On January 1 of year 1, Arthur and Aretha Franklin purchased a home for $1.5 million by paying $200,000 down and borrowing the remaining $1.3 million with a 7 percent loan secured by the home.

a. What is the amount of the interest expense the Franklins may deduct in year 1?
b. Assume that in year 2, the Franklins pay off the entire loan but at the beginning of year 3, they borrow $300,000 secured by the home at a 7 percent rate. They make interest-only payments on the loan during the year. What amount of
interest expense may the Franklins deduct in year 3 on this loan (the Franklins do not use the loan proceeds to improve the home)?

c. Assume the same facts as in (b), except that the Franklins borrow $80,000 secured by their home. What amount of interest expense may the Franklins deduct in year 3 on this loan (the Franklins do not use the loan proceeds to improve the home)?

Answers

Answer 1

Answer:

a. What is the amount of the interest expense the Franklins may deduct in year 1?

this will depend on the total interest paid during the year, since we are not told how long their mortgage is, we cannot know exactly how much interest expense they will pay. Generally mortgages require monthly payments, so I prepared a simulated amortization schedule for the first year assuming that the mortgage lasts 30 years and a monthly payment of $8,648.93.

year  beg.     scheduled  principal interest ending

        balance      payment                                      balance

1 1300000    8649         1066 7583 1298934

2 1298934    8649         1072 7577 1297863

3 1297863    8649         1078 7571 1296785

4 1296785    8649         1084 7565 1295700

5 1295700    8649         1091         7558 1294609

6 1294609    8649         1097 7552 1293512

7 1293512    8649         1103         7545 1292409

8 1292409    8649         1110         7539 1291299

9 1291299    8649         1116      7533 1290183

10 1290183    8649         1123  7526 1289060

11 1289060    8649         1129  7520 1287931

12 1287931    8649         1136  7513 1286795

total interest                                     $90,582

The total interest that can be deducted in this case would be $90,582 during year 1.

b. Assume that in year 2, the Franklins pay off the entire loan but at the beginning of year 3, they borrow $300,000 secured by the home at a 7 percent rate. They make interest-only payments on the loan during the year. What amount of  interest expense may the Franklins deduct in year 3 on this loan (the Franklins do not use the loan proceeds to improve the home)?

$0, interests from home equity loans used for personal expenses are not deductible.

c. Assume the same facts as in (b), except that the Franklins borrow $80,000 secured by their home. What amount of interest expense may the Franklins deduct in year 3 on this loan (the Franklins do not use the loan proceeds to improve the home)?

$0, interests from home equity loans used for personal expenses are not deductible.

Explanation:


Related Questions

Selected comparative financial statements of Korbin Company follow:
KORBIN COMPANY
Comparative Income Statements
For Years Ended December 31, 2017, 2016, and 2015
2017 2016 2015
Sales $515,770 $395,122 $274,200
Cost of goods sold 310,494 250,507 175,488
Gross profit 205,276 144,615 98,712
Selling expenses 73,239 54,527 36,194
Administrative expenses 46,419 34,771 22,759
Total expenses 119,658 89,298 58,953
Income before taxes 85,618 55,317 39,759
Income taxes 15,925 11,340 8,071
Net income $69,693 $43,977 $31,688
KORBIN COMPANY
Comparative Balance Sheets
December 31, 2017, 2016, and 2015
2017 2016 2015
Assets
Current assets $53,867 $42,145 $56,338
Long-term investments 0 500 3,690
Plant assets, net 100,040 106,805 63,791
Total assets $153,907 $149,450 $123,819
Liabilities and Equity
Current liabilities $22,470 $22,268 $21,668
Common stock 71,000 71,000 53,000
Other paid-in capital 8,875 8,875 5,889
Retained earnings 51,562 47,307 43,262
Total liabilities and equity $153,907 $149,450 $123,819
1. Complete the below table to calculate Income statement data in common-size percents.
KORBIN COMPANY
Common-Size Comparative Income Statements
For Years Ended December 31, 2017, 2016, and 2015
2017 2016 2015
Sales 100.00% 100.00% 100.00%
Cost of goods sold
Gross profit
Selling expenses
Administrative expenses
Total expenses
Income before taxes
Income taxes
Net income _____ % _____ % _____ %
2. Complete the below table to calculate the balance sheet data in trend percents with 2015 as the base year.
KORBIN COMPANY
Balance Sheet Data in Trend Percents
December 31, 2017, 2016, and 2015
2017 2016 2015
Assets
Current assets 100.00 %
Long-term investments 100.00
Plant assets, net 100.00
Total assets _____ %_____ % 100.00 %
Liabilities and Equity
Current liabilities _____ %_____ % 100.00 %
Common Stock 100.00
Other paid-in capital 100.00
Retained earnings 100.00
Total liabilities and equity _____ % _____ % 100.00

Answers

Answer:

Korbin Company

Selected Comparative Financial Statements:

1. KORBIN COMPANY  Comparative Income Statements

For Years Ended December 31, 2017, 2016, and 2015

                                      2017         %           2016        %            2015        %

Sales                         $515,770    100%   $395,122  100%   $274,200   100%

Cost of goods sold    310,494      60%    250,507    63%      175,488     64%

Gross profit               205,276      40%      144,615    37%        98,712     36%

Selling expenses        73,239       14%       54,527    14%         36,194     13%

Admin.  expenses       46,419        9%        34,771      9%        22,759      8%

Total expenses         119,658       23%      89,298     23%       58,953     21%

Income before taxes  85,618       17%        55,317      14%       39,759     15%

Income taxes             15,925         3%        11,340        3%          8,071       3%

Net income             $69,693        14%   $43,977        11%      $31,688     12%

2. KORBIN COMPANY

Balance Sheet Data in Trend Percents

for December 31, 2017, 2016, and 2015

                                                  2017            2016             2015

Assets

Current assets                        100.00 %          78%             105%  

Long-term investments          100.00            500%          3,690%

Plant assets, net                     100.00             107%             64%

Total assets                            _124__%       _121_ %       100.00 %

Liabilities and Equity

Current liabilities                    _104_ %       _103__ %     100.00 %

Common Stock                       100.00           100%             75%

Other paid-in capital               100.00           100%            66%

Retained earnings                  100.00             92%            84%

Total liabilities and equity      _124_ %         _121_ %      100.00

Explanation:

a. Data:

KORBIN COMPANY

Comparative Balance Sheets

December 31, 2017, 2016, and 2015

                                                 2017             2016             2015

Assets

Current assets                    $53,867       $42,145        $56,338

Long-term investments            0                   500            3,690

Plant assets, net                 100,040       106,805           63,791

Total assets                      $153,907     $149,450        $123,819

Liabilities and Equity

Current liabilities               $22,470     $22,268         $21,668

Common stock                     71,000        71,000           53,000

Other paid-in capital              8,875          8,875             5,889

Retained earnings               51,562        47,307           43,262

Total liabilities & equity  $153,907    $149,450         $123,819

b) In an income statement vertical analysis, each line item is calculated as a percentage of the sales, which is itself 100%.  This enables the proportional analysis of all the items to be computed about their financial performance in relation to the sales for the period.  It can help management to dictate unusual items, errors, and other outliers.

c) The balance sheet trend analysis shows whether the entity's financial position is improving or not in relation to the base period.  Each item is compared horizontally across periods.  The calculation of trend uses the amount in the non-base year and divides it by the amount of the base year x 100.

The Converting Department of Hopkinsville Company had 1,160 units in work in process at the beginning of the period, which were 30% complete. During the period, 24,400 units were completed and transferred to the Packing Department. There were 1,280 units in process at the end of the period, which were 60% complete. Direct materials are placed into the process at the beginning of production. Determine the number of equivalent units of production with respect to direct materials and conversion costs. If an amount is zero, enter in "0".

Answers

Answer and Explanation:

The computation of the number of equivalent units for direct material and conversion cost is shown below:

For materials

= units started and completed  × completion percentage + ending work in process inventory × completion percentage

=  (24,400 - 1,160) × 100% + 1,280 units × 100%

=  23,240 units + 1,280 units

= 24,520 units

For conversion

= Opening work in process inventory × remaining percentage + units started and completed  × completion percentage + ending work in process inventory × completion percentage

= 1,160 units × 70% + (24,400 - 1,160) × 100% + 1,280 units × 60%

= 812 units + 23,240 units + 768 units

= 24,820 units

Equipment costing $20000 is purchased by paying $5000 cash and signing a note payable for the remainder. The journal entry should include a credit to Equipment. debit to Cash. credit to Notes Receivable. credit to Notes Payable.

Answers

Answer:

The journal entry should include d. credit to notes payable

Explanation:

As the equipment is purchased and it is an asset, the increase in asset is recorded as a debit to the respective account. Thus, Equipment will be debited. So, the option a. credit to Equipment is incorrect.

The equipment is purchased and it is partially paid for using cash which is an asset and it decreased due to this payment, the decrease in asset is recorded as a credit to the respective account. Thus, Cash will be credited. So, the option b. debit to Cash is incorrect.

There is no involvement of Notes receivable in this transaction. Notes receivable is an asset and here we are using notes payable to cover for the remaining payment of the Equipment. Thus, the option c. credit to Notes Receivable is incorrect.

For the remaining payment of the equipment, a notes payable is signed which is a liability. As the increase in liability is credited, option d. credit to notes payable is the correct answer.

Business Communication
Why should you respond when you receive a congratulatory note or some other written pat on the back and how?

Answers

Answer and Explanation:

It is good to respond to These congratulatory notes or Pat's at the back because are attempts made by others to connect with you personally; people reach out to you through these efforts and professional or personal bonds can be formed because of these.

How should you respond?

You can respond by showing gratitude or by being appreciative of the gestures. You can say you are grateful for the kindness you received regarding your award.

In the Solow model, in the absence of any shock, the capital stock remains at some level forever. This rest point is called the Group of answer choices Steady state Saving rate Short-run equilibrium Rate of capital accumulation

Answers

Answer:

Steady state

Explanation:

This rest point is called the steady state. At this state investment is equal to depreciation. In solow growth model, an economy in steady state is of a stable size or fluctuates just a little.

Output, population, capital stock, saving, investment, and technical progress, all grow at a constant rate or are constant. An economy gets to a steady state after a period of growth or after a downsizing period.

Seeking products or services that have been successful in one market and introducing the same basic product or service in another segment of the market is referred to as _____________ new entry.

Answers

Answer:

Imitative new entry

Explanation:

This is called imitative new entry. There are business imitators who are interested in capitalizing on existing and proven success in the business venture they want to enter.

It is used by entrepreneurs who have seen business success in a particular business line and then they go ahead to introduce the same service or product in a different segment of the market. Entrepreneurs use this when they think are better equipped to do a job than the already existing competitor.

Seeking products or services that have been successful in one market and introducing the same basic product or service in another segment of the market is referred to as _____________ new entry

No Edges Left Behind Enterprises has book income of $1,200,000 which consist of income tax expense of $380,000, municipal bond interest income of $10,000 and business meals expense of $150,000. Using only these items, what is the cmpany's taxable income

Answers

Answer:

$1,645,000

Explanation:

The computation of the taxable income is shown below:

Taxable income is

= Book income + income tax expenses - muncipal bond interest + (50% ×  meal expenses)

= $1,200,000 + $380,000 - $10,000 + ($150,000 × 50%)

= $1,645,000

We simply recognized only 50% of meal expenses and with the help of above items we calculated the taxable income

Prepare journal entries for each of the following. For a compound transaction, if an amount box does not require an entry, leave it blank. a. Issued a check to establish a petty cash fund of $500. b. The amount of cash in the petty cash fund is $160. Issued a check to replenish the fund, based on the following summary of petty cash receipts: store supplies, $199 and miscellaneous selling expense, $126. Record any missing funds in the cash short and over account. For a compound transaction, if an amount box does not require an entry, leave it blank.

Answers

Answer:

A.Dr Petty cash $500

Cr To Cash Account $500

B. Dr Store supplies $199

Dr Miscellaneous expenses $126

Dr Cash over and short $15

Cr To Cash Account $340

Explanation:

Petty cash can be defined to a small or little amount of currency and coins which a company tend to use to pay small amounts without writing a cheque.

a)The Journal entry to create a petty cash fund with $500 will be recorded as:

Dr Petty cash $500

Cr To Cash Account$500

b) Preparation of the Journal entry to record any missing funds in the cash short and over account.

The total expenses as per receipts will be:

199+126=325

The balance of petty cash will have:

500-325=$175

The balance available in the petty cash fund is given as $160, which is short by $15 (175-160).

Therefore we need to replenish the fund with $ 340 which is Available fund of $160 -Original fund $500

Hence, the difference in the fund due to error will be treated just like an expense in which debit will be given to an account called ''cash over and short"

Thus, the debit is given to the expenses and credit to cash account.

The entry to record replenishing the fund would not credit the Petty Cash account.

The entry will be

Dr Store supplies $199

Dr Miscellaneous expenses $126

Dr Cash over and short $15

Cr To Cash Account $340

You have just returned from a marketing convention in Boston and need to write a report detailing the event.
What should you include in the report?
A) A summary of 10 to 20 points that will benefit the reader
B) A set of minor topic headings
C) A closing that expresses appreciation
D) An exact date, name, and location
E) A summary of three to five main points that will benefit the reader

Answers

Answer:

C) D) and E)

Explanation:

In order to write a complete and accurate report that will grab an individual's attention there are a few things that need to be included. For starters an exact date, name, and location for authenticity and to make sure that the report includes the correct information. Secondly, would be a summary of three to five main points that will benefit the reader. The readers want to read the information that interests them, so getting to the point quickly is a must in order to have a successful report. Lastly would be closing that expresses appreciation for the fact that you were able to attend the event as opposed to someone else.

The following is a listing of all of the income statement accounts for Mulberry Street Sportswear as they appear on the adjusted trial balance as of December 31:
Advertising Expense $10,200
Cost of Goods Sold 87,900
Delivery Expense 4,300
Insurance Expense 1,400
Income Tax Expense 5,960
Rent Expense 10,700
Interest Expense 1,900
Sales Revenue 160,400
Sales Discounts 10,800
Sales Returns and Allowances 18,300
Required:
Prepare a multi-step income statement.

Answers

Answer:

Mulberry Street Sportswear multi-step income statement for the year ended December 31.

Sales Revenue                                                   160,400

Less Sales Returns and Allowances                 (18,300)

Net Sales                                                             142,100

Less Cost of Goods Sold                                   (87,900)

Gross Profit                                                          54,200

Less Operating Expenses

Sales Discounts                              10,800

Advertising Expense                      10,200

Delivery Expense                             4,300

Insurance Expense                           1,400

Rent Expense                                  10,700      (37,400)

Operating Income                                              16,800

Less Non - Operating Expenses

Interest Expense                              1,900

Income Tax Expense                      5,960         (7,860)

Net Income / (Loss)                                             8,940

Explanation:

A multi-step income statement shows separately profit earned from primary activities of the company (Operating Income) from that which includes  secondary activities of the Company (Net Income).

Crane, Inc., paid a dividend of $3.52 last year. The company's management does not expect to increase its dividend in the foreseeable future. If the required rate of return is 16.0 percent, what is the current value of the stock

Answers

Answer:

$ 22.00  

Explanation:

The current value of the stock is the price at which the stock is selling for currently. It is usually the present value of cash inflows expected by investors in the stock.

In this stance, we have a stock that pays a constant dividend in perpetuity, in other words, its present value is the present value of the amount receivable forever.

The present value of stock=dividend per share/required rate of return

dividend per share is $3.52

required rate of return is 16.0%

present value of stock=$3.52/16.0%=$ 22.00  

Describe the purposes of the General Journal, General Ledger, Trial Balance, and Financial Statements, and how they "flow into" each other.

Answers

General journal is like a day planner it is an original journal of all accounting transactions listed by date. The General Journal is a snapshot of the company’s accounting transactions.
General Ledger tracks 5 accounting items: assets, liabilities, owner”s equity, revenues and expenses
Trial Balance is a list of all general ledger accounts contained in a ledger of the business. This list includes names and balances of each account, using double entry (debits, credits) each account will have a debit or credit balance.
Financial statements: balance sheets, income statements, cash flow statements, and shareholders equity.

All of these together gives you a snapshot of the business” financial position.

you need to have $32000 in 7 years. you can earn an annual interest rate of 3 percent for the first 4 years, and 3.6 percent for the next 3 years. How much do you have to deposit today?

Answers

Answer:

$22,569.48 is amount i must have to deposit today

Explanation:

FV = Future Value , PV = Present Value , r = rate of interest , n= no of period

PV = FV / (1 + r )n

PV = 32000 / (1 + 3%)^4*(1+3.6%)^3

PV= $32,000/ (1 + 0.03)^4*(1+0.036%)^3

PV= $32,000/ (1.03)^4*(1.036%)^3

PV= $32,000/ (1.03)^4*(1.036)^3

PV= $32,000/ 1.12550881 * 1.111934656

PV= $32,000/ 1.251492251

PV = $22,569.47514

PV = $22,569.48

$22,569.48 is amount i must have to deposit today

Hodgkiss Mfg., Inc., is currently operating at only 80 percent of fixed asset capacity. Fixed assets are $462,000. Current sales are $550,000 and projected to grow to $790,625. How much in new fixed assets are required to support this growth in sales

Answers

Answer:

New Fixed assets required = $69300

Explanation:

To calculate the amount of new fixed assets required to support project sales, we first need to determine the amount of fixed assets required to support $1 of sale.

The sales value at full capacity is,

Full capacity sales = 550000 / 0.8  

Full capacity sales = $687500

To calculate the $ amount of fixed asset required to support $1 in sales, we need to calculate the ratio of fixed assets to sales. The ratio is,

Fixed assets to sales = 462000 / 687500

Fixed assets to sales = 0.672

Thus, to support a sales level of $790625, the total amount of fixed assets needed will be,

Total fixed assets needed = 790625 * 0.672   =  $531300

New Fixed assets required = 531300 - 462000  = $69300

The officers of an oil refiner, trader, and hedger based in New York were arrested by the FBI for committing massive financial statement fraud. The executives used many schemes to perpetuate the fraud, one of which was to hide a $30 million accounts payable from the auditors and show it as a payable arising in the following year. To conceal the fraud, they altered purchasing records, using correction fluid, and provided only photocopies of the records to the auditors. The Big 4 firm that audited this company was later sued for audit negligence in not finding this fraud.

Required:
In your opinion, were the auditors negligent for accepting photocopies of purchasing records and not detecting this accounts payable understatement?

Answers

Answer:

Yes. The auditors were negligent for accepting photocopies of purchasing records as these are not sufficient audit evidence to base a opinion on.

Explanation:

As part of their professional skepticism, auditors must obtain sufficient audit evidence.

Audit Evidence must be reliable and relevant to be considered sufficient for the auditor to base their opinion.

Photocopies were not reliable as they do not contain the original signatures responsible personnel and may be altered.

"Hindi Co. started 3,000 units during the period. Its beginning inventory is 500 units one-fourth complete as to conversion costs and 100% complete as to materials costs. Its ending inventory is 300 units one-fifth complete as to conversion costs and 100% complete as to materials costs. How many units were transferred out this period

Answers

Answer: 3,200 units

Explanation:

The Units transferred out during the year will be those that were inherited from the previous period as well as those started during the year less the closing inventory still in progress.

The formula to calculate the units is therefore;

= Opening inventory + Started during the year - Closing Inventory

= 500 + 3,000 - 300

= 3,200 units

When performing __________, an organization should consider not only those trends that directly impact it, but also those that affect its suppliers and customers.

Answers

Answer:

Environmental scanning.

Explanation:

Environmental scanning can be defined as a management strategy or technique which is based on systematically acquiring data (informations) about trends, events or patterns, and occasions by creating or taking surveys and analysis of these data (informations) in the internal and external environment of the organization. After acquiring these data (informations) through the use of environmental scanning, it is then utilized by the executive management for strategic planning of the organisation's future, exploitation of all available opportunities for the success and smooth operations of the organization.

Furthermore, the internal environmental scanning as a management strategy, offers an organization strength and weakness while the external environmental scanning provides information about opportunities and threats. This is typically referred to as the SWOT (Strength, Weakness, Opportunities and Threat).

In a nutshell, the environmental scanning gives an overview of the strength and weakness possessed by an organization, as well as opportunities in the market and potential threats to an organization.

Hence, the following are the key features or applications of an external and internal environmental scanning;

1. Used as a tool for corporations to avoid strategic surprise.

2. Used to monitor, evaluate, and disseminate information relevant to the organizational development of strategy.

3. Used to determine a firm's competitive advantage.

4. Used as a tool to ensure a corporation's long-term health.

5. Using market surveys to get important informations about their customers.

In conclusion, when performing environmental scanning, an organization should consider not only those trends that directly impact it, but also those that affect its suppliers and customers in general.

Beth Corbin's regular hourly wage rate is $14, and she receives an hourly rate of $21 for work in excess of 40 hours. During a January pay period, Beth works 50 hours. Beth's federal income tax withholding is $98, she has no voluntary deductions, and the FICA tax rate is 7.65%. Use January 15 for the end of the pay period and the payment date.

Prepare the journal entries to record:

a. Beth's pay for the period.
b. The payment of Beth's wages.

Answers

Answer:

a.

Jan 15

DR Salaries and Wages   $770  

CR Federal Income tax payable     $98      

CR FICA taxes payable     $58.91  

CR Salaries and wages payable     $613.09

Working.

Beth's gross pay = (14 * 40 hours) + (21 * 10 extra hours above the 40)

= 560 + 210

= $770

FICA Taxes = 770 * 7.65%

= $58.91

b.

Jan 15

DR Salaries and Wages payable    $613.09  

CR Cash   $613.09

You deposit $12,000 today into an account that pays you 12% annual interest, compounded daily. How much do you have in 40 years

Answers

Answer:

$1,456,975.19

Explanation:

FV = P (1 + r / m)^nm

FV = Future value

P = Present value

R = interest rate

N = number of years

M = number of compounding per year

$12,000 ( 1 + 0.12/365)^14600 = $1,456,975.19

I hope my answer helps you

Consumers have become more selective and better informed about their purchases. This macro-environmental force strongly impacts this industry.

a. True
b. False

Answers

Answer:

a. True

Explanation:

The macro-enviromental forces that impact an industry are: demographic, economic, political, ecological, socio-cultural, and technological.

In this case, we can see the socio-cultural macro-enviromental force at play, and perhaps also the demographic macro-enviromental force.

If consumers have become more selective and better informed about their purchases, it is most likely because they have change their culture or social status. Such a change in consumer behaviour can have great impact on an industry: it can boost some goods, while make other decline or disappear.

Such a change can also respond to demographic shift: for example, as consumers age, they tend to become more selective, so a good that used to be favored by a young population, might not be so anymore when that young population grows older.

The Cash account of First on AlertSecurity Systems reported a balance of $ 2 comma 430at December31​,2018.There were outstanding checks totaling $ 1 comma 000and a December31 deposit in transit of $ 200.The bank​ statement, which came from ParkCities​ Bank, listed the December31balance of $ 3 comma 910.Included in the bank balance was a collection of $ 690on account from Jane Lindsey​,a First on Alertcustomer who pays the bank directly. The bank statement also shows a $ 20service charge and $ 10of interest revenue that First on Alertearned on its bank balance. Prepare First on Alert​'sbank reconciliation at December31.

Answers

Answer:

First on Alert​'s bank reconciliation at December 31, 2018

Cash Account First on Alert Security Systems  

Balance , December 31,2018  $2,430

Add: Collection from Jane Lindsey $690  

Add: Interest revenue  $10

Less:-Service charges  $20.00

Adjusted Cash Account balance December 31, 2018  $3,110.00

Bank Account at Park Cities

 

Balance , December 31,2018  $3,910

Add: Deposit in transit  $200

Less: Outstanding cheque $1,000

Adjusted bank balance December 31, 2018  $3,110.00

The Edward James Toy Company uses a kanban system to make a plastic wheels that are a component of several toys. The waiting time for a container of the wheels during production is 0.25 day; average processing time is 0.15 day per container. Each container holds 200 wheels. The company uses 2000 wheels a day in the production of its products. Use the information in Case 8.1. Using a policy variable of 5%, calculate the number of kanban containers needed for the wheels.

Answers

Answer:

The number of kanban containers needed for the wheels is 4.2 containers

Explanation:

In order to calculate the number of kanban containers needed for the wheels we would have to calculate the following formula:

number of kanban containers needed for the wheels=Demand rate*(Average processing time+Average waiting time)*(1+Alpha)/Container size

According to the given data we have the following:

Demand rate = 2000 per day

Average processing time= 0.15 day

Average waiting time = 0.25 day

Container size= 200

Alpha= 5%

Therefore, number of kanban containers needed for the wheels=2,000*(0.15+0.25)*(1+0.05)/200

number of kanban containers needed for the wheels=4.2 containers

The number of kanban containers needed for the wheels is 4.2 containers

Which of the following is a creative form of signage?
A. Billboards
B. Scented magazine advertisements
C. Distributing flyers by hand
D. Plane banners

Answers

Answer:

D. Plane banners

Explanation:

A signage is the design or use of signs and symbols to communicate a message.

A billboard can be a signage but a more creative form would be a plane banner.

The following is a creative form of signage Plane banners. Hence, option (D) is correct.

What are plane banners?

The term banners are a highly-visible commercial enterprise. A tool that allows a large book or number of people and potential customers to view an ad at one time, salvaging both time and resources, while still representing the attention of thousands or even millions.

As the signage is referred to, given to the public, the commercial signs in it as we see there are many as there are different advertisements are being also there in it the signs and symbols to communicate a message. Signage also means signs, collectively or being considered as a group.

Therefore, option(D) is correct.

Learn more about plane banners here:

https://brainly.com/question/255257

#SPJ2

A broker moves his office without telling the FREC where he is moving. Two weeks later, a seller comes in and lists his property. The property sells, but the seller is most unhappy with the way the broker performed. The seller refuses to pay a commission to the broker. Can the seller do this?

Answers

Answer:

Yes

Explanation:

In this specific scenario, it can be said that Yes the seller can refuse to pay the broker a commission. This is because the broker's license ceases to be in force when the broker changes his address without notifying the FREC within 10 days. Therefore, since the broker moved and did not notify the FREC where he moved to, and did not register his new address then the seller is within his rights to refuse payment to the broker.

You bought a 18-year, 7.2% semi-annual coupon bond today and the current market rate of return is 7.8%. The bond is callable in 6 years with a $1,099 call premium. What price did you pay for your bond

Answers

Answer:

$ 1,035.18  

Explanation:

The price of the bond can be determined using the pv excel function as below:

=-pv(rate,nper,pmt,fv)

rate is the yield of 7.8%

nper is the number of coupons before the bonds are called which is 6

pmt is the annual coupon i.e face value*coupon rate=$1000*7.2%=$72

fv is the call price in six years' time which is $1099

=-pv(7.8%,6,72,1099)=$ 1,035.18  

Marie and Ethan form Roundtree Corporation with the transfer of the following:
Marie performs personal services for the corporation with a fair market value of $80,000 in exchange for 400 shares of stock.
Ethan contributes an installment note receivable (basis $25,000; fair market value $30,000), land (basis $50,000; fair market value $170,000), and inventory (basis $100,000; fair market value $120,000) in exchange for 1,600 shares.
Determine Marie and Ethan's current income, gain or loss. Calculate the basis that each takes in the Roundtree stock.

Answers

Answer: Please see the expl;anation column

Explanation:

Current Income of  Marie =$80,000 due to  services done for the corporation

Basis of Marie =$80,000 basis in her 400 shares of stock

b)Current  income of  Ethan =$0, due to no service done for the corporation.

basis of Ethan =$175,000 basis in his 1,600 shares of stock.  This is accrued from

Note Receivable 25,000

land                         50, 000

Inventory              100,000

Total basis of Ethan     $175,000

c) No gain or loss recognized  this is because according to Section 351

When there is a  transfer of property to corporation in exchange for stock and transferors take  control of the corporation then No gain or loss will be recognized.

Fields Cutlery, a manufacturer of gourmet knife sets, produced 20,000 sets and sold 23,000 units during the current year. Beginning inventory under absorption costing consisted of 3,000 units valued at $66,000 (Direct materials $12 per unit; Direct labor, $3 per unit; Variable Overhead, $2 per unit, and Fixed overhead, $5 per unit.) All manufacturing costs have remained constant over the 2-year period. At year-end, the company reported the following income statement using absorption costing: Sales (23,000 × $45) $ 1,035,000 Cost of goods sold (23,000 × $22) 506,000 Gross margin $ 529,000 Selling and administrative expenses 115,000 Net income $ 414,000 60% of total selling and administrative expenses are variable. Compute net income under variable costing:

Sales (23,000 × $45) $1,035,000
Cost of goods sold (23,000 × $22) 506,000
Gross margin $529,000
Selling and administrative expenses 115,000000
Net income $414,000


60% of total selling and administrative expenses are variable. Compute net income under variable costing.

a. $414,000
b. $399,000
c. $529,000
d. $429,000
e. $644,000

Answers

Answer:

d. $429,000

Explanation:

This can be obtained by preparing an income statement under variable costing. The income statement under variable costing deduct variable costs from the sales revenue to obtain contribution margin firs before deducting fixed costs in order to obtain net income. The income statement under variable costing can therefore be prepared as follows:

                                 Fields Cutlery

                  Income Statement (Variable Costing)

                                For the Year End

Particulars                                                                      $        

Sales (23,000 × $45)                                            1,035,000

Variable cost:

Direct materials ($12 * 23,000)                             (276,000)

Direct labor ($3 * 23,000)                                       (69,000)

Variable Overhead ($2 * 23,000)                           (46,000)

Selling $ admin exp (60% * $115,000)                  (69,000)  

Contribution margin                                                575,000

Fixed cost:

Fixed overhead ($5 * 20,000)                               (100,000)

Selling $ admin exp (40% * $115,000)                   (46,000)  

Net income                                                              429,000

Note:

1. The variable cost is computed using the 23,000 units sold because the variable cost of the opening 3,000 units from the previous year has to be added to the variable cost of the 20,000 units produced this year. This is to obtain the total variable costs for the 23,000 units sold since variable cost varies with units.

2. The Fixed overhead is computed using the 20,000 units produced this year. This is because the total fixed cost does not change as units of production changes. The Fixed overhead of $5 per unit was actually arrived at by dividing $100,000 by 20,000 units. This Fixed overhead was also $100,000 previous year as it remains constant every year.

Assume that the following balance sheet portrays the state of the banking system. the banks currently have no excess reserves.
Assets Liabilities and Net worth
(Billions of Dollars)
Total reserves 4 Chekable 20
Loans 11
Securities 5
Total 20 Total 20
What is the required reserve ratio?
a. 25%
b. 5%
c. 10%
d. 20%

Answers

Answer:

20%

Explanation:

The total reserves of banks is $4 billion

Since the banks have no excess reserves then, the total amount of required reserves is $4 billion

The checkabke deposits is $20 billion

Therefore, the required reserve ratio can be calculated as follows

Required reserve ratio= $4 billion/$20 billion

= 0.20×100

= 20%

Hence the required reserve ratio is 20%

An investment, which is worth 26,800 dollars and has an expected return of 4.28 percent, is expected to pay fixed annual cash flows forever with the next annual cash flow expected in 1 year. What is the present value of the annual cash flow that is expected in 4 years from today

Answers

Answer:

Present Value =  $22,663.69

Explanation:

The present value of a sum expected in the future is the worth today given an opportunity cost interest rate. In another words ,it is amount receivable today that would make the investor to be indifferent between the amount receivable today and the future sum.

The present value of a lump sum can be worked out as follows:

PV = FV × (1+r)^(-n)

PV - Present value - ?

FV - Future value - 26,800

r- Interest rate per period - 4.28%

n- number of periods- 4

PV = 26,800 × (1.0428)^(-4)=22,663.69

PV =  $22,663.69

The seller is allowed to keep the good faith deposit as liquidated damages after a buyer breaches the purchase agreement. Generally, how will the deposit be distributed after costs incurred on the seller's behalf have been paid

Answers

Answer:

the payment is divided equally between the seller and the listing broker.

Explanation:

A good faith deposit is the amount of money that a buyer pays upfront when making an offer in order to show the seller that he/she is making a serious offer. This money is placed in an escrow and added to the final payment unless the buyer breaches the offer contract. In which case the payment is divided equally between the seller and the listing broker.

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