Answer:
Risk tolerance is the degree of variability in investment returns that an investor is willing to withstand in their financial planning. Risk tolerance is an important component in investing.
what is the consumer credit act
A borrower is faced with choosing between two loans. Loan A is available for $75,000 at 6 percent interest for 30 years, with 6 points to be included in closing costs. Loan B would be made for the same amount, but for 7 percent interest for 30 years, with 2 points to be included in the closing costs. Both loans will be fully amortizing.
a. If the loan is repaid after 20 years, which loan would be the better choice?
b. If the loan is repaid after 5 years, which loan would be the better choice?
Answer:
a) loan A is a better choice
b) loan B is a better choice
Explanation:
the monthly payment of loan A = $449.66
present value of loan A = ($75,000 x 6%) + $75,000 = $79,500
the monthly payment of loan B = $498.98
present value of loan B = ($75,000 x 2%) + $75,000 = $76,500
the difference between monthly payments = $498.98 - $449.66 = $49.32
if we calculate the present value of 20 years paying $49.32 more it is:
PV = $49.32 x 139.58077 (PV annuity factor, 0.5%, 240 periods) = $6,884 which is higher than the difference
if we calculate the present value of 5 years paying $49.32 more it is:
PV = $49.32 x 51.72556 (PV annuity factor, 0.5%, 60 periods) = $2,551 which is lower than the difference
Rachel lives and works on her father's dairy farm as a large animal veterinarian. The farm does not
employ any outside workers. One of the cows is having a difficult time delivering her calf. As Rachel approaches to help, the cow kicks wildly breaking Rachel's arm. Is Rachel covered under the OSH Act?
Yes, because Rachel's injury is job-related.
Yes, because Rachel works for her father and is not self-employed.
No, because Rachel is an immediate family member employed on her father's farm.
No, because Rachel's family farm does not employ outside workers.
Answer:
No, because Rachel's family farm does not employ outside workers
Explanation:
No, because Rachel's family farm does not employ outside workers. Under the OSH Act since Rachel's family does not employ outside workers they are not seen as an official business and therefore are not protected under the act. The workers on the farm are not seen as employees but instead family members helping one another and acting as co-owners of the farm. Therefore, the act does would not provide any coverage to Rachel in this scenario.
If you were a business owner, which of these would be important to you (making money or public safety)?
both would be important to me
What is moral myopia? Why do you think an advertising professional might experience this phenomenon?
Answer: See Explanation
Explanation:
Moral myopia occurs when someone is unable to clearly see ethical issues. In this case, people decide not to say anything even though they see the unethical behavior of others.
An advertising professional might experience moral myopia in the sense that such person looks away when he or she sees an unethical act because of fear of losing his or her job and also because of fear of losing a customer.
What is stock? Explain in your own words.
Answer:Definition: What are stocks? Stocks are securities that represent an ownership share in a company. For companies, issuing stock is a way to raise money to grow and invest in their business. ... When you own stock in a company, you are called a shareholder because you share in the company's profits.
Explanation:
list out 15 trainings conducted by FNCCI
PLEASE HELP!!!!!! Click this link to view O*NET’s Wages and Employment section for Farmworkers and Laborers, Crop.
According to O*NET, what is the projected growth for this career between 2019–2029?
slower than average
decline
little or no change
average
Answer:
average
Explanation:
Between 2019 and 2029, this career's anticipated growth is ordinary. Thus, option (D) is correct.
What is growth?The term "growth" describes an increase in the size and mass of an organ or a body. Cell division and an increase in intracellular material are the usual mechanisms. Development is the maturing of an organism's physiological and functional systems.
The rate of the projected growth of something based on information presently available: One of the few significant commodity firms with a forecasted growth rate of up to 14% is the company.
Therefore, Thus, option (D) is correct.
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which part of our body is affected by plogue pose?
Answer:
spine and shoulders are affected
The spine and the shoulders of our body part are mostly affectd by the plogue pose. It stretches our body muscles.
Plow PoseIt is a stretching exercise which keeps your body fit and flexible.
Doing stretching exercise regularly benefits the body mucles and tendons.
The plow pose is a stretching exercise where one positions his/her body upside down and keeps their feet bend over the head.
This pose affects our spine and also our shoulders.
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Which is the best description of how a scholarship differs from a federal education grant?
Federal grants are awards that don’t have to be repaid, but students must pay back any scholarships they receive.
Federal grants can be awarded for various reasons, but scholarships are always based on a student’s financial need.
Scholarships are awards that do not have to be repaid, but students must pay back any federal grants they receive.
Scholarships can be awarded for various reasons, but federal grants are usually based on a student’s financial need.
Grants and scholarships are supposed to be the first funding source for a higher education because they come with no interest rate or pay back stress that comes with other source of funding.
How a scholarship differs from a federal education grant?Correct option is D.
A federal grant is a trophy/award of assistance financially from a federal agency to a person to take out a purpose of support authorized by a law by the U.S.
The amount of federal grant money going to states has steadily increased since the 1960s.
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What does it mean to say that a "business" has responsibility?
Answer:
They can operate a business however they choose, but it must be fair and right to society.
Explanation:They must keep their hours everyday, fair prices, etc
what objects are necessary for the formation of shadows ?
Answer:
The following three things are required for a shadow to form:
a source of light.
an opaque object.
a screen or surface behind the object.
Where would the equllbrillim price be located, and how much is the equllbrillim price?
ANSWER:
Hindi ko Kaya anong grade po ba iyan
Answers:
The equilibrium price is located at the intersection of the supply and demand curves.The equilibrium price is $8=============================================================
Explanation:
Visually, the two curves cross at (x,y) = (60,8) where x is the quantity and y is the price. This is known as the equilibrium.
In the third row of each table, we have the same pair of values $8 and 60 in that exact order. This leads to finding the equilibrium without using the graph.
Something like the first row wouldn't work because the first table shows $2 and 10, while the second table has that same row showing $12 and 10. There isn't a match.
----------------------------------
Extra info (optional section)
If the price is below equilibrium, then suppliers don't have much incentive to produce. This means they'll produce less. At the same time, demand will increase since price and quantity demanded go in opposite directions. Having more people demand for something that's in short supply is known as a shortage. Think of a bunch of people at a mall and there's a mad rush for one very rare item. If people really wanted that item, then they'll outbid each other to raise the price until it reaches some stable point. This idea is applied on a much larger scale.
If the price is above equilibrium, then suppliers will produce too much goods and demand will be lower. In this case, we have surplus and that will lower the cost of the goods eventually assuming there aren't external forces to keep the price afloat. The price will eventually drift down to equilibrium. An example could be that a store has too many coats and it's getting closer to the warmer spring weather, so they heavily discount the coats. Low demand on the large supply of coats lowers the price of those items.
As you can see, the equilibrium price is effectively a game of tug-of-war between the suppliers and consumers (those who demand and purchase a product). It's the middle ground, so to speak, between the two parties.
One column of numbers consists of 28,42, and 14. When the digits of the numbers are added together, the result is 2+8+3+2+1+4+4=21, and when the digits of 21 are then added together, the end result is 2+1=3. If the same process is performed on the numbers in a second column, what can be concluded?
Answer:
D. If the end result from the second column is not 3, then the sum of the numbers in the first column is not equal to the sum of the numbers in the second column.
Explanation:
From the list of given options (see the comment section for options a - d), option (d) is correct.
To answer this question, we need to analyze each of the options
For (a):
The sum of numbers in both columns may be equal even if they are different.
Take for instance, the numbers in the second column is: 82, 42 and 14.
We have:
[tex]8+2+4+2+1+4=21[/tex]
[tex]2 + 1 = 3[/tex]
So, (a) is incorrect
For (b):
As shown in (a) above,
If both column contain the same numbers, then definitely the end result will be the same. So option (b) is incorrect and impossible
For (c):
This is not true.
In the first column, we have the sum of the first process to be 21 which ends up giving 3 (i.e. 2 + 1 = 3).
The result of the second column can be 12 which also gives 3 i.e. 1 + 2 = 3 (and 12 is not equal to 21)
So, (c) is also incorrect
For (d):
This is the only true option
If the end result is not three, then the results of the first process is not the same for both columns.
Answer:
If the end result from the second column is not 3 then the sum of the numbers in the first column is not equal to the sum of the numbers in the second colemn
Explanation:
For me it was B but read very closly
Southwestern Bank offers to lend you $50,000 at a nominal rate of 6.9%, compounded monthly. The loan (principal plus interest) must be repaid at the end of the year. Woodburn Bank also offers to lend you the $50,000, but it will charge an annual rate of 8.1%, with no interest due until the end of the year. How much higher or lower is the effective annual rate charged by Woodburn versus the rate charged by Southwestern?a. 1.68% b. 1.98% c. 2.08% d. 1.78% e. 1.88%
Answer:
0.98%
Explanation:
Note: Options provided is slightly different for this question
EAR = (1+APR/m)^m - 1
EAR = (1+0.069/12)^12 - 1
EAR = (1.00575)^12 - 1
EAR = 1.07122449517 - 1
EAR = 7.12%
Hence, higher EAR charged by Woodburn versus the rate charged by Southwestern = (8.1% - 7.12%) = 0.98%
Three boys step off together from the same spot. Their steps measure 63 cm, 70 cm
and 77 cm respectively. What is the minimum distance each should cover so that all
Answer:
Minimum distance walked y the three boys is 6930 centimeter
Explanation:
Complete Question
Three boys step off together from the same spot. Their steps measure 63 cm, 70 cm and 77 cm respectively. What is the minimum distance each should cover so that all can cover the distance in complete steps
Solution
The LCM of the size of the steps of the three boys will give the minimum distance that each should cover so that all can cover the distance in complete steps
LCM of 63 cm, 70 cm and 77 cm will be 2*3*3*5*7*11
= 6930 centimeter
Hence, minimum distance walked y the three boys is 6930 centimeter
Aptitudes might take years of training.
True
False
Answer:
true
Explanation:
Answer:
The correct answer is False
Explanation:
Got it right on the quiz.
what professional advice is peter seeking?
Peter wants to buy office space for his new business. However, he’s not sure if the current market is suitable for Brian property. Hence he consulted his ______ agent for advice.
Identify and explain three functions of the Managing Director.
Answer:
Developing and executing the company's business strategies.
Providing strategic advice to the board and chairperson.
Preparing and implementing comprehensive business plans to facilitate achievement.
Explanation:
Akram owns a small farm. He employs 80 workers in the field and has recently hired a manager to help him manage the farm. The income of the business varies greatly during the year. The farm makes a small profit but Akram is ambitious. He wants to take over a neighbour’s farm and increase the range of crops he sells. He thinks that he needs long-term finance and plans to take out bank loan to pay for the takeover. He has already borrowed money to buy a new tractor. A friend has advised him to form a company and sell shares.
1. Identify two types of short term finance t Akram could use when farm income is low?
Explanation:
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Question 5 of 10
Which economic effect does a central bank hope to achieve by selling large
amounts of treasury securities?
A. It hopes to lower interest rates on banks and other private lenders.
OB. It hopes to reduce the amount of money available for lending,
C. It hopes to encourage businesses to hire more employees.
D. It hopes to encourage banks to increase their reserve rate.
SUBMIT
Answer:
It hopes to reduce the amount of money available for lending.
Explanation:
Which of the following statements is TRUE? A. The longer you use credit responsibly, the higher your credit score will be. B. People with low credit scores are usually low-risk borrowers. C. Paying off your entire credit card balance can lower your credit score. D. Applying for several credit cards in one year can increase your credit score.
Answer:
Aaaaaaaaaaa
it's the answer for this question because
Option A is true.
Does your credit score go up the more you use it?The financial world calls this credit utilization. Every step over that 30% utilization mark has a negative impact on your score. That is true even if you make your required payments each month.
What happens to your credit score if you use a high of your credit limit?You might even see your credit score drop due to the increased balance on your card. If you make too many over-limit charges, your credit card issuer could close your credit account. Here are the most common consequences associated with spending over your credit limit: Your credit card could be declined.
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Skills are abilities that you naturally have.
True
False
Answer:
False
Explanation:
Skilles = the ability to do something well; expertise.
why drill should be performed in single beat?
Answer:
Once your body gets used to a certain movement your muscle are ready for it just about everyday. If you dont do it all at once then you wont be getting all the stuff that you want.
Explanation:
state 3 typical land uses in rural-urban fringe
Answer:
The urban-rural fringe contains a mixture of land use. this includes residential areas, recreational facilities such as golf courses and farming. These areas tend to contain areas of better quality housing. Gardens and houses are larger due to lower land values and more open space.
Answer:
The urban-rural fringe contains a mixture of land use. this includes residential areas, recreational facilities such as golf courses and farming. These areas tend to contain areas of better quality housing. Gardens and houses are larger due to lower land values and more open space.
Explanation:
HOPE IT HELPS YOU .....
Type the correct answer in the box. Spell all words correctly.
Which type of facility layout groups similar machines together so that they carry out specific functions?
In the case of a (blank) layout, similar machines are grouped together to carry out specific functions.
Answer:
A process layout groups similar activities together according to the functions they perform.
Explanation:
Answer:
process
Explanation:
Plato/Edmentum
g Suppose the own price elasticity of demand for good X is -3, its income elasticity is 2, and the cross price elasticity of demand between good X and Y is -5. Determine how much the consumption of this good will change if: 1. The price of good X increases by 5% 2. The price of good Y increases by 12%
Answer:
Sry, I can't understand anything at all!
During the 1990s, consumers started to drink bottled water instead of soft drinks. The Coca-Cola Company and PepsiCo decided to change their product lineup to include water products, indicating on the part of both companies.
Answer:
Strategic Flexibility
Explanation:
The strategy of developing a bottle water product line up shows strategic flexibility by Coca-Colca and PepsiCo.
It shows that these two beverages giants are not static, and instead, they adapt to market and cultural trends. When the market trend showed that people were flocking to bottle water from soft drinks, they decided to compete directly against bottle water producers by developing their own bottle water products.
Which of the following parts of a business plan include the cash flow projection and profit and loss projection?
Prompt
What is the difference between liquid and illiquid assets?
Answer:
Liquid assets may be cash or property that can readily be converted to cash without a substantial loss in value. While on the other hand, Illiquid or fixed assets are possessions of value that are held long-term such as a home, land or equipment.
Hope this helps
Answer:
Liquid assets may be cash or property that can readily be converted to cash without a substantial loss in value. ... Illiquid or fixed assets are possessions of value that are held long-term, such as a home, land, or equipment
Explanation:
I think it will help But if im wrong Its ok:)