Robert works part-time for JJ Financial Planning, where he develops financial plans for clients. He asks clients a series of questions about their current finances and investment objectives, and uses their answers to create customized financial plans. These plans often include recommendations that they purchase insurance or variable annuities, opening IRAs or other types of retirement accounts. Robert charges a fee for the plans, but he does not earn commissions for selling clients variable annuities and insurance to implement their plans. Is Robert an investment adviser representative

Answers

Answer 1

Answer: Yes. Robert is is an investment adviser representative

Explanation:

Based on the scenario given in the question, we can deduce that Robert is an investment adviser representative. An Investment Adviser Representative is someone who is an employee for an investment advisory company and the person provides advice that are related to investments activities for the company.

In this case, Robert is performing the duties of an investment adviser representative for JJ financial planning.


Related Questions

which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death

Answers

Answer:

30-year decreasing term

Explanation:

Life insurance can be regarded as a form of insurance contract that exist between insurance policy holder as well as an insurer, in this case the insurer pledge some payment of amount of money so that he/she can get premium whenever the insured person dies. It should be noted that a 30-year decreasing term life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death

a small network is bigger than a large network.​

Answers

Answer:

false

Explanation:

From a business standpoint, I can say that this statement is false. A larger network is bigger and more efficient because it generates more leads and opens more opportunities. By having a larger network you connect with individual's who are know others that may not be in your network and may be strategically positioned to provide you with information, help or even opportunities that you would not have had if your network was small.

Which of the following is not a requirement for an official purchase order?
A unique purchase order number
The total price of the order
The manufacturers official logo
The price of items per unit

Answers

Answer:

The manufacturers official logo

Explanation:

A purchase order is a business document sent by a buyer to the seller, instructing them to supply the buyer with the stated goods. The purchase order specifies the goods or services the buyer requires. It indicates the make or model, the quantities ordered, and their prices. A purchase order shows the total value of the order. Each purchase order is identifiable by a unique number.

The manufacturer's logo is not a requirement in the purchase order.

An example of a special endorsement is...

A. "For Deposit Only" followed by your signature

B. "Pay to the Order of John Smith" followed by your signature

C. "Transfer to Savings" followed by your signature

D. Signing your name as written on the "Payee" line​

Answers

Answer:

B. "Pay to the Order of John Smith" followed by your signature

Explanation:

In a special endorsement, the payee authorizes payment to be made to another party. The payee is the person whose name appears on the front of the check is drawn to their favor. A special endorsement is when the payee instructs the check to be paid to someone else.

In the special endorsement, the payee writes at the back of the check," pay to the order of'': and writes the name of the person to receive the money and signs.

Yuto owns a souvenir shop in Tokyo. He wants to reach English speaking tourists in his city during certain hours of the day. Which three areas of his Search campaign does Yuto need to adjust to achieve this goal? (Choose three.)

Answers

Answer:

Location targeting

Ad scheduling

Language targeting

Explanation:

Yuto try three new and improve methods, Location targeting , Ad scheduling ,Language targeting to reach English speaking tourists.

By using these techniques, Yuto focus on specific target and specific location for target his tourist .

The three areas of his Search campaign does Yuto need to adjust to achieve this goal are location targeting, language targeting, and Ad scheduling. The correct options are options B, C, and E.

Language targeting allows one to target the ads to people who use third-party sites based on the language they speak.

An ad schedule is a schedule that allows one to show ads or modify bids during specific times. One can create up to 6 ad schedules in an account per day, per campaign.

Location targeting allows one to choose where he/she wants to display an ad. By default the ads can be shown to people who are in, regularly visit, or have expressed interest in the desired locations.

Thus, the correct options are B, C, and E.

To learn more about language targeting, refer to the link:

https://brainly.com/question/33264600

#SPJ6

The given questions do not have the options mentioned. The complete question is given below.

Yuto owns a souvenir shop in Tokyo. he wants to reach English-speaking tourists in his city during certain hours of the three areas of his search campaign does Yuto need to adjust to achieve this goal? (choose three.)select 3 correct responses shared

A) budgets ad

B) scheduling language

C) targeting network settings

D) location targeting

Tara is using Search Audiences to reach her most valuable customers. Which direct benefit might she obtain by using Search Audience?

Answers

Answer:

I would say, delivering a customized message to the right user at the correct bid.

Information about a property that has a significant bearing on a buyer's decision to purchase that property is referred to as a

Answers

Answer: Material fact

Explanation:

Material fact would be defined as a fact that would be important to a potential purchaser in deciding whether to buy a property or not. It influences a purchaser's decision on a property, whether to buy at all or at a certain price.

Employee benefits
(A) can be worth a great deal of money.
(B) include the salary that an employee is paid.
(C) should never be considered when trying to decide whether to accept a job.
(D) all of these

Answers

Answer:

(D) all of these

Explanation:

Employers offer attractive benefits to attract and retain the best talents in the industry.  Employee benefits are offered over and above wages and salaries. They are also called fringe benefits or perks and include Medical insurance coverage, bonuses, overtime, and retirement benefits.

Employees are encouraged to compare the different benefits that employers offer before accepting a Job. Benefits are not standardized and may be costly to employers. Employees should analyze them carefully to select the employer providing the best.

A monopolist sells to tourists who have demand p1 = 14 – q1 at a price of $8.00. Residents have demand p2 = 10 – q2. The firm implements an OPD pricing plan. What price should the monopolist charge to the residents?

Answers

Answer:

Price charge to the residents = $4

Explanation:

Given:

p1 = 14 – q1 at a price of $8.00

p2 = 10 – q2

Find:

Price charge to the residents

Computation:

p1 = 14 – q1 at a price of $8

8 = 14 – q1

q1 = 6

In OPD q1 = q2

So,

p2 = 10 – q2

p2 = 10 – 6

p2 = $4

Price charge to the residents = $4

Define the word inquisitive in entrepreneurship form .

Answers

Answer:

Inquisitive, according to the Merriam-Webster Dictionary, means “tending to ask questions: having a desire to know or learn more.” The word is derived from the Latin root inquirere, later becoming inquire, which means to “seek information by questioning.” To be inquisitive is to be curious and hungry for knowledge

Explanation:

1. inclined to ask many questions or seek information; eager to learn. 2. asking more questions than is necessary or proper; prying. SIMILAR WORDS: ˈcurious.

Okay, Daily Question!
My friend is telling her crush she likes him and she wanted me to come up with a ship-name? I made some suggestions but she didn't like any of them and she gave me a deadline of 3:00 to give her a 'good' one. Here are the names:
Nate/Nathan + Addy/Addison
Have any ideas?

Answers

Explanation:

Naddison

NA

Natson

Naddy


Which of the following is NOT a primary reason for technology?
(A)Get tasks done quicker
(B)Make tasks easier
(C)Get tasks done more efficiently
(D)Make tasks more difficult

Answers

A primary reason for technology is the make a task more difficult

Answer:

D

Explanation:

technology was made so that we would do things more efficiently and with less effort, if the device that were created made tasks more difficult, we would have no need for it and it would probably be disreguarded. theres no reason to have technology that makes life more difficult

following info were supplied to you
a Cheque deposited in total of 10000
only to the extent of 4000.
required:bank bank reconciliation statement
Please help​

Answers

Answer:

sorry I can't ans kygsstfzlfzlsrztlukyzkly

Imagine you are a health care professional presenting an argument about the effort to strike a balance between cost-effectiveness as it relates to treatment and quality of care. Make an effective argument for one side or the other, using examples from scholarly sources

Answers

Answer:

Throughout the clarification section below the overview according to the situation given is summarized.

Explanation:

Those who understand the argument that it would be very crucial for healthcare institutions to find an appropriate equilibrium regarding cost savings in terms of treatment versus the outcome of education, although medical professionals could only be able to continue giving help regarding health so many of the community fairly if they can accomplish the goal of economic feasibility alone.Cost productivity, as well as the level of the product, have such a negative correlation with something which means that the expenditure would naturally decrease with either the improvement in the standard of treatment, consequently allowing the industry premium and yet at the same moment successful in performance.

However, in the forthcoming development, insurance reveals greater interest about what kinds of expenditures or improvements are somewhat more successful in improving and encouraging the level of efficiency of healthcare organizations or what kinds of interventions as well as expenditures resulting throughout the bottom of the distribution or diversion.

Question 8
How much money will you need for retirement? Which answer is the most
correct answer?
My social security plus what I have put in a regular savings account will do
ОА.
it
OB. A good guidelines is 80% of your working income.
Three years income and the 25% I may receive from my company's
Oc.
pension plan
OD Enough money to last 20 year

Answers

Answer:

subject??

Explanation:

An individual's liability for unauthorized credit card charges is much higher than an individual's liability for unauthorized debit card purchases, regardless of when the fraud is reported. * 2 points True False

Answers

An individual's liability for unauthorized credit card charges is much higher than an individual's liability for unauthorized debit card purchases, regardless of when the fraud is reported.

The answer is FALSE

Seller Mary is currently under an exclusive buyer agency agreement with Broker Sam. She meets Broker Adam at a soccer game and they discuss real estate trends. What action can Adam take, if any, when Mary contacts him and asks Adam to help her find a home

Answers

Answer:

just ask  your teacher, thats what they are there for

Explanation:

Timothy Carter has net monthly income of $3,800. He has a monthly auto loan payment of $350, a student loan payment of $150, a mortgage payment of $1,200, and a credit card minimum payment of $45. What is his debt-payments-to-income ratio

Answers

Answer:

45.9%

Explanation:

The computation of the debt payment to income ratio is as follows:

Income = $3,800

And,

Debt payment is

= auto loan payment + student loan payment +mortgage payment + credit card payment

= $350 + $150 + $1200 + $45

= $1745

So,  

Debt payment to income ratio is

= Debt payment ÷  income

= $1,745 ÷ $3,800

= 0.459

= 45.9%

what are the advantages and disadvantages of allocating the resources ?

Answers

Answer:

The advantage of allocating resources in the public sector is that resources can be produced based on demographic needs.

The disadvantage of allocating resources is that there is room for corruption if the wrong individuals are chosen.

Explanation:

hope it helps

Price discrimination exists when a firm sells ________ goods at different prices to ________ groups of customers

Answers

The same
Different

Meaning it is discriminating against groups of people, with the same exact good.

What is the best definition of technology?

Technology is replacing human workers with mechanical or electronic devices.
Technology is applying scientific knowledge to find answers and fix problems.
Technology is using fewer resources to manufacture goods more efficiently.
Technology is hiring workers from all over the world to manufacture goods.

Answers

Answer:

technology is applying scientific knowledge to find answers and fix problems.

Explanation:

thats what i think. sorry if its wrong

Answer:

EDG: A-Technology is applying scientific knowledge to find answers and fix problems.

Explanation:

Nokia's dramatic operational change and demonstration of organizational adaptability in transforming their business from wood pulp and logging to communications is one of the best examples of which innovation characteristic

Answers

Answer: Thinking laterally

Explanation:

Lateral thinking simply refers to an indirect way of solving problems. It typically involves a new and creative way of doing something.

This can be seen in Nokia's dramatic operational change and demonstration of organizational adaptability in transforming their business from wood pulp and logging to communications.

Lateral thinking is a new and innovative wa of doing something that's quite different from how others do it. This usually gives an organization a competitive advantage over its rivals.

Loss of value due to a property's features or appearance going out of style or being replaced by a more appealing, effective version is called:

Answers

Answer:

Functional obsolescence

Explanation:

In simple words, Functional obsolescence can be understood as the drop in the functionality or attractiveness of an entity owing to an obsolete design component which can not be quickly adjusted. Depending on sector, the use of the word varies.

The measure is the discrepancy among the replacement expense within and against the treatable object as of the point of measurement with respect to a practical obsolescence loss that prevents anything.

________ means the receiver of the message has become mentally engaged in some way with the ad and the product.

Answers

Answer:

Interest

Explanation:

I majored in Business

Which group of words bet describes wants?

Answers

Answer:

unlimited, changing, and competing

Explanation:

In order to qualify as a REIT, A) at least 90% of the assets must be invested in real-estate related assets. B) a mortgage REIT must have at least 75% of the assets in government-insured mortgages. C) at least 75% of the income must be paid out as dividends to investors. D) at least 75% of the assets must be invested in real-estate related assets, cash, and U.S. government securities.

Answers

Answer:

D) at least 75% of the assets must be invested in real-estate related assets, cash, and U.S. government securities.

Explanation:

A Real Estate Investment Trust (REIT) are businesses that invest in real estate property and provide dividends to their stockholders. They are similar to mutual funds, except that instead of investing in stocks or securities, they invest in real estate properties. At least 90% of taxable income must be distributed as dividends.

Which type of reference group influence usage, while creating advertisements, has raised the most ethical concerns since it plays on people's insecurities and fears

Answers

Identification influence

the act of an insurance company publishing misleading information about its policy provisions is called

Answers

Answer:

The right response is "False advertising". A further explanation is given below.

Explanation:

False advertising refers to just about every documented argument but rather television advertising which always benefits customers an inaccurate view as well as believing of the prospective customer. Regrettably, several other organizations have decided to appreciate the value of having appeared to receive just one substantial discount and perhaps another opportunity to encourage people to purchase, with really no intention of agreeing.

Explain how growing personal income is related to economic conditions.

Answers

Answer:

see below

Explanation:

Personal income is the total earning an individual gets from wages, investments, bonuses, dividends, profits, or other ventures.  It is the sum of a household income. Personal income is calculated per period, usually one year.

Economic conditions refer to the prevailing state of a country or region's economy.  Economic conditions are ever-changing and are influenced by business cycles of expansions and contraction, government fiscal and monetary policies, macroeconomic factors, and global factors.  Governments and investor use indicators to tell the state of the economy

Economic conditions impact people's and business income. Government policies and global economics influence the level of economic activities. The expansion period has increased economic activities are leading to increased incomes. At contraction, business activities decline, resulting in reduced income.

Total expenditures for coffee reached a maximum at a price of $5 per lb. At this price the demand for coffee is

Answers

Answer:

" Unitary elastic" would be the correct approach.

Explanation:

Whenever the overall spending would be at the optimal energy, the production is component elastic, since the amount spent was hardly starting to fall as well as neither increasing.  And therefore it is wonderfully sensitive to changement in price, and that's why the government spending is optimum as well as the quantity supplied would be unit elastic.  

Total expenditure then becomes the upper limit for unit quantity demanded besides coffee.

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