After reading the new account insert in his monthly​ statement, Tony Mercadante determined that the FDIC considers a joint account as a separate depositor. He and his wife Cynthia have three accounts at ABC Bank​ & Trust, one joint account with a balance of ​$54 comma 158 and two individual accountsminus his has a ​$140 comma 022 balance and hers has a ​$253 comma 255 balance. What amount of FDIC coverage do Tony and Cynthia have on their​ accounts?

Answers

Answer 1

Answer:

Tony $140,022 account balance fully covered

Cynthia account balance exceeded the insurance limit by $3,255

Explanation:

Based on the information given Tony account balance of the amount of $140,022 is fully covered since it is their joint account of the amount of $54,158 which means that the amount of FDIC coverage which full meaning FEDERAL DEPOSIT INSURANCE CORPORATION that Tony have on their account balance will be the amount of $140,022 since the joint accounts are under the $250,000 FEDERAL DEPOSIT INSURANCE CORPORATION (FDCI) limit while Cynthia account balance on the other hand exceeded insurance limit by the amount of $3,255 calculated as ($253,255-$250,000) which means that their money would be covered only when Cynthia transfer some of the money into their joint account.


Related Questions

Splish Brothers Inc. began operations on April 1 by issuing 52,300 shares of $5 par value common stock for cash at $15 per share. On April 19, it issued 1,800 shares of common stock to attorneys in settlement of their bill of $28,900 for organization costs. In addition, Splish Brothers issued 1,100 shares of $1 par value preferred stock for $6 cash per share. Journalize the issuance of the common and preferred shares, assuming the shares are not publicly traded.

Answers

Answer:

Date    Account titles and Explanation               Debit        Credit

Apr 1    Cash                                                        $679,900

                  Common stock                                                    $261,500

                  (52,300*5)

                  Paid in common stock in excess of par             $418,400

                  (52,300*$13-$5)

            (To record common stock issued)

Apr 19   Organisation expenses                         $28,900

                  Common stock                                                     $9,000

                  (1800*5)

                  Paid in common stock in excess of par              $19,900

            (To record issuance of comm1,100on stock for attorney.s fees)

Apr 19    Cash (1,100*$6)                                      $6,600

                  Preferred stock (1,100*$1)                                     $1,100

                  Paid in preferred capital in excess of par            $5,500

            (To record common preferred stock for cash)

Precision Tool requires a 12 percent rate of return and uses straight-line depreciation to a zero book value over the life of its equipment. A Machine it is using has an initial cost of $892,000, annual operating cash flow (OCF) of -$26,300, and a 5-year life. The machine will be replaced at the end of its useful life. What is the EAC of the machine

Answers

Answer: -$273,747.85

Explanation:

EAC of machine = Net Present Value / Present value interest factor of Annuity(PVIFA)

Net Present value = Present value of cashflow - Initial investment

= -26,300 * PVIFA, 12%, 5 years - 892,000

= -26,300 * 3.6048 - 892,000

= -$986,806.24

EAC of machine = -986,806.24/ 3.6048

= -$273,747.85

Southern California Publishing Company is trying to decide whether to revise its popular textbook, Financial Psychoanalysis Made Simple. The company has estimated that the revision will cost $75,000. Cash flows from increased sales will be $20,900 the first year. These cash flows will increase by 3 percent per year. The book will go out of print four years from now. Assume that the initial cost is paid now and revenues are received at the end of each year. If the company requires a return of 8 percent for such an investment, calculate the present value of the cash inflows of the project.

Answers

Answer:

$72,195.71

Explanation:

Calculation to determine  the present value of the cash inflows of the project

Using this formula

PV = C {[1/(r – g)] – [1/(r – g)] × [(1 + g)/(1 + r)]^n}

Where,

C represent cash flow=$20,900

r represent rate of return = 8%

g represent growth rate=3%

n represent Period

Let plug in the formula

PV= $20,900*{[1/(0.08-0.03)] - [1/(0.08-0.03)] × [(1+0.03) /(1+0.08)]^4}

PV= $20,900*{20-[20*(1.03/1.08)^4]}

PV= $20,900*[20-(20*0.827283)]

PV= $20,900*(20-16.54566)

PV= $20,900*3.45434

PV= $72,195.71

Therefore the present value of the cash inflows of the project will be $72,195.71

A supermarket building was purchased for $600,000. The down payment was 15%. The balance was financed at 7.86% for 28 years. Find the monthly payment.

Answers

Answer:

The monthly payment is:

= $3,759.76.

Explanation:

a) Data and Calculations:

Cost of a Supermarket Building = $600,000

Downpayment (15%) =                        90,000

Principal loan =                                $510,000

Interest rate for financing loan = 7.86%

Period of loan = 28 years or 336 months

Monthly payment from an online financial calculator is:

N (# of periods)  336

I/Y (Interest per year)  7.86

PV (Present Value)  510000

FV (Future Value)  0

 

Results

PMT = $3,759.76

Sum of all periodic payments $1,263,278.64

Total Interest $753,278.64

Danielsen's has 15,000 shares of stock outstanding and projected annual free cash flows of $48,200, $57,900, $71,300, and $72,500 for the next four years, respectively. After that, the cash flows are expected to increase at a constant annual rate of 1.6 percent. What is the current value per share of stock at a discount rate of 15.4 percent

Answers

Answer:

$31.57 per share

Explanation:

Terminal Value (TV) = CF5(1 + g) / (Ke – g)

= $72,500*(1 + 0.0160) / (0.1540-0.0160)

= $73,660 / 0.1380

= $533,768

Year   Cash Flow    PVF at 15.40%     PV of Free Cash Flow

1           48,200          0.866551                       41,768

2          57,900          0.750911                        43,478

3          71,300           0.650703                      46,395

4          72,500          0.563867                      40,880

4        533,768          0.563867                      300,974

                                    TOTAL                        473,495

The current value per share of stock = Total Present value of future cash flows / Number of shares outstanding

= $473,495 / 15,000 shares outstanding

= $31.57 per share

The equity ownership of the units by the investors in a corporation is called shares. The current value per share at a discount rate of 15.4 % is  $31.57.

What is terminal value?

Terminal value (TV) is the expected cash value in a business, project, and asset that is estimated beyond the forecasted period. The terminal value is calculated as:

[tex]\rm TV =\rm \rm \dfrac{CF5(1 + g)}{(Ke - g)}[/tex]

Substituting values in the equation TV is calculated as:

[tex]\begin{aligned} &= \$72,500 \times \dfrac{(1 + 0.0160)}{(0.1540-0.0160)}\\\\&= \dfrac{\$73,660}{0.1380}\\\\&= \$533,768 \end{aligned}[/tex]

Check the attached image below for a table of the present value of the cash flow.

The current value is calculated as:

[tex]\begin{aligned}\text{The current value per share of stock} &= \dfrac{\text{Total Present value of future cash flows}}{\text{Number of shares outstanding}}\\\\&= \dfrac{\$473,495}{15,000 \;\rm shares \; outstanding}\\\\&= \$31.57 \;\rm per \; share\end{aligned}[/tex]

Therefore, $31.57 is the current value per share.

Learn more about cash flow here:

https://brainly.com/question/17192081

For several years, Flame Corporation has had a current ratio that was consistent with the other companies in its industry. For most recent year, Flame's current ratio was significantly higher than that of the industry. What is the best possible explanation for this situation

Answers

Answer: b. Flowers liquidity has improved

Explanation:

The Current ratio is calculated by dividing the current assets of a company by its current liabilities. The current assets represent the liquidity of the company as they comprise of assets like cash and marketable securities.

If the current ratio was to increase, it would mean that either the numerator (current assets) increased or the denominator (current liabilities) decreased or that both happened. There is an option for the liquidity increasing which is saying that the numerator increases so this is correct as it is in line with what could have happened.

Consider an economy described by a specific factors model with an Agricultural and a Manufacturing Sector. The country is open to trade. All else equal, which of the following would be consequences of a sudden accumulation of specific capital in the manufacturing sector?
a. The real wage of workers measured in terms of manufactures will fall as capital replaces workers in that sector.
b. The real wage in the economy will increase, measured in terms of either good.
с. The number of workers employed in manufacturing will increase.
d. The real return to land specific to the agricultural sector will fall.

Answers

Answer:

с. The number of workers employed in manufacturing will increase.

Explanation:

When there's a sudden increase of specific capital in a certain sector, in this case, the Manufacturing Sector, the consequences could be an increase in the number of workers employed, since they have more money to invest and to produce more products. If you have more capital it means you're selling more or someone is investing in your sector, which means there's more demand for your products and you need to produce more.

Jefferson's recently paid an annual dividend of $7 per share. The dividend is expected to decrease by 1% each year. How much should you pay for this stock today if your required return is 14% (in $ dollars)

Answers

Answer:

the stock price that need to pay for the stock today is $46.2

Explanation:

The computation of the stock price is shown below:

= Dividend × (1 - growth rate) ÷ (required return - growth rate)

= $7 × (1 - 0.01) ÷ (14% - (-1%))

= $6.93 ÷ 0.15

= $46.2

Hence, the stock price that need to pay for the stock today is $46.2

Basically we applied the above formula so that the correct stock price could come

The task force members had trouble at first but finally the tension subsided, roles became clear, and information began to flow between members. In what phase of team development is this task force

Answers

Answer:

Norming

Explanation:

Since in the question it is mentioned that the roles are very clear to the team members also the information is starting to flow so here the team development represent the norming phase of this task force as in this stage the performance of the team rised since the members are ready to learn &corporate and also begins to focus on the team goal and objectives

The records of Orange Company showed the following information about a delivery truck purchased for $34,250: Accumulated depreciation as of December 31, Year 3: $12,000 On July 1 of Year 4, Orange Company sold the truck for $18,600. What gain/loss should Orange Company records related to the sale

Answers

Answer:

a loss of $3650

Explanation:

Book value at the time of the sale = purchase price - accumulated depreciation

$34,250 - 12,000 = $22,450

the sales price is less than the book price, thus it is sold at a loss

22,450 - 18600 = 3650

Vilas Company is considering a capital investment of $190,100 in additional productive facilities. The new machinery is expected to have a useful life of 5 years with no salvage value. Depreciation is by the straight-line method. During the life of the investment, annual net income and net annual cash flows are expected to be $15,600 and $49,500, respectively. Vilas has a 12% cost of capital rate, which is the required rate of return on the investment.

Answers

Answer:

9.49%

Explanation:

Internal rate of return is the discount rate that equates the after-tax cash flows from an investment to the amount invested

IRR can be calculated with a financial calculator  

Cash flow in year 0 =  $190,100

cash flow each year from year 1 to 5 =  $49,500

IRR = 9.49%

To find the IRR using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. After inputting all the cash flows, press the IRR button and then press the compute button.  

A principle of the human relation approach is that .

Answers

The basic principles of human relations approach are :- Human beings are not interested only in financial gains. They also need recognition and appreciation. Workers are human beings. So they must be treated like human beings and not like machines.

Stine Inc. had 500,000 shares of common stock issued and outstanding at December 31, 2014. On July 1, 2015 an additional 500,000 shares were issued for cash. Stine also had stock options outstanding at the beginning and end of 2015 which allow the holders to purchase 150,000 shares of common stock at $28 per share. The average market price of Stine's common stock was $35 during 2015. The number of shares to be used in computing diluted earnings per share for 2015 is

Answers

Answer:

780,000

Explanation:

Calculation to determine what The number of shares to be used in computing diluted earnings per share for 2015 is.

Diluted earnings per share=(500,000* 6/12) + (1,000,000 *6/12) + [((35 – 28) ÷35) *150,000]

Diluted earnings per share=250,000+500,000+30,000

Diluted earnings per share= 780,000.

Therefore The number of shares to be used in computing diluted earnings per share for 2015 is.780,000

Use this balance sheet to do horizontal analysis of the Howard Company. 2019 2018 amount percent Assets Current Assets $13,000 $10,000 Plant Assets $44,000 $50,000 Total Assets $57,000 $60,000 Liabilities $11,000 $20,000 Stockholders' Equity $46,000 $40,000 Total Liabilities and Equity $57,000 $60,000 What is the percent increase or decrease for current assets

Answers

Answer: 30%

Explanation:

The the percent increase or decrease for current assets will be:

= Increase in current asset / Old current asset × 100

= (13000 - 10000) / 10000 × 100

= 3000/10000 × 100

= 30%

Therefore, the Percent increase in he current asset is 30%

An industry has 5 firms. Firm A has 30% of the market, Firm B and Firm C each have 25% of the market, Firm D has 15% of the market, and Firm E has 5% of the market. What is the HHI for this industry

Answers

Answer:

2400

Explanation:

The HHI is calculated by squaring the market share of each firm in the industry.

30² + 25² + 25² + 15² + 5² = 2400

A large distributor has 4 retail outlets. Currently each outlet manages its ordering independently. Demand at each retail outlet averages 1000 per day. Assume there are 250 days per year. Each unit of product costs 120 dollars, and holding cost per unit of product per year is 12% of the product cost. The fixed cost of each order (administrative plus transportation) is 900 dollars in the decentralized system. The fixed cost of each order in the centralized system is twice of the decentralized system. Holding cost per unit are the same in the two systems.
3a. How much should ALL the warehouses order together to minimize the total cost in the CENTRALIZED system?The potential answers are:_______.A: 14606 units.
B: 15811 units.C: 19365 units.D: 12344 units.E: 12500 units.3B. How much does EACH warehouse need to order individually to minimize the total cost in the DECENTRALIZED system?The potential answers are:_______.A: 5164 units.B: 6124 units.C: 3904 units.D: 3953 units.E: 5590 units.

Answers

Answer:

a. Units to be ordered to minimize the total cost in the CENTRALIZED system:

= B: 15811 units.

b. Units to be ordered to minimize the total cost in the DECENTRALIZED system:

= E: 5590 units.

Explanation:

a) Data and Calculations:

Demand at each retail outlet = 1,000 per day

Number of days in a typical retail year = 250 days

Total annual demand at each retail outlet = 250,000 (1,000 * 250)

Total annual demand at the distributor = 1,000,000 (250,000 * 4)

Cost of each unit of product = $120

Total cost of product at each retail outlet = $30,000,000 ($250,000 * $120)

Total cost of product at the distributor = $120 million

Holding cost per unit = $14.40 ($120 * 12%)

Ordering cost per order at each retail outlet = $900

Ordering cost per order at the distributor = $1,800 ($900 * 2)

a. Units to be ordered to minimize the total cost in the CENTRALIZED system:

= EOQ = square root of (2 x D x S/H)

where D = annual demand

S = ordering cost

H = Holding cost

= square root of (2 * 1,000,000 * $1,800)/$14.40

= square root of 250,000,000

= 15,811 units

= square root of (2 * 250,000 * $900)/$14.40

= square root of 31,250,000

= 5,590 units

The company cost of capital for a firm with a 60/30/10 debt/common/preferred split, 8% cost of debt, 15% cost of equity, preferred stock sells for $50 today, and will pay a $6 dividend in year 1. Assume a 35% tax rate, solve for WACC.

a. 7.02%
b. 8.82%
c. 10.50%
d. 13.62%

Answers

Answer:

b. 8.82%

Explanation:

WACC = Cost of equity x Weight of equity + Cost of Preferred Stock x Weight of Preferred Stock + Cost of Debt x Weight of Debt

Cost of Preferred Stock calculation :

Cost of Preferred Stock = Expected dividend / Market Price x 100

                                        = $6 / $50 x 100

                                        = 12 %

After tax cost of debt calculation :

After tax cost of debt = Interest x (1 - tax rate)

                                    = 8 % x (1 - 0.35)

                                    = 5.20 %

therefore,

WACC = 15% x 30 % + 12 % x 10 %+ 5.20 % x 60 %

           = 8.82 %

You want to be able to withdraw the specified amount periodically from a payout annuity with the given terms. Find how much the account needs to hold to make this possible. Round your answer to the nearest dollar.

Answers

The question is incomplete. The complete question is :

You want to be able to withdraw the specified amount periodically from a payout annuity with the given terms. Find how much the account needs to hold to make this possible. Round your answer to the nearest dollar.

Regular withdrawal    $ 2200

Interest rate                        2%

Frequency                   Monthly

Time                                20 years

Solution :

Given :

Monthly withdrawal = $ 2200

Interest rate = 2%

Frequency = monthly

Time = 20 years

        = 20 x 12 = 240 months

Formula used :

[tex]$w=\frac{[PZ^{r-1}(Z-1)]}{[Z^Y-1]}$[/tex]         with Z = 1 + r

where, w = monthly withdrawal

P = principal amount

r = monthly interest rate

Y = Number of months

So, w = 2200

     r = 2% = 0.02

     Z = 1 + r

        = 1 + 0.02 = 1.02

Y = 240

Therefore,

[tex]$2200=\frac{P(1.02)^{240-1}(1.02-1)}{(1.02)^{240-1}(1.02-1)}$[/tex]

[tex]$P=\frac{2200(115.888-1)}{113.6164(0.02)}$[/tex]

   = 111,231829

   ≈ 111,232 (rounding off)

Thus, the account balance = $ 111,232

Which of the following is true? O You should plan to do difficult tasks during your least productive hours. O You can learn from failures. O Your supervisor will always take time to recognize your achievements. O You should initially plan your schedule assuming that everything will go as planned.​

Answers

The only thing that is a certain is that You can learn from your failures. None of the other ones make any sense.

The statement "you can learn from failures" is true.

A statement is true if it applies to the correct or right aspect or information. This is to say that a statement can be accepted or regarded as true if it applies to a certain way of things.

Among the given statements, the point about learning from one's mistakes is true. This is because it is an accepted notion or belief that mistakes make us learn lessons and then change accordingly. For instance, buying things online can be easy but if fake products are delivered, we learn not to trust that buyer for the next purchase. Statement 1 is wrong as there is no specific rule of when to plan difficult tasks. Statement 3 is wrong as supervisors never always take the time to recognize the achievements of their workers. Statement 4 is wrong as there is no specification on planning a schedule on the assumption that everything will go as planned.

True statements maybe when the stated fact or information is reliable or true to a point. Thus, the correct answer is the second option.

Learn more about failure here:

brainly.com/question/17912388

A building with an appraisal value of $129,668 is made available at an offer price of $158,618. The purchaser acquires the property for $36,973 in cash, a 90-day note payable for $24,989, and a mortgage amounting to $56,481. The cost basis recorded in the buyer's accounting records to recognize this purchase is

Answers

Answer:

$118,443

Explanation:

Calculation to determine what the cost basis recorded in the buyer's accounting records to recognize this purchase is

Using this formula

Cost Basis= Cash + Note payable + Mortgage amount

Let plug in the formula

Cost Basis= $36,973 + $24,989 + $56,481

Cost Basis= $118,443

Therefore the cost basis recorded in the buyer's accounting records to recognize this purchase is

$118,443

A truck was acquired on July 1, 2010, at a cost of $162,000. The truck had a nine-year useful life and an estimated salvage value of $18,000. The straight-line method of depreciation was used. On January 1, 2014, the truck was overhauled at a cost of $15,000, which extended the useful life of the truck for an additional two years beyond that originally estimated (salvage value is still estimated at $18,000). In computing depreciation for annual adjustment purposes, expense is calculated for each month the asset is owned. Instructions: Prepare the appropriate entries for January 1, 2014 and December 31, 2014.

Answers

Answer:

January 1st 2014

DR Truck {Property, plant and equipment} $15,000

CR Cash $15,000

December 31st, 2014

DR Income Summary $13,733

CR Depreciation expense $13,733

Explanation:

Depreciation per year

$162,000 - $18,000

=$144,000

=$144,000 / 9 years

=$16,000/year

=$16,000 * 3.5 years

=$56,000

Net Book Value of Truck on January 1st 2014

=$162,000 - $56,000

=$106,000

The truck was overhauled for $15,000 {It is a capital expenditure because life is increased}

On January 1st 2014

DR Truck {Property, plant and equipment} $15,000

CR Cash $15,000

Net Book Value after repair

$106,000 + $15,000

=$121,000

Calculate depreciation for the next years

$121,000 - $18,000

=$103,000 / 7.5 years {9 years - 3.5 years + 2 years}

=$13,733 / year

On December 31st, 2014

DR Income Summary $13,733

CR Depreciation expense $13,733.

Tabitha sells real estate on March 2 of the current year for $334,000. The buyer, Ramona, pays the real estate taxes of $16,700 for the calendar year, which is the real estate property tax year. Round any division to four decimal places and use in subsequent calculations. Round your final answers to the nearest dollar. Assume a 365-day year.

Answers

Answer:

Requirement "Determine the real estate taxes apportioned to and deductible by the seller, Tabitha, and the amount of taxes deductible by Ramona. Tabitha"

Tabitha will pay the Real estate tax until March 1 and this would be deductible from Tabitha. No of days = 60 days (January 1 to March 1)

Amount of tax deductible from Tabitha = $16,700* (60/365)

= $16,700 * 0.1644

= $2,745.48

= $2,745

Amount of tax deductible from Ramona = $16,700 * (305/365)

= $16,700 * 0.8356

= $13954.52

= $13,955

Which type of graphic organizer would best organize your notes on how to start a small business?
A). a timeline
B). a Venn diagram
C). problem-solution chart
D). a cluster diagram

Answers

My best guess is a timeline!

Answer:

a Venn diagram

Explanation:

Dartford Company reported the following financial data for one of its divisions for the year; average investment center total assets of $3,700,000; investment center income $640,000; a target income of 12% of average invested assets. The residual income for the division is:

Answers

Answer:

$196,000

Explanation:

Investment income= $6,700,000

Operating assets = $340,000

Rate of return = 12%

Residual income = [$640,000 - ($3,700,000*12%)}

Residual income = $640,000 - $444,000

Residual income = $196,000

what is the present value of $500 recieved at the end of each year for 15 years? ( assume thatt the first patyment is recieved a year from today. Use a discount rate of 10%, and round your answer to the nearest $10.) g

Answers

Answer:

$3800

Explanation:

Present value is the sum of discounted cash flows

Present value can be calculated using a financial calculator

Cash flow fromyear 1 to 15 = 500

I = 10%

PV = 3800

To find the PV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

Assume that you manage a $10.00 million mutual fund that has a beta of 1.05 and a 9.50% required return. The risk-free rate is 4.20%. You now receive another $5.00 million, which you invest in stocks with an average beta of 0.65. What is the required rate of return on the new portfolio

Answers

Answer:

8.83%

Explanation:

The computation of the required return is shown below;

The market risk premium is

= 9.5% - 4.2% ÷ 1.05

= 5.048%

Now

beta of portifolio is

= 10 ÷ 15 × 1.05 + 5 ÷ 15 ×  0.65

= 0.9167

And, finally  

required return is

= 4.2% + 0.9167 × 5.048%

= 8.83%

Hungry Hippos Corp is a fast-growth company. Dividends are expected to grow at a rate of 30 percent for the next three years, with the growth rate falling off to a constant 5 percent thereafter. If the required return is 11 percent, and the company just paid a dividend of $2.80, what is the current share price? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

Answer:

$86.22

Explanation:

P3 = D3 * (1+g) / (R - g)

P3 = D0*(1+g)^3*(1+g) / (R - g)

P3 = $2.80*(1+0.30)^3*(1+0.05) / (0.11-0.05)

P3 = $6.45918 / 0.06

P3 = $107.653

P0 = $2.80(1.3)/(1.11) + $2.80(1.3)^2/(1.11)^2 + $2.80(1.3)^3/(1.11)^3 + $107.65/(1.13)^3

P0 = $3.2792 + $3.8406 + $4.4980 + $74.6068

P0 = $86.2246

P0 = $86.22

Thus, the price of the stock today is $86.22.

At the beginning of 2019, Sunshine Corporation issued 18,000 shares of $100 par, 7%, cumulative, preferred stock for $110 per share. No dividends have been paid to preferred or common shareholders. What amount of dividends will a preferred shareholder owning 100 shares receive in 2021 if Sunshine pays $1,000,000 in dividends

Answers

Answer:

the amount of dividend that would be paid to the preferred shareholder is $2,100

Explanation:

The computation of the amount of dividend that would be paid to the preferred shareholder is shown below;

= Par value × dividend rate × number of shares × number of years

= $100 × 7% × 100 × 3 years

= $2,100

hence, the amount of dividend that would be paid to the preferred shareholder is $2,100

The same is to be relevant

Most economists believe the principle of monetary neutrality is a. relevant to both the short and long run. b. mostly relevant to the short run. c. irrelevant to both the short and long run. d. mostly relevant to the long run.

Answers

Answer:

d. mostly relevant to the long run.

Explanation:

In economics or financial accounting, money can be defined as any asset used by an individual or business entity to make purchases of goods and services at a specific period of time.

Simply stated, money refers to any asset which can be used to purchase goods and services by customers.

This ultimately implies that, money is any recognized economic unit that is generally accepted as a medium of exchange for goods and services, as well as repayment of debts such as loans, taxes across the world.

Additionally, the rate at which an asset can be used to purchase any goods or services refers to its liquidity. Thus, liquidity is a quality or characteristics of money as a medium of exchange. Therefore, money is a generally accepted medium of exchange around the world.

The three (3) main functions of money all over the world are;

I. Medium of exchange.

II. Unit of account.

III. Store of value.

The principle of monetary neutrality typically based on the idea that changes in any stock of money would affect only nominal variables such as exchange rate, wages and price in the economy of a particular country.

Most economists believe the principle of monetary neutrality is mostly relevant to the long run.

Most economists believe that the principle of monetary neutrality is mostly relevant to the long run. Therefore, option d is correct.

Monetary neutrality, a principle in economics, posits that changes in the money supply have no significant impact on real variables, such as output and employment, in the long run.

According to this concept, monetary policy actions, such as altering the money supply or interest rates, primarily affect nominal variables, like prices and inflation, rather than real economic activity.

The principle suggests that in the long run, the real economy is driven by factors other than changes in the money supply, such as productivity, technology, and institutional factors, which have a more substantial influence on economic growth and development.

Therefore, option d is correct.

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On August 2, Jun Co. receives a $7,000, 90-day, 11.5% note from customer Ryan Albany as payment on his $7,000 account. Prepare Jun's journal entry assuming the note is honored by the customer on October 31 of that same year. (Round your answers to nearest whole dollar value. Use 360 days a year.)

Answers

Answer:

Oct 31

Dr Cash $7,201

Cr Notes receivable—R. Albany $7,000

Cr Interest revenue $201

Explanation:

Preparation of Jun's journal entry assuming the note is honored by the customer on October 31, of that same year

Oct 31

Dr Cash $7,201

($7,000+$201)

Cr Notes receivable—R. Albany $7,000

Cr Interest revenue $201

(11.5%*7,000*90/360)

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