At what constant, continuous rate must money be deposited into an account if the account is to contain $23000 in 7 years? The account earns 3.5% interest compounded continuously.

Answers

Answer 1

Answer:

You will need to contribute $2,856.55 at the beginning of each period to reach the future value of $23,000.00.

Explanation:

Future value of investment = $23,000

Number of period = 7 years

Interest rate = 3.5% compounded annually

Using an online finance calculator:

FV (Future Value) $23,000.01

PV (Present Value) $18,077.80

N (Number of Periods) 7.000

I/Y (Interest Rate) 3.500%

PMT (Periodic Payment) $2,856.55

Starting Investment $0.00

Total Principal $19,995.82

Total Interest $3,004.19


Related Questions

A company buys a machine for $68,000 that has an expected life of 8 years and no salvage value. The company uses straight-line depreciation. The company anticipates a yearly net income of $3,250 after taxes of 36%, with the cash flows to be received evenly throughout each year. What is the accounting rate of return?
a. 3.44%.
b. 4.78%.
c. 9.56%.
d. 6.12%.
e. 38.24%.

Answers

Answer:

c. 9.56%

Explanation:

Accounting Rate of Return = Average Profit / Average Investment × 100

where,

Average Profit = $3,250

Average Investment = $68,000 ÷ 2 = $34,000

Therefore,

Accounting Rate of Return = $3,250 ÷ $34,000

                                             = 9.56 %

True or False:
The US tax system subsidizes married couples compared to single individ-uals. Explain.

Answers

Answer:

False

Explanation:

Some married couples pay higher taxes because they file their taxes together. This is called a marriage penalty, and generally occurs when both spouses earn similar amounts of money. If each spouse was to file separately, their income taxes would generally be lower. But if one spouse earns significantly more than the other, then filing their taxes together lowers their total income taxes.

Due to Christian values, American laws generally favor established families. That rule applies to almost all countries with similar values since Western cultures consider the family as the foundation of society (husband, wife and children). But even single parents benefit from differential tax rates, since they can file as head of households. Same sex marriages are legal, so they can also file as married even if they are not conventional families.

Consider an Erlang loss system. The average processing time is 3 minutes. The average interarrival time is 4 minutes. The number of servers is 2. What is the rate of lost demand in customers per hour?
A. 1.33
B. .65
C. 1.5
D. 2

Answers

Answer:

D. 2

Explanation:

The computation of the rate of lost demand is shown below;

Given that

p = 3

a = 4

M  =2

Now

r = p ÷ a

=3 ÷ 4

= 0.75

Now determine the value from the erlang table having r = 0.75 and M = 2

= 0.123  

Now,

The  Rate of lost demand is

= demand rate × 0.123 × 60minutes

= (1 ÷ 4) × 0.123 × 60

= 1.845 or 2

= 2

Hence, the correct option is d.

The calculated rate of lost demand in customers per hour is 2.

Given Data

Average processing time (p) = 3

Average interarrival time (a) = 4

Number of servers (m)  =2

r = p/a

r = 3/4

r = 0.75

The value derived from erlang table having r = 0.75 and M = 2 is 0.123.

 

The formula to be used to derive the Rate of lost demand is {Demand rate * P(r,m) * 60 minutes)

Rate of lost demand = (1/4) * 0.123 * 60

Rate of lost demand = 1.845

Rate of lost demand =  2

Therefore, the Option D is correct because the calculated rate of lost demand in customers per hour is 2.

See similar solution here

brainly.com/question/18760050

Webster Corporation's monthly projected general and administrative expenses include $4,100 administrative salaries, $1,500 of other cash administrative expenses, $2,300 of depreciation expense on the administrative equipment, and .5% monthly interest on an outstanding bank loan of $29,000. Compute the total budgeted general and administrative expenses budget per month.

Answers

Answer:

$7,900

Explanation:

Computation for the total budgeted general and administrative expenses budget per month.

Monthly projected general and administrative expenses :

Arministrative salaries $4,100

Other cash administrative expenses $1,500

Depreciation expense on the administrative Equipment $2,300

Total budgeted general and administrative expenses budget per month $7,900

($4,100+$1,500+$2,300)

Therefore the total budgeted general and administrative expenses budget per month will be $7,900

On January 1, a store had inventory of $48,000. January purchases were $46,000 and January sales were $90,000. On February 1 a fire destroyed most of the inventory. The rate of gross profit was 25% of cost. Merchandise with a selling price of $7,500 remained undamaged after the fire. Compute the amount of the fire loss, assuming the store had no insurance coverage. Label all figures.

Answers

Answer:

the amount of the fire loss is $16,000

Explanation:

The computation of the amount of the fire loss is shown below

January 1 inventory $48,000

Add purchases $46,000

Goods Available $94,000

Less Cost of Goods Sold ($90,000 × 100 ÷ 125) $72,000

Less Cost of undamaged goods ($7,500 × 100 ÷ 125) $6,000

Goods Lost by Fire $16,000

hence, the amount of the fire loss is $16,000

Which type of loan is also known as a cash advance loan or a deferred deposit loan?

Answers

A payday loan


Explanation:

A payday loan is a short-term loan, generally for $500 or less, that is typically due on your next payday.

They are also known as cash advance loans, post-dated check loans, check advance loans or deferred deposit loans.

If the covariance of returns between a stock and the market equals zero, then what does the beta of the stock equal

Answers

Answer:

a) Zero

Explanation:

As we know that

beta = Covariance (Stock return , Market return) ÷ market return variance

Now in the case when the covariance of return that lies between the stock and the market equivalent to zero so the beta of the stock would be zero

As if you divide by zero so the result would be zero

Therefore as per the given option, the option A is correct

A positive consequence of organizational distress may take the form of: a. functional turnover. b. absenteeism. c. employee work stoppage. d. performance increments.

Answers

Answer:

a. functional turnover

Explanation:

Organizational distress is arise when the anxiety level of the management is too high to adapt for modify

Now the positive result for the organziational distress would take a form of functional turnover as the turnover of the company depend upon the different kinds of functions

Hence, the correct option is a.

At Bell’s Furniture, assemblers are paid according to the following differential piece rate scale: 1−20 dressers in a week, $7 each; 21−30 dressers, $9.50 each; and $14 each for every dresser over 30. Liz Henderson assembled 47 dressers in one week. Find her gross pay

Answers

Answer:

$658

Explanation:

Henderson assembled 47 dressers in the week.  

Her applicable pay rate is $14 per piece since she assembled over  30 dressers in one week.

her gross pay for the week

=$14 x 47

=$658

It is important to gather as many accounting metrics as possible because they have intrinsic value and do not need a context in which to be understood.
A. True
B. False

Answers

Answer:

A. True

Explanation:

The intrinsic value is the value in which there is a worth of an asset.

It can be calculated as

Intrinsic value = Current price - Strike price

In the case when the accounting metrics are collected due to intrinsic value also there is no need of context for understand

So the given statement is true

hence, the correct option is A.

Assume the supply of bananas decreases due to rising costs of
production, while demand increases due to consumer preferences. What
will happen to the new equilibrium price and quantity?
A) price increases; quantity increases
B) price increases; quantity is unknown
C)price decreases; quantity decreases
D)price decreases; quantity increases
E)price is unknown; quantity increases

Answers

Answer:c option price decreases;quantity decreases

Waterway Industries factors $3000000 of its accounts receivables without recourse for a finance charge of 3%. The finance company retains an amount equal to 7% of the accounts receivable for possible adjustments. Waterway estimates the fair value of the recourse liability at $310000. What would be the debit to Cash in the journal entry to record this transaction?

Answers

Answer: $2,700,000

Explanation:

The debit to Cash in the journal entry to record this transaction will be calculated as:

= $3,000,000 - [($3,000,000 × 3%) + ($3000000 ×7%)]

= $3,000,000 - ($3,000,000 × 0.03) + ($3000000 × 0.07)

= $3,000,000 - [$90,000 + $210,000]

= $3,000,000 - $300,000

= $2,700,000

Therefore, the debit to cash will be $2,700,000.

Metlock Company has identified that the cost of a new computer will be $44000, but with the use of the new computer, net income will increase by $5000 a year. If depreciation expense is $3000 a year, the cash payback period is:_______
a. 22.0 years.
b. 5.5 years.
c. 8.8 years.
d. 14.7 years.

Answers

Answer:

c

Explanation:

Cash payback period calculates how long it takes to recover the amount invested in a project from its cumulative cash flows.

Cash payback period = amount invested / cash flows

Cash flows = net income + depreciation = $5000 + $3000 = $8000

$44,000 / $8,000 = 5.5 years

Consider the following information for a period of years: Arithmetic Mean Long-term government bonds 7.1 % Long-term corporate bonds 7.2 Inflation 4.2 a. What is the real return on long-term government bonds

Answers

Answer:

A. 2.79%

B. 2.88%

Explanation:

A. Calculation for What is the real return on long-term government bonds

Real Return of Long-term government bonds = (1.071/1.042) - 1

Real Return of Long-term government bonds = 1.0279-1

Real Return of Long-term government bonds = =2.79%

B. Calculation Real Return of Long-term corporate bonds

Real Return of Long-term corporate bonds

= (1.072/1.042) - 1

Real Return of Long-term corporate bonds=1.0288-1

Real Return of Long-term corporate bonds = 2.88%

Through self-guided internet research, the intellectually curious mind can find many examples of potential rewards in business. Add two (2) or more examples of Business Rewards to this list.

Answers

Through self-guided internet research, the intellectually curious mind can find many examples of potential rewards in business. Add two (2) or more examples of Business Rewards to this list:

Business Rewards

A deep sense of satisfaction

Being the one in control

Providing sustainable jobs and income for others

The opportunity to give back / community responsibility

The satisfaction of excellent customer feedback

Financial Rewards

After conducting additional research, what other business rewards can you add here?

Answer:

1. Independence and Flexibility

2. Learning opportunities

Explanation:

The rewards of having a business are tremendous and cannot be overemphasized. Hence, asides from the listed business rewards, here are two additional business rewards

1. Independence and Flexibility: One of the rewards of doing business is the independence that comes with it. As the business grows, a business owner gets to have the independence to work whenever he wishes, and have the flexibility of time to be active in business life and other events outside the business.

2. Learning Opportunities: business activities allows business owners to see and learn how certain aspects of the business is getting done. Even when there are employees to perform those functions, business owners still have the opportunity to see, learn, and understand how those activities are being carried out.

Buffalo Corporation reported net income of $415,720 in 2020 and had 208,000 shares of common stock outstanding throughout the year. Also outstanding all year were 40,500 options to purchase common stock at $11 per share. The average market price of the stock during the year was $15. Compute diluted earnings per share. (Round answer to 2 decimal places, e.g. 3.55.) Diluted earnings per share $

Answers

Answer:

Buffalo Corporation

Diluted earnings per share is:

$1.67 per share.

Explanation:

a) Data and Calculations:

Reported net income = $415,720

Common Stock outstanding = 208,000 shares

Options outstanding = 40,500 shares

Total outstanding shares = 248,500 shares (208,000 + 40,500)

Option price per share = $11

Market price per share = $15

Earnings per share = Net Income/Common Stock outstanding

Computation of diluted earnings per share:

Diluted Earnings per share = Net Income/Total outstanding shares

= $415,720/248,500

= $1.67

b) Buffalo's diluted earnings per share uses the total outstanding shares (common stock plus options stock plus all convertible securities) to divide into the net income.  As the description implies, all convertible stocks are included in the calculation to arrive at the earnings per share.

The current market value of the assets of ABCD is $86.28 million. The call option value on the firm's assets is $53.09 million. What is the market value of the firm's debt

Answers

Answer: $33.19 million

Explanation:

From the question, we are informed that the current market value of the assets of ABCD is $86.28 million and that the call option value on the firm's assets is $53.09 million.

The market value of the firm's debt will be the difference between the market value of assets and the call option value of the firm's assets. This will be:

= $86.28m - $53.09m

= $33.19 million

List three pieces of information listed in a credit card agreement that you believe are important to review before

Answers

Explanation:

Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don’t pay the whole balance off each month. You can compare the APR for different cards which will help you to choose the cheapest. You should also compare other things about the cards, for example, fees, charges and incentives

Minimum repayment. If you don’t pay off the balance each month, you will be asked to repay a minimum amount. This is typically around 3% of the balance due.

Annual fee. Some cards charge a fee each year for use of the card. The fee is added to the amount due and you will have to pay interest on the fee as well as on your spending, unless you pay it in full.

Suppose a change in health care laws increases the cost of hiring an employee. We can expect output in the short run to __________ and output in the long run to __________.

Answers

Answer: decrease, be unaffected.

Explanation:

We should note that the output in the short run can be expected to reduce in the short run. This is due to the increase in the cost of employing an employee as there's at least a fixed input in the short run.

Subsequently, since the output is variable in the long run and not fixed like that of the short run, the output won't be unaffected in the long run.

10. How is net profit computed?
Net profit is computed by adding all sales income.
Net profit is computed by producing goods.
Net profit is computed by subtracting expenses from sales income.
Net profit is computed by adding all expenses.

Answers

Answer:

2 doe sure have a good day

Sheffield Corp. has equipment with a carrying amount of $2500000. The expected future net cash flows from the equipment are $2545000, and its fair value is $2036000. The equipment is expected to be used in operations in the future. What amount (if any) should Sheffield report as an impairment to its equipment?

Answers

Answer:

No impairment loss would be reported

Explanation:

The computation is shown below;

Impairment loss = carrying value - recoverable amount

Where,

The recoverable amount would be the higher amount of fair market value and value in use

So the recoverable amount would be $2,545,000

Now the impairment loss is

= $2,500,000 - $2,545,000

= -$45,000

Since the impairment loss comes in negative so no impairment would be recorded

True or False: Under the average-cost pricing policy, the cable company has no incentive to cut costs.

Answers

Answer:

True.

Explanation:

The cable company will not have any incentive to cut costs.  This is because it knows that its costs will be averaged to determine the average cost to which a certain percentage is then added to arrive at the selling price.  Having the cost averaged in this way will not motivate the cable company to seek cost minimization strategies that it could use to increase its income.

You purchased 240 shares of stock at a price of $37.92 per share. Over the last year, you have received total dividend income of $255. What is the dividend yield

Answers

Answer: 2.8%

Explanation:

Dividend yield is calculated as dividend per share divided by the price per share.

Dividend per share = 255/240 = $‭1.0625‬

Dividend yield = ‭1.0625‬/ 37.92

= 2.8%

At the most recent staff meeting of Hyperactive Media Sales, the general manager gave you instructions to make the laptops used by the salespeople as secure as possible. You have decided to implement a new advanced sign-in process for the users. How will you explain to the general manager how using new authentication methods makes the laptops more secure

Answers

Answer:

New authentication methods such as the picture password, 2 factor authentication method, biometric identification, etc ensure that authentication credentials are safe and cannot be stolen and used from another laptop.

New authentication methods gives tougher walls of security which cannot be easily broken into thereby leaving the system protected and secure.

Due to increasing activities of cyber criminals, new and more sophisticated authentication processes are being developed giving laptops and computer systems better security as attackers are unable to exploit passwords.

It costs Crane Company $28 of variable costs and $15 of allocated fixed costs to produce an industrial trash can that sells for $76. A buyer in Mexico offers to purchase 3000 units at $30 each. Crane Company has excess capacity and can handle the additional production. What effect will acceptance of the offer have on net income

Answers

Answer:

Effect on income= $6,000 increase

Explanation:

Giving the following information:

Unitary variable cost= $28

Selling price= $30

Number of units= 3,000

Because it is a special offer and there is unused capacity, we will not take into account the allocated fixed costs.

Effect on income= 3,000*(30 - 28)

Effect on income= $6,000 increase

As a rule of thumb, how often should an entrepreneur reevaluate her compensation package?
Question 4 options:

Every month

Every 6 months

Every 12 months

Every 18 months

Answers

Answer:

12 months

Explanation:

The fiscal or financial period of a business lasts for 12 months or one year. It means that at the end of that  12 months, the business prepares its financial statement to determine its profitability. The business assesses its growth, success, and failure for the period.

After evaluating performance, planning for the next period of 12 months begins. The entrepreneur prepares a budget for the year, including their compensation. Compensation for the entrepreneur should be budgeted and reviewed every year together with the other budget items.

Answer:

Every 12 months is incorrect on the test

Explanation:

so Every 6 months should be the correct answer

Cromwell's Interiors is considering a project that is equally as risky as the firm's current operations.The firm has a cost of equity of 15.4 percent and a pretax cost of debt of 8.9 percent.The debt-equity ratio is .46 and the tax rate is 34 percent.What is the cost of capital for this project?A) 11.97 percentB) 12.40 percentC) 11.02 percentD) 11.62 percentE) 12.38 percent

Answers

Answer:

Cost of capital = 12.40% (Approx)

Explanation:

Given:

Cost of equity =  15.4%

Pretax cost of debt = 8.9%

Debt-equity ratio = 0.46

Tax rate = 34%

Computation:

Equity multiplier = 1 + Debt-equity ratio

Equity multiplier = 1 + 0.46

Equity multiplier = 1.46

Weight of equity = 1 / Equity multiplier

Weight of equity = 1 / 1.46

Weight of equity = 0.685

Weight of Debt = 1 - Weight of equity

Weight of Debt = 1 - 0.685

Weight of Debt = 0.315

Cost of capital = [Weight of Debt x Pretax cost of debt] x (1-tax rate) + [Cost of equity x Weight of Debt ]

Cost of capital = [0.315 x 8.9% x (1-0.34)] + [15.4% x 0.6849]

Cost of capital = 12.40% (Approx)

Based on predicted production of 26,000 units, a company anticipates $507,000 of fixed costs and $448,500 of variable costs. The flexible budget amounts of fixed and variable costs for 24,000 units are:___________.a) $468,000 fixed and $414,000 variable.b) $414,000 fixed and $507,000 variable.c) $468,000 fixed and $448,500 variable.d) $507,000 fixed and $448,500 variable.e) $507,000 fixed and $414,000 variable.

Answers

Answer:

The correct answer is B.

Explanation:

Giving the following information:

26,000 units:

Total variable costs= $448,500

Fixed costs= $507,000

First, we  need to determine the unitary variable cost:

Unitary variable cost= 448,500/26,000

Unitary variable cost= $17.25

Now, the total cost for 24,000 units:

Total variable cost= 24,000*17.25= $414,000

Total fixed cost= $507,000

Total cost= $921,000

Where a producer chooses the intensity level of its market coverage, which level is chosen to utilize the “shotgun” approach?

Answers

Answer:

The level that utilizes the "shotgun" approach to market coverage is:

Intensive Distribution (mass coverage).

Explanation:

This marketing approach aims to reach many consumers through as many sales channels as possible.  In this situation, consumers have easy access to the goods or services.  The other approaches include Selective Distribution (where few outlets in specific locations are selected for the distribution of the goods and services) and Exclusive Distribution (where limited outlets are chosen because of the target market).

Anthony makes a contract to sell a rare painting to Laura for $100,000. The written contract specifies that if Anthony should fail to perform the contract, he will pay Laura $5,000. as liquidated damages. Anthony fails to deliver the paining and is sued by Laura for $5000. Can she recover this amount? Explain using IRAC: Issue, Rule, Analysis, and Conclusion.

Answers

Answer: Yes

Explanation:

Laura is able to recover this amount as it is within the domain of enforceable liquidated damages.

For a liquidated damage to be enforceable;

The liquidated damage must be reasonableThe damages as a result of the breach are difficult to ascertain.

The liquidated damage amount is $5,000 and when this is compared to the total contract amount of $100,000, it is reasonable.

As the painting is rare, we cannot know the damages accruing to Laura for being unable to acquire this painting.

Both requirements have been fulfilled which means that Laura can recover the amount of $5,000.

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