You are to make monthly deposits of $1,721 into a retirement account that pays 8 percent interest compounded monthly. If your first deposit will be made one month from now, how large will your retirement account be in 5 years?

Answers

Answer 1

Answer:

FV= $126,585.60

Explanation:

Giving the following information:

Monthly deposit (A)= $1,721

Interest rate (i)= 0.08/12= 0.0067

Number of periods (n)= 12*5= 60 months

To calculate the future value, we need to use the following formula:

FV= {A*[(1+i)^n-1]}/i

A= monthly deposit

FV= {1,721*[(1.0067^60) - 1]} / 0.0067

FV= $126,585.60


Related Questions

The following is selected financial information for Osmond Dental Laboratories for 2021 and 2022: 2021 2022 Retained earnings, January 1 $ 53,000 ? Net income 40,000 45,000 Dividends 12,000 25,000 Common stock 78,000 ? Osmond issued 3,000 shares of additional common stock in 2022 for $22,000. There were no other stock transactions. Prepare a statement of stockholders' equity for the year ended December 31, 2022. (Amounts to be deducted should be indicated with minus sign.)

Answers

Answer:

Osmond Dental Laboratories

Statement of Stockholders' Equity:

                                                           2022

Common stock                              $90,000

Retained earnings, December 31   101,000

Stockholders' equity                    $191,000

Explanation:

a) Data and Calculations:

Osmond Dental Laboratories for 2021 and 2022:

                                                       2021        2022

Retained earnings, January 1 $ 53,000              ?

Net income                                 40,000    45,000

Dividends                                    12,000    25,000

Common stock                          78,000              ?

Analysis:

Cash $22,000 Common stock $22,000

Retained earnings, January 1         $ 53,000     81,000

Net income                                         40,000    45,000

Dividends                                           -12,000   -25,000

Retained earnings, December 31   $ 81,000 $101,000

Common stock on December 31 = $90,000 ($78,000 + $22,000)

Statement of Stockholders' Equity:

Osmond Dental Laboratories for 2021 and 2022:

                                                           2021        2022

Common stock                             $78,000  $90,000

Retained earnings, December 31  81,000     101,000

Stockholders' equity                  $159,000  $191,000

Waterway Industries Recorded operating data for its Cheap division for the year. Waterway requires its return to be 10%. Sales $1600000 Controllable margin 88000 Total average assets 4400000 Fixed costs 100000 What is the ROI for the year

Answers

Answer:

See below

Explanation:

Given the above information, first we need to get the value of contribution margin , which is computed as;

Controllable margin = Contribution margin - Total direct fixed cost

$88,000 = Contribution margin - $100,000

Contribution margin = $88,000 + $100,000

Contribution margin = $188,000

Also,

Net income = Contribution margin - Total fixed expense

Net income = $188,000 - $100,000

Net income = $88,000

Return on investment = Net income ÷ Average operating assets

Return on investment = $88,000 ÷ $4,400,000

Return on investment = 2%

Therefore, the ROI for the year is 2%

The dominant form of business organization in the United States in terms of dollar sales volume, earnings, and employees is

Answers

Answer:

The answer is "The corporation".

Explanation:

In terms of dollar sales, profits, or personnel, the main form of the corporate organization throughout the USA was its company. The company's main form of business organization is indeed the company, a legal entity constituted by the selling of share capital to the owners, who have become stakeholders and the shares elect a board member who manages the company.

When 24,000 units are produced, variable costs are $12.00 per unit. Therefore, when 18,000 units are produced ________. Group of answer choices variable unit costs will increase to $16.00 per unit variable costs will remain at $12.00 per unit variable costs will total $288,000 variable unit costs will decrease to $9.00 per unit

Answers

Answer: variable costs will remain at $12.00 per unit

Explanation:

Variable costs refers to the costs that change when there's a change in the quantity of the good that's produced.

Since when 24,000 units are produced, the variable costs are $12.00 per unit. It should be noted that even when 18,000 units are produced, the variable cost will still remain $12.00 per unit.

Bramble Corp. expects to purchase $110000 of materials in July and $130000 of materials in August. Three-fourths of all purchases are paid for in the month of purchase, and the other one-fourth are paid for in the month following the month of purchase. How much will August's cash disbursements for materials purchases be

Answers

Answer:

$125,000

Explanation:

August's cash disbursements for materials purchases wiill be:

= July month purchase paid amount + August month purchase paid amount

= ($110,000 * 25%) + ($130,000 * 75%)

= $27,500 + $97,500

= $125,000

ow do each of the following events change the demand for or supply of​ jeans? A. The price of a denim skirt halves . B. People’s incomes increase . C. Upper A new technology becomes available that reduces the time it takes to manufacture a pair of jeans . D. The price of the cloth (denim )used to make jeans rises . E. Jeans go out of fashion . F. The price of a pair of jeans rises . G. The wage rate paid to garment workers falls . H. More specialty shops start to sell jeans .

Answers

Answer:

1. the quantity demanded of jeans increases

the quantity supplied of jeans decreases

2. the demand for jeans increases

3. the supply of jeans increases

4. the supply of jeans reduces

5. the demand for jeans falls

6. the quantity demanded of jeans decreases

the quantity supplied of jeans increases

7. the supply of jeans increases

8, the supply of jeans increases

Explanation:

Only a change in the price of a good leads to a movement along the supply curve (demand curve) for that good. If price increases, there is a movement up along the supply curve  and if prices decreases, there is a movement down along the supply curve. This is in line with the law of supply.

according to the law of supply, the higher the price, the higher the quantity supplied and the lower the price, the lower the quantity supplied.

Other factors other than changes in the price of the good leads to a shift of the supply curve. Such factors include :

A change in the number of suppliers

a change in the price of substitute goods

A change in the price of factors used in the production process

government regulation

If price increases, there is a movement down along the demand curve  and if prices decreases, there is a movement up along the demand curve. This is in line with the law of demand.

According to the law of demand, the higher the price, the lower the quantity demanded and the lower the price, the higher the quantity demanded.

Other factors lead to a shift of the demand curve. they include :

change in taste of the consumerchange in consumer's income season change in the price of substitutes

A. the price of denim halves. there would be a change in the quantity demanded and supplied. quantity demanded increases while quantity supplied decreases

b. An increase in income would lead  to a rightward shift of the demand curve. demand would increase

c.  As a result of new technology, supply would increase. supply curve would shift outward

d. As a result of the rise in price of denim, it because more expensive to make jeans. supply would fall.

e. If jeans goes out of fashion, consumers would no longer buy jeans. the demand would fall

g. if wages fall, it becomes cheaper to make jeans, thus the supply increases

In a Harvard print journal and ejournal article references for a reference list, which elements, if any, are placed in round brackets?

Author and journal title.


Author and issue number.


Year of publication and issue number, if there is one.


Article title and year of publication.

Answers

Answer: Year of publication and issue number, if there is one.

Explanation:

There are quite a number of referencing style conventions available in the world today with some of the most prominent being the APA style, MLA and the Chicago style.

Harvard has its own referencing style that may not be as popular as the above but is very well known nonetheless. When referencing using the Harvard style and the year of publication and issue number needs to be included in a print or e-journal reference, it is to be placed in a round bracket. If there isn't any then there is no need.

The margin of safety ratio is computed as actual sales divided by break-even sales. is used to determine the break-even point. indicates what percent decline in sales could be sustained before the company would operate at a loss. measures the ratio of fixed costs to variable costs.

Answers

Answer:

indicates what percent decline in sales could be sustained before the company would operate at a loss.

Explanation:

Since, Margin of safety ratio = Expected Sales - Break even sales

therefore,

The correct statement is : The margin of safety ratio indicates what percent decline in sales could be sustained before the company would operate at a loss.

The annual inventory of The Bike Shop Inc. shows the following information for mountain bikes: DATE QUANTITY COST TOTAL January 15 Beginning Inventory 80 $126 $10,080 March 20 Purchase 30 120 3,600 June 21 Purchase 20 126 2,520 October 12 Purchase 15 122 1,830 December 29 Purchase 10 122 1,220 Total available for sale 155 $19,250 If 36 mountain bikes were on hand on December 31, what is the value of the ending inventory using the LIFO method of inventory pricing

Answers

Answer:

$4,536

Explanation:

LIFO assumes that the units to arrive last will be sold first. Hence inventory valuation is based on the prices of earlier units.

Ending Inventory = 36 x $126 = $4,536

The value of the ending inventory using the LIFO method of inventory pricing is $4,536.

Sandhill Co. purchased machinery that cost $2800000 on January 4, 2019. The entire cost was recorded as an expense. The machinery has a 9-year life and a $180000 residual value. The error was discovered on December 20, 2021. Ignore income tax considerations.
Before the correction was made, and before the books were closed on December 31, 2013, retained earnings was understated by:____.

Answers

Answer:

$2,217,777.78

Explanation:

The computation is shown below:

The accumulated depreciation amount till 31 Dec 2013

= ($2,800,000 - $180,000) ÷ 9 × 2

= $582,222.22

Now the expenses recorded as the purchase is $2,800,000

so,  

The Retained earnings understated by

= $2,800,000 - $582,222.22

= $2,217,777.78

Crane Company has 900 shares of 4%, $100 par cumulative preferred stock outstanding at December 31, 2018. No dividends have been paid on this stock for 2017 or 2018. Dividends in arrears at December 31, 2018 totala) $400.b) $3600.c) $7200.d) $0.

Answers

Answer:

c) $7200

Explanation:

Preference dividends have preference when it comes to payment of dividends.

This means that we pay the Preference Stock holders their dividend (which is fixed) and there after the remainder is paid up to the Common Stockholders

Preference dividend = 900 shares x $100 x 4 % =  $3600

When Preference Stock is Cumulative, it means that all previous dividends in arrears have to be paid up before any current year distributions are made.

2018

Cumulative Preference dividend = $3600 (2017) + $3600 (2018) = $7200

therefore,

Dividends in arrears at December 31, 2018 total $7200

Riemer, Inc. has four departments. Information about these departments is listed below. Maintenance is a service department. If allocated maintenance cost is based on floor space occupied by each of the other departments, compute the amount of maintenance cost allocated to the Cutting Department.

Maintenance Cutting Assembly Packaging
Direct costs $20,000 $32,000 $72,000 $47,000
Sq. ft. of space 600 1,100 2,100 3,050
No. of employees 4 4 18 6

a. $3,520.
b. $5,000.
c. $20,000.
d. $3,874.

Answers

Answer:

a. $3,520.

Explanation:

The computation of the amount of maintenance cost allocated to the Cutting Department is given below:

= maintenance cost ÷ total floor space excluding maintenance cost

= $20,000 ÷ 6,250 × 1,100

= $3,520.

hence, the option is A.$3,520.

The 6,250 comes from

= 1,100 + 2,100 +  3,050

= 6,250

Weekly News, Inc., publishes a weekly newspaper 52 weeks out of the year. The company sells one-year subscriptions to its newspaper for $52 collected in advance. During its first year of operations, the company sold subscriptions to 1,000 customers. By the end of that first year, on average, customers had received 13 weekly copies. What is the amount of subscription revenue that should be reported on the income statement for that first year of operations

Answers

Answer:

13000

Explanation:

13*1000

The financing of long term assets should be made from

Answers

Answer:

The main sources constituting long-term financing are shares, debentures, and debts form banks and financial institutions.

Mary runs over a deer with her car. The ACV of her vehicle is $7,250. To repair the damages caused in the accident, it will cost $4,375. What will the insurer likely pay Mary for this claim, assuming that her COLLISION deductible is $500, and her OTHER THAN COLLISION deductible is $200

Answers

Answer: $4175

Explanation:

The Other Than Collision coverage is the payment to repair a vehicle when the damage caused isn't when one collides with another vehicle.

In this case, since Mary runs over a deer with her car, we'll deduct the other than collision deductible from her cost of the repair and this will be:

= $4375 - $200

= $4175

The insurer will pay Mary $4175

The resistance of employees in an organization against flexibility, growth, and diversification can be overcome by developing______________________.​

Answers

The resistance against flexibility, growth and diversification, in part be overcome by developing a spirit of entrepreneurship within the existing organization, called corporate entrepreneurship . I hope this helps

In the fall of 2008, AIG, the largest insurance company in the world at the time, was at risk of defaulting due to the severity of the global financial crisis. As a result, the U.S. government stepped in to support AIG with large capital injections and an ownership stake. How would this affect, if at all, the yield and risk premium on AIG corporate debt before and after U.S. Government support

Answers

• Initially default risk increases, yield increases, price of AIG decreases

• After government intervention, default decreases, yield decreases, price of AIG increases

If an American firm opens a production facility in India, the total value of the production will be included in the national income of the United States. consumption of fixed capital for India. gross domestic product of India. gross domestic product of the United States.

Answers

Answer:

gross domestic product of India

Explanation:

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

GDP records the final good and services produced within a country's borders

GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

Flow Company has provided the following information for the year ended December 31, 2019: Cash paid for interest, $22,500 Cash paid for dividends, $6,500 Cash dividends received, $4,500 Cash proceeds from bank loan, $34,000 Cash purchase of treasury stock, $13,500 Cash paid for equipment purchase, $29,500 Cash received from issuance of common stock, $39,500 Cash received from sale of land with a $34,500 book value, $27,000 Acquisition of land costing $53,500 in exchange for preferred stock issuance. Payment of $125,000 note payable by exchanging used machinery with a $79,500 book value and $125,000 fair value How much was Flow's net cash flow from investing activities

Answers

Answer:

$2,500

Explanation:

  Net Cash flow from investing activities

Particulars                                                 Amount

Cash proceeds from sale of Land           $27,000

Cash Paid for Equipment Purchase       -$29,500

Net Outflow from investing activities  ($2,500)

17. Calculating Future Values Streamsong Credit Bank is offering 4.7 percent compounded daily on its savings accounts. If you deposit $4,750 today, how much will you have in the account in 5 years

Answers

Answer:

Future value = $5912.87

Explanation:

Below is the calculation:

Interest rate = 4.7%

Present value of deposit = $4750

Time period, n = 5 years

Future value = Present value ( 1 + interest rate)^n

Future value = 4750 ( 1 + (4.7%/365)^5*365

Future value = 4750 (1 + 0.00012)^1825

Future value = $5912.87

Help please Briefly explain how technology affects promotional strategies.

Answers

Answer: Technology has transformed marketing by making campaigns more personalized and immersive for people and creating ecosystems that are more integrated and targeted for marketers. And it's not just the interface between brands and people that have been transformed. ... 30% will prioritise technology over creativity.

Charleston Inc. acquired 75% of Savannah Manufacturing on January 4, 2020. During 2020, Charleston sold Savannah $460,000 of goods, which had cost $380,000. Savannah still owned 20% of the goods at the end of the year. In 2021, Charleston sold goods with a cost of $520,000 to Savannah for $700,000, and Savannah still owned 15% of the goods at year-end. What amount of intra-entity gross profit should be deferred in 2021

Answers

Answer:

Amount of profit to be deferred =  $27,000

Explanation:

The intra-entity gross profit that needs to be deferred can be calculated as follows:

In 2021:

The amount of price on goods sold = $700,000

The actual cost price =    $520,000

Less:  $180,000

Amount of profit to be deferred = Profit × percentage of goods at the year-end (2021)

Amount of profit to be deferred = $180,000 × 15%

Amount of profit to be deferred =  $27,000

Knowledge Check 01 Feline Watch Company makes wrist watches out of silver metal sheets. Feline sold 200 watches in the month of June. It projects July and August sales to be 400 and 600 respectively. The company`s policy is to have 50% of next month`s sales in inventory. If the June ending inventory of watches is 200, how many watches must be produced in July

Answers

Answer:

the number of watches to be produced in July is 500

Explanation:

The calculation of the number of watches to be produced in July is given below;

Units Expected to be sale 400  

Add: Desired ending inventory 300 (50% of 600)

Total available 700  

Less: Beginning Inventory -200  

Units to be produced 500

Hence, the number of watches to be produced in July is 500

The Robinson Company reported net income of $90,000 in 2010. Additional information follows:Depreciation expense$18,000Loss on sale of equipment 10,000 Gain on sale of land 17,000 Given just this information, what was the Robinson Company's net cash provided by operating activities in 2010

Answers

Answer:

$101,000

Explanation:

With regards to the above information , the net cash provided by operating activities is computed as;

Net income

$90,000

Add:

Depreciation expense

$18,000

Add:

Loss on sale of equipment

$10,000

Less:

Gain on sale of land

($17,000)

Net cash provided by operating activities

$101,000

Therefore, Robinson company's net cash provided by operating activities is 2010 is $101,000

Slipper Company sold a productive asset, a machine, for cash. It originally cost Slipper $29,000. The accumulated depreciation at the date of disposal was $24,000. A gain on the disposal of $2,900 was reported. What was the asset's selling price

Answers

Answer:

$7,900 = selling price

Explanation:

Giving the following information:

Original cost= $29,000

Accumulated depreciation= $24,000

Gain= $2,900

First, we will determine the book value:

Book value= original cost - accumulated depreciation

Book value= 29,000 - 24,000 = $5,000

Now, the selling price:

Gain/loss= selling price - book value

2,900= selling price - 5,000

$7,900 = selling price

Interest can be regarded as the Group of answer choices payment to entrepreneurs for incurring risk in the production of new goods. return earned by capital as an input in the production process.

Answers

Answer:

return earned by capital as an input in the production process.

Explanation:

The interest means the return that is earned by the capiatl which represent as an input for the process of the production. Also it shows the reward for the capital purpose as the factor of production like land, labor, capital, etc

So, as per the given situation, the last option should be correct and the same is to be considered

Therefore the other options seems incorrect

During the previous year, Leveraged Inc. paid $100 million of interest expense, and its average rate of interest for the year was 8%. The company's ROE is 18.4%, and it pays no dividends. Estimate next year's interest expense assuming that interest rates will fall by 34% and the company keeps a constant equity multiplier, Calculate next year's estimated interest expense

Answers

Answer:

$67214400

Explanation:

Average rate of interest = 8% = 0.08

Amount paid by leveraged Inc ( previous year ) = $100 million

Growth rate retention = 1 ( since company pays no dividend )

ROE = 18.4%  = 0.184

Determine next year's estimated interest expense

Given that Interest rates will fall by 34%

interest expenses = $100,000,000

estimated Interest rate = 0.34

First step : calculate total debt

= interest expense / interest rate

= 100,000,000 / 0.08 = $1,250,000,000

next determine the growth rate

= ROE * growth rate retention =  0.184 * 1 = 0.184

next determine next year's debt

= Total debt * ( 1 + 0.184 )

=  1,250,000,000 * 1.0184  = $1,273,000,000

next determine Interest rate for next year

= interest rate - ( Interest rate * estimated interest rate )

= 0.08 - ( 0.34 * 0.08 ) = 0.0528  = 5.28%

Finally determine next year's estimated interest expense

= 5.28% * $1,273,000,000

= 0.0528 * 1,273,000,000  = $67214400

a report must be sent promptly to FINRA if a registered employee of a member firm for all of the following EXCEPT: A has violated the Securities Acts B is the subject of a written customer complaint alleging theft C is suspended or expelled by another Self Regulatory Organization D is ticketed for careless driving

Answers

Answer:

D

is ticketed for careless driving

Explanation:

FINRA Rule 4530 says one can report

each member of the firm promptly to FINRA, within 30 calendar days,

A T-bill has a discount Ask quote of 4.80 with 150 days to maturity and sells for $9800. The bill has a face value of $10,000. What is its Ask yield

Answers

Answer: 4.97%

Explanation:

Yield = (Face value / Purchase price - 1) * 365 days / Days to maturity

= (10,000 / 9,800  - 1) * 365 / 150

= 0.0204081632653 * 365/150

= 4.97%

A man wants to help provide a college education for his young daughter. He can afford to invest $1500/yr for the next 5 years, beginning on the girl 's 5th birthday. He wishes to give his daughter $10,000 on her 18th, 19th , 20th, and 21 st birthdays, for a total of $40,000. Assuming 6% interest, what uniform annual investment will he have to make on the girl's 9th through 17th birthdays?

Answers

Answer:

$1,919.69

Explanation:

when the daughter is 9 years old, total savings = $1,500 x 5.6371 (FVIFA, 6%, 5 periods) = $8,455.65

first 5 payments:

birthdays = 5, 6, 7, 8, 9

the present value of the $40,000 that he needs for her daughter's college = $10,000 x 3.4651 (PVIFA, 6%, 4 periods) = $34,651

the FV until the 17th birthday = $8,455.65 x 1.06⁸ = $15,650.82

he needs to save = $34,651 - $15,650.82 = $19,000.18

value of annual deposits = $19,000.18 / 9.8975 (FVIFA, 6%, 8 peridos) = $1,919.69

Other Questions
The energy of the sun is transferred through plants and given toA. producers. B. consumers. !!20 POINTS!!Human use a (an) ____________ circulatory system to remove waste. A. OpenB. ClosedC. CapillariyD. Continuous ou are going to write 5 sentences using the following verbs and the vocabulary:Verbs: I do/make=Yo hago, I put/place=Yo pongo, I leave/go out=Yo salgo, I give=Yo doy, I come=Yo vengoVocabulary: helado=ice cream, dulcera=candy store, la moneda=coin, la mesa=table, la farmacia=pharmacy, el dinero=money, la juguetera=toy store, la peluquera-hair salon, barato=cheap, el crdito=credit, la tarjeta de crdito=credit card, el precio=priceExample: Yo hago pan en la panadera - (I make bread in the bakery)1.Yo hago_______________2.Yo pongo_______________3.Yo salgo______________4.Yo doy________________5.Yo vengo_____________ Luke randomly selects 25 students from his school and asks each of them how many minutes they read each night to find out how much, on average, students at his school read. This represents which type of data collection Which of the following are properties of dictionaries? (check all that apply) nestable accessed by key iterable ordered The term divine rights is best defined as a. A) revolution to gain political rights and freedoms B) philosophy that encourages religious toleration C) belief that a ruler's authority comes from God D) system in which a monarch has limited power Give me 1-5 words for the theme of a song. And I will write a song based of the theme. Also i will do no more than 5 songs then i will finish and post them on this thread Explique a importncia da Corte Francesa ao se reunir em Versalhes e como era a poltica de favores que l aconteciam.DO NOT ANSWER IF YOU ARE GOING TO TROLL HELP IS NEEDED ASAPInstructions: The following argument argues for spending taxpayer money to colonize the moon. Read the argument and answer the question that follows:Topic and QuestionSpace Travel: Should our society spend taxpayer money to colonize the moon?Ineffective ArgumentI love space. It rocks.It is super important to colonize the moon because we will run out of room on earth. My neighbor who grows organic vegetables says that we are ruining the earths environment and we will need a new place to live. I totally agree.I think that another reason we should colonize the moon is that it would be cool. Can you imagine living up there and being able to see the earth? Wow. My best friend says that living on the moon would be an awesome experience for anyone.The moon is great!Why is the argument ineffective? In a paragraph of 710 complete sentences, explain why the following parts of the argument are ineffective, and how they can be improved:ClaimSupportConclusion ClincherPoint of ViewTransitionsSubmit your review of the argument. Do not write a complete argumentative essay. The following set of coordinates represents which figure?(7, 10), (4, 7), (6, 5), (9, 8) As elevation increases, temperature decreases. At which elevation will sound travel fastest? 500 meters 1,000 meters 1,500 meters 2,000 meters what's the value of x and y? A strong middle class grew during the period of industrialization.TrueFalse Sara says that 7.09 is equivalent to 7 9/10. Do you agree? EXPLAIN please help im very confused a). Por Qu medio se lleva a cabo la poltica?.b).Que procura la democracia Y por qu medio se lleva a cabo?. What is the approximate area, rounded to the nearest square inch, of the frame only? Use 3.14 for 1 H=1.01What is the molality of a solution containing 75.3 grams of KCIdissolved in 100.0 grams of water?K= 39Cl = 35.45 Which aspect of world culture is reflected by these quotations, all from the mid-1960s? "Our children are copying American culture and losing their own culture." "We dislike America, with all of its cars and consumer goods; we will never be so industrialized and wealthy." "We expect the United States, with their vast resources, to help developing nations in Africa." "Our teenagers drink American soft drinks, eat cheeseburgers, and listen to rock and roll music." "We saw the Egyptian pyramids and listened to Egyptians speak in their language." the invention of atomic energy the end of colonialism in Africa television space exploration hii! ill give brainliest pls help