Which insurance company function calculates company mortality and morbidity rates as well as the dividends on participating life insurance policies? A. underwriting division B. actuarial division C. claims division D. sales division

Answers

Answer 1

Answer:

B. actuarial division

Explanation:

A person with experience in the areas of economics, statistics and mathematics, who assists an insurance firm in risk assessment and premium calculation etc.

Now the function of the insurance company is to calculate the mortality of the company and its rates plus it also includes the dividends that takes parts in life insurance policies

Therefore the correct option is B.


Related Questions

Dr. Developmental is giving a talk on statistical trends in fatherhood over the past three decades. As of 2018 in the United States, he might mention that fathers:__________

Answers

Answer and Explanation:

Contrary to earlier times where hands-on childcare was believed and rested solely on the mothers as their parental duty, fathers now contribute a lot more than they used to to caring for their children in recent times. We owe this new trends in the fathers parental care to the acceptable norms and practices of today and also the growing voice of women as regards gender equality. However it is worthy of note that these fatherhood trends of today have not properly eroded the past beliefs as women still perform more of these duties than men today

Simmel defined society as a ______
of ______
interactions.

Answers

considered society to be an association of free individuals, and said that it could not be studied in the same way as the physical world, i.e. sociology is more than the discovery of natural laws that govern human interaction

What are the different ways a reader can make an inference?

Answers

Answer:

You can make an inference by,:

a) Hunting for clues.

b) Reading choices and

c) Practicing.

Explanation:

All these are different ways of making inference,e.t.c.

Read these statements then answer the following question: I. Concept maps are only helpful when synthesizing information for academic research. II. Concept maps are generally included in a final paper. III. Concept maps help you record connections between ideas and sources. IV. Concept maps are visual organizers of ideas. Which of the above statements about concept maps are true

Answers

Answer:

III. Concept maps help you record connections between ideas and sources.

IV. Concept maps are visual organizers of ideas.

Explanation:

A concept map is a graphical visualization tool in which knowledge (abstract ideas) are organized by using boxes or circles having specific colors, and the relationships between these abstract ideas are illustrated by connecting either arrows or lines.

In a concept map, the boxes or circles represents concept while the arrows or lines represent the relationship between them. The concept map was designed and developed in 1972 by Joseph D. Novak.

Hence, the following statements are true and correct about the concept maps;

1. Concept maps help you record connections between ideas and sources.

2. Concept maps are visual organizers of ideas.

3. Concept maps are helpful when synthesizing information for both academic research and non-academic purposes.

4. Concept maps are not generally included in a final paper.

Generally, concept maps help users to enhance their critical thinking skills, improves reasoning, identify and visualization of priorities, enhance high-order understanding etc.

The statements about concept maps that are true include:

Concept maps help you record connections between ideas and sources.Concept maps are visual organizers of ideas.

Concept maps simply mean the visual representation of information. It should be noted that concept maps can take the form of graphic organizers, flowcharts, tables, etc.

Concept maps can help individuals record connections between ideas and sources and can be used to pass information across to the audience.

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Which novel was Sinclair Lewis's closest use of the realistic method?
Arrowsmith
Babbitt
Main Street

Answers

Answer:

Arrowsmith.

Explanation:

Sinclair Lewis's novel Arrowsmith revolves around the life and experiences of a medical scientist, Martin Arrowsmith. Written during the late 19th century after the medical education reforms and deals with the culture of science. It contains the realistic natures and life of someone in the medicinal scientific studies through the life of Arrowsmith.

Whereas, the other two novels Babbitt and Main Street are satirical novels that satirize American culture and society where the characters live. These two books deals with the pressures on a person to conform to society's 'needs' and 'expectations'. And unlike Arrowsmith, it does not reveal much of the realistic nature of the characters.

Thus, the correct answer is Arrowsmith.

Reflective clinicians often absorb the tenets and techniques associated with major theoretical approaches to counseling and then interpret and organize them in ways that are useful for their own work. This aspect of reflective practice is an example of

Answers

Answer:

Constructivism

Explanation:

Constructivism is a theory in learning which states that people draw upon their past experiences and observations and relate it to whatever they are learning at the present time. In this style of learning, the students actively question what they are learning and if what they are learning is in tandem with their present understanding, they are more likely to accept them. It can be applied by teachers in teaching. The knowledge acquired in the past, help them to have a better knowledge of new theories.

When thoughtful clinicians get the understanding of major principles in their field and then try to interpret them in a way that would be useful to their work, they can be said to be applying constructivism.

School history texts, the celebration of key events, and the development of a mythology of the independence period keep Texas's __________ alive.

Answers

Answer:

A). Sense of national autonomy(historical Uniqueness).

Explanation:

The glorification of the key events that occurred in the past and the evolution of a mythology of the independence era helps in keeping the 'sense of national autonomy' of the texas alive in schools' history texts. Such a presentation of historically significant events allows the students to understand and develop a feeling of gratuitousness and sovereignty towards their state's rich and unique history. This helps in keeping the historical distinctiveness alive and prevent it from getting merged into other archival events. Thus, option A is the correct answer.

Completed plans for guest house, pool and spa for a client. The $5700 fee for this project was billed to the client in May but will not be collected until June 25. What is revenue realized?

Answers

Answer:

The transaction actually represented revenue in the month of May. So The revenue was earned in May and thus should count towards the May accounting period.

Some people enjoy taking risks and trying new things. Others are not adventurous; they are cautious and prefer to avoid danger. Which behavior do you think is better?

Answers

Answer:

Explanation:

It is preferable to take risk and try new things than just remaining in a place.

Every individual who wants to succeed must take a risk at some particular point in life so as to proceed into the next phase of life. It takes risk to start business, it takes risk to invest in some project but behind every risk is a possibility of success.

It takes risk to grow, it takes risk to be a Leader some decisions will be made out of risk it does not necessarily means there will be failure for every risk taken.

An individual who cannot take risk many not progress or succeed. Taken risk helps to identify what can be done, how it can best be done and what should be avoided when something or an attempt is made.

In deciding how many hours to work, Beulah will make a choice that maximizes her _______; that is, she will choose according to her preferences for leisure time and income. Group of answer choices

Answers

Answer:

Correct Answer:

Utility

Explanation:

In her expectation to work for few hours, it was expected that, she would make a choice that would maximize her utility. That is, her usefulness to that particular task. Her free time and income preferences would determine that.

Who funded St. Lawrence River in Canada

Answers

Answer:

King Francis I of France

Explanation:

King Francis I of France

French navigator Jacques Cartier becomes the first European explorer to discover the St. Lawrence River in present-day Quebec, Canada. In 1534, Cartier was commissioned by King Francis I of France to explore the northern American lands in search of riches and the rumored Northwest Passage to Asia.

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Sue stands outside a grocery store on the north side of her town and surveys exiting shoppers about their preference in frozen breads. What type of sampling technique does Sue's survey represent

Answers

Answer:

Non probablity sampling

Explanation:

In simple words, The non probability sampling refers to the sampling methods that really aren't designed to be utilized in terms of statistics to deduce from its sample to the general population. Conversely, theoretical framework can be produced by iterative non probability sampling, for instance, there till saturation point is achieved.

Such sampling techniques are highly preferred when the population is low in numbers and do not take much time to collect data from. The conclusions from such data is usually better than other techniques.

Identify this kind of argument:

If naturalism is true, then all things are determined and there is no free will. If there is no free will then morality makes no sense. Therefore, if naturalism is true then morality makes no sense.

Answers

Answer:

Deductive argument

Explanation:

A deductive argument is argument that reaches conclusion based on the assumption that premise is true. It is the direct opposite of inductive argument(also called inductive reasoning) whereby a conclusion is reached based on premise without assumed truth(as in one specific instance of a thing).

From the above example, we see deductive argument as we conclude(last sentence) based on assumed truths from preceding sentences(premise)

what are two major group in a simple macroeconomy?​

Answers

Answer:

The correct answer is - long term financial development and shorter-term business cycles

Explanation:

Macroeconomics is the part of financial aspects or economics that reviews the characteristics of situations and performances of an economy all in all. It revolves around the total alteration in the economy, for example, unemployment, GDP, growth rate, and inflation. The two fundamental groups of macroeconomy are long term financial development and shorter-term business cycles

Thus, the correct answer is - long term financial development and shorter-term business cycles.

What is the term for laws that prescribe the structure of executive agencies and personnel policies regarding hiring, promotion, and dismissal?

Answers

Answer:

Other familiar devices is what is referred to as the term in question. Other familiar devices are the laws that help in prescribing the structure of executive agencies and personnel policies regarding hiring, promotion, and dismissal.

This laws are usually strictly complied to as the due processes involved in the hiring, promotion and dismissal must be followed to avoid human right breach or nepotism.

Think of a leader who espoused one message and then acted in a different manner. How did it affect the leader's ability to be an effective leader? How did it change how you personally felt about the leader? Do you feel that leaders who have lost their "authenticity" can ever regain the trust of their followers?

Answers

Answer:

Answered below

Explanation:

Examples of leaders who act differently to what they say are corrupt police officers. Police officers are leaders in the enforcement and abidance to the law. When a corrupt police officer goes against the law in letting criminals go free or in arresting innocent people, then their credibility is destroyed. This creates a lack of confidence in the ability of such a leader to be an effective leader.

A corrupt police officer who goes against the law takes away my trust in him and makes me see him as unreliable and unprofessional.

Such leaders would find it difficult to regain the trust their followers had in them because they have proved themselves unreliable and ineffective in their service to their followers.

The leaders who act differently to what they say are corrupt leaders. Political leaders are leaders in the enforcement and abidance to the law. When a corrupt Leader goes against the law in letting criminals go free or in arresting innocent people, then their credibility is destroyed. This creates a lack of confidence in the ability of such a leader to be an effective leader.

What is corruption?

Corruption refers to a form of criminal activity or dishonesty. It refers to an evil act by an individual or a group. This act compromises the rights and privileges of others. Furthermore, Corruption primarily includes activities like bribery or embezzlement.

Such leaders would find it difficult to regain the trust their followers had in them because they have proved themselves unreliable and ineffective in their service to their followers.

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A Class I standpipe system must be able to flow __________ gallons per minute for a minimum of __________ seconds.

Answers

Answer:

500;30

Explanation:

Standpipe systems are commonly used in fire service departments and it consists of different pipes which help in connecting the hose to a water source

There are three types of standpipe systems namely: Class I which uses a 2.5-inch fire hose, Class II which uses 1.5 inch fire hose and Class III which uses a combination of the Class I and Class II.

A Class I standpipe system must be able to flow 500 gallons per minute for a minimum of 30 seconds.

Categorize each of these statements as either positive or normative.
Statement Positive
Normative
1. Lung cancer kills millions of people each year.
2. Too many people smoke. If the government were to increase taxes on cigarettes, fewer people would smoke.
3. The government should increase taxes on cigarettes.

Answers

Answer:

1. Lung cancer kills millions of people each year. - POSTIVE

2. Too many people smoke. - NORMATIVE

3.  If the government were to increase taxes on cigarettes, fewer people would smoke. - POSITIVE

4. The government should increase taxes on cigarettes. - NORMATIVE

Explanation:

POSITIVE statement  is considered to be a type of statement that seeks to describe the world as it is. It can be verified by empirical data, which implies that, it can either be supported or refuted by data.

NORMATIVE statement on the other hand, require a larger philosophical framework to evaluate, which means, it is based on opinion and judgment as to the way the world should be.

Hence, the correct answer are as follows:

1. Lung cancer kills millions of people each year. - POSTIVE

2. Too many people smoke. - NORMATIVE

3.  If the government were to increase taxes on cigarettes, fewer people would smoke. - POSITIVE

4. The government should increase taxes on cigarettes. - NORMATIVE

A(n) __________ is a group of persons who have experienced a common social, political, historical, and economic environment.

Answers

Answer:

age cohort

Explanation:

The term that is being described in this question is known as an age cohort. To put it in other words this term refers to a group of individuals that were born around the same time period and are from a particular population that has typically shared certain events and experiences over the course of their lives. These events and experiences may be world events that happened during that time period of localized events due to being part of the same population.

What are "means" as they relate to motivation? Question 5 options: 1) The activities or stimuli influencing goal attainment 2) The ability to practice self-control 3) The personality characteristics necessary to infer value and attainability of a goal 4) The innate ability to prime a goal

Answers

4)

If you have the means to do something than you are able to complete it or get it done

Tom verbally gives Jerry permission to store his trailer in Tom's backyard for no rent until Tom needs the space for his garden. Jerry has acquired:

Answers

Answer:

License

Explanation:

A License is a term that describes the formal permission to do carry out operation or do something, often between the authority, government, or individual (often the owner of the thing under consideration) and another individual. A lisence can either be written or verbally given.

Hence, in this case, since Tom has verbally given Jerry permission, then it is correct that, Jerry has acquired LICENSE.

Staples is concerned with identity theft. One of the ways that she can protect her information from leaking out to the wrong hands is to:

Answers

Answer:

B. Install antivirus software, firewalls, and anti-spyware software on her computer.

Explanation:

A. Avoid all e-commerce transactions because this is the only type of buying transactions where websites and others handle sensitive, personal information.

B.Install antivirus software, firewalls, and anti-spyware software on her computer.

C. Limit her purchases with vendors that she knows do not store her information in a database.

D. Limit her travels to the United States because identity theft is an international problem.

Option B is correct because that's one of the measures Staple could take in combating hacking. As the internet grows and expands, there is an increase in cyber crime and identity theft. Therefore, genuine internet users must ensure they protect themselves from such thefts. One way such protection can be achieved is by protecting computers with antivirus software, firewalls, and anti-spyware software.

Amit has always been a glass half empty kind of guy. He goes into situations always expecting the worst to happen. Amit's beliefs can be considered: a. Irrational thoughts b. Global assumptions c. Negative emotions d. Causal attributions

Answers

Answer:

c. Negative emotions

Explanation:

Amit's beliefs that in any situation, the worst scenario is likely to happen and he is ready to accept it is simply a pessimist.

Like, the first sentence says, he is a glass half-empty kind of guy also goes further to prove the point that he is a pessimist.

A pessimist tends to see the worst side of things always.

Therefore, Amit's beliefs can be considered Negative emotions

Lauren was recently awarded a raise at work. She called her sister, Patricia, and told her the good news. Patricia said "Wow, congrats, how much of a raise did you receive

Answers

This question is incomplete. I've found the complete question online. It is the following:

Lauren was recently awarded a raise at work. She called her sister, Patricia, and told her the good news. Patricia said "Wow, congrats, how much of a raise did you receive:" Lauren replied, "I'm sorry, I know that you might be willing to share personal financial information with me, but I'm not comfortable talking about my salary. I try not to ask others about their salaries since I started working in this field. I love you, you are my sister, and I wanted to share the good news of my promotion, but I'd rather not discuss the salary. I hope that doesn't offend you." Lauren was engaging in what practice of privacy management?

a) Changing the subject.

b) Establishing a personal boundary.

c) Masking her feelings.

d) Practicing strategic ambiguity.

Answer:

Lauren was engaging in:

b) Establishing a personal boundary.

Explanation:

Lauren was straightforward. She did not change the subject. She and her sister were discussing her promotion when the matter of salary was mentioned. Lauren addressed the matter directly. Therefore, we can eliminate letter A.

Lauren did nor mask her feelings. She made it very clear she felt uncomfortable discussing her salary. We can also eliminate letter C.

Finally, her behavior and her words were not ambiguous at all. Again, Lauren was straightforward and clear. We can also eliminate letter D.

We are left, thus, with letter B as the correct one. Lauren is establishing a personal boundary, showing her sister that there is a limit to what she is willing to reveal and discuss about her personal life. She is making it clear that wants to share the good news, but not to the point of revealing her salary.

Raoul has realized that he experiences anxiety when he starts worrying about whether his partner is cheating on him. Which theoretical model best describes the effects of thoughts on behaviors?

Answers

Answer:

Social learning and social cognitive theory

Explanation:

The theoretical model that best describes Raoul's anxiety about his girlfriend cheating on him and its effects of thoughts and behaviors is Social learning and social cognitive theory

Social learning and social cognitive theory believe that any change in behavior is determined either by environmental, personal, or behavioral factors. It is believed that each factor affects other factors.

It is also believed that the environment an individual is in can affect the development of that person and also influence the person's behavior.

Match the government term in column 1 to the definition in column 2.
Presidential
republic
?
Democracy where
executive branch
members are chosen from
legislative branch
Parliamentary
democracy
?
Executive branch is
elected separate of other
officeholders
Communism
?
State ownership
Direct
democracy
2
Sovereignty exercised by
assembly of all of the
citizens

Answers

sovereignty exercised by assembly of all of the citizens: direct democracy

state ownership: communism

executive branch is elected separate of other officeholders: presidential republic

democracy where executive branch members are chosen from legislative branch: parliamentary democracy

If you were conducting a study in which you created a research report that discussed the rituals and norms that were characteristic of the group of people you were studying and focused on how the group members interacted with each other, you would most likely have conducted:_________

Answers

Answer:

qualitive reasearch

Explanation:

ualitative research is a kind of research that relies on unstructured and non-numerical data.The data may take the form of fieldnotes written by the researcher in the course of observation,

Which of the Hawthorne Studies found that the social group’s influence on worker behavior exceeded leverage exerted by the formal organizational power structure?​

Answers

Answer:

Bank writing room study

Explanation:

Hawthorne studies were experimented by the Western Electric company at the Hawthorne plant in the 1920's. The studies unfold the experimenter effect and social effect.

The second phase of the studies is the bank writing room study which entails the it's social effects.

In the studies, some athropologists from Harvard were called to design help design the study. They placed some workers in a special room and an observer was placed there so as to observe Everything or activities going on in the room.The kind of work done

in the special room was assembling telephone switching equipment. The phase were divided into three which involve wiring, soldering and inspection.

The first few days, the workers could not talk in the presence of the observer and after sometimes normal activities resumed. The social organization of the group was looked at, they kept track of performance variables, like quality of work and amount of work.

This make the social group’s influence on worker behavior to exceed leverage exerted by the formal organizational power sstructure.

Technology is changing life in Africa. What do you think are the most crucial ways in which technology will modify the ability of ordinary people to better their lives and to participate in civil society?

Answers

Answer:

Technology would help the people to access easy and quick information.

Explanation:

The most crucial ways in which technology would modify the ability of ordinary people to better their lives and to participate in civil society are:

Technology would help the people to access easy and quick information about the current developments of the world or any other issue.Technology would provide opportunities for the young people to avail various benefits such as educational information, scholarships, schemes, career opportunities, etc.Technology would help small businesses and entrepreneurs to advertise and highlight their innovations, services and products to a bigger consumer platform.Technology would help the people especially the younger demographic to connect themselves with many other the people to discuss, interact and understand civil and public policies.

If a local newspaper reported that the Malaysian government will shore up the sliding ringgit by working to cut record budget and trade deficits,
a) According to the model in this chapter, would a reduction in the budget deficit reduce the trade deficit? Would it raise the value of the ringgit? Explain.
b) Suppose that a reduction in the budget deficit made international investors more confident in the Malaysian economy. How would this increase in confidence affect the value of ringgit? How would it affect the trade deficit?

Answers

Answer:

YES.

Explanation:

Yes, if we low our expenses by lowering the budget, the trade deficit will automatically be reduced. The reason is that if we lower the imports by saving money due to low budget so the trade deficit will be reduced. Trade deficit occurs when the export are less than import. In other worlds, if a country earns less and spend more, this is known as trade deficit.

If a reduction in the budget deficit made international investors more confident in the Malaysian economy so these investors invest money in various sectors of the country and bring money to the country which increases foreign reserves and the value of ringgit increases and also increase the exports which decreases trade deficit.

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