Suppose the opportunity cost of capital is 10 percent and you have just won a $1 million lottery that entitles you to $100,000 at the end of each of the next ten years. Alternatively, you can accept an immediate cash payment of $600,000. Ignoring the tax implications, which option is better and by how much?

Answers

Answer 1

Answer:

It is more convenient to accept the first offer. It has a higher present value than accepting $600,000 now. Exactly $14,456.712

Explanation:

Giving the following information:

Discount rate= 10%

Offer:

Cash flow= $100,000

Years= 10

Or:

You can accept an immediate cash payment of $600,000.

First, we need to calculate the present value of the first offer. We will determine the final value, and then, the present value.

FV= {A*[(1+i)^n-1]}/i

A= annual cash flow

FV= {100,000*[(1.10^10)-1]} / 0.10

FV= 1,593,742.46

Now, the present value:

PV= FV/(1+i)^n

PV= 1,593,742.56/ (1.10^10)

PV= $614,456.712

It is more convenient to accept the first offer. It has a higher present value than accepting $600,000 now. Exactly $14,456.712


Related Questions

If the government removes a binding price floor from a market, then the price received by sellers will Group of answer choices decrease, and the quantity sold in the market will decrease decrease, and the quantity sold in the market will increase increase, and the quantity sold in the market will decrease. increase, and the quantity sold in the market will increase.

Answers

Answer:

decrease, and the quantity sold in the market will decrease decrease,

Explanation:

Price floor is set by the government or an agency of the government and it is the minimum price that a good or service must be sold.

A price floor is binding if it is set above equilibrium price.

If a binding price floor is removed, price would fall back towards equilibrium and the quantity sold would decrease.

The fall in quantity supplied is in line with the law of supply which says the higher the price, the higher the quantity supplied and the lower the price , the lower the quantity supplied.

I hope my answer helps you

An investor wishes to buy a new issue of U.S. Government agency bonds. You recommend that the customer purchase Federal Home Loan Bank bonds with a 20 year maturity. The new issue of Federal Home Loan Bank Bonds will be sold:

Answers

Answer: a par

Explanation:

From the question, we are informed that an investor wishes to buy a new issue of U.S. Government agency bonds and was recommend that the customer purchase Federal Home Loan Bank bonds with a 20 year maturity.

It should be noted that new issues that relate to agency securities are typically sold by a selling group which will be appointed by the agency and such groups are usually made up of broker dealers and large banks.

The group will then sell the issue to the public at par and out of the revenue that is made, a selling concession will be paid by the agency to the selling group.

A company should pursue unrelated diversification instead of related diversification when: a. the bureaucratic costs of implementation do not exceed the value that can be created by realizing economies of scope. b. it wants to maximize growth. c. its core skills are highly specialized and have few applications outside its core business. d. the company's top managers are skilled at acquiring and turning around poorly run enterprises. e. its core technological skills are applicable to a wide variety of industrial and commercial situations.

Answers

Answer: Option C

Explanation:

Unrelated diversification can be defined as the form of diversification when the business adds some of the new products not related to the core strength or core products of the company.

It tries to penetrate into some other business. Example: A shoe making company starts making sports wear.

The companies whose core strength is skilled and specialized and has only few applications outside the core skills. These company can pursue unrelated  diversification instead of related.

A 1000 is deposited into Fund X, which earns an annual effective rate of 6%. At the end of each year, the interest earned plus an additional 100 is withdrawn from the fund. At the end of 10th year, the fund is depleted. The annual withdrawals of interest and principal are deposited in Fund Y, which earns an annual effective rate of 9%. Determine the accumulated value of Fund Y at the end of Year 10.

Answers

Answer:

The accumulated value of Fund Y at the end of Year 10 is $2,084.67.

Explanation:

Note: Find attached the excel file for the calculation of the accumulated value of Fund Y at the end of Year 10.

The accumulated value of Fund Y at the end of Year 10 is ending balance in year 10 which is in red color.

Also note the following from the attached excel file:

a) The ending balance of Fund X is 0.00 because Fund Y is depleted after Year 10.

b) The beginning balance of Fund Y and its earned interest are equal to 0.00, because no amount of money is deposite in Fund Y until after Year 1 which is the withdrawal from Fund X.

Sally is employed as a computer programmer for the Ellis Corporation. She has a savings account of $15,000 and owns a few shares of Ellis stock. She thinks of herself as an investor rather than as a worker. Marx would maintain that Sally has __________. Group of answer choices

Answers

Answer:

She is experiencing false class consciousness

Explanation:

False class consciousness was introduced by Karl Marx.

False Class consciousness refers to an unawareness by a social or economic class like Sally of her position and interests within the structure of the economic order and social system in which she lives. By thinking herself to be an investor instead of worker, Sally has a misguided or false view of her own position in Ellis corporation.

Vest Industries manufactures 40,000 components per year. The manufacturing cost of the components was determined as follows: Direct materials $ 75,000 Direct labor 120,000 Variable overhead 45,000 Fixed overhead 60,000 Total $300,000 An outside supplier has offered to sell the component for $12.75. Fixed cost will remain the same if the component is purchased from an outside supplier. Vest Industries can rent its unused manufacturing facilities for $45,000 if it purchases the component from the outside supplier. What is the effect on income if Vest purchases the component from the outside supplier

Answers

Answer:

If the company buys the component, income will decrease by $225,000.

Explanation:

Giving the following information:

Units= 40,000

The manufacturing cost:

Direct materials $ 75,000

Direct labor 120,000

Variable overhead 45,000

An outside supplier has offered to sell the component for $12.75.

Vest Industries can rent its unused manufacturing facilities for $45,000.

We will take into account only the differential costs.

Make in -house:

Total cost= 75,000 + 120,000 + 45,000= $240,000

Buy:

Total cost= 40,000*12.75 - 45,000= $465,000

If the company buys the component, income will decrease by $225,000.

Heidi Luking has discovered that several of the sites she has visited recently downloaded small filesto her computer's hard drive even though she did not request them. The files Heidi discovered areknown as crackers. True or False

Answers

Answer:

The correct answer is: False.

Explanation:

On the one hand, the "Crackers" is the name that the people with a huge knowledge in cyber security and therefore that they are the ones that mainly focus on explore methods to breach defenses from computers in order to explote the weakness of the computer system so they will be able to have control of the system.

On the other hand, what Heidi discovered is most likely to be a cybervirus that those web pages implanted in their sites in order to breach the system of the person automatically without her knowledge or autorization with the main purpose of just destroying the computer system.  

When The files Heidi discovered are known as crackers the correct answer is: False. "Crackers" is the name for the people.

What is Cyber Security?

On the one hand, the "Crackers" is the name for the people with a piece of huge knowledge of cyber security, and thus that they are the ones that primarily focus on exploring methods to breach defenses from computers to explore the weakness of the computer system so they will be able to have control of the system.

In the different writing, what Heidi discovered is considered likely to be a cyber virus that those web pages entrenched in their sites to breach the system of the person automatically without her understanding or authorization with the main objective of exclusively destroying the computer system.

Find more information about Cyber Security here:

https://brainly.com/question/26520949

With reference to the Strategy Highlight 8.2, the Tata Group's corporate strategy is attempting to:______
a. pursue a focused differentiation strategy over a focused cost-leadership strategy.
b. integrate different strategic positions, pursued by different strategic business units.
c. depend on a single product market to generate most of its revenues.
d. move from unrelated diversification to related-constrained diversification.

Answers

Answer: integrate different strategic positions, pursued by different strategic business units

Explanation:

Tata group is a global enterprise that is made up of about 30 companies and operates in more than hundred countries. There are several companies under Tata such as Tata motors, Tata steels, Tata Communications, Tata consumer products, Tata chemicals etc.

Tata Group's corporate strategy is attempting to integrate different strategic positions, pursued by different strategic business units. Even though the companies are all under the general body of Tata Group, each business unit bears the profit and loss it makes.

Crisp Cookware's common stock is expected t opay a dividend of $1.50 a share at the end of this year; its beta is 0.6. The risk free rate is 5.6% and the market risk premium is 4%. The dividend is expected to grow at some constant rate and the stock currently sells for $50 a share. Asuming the market is in equilibrium, what does the market believe will be the stock price at the end of 3 years

Answers

Answer: $57

Explanation:

The following can be deduced from the question:

The risk free rate = 5.6%

The market risk premium = 4%

The stick beta = 0.6

The required return will be:

= Risk free rate + (Beta × Market risk premium)

= 5.6% + (0.6 × 4%)

= 5.6% + 2.4%

= 8% = 0.08

Crisp Cookware's common stock is expected to pay a dividend of $1.50 a share at the end of this year, Therefore,

D1 = $1.50

The current stock price will now be:

= D1/(Required return - Growth rate)

50= 1.5/(0.08 - growth rate)

(0.08 - growth rate) = 1.5/50

(0.08 - growth rate) = 0.03

Growth rate = 0.08 - 0.03

Growth rate = 0.05 = 5%

D4 = D1 × (1+Growth rate)³

D4 = 1.5 × (1 + 0.05)³

D4 = 1.5 × (1.05)³

D4 = 1.5 × 1.1576

D4 = $1.7364

The stock price at the end of the year 3

will be:

= D4/(Required return - Growth rate)

= 1.7364/(0.08 - 0.05)

= 1.7364/0.03

= $57

The market believe that the stock price at the end of 3 years will be $57

Massage Envy offers massage services on a subscription basis, so it targets consumers that desire to get multiple treatments per month. Massage Envy likely segments its market by

Answers

Answer:

C. usage rate.

Explanation:

As in the question,  it is mentioned that Massage Envy offers massage services based on a subscription basis with a view to targeting the consumers that they get more or multiple treatments per month

So  Massage Envy target the market segment via usage rate as it depicts the average sales per day so that they get to know how much they earned the revenue by offering multiple treatments to clients

hence, the correct option is C. usage rate

_________ is the use of an asset not the subject of the loan to collateralize that loan.

Answers

Answer:

Cross-collateralization

Explanation:

Cross-collateralization is used as an asset to collateral an initial loan as collateral for another loan irrespective of subject of the loan.

For example: If a person takes a loan from the same bank a car loan secured by the car, a home loan secured by the house, and so on, then these assets can be used as cross-collaterals for other loans.

Hence, the correct answer is cross-collateralization.

"On January 1, MM Co. borrows $360,000 cash from a bank and in return signs an 8% installment note for five annual payments of $90,164 each. 1. Prepare the journal entry to record issuance of the note. 2. For the first $90,164 annual payment at December 31, what amount goes toward interest expense

Answers

Answer:

1.Jan 01 Dr Cash 360,000

Cr Notes payable 340,000

2.Interest expense 28,800

Principal Reduction 61,364

Explanation:

MM Co.

1 . Journal entry

Since MM Co. borrows $360,000 cash on January 1 from a bank this means we have to

Debit Cash with the amounts of money he borrowed which is $360,000 and Credit Notes Payable with the same amount.

Jan 01 Dr Cash 360,000

Cr Notes payable 340,000

2. Calculation of the amount goes toward interest expense and Principal reduction

Interest expense 28,800

(360,000*8%)

Principal Reduction 61,364

(90,164-28,800)

Klapper Company claimed a tax deduction which was uncertain when it was deducted in 2018 but is relatively certain of receiving the deduction over a five-year period. Which of the following is not correct in accounting for the uncertain tax item?

a. A contingency reserve will be set up at the same amount as the deferred tax asset if the firm is certain it may claim 100% of the deduction over time.
b. Income tax expense in the first year is the current portion of income tax expense minus the increase in the deferred tax asset.
c. The contingency reserve is reduced each year with the offset to the deferred tax account.
d. As the company will ultimately get 100% of the deduction, no contingency reserve is required.

Answers

Answer: d. As the company will ultimately get 100% of the deduction, no contingency reserve is required.

Explanation:

Just because the company will eventually get 100% of the deduction does not mean that no contingency reserve is required.

A contingency reserve needs to be created that is the same amount as the deferred tax asset which arises from the claimed deduction and deducted from every year to offset the deduction for that particular year until the 5 years have elapsed.

​Fedor, Inc. has prepared the following direct materials purchases​ budget: Month Budgeted DM Purchases June $ 67 comma 000 July 75 comma 500 August 76 comma 300 September 78 comma 400 October 80 comma 000 All purchases are paid for as​ follows: 10​% in the month of​ purchase, 40​% in the following​ month, and 50​% two months after purchase. Calculate total budgeted cash payments made in October for purchases.

Answers

Answer:

Total cash payment= $77,510

Explanation:

Giving the following information:

Purchases:

August= 76,300

September= $78,400

October= $80,000

All purchases are paid for as​ follows:

10​% in the month of​ purchase

40​% in the following​ month

50​% two months after purchase.

Cash payment October:

Purchases on cash October= 80,000*0.1= 8,000

Purchases on account September= 78,400*0.4= 31,360

Purchases on account August= 76,300*0.5= 38,150

Total cash payment= $77,510

transtutors Cash received from customers includes all $139,000 of the accounts receivable that were outstanding at November 30, 2017. Accounts receivable at December 31, 2017 totaled $141,000. Accounts payable (to suppliers of inventory) decreased by $19,000 from November 30, 2017 to December 31, 2017. The balance in the inventory account decreased by $39,000 over the same period. Required: What is gross profit for the month of December under accrual accounting

Answers

Answer:

Gross profit from the month of December is $238000

Explanation:

Question is incomplete but the missing part is:

Cash received from customer during december 2017 - 387,000

Cash paid to supplier for inventory during december 2017 - 131,000

Accrual basis revenues

Particulars                                              Amount $

Cash received from customer                387000

during December 2017

Cash received in December  for            -139000

November accounts receivable

December sales made on account         141000

collected in January

Accrual basis revenues                          389000

Accrual basis expenses

Particulars                                              Amount $

Cash paid to suppliers for inventory      131000

during December 2017

Payments for inventory purchased         -19000

and used in November

Inventory purchased in November          39000

but not used in December

Accrual basis expenses                           151000

Gross profit from the month of December=  Accrual basis revenues - Accrual basis expenses

Gross profit = 389000 - 151000

Gross profit =  $238000

The management of Woznick Corporation has been concerned for some time with the financial performance of its product V86O and has considered discontinuing it on several occasions. Data from the company's accounting system appear below: Sales ................................................................ Variable expenses............................................ Fixed manufacturing expenses ........................ Fixed selling and administrative expenses ...... $150,000 $72,000 $50,000 $33,000 In the company's accounting system all fixed expenses of the company are fully allocated to products. Further investigation has revealed that $30,000 of the fixed manufacturing expenses and $13,000 of the fixed selling and administrative expenses are avoidable if product V86O is discontinued. A. According to the company's accounting system, what is the net operating income earned by product V86O? B. What would be the effect on the company's overall net operating income if product V86O were dropped?

Answers

Answer:

A. According to the company's accounting system, what is the net operating income earned by product V86O?

net loss ($5,000)

B. What would be the effect on the company's overall net operating income if product V86O were dropped?

the company's net operating income would decrease by $40,000

Explanation:

net operating income from product V860:

total sales $150,000

- variable expenses $72,000

- fixed manufacturing expenses $50,000

- fixed selling and administrative expenses $33,000

net loss ($5,000)

if product is dropped:

unavoidable fixed costs = ($50,000 + $33,000) - ($30,000 + $13,000) = $40,000

A company manufactures specialty pollution-sensing devices for the offshore oil industry. One particular device has reached maturity, and the company is considering whether to replace it with a newer model. Technologies have not changed dramatically, so the new device would have similar functionality to the existing one, but would be smaller and lighter in weight. The firm's three choices are: (1) keep the old model, (2) design a replacement device with internal resources, (3) and purchase a new design from a firm that is one of its suppliers. The market for these devices will be either "receptive" or "neutral" of the replacement model. The financial estimates are as follows: Keeping the old design will yield a profit of $6 million dollars. Designing the replacement internally will yield $10 million if the market is "receptive," but a $3 million loss if the market is "neutral." Acquiring the new design from the supplier will profit $4 million under "receptive," $1 million under "neutral." The company feels that the market has a 70 percent chance of being "receptive" and a 30 percent chance of being "neutral." Draw the appropriate decision tree. Calculate expected value for all courses of action. What action yields the highest expected value?

Answers

Answer:

designing a replacement with internal resources yields the highest expected value = $6,100,000

Explanation:

expected values:

keep the old model

expected profits = $6,000,000

design a replacement with internal resources

receptive market = $10,000,000 x 0.7 = $7,000,000

neutral market = -$3,000,000 x 0.3 = -$900,000

total expected value = $6,100,000

purchase new design

receptive market = $4,000,000 x 0.7 = $2,800,000

neutral market = $1,000,000 x 0.3 = $300,000

total expected value = $3,100,000

there is no room here to draw a proper decision tree, but it would be something like this:

                                     ⇒ keep old model ⇒ $6,000,000 in profits

   

sensing device             ⇒ design a replacement ⇒ receptive market

                                                                                   $7,000,000

                                                                               ⇒ neutral market

                                                                                   -$900,000

                                         continuing from above ⇒ expected value

                                                                                       $6,100,000              

                                      ⇒ outside supplier ⇒ receptive market

                                                                              $2,800,000

                                                                       ⇒ neutral market

                                                                               $300,000

                                          continuing from above ⇒ expected value

                                                                                       $3,100,000        

your coin collection contains 56 1952 silver dollars. if your grandparents purchased them for their face value when they were new, how much will your collection be worth when you retire in 2056, assuming they appreciate at an annual rate of 6.3 percent

Answers

Answer: $32184.54

Explanation:

For us to calculate this , we will use the formula for the future value which has been solved and attached. It should.be noted that:

Present value(PV) = $56

r = rate = 6.3% = 6.3/100 = 0.063

n = time = 2056 - 1952 = 104

The question has been solved and the answer is $32184.54

When they retire in 2056, the collection will be worth $32184.54

Tetious Dimensions is introducing a new product and has an expected change in net operating income of $790,000. Tetious Dimensions has a 30 percent marginal tax rate. This project will also produce $190,000 of depreciation per year. In addition, this project will cause the following changes in year 1: Without the Project With the Project Accounts receivable $5,000 $84,000 Inventory 98,000 184,000 Accounts payable 75,000 117,000 What is the project's free cash flow in year 1? The free cash flow of the project in year 1 is $ 701000. (Round to the nearest dollar.)

Answers

Answer:

$620,000

Explanation:

to determine the net cash flow generated by the project, we can use the indirect method to determine cash flows:

net income = $790,000 x (1 - 30%) =               $553,000

net income adjustments:

depreciation expense                              $190,000increase in accounts payable                   $42,000increase in accounts receivable             ($79,000)increase in inventory                                ($86,000)

Project's cash flow                                           $620,000

                                       Without the          With the         change

                                       project                  project

Accounts receivable     $5,000                  $84,000        $79,000

Inventory                     $98,000                 $184,000        $86,000

Accounts payable       $75,000                  $117,000        $42,000

Using $3040000 as the cost of goods manufactured, compute the cost of goods sold using the following information
Raw materials inventory, January 1 $ 20000
Raw materials inventory, December 31 40000
Work in process, January 1 18000
Work in process, December 31 12000
Finished goods, January 1 40000
Finished goods, December 31 32000
Raw materials purchases 1700000
Direct labor 760000
Factory utilities 150000
Indirect labor 50000
Factory depreciation 400000
Operating expenses 420000
a) $3046000.
b) $3048000.
c) $3032000.
d) $3008000.

Answers

Answer:

b) $3,048,000

The cost of goods sold is $3,048,000

Explanation:

Particulars                                                   Amount

Finished goods inventory (Jan 1)                40,000

Add: Cost of goods manufactured            3,040,000  

Cost of goods available for sale               3,080,000

Less: Finished goods inventory (Dec 31)   32,000

Cost of goods sold                                    3,048,000

Wilson has a 40 percent interest in the assets and income of the CC&W Partnership, and the basis in his partnership interest is $45,000 at the beginning of 2014. During 2014, the partnership's net loss is $60,000 and Wilson's share of the loss is $24,000. Also, Wilson receives a cash distribution from the partnership of $12,000 on June 30, 2014.
a. Indicate the amount of income or loss from the partnership that should be reported by Wilson on his 2014 individual income tax return.
b. Calculate Wilson's basis in his partnership interest at the end of 2014.

Answers

Answer and Explanation:

a. A partner can report his share of the loss of partnership on his personal income tax return to the base limit during his or her partnership interest.

Its partnership interest is based on $45,000 and its share of loss of the partnership is $24,000

So W can report all of the $24,000 partnership loss on his personal income tax return.

b. W's partnership loss reported on his income tax return, and the cash distributed by the partnership to him will reduce his partnership interest base.

Now,

W's basis in his partnership interest at the end of 2014 is

= W's basis in his partnership interest - Partnership loss reported by W on his income tax return - Cash distributed to W by the partnership

= $45,000 - $24,000 - $12,000

= $9,000

Last year, Rotterdam, Inc. had sales revenue of $980,000. Costs other than depreciation and interest expense were 20 percent of sales. Depreciation expense was $50,000, interest expense was $95,000, and dividends paid were $23,000. The company also received dividends of $8,000 from a company in which it had 30% ownership stake. Which of the following statements is most CORRECT?a. The firm's taxable income was $637,400. b. The firm's after-tax income was $405,564. c. The firm's marginal tax rate was 39 percent. d. The firm's tax for the year was $113,900. e. None of the above

Answers

Answer:

e. None of the above

Explanation:

total revenue $980,000

- operating costs $196,000

- depreciation $50,000

- interests $95,000

income $639,000

+ dividends from outside corporation = $8,000 x (1 - 80% DRD) = $1,600

total taxable income = $639,000 + $1,600 = $640,600

current corporate tax is 21%, so the company's marginal tax rate would be 21%

income taxes for the year = $640,600 x 21% = $134,526

the company's after tax income = $640,600 - $134,526 = $506,074

Purple Hedgehog Forestry Group has generated earnings of $140,000,000. Its target capital structure consists of 60% equity and 40% debt. It plans to spend $85,000,000 on capital projects over the next year and expects to finance this investment in the same proportion as its capital structure. The company makes distributions in the form of dividends.

What will Purple Hedgehog Forestry's dividend ratio be if it follows a residual distribution policy?
a. 63.40%
b. 47.55%
c. 79.25%
d. 71.33%

Purple Hedgehog Forestry is considering using more equity and less debt in its capital Structure. Which Of these statements best describes how this will affect the firm's annual dividend, assuming that all other factors are held
constant?

a. Purple Hedgehog Forestry will pay a smaller annual dividend if it goes forward with this decision.
b. Purple Hedgehog Forestry's annual dividend will be greater if it goes forward with this decision.

Answers

Answer:

1.63.57%

2.a. Purple Hedgehog Forestry will pay a smaller annual dividend if it goes forward with this decision.

Explanation:

1. Calculation of what will Purple Hedgehog Forestry's dividend ratio be if it follows a residual distribution policy

Total the amount of Dividend paid using the residual dividend policy will be:

Total Dividend = Net Income – [Total Capital Budget x Equity Ratio]

Let plug in the formula

= $140,000,000 – [$85,000,000 x 60%]

= $140,000,000 - $51,000,000

= $89,000,000

The Expected Dividend pay-out Ratio for this year will be:

Expected Dividend Pay-out Ratio = [Total Dividend Paid / Net Income] x 100

Let plug in the formula

= [$89,000,000 / $140,000,000] x 100

= 63.57%

Therefore Purple Hedgehog Forestry Group’s dividend payout ratio will be 63.57%”

2.The statements that best describes how this will affect the firm’s annual dividend, assuming that all other factors are held constant will be

Statement-A which state that "Purple Hedgehog Forestry Group will pay a smaller annual dividend if it goes forward with this decision."

Jason just joined a new gym and signed up for a one-year membership. Membership fees can be paid in 12 monthly payments of $50, due at the beginning of each month or in one payment today. If the appropriate interest rate is 11%,.How much should he pay today for the annual membership?

Answers

Answer:

$570.91

Explanation:

For computing, the amount pay today for the annual membership we just need to apply the present value formula i.e to be shown in the attachment

Provided that

Future value = $0

Rate of interest = 11% ÷ 12 months  = 0.916666%

NPER = 12 months

PMT = $50

The formula is shown below:

= PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the amount paid today for the membership is $570.91

Paul Inc. forecasts a capital budget of $725,000. The CFO wants to maintain a target capital structure of 45% debt and 55% equity, and it also wants to pay dividends of $500,000. If the company follows the residual dividend policy, how much income must it earn, and what will its dividend payout ratio be?

Answers

Answer:

If the company follows the residual dividend policy, the income he must earn is $898,750

The dividend payout ratio will be 55.63%

Explanation:

In order to calculate the income must it earn we would have to make the following calculation:

income must it earn=55% equity+dividends

55% equity=$725,000*0.55

55% equity=$398,750

Therefore, income must it earn=$398,750+$500,000

income must it earn=$898,750

If the company follows the residual dividend policy, the income he must earn is $898,750.

To calculate the dividend payout ratio we would have to calculate the following formula:

dividend payout ratio=dividends paid/income must it earn

dividend payout ratio=$500,000/ $898,750

dividend payout ratio=55.63%

The dividend payout ratio will be 55.63%

Gall Manufacturing sells a product for $50 per unit. The fixed costs are $840,000, and the variable costs are 60 percent of the selling price. As a result of new automated equipment, it is anticipated that fixed costs will increase by $200,000 and variable costs will be 50 percent of the selling price. The new break-even point in units is

Answers

Answer:

41,600 units  

Explanation:

The computation of the break even point in unit is shown below:

As we know that

Break Even Point:

= Fixed Cost ÷ Contribution margin per unit

where,

Fixed Cost = $840,000 + $200,000

= $1,040,000

And,  

Variable cost per unit is

= 50% 0f selling price

= $50 × 50%

= $25

So, the break even point in units is

= $1,040,000 ÷ $25

= 41,600 units  

On January 1, 2021, Perez Co. issued at par $10,000 of 6% bonds convertible in total into 1,000 shares of Perez's common stock. No bonds were converted during 2021. Throughout 2021, Perez had 1,000 shares of common stock outstanding. Perez's 2021 net income was $4,500, and its income tax rate is 30%. No potentially dilutive securities other than the convertible bonds were outstanding during 2021. Perez's diluted earnings per share for 2021 would be:_________.a. $5.00.
b. $4.54.
c. $4.50.
d. $4.72.

Answers

Answer:

EPS = $4.50

diluted EPS = $2.46

Explanation:

no option is correct since EPS = $4.50, and the rest of the options are all higher amounts. Diluted EPS are always smaller than EPS.  

common stock outstanding = 1,000 stocks

bonds shares (diluted) = 1,000 stocks

net income = $4,500

bond interest = $10,000 x 6% x (1 - 30%) = $420

diluted earnings per share = ($4,500 + $420) / (1,000 shares + 1,000 shares) = $4,920 / 2,000 shares = $2.46

Lucy has just finished washing her car and is now checking its oil level. The oil dipstick shows her car’s oil is below the "Low" line. Lucy’s car must have more oil to operate well. What phase of the consumer decision-making process did Lucy just experience?

Answers

Answer:

recognition phase

Explanation:

There are 5 phases in the consumer decision-making process:

recognition: the customer realizes that he/she has an unsatisfied need or problem that must be satisfied or solved. In this case, Lucy realized that her car needs more oil and she has to purchase some. information search evaluations of alternatives purchase evaluation of decision

Basic bond valuation Complex Systems has an outstanding issue of ​$1 comma 000​-par-value bonds with a 16​% coupon interest rate. The issue pays interest annually and has 11 years remaining to its maturity date. a. If bonds of similar risk are currently earning a rate of return of 9​%, how much should the Complex Systems bond sell for​ today? b. Describe the two possible reasons why the rate on​ similar-risk bonds is below the coupon interest rate on the Complex Systems bond. c. If the required return were at 16​% instead of 9​%, what would the current value of Complex​ Systems' bond​ be? Contrast this finding with your findings in part a and discuss.

Answers

Answer:

a. Complex Systems' bond price​ today = $1,476.36

Explanation:

a. If bonds of similar risk are currently earning a rate of return of 9​%, how much should the Complex Systems bond sell for​ today?

This can be calculated by adding the Present Value of Coupons and the Present Value of Par Value as follows:

Calculation of Present Value of Coupons

The present of coupons is calculated using the formula for calculating the present value of an ordinary annuity as follows:

Present value of coupons = C × [{1 - [1 ÷ (1 + r)]^n} ÷ r] …………………………………. (1)

Where;

C = Annual coupon amount = Par value * Coupon rate = $1,000 * 16% = $160

r = required rate of return or return of similar risk = 9%, or 0.09

n = number of years = 11

Substitute the values into equation (1) to have:

Present value of coupons = $160 × [{1 - [1 ÷ (1 + 0.09)]^11} ÷ 0.09] = $1,088.83

Calculation of Present Par of Value

To calculate this, we use the present value formula as follows:

Present Value of Par Value = Par value / (1 + r)^n

Since Par Value is $1000 and r and n are as already given above, we have:

Present value of Par Value = $1,000 / (1 + 0.09)^11 = $387.53

Therefore, we have:

Complex Systems' bond price​ today = Present value of coupons + Present value of Par Value = $1,088.83 + $387.53 = $1,476.36

b. Describe the two possible reasons why the rate on​ similar-risk bonds is below the coupon interest rate on the Complex Systems bond.

The following are the possible two reasons:

1. Interest may vary bust the coupon is fixed. What can cause the interest rate to vary is the bond rating by rating agency. But his will not affect the coupon rate which is fixed. When the rating is high, the interest will be low. But when the rating is low, the interest will be high. This indicates a negative relationship between the rating and the interest rate.

2. The level of demand may also influence the interest rate to change. When the demand is high, the interest will be low. But when the demand is low, the interest will be high. This also indicates a negative relationship between the demand and the interest rate.

c. If the required return were at 16​% instead of 9​%, what would the current value of Complex​ Systems' bond​ be? Contrast this finding with your findings in part a and discuss.

To do this, we simply change he required return to 16% (or 0.16) in part a and proceed as follows:

Present value of coupons at 16% = $160 × [{1 - [1 ÷ (1 + 0.16)]^11} ÷ 0.016] = $804.58

Present value of Par Value at 16% = $1,000 / (1 + 0.16)^11 = $195.42

Complex Systems' bond price​ today at 16% = $804.58 + $195.42 = $1,000.00

Comparing part c result with part a result shows that if the coupon rate is greater than the required rate of return, the bond is sold at a premium. That is, price of bond will be more than par. As it can be seen in part a, the price of bond is $1,476.36 when the coupon rate of 16% is greater than the required return of 9%.

Also, the bond will be sold at par when the coupon rate and require return are equal. This is shown in part c where the bond is sold at $1,000 when both coupon rate and required return rate are equal to 16%.

By implication, we can also infer without doing any calculation that the bond will be sold at a discount if the coupon rate is less than the required rate of return.

When reading a research report on an automobile company, a registered representative's use of fundamental analysis determines that the stock is a good investment. When attempting to determine the best time to execute orders to buy the stock, the registered representative could refer to:

Answers

Answer:

Explanation:

In this situation,  the registered representative could refer to a chart showing a recent history of the market price of the stock. The chart provides all the price movements of the stock during a certain period of time as well as different time intervals. This allows the individual to point out key levels of support and resistance as well as any trend that may be occurring. These indications allow the individual to make a more educated decision on the best time to execute orders to buy the stock.

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