Pfizer is one of the largest pharmaceutical companies in the world and has a patent on a drug that treats heartburn. If the patent is about to expire, then pfizer has two options: it can continue to charge a high price for its product or charge a low price. After the patent expires, a drug company that produces generic drugs must decide whether to enter the market or not enter the market. The profits for each scenario are given in the accompanying payoff table

$3,511 is the monthly payment.

An agreement known as a mortgage between a borrower and a lender grants the lender the right to seize the borrower's property in the event that the borrower is unable to repay the loan amount plus interest.

In the given question,

                                   Loan amount = $500,000

                                   Monthly Payments, n = 360 in 30 years

                                  Annual Interest Rate = 5.25%

                                   Monthly Interest rate, i = 5.25%/12 = 0.4375%

                                  Escrow = $750

We know that,

                       Loan amount = Monthly Payment x [tex]\frac{1-(1 + i )^{-n} }{i}[/tex]

                       500,000 = Monthly Payment x [tex]\frac{1-(1 + 0.004375 )^{-360} }{0.004375}[/tex]

                       500,000 = Monthly Payment x 181.0925925

                       Monthly Payment = $2,761.02

Since, there is an additional payment of escrow, hence,

                       Monthly Payment = $3,511 ($2,761 + $750)

Therefore, the borrower will pay monthly $3,511 to the lender.

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The correct option is:  a. technology has become an integral part of the job-search process.

The job-search process may be a daunting affair. It takes a lot of time to complete each phase of the process, from looking for appropriate possibilities to conducting interviews. A well-organized to-do list, though, can help you stay on course.

1. Begin with your frame of mind.

Your mentality is where job searching starts. You can approach the process with resilience if you have the correct mindset.

2. Establish search criteria.

Don't just apply for any job you come across. List the roles you're interested in, then begin your search.

3. Recognize your specialty.

You may approach your job hunt with up-to-date knowledge if you conduct an industry study. Discover the educational prerequisites, amount of expertise, and duties related to your preferred positions.

4. Recognize your value.

In a year, how much money do you hope to make? It's critical to understand whether your expectations match the current work market.

You want your stellar LinkedIn profile to stand out to employers. Recruiters scan your page for the following things as they do so:

5. Go through your social media profiles.

You want your stellar LinkedIn profile to stand out to employers. Recruiters scan your page for the following things as they do so:

Your about page and headline serve as your public face.

A captivating picture and cover photo are also important. Write a brief message or use a neutral cover image.

Experience at work in detail. Highlight your accomplishments from prior employment by providing data and your influence.

Certificates.

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Purchases ($31,000 x .97)- (dr)                                   30,070

Accounts payable-(cr)                                                                   30,070

Accounts payable-(dr)                                                 30,070

Cash- (cr)                                                                                        30,070

Accounts payable-(dr)                                                 30,070

Interest expense (31,000-30,070)- (dr)                           930

Cash- (cr)                                                                                        31,000

In a periodic inventory system, the inventory account is updated after each sale and purchase rather than at the end of each accounting month. This approach allows a company to keep track of the starting and ending stock levels for a given accounting period.

The periodic inventory strategy will be most advantageous to smaller businesses that maintain minimal inventory. For intermediate periods, they can hazard educated judgments about the cost of the items sold and find it easy to conduct a physical inventory count.

The fact that the corporation paid $31,000 for the items and that the conditions of the credit agreement were 3/10 indicates that 100% of the credit term less than the 3% credit term provides us 97% of the credit term, or $31,000, enabling us to arrive at $30,070.

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Option A is correct. An exchange fee is the price of one currency in phrases of every other currency.

Exchange rates matter to Australia's economic system due to the fact of their affect on exchange and monetary flows between Australia and the rest of the world.

Current worldwide trade quotes are determined by a managed floating alternate rate. A managed floating change charge skill that every currency's cost is affected with the aid of the financial moves of its authorities or central bank.

An alternate fee is the rate at which one forex can be exchanged for another between international locations or financial zones. It is used to determine the value of more than a few currencies in relation to every different and is essential in identifying change and capital float dynamics.

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The price-earnings ratio of the company is 11.60.

The price to earning ratio is a financial metric used to value a company. It is the ratio of the price of a stock to the earnings of the stock. The higher the metric is, the higher the value of the firm

Price to earning ratio (P / E) = market value per share / earnings

Price to earning ratio (P / E) = $100.92 / $8.70

Price to earning ratio (P / E) = 11.60

Types of P/E ratio

1. trailing p/e - it is calculated by dividing current share price by the earnings per share for the past 12 months

2. forward p/e - it is calculated by dividing current share price by the estimated per share earnings for the next 12 months

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The price -  earnings ratio for the company, given the earnings per share and the market price per share, is 11 . 6

The price to earnings ratio shows the comparison between the earnings made per share and the price of each share.

The formula for the price to earnings ratio is :
= Earnings per share / Market price per share

Earnings per share = $ 8. 70

Market price per share = $ 100. 92

The price to earnings ratio is:

= 100. 92 / 8. 70

= 11 . 6

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Mary is very careful about not making mistakes when she recommends a carpet, otherwise, she could lose her position as a market maven.

Maven is a build automation device used usually for Java projects. Maven can also be used to construct and manage initiatives written in C#, Ruby, Scala, and different languages. The Maven assignment is hosted via the Apache software foundation, wherein it turned into formerly part of the Jakarta project. Maven addresses two aspects of constructing a software program: how software is built and its dependencies.

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The straight-line depreciation term to the respective definition is: -

1. = A.

2. = D.

3. = C.

4. = B.

Residual value is one of the constituents of a leasing calculus or operation. It describes the destiny value of a great in terms of absolute value in monetary terms and it's far now and again abbreviated right into a percent of the preliminary rate whilst the object became new.

example: A automobile is bought at a list charge of $20,000 nowadays. After the utilization of 36 months and 50,000 miles, its cost is contractually defined as $10,000 or 50%. The credited quantity, on which the hobby is implemented, as a consequence is a $20,000 present fee minus the present price of $10,000 destiny value.

Residual values are contractually treated both in phrases of closed contracts or open contracts.

In accounting, the residual fee is another call for a salvage fee, the closing price of an asset after it has been absolutely depreciated, or after deteriorating beyond similar use.

The residual price derives its calculation from a base price, calculated after depreciation.

Residual values have calculated the usage of a range of factors, commonly a car's market value for the time period and mileage required is the starting point for the calculation, observed by seasonality, monthly adjustment, lifecycle, and disposal overall performance. The leasing company putting the residual values (RVs) will use their personal historical information to insert the adjustment factors in the calculation to set the give-up cost being the residual fee.

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In a given average beta portfolio, replacing an existing investment with a higher beta investment will lead to a decrease in the required rate of return of the portfolio.

Funding is the determination of money to purchase of an asset to gain an boom in cost over a period of time. funding calls for a sacrifice of some gift asset, including time, money, or attempt. In finance, the reason of making an investment is to generate a go back from the invested asset.

An investment includes placing capital to apply today so that it will increase its price over the years. An funding requires putting capital to work, inside the form of time, money, effort, and so forth., in hopes of a extra payoff in the destiny than what was initially installed.

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Eric will pay less because the car is collateral for the loan.

In the financial sector, collateral is a valuable asset that a borrower promises as security for a loan. When a homebuyer secures a mortgage, the home acts as the loan's collateral. The automobile serves as security for a car loan. A company that secures bank funding may use valuable equipment or real estate owned by the company as collateral for the loan. A collateral-secured loan has a lower interest rate than an unsecured loan. In the case of a default, the lender may take and sell the collateral to recuperate the loss.

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This kind of transaction will be recorded in the current account.

- Businesspeople that conduct more frequent, routine banking activities open current bank accounts. Included are counter transactions, withdrawals, and deposits. Demand Deposit Account is yet another name for it. Both cooperative banks and commercial banks allow current account opening.

- The current account, which tracks a country's income and outlays abroad, is made up of the trade balance, net primary income, also known as factor income (earnings on foreign investments minus payments to foreign investors), and net unilateral transfers that have occurred over a specific time period.

- One of the two key indicators of a country's overseas commerce is the current account balance (the other being the net capital outflow). If a country has a current account surplus or deficit, it means that its net foreign assets (assets minus obligations) increased in value during the relevant time period.

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Option B is the correct answer. The Federal Reserve will have to set up the Reverse Repo facility in which these nonbank lenders can lend to the Fed and earn an interest rate.

In order to make sure that the federal funds rate does not fall below the floor which has been set by the interest rate on excess reserves, the Federal Reserve needs to set up the Reverse Repo facility which will let the nonbank lenders that can lend to the Fed and earn an interest rate that is close to the interest rate the Fed pays on excess reserves.

Hence, the correct answer is Option B.

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A) The amount of cash a company maintains for future investment is the number of cash reserves that the company holds for the purpose of making investments in the future. This can include funds for making new investments, such as in stocks, bonds, and other financial products, as well as for expanding existing operations.

B) The amount of short-term debt and long-term debt that a company has on the balance sheet is the total amount of money owed by the company in the form of loans and other forms of debt. This includes any loans from banks, credit card debt, and other types of debt.

C) The percentage of assets to total liabilities the company maintains is the ratio of the company's total assets to its total liabilities. This ratio is used to measure the overall financial health of a company, and it is an indicator of how well the company is able to manage its finances.

D) The mixture of debt and equity used to finance the company is the combination of debt, such as loans and bonds, and equity, such as stock, that the company uses to finance its operations. This mixture of debt and equity helps to balance the company's capital structure and make sure that the company is able to generate sufficient returns on its investments.

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Complete question

a)the amount of cash a company maintains for future investment.b? the amount of short-term debt and long-term debt that a company has on the balance sheet.C) the percentage of assets to total liabilities the company maintains. b)the mixture of debt and equity used to finance the company. define and explain each option?

The idea that people buy goods and services to do a "job" is the foundation of the theory. Further, according to Jobs Theory, businesses are much more likely to develop and market solutions that will win in the market if they know exactly what that "job" entails.

The inputs needed to make innovation predictable can be categorized, defined, captured, and organized within Jobs Theory's framework. Imagine if all of your company's developers, marketers, strategists, and R&D managers had the same understanding of what a need is and which customer needs are unmet.

Anthony Ulwick had a lightbulb moment while sitting in a Six Sigma process improvement meeting when he realized that businesses should be studying the "outcome" people are trying to achieve when using a product rather than making changes to the product itself.

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The total return on the shares, given the amount the shares were purchased for and the dividends, is 20 %

The total return on the stock can be found by the formula :
= ( Capital gain + Dividends ) / Buying price of the stock

Capital gain :

= (Selling price of stock - Buying price ) x number of shares

= (23 - 20) x 100

= $ 300

The dividends are :

= Number of stock x dividends x number of times dividends paid

= 100 x 0. 25 x 4

= $ 100

Total return is :
= (300 + 100 ) / 2, 000

= 20 %

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To properly evaluate the statement of cash flows, it is important to evaluate the information provided in the statement in comparison to its corresponding financial statement, such as:

Is one of the three primary financial statements used to assess the financial health of a business. It is a summary of the cash inflows and outflows from operating, investing, and financing activities over a given period of time.

The cash flow statement provides an overview of the cash generated and spent during the period and provides an indication of a company’s liquidity.

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The t types of metrics that measure customer satisfaction is: effectiveness MIS metrics.

Customers satisfaction can be defined as the satisfaction that a customer derived from the use of a product based on the fact that product meet their  need.

MIS Effectiveness metrics perform an important roles as it help to determine the way in which MIS impact a business or the effect that MIS has  on a business operation.

Therefore the correct option is effectiveness MIS metrics.

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The initial efforts to commercialize a self-driving car were started by IBM in the 1980s false.

The first self-driving car was developed by Norman Bel Geddes at GM's 1939 exhibit and was an electric vehicle that was propelled by electromagnetic fields produced by magnetized metal spikes buried in the road and controlled by radio. This idea becoming a reality thanks to General Motors by 1958.

An engineer specializing in the upkeep of the hardware and software for the essential elements of intelligent drive systems is known as a controls and drives engineer (e.g. actuators and sensors) An engineer working with the hardware and software of sensor systems is a sensor system engineer (e.g. lidar, radar, cameras).

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Externalities are failures of firms and consumers to make rational tradeoffs.

A client is someone or a set who intends to order, or uses purchased goods, products, or services broadly speaking for private, social, own family, family and similar desires, who isn't always without delay related to entrepreneurial or enterprise activities. The time period most generally refers to someone who purchases items and services for private use. “purchasers, by definition, include us all," said President John F. Kennedy, providing his definition to the usa Congress on March 15, 1962. This speech have become the basis for the creation of world patron Rights Day, now celebrated on March 15. In his speech : John Fitzgerald Kennedy outlined the indispensable duty to customers from their respective governments to assist workout consumers' rights, such as.

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In the following table, determine how each event affects the position of the long-run aggregate supply (lras) curve. Right lefy right.

Aggregate supply or domestic final deliver is the total supply of products and services that firms in a country wide economic system plan on selling at some stage in a selected time period. it's far the entire quantity of goods and services that corporations are willing and capable of promote at a given rate level in an financial system.

Aggregate supply is the whole quantity of output firms will produce and promote—in other phrases, the real GDP. The upward-sloping combination deliver curve—additionally called the fast run combination deliver curve—suggests the high quality dating between rate level and real GDP inside the short run.

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The content area is an example of an Advertising Expense.

Advertising is a marketing tactic that pays for space to promote a product, service, or thing. The actual advertising message is called an ad, or ad for short. The goal of advertising is to reach the people most willing to pay for a company's products and services and get them to buy them.

Advertising is paid to advertise of products, services, or ideas intended to influence one or more people. It takes place in multiple media including print, radio, television, and digital media. The main purpose of advertising is to persuade someone to buy a project or take action.

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The journalize entries to record the issuance of the bonds.

A bond is a financial industry term or entity that describes a form of bond specified in a contract or legal contract. In finance, a bond is a type of security in which the issuer owes the holder an obligation that, depending on the terms and conditions, requires the principal of the bond and interest for a specified period to be repaid on maturity.

Transaction General Journal Debit Credit

1 Cash   $       14,376,255  

 Discount on Bands Payable  $             623,745  

 Bonds Payable    $       15,000,000

 ( To record bonds issue)    

2 Interest Expense   $             512,375  

 Discount on Bonds Payable [(15000000-14376255)/10]    $               62,375

 Cash [15000000*6%*6/12]    $             450,000

 ( To record interest expense paid)    

3 Interest Expense  $             512,375  

 Discount on Bonds Payable    $               62,375

 Cash    $             450,000

 ( To record interest expense paid)    

Requirement b:

Interest expense for the first year [512375*2]  $         1,024,749

Requirement c:

The market rate of interest is greater than the contract rate of interest therefore  investors are not willing to pay the full face amount of the bonds.

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Employees need to be made fully aware of matters like malware, system abuse, and email etiquette.

Giving, collecting, and exchanging of information are all an element of communication, which can occur orally, in writing, by listening or reading, or through any combination of these. Effective communicators listen intently to others' viewpoints, speak or write clearly,

Getting information through one side to another is the main goal of communication. The act of sharing, expressing, or disseminating information and ideas by writing, speaking, and gesturing is known as telecommunication, according to the Merriam-Webster Dictionary.

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Management should provide the personnel prizes and incentives that reward them for providing good service in addition to providing them with emotional and practical assistance.

Customers' demands and requirements must be understood and translated into real-time by service personnel. Organizations can start to close the service performance gap by focusing on the crucial role of service employees and developing strategies that result in effective customer-oriented service.

Gifts, money, service award presents, and gifts like gift cards are examples of reward incentives. Another illustration is the employee referral bonuses that some businesses utilize to motivate staff to recommend job prospects.

Extrinsic and intrinsic incentives both serve as universal motivators of behavior. The internal motivation that stems from a person's interest in or enjoyment of the activity itself is known as intrinsic motivation.

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According to the supply side, tax cuts can increase total tax revenue if they increase aggregate supply sufficiently. The traditional view of government debt is that cutting taxes without cutting government spending increases consumption in the short run but decreases it in the long run.

Supply-side economists believe that changes in tax rates will affect both aggregate supply and aggregate demand. - Tax cuts will encourage households to save more and businesses to invest more. The investment raises the level of capital and increases the productivity of workers.

Supply-side tax cuts to boost capital formation. Successful cuts change both aggregate demand and aggregate supply as the price level of commodity supply decreases, often increasing demand for that commodity.

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Total labor cost of= $ 1.925 f

Standard (2,500)

Actuals (2,500)

materials

17,750

quantity

(7.10 *2,500)

19,250

price

$ 1.80

$1.70

Labour

500

hours

(0.20 *2500)

400

rate

$12.00

$13.00 (5,200/400)

1 Material price variance

= (Actual Price- Standard Price) Actual Quantity

= (1.70-1.80)* 19.250

= 0.1* 19.250

= $ 1.925 f

Total labor costs are the total cost of the hours worked by all employees, plus any associated payroll taxes and benefits. This amount is used to budget the company's financial results.

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Nineteen thousand two hundred and fifty pounds of material were purchased at a cost of $1.70 per pound. all of the material purchased was used to produce 2,500 units of zoom. 400 hours of direct labor time were recorded at a total labor cost of $5,200.  

Material refers to a aspect that some thing else is comprised of. cloth can also talk over with material or can be used to describe something this is made from depend and exists in the physical world. cloth has many other senses as a noun and an adjective.

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Liability coverage encompasses two critical aspects of your vehicle insurance policy: bodily injury and personal property damage. Thus, the correct choice is (a) bodily injury and personal property.

If you cause an accident or someone is hurt on your property, you may be held legally responsible for the following expenditures, such as medical or legal fees. Liability coverage may shield you from these sorts of charges, which is why it's important to understand the liability coverage provided by your insurance products. Liability insurance is a component of the general insurance system of risk finance that protects the purchaser from the risks of liabilities imposed by lawsuits and similar claims, as well as the insured if the purchaser is sued for claims covered by the insurance policy.

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Marketers must move customers through a series of mental stages in order to create an effective IMC program. There are several models for these stages, the AIDA model being the most widely used.

Attention, Interest, Desire, and Action (AIDA) are the stages. Your content should ideally do all four of these things during these four stages: draw attention to your brand, pique people's interest in your product or service, pique their desire for it, and compel them to try or buy it.

The primary benefit of the AIDA model is its effortlessness. The model's straightforward design makes it timeless, making it suitable for use today. For instance, the AIDA model can be used as a checklist to identify potential flaws by marketers who want to improve their brand's online presence.

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Answer: It is the AIDA  model.

Answer:

grow quickly without making a huge investment in real estate

Explanation:

Since uptown cheapskate, the company profiled in the opening feature of chapter 15, according to the feature, Chelsea and Scott decided to grow uptown cheapskate via franchising because they wanted option A) grow quickly without making a huge investment in real estate.

Real estate appreciation—an increase in the property's value that is recognized when you sell—is the most typical technique to make money in the industry. The main factors influencing the value of residential and commercial real estate are location, development, and upgrades.

Therefore, In the marketing and distribution practice of franchising, the owner of a business system (the franchisor) offers a person or group of people (the franchisee) the right to operate a company that sells goods or renders services utilizing the franchisor's business system.

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Perfectly elastic and downward sloping is the demand curve for a perfectly competitive firm.

For what reason is the interest bend for a cutthroat firm completely flexible?

Its clients will move to purchasing substitutes from different dealers who sell at the market cost. Hence, the interest bend for an entirely flexible firm is completely versatile since when a singular firm raises the cost somewhat over the market cost, it loses every one of the clients.

Is the interest bend for a simply serious firm flexible?

The interest bend for a simply serious firm is completely flexible, however the interest bend for a simply cutthroat industry slants descending as the firm can sell the products at any cost.

Is request bend completely inelastic?

On the off chance that an interest bend is completely upward (all over) we say it is totally inelastic. In the event that the bend isn't steep, yet rather is shallow, then, at that point, the great is supposed to be "versatile" or "profoundly flexible." This implies that a little change in the cost of the kindness have an enormous change in the amount requested.

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b. Tax avoidance is legal, whereas Tax evasion is illegal is correct option.

Tax avoidance is the practice of using lawful techniques to reduce the amount of income taxes that any person or organization must pay. But when it comes to tax evasion, it's seen as a prohibited method of avoiding paying taxes or paying less than necessary by failing to disclose income.

In Tax evasion people may fail to report revenue they receive from criminal activities like gambling and selling stolen goods. Other times, they fail to disclose all of the tax they receive or the money they make from legitimate jobs like yard work, babysitting, tutoring, and garage sales. Such profitable endeavours are a component of the shadow economy, which exempts people from paying taxes.

Tax avoidance, on the other hand, is completely lawful. According to IRS regulations, qualifying taxpayers may claim a number of deductions, credits, and income adjustments. Some homeowners, for instance, are able to deduct the interest they pay on their mortgage. Working parents might qualify for a credit for child care costs.

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