Following are the few characteristics of a person with High Self-Esteem:
They do not dwell on past negative experiences.They respect others irrespective of their background or from where they belong.Are self confident.Optimistic .Few more characteristics of high self esteem person are:
Positive approach to the problems in their life.Are high risk takers than an average person.They have feeling of competence and belongingness.They take care of their own.They act Assertive and Audaciously.Resilient.They seek continuous self improvement.They have peace within themselves.They want to contribute to the world by using their own skills and resources.View mistakes as opportunities.Most high self esteemed people are extrovert.Understanding Self Esteem:
Self-esteem is confidence in one's own evaluated worth and abilities. Self-esteem includes not only beliefs about oneself, but also emotional states such as triumph, despair, pride, and shame.
Types of self esteems:
Low self esteemHealthy self esteemExcessive self esteemTo learn more about self esteem visit the link given belowhttps://brainly.com/question/1578469
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The characteristics of a person with high Self-Esteem involves a wide circle of friends feels worthy of love.
What are the top three indicators of high self-esteem?Be assertive while voicing your wants and beliefs. confident in one's capacity for decision-making. able to establish trustworthy connections and end harmful ones. Realistic expectations; no excessive self- or other-criticism. High self-esteem is typically treating oneself with love, value, dignity, and respect in addition to appreciating oneself. A healthy sense of self-worth also involves having confidence in your capacity (to learn, succeed, and make a difference in the world) and independence. Modern definitions of self-esteem include regard for one's own value and significance, as well as a willingness to act responsibly both toward oneself and others. When a person starts to cherish and enjoy their own strengths or characteristics, they are said to have high self-esteem.
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treatment approaches teach people to think in more adaptive ways by changing their dysfunctional notions about the world and themselves.
By altering their dysfunctional perceptions of the environment and of themselves, treatment strategies help patients learn to think more adaptively. The method is referred to as cognitive therapy.
How would you define treatments?
The act, way, or occurrence of treating something or someone, including action or behavior toward another. The attainment of the three main treatment objectives of aesthetic beauty, function, and stability depends on a precise diagnosis and a well-thought-out treatment strategy.
Which of the four treatments are they?
Different Treatment Techniques
specialized treatments A indicated to treat is made to target just the cancer cells while causing the least amount of harm to healthy, normal cells.Chemotherapy.Surgery.Therapy with radiation.To know more about Treatment visit:
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there's a lot going on with paul. what are some of the immediate concerns that carl and layla need to tactfully help paul address to prevent an emergency?
Paul is concerned about his blood cholesterol levels because his father died of heart disease when he was in his fifties.
High cholesterol is when you have too much of a fatty substance called cholesterol in your blood. This is mainly caused by eating fatty foods, not exercising enough, being overweight, smoking and drinking alcohol. It can also run in families. You can lower your cholesterol by eating healthy and exercising more. High cholesterol can cause fat to build up in your blood vessels. Eventually, these deposits grow, making it difficult for adequate blood to flow through the arteries. Sometimes, these deposits can suddenly rupture and form a clot, leading to a heart attack or stroke.
HDL is good cholesterol and is great when there is a lot of it. Cholesterol is a waxy substance found in your blood. Your body needs cholesterol to build healthy cells. Cholesterol and its derivatives are important components of cell membranes and precursors of other steroid compounds, but high blood levels of low-density lipoprotein (which transports cholesterol to tissues) are associated with an increased risk of rheumatic heart disease.
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there are numerous advantages to expressway driving over two-lane roads. one of those advantages is: a) supports higher traffic volume b) allowing intersecting traffic c) pedestrians and bicyclists are allowed to travel on expressways d) supports less traffic
There are numerous advantages to expressway driving over two-lane roads. one of those advantages is it supports higher traffic volume. Sp, the relevant option is option (a).
Write a short note on traffic.The term "traffic" refers to the movement of people and things along public roads, including trains, cars, bicycles, pedestrians, and animals being ridden or herded. Traffic laws govern and control traffic, whereas rules of the road also include both statutory traffic regulations and unwritten guidelines that may have evolved over time to help ensure an efficient and timely flow of traffic. Priorities, lanes, right-of-way, and traffic regulation at intersections are typically well-established in organized traffic.
With designated lanes, junctions, intersections, interchanges, traffic lights, or signs, traffic is formally structured in many jurisdictions. Heavy motor vehicle, other vehicle, and pedestrian traffic are frequently separated out by type. Depending on the class, different areas may have separate speed limits and easements. While some jurisdictions may have extremely complicated and intricate traffic laws, others may rely more on motorists' common sense and desire to cooperate.
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inez gets a terrific grade in math after studying for days. based on the research, the most effective response is to tell inez that she:
Inez studies for days and earns an excellent mark in math. According to the research, telling Inez that she is fantastic for working so hard is the best response.
What is Examination of Lifespan?
Infancy's psychological role is to help children learn to trust one another. trust. if the baby's needs—both physical and emotional—are consistently met by parents and other caregivers. Toddlers need to learn how to take care of themselves and develop self-assurance in their ability to move about their environment. Warm and compassionate parenting, along with developmentally appropriate expectations for exploration and behaviour control, support psychosocial development. Infants use various and more effective techniques as they develop to control their emotions.
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which theory of morality emphasizes the distinction between individuals' ability to perform moral behavior and actual moral behavior in specific situations?
Social cognitive theory of morality emphasizes distinction between the individuals ability to perform the moral behavior and actual moral behavior in specific situations.
What is social cognitive theory?The social cognitive theory (SCT), which is used to psychology, education, and communication, contends that how a person views others in the context of social interactions, experiences, and external media influences may be directly related to how they learn about the world. This notion was added to Albert Bandura's social learning theory. The idea is that when people watch a model perform an activity and then witness the effects, they remember the order of events and use that knowledge to guide their own behavior in the future. After viewing a model, the observer might imitate a previously taught behavior. In other words, learning new behaviors by just personal trial and success or failure is not necessary for human survival; rather, copying of other people's behavior is.
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as jamar prepares for a face-to-face interview, he begins to brainstorm a list of stories he can use to highlight his skills and qualifications. what types of stories should he rehearse?
Narratives on how he handled crises Stories that demonstrate how he exceeded expectations Stories on how he deal with a difficult interpersonal situation.
What are Narrative skills?Children and educators can learn about language, culture, and community via storytelling. We encourage kids to learn about the myths and histories of their own cultures as well as the history of the larger society.All children get familiar with and enjoy stories as a medium. Storytelling is an essential component of early childhood education and goes beyond it. It can be done through books, drawings, dance, music, rhymes, multimedia, or the spoken word.The success of children's language and literacy development later on is strongly correlated with their capacity to comprehend and tell stories.To learn more about Narrative skills refer to:
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Where does a country lie on the economic continuum if their economy is 70% free/market and 30% command?
closer to the command side
closer to the market side
in the exact middle
none of the above
Where a country lies on the economic continuum if their economy is 70% free/market and 30% command is closer to the market side
What is a free market?In economics, a free market is an economic system in which the prices of goods and services are shaped by demand and supply expressed by buyers and sellers respectively. A market of such, is modeled and operated without the intervention of government or any other external authority.
Therefore, the correct answer is as given above. That is, when a country lies on the economic continuum and their 70% free market and 30% command, such country will be closer to the market side
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Compare the personalities of someone who has high self-efficacy to someone who has low self-efficacy.
Where do you think you are in terms of self-efficacy.
Give an example to illustrate your point.
This paper should be between 3 and 5 pages.
People with high self-efficacy typically think they have control over their life and that their choices and actions affect how they are living, whereas those with low self-efficacy could believe they have no influence over their lives.
What does having a high level of self-efficacy mean?A person's self-efficacy relates to their confidence in their ability to carry out the behaviors required to achieve particular performance goals (Bandura, 1977, 1986, 1997). The belief in one's capacity to exercise control over one's own motivation, behavior, and social environment is known as self-efficacy.
What is an illustration of low self-efficacy?For instance, you can be quite confident in your ability to go about your hometown but have very little confidence in your ability to get around a foreign city where the language is not your native tongue.
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kyle has trouble sitting still in class and paying attention to the teacher. one day he gets so annoyed with the sound of someone sharpening a pencil during a test, that he yells at them to be quiet. what disorder does kyle likely struggle with?
Kyle has a disorder of Attention Deficit Hyperactivity Disorder(ADHD).
What is Attention Deficit Hyperactivity Disorder(ADHD)?
One of the most prevalent neurodevelopmental diseases in children is ADHD. Usually diagnosed in childhood, it has a chance of persisting into maturity. Children with ADHD may struggle to regulate their impulsive behaviors, pay attention, or stop acting without thinking about the consequences.
It's common for kids to occasionally struggle with their attention spans and behavior. On the other hand, these behaviors do not just disappear in children with ADHD. The persistent, sometimes severe symptoms can be problematic at school, at home, or with friends.
Scientists are researching the cause(s) and risk factors of ADHD in order to find better ways to manage and reduce the likelihood of a person having the disorder. Although the cause(s) and risk factors for ADHD are unknown, current research indicates that genetics plays a significant role. Recent research has linked genetic factors to ADHD.
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which of the following candidates has the highest probability of being rejected by a u.s. organization that follows ethical hr practices and recruits nontraditional diverse workers?
Candidates has the highest probability of being rejected by a US. organization A young college-educated woman without a visa
What is a visa?
A visa is an official document that allows the holder to enter a foreign country legally. A visa is usually stamped or affixed to the holder's passport. There are different types of visas, each granting the holder different rights in the host country. Who need a visa Citizens of foreign countries wishing to travel to the United States usually must first apply for a U.S. visa to be endorsed in the traveler's passport.
Why is it called a visa?A visa is a conditional permission granted by a government to a foreigner to enter, stay in,
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tongs are chinese a. hometown clubs. b. secret societies. c. money lending organizations. d. kinship groups.
Tongs are Chinese (b) secret societies in the United States in early 1800s.
What are tongs?Early 1800s Chinese immigrant communities in the United States were the birthplace of tongs, which were organizations that offered legal, financial, and protective services to a flood of immigrants shut out of traditional American institutions.
Chinese immigrants who are primarily located in the United States, with lesser populations in Canada, Australia, and the United Kingdom, form tongs. Tong means "hall" or "gathering place" in Chinese. These groups, which are frequently connected to criminal activity, are referred to as secret societies or sworn brotherhoods. Tong halls, many of which had ties to Chinese organized crime, were immediately identifiable throughout the majority of American Chinatowns in the 1990s.
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which of the following are moderators of stress?
a. personality
b. type A behavior
c. social support
d. all of the above
All of the above can be correct for the moderators of stress which includes personality, type A behavior, social support.
Stress is a state of mental and emotional strain and can be cause by various reason and also influences the mental and physical health.
But to control the stress many things play an important role like
Personality of individual is calm it acts as a moderator during stress.Type A behavior such type of behavior helps in focusing on important things rather than stressing on pointless things.Social support also helps in controlling stress because peer group and surrounding if positive helps in calming down and focus on the strength.So, stress influences the productivity and efficiency of individual such moderators are important.
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research has found that people are more likely to be ethically aware, to recognize the ethical nature of an issue or decision, if all of these things happen except:
research has found that people are more likely to be ethically aware, to recognize the ethical nature of an issue or decision, if all of these things happen except: if superiors in the organization do not see it as an issue but subordinates do.
Since it deals with standards by which we might evaluate human behavior, ethics is a normative science. Facts are not a concern in ethics. It deals on principles and ideals instead. Therefore, it is evident that although natural science deals with assessments of facts, ethics is concerned with judgments of value.
What are the ethics' guiding principles?The Four Fundamental Principles of Ethics: The four fundamental principles of ethics are beneficence, nonmaleficence, autonomy, and justice. The first two date back to Hippocrates' "to help and do no harm" maxim, whereas the final two developed later.
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do the media have an obligation to subject rejection decisions regarding products which might be viewed as ""political/social speech"" to greater scruti
Yes ,a private person or private company (such as a social media company) cannot violate your constitutional free speech rights, only the government can do so.
Are we allowed to say whatever we want on social media?Although we have the right to our own opinions, we are not permitted to offend, threaten, or degrade any group based on their race, colour, religion, national orientation, or handicap (hate speech).A potent communication instrument is social media. Everyone on the platform may express themselves thanks to it. In general, this is an excellent strategy to ensure that everyone has access to the freedom of expression and information. This viewpoint, however, only holds true in the context of beneficial social media use.Your constitutional right to free speech cannot be violated by a private individual or private entity (such as a social media company), only by the government.Learn more about social speech refer to :
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while native americans and inuit peoples are distinct races in canada from the majority, within the white group are varying ethnicities, such as:
Of the 36.3 million persons counted in 2021, almost 25.4 million (or 69.8% of the population) identified as "white."
What is the most common ethnicity in Canada?About 25.4 million of the 36.3 million persons counted in 2021 identified as "white," making up 69.8% of the population. From 2016 to 2021, the indigenous population, which made up 5% of the total population and 1.8 million people, increased by 9.4% compared to the non-Indigenous population, which increased by 5.3%. A non-White and non-Indigenous visible minority made up one in every four Canadians, or 26.5 percent of the population. [c] the largest of which in 2021 were South Asian (2.6 million individuals; 7.1 percent), Chinese (1.7 million; 4.7 percent), and Black (1.5 million; 4.3 percent). Less than two percent of Canada's population, or about 300,000 people, belonged to visible minority groups in 1961. Between 2011 and 2016, the visible minority population increased by 18.4 percent. The 2021 Census revealed that 8.3 million people, or almost one-quarter (23.0 percent) of the population, reported themselves as being or having been a landed immigrant or permanent resident in Canada—above the previous record of 22.3 percent set by the 1921 Census.To Learn more About white refer to:
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the underlying message of the cycle of reincarnation is that you are where you deserve to be, and the only way to improve your lot in the next cycle of existence is to:
The underlying message of the cycle of reincarnation is to accept your current situation and its attendant duties.
Reincarnation, also known as the transmigration of souls, is the Hindu concept that the atman, or true self, continues to exist after death and assumes a new body.
A single soul will so experience a series of existences in various forms while remaining immortal in and of itself. In addition to being human, these physical forms could also be those of an animal, a plant, or a deity.
Karma, which is the idea that deeds in past lifetimes impact a person's present existence, is said to have a significant role in determining the specific embodied existence a soul takes on. The true self doesn't change, despite the external form or body.
One of the central tenets of Hinduism, reincarnation is primarily associated with Hinduism.
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why do state legislators rely more on their state and local parties for election assistance than do their congressional counterparts?
State legislators rely more on their state and local parties for election assistance than do their congressional counterparts because members of Congress have easier access to funds .
What is the state legislature's mandate?
The State Legislature primarily performs her three functions. They perform legislative functions by researching, making and passing laws. Members represent the district and work to respond to requests for assistance from citizens within the district. Finally, the legislative branch performs oversight functions for the executive branch.
What powers does the legislative branch have?Congress is responsible for enacting laws to ensure that the spirit of the Constitution is maintained in the country, and amending or amending the Constitution itself from time to time. To legislate, the Legislature produces her two main documents.bills and resolutions.
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a. number of employee hours devoted to volunteering at habitat for humanity community perspective part 2 b. packaging use ratio, defined as grams of materials used per liter of product produced
Humanity is an extremely well-thought-out shift scheduling tool that's both flexible and easy to use. Excellent mobile app integration and manifold help and support options should appeal to both managers and employees.
When and whenever it is feasible, humanity involves showing concern for and providing for others. Humanity entails putting others' needs ahead of our own at times when they most need our assistance. It also entails putting aside our own interests. Giving all living things on Earth unconditional love is what it means to be human. When and whenever it is feasible, humanity is showing compassion for and providing for others. It entails providing assistance when others most need it. It is crucial because it enables us to put aside our own interests when others are in need of our assistance. Being human is a virtue associated with fundamental ethical principles of charity. It also represents the sympathy and love that people have for one another.
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what responsibility do we have for interrupting oppression? what are some of the challenges? what are some of the opportunities in your community?
To stop current or future harmful behavior, provide a safer place to speak up for those who are oppressed by that behavior (themselves or others), and help those who are hurting.
Anti-oppression refers to a variety of theories, practices, actions, and methods that recognize the oppression created in our society and actively fight to eliminate social and institutional injustice (anti-oppression networks ).
What do you mean by Interruptions Oppression?
Interruptions are often used to stop current or future harmful behavior, model respectful language and behavior, create a safer space, and help those who are oppressed by the behavior (their own and/or others). It is an attempt to speak up and support those who have been hurt.
What types of oppressions are there?
In the United States, systems of oppression (such as systemic racism) are woven into the fabric of American culture, society, and law. Other examples of systems of oppression include sexism, heterosexism, disabilityism, classism, ageism, and antisemitism.
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how does josef pieper describe the virtue of prudence (in this longer treatment of prudence)?
Prudence, called "mother" of all virtues, is the quality that enables a person to understand their moral obligations and the appropriate methods to fulfill them.
The six enduring virtues are...Six universal basic virtues—courage, justice, humanity, sobriety, wisdom, and transcendence—were postulated as a result of research into the works of philosophers and spiritual authorities from China, South Asia, and the West (Dahlsgaard et al., 2005).
Spiritual virtues: what are they?The seven deadly or Capital Transgressions, avarice or selfishness, envy, anger, lust, gluttony, as well as sloth or laziness—which would those be sins that breed other sins and vices—can be overcome and avoided with the help of virtues like generosity, poverty of spirit, kindness, purity of heart, temperance, and fortitude.
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altruism is a for action in which a person's utility increases simply because someone else's utility . t/f
Altruism. a behavior that benefits others at the expense of oneself but appears to be motivated by altruism. Altruism, as opposed to selfishness, is the desire to aid or support others without thinking about benefits or reciprocated favors.
Altruism can be exemplified by, among other things, helping someone else without expecting anything in return. avoiding actions that could profit you personally if they will cost others. sacrificing oneself or taking a risk to assist someone. The marginal utility of a good, which decreases with each additional unit of consumption in accordance with the law of declining marginal utility, determines the price a customer is prepared to pay for it. As a result, a regular good's price drops as consumption rises. Due to its potential to influence decisions made at the margin, the marginal utility has an advantage over the total utility. It establishes how much quantity the consumer is willing to give up in exchange for his happiness if prices rise.
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Mary looks at the phone number of her favorite pizza restaurant for a few seconds, and then walks into the other room to call to order. Mary remembers the phone number in its correct sequence. Mary is taking advantage of.
After giving her favorite pizza restaurant's phone number a quick glance, Mary enters the other room to make her order.
What is restaurant?
A restaurant is a place of business that prepares as well as provides customers with food and beverages. Although many restaurants also provide take-out as well as food delivery services, meals are typically served and consumed on the premises. Restaurants come in a wide range of styles and varieties, from low-cost fast-food restaurants as well as cafeterias to middle-priced family restaurants to expensive luxury establishments. They also offer a wide range of cuisines as well as service models.
Mary can recall the phone number in its proper order. After giving her favourite pizza restaurant's phone number a quick glance.
Mary enters the other room to make her order. the units in several different ways. Do the exercises on the opposite page after studying the explanation and examples.
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Cooper used examples from classical literature and history in her essay because _____. She wanted to prove that education should include the study of the classics she wanted to prove that the classics were still important she wanted to show that she was educated she wanted to show that women could do great things.
Cooper used examples from classical literature and history in her essay because she wanted to show that women could do great things.
Who is Anna Julia Cooper?
Author, educator, and activist Anna Julia Haywood Cooper (1858–1964) promoted education for women and people of color. Cooper has formed and co-founded a number of organizations to advance causes related to black civil rights. She participated in the creation of the Colored Women's League in 1892, and in 1900, she was elected to the executive board of the inaugural Pan-African Conference. She established "colored" chapters to encourage young black migrants coming from the South to Washington, D.C. because the Young Women's Christian Association (YWCA) and the Young Men's Christian Association (YMCA) did not accept African American members.
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As the vehicle continues to deform at the beginning, the passengers are still traveling forward at the speed of the vehicle. t/f
The statement 'as the vehicle continues to deform at the beginning, the passengers are still traveling forward at the speed of the vehicle' is true.
All the passengers that are traveling in a vehicle are moving at the speed of the vehicle. This is why when a vehicle turns you resist your body from a circular motion.
When such a scenario occurs, that the size of the vehicle is a bigger one and it is being deformed from the beginning, the passengers will still be moving with the forward speed of the vehicle. Deformation of the vehicle from the beginning will not affect the passengers until the speed of the vehicle is changed. Hence, the statement above is true.
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besides visual input, what other sensations contribute to the sense of equilibrium? besides visual input, what other sensations contribute to the sense of equilibrium? mental activities, such as counting backwards sound detected in the cochlea strong leg muscles proprioceptors detecting information about neck muscles
According to the dictionary of Psychology, a sense of equilibrium is the sense that enables the maintenance of balance while sitting, standing, walking, and all movements of the body. Although balance is such a difficult concept to define, we can conclude that several senses contribute to equilibrium, namely visual input, vestibular system, and proprioception. Each of these has a different role in the coordination of equilibrium or balance of our body.
The vestibular system includes the semicircular canals and the organs that reside within our inner ear, visual is around our eyes, and proprioception presents in every movement we have through our muscles. Based on the research Cohen from primate studies stated that neck muscle proprioception plays a significant role in balance. Therefore, the right answer is proprioceptors detecting information about neck muscles.
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jennifer is a single mom of two who is working and taking college classes at night. the demands of work and her work projects are stressing jennifer out, which results in responses
Based on idea from Jennifer as she is going through, we can try to infer that it will always lead to c. work-family conflict.
A demanding mission call for is probably a detailed, weekly presentation to the company's senior team. A demanding function call for is probably where someone is predicted to gain greater in a hard and fast quantity of time than is possible. Interpersonal needs: those are stressors created through co-workers.
Work-own circle of relatives conflict : Refers to whilst someone unearths it difficult to perform responsibilities at each the paintings and own circle of relatives college degree Happens whilst the needs of each paintings and own circle of relatives are a lot they intrude with every different Jennifer is a unmarried mother of children this means that that she is already pretty swamped at home. When that is delivered to her as demanded to paintings and the university training being taken, she can be able to maximum probably enjoy a paintings-own circle of relatives conflict.
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Correct Question:
Jennifer is a single mom of two who is working and taking college classes at night. the demands of work and her work projects are stressing jennifer out, which results in responses:
a. job satisfaction.
b. workplace role ambiguity.
c. work-family conflict.
d. downsizing.
evaluate the forces that led to the emergence of sectional political parties before the civil war, focusing on two of the following: social, political, and economic
Four categories that describe the disagreements that tore the nation apart in the years before the Civil War include slavery, cultural (social), economic, and constitutional issues.
All of these issues exacerbated sectionalism in the US and put the Civil War country perilously close to going to war.
Slavery was the social problem that gave rise to sectionalism.
The issue of slavery may have caused more conflict between the constitutional issues Northern and Southern states than any other philosophical difference. Northerners largely tolerated it as long as it persisted in the South, despite their claims to the contrary. The slave states opposed the Civil War increased representation of the free states in Congress because they thought that the legislature would outlaw constitutional issues slavery. Equally concerned were the slave states about the free states.
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which behavior consistently demonstrated by a child is the biggest predictor of future antisocial personality disorder in adults?
Sadness is consistently demonstrated by a child is the biggest predictor of future antisocial personality disorder in adults.
A personality disorder is a subtype of mental disorder that is characterized by an unnatural and rigid way of thinking, behaving, and functioning. A personality disorder makes it challenging for a person to understand and relate to people and situations.
Some general characteristics of people with personality disorders include inconsistent, frustrating, and perplexing behavior toward loved ones and others with whom they interact. They may struggle to understand realistic and acceptable ways to treat others and behave in their presence.
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baruch which theory about the nature of well-being holds that the best life is the one that includes as much pleasure as possible and as little pain as possible?
Hedonism is the theory about the nature of well-being holds that the best life is the one that includes as much pleasure as possible and as little pain as possible.
What is meant by Hedonism theory?Hedonism is the belief that pleasure, or the absence of pain, is the most important principle in determining the morality of a potential course of action. Pleasure can be things like “sex, drugs, and rock 'n' roll,” but it can also include any intrinsically valuable experience like reading a good book.
What is hedonism's primary objective?According to psychological or motivational hedonism, we are exclusively motivated by pleasure or suffering. According to ethical or evaluative hedonism, only happiness has value and only suffering has disvalue, which is the polar opposite of worth.
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One reason a company's capital structure may include more equity than debt is that relying too heavily on debt could __________.
Relying too heavily on debt can increase the interest rate that a company must pay on its debt.
What is debt financing?Debt financing definition. Debt financing is the practice of a business borrowing money with the intention of repaying it with interest at a later time. It could take the form of an unsecured loan or a secured loan. A business will take out a loan to pay for working capital or an acquisition.
How can debt pose a risk?A borrower's potential failure to make required payments poses a credit risk, increasing the likelihood of a debt default. In the first instance, the risk is on the lender, who runs the danger of losing the principal and interest as well as of disrupting cash flows and incurring higher collection expenses. A partial or whole loss may have occurred.
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