Risk and Return. We have seen that over long periods of time, stock investments have tended to substantially outperform bond investments. However, it is not at all uncommon to observe investors with long horizons holding entirely bonds. Are such investors irrational?

Answers

Answer 1

Answer:

No they are not irrational. They are risk averse

Explanation:

As a general rule the higher the returns on an investment the higher the risk of losing one's funds invested, and the lower the returns the lower the risk.

Bonds have lower returns than stocks but for investors that have long horizon holdings they would prefer investing in bonds.

This is because they are risk averse and the risk in bonds is low.

They are willing to make low returns over a long time than to risk losing their investment on stocks that are riskier


Related Questions

Jordan performs services for Ryan. Which, if any, of the following factors indicate that Jordan is an independent
contractor, rather than an employee?
a. Ryan sets the work schedule
b. Ryan provides the tools used.
c. Jordan follows a specific set of instructions from Ryan to complete tasks.
d. Jordan is paid based on tasks performed.

Answers

Answer:

d. Jordan is paid based on tasks performed.

Explanation:

In the given options, the option d seems to be an independent contractor instead of an employee as the independent contractor would be paid that depend upon the performance of the task. They are free to choose their time and resources in order to performing the task. In other way, they dont have to depend upon others

So, the option d is correct

Aztec Company sells its product for $160 per unit. Its actual and budgeted sales follow

Units Dollars
April (actual) 4,500 720,000
May (actual) 2,200 352,000
June (budgeted) 5,000 800,000
July (budgeted) 4,000 799,000
August (budgeted) 3,000 600,000

All sales are on credit. Recent experience shows that 28% of credit sales are collected in the month of the sale, 42% in the month after the sale, 27% in the second month after the sale, and 3% prove to be uncollectible. The product's purchase price is $110 per unit, 60% of purchases made in a month is paid in that month and the other 40% is paid in the next month. The company has the policy to maintain an ending monthly inventory of 18% of the next month's unit sales plus a safety stock of 180 units. The April 30 and May 31 actual Inventory levels are consistent with this policy. Selling and administrative expenses for the year are $1,584,000 and are paid evenly throughout the year In cash. The company's minimum cash balance at the month-end is $120,000. This minimum is maintained, If necessary, by borrowing cash from the bank. If the balance exceeds $120,000, the company repays as much of the loan as It can without going below the minimum. This type of loan carries an annual 13% interest rate. On May 31, the loan balance is $39,500, and the company's cash balance Is $120,000

Required:
a. Prepare a schedule that shows the computation of cash collections of its credit sales (accounts receivable) in each of the months of June and July.
b. Prepare a schedule that shows the computation of budgeted ending inventories (in units) for April, May, June, and July.
c. Prepare the merchandise purchases budget for May, June, and July. Report calculations in units and then show the dollar amount of purchases for each month.
d. Prepare a schedule showing the computation of cash payments for product purchases for June and July.
e. Prepare a cash budget for June and July, including any loan activity and interest expense. Compute the loan balance at the end of each month.

Answers

Answer:

a. Total cash collections are as follows:

June = $605,760

July = $715,580

b.  Ending units are as follows:

April = 623 units

May = 1,295 units

June = 1,055 units

July = 815 units

c-1. Units purchased are as follows:

May = 2,872 units

June = 4,760 units

July = 2,130 units

c-2. Purchases amount are as follows:

May = $315,920

June = $523,600

July = $234,300

d. Cash payments for product purchases are as follows:

June = $440,528

July = $350,020

e. Loan Balance End of Month are as follows:

June = $1,324,163

July = $2,226,541

Explanation:

Note: See the attached excel file for requirements a, b, c, d, and e.

In the attached excel file under requirement e, the following calculations is made:

June additional loan = Minimum required cash balance - June Preliminary cash balance = $110,000 - (-$1,169,663) = $110,000 + $1,169,663 = $1,279,663

July additional loan = Minimum required cash balance - July Preliminary cash balance = $110,000 - (-$792,378) = $110,000 + $792,378 = $902,378

The accountant for Christiane Company forgot to make an adjusting entry for Depreciation expense for the current year. Which of the following is one of the effects of this error in the current year?
A. Revenues are overstated.
B. Net income is understated.
C. Total assets are overstated.
D. Total assets are understated.

Answers

Answer:

B. Net income is understated.

Explanation:

While computing the bills for an organization, if one makes an error while valuation of the of the goods or an inventory or a depreciation expenses, on the balance sheet, then it causes a corresponding error in the balance sheet for the company, which is represented on the income statement.

Thus in the context, when the accountant of Christiane company did not make an entry of the depreciation cost in the balance sheet for the current year, it produces an error for the current year in the form of the net income that is being understated.

Based on the graph, how many people are willing to work when the government of a country raises the minimum wage from $17 to $25?
A. 9
B. 12
C. 16
D. 19
E. 28

Answers

Answer
E.28
So yeah hope I’m not too late

Answer:

Post Test: Government

Economics

Question #5

Based on the graph, how many people are willing to work when the government of a country raises the minimum wage from $17 to $25?

Answers:

A. 9

B. 12

C. 16

D. 19

E. 28

__________________________________________________________

The 100% correct answer is:

E. 28

Explanation:

I took the test and this is 100% it

Hope this helped

Abel Corporation uses activity-based costing. The company makes two products: Product A and Product B. The annual production and sales of Product A is 370 units and of Product B is 740 units. There are three activity cost pools, with total cost and activity as follows:
Total Activity
Activity Cost Pools Total Cost Product A Product B Total
Activity 1 $23,205 900 150 1,050
Activity 2 $38,850 1,950 1,550 3,500
Activity 3 $10,598 145 245 390
The activity rate for Activity 2 is closest to:______.
a. 43.17.
b. 25.06.
c. 19.92.
d. 11.10.

Answers

Answer:

Predetermined manufacturing overhead rate (A2)= $11.1

Explanation:

Giving the following information:

Total Activity

Activity Cost Pools Total Cost Total

Activity 2 $38,850 3,500

To calculate the activity rate, we need to use the following formula:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate (A2)= 38,850 / 3,500

Predetermined manufacturing overhead rate (A2)= $11.1

Explain how introducing an agile method will improve the outcomes of software development?

Answers

Answer:

In simple words, Agile architecture, in fact, speeds up the distribution of original market value and ensures that quality is maximized during the implementation system by a process of constant preparation and feedback.

Projects are finished in shorter iterations, rendering them more achievable, thanks to the incremental design of the agile process. It also makes it possible to roll out goods efficiently and make adjustments at any time throughout the phase

The financial statements for Highland Corporation included the following selected information:
Common stock $ 1,000,000
Retained earnings $ 770,000
Net income $ 1,020,000
Shares issued 100,000
Shares outstanding 77,000
Dividends declared and paid $ 690,000
The common stock was sold at a price of $31 per share.
1. What is the amount o f additional paid-in capital?
2. What was the amount of retained earnings at the beginning of the year?
3. How many shares are in treasury stock?

Answers

Answer:

Highland Corporation

1. The amount of additional paid-in capital is:

= $210,000.

2. The amount of the retained earnings at the beginning of the year is:

= $440,000.

3.  The number of shares in treasury stock is:

= 23,000 shares.

Explanation:

a) Data and Calculations:

Common stock                       $ 1,000,000

Retained earnings                    $ 770,000

Net income                            $ 1,020,000

Shares issued                              100,000

Shares outstanding                       77,000

Dividends declared and paid  $ 690,000

Price of common stock = $31 per share

1. The amount of additional paid-in capital is:

Issued stock = 100,000 * ($31 - $10) = $210,000

2. The amount of the retained earnings at the beginning of the year:

Retained earnings at the ending       $ 770,000

Add dividend                                         690,000

Total available for distribution         $1,460,000

Less Net income                                1,020,000

Retained earnings at the beginning $440,000

3. Treasury stock = 23,000 (100,000 - 77,000)

On March 1, 2021, McHugh Enterprises issued 1000 of its 8%, $1,000 bonds dated January 1, 2021 at 98. Interest is payable semiannually on January 1 and July 1. The bonds mature on January 1, 2031. McHugh paid $50,000 in bond issue costs. McHugh uses straight-line amortization. The interest expense recognized on July 1, 2021 will be:__________

Answers

Answer: $82000

Explanation:

Interest will be calculated as:

= No of shares x Face value per Share x Interest rate

= 1000 × $1000 × 8%

= 1000 × $1000 × 0.08

= $80000

Total face value of shares issued = 1000 × $1000 = $1,000,000

Issue Amount will be:

= No of shares x Face value per Share x Issue rate

= 1,000 x 1,000 x 98 %

= $980,000

Discount on issue will be:

= $1,000,000 - $980,000

= $20,000

Amortization of Discount on issue per annum will be:

= $20,000/10

= $2000

Therefore, interest expense will be:

= $80000 + $2000

= $82000

successfulness of the competition policy in South Africa

Answers

- Here are five examples of South Africa's successful competition policy: 1) Consumers were given a variety of product options as well as affordable pricing. 2) In 1984, horizontal collusion and resale price maintenance were ruled illegal.

Kemper Company's balance sheet and income statement are shown below (in millions of dollars). The company and its creditors have agreed upon a voluntary reorganization plan. In this plan, each share of the $5 preferred will be exchanged for one share of $1.00 preferred with a par value of $25 plus one 9% subordinated income debenture with a par value of $75. The $9 preferred issue will be retired with cash. The company's tax rate is 30 percent.
Balance Sheet prior to Reorganization (in millions
Current Assets 400 Current liabilities 350
Net fixed assets 450 Advance payments 20
$5 preferred stock, $100 par value (1,000,000) shares 100
$9 preferred stock, no par, callable at 100 (160,000 shares) 30
Common stock, $0.10 par value (10,000,000) shares 50
Retained earnings 300
Total assets 850 Total claims 850

a. Construct the pro forma balance sheet after reorganization takes place. Show the new preferred at its par value.
b. Construct the pro forma income statement after reorganization takes place. How does the recapitalization affect net income available to common stockholders?

Answers

Answer:

Kemper Company

a. Pro forma Balance Sheet after Reorganization (in millions)

Current Assets                            400      

Net fixed assets                          450      

Total assets                                 850

Current liabilities                         350

Advance payments                       20

9% subordinated Debenture,

$75 par value (1,000,000)           75

$1 preferred stock, $25 par value

(1,000,000) shares                       25

Common stock, $0.10 par value

(10,000,000) shares                   50

Retained earnings                     300

b. Pro forma Income Statement after Reorganization (in millions)

Retained earnings                300

Income tax                              128.6 ($300/(1 - 0.3) - $300)

add $5 preferred dividend      5

$9 preferred dividend             1.44

Less: 9% debenture interest (6.75)

Income before taxes        $428.29

Income tax                           128.49

Income after taxes           $299.80

Preferred dividend                  1.00

Retained earnings           $298.80

The recapitalization reduces the net income available to common stockholders by $0.2 million.

Explanation:

a) Data and Calculations:

Kemper Company

Balance Sheet prior to Reorganization (in millions

Current Assets                            400      

Net fixed assets                          450      

Total assets                                 850

Current liabilities                         350

Advance payments                       20

$5 preferred stock, $100 par value

(1,000,000) shares                      100

$9 preferred stock, no par,

callable at 100 (160,000 shares) 30

Common stock, $0.10 par value

(10,000,000) shares                   50

Retained earnings                     300

Total assets 850 Total claims  850

Transaction Analysis:

$5 preferred stock, $100 par value (1,000,000) shares $100 $1 Preferred stock, $25 par value (1,000,000) shares $25 9% subordinated Debenture, $75 par value (1,000,000) $75

$9 preferred stock, no par, callable at 100 (160,000 shares) 30 Cash $30

Total assets 850 Total claims  850

7. How can you use nonverbal communication to express an idea to someone?

Answers

Ask them questions!! For example when you’re trying to teach someone a math problem don’t give them the answer instead help them figure out the answer.
Give them time to figure it out by answering verbally

Distributions from corporations to the shareholders in a nonliquidating distribution will usually be classified as a dividend up to the amount of the corporation's retained earnings stock basis taxable income for the year earnings and profits.

a. True
b. False

Answers

Answer: Earnings and profits.

Explanation:

This is not a true or false question as the options are given first.

It is assumed that dividends comes from earnings and profits so when a company distributes dividends, the total amount of those dividends cannot exceed the total amount of accumulated earnings and profits that the company has.

If the dividends exceed this amount, then they are to be considered as a return on capital to the shareholder and this is beholden to a different tax regime.

list three classified ways of getting into small business?​

Answers

Answer:

sole , partnership , team business

Tristen Company purchased a five-story office building on January 1, 2019, at a cost of $5,000,000. The building has a residual value of $200,000 and a 30-year life. The straight-line depreciation method is used. On June 30, 2021, construction of a sixth floor was completed at a cost of $1,650,000.

Required:
Calculate the depreciation on the building and building addition for 2018 and 2019 assuming that the addition did not change the life or residual value of the building.

Answers

Answer:

Depreciation expense on Building

Depreciation expense per annum under straight line method = (Cost - Residual value) / Useful life

= ($5,000,000 - $200,000) / 30

= $4,800,000 / 30

= $160,000

Depreciation expense for 2018 = $160,000

Depreciation expense for 2019 = $160,000

Depreciation expense on Building addition

Useful life = 30.00 years - 2.50 years = 27.50 years

Depreciation expense per annum under straight line method = (Cost - Residual value) / Useful life

= ($1,650,000 - $0) / 27.50

= $60,000

Depreciation expense for 2018 for 6 months = $60,000 * (6/12) = $30,000

Depreciation expense for 2019 = $60,000

Howell Company has the following selected accounts after posting adjusting entries:
Accounts Payable $45,000
Notes Payable, 3 - month 80,000
Accumulated Depreciation - Equipment 14,000
Payroll and Benefits Payable 27,000
Notes Payable, 5-year, 8% 30,000
Estimated Warranty Liability 34,000
Payroll Tax Expense 6,000
Interest Payable 3,000
Mortgage Payable 200,000
Sales Tax Payable 16,000
Instructions:
(a) Prepare the current liability section of Howell Company's balance sheet, assuming $25,000 of the mortgage is payable next year.
(b) Comment on Howell's liquidity, assuming total current assets are $450,000.

Answers

Answer and Explanation:

a. The preparation of the current liability section is presented below;

Notes payable - 3 months $80,000

Accounts payable $45,000

Estimated warranty liabilities $34,000

Payroll and benefit payable $27,000

Current portion of the Mortgage $25,000

Sales Tax payable $16,000

Interest payable $3,000

Total $230,000

b. We know that

Current ratio = current asset ÷ current liabilty

= $450,000 ÷ $230,000

= 1.95 times

This represent the company is in the good liquidity position to pay off the short term liability  

You must choose between four pieces of comparable equipment based on the cash flows given below. All four pieces have a life of 8 years.
Parameter A B C D
First cost $25,000 $35,000 $20,000 $40,000
Annual costs $8,000 $6,000 $9,000 $5,000
Salvage value $2,500 $3,500 $2,000 $4,000
The discount rate is 12%. Ignore taxes. The most preferable top two projects and the difference between their present worth values are most nearly:_____.
A. A and C, $234.
B. B and D, $170.
C. A and C, $170.
D. B and D, $234.

Answers

Answer:

You must choose between four pieces of comparable equipment based on the cash flows.

Explanation:

On January 1, Marigold Corp. issued $6600000, 9% bonds for $7029000. The market rate of interest for these bonds is 8%. Interest is payable annually on December 31. Marigold uses the effective-interest method of amortizing bond premium. At the end of the first year, Marigold should report unamortized bond premium of:________
a) $397320
b) $398580
c) $375320
d) $297000

Answers

Answer:

a) $397320

Explanation:

Total premium of bond = Issue price - Par value

Total premium of bond = $7,029,000 - $6,600,000

Total premium of bond = $429,000

Total Annual payment to be made by firm = Coupon rate* par value of bond

= 0.09*$6,600,000

= $594,000

Interest part of the total annual payment made by firm = Market rate*Issue price of bond

= 0.08*$7,029,000

= $562,320

Premium of bond to be amortized at the end of year 1 = Total Annual payment to be made by firm - Interest part of the total annual payment made by firm

= $594,000 - $562,320

= $31,680

Unamortized premium at the end of year 1 = total premium of bond - amortized premium at the end of year 1

= $429,000 - $31,680

= $397,320

he following labor standards have been established for a particular product: Standard labor-hours per unit of output 10.1 hours Standard labor rate $ 13.90 per hour The following data pertain to operations concerning the product for the last month: Actual hours worked 7,900 hours Actual total labor cost $ 106,650 Actual output 1,100 units
What is the labor efficiency variance for the month?
a. $47,779 F
b. $47,779 U
c. $43,335 F
d. $44,619 F

Answers

Answer:

d. $44,619 Favorable

Explanation:

Given the above information, labor efficiency variance is computed as;

= (Standard quantity - Actual quantity) × Standard rate

Standard quantity = 10.1 × 1,100 = 11110

Actual quantity = 7,900

Standard rate = $13.9

Then,

Labor efficiency variance =

(11,110 - 7,900) × $13.90

= (3,210) × $13.90

= $44,619 favorable

Butler Corporation is considering the purchase of new equipment costing $84,000. The projected annual after-tax net income from the equipment is $3,000, after deducting $28,000 for depreciation. The revenue is to be received at the end of each year. The machine has a useful life of 3 years and no salvage value. Butler requires a 9% return on its investments. The present value of an annuity of $1 for different periods follows:
Periods 11 Percent
1 0.9009
2 1.7125
3 2.4437
4 3.1024
What is the net present value of the machine?
a. $(4,502).
b. $48,000.
c. $5,400.
d. $43,498.
e. $39,099.

Answers

Answer:

($16,2470.30)

Explanation:

After-tax cash flow = After-tax net income + Depreciation

After-tax cash flow = $3,000 + $28,000

After-tax cash flow = $31,000

Net present value = Purchase cost + After-tax cash flow*PVIFA(%, n)

Net present value = -$84,000 + $31,000*PVIFA(9%, 3)

Net present value = -$84,000 + $31,000*2.5313

Net present value = -$84,000 + $78,470.30

Net present value = -$16,2470.30

Scoring: Your score will be based on the number of correct matches. There is no penalty for incorrect or missing matches.
Match each phrase that follows with the term it describes.
Clear All
Evaluation of how profit will change based on an alternative course of action
Possible result of using an inappropriate overhead allocation method
Revenue forgone from an alternative use of an asset
Strategy that focuses on reducing the influence of bottlenecks
Not relevant to future decisions
Product cost distortion
Opportunity cost
Differential analysis
Sunk cost
Theory of constraints
Scoring: Your score will be based on the number of correct matches. There is no penalty for incorrect or missing matches.
Match each phrase that follows with the term it describes.
Clear All
Recognizes that a dollar today is worth more than a dollar tomorrow
Often referred to as the discounted cash flow method
Also referred to as capital budgeting
Average income as a percentage of average investment
Can be determined by initial cost divided by annual net cash inflow of an investment
Cash payback period
Capital investment analysis
Average rate of return
Net present value method
Time value of money concept
Scoring: Your score will be based on the number of correct matches. There is no penalty for incorrect or missing matches.
Match the following descriptions and examples with the four performance perspectives in the balanced scorecard.
Clear All
Focuses on operational efficiencies and issues like improving manufacturing performance
Focuses on obtaining and retaining customers and customer base
Focuses on traditional accounting measures of performance, such as net income and cash flow
Focuses on research and development initiatives and employee training, retention, and satisfaction efforts
Customer
Learning and growth
Internal processes
Financial

Answers

Answer:

1. Match each phrase that follows with the term it describes:

a. Evaluation of how profit will change based on an alternative course of action

Correct term: Differential analysis

b. Possible result of using an inappropriate overhead allocation metho

Correct term: Product cost distortion

c. Revenue forgone from an alternative use of an asset

Correct term: Opportunity cost

d. Strategy that focuses on reducing the influence of bottlenecks

Correct term: Theory of constraints

e. Not relevant to future decisions

Correct term: Sunk cost

2. Match each phrase that follows with the term it describes:

a. Recognizes that a dollar today is worth more than a dollar tomorrow

Correct term: Time value of money concept

b. Often referred to as the discounted cash flow method

Correct term: Net present value method

c. Also referred to as capital budgeting

Correct term: Capital investment analysis

d. Average income as a percentage of average investment

Correct term: Average rate of return

e. Can be determined by initial cost divided by annual net cash inflow of an investment

Correct term: Cash payback period

3. Match the following descriptions and examples with the four performance perspectives in the balanced scorecard:

a. Focuses on operational efficiencies and issues like improving manufacturing performance

Correct option: Internal processes

b. Focuses on obtaining and retaining customers and customer base

Correct option: Customer

c. Focuses on traditional accounting measures of performance, such as net income and cash flow

Correct option: Financial

d. Focuses on research and development initiatives and employee training, retention, and satisfaction efforts

Correct option: Learning and growth

Which of the following statements is correct?

a. The current cash flow from existing assets is highly relevant to investors. However, since the value of the firm depends primarily upon its growth opportunities, accounting net income projections from those opportunities are the only relevant future flows with which investors are concerned.
b. Two metrics that are used to measure a company's financial performance are net income and free cash flow. Accountants tend to emphasize net income as calculated in accordance with generally accepted accounting principles. Finance people generally put at least as much weight on free cash flows as they do on net income.
c. To estimate the net cash provided by operations, depreciation must be subtracted from net income because it is a non-cash charge that has been added to revenue.
d. Interest paid by a corporation is a tax deduction for the paying corporation, but dividends paid are not deductible. This treatment, other things held constant, tends to discourage the use of debt financing by corporations.
e. If Congress changed depreciation allowances so that companies had to report higher depreciation levels for tax purposes in 2013, this would lower their free cash flows for 2013.

Answers

Answer:

The correct statement is:

b. Two metrics that are used to measure a company's financial performance are net income and free cash flow. Accountants tend to emphasize net income as calculated in accordance with generally accepted accounting principles. Finance people generally put at least as much weight on free cash flows as they do on net income.

Explanation:

Net income and free cash flow are profitability measures.  While net income measures profitability by including all expenses: cash and non-cash, free cash flow measures profitability by excluding the non-cash expenses but instead includes spending on assets and working capital periodic changes.

Thornton Industries began construction of a warehouse on July 1, 2021. The project was completed on March 31, 2022. No new loans were required to fund construction. Thornton does have the following two interest-bearing liabilities that were outstanding throughout the construction period:
$3,000,000, 12% note
$7,000,000, 7% bonds
Construction expenditures incurred were as follows:
July 1, 2021 $ 700,000
September 30, 2021 990,000
November 30, 2021 990,000
January 30, 2022 930,000
The company’s fiscal year-end is December 31.
Required:
Calculate the amount of interest capitalized for 2021 and 2022.
Calculate the amount of interest capitalized for 2021. (Do not round the intermediate calculations. Round your percentage answers to 1 decimal place (i.e. 0.123 should be entered as 12.3%).)
Date Expenditure Weight Average
July 1, 2021 x =
September 30, 2021 x =
November 30, 2021 x =
Accumulated expenditures
Amount Interest Rate Capitalized Interest
Average accumulated expenditures x % x =
2021
Date Expenditure Weight Average
January 1, 2022 x =
January 30, 2022 x =
Amount Interest Rate Capitalized Interest
Average accumulated expenditures x x =

Answers

Solution :

The interest capitalization for 2021

Date                  Expenditure  x   Weight      =      Average

1 July,2021         700,000              6/12                350,000

30 Sept,2021     990,000              3/12               247,500

30 Nov, 2021     990,000              1/12                 82,500

Total                  2,680,000                                   680,000

                                               Amount  x interest rate  = Capitalization interest

Average total expenditure   680,000       8.50%                    57,800

The weighted average interest rate

[tex]$=\frac{3,000,000 \times 12\% + 7,000,000 \times 7\%}{3,000,000+7,000,000}$[/tex]

= 8.5 %

Balance as on 1st Jan, 2022 = [tex]$2,680,000+57,800 = 2,737,800$[/tex]

The interest Capitalized for 2022

Date                  Expenditure  x   Weight      =      Average

1 Jan,2022          2,737,800          12/12              2,737,800

30 Jan, 2022      930,000             11/12               852,500

Accumulated      3,667,800                                 3,590,300

expenditures

                                               Amount  x interest rate  = Capitalization interest

Average accumulated            3,590,000       8.50%                    305,175.5

expenditure  

For what reason might keeping an accounts payable subsidiary ledger be unnecessary for a business? A. if the business is very small B. if the business processes invoices for payment. C. if the business pays only on account D. if the business has more customers then vendors

Answers

Answer:

A. if the business is very small

Explanation:

Subsidiary ledgers are maintained to support the entries in the main ledger. They give more details of the individual items in the main ledger.

They are usually used when a company has large sales volumes to make sure transactions are accurate.

However in small businesses there no need for subsidiary ledger in a small company.

Accounts payable subsidiary ledger shows details of amounts owed to suppliers by a business.

When the business is very small there will be no need for this.

The Morgan Corporation has two different bonds currently outstanding. Bond M has a face value of $30,000 and matures in 20 years. The bond makes no payments for the first six years, then pays $800 every six months over the subsequent eight years, and finally pays $1,000 every six months over the last six years. Bond N also has a face value of $30,000 and a maturity of 20 years; it makes no coupon payments over the life of the bond. If the required return on both these bonds is 8 percent compounded semiannually, what is the current price of Bond M? of Bond N?

Answers

Answer:

a. Current value of Bond M = $5,066.47

b. Current value of Bond N = $1,380.93

Explanation:

a. Calculation of current price of Bond M

Note: See the attached excel file for the calculation of the total present of value of the coupon payment of Bond M.

From the attached excel file, we have:

Total present of value of the coupon payment of Bond M = $3,685.54

Present value of the face value of Bond M = Face value / (100% + Required return)^(Number of years to maturity * Number of years in a year) = $30,000 / (100% + 8%)^(20 * 2) = $1,380.93

Current value of Bond M = Total present of value of the coupon payment of Bond M + Present value of the face value of Bond M = $3,685.54 + $1,380.93 = $5,066.47

b. Calculation of current price of Bond N

Since no coupon payments is made over the life of Bond N, we have:

Current value of Bond N = Present value of the face value of Bond N = Face value / (100% + Required return)^(Number of years to maturity * Number of years in a year) = $30,000 / (100% + 8%)^(20 * 2) = $1,380.93

Foreign Sub, for which the functional currency is the local currency, recognizes a receivable on 11/12/20X1. On December 31, 20X1, Foreign Sub's parent company determines that the exchange rate has changed since the receivable was recognized. In its consolidated financial statements, the parent company should report Foreign Sub's receivable using the exchange rate:_______

a. in effect on 12/31/20X1.
b. that results in the highest reported receivable.
c. in effect on 11/12/20X1.
d. that results in the lowest reported receivable.

Answers

Answer:

c. in effect on 11/12/20X1.

Explanation:

According to IAS 21 the exchange rate used to record financial transactions in consolidated statement is the exchange rate at which the transaction took place. There is allowance to used an average rate if the historic rate is not accurate. The receivable should be recorded at the exchange rate which was in effect on 11/12/20X1.

Sabrina Company borrowed $225,000 to buy an equipment on January 1, 2019, and signed a 7% instalment note requiring annual equal payments of $24,704, including principal and interest at the end of every year for 15 years. Rounded to the nearest dollar, determine the balance in the Instalment Note Payable account on January 1, 2021, after making the first two annual payments.
a. $189,613.
b. $206,466.
c. $199.194.
d. $216,046.

Answers

Answer:

The correct option is b. $206,466.

Explanation:

Interest expense on December 31, 2019 = Note payable on January 1, 2019 * Interest rate = $225,000 * 7% = $15,750

Principal paid on December 31, 2019 = Annual fixed installment - Interest expense on December 31, 2019 = $24,704 - $15,750 = $8,954

Note Payable balance on January 1, 2020 = Note payable on January 1, 2019 - Principal paid on December 31, 2019 = $225,000 - $8,954 = $216,046

Interest expense on December 31, 2020 = Note payable on January 1, 2020 * Interest rate =$216,046 * 7% = $15,123

Principal paid on December 31, 2020 = Annual fixed installment - Interest expense on December 31, 2020 = $24,704 - $15,123 = $9,581

Note Payable balance on January 1, 2021 = Note payable balance on January 1, 2020 - Principal paid on December 31, 2020 = $216,046 - $9,581 = 206,465

From the options in the question, the closest one to the Note Payable balance on January 1, 2021 calculated above is b. $206,466. Therefore, the correct option is b. $206,466.

Gundy Company expects to produce 1,213,200 units of Product XX in 2020. Monthly production is expected to range from 80,000 to 114,000 units. Budgeted variable manufacturing costs per unit are: direct materials $5, direct labor $7, and overhead $11. Budgeted fixed manufacturing costs per unit for depreciation are $6 and for supervision are $1. In March 2020, the company incurs the following costs in producing 97,000 units: direct materials $515,000, direct labor $670,000, and variable overhead $1,073,000. Actual fixed costs were equal to budgeted fixed costs. Prepare a flexible budget report for March. (List variable costs before fixed costs.)

Answers

Answer:

Gundy Company

Flexible Budget Report for March 2020:

                                      Actual Budget   Flexible Budget   Variance

Direct materials                 $515,000        $485,000           $30,000  U

Direct labor                         670,000           679,000               9,000  F

Variable overhead           1,073,000         1,067,000               6,000  U

Actual fixed costs              679,000           679,000                       0  None

Total costs incurred    $2,937,000       $2,910,000           $27,000  U

Explanation:

a) Data and Calculations:

Expected production of Product XX in 2020 = 1,213,200 units

Monthly production range = 80,000 to 114,000 units

Budgeted variable manufacturing costs per unit are:

Direct materials      $5

Direct labor             $7

Overhead              $11

Total variable       $23

Fixed manufacturing costs per unit:

Depreciation are   $6

Supervision are     $1

Total fixed costs   $7

Total costs =       $30

March 2020 costs incurred for 97,000 units:

Direct materials        $515,000

Direct labor              $670,000

Variable overhead $1,073,000

Actual fixed costs      679,000

Total costs incurred $2,937,000

Flexible Budget Report for March 2020:

                                      Actual Budget   Flexible Budget   Variance

Direct materials                 $515,000        $485,000           $30,000  U

Direct labor                         670,000           679,000               9,000  F

Variable overhead           1,073,000         1,067,000               6,000  U

Actual fixed costs              679,000           679,000                       0  None

Total costs incurred    $2,937,000       $2,910,000           $27,000  U

Which portion of government does reapportionment significantly impact? A. Congress
B. Judicial branch, specifically federal judges
C. Senate
D. House of Representatoves

Answers

Answer:

judicial branch , specifically federal judges

what does it mean to be an economically responsible citizen?

Answers

It’s the first one lol

Answer: Hope This Helps!

Explanation:

A responsible citizen has knowledge about his/her role in community, state and the world. A responsible citizen has a role in making the world a better place to live (for every components in biosphere). A responsible citizen is change agent that acts out against injustice in social, economic, and environmental sectors.

You are an insurance salesman. If you make 12% on all insurance sales and sold an average $35,000 / month, how much money did you make at the end of 12 months?

Answers

Answer:

$50,400

Explanation:

To do this first start by multiplying .12 x 35,000. The answer should be $4,200. After this multiply 4,200 by 12 in order to get the amount of money earned over a 12 month period. This will give you $50,400.

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