how many discount points are necessary to raise the yield of a 12% loan with 360 monthly payments of $514.30 to 12.42%?

It is the Board's reasonable responsibility to review the delegated work plan for internal audit activities submitted by the Chief Audit Officer.

The board acts on behalf of the shareholders make general policy decisions and provide oversight. The board has a duty of loyalty to shareholders. In other words, the board has financial and other responsibilities for keeping the company running efficiently so that shareholders do not suffer losses.

The duties of the Board are to establish a governance framework, including a compliance framework, to ensure that the organization meets its obligations. It sets the strategic direction that helps the organization achieve its objectives. Monitor your organization's financial performance.

The Chief Audit Officer's role is to monitor and review the adequacy, effectiveness, and correct functioning of the internal control system.

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Sabine is experiencing diminishing returns.

The law of diminishing returns is a concept in economics that asserts, under the assumption that all other factors remain constant, that when investment in a certain sector increases, the profit rate from such an investment could no longer increase. Fixed costs, low demand, harm to workers, and decreased productivity all lead to diminished marginal returns.

Reduction alludes to a steady decrease in scope, magnitude, quantity, or intensity. diminish implies a decrease in size rather than a rise in population. decrease highlights a noticeable loss and suggests deducting it from a total. Reduce means a lowering or pulling down.

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True - Metropolitan Symphony sells 200 season tickets for $50,000 which represents a five-concert season. The amount of Unearned Ticket Revenue after the second concert is $20,000.

A metropolitan area or metro is a area that includes a densely populated city agglomeration and its surrounding territories sharing industries, commercial regions, shipping network, infrastructures and housing.[1][2] A metro place usually contains a couple of essential towns, jurisdictions and municipalities: neighborhoods, townships, boroughs, towns, cities, exurbs, suburbs, counties, districts, as well as even states and countries just like the eurodistricts. As social, financial and political institutions have changed, metropolitan areas have end up key monetary and political areas.

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The official record of every company activity is a journal entry. A transaction is, in the broadest sense, any financial activity that has an impact on the firm.

Date Account Titles and Explanation Debit Credit

2020

Jan. 1

Cash $730,000

Bonds Payable $730,000

(To record the issue of bonds payable)

Dec. 31

Interest Expense $43,800 ($730,000 x 6%)

Interest Payable $43,800

(To record interest expenses)

The official record of every company activity is a journal entry. A transaction is, in the broadest sense, any financial activity that has an impact on the firm.

They encompass all exchanges involving the movement of money, including interest payments, depreciation, costs, and payroll. They encompass more than just the exchange of goods and services. Instead of being processed automatically like invoices or cash receipts are, general journal entries are manually entered into the general ledger.

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'The concept of identifying customer needs; understanding and influencing customer behavior through ongoing communication strategies in an effort to acquire, retain, and satisfy the customer is known as customer relationship management.

Customer relationship management is the process by which a company or other organization manages its interactions with customers, typically using data analytics to go through large amounts of information.

Customer Relationship Management (CRM) is the technology for managing all relationships and interactions between a business and its customers and prospects. Our goal is simple. to improve business relations. CRM systems help businesses stay connected with customers, streamline processes, and improve profitability.

Customer Relationship Management (CRM) is the combination of practices, strategies, and technologies companies use to manage and analyze customer interactions and data throughout the customer lifecycle. The goal is to improve customer service relationships, support customer retention, and drive revenue growth.

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The after tax cost of debt of perpetual cold refrigeration company will be 7.275% or 7.28 %.

Before understanding the after tax cost of debt one must know about the cost of debt. Cost of debt is an interest cost or expected amount of return on debt instrument that an investor will earn after sacrificing the debt fund for predefined period of time.

The after tax cost of debt is referred to a rate of interest computed after eliminating the effect of corporate tax on debt return.

Formula for Post tax cost of Debt (kd) = Debt Interest  × (1 - t) where is t is a tax rate. 9.70% (1-0.25) = 7.28%

Therefore the marginal federal-plus-state tax rate is 25% then post tax Kd will after removing the tax benefit on trading in equity to know the weighted average cost of capital.

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A call option with a strike price of 100 is priced at 20. The intrinsic value if the underlying stock is trading at 150 will be 50 as current trading price - strike price.

Stock in the financial industry refers to all of the shares used to divide ownership of a corporation or business. Based on the total number of shares, each share of stock represents a small portion of the company's ownership. This typically entitles the shareholder to that proportion of the company's earnings, the proceeds from the sale of the company's assets, or voting power.

Not all classes of stock are created equal; some may have enhanced voting privileges, no voting limitations, or a particular priority to receive profits or liquidation proceeds ahead of or behind other classes of shareholders.

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When the newspapers report about the miscommunication, it can be identified as accuracy, which is sought as an advantage of written communication techniques.

Written communication can be referred to or considered as the form of communication, which is done through writing or printing as a form of exchange of messages between at least two parties. There are various merits as well as disadvantages of written communication. One of the advantages is the accuracy of the information being presented by either of the parties.

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A macro-level, long-term planning tool is resource needs planning (RRP). A long-range materials plan called the materials requirement plan (MRP) transforms information from the MPS's end-item list into a list of time-phased component and part requirements.

The materials requirement plan (mrp) is a long-range materials plan that converts information regarding end-items in the mps into a set of time-phased component and part requirements

What is materials requirement plan?

A technique called MRP is used to schedule manufacturing production. With the aim of satisfying customer needs and boosting overall productivity, it recognizes necessary materials, estimates amounts, predicts when items will be required to match the production plan, and manages supply scheduling.

The three fundamental inputs of an MRP system (BOM)

Master Production Schedule (MPS),

Inventory Status File (ISF), and

Bill of Materials (BOM)

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the factors of stability that make up political risk unit of measure strength against shocks and shock themselves.

Political risk is the risk that investors, firms, and governments face when political actions, events, or situations have a major impact on a business actor's profitability or the projected value of a specific economic activity. Political risk may be understood and handled via careful planning and investment.

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Janeen hears a rumor from a colleague in sales that there's progressing to be layoffs on Friday afternoon. she quickly calls her friend in accounting to let her understand. this can be an example of the grapevine.

What is accounting?

⇒ The measure, processing, and sharing of economic and non-financial info concerning economic entities like enterprises and firms is thought as accounting, conjointly called business. The results of an organization's economic activities are measured through accounting, that has been named because the "language of business," and this info is shared with a spread of stakeholders, as well as investors, creditors, managers, and regulators. Accountants are people who observe accounting. Accounting and monetary reportage are ofttimes used interchangeably.

Financial accounting, management accounting, tax accounting, and value accounting are a number of the many subfields of accounting. The reportage of economic info regarding a corporation, as well as the creation of economic statements, to external users of the knowledge, like investors, regulators, and suppliers, is that the focus of economic accounting, whereas the main target of management accounting is on the activity.

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Eviction describes the legal procedure of removing a tenant from a property because there is a breach of the lease or rental agreement.

One who pays rent for the residence they occupy, as well as for any land or structures they utilize, is referred to as a renter. Clear requirements for the tenant's benefit were put on the landlord by regulations. Tenant farmers were commonly entrusted with the care of landowners' estates.

Paying rent is the tenant's first and most important responsibility. The need to pay rent used to be regarded as an independent responsibility, which meant that it didn't matter whether the landlord had broken any covenants or not; the renter still had to do so.

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Out of the choices provided above, it can be concluded to state that the efficient scale is quantity of output that minimizes the average total costs of the firm. Therefore, the option A holds true.

The average total costs can be referred to or considered as the summation of all the costs incurred by a producer in the process of production of its goods and/or services. It is the aggregate of the fixed costs as well as the variable costs of the firm, which show the efficiency of the firm during a given particular period.

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$640,000 is the total stockholders' equity based on the following account balances.

A stockholder is a corporation shareholder or a person who owns at least one share of an organization's capital stock. Stockholders are the majority of the company's owners, and they often obtain the company's success in the form of increasing stock worth. Stockholders have classified into two types: Equity shareholders are the company's true owners and members, with voting rights and control over its operations. After paying the preferred stockholder, dividend payments are made to equity shareholders.

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Return on equity, Because it serves as a gauge of a company's success in generating profits for its stockholders.

A financial ratio, also known as an accounting ratio, is the difference in magnitude between two specific numbers obtained from the financial accounts of an organization. There are numerous standard ratios that are frequently used in accounting to assess the overall financial health of a firm or other entity.

The company's ability to generate returns on the investments it has received from its shareholders is measured by its return on equity. Description: Return on Equity is calculated mathematically as Net Income or Profits/Equity. Shareholder's The difference between a company's assets and liabilities is effectively the denominator.

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Based on the information provided in the mini-case the following best describes Redbox it is a franchise agreement between the outer wall and McDonald's ventures, LLC. Hence Oprion B.

But Redbox is returned. it's constructed its personal streaming operation. And the agency's stock is rather inexplicably one of the hottest on Wall Street, while Netflix (NFLX) has plummeted. stocks of Redbox are up more than 20% this 12 months, approximately fifty five% inside the past month, and almost 2 hundred% inside the beyond three months.

Redbox absolutely states that the discs are due via next day at 9 pm. For a person picking the disc on Friday at 11:fifty nine PM, the disc could be due on Saturday at nine PM when you consider that Saturday is the following day. For a person who waits for 2 extra mins and selects the disc on Saturday at 00:01 am.

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For the conditions given above, it can be concluded to state that the Basic Earning Power, or the BEP ratio of the company will be 11.41 percent when it has total assets of $460,000 and its EBIT amount to a total of $52,500. Therefore, the option E holds true.

The computation of the Basic Earning Power of the company can be done using the generalized formula and the information given above, as below,

Basic Earning Power = EBIT / Total Assets

Basic Earning Power = 52500 / 460000

Basic Earning Power = 0.1141

Therefore, the BEP ratio of the company will be 11.41 percent.

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Calculate the estimated inventory at the end of August, assuming a gross profit ratio of 30%: It is $93,700. Calculate the estimated inventory at the end of August, assuming a markup on the cost of 25%. It is $69,600.

The gross profit approach uses current-period data on net sales and the cost of products available for sale along with the company's business gross profit percentage to estimate the value of estimated inventory. Net sales minus cost of goods sold = gross profit.

The basic formula is that ending estimated inventory equals beginning inventory + net purchases with fewer COGS. The ending inventory of the previous period is your starting inventory. The products you have purchased but also added to your stock count are the net purchases.

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The marginal private benefit of the 200th unit consumed is 4.

The details share in the above question are as follow,

It is given that,

The unit consumed is 200 unit.

We have to find the marginal private benefit.

The marginal private benefit is added value that the entity consuming or producing the product receives from the consumption or production of one more unit.

By seeing the diagram we see that,

At quantity 200, MB is eight on the demand curve and MC is four on the supply curve.

MC is marginal cost.

The marginal cost is 4.

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Note the figure missing in the question is,

Consequently, $338,000 is the facility's depreciable cost. The cost of an asset that can be depreciated over time is its depreciable cost.

A reduction in an asset's book value due to recognized life-to-date depreciation is referred to as accumulated depreciation. Alternatively, accelerated depreciation is a type of depreciation in which a greater amount of depreciation is recognized earlier in an asset's life. The amount of depreciation that has been taken into account as an expense on the income statement since the company acquired the asset until the balance sheet's date is represented on the balance sheet by the word "accumulated depreciation". The gross amount of the fixed asset is decreased by the accumulated depreciation, which is recorded in a counter asset account, which has a credit balance. Since it is not an asset or liability, it is not documented.

Accumulated depreciation is the total amount of depreciation costs associated with a specific asset since the asset first came into use. It is a contra-asset account, meaning it has a negative balance that cancels out the balance in the asset account it usually goes with.

Depreciable Cost = Cost - Residual Value

Depreciable Cost = $445,000 - $107,000

Depreciable Cost = $338,000

Consequently, the facility's depreciable cost is $338,000. An asset's depreciable cost is its purchase price when it can be depreciated over time.

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The degree to which a person's skill, knowledge, skills, and other traits match the job expectations matches job demand is referred to as person-job fit.

Job demands, as well as job and personal resources, activate separate processes, according to JD-R theory (Demeroutietal., 2001). Job demands can wreak havoc on one's health: having high job demands, such as an enormous workload, leads to chronic overtaxing and, eventually, burnout. A basic tenet of JD-R theory is that, regardless of whether people work in academics, manufacturing, transportation, or finance, their job characteristics can be divided into two categories: job demands and job resources. Occupational demands are job features that necessitate persistent effort and so incur physiological and psychological costs.

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Let's take a look at a 5% corporate bond with five years until maturity and the usual semi-annual coupon payments. The bond currently yields 3% each year (or 1.5% every other year, if compounding effects are ignored to keep things simple). The bond costs $109.22, which is also its present value.

On an Excel spreadsheet, the PV function can be used to quickly compute the present value, as

=PV(1.5%,10,-2.50,-100). Alternatively, enter i=1.5%, n=10, PMT=-2.5, FV=-100 into a financial calculator.

After that, an arbitrager would sell the bond to Trader Tom for $105, while concurrently purchasing it elsewhere for $104.49, earning $0.51 in risk-free profit for every $100 of principle. The chance for an arbitrage would vanish shortly either because Trader Tom would realise his mistake and re-price the bond yield at 4%.

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The supply of apples will increase. (The increase in demand causes movement along the supply curve, not a shift in the supply curve.)

Shift in the supply curve: Variations in the cost of production and linked factors can cause a whole supply curve to move to the right or left. As a result, a bigger or lower amount is provided at a specific price.

Assuming no other things change, supply curves show how prices and quantity delivered are related. The ceteris paribus assumption refers to this. This also happens when other variables are not kept constant.

The link between quantity on the x plane and price on the vertical axis is known as a demand curve or a supply curve. A demand or supply curve is based on the supposition that no other essential economic variables, outside the product's price, are altering.

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Ernie's total return per share is ($114-100+1)/100=15% is the dividend is $1.

A dividend is the distribution of profits by a firm to its shareholders. When a corporation earns a profit or surplus, it can pay a portion of its profit to shareholders as a dividend. Any residual monies are confiscated and reinvested back into the business. A dividend is the distribution of profits by a firm to its shareholders. When a corporation earns a profit or surplus, it can pay a portion of its profit to shareholders as a dividend. Any residual money are withdrawn as well as reinvested in the business. A dividend is a gift given by a company to its shareholders, which can be cash or something else.

Hence,  Ernie's total return per share is ($114-100+1)/100=15% is the dividend is $1.

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A hiking boot’s profits are declining because new competition has entered the market, but its cost has also declined due to increased volume of production. Maturity stage of the product development life cycle is the hiking boot in.

Sales start to level off from the phase of rapid expansion when they reach the mature stage. In order to remain competitive in the face of the escalating competition, businesses now start to lower their pricing.

The amount of time until a bond's owner receives interest payments is known as the bond's term to maturity. The face value, or par value, of the bond is paid to the owner when it matures. If the bond has a put or call option, the term till maturity may change.

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China and Russia are two current rising or resurgent powers that the video mentions that may be planning on changing the established international system.

Over the past 40 years, China has rescued more people from poverty (800 million and counting) than any other country in history. China has a greater quality of living than the majority of other countries, including the West. In China, everyone has a beautiful life that keeps becoming better.

The socialist market economy (SME) is the economic system and model for economic growth used by the People's Republic of China. The system is a market economy, with a predominance of public ownership and state-owned enterprises.

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Average assets are equal to (Begging assets + Ending assets) / 2. Average Assets = (678000 + 895000) /2 =  786500

Net sales are equal to Average Assets times Asset Turnover.

Net sales equals 0.40 x 786.500 = 314,600.

Finally, it is selling for a significant percentage of its total asset worth. Depending on the company model, a number between 0.25 and 0.5 is considered to be favourable for enterprises.

According to one interpretation of the asset turnover ratio, the ratio gauges how well a business utilises its assets to generate sales. A larger ratio is preferable since it shows that assets are being used more effectively. A lower ratio, on the other hand, shows that the organisation is not utilising its resources as effectively.

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Yes, the $10 million offer is pertinent financial information because it represents the opportunity cost the company would incur if it chose to market the product internally.

Opportunity Cost

Opportunity Cost is defined as the benefit that would have been attained if a different course of action had been taken.

Example: Need to decide between chocolate and vanilla ice cream. Choose chocolate

The opportunity cost is the pleasure you would have experienced from vanilla ice cream.

Out-of-Pocket-Costs

Define the costs that have not yet occurred and that could differ depending on the possible courses of action.

In our instance: advertising expenses

McFriendly will have to pay for advertisements if they decline the offer.

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The error margin of profits on this stock is 19.94%. Choice A is correct as a result.

A community's resource allocation is ultimately determined by a collection of interrelated processes for production and consumption collectively referred to as an economy. The creation and use of services and products in its entirety satisfy the needs of those who reside there and conduct business there.

The traditional economy, which uses a country's traditions and history to direct the production and sale of goods, is a well-known illustration of an economy. The main pillars of market societies are agriculture, fisheries, & hunting.

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The complete question is-

The returns on the common stock of New Image Products are quite cyclical. In a boom economy, the stock is expected to return 32 percent in comparison to 14 percent in a normal economy and a negative 28 percent in a recessionary period. The probability of a recession is 25 percent while the probability of a boom is 10 percent. What is the standard deviation of the returns on this stock?

A. 19.94 percent

B. 21.56 percent

C. 25.83 percent

D. 32.08 percent

E. 39.77 percent

Investment center is the type of decentralized units have authority and responsibility for revenues, costs, and assets invested in the unit.

An investment center differs from a cost or profit center in that the latter is measured against the amount of capital used, whereas the former is measured against the amount of raw costs or profits.

A profit center is a division that is in charge of both costs and revenues. An investment center is a division in charge of costs, revenues, and asset investment. The performance measures used to evaluate managers differ depending on the type of responsibility center in question.

Hence, the correct answer "D".

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