Americans spend a lot of money primarily because

Answers

Answer 1

Explanation:

they rich g i gues id kniw thanks 2+1


Related Questions

please help me i really need help

Answers

Answer:

$6,000

Explanation:

Operational gearing refers to

Answers

Operational gearing (also known as operating leverage) describes the relationship between a company's fixed costs (costs that it has to pay, regardless of how many sales it makes) and variable costs (those that rise and fall along with the level of turnover). The higher a firm's fixed costs are as a proportion of total costs, the higher its operational gearing.

Airlines and hotels have high operational gearing, for example, because of their high fixed costs (mainly property and staff) an aeroplane still requires a full complementof staff to get from A to B, regardless of how many seats are filled.

Operational gearing refers to the use of leverage to increase the financial risk taken on by a company or individual.

Operational gearing is achieved by using a combination of debt and equity to finance an operation, such as a business venture or investment. Leverage can be an effective tool for increasing returns, but it also carries with it a greater risk of financial loss.

Operational gearing is often used to fund a business venture or investment in order to increase the potential return on investment. By leveraging debt and equity, an investor can increase their potential return without having to commit additional capital or resources.

The primary advantage of operational gearing is the ability to increase potential returns without having to commit additional capital. This can be especially beneficial for businesses with limited capital, as they can leverage the funds they already have to grow the business. Additionally, operational gearing can be used to hedge against risk and reduce overall volatility.

The primary disadvantage of operational gearing is the increased risk associated with it. Leverage can magnify both potential gains and losses, meaning that an investor can potentially experience greater losses than they would without the use of leverage.

Additionally, operational gearing requires the investor to be able to service the additional debt, which can be difficult if the venture or investment does not generate sufficient cash flow. Operational gearing can also lead to higher taxes for the investor, as interest payments on debt are tax deductible.

Overall, operational gearing is a powerful tool that can be used to increase potential returns on investments. However, it also carries a greater risk of financial loss, so it is important to understand the potential implications before leveraging debt or equity to finance an operation.

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Suppose you took out a 15-year mortgage for $140,000, at an annual rate of 5%. After 5 years, the 15-year mortgage rate dropped to 2%, and you decided to refinance at this low interest rate. (a) how much remains to be refinanced on the second mortgage? (b) how much will your monthly payment be? (c) how much do you save (gain) by refinancing? (write the answer up to 2 decimal places .)

Answers

Answer:

a) $112,000

b) $541.67

c) $2,945.00

Journal entries of cash paid to suman Rs 16800 and discount allowed by him Rs200??

Answers

Answer: 16600

Explanation:

Discount is nothing but an Expense.

According to golden rule,Debit all Expenses and Credit all incomes.

The journal entry is a follow:

Suman A/c dr. 16800

Discount A/c dr. 200

To Cash A/c. 16600

What are the three standard forms of equation of a straight line.

Answers

point-slope form, standard form & slope-intercept form!!! hope this helps

Answer:

There are three major forms of linear equations: point-slope form, standard form, and slope-intercept form.

Explanation:

Point-slope : is the general form y-y₁=m(x-x₁) for linear equations. It emphasizes the slope of the line and a point on the line (that is not the y-intercept).

Question 5 of 10
Which of the following best describes the essential goal of a leader?
A. Being able to profit from the organization
OB. Being able to get people to do what you want them to do
C. Being able to provide energy to employees
D. Being able to hire and fire employees
SUBMIT

Answers

The correct answer is C

The least expensive type of marketing research method is a(n)

Answers

The answer to your question is Secondary Research

a 2% increase in customer retention has the same net effect on a business as decreasing costs by 10%

Answers

Customer retention can increase company revenue by 25-95% with a 5% increase. Customers who are returning buy more frequently and spend more money than new customers. They recognize the worth of a product or service and return time and time again.

What is the customer retention percentage?

The percentage of existing clients who remain customers after a certain period is referred to as the customer retention rate. Your customer retention rate can help in understanding what keeps customers coming back to your company and can also indicate opportunities to improve customer service.

Acquiring new customers can cost up to five times as much as satisfying and retaining existing customers. A 2% increase in customer accumulation has the same effect as a 10% reduction in costs. Increasing customer retention by 5% boosts profits by 25 to 95%.

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Cornell Enterprises is considering a project that has the following cash flow and WACC data. What is the project's NPV? Note that a project's projected NPV can be negative, in which case it will be rejected.

WACC: 10.00%
Year 0 1 2 3
Cash flows -$1,475 $470 $480 $490

Answers

Cornell Enterprises is considering a project that has the following cash flow and WACC data. The answer should be -132.63NPV (10%, 450,460,470)+(1275).

What are Enterprises?

A for-profit firm or company is referred to as a "enterprise" in various contexts, although this usage most frequently refers to entrepreneurial endeavors. Successful entrepreneurs are frequently referred to as "enterprising."

There are various types of legal businesses, but the following are the most prevalent in the United States:

A sole proprietorship is a business that is controlled by a single person, usually for that person's profit. This type of business has limitless liability for any damages that come from the activities of the business.

Partnership:  A company controlled by two or more people or entities that share ownership, albeit not necessarily on an equal basis.

Corporation:  A for-profit organization established to protect the owner(s) from responsibility in the event that the business is sued. Depending on the number of owners, companies can take on many forms.

Limited Liability Company (LLC) -  An LLC gives both the tax benefits of a partnership and the legal protection of a corporation.

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President of Pakistan

Answers

Answer:

Arif Alvi

Explanation:

He is the president of Pakistan since 2018.

Answer: arif alvi

Explanation:

is the president of pakistan he started to be the president of pakistan since 2018

and i do appreciate you.

analysis of marketing perspectives over time. As a business, what perspectives will you use to develop a sustainable business?

Answers

A company activity is typically viewed as sustainable if it is both financially feasible and socially and environmentally responsible. Businesses that incorporate ethical business practices and environmental awareness as key components of their growth strategy frequently produce sustainable economic values.

What do you mean by Business?

An organization or enterprising entity engaging in commercial, industrial, or professional activity is referred to as a business.

An examination of the market might reveal information about your competitors and potential clients. The following are the main parts of the market analysis: Analyze the broad industrial environment in which you compete through industry analysis. Determines and quantifies the clients you will target for sales through target market analysis.

Therefore, A company activity is typically viewed as sustainable if it is both financially feasible and socially and environmentally responsible.

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It is important to conduct business research in order to objectively make decisions. Assume you are a supervisor for a manufacturing company, which is experiencing lower sales this year compared to the same period last year. What research would you conduct to determine why sales are lower? What data would you collect and analyze? Which employees would you contact? Which outside consultants, if any, would you contact?

Answers

A net loss can be caused by a variety of circumstances, including poor revenues, fierce competition, ineffective marketing initiatives, and increasing cost of products sold (COGS).

While there are several techniques for doing market research, most organizations utilize one or more of the following: surveys, focus groups, personal interviews, observation, and field testing.

What kind of customer research do you do?

Interviews, surveys, focus groups, and ethnographic field studies are some of the quantitative and qualitative approaches used in customer research. It may also include conducting desk research on internet reviews, forums, and social media to see what people are saying about a product.

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can banks create money?

Answers

Answer:

yes

Explanation:

most of the money in our economy is created by banks in the form of banks deposits - eg the numbers that appear in your account. Banks create new money whenever they make loans

Tim and Rebecca just had a baby. They received money as baby gifts and want to put it away for the baby's education.
Which of the following is likely to have the highest growth over the next 18 years?
A. U.S. government savings bond
B. Corporate Bonds
C. Credit union checking account
D. Company stocks

Answers

Answer:


Credit Union Checking Account is correct answer.

Explanation:


A bank account where you can collect interest by leaving money in there for 18 years it will just be collecting all that interest.

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Which is not something the government must use to enforce consumer-protection legislation?

production oversight


censorship


product safety testing


hire inspectors

Answers

Answer:

censorship

Explanation:

everything else on the list keeps things safe, production oversight helps quality control and sanitary conditions, safety testing helps ensure safety, and inspectors also help do both. censorship doesn't do anything to help these.

Censorship is not something the government must use to enforce consumer-protection legislation. Thus the correct option is B.

What is government?

A government is referred to as an administrative body that controls the functioning of any country by implementing rules and regulations and introducing a better standard of living.

The act or concept of eliminating words that are explicit or graphic imagery from a public audience is known as censorship. Additionally, self-censorship exists, which is the practice of holding back on saying particular things.

For the purpose of fighting to spy, all this is utilized. Governments withhold information from their people when they practice censorship of politics. It is common practice to do this in order to exercise control over the public and suppress free speech that could spark an uprising.

Therefore, option B is appropriate.

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Debts that are owed to others are called Liabilities.
a. True
b. False

Answers

The answer would be true.
Liabilities reflect all the money your practice owes to others. This includes amounts owed on loans, accounts payable, wages, taxes and other debts. Similar to assets, liabilities are categorized based on their due date, or the timeframe within which you expect to pay them.


So that is true

-hope this helps

What is the probability of receiving at least three e-mails during an hour (to 4 decimals)? For this question, if calculating the probability manually make sure to carry at least 4 decimal digits in your calculations. c. What is the expected number of e-mails received during minutes (to 2 decimals)? d. What is the probability that no e-mails are received during minutes (to 4 decimals)?

Answers

b) The probability of receiving at least three e-mails during an hour is of: 0.8754 = 87.54%.

c) The expected number of e-mails received during 15 minutes is of: 1.25 e-mails.

d) The probability that no e-mails are received during 15 minutes is of: 0.2865 = 28.65%.

What is the Poisson distribution?

In a Poisson distribution, the probability that X represents the number of successes of a random variable is given by the following mass probability function defines as follows:

[tex]P(X = x) = \frac{e^{-\mu}\mu^{x}}{(x)!}[/tex]

The parameters are:

x is the number of successes that we want to find the probability of.e = 2.71828 is the Euler number.[tex]\mu[/tex] is the mean in the given interval or range of values of the input parameter.

The daily mean is of 121 e-mails, hence the hourly mean is of:

[tex]\mu = \frac{121}{24} = 5[/tex]

Then the probability of at least three e-mails during the hour is of:

P(X ≥ 3) = 1 - P(X < 3)

In which:

P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2)

Hence:

[tex]P(X = x) = \frac{e^{-\mu}\mu^{x}}{(x)!}[/tex]

[tex]P(X = 0) = \frac{e^{-5}(5)^{0}}{(0)!} = 0.0067[/tex]

[tex]P(X = 1) = \frac{e^{-5}(5)^{1}}{(1)!} = 0.0337[/tex]

[tex]P(X = 2) = \frac{e^{-5}(5)^{2}}{(2)!} = 0.0842[/tex]

Then:

P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2) = 0.0067 + 0.0337 + 0.0842 = 0.1246

Hence:

P(X ≥ 3) = 1 - P(X < 3) = 1 - 0.1246 = 0.8754 = 87.54%.

The mean during 15 minutes is one-fourth of the hourly mean, hence:

5.04/4 = 1.25 e-mails.

The probability of no-emails during the 15 minutes is of:

P(X = 0) = e^(-1.25) = 0.2865 = 28.65%.

Missing Information

In items c and d, the measure is of 15 minutes, and the description of the problem is given by the image shown at the end of the answer.

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3. Sarah's mom has given her a $100 budget for her birthday present. Sarah knows exactly
what she wants - a new pair of shoes that cost $95. Sarah lives in a state with 5% sales
tax and a city with 1% sales tax. Can Sarah afford the shoes and why?

Answers

Explanation:

Sarah's mom has given her a $100 budget for her birthday present. Sarah knows exactly what she wants - a new pair of shoes that cost $95. Sarah lives in a state with 5% sales tax and a city with 1% sales tax. Can Sarah afford the shoes and why?

taxes: 5% + 1% = 6% or 0.06

$95 + ($95 * 0.06)

= $100.70

No, she cannot afford the shoes. She needs $0.70 more to make the purchase.

In most situations, a small business should keep their business tax records for a minimum of how long

Answers

In most situations, a small business should keep their business tax records for a minimum for 3 years. If you don't submit a return, keep records for as long as necessary.

What do you mean by the business tax records?

If you file a claim for credit or refund after filing your return, keep records for 3 years from the date of your initial return's filing or 2 years from the day you paid the tax, whichever comes first.

If you submit a claim for a deduction for bad debts or a loss from worthless securities, keep records for seven years.

If you fail to submit income that you should have reported and it represents more than 25% of the gross income listed on your return, keep records for six years.

Therefore, in most situations, a small business should keep their business tax records for a minimum for 3 years. If you don't submit a return, keep records for as long as necessary.

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James often feels underappreciated at work and feels as though his quality of
work on projects is unrecognized.

HOW CAN THIS PROBLEM BE SOLVED ?

Answers

James should solicit feedback, Inform your management, Be accountable for your contributions, and Let them know how much you appreciate them.

What does your job best for recognizing and appreciating you?

They will feel most valued when you provide your staff members with a sense of purpose, success, and community.

Tell them exactly how they contribute and how they fit into the bigger picture of your firm, in addition to how they interact with their teams and the more significant business.

Verify your own worth, Exercise before work, change your attitude, and concentrate on minor victories.

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Which three statements help define a Market/Fit Hypothesis? (Choose three)

Answers

There are the three statements was the based on the defines a market/fit hypothesis are:

Who is the target audience?

Products are the fit to the market.

Product is the satisfy the needs and the wants.

What is Hypothesis?

A hypothesis is the investigation of two independent variables. Furthermore, it is evaluated and tested in an analytical phenomenon. A research hypothesis is a proclamation of expectation or prediction that will be tested through research.

According to the hypothesis, there are the three statement was the based on the market/fit. The product and solution fit to the market problems. Product are the fit to the target audience. Product is the satisfy the needs and the wants.

As a result, the three statements was the based on the defines a market/fit hypothesis.

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(Figure: Payoff Matrix I for Blue Spring and Purple Rain) The figure Payoff Matrix I for Blue Spring and Purple Rain refers to two producers of bottled water. Each has two strategies available to it: a high price and a low price. The dominant strategy for Purple Rain is to:

Answers

The figure Payoff Matrix I for Blue Spring and Purple Rain refers to two producers of bottled water. Each has two strategies available to it: a high price and a low price. The dominant strategy for Purple Rain is to: always charge a low price.

What is a Payoff Matrix?

Generally, In the field of game theory, a description of a game is referred to as normal form. In contrast to extended form, normal-form representations are not graphics in and of themselves; rather, they use matrices to depict the game in question.

The outcomes of the decisions made by players in a game may be represented using something called a reward matrix.

The structure of a game, such as whether players take in turns to do actions or if a player must make a decision without knowing what option the other player will make, is not conveyed by a payout matrix. Components that make into a payoff matrix.

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The fixed costs for Teddy bikes are $ 1000, the variable costs are $855, and the firm's revenues are $950.What should the firm do?

Answers

If the variable costs are $855, and the firm's revenues are $950, then the firm should cut down the variable cost in order to increase the profit or revenue as the fixed cost cannot be changed in short run.

What is fixed cost?

A fixed cost is a cost that does not fluctuate with the production or sale of more or fewer goods or services.

Rent and leasing charges, salary, energy prices, insurance, and loan repayments are a few examples of fixed costs. There are some taxes that are fixed costs as well, such as company licenses.

Fixed costs are expenses that remain constant regardless of whether sales or production volumes rise or fall. This is so because they are not involved in the actual process of producing a good or providing a service. Fixed costs are therefore regarded as indirect costs.

The term "variable cost" refers to a sort of cost that will fluctuate in response to changes in production levels.

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Sunland company is considering buying a machine for $420000

Answers

If Sunland Company is considering buying a machine for $240,000 with an estimated life of ten years and no salvage value. The cash payback period on this investment is: c. 8 years.

How to find the Cash payback period

First step is to calculate the depreciation using this formula

Depreciation = Cost of assets - Salvage value / Useful life of assets

Depreciation = $240,000 - $0/10

Depreciation = $240,000/10

Depreciation =$24000

Second is to find the cash flow

Cash flow = Net income +Depreciation

Cash flow =$6000+ $24,000

Cash flow = $30,000

Third step is to find the  cash payback period on this investment

Cash payback period = Cost of assets / Cash flow

Cash payback period =$240,000/$30,000

Cash payback period =8 years

Therefore the correct option is C.

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The complete question is:

Sunland Company is considering buying a machine for $240,000 with an estimated life of ten years and no salvage value. The straight-line method of depreciation will be used. The machine is expected to generate net income of $6,000 each year. The cash payback period on this investment is

a. 20 years

b. 10 years

c. 8 years

d. 4 years

Suppose that a researcher is interested in estimating the mean systolic blood pressure, μ, of executives of major corporations. He plans to use the blood
pressures of a random sample of executives of major corporations to estimate μ. Assuming that the standard deviation of the population of systolic blood
pressures of executives of major corporations is 25 mm Hg, what is the minimum sample size needed for the researcher to be 99% confident that his esti
is within 6 mm Hg of μ?
Carry your intermediate computations to at least three decimal places. Write your answer as a whole number (and make sure that it is the minimum wholl
number that satisfies the requirements).

Answers

Answer:c

Explanation:

What does predatory pricing involve?

government charging tariffs to make foreign products cost more

large company charging below its production cost in order to eliminate competition

several companies making misleading statements about their products

group of companies agreeing on a particular price to charge for their products

Answers

Answer:

b) large companies charging below production cost in order to eliminate competition

what was the economic and managerial legacy of the industrial revolution? what were the challenges?

Answers

During the Industrial Revolution, an agrarian economy gave way to an industrial one in which machines as well as humans were used to make goods.

As a result, there was an increase in productivity and efficiency, a rise in the production of products and services, a decline in prices, greater incomes, and a migration of people from rural to urban areas.

The Industrial Revolution brought about significant changes in social and economic structure. Among these changes were a wider income distribution and an increase in international trade. Hierarchies in management also developed to regulate the division of labor.

Poor workers were occasionally confined in cramped, appallingly inadequate settings. Employees endured risky working conditions, including cramped offices with poor ventilation, injuries from machinery, and exposure to toxic substances.

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What is true about writing a cover letter

Answers

The true statements about writing cover letters are that:

A cover letter should be tailored to meet the objectives of the job you are seekingA cover letter should highlight your skills and experiences

What goes into the cover letter?

A cover letter is the letter written to a company that you are applying for a job in. The cover letter basically introduces who you are, why you are applying, and what you think you can add to the company that would be of value. As a result, it is best that you tailor the cover letter to the objectives of the job that you are applying for, or that you are seeking.

To help you stand a better chance of being considered, you should include your skills and experiences. Even though these will already be highlighted in your resume, there is still a need to summarize it on the cover letter so that the person doing the screening can take note. However, be careful of the fact that some jobs don't ask for cover letters.

Options for this question include:

A cover letter should be tailored to meet the objectives of the job you are seekingA cover letter should explain skills you don't possessA cover letter should be informal and talkative to make the best impressionA cover letter should highlight your skills and experiencesA cover letter should describe why you left your former job

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What reasons might an 18-year-old have for his/her thin file?

Answers

They might have at least one case of them probably shop lifting or a speeding ticket

If the government imposes a price floor at $10, it would be
A) binding if market demand is Demand A and non-binding if market demand is
Demand B.
B) binding if market demand is Demand A or Demand B.
C) non-binding if market demand is Demand A and binding if market demand is
Demand B.
D) non-binding if market demand is Demand A or Demand B.

Answers

If the government imposes a price floor at $10, it would be non-binding if market demand is Demand A and binding if market demand is Demand B. Thus, option (c) is correct.

What is demand?

The term “demand” is relying on people needs and wants to the amount of goods and services. Demand is an economic notion that deals with the connection between consumer demand for goods and services and their market prices.

According to the government charges a price floor at $10 are the market non-binding Demand A and the market demand is Demand B is to the increases.

Therefore, option (c) is correct.

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If the government imposes a price floor at $10, it would be:
C) non-binding if market demand is Demand A and binding if market demand is Demand B.

In this scenario, the price floor is non-binding for Demand A if the equilibrium price is already above $10, meaning that the market price naturally remains above the price floor.

However, the price floor becomes binding for Demand B if the equilibrium price is below $10, forcing the market price to stay at the imposed $10 level.

It's important to note that when a price floor is binding, it can create several consequences, including:

a. Surplus: As mentioned, a binding price floor may lead to a surplus of the product. Suppliers are willing to sell a larger quantity at the higher price floor, but demand is insufficient to meet that level of supply.

b. Inefficient Allocation: The binding price floor may result in an inefficient allocation of resources since some willing buyers are excluded from the market due to the higher price.

c. Potential Government Interventions: The government may need to implement measures to manage the surplus, such as purchasing excess supply or providing subsidies to support producers.

In summary, a price floor is considered non-binding if the equilibrium price is already above the set minimum price. However, if the equilibrium price is below the price floor, the price floor becomes binding, leading to potential consequences such as a surplus and inefficient resource allocation.

The impact of a price floor depends on the specific market conditions and the relationship between the price floor and the equilibrium price.

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artifacts are the most visible level of an organizations culture. group of answer choices true false 7.124 the cylindrical tank ab has an 8-in. inner diameter and a 0.32-in. wall thickness. it is fitted with a collar by which a 9-kip force is applied at d in the horizontal direction. knowing that the gage pressure inside the tank is 600 psi, determine the maximum normal stress and the maximum shearing stress at point k suppose the expected market return is 14%, the volatility of the market is .25, the risk-free rate is 4% and the beta of apple is 3.3. what return does the capm predict for apple? For each of the described curves, decide if the curve would be more easily given by a polar equation or a Cartesian equation. Then write an equation for the curve. (a) A circle with radius 2 and center (3, 2).(b) A circle centered at the origin with radius 1. (1)Many animals, including some insects, use visual clues to find their way. (2)For example, the female digger wasp lays eggs in a burrow in the soil. (3)She then flies off to capture her prey, which she stores in the burrow to feed her offspring when they hatch. (4)The famous animal-behavior scientist Niko Tinbergen studied the cues used by the female to relocate her burrow. (5)While the female was inside, Tinbergen surrounded the nest with pine cones. (6)When the wasp emerged, she flew around the nest before departing. (7)While she was gone, Tinbergen moved the cones about a foot away. (8)The returning wasp still sought her nest within the ring of cones. (9)Although the nest was in plain sight nearby, she was unable to locate it because the visual landmarks on which she relied had been shifted.(10)Birds may also use landmarks, such as rivers and seashores, to find their way. (11)Several species migrate at night or over large expanses of ocean, using the position of the sun or stars to tell direction. 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