.5

Thus

The price (dirty) = Clean Price + Accrued Interest

= $860 + $21.5

= $881.5

Therefore the invoice price is $881.5

Steven has a typed copy of a contract, which he would like to have Thomas sign. Thomas, who needs glasses to read typing, doesn't want to sign until he has read the document, but Steven convinces Thomas to sign it anyway, because it is a "standard" contract for this type of situation. Is the contract which Thomas signed binding upon him?

Answers

Answer:

Yes, because he was negligent in not ascertaining its contents

Explanation:

Based on the information provided regarding the scenario at hand it can be said that Yes, this contract is binding upon Thomas because he was negligent in not ascertaining its contents. Each individual is responsible for completely reading and fully understanding the contents of the contract before they sign. Once an individual signs the contract it means that they fully agree with all that is specified in the contract and are held liable. Thomas should have waited until he had his glasses and read the contract before signing, regardless of what Steven had to say.

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