The organizational traits that Max Weber identify as something that helps bureaucracies to operate smoothly is option b. specialization.
The German social scientist Max Weber (1864-1920) argued that forms constitutes the foremost economical and rational approach within which act will be organized which systematic processes and arranged hierarchies are necessary to take care of order, to maximise potency, and to eliminate favoritism.
The Max Weber Theory of forms proposes that each one business tasks should be divided among the workers. the premise for the division of tasks ought to be competencies and practical specialization. Employees in bureaucracies perform specialised tasks that decision for coaching and experience.
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assume that the percentage of women in the labor force of a certain country is 34 percent. a company employs ten workers, two of whom are women. if you were to use a simulation to mirror the real situation, how would you proceed with the labeling?
The average number of women is (3+0+1)/3 = 4/3
As there is a 34% chance of selecting a woman, if a digit is 0-3, it is a woman and if it is 4-9 it is a man.
Row 136. 86051 45093 0, 1, 0, 3 are less than 4, so there are 4 women.
20021 98648 2, 0, 0, 2, 1 are less than 4, so there are 5 women.
23900 49375 2, 3, 0, 0, 3 are less than 4, so there are 5 women.
c) On average, there are (5+5+4)/3 = 14/3 women.
d) 71435 51648 1, 3, 1 are less than 4, so there are 3 women
89675 97778 There are no numbers less than 4, so there are 0 women.
99624 89697 2 is below 4 so there is 1 number less than, so there is 1 woman.
The average number of women is (3+0+1)/3 = 4/3
It is not the same. This could be simply a random result.
The mean (average) of the records set is found by means of adding all numbers in the records set and then dividing by using the variety of values within the set. The median is the middle value when a record set is ordered from least to finest. The mode is the number that takes place most usually in a statistics set.
The average is described as the suggested cost that's identical to the ratio of the sum of the quantity of a given set of values to the total wide variety of values gift within the set.
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rawlings purchased a typewriter from kroll typewriter co. for $600. at the time of the purchase, he made an initial payment of $75 and agreed to pay the balance in monthly installments. a security agreement that complied with the ucc was prepared, but no financing statement was ever filed for the transaction. rawlings, at a time when he still owed a balance on the typewriter and without the consent of kroll, sold the typewriter to a neighbor. the neighbor, who had no knowledge of the security interest, used the typewriter in her home. could kroll repossess the typewriter from the neighbor
Kroll cannot repossess the typewriter from the neighbor.
A typewriter is a machine designed to type on paper rather than handwriting. There are keys for entering letters, numbers, and symbols simultaneously. The typewriter was made in 1829. Typewriters were originally invented to speed up writing and printing.
The typewriter facilitated the spread of organizational management by reducing the time and cost of writing documents. It enabled the communication systems that shape the business world. The use of typewriters is increasing because the work done by them is accurate, clean, and fast. Your work will look better and work faster. It also creates clean, readable writing and facilitates copy counts.
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a buyer expressing concern about the product's ability to function properly is raising which type of objection?
Product-related objections arise when a customer expresses concern about the product's ability to function properly.
What is objection to a product?
a potential buyer's objection to the characteristics or quality of the goods offered by a salesperson.
What is the objection's justification?
An objections list The following are legitimate reasons to object to a witness's question:Confusion, ambiguity, misinterpretation, and unintelligibility: the inquiry isn't clear and exact enough for the observer to answer appropriately.Contesting the law:The jury is being instructed on the law by counsel.
In sales, what is the most prevalent objection?
The most prevalent form of objection to sales is price.Prospects who have every intention of purchasing will still object to the price and either claim that it is excessively high or hint that they would prefer it to be sold at a lower price.
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a manufacturer of specialty jams and jellies has decided to ally itself with an orchard and vineyard growing rare strains of fruit. this is a(n) strategy. a. horizontal complementary b. network c. vertical complementary d. uncertainty reduction
A specialty jam and jelly company has decided to partner with an orchard and vineyard that grows rare fruit strains. This is a vertical complementary strategy.
What do you mean by vertical complementary strategy?
A vertical strategic alliance (also known as a vertical complementary strategic alliance) is a voluntary strategic partnership in which firms share specific types of resources and capabilities from various supply chain segments (not to confuse with the value chain.) Vertical alliances strengthen business relationships by exchanging knowledge, resources, and capabilities. Suppliers can participate in the product design process, and distributors can participate in the distribution arrangements process. To form a successful alliance, the participants must share the same goals and objectives, have a strong desire to achieve them, and understand and carry out the necessary processes.
So, The required answer is vertical complementary strategy.
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for wholesalers and retailers what approximate percentage of the cost of finished goods comes from purchased inventories?
for retailers and wholesalers About 90% of the price of completed items is derived from bought stocks.
What are the top 3 company cost?Direct materials, production overhead, and overhead are the three main types of expenditures that are accounted for during the manufacturing process. There are a couple exceptions, as certain automated manufacturing firms are not subject to direct labor expenses, while other service sectors don't incur direct material costs.
What does cost in business mean?Cost is the dollar amount spent by a business to produce or provide goods or services. It excludes the profit margin markup. Cost is the sum of money spent on making a thing or product, as seen from the seller's perspective.
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dwane johnson owes verizon wireless $1100. johnson offers verizon $500 in lieu of the original $1000 debt and verizon accepts. settling a claim by the debtor offering to pay less than the creditor claims to be owed is an example of
Settling a claim by the debtor offering to pay less than the creditor claims to be owed is an example of an accord and satisfaction. (b) an accord and satisfaction is the correct option.
An accord and satisfaction is a legal contract according to what two parties agree to discharge a infraction claim, contract, or other obligation for an amount build on terms that differ from the initial amount of the contract or claim.
An accord and satisfaction is a new agreement that put up the terms of an subsisting agreement in favor of a new one.
Accord and satisfaction is a idea from contract law that usually petition to the purchase of a release from a debt obligation.
The accord is the agreement on the new terms of the contract, and the satisfaction is the presentation of those terms according to the agreement.
The given question is incomplete, the complete question is given below:-
Ques.: Dwane Johnson owes Verizon Wireless $1100. Johnson offers Verizon $500 in lieu of the original $1000 debt and Verizon accepts. Settling a claim by the debtor offering to pay less than the creditor claims to be owed is an example of
A. Fraudulent Misrepresentation
B. an accord and satisfaction.
C. Promissory estoppel.
D. a release.
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what type of commercial lease allows the landlord to set an initial rental price, then increase rent based in changes to the property’s appraised value?
A graduated type of commercial lease allows the landlord to set an initial rental price, then increase rent based in changes to the property’s appraised value.
A hire is a contractual arrangement calling for the consumer to pay the owner for the usage of an asset. assets, homes and vehicles are not unusual belongings which might be leased. industrial or business system also are leased. basically a rent agreement is a contract between events: the lessor and the lessee.
In leasing, you will must pay a fixed quantity ( it is going to be 40-50 times that of the apartment amount). additionally, if a selected company calls for an asset for the duration of the year, then a hire is the fine option. however, if there's no such call for, then renting is the first-rate alternative.
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mia contracted with greencare lawn service for a pest treatment on mia’s lawn for $1,000. pat lives next door to mia. greencare mistakenly treats pat’s lawn instead of mia’s. pat watched them perform the treatment while looking through the window of his living room, but did not go outside and stop them. when greencare seeks payment from pat, greencare can probably receive:
Since the mistake is from the part of greencare, Mia is not expected to pay. Greencare receives nothing. This mistake is known as unilateral mistake.
Avoiding Unilateral mistakesThe following actions should be taken by contracting parties to avoid unilateral mistakes in a contract:
The contract's terms should be carefully reviewed by the parties during negotiations, and their understandings of the clauses should be verified.The use of ambiguous language should be replaced with statements that are distinctly clear.Barcode readings and other trustworthy identification methods should be preferred over conventional product descriptions whenever possible.If there is any ambiguity regarding the terms of the agreement, the parties shouldn't sign it.Parties ought to collaborate with qualified authorities in several relevant disciplines. For instance, a skilled attorney can assist in avoiding unilateral errors when drafting a contract.Learn more on unilateral mistakes here https://brainly.com/question/15158227
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_____ is the physical positioning or geographic site of facilities and must be determined by the needs and requirements of an organization.a. Layoutb. Locationc. Margind. Design
Location is the physical positioning or geographic site of facilities and must be determined by the needs and requirements of an organization.
Site geography: what is it?Site can be found on a map and is the precise location of a city. Cities are situated in relation to their natural and man-made surroundings. Cities have geographically specific characteristics on their sites. The city's environment comprises features that aren't specific to the place of settlement.
In geography, what are the two different sorts of location?One of two ways—absolute or relative—can be used by geographers to pinpoint a location. Both are geographical descriptions of a specific place. The distinction between absolute and relative position will now be discussed.
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matching question match the method of depreciation to the respective definition. declining balance declining balance drop zone empty. straight-line straight-line drop zone empty. units-of-production
The method of depreciation to the respective definition declining balance drop zone empty straight-line.
In accountancy, depreciation is a time period that refers to two aspects of the same concept: first, the real lower of fair fee of an asset, such as the lower in price of manufacturing facility device each yr as its miles used and wear, and second, the allocation in accounting statements of the original value of the property to durations wherein the property are used (depreciation with the matching principle). Depreciation is hence the decrease inside the cost of belongings and the technique used to reallocate, or "write down" the value of a tangible asset (inclusive of system) over its useful existence span.
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the assumptions and values that direct everyone in the organization toward appropriate behavior and the right way of doing things is called
These assumptions and values that direct everyone is called organizational culture. The fundamental attitudes, presumptions, values, and communication patterns that shape an organization's particular social and psychological climate are referred to as its organizational culture.
What is an organizational culture?
The notion of organizational culture has historically been disputed among researchers. Edgar Schein, a pioneering researcher in this area, defined "organizational culture" as a collection of traits, including a common "pattern of basic assumptions" that group members have grown accustomed to over time as they develop the skills to successfully handle both internal and external organizationally relevant problems. In his 1951 book The Changing Culture of a Factory, Elliott Jaques first presented the idea of culture in the context of organizational settings. A case study of changes in the social life of one industrial neighborhood between April 1948 and November 1950 was the subject of the book. The "instance" included a publicly traded British business whose primary activities were the production, distribution, and maintenance of metal bearings. The study focused on describing, analyzing, and developing corporate group behaviors.
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the assumptions and values that direct everyone in the organization toward appropriate behavior and the right way of doing things is called
if the macroeconomy is experiencing an inflationary gap, what actions would a keynesian economist suggest be taken to adjust the economy
If the macro economy is experiencing an inflationary gap, then Keynesian economist would decrease government spending to adjust the economy.
What is government spending?Government spending refers to the money the public sector spends to purchase goods and provide services such as education, health care, social protection and defense.
How does government spending affect the economy?Increased government spending can create a multiplier effect. When government spending leads to employment of the unemployed, it increases the disposable income of the unemployed, further increasing aggregate demand.
What are the benefits of government spending?Purpose of government spending - provision of goods and services not provided by the private sector. B. Defense, roads and bridges; get financial resources such as hospitals and schools, and benefits such as unemployment insurance and disability benefits.
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The government has many obligations to provide services to its tax-paying citizens. If you were in Congress, how
would you balance the need for the government to spend money on necessary things with a prudent approach to controlling the debt and the deficit? Use examples in your answer.
A government is considered to have a budget surplus if it raises more revenue through taxes than it spends. A budget that is balanced means that taxes and spending are equal. The government debt is the total of all prior surpluses and deficits.
What is Budget surplus?A budget surplus occurs when income exceeds expenses. The term is commonly used to describe a government's financial status since citizens have "savings" instead of a "budget surplus." A surplus is evidence of a government's capacity to manage its finances appropriately.
Example,
A resource or good is said to have a surplus if there is more than is presently being utilized. A surplus can refer to a variety of items, such as cash, goods, assets, and earnings. A surplus in the sense of inventory refers to items that remain on store shelves but have not yet been purchased.
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During the meeting, kristof asked, "where is the product typically bought by customers in the international market segments?" what element of the marketing mix is he addressing?.
He addresses the distribution strategy of the marketing mix in this segment.
What is International market segmentation?International market segmentation was based only on environmental considerations. suggests that important markets be grouped by international marketers using both sustainability and marketing successful strategies.
Creating a successful distribution channel is figuring out how to get your business's products or services out there. This kind of strategy aims to increase profits while retaining faithful clients.
Kristof questioned where the product was frequently purchased by clients in the global market sectors at the conference. A path that directs the shipment of goods and services through manufacturers to customers made up of intermediates is referred to as a channel of distribution.
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what are the three (3) elements that must be met before directors or officers may be found to have usurped a corporate opportunity?
Before directors or officers can be found to have usurped a corporate opportunity, conditions must be met: the opportunity was presented to the director or officer in his or her corporate capacity, and the opportunity is related to or connected with the corporation's current or proposed business.
Usurpation of real property rights or occupation of real property, as defined in Penal Code Article 312.
If an officer or director of a corporation is presented with a business opportunity in the same or a related business to the one in which the corporation is involved, they cannot simply pursue that opportunity for personal gain.
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a growing chain is trying to decide which store location to open. the first location (a) requires a $500,000 investment in average assets and is expected to yield annual income of $80,000. the second location (b) requires a $200,000 investment in average assets and is expected to yield annual income of $40,000. (1) compute the expected return on investment for each location. (2) using return on investment, which location (a or b) should the company open?
A growing chain is trying to decide which store location to open. the first location computes the expected return on investment for each location. Hence, option A is appropriate.
What is an investment?Investments are financial commitments made to acquire assets in the hopes that their value will rise over time. Investment necessitates the loss of a current resource, such as labor, money, or effort. The goal of investing in the financial realm is to make money from the asset that is being used.
An investment is something that is purchased to earn money or gain fame. The purchase of products that are not used right away but will be utilized to create wealth down the road is referred to as an "investment" in an economic outlook.
Hence, option A is correct.
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item10 item 10 the simple deposit expansion multiplier is really too simple for understanding the link between changes in a central bank's balance sheet and the quantity of money in the economy because it
The link between changes in central bank's balance sheet and quantity of money in economy because it ignores fact that people might change their currency holdings.
What is a balance sheet?Financial accounting summarizes the financial balances of an organization, whether it is a sole proprietorship, business partnership, corporation, private limited company, or another type of institution like the government or a not-for-profit, on a balance sheet. Assets are listed on the left side of a balance sheet for a business, while financing—which is broken down into obligations and ownership equity—is listed on the right. Most frequently, the key kinds of assets are grouped in ascending order of liquidity. The calculation for the balance sheet can also be thought of as total assets equal to liabilities plus owner's equity. Balance sheets typically have two columns: one for assets, the other for obligations and net value, with the two columns "balancing."
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what advice would you share with someone who is thinking of enrolling in the project management course
A successful project manager must possess the following three essential qualities: leadership, management, and communication.
What do you consider to be an essential skill for a successful project manager?
The main abilities of a venture chief incorporate initiative, correspondence, using time productively, arranging, group the board, and decisive reasoning.He or she must also be able to use the tools they have to the fullest and keep up with project management trends.
What is the most crucial action that a project manager should take?
The most crucial role of a PM is to foster an environment where the team can innovate if success depends on innovation.Throughout the project, the PM must communicate with the team and stakeholders to accomplish this;focus on problem-solving and allow for failure.
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Which of the following would cause the aggregate demand curve to shift to the left?
Group of answer choices
Consumers and firms become more optimistic about the future
An increase in investment
An increase in taxes
An increase in government purchases
An increase in taxes and an increase in government purchases would cause the aggregate demand curve to shift to the left.
The entire amount of products and services that consumers are willing to buy in a specific economy and during a specific time period is known as aggregate demand (AD).
A "shift" occurs when aggregate demand changes in a way that modifies its connection with aggregate supply (AS).
Shifts to the left, a decline in aggregate demand, signify a falling or contracting economy, which is often seen negatively.
Because of growing living expenses or higher government taxes, consumers may spend less. To close a budget deficit, the government may chose to increase taxes or cut spending.
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bob and carlotta are welders working for two different divisions of the same company. both have the same level of experience. however, bob earns more than carlotta. under the fair labor standards act (flsa), which statement justifies the organization's decision to pay bob more than carlotta?
Therefore, Bob's residence in a region with higher living costs serves as the proper justification for the organization's choice.
What do you mean by labor standards?The rules and regulations that control working conditions (such as minimum salaries, workplace health and safety, employment stability, and working hours) are known as labor standards. The Fair Labor Standards Act of 1938, which is codified at 29 U.S.C. 203, established rights such as a minimum wage and "time-and-a-half" overtime pay. Everyone who works more than forty hours each week is entitled to these rights. Additionally, it prohibits "oppressive child labor" on youngsters.
What is the importance of labor standards?It is crucial to comprehend this since failing to obey the law will never be an acceptable defense. The rights and benefits of employees are outlined in labor laws, which also establish specific criteria like the amount of weekly paid time off, donations, and the like. These lay out the terms of employment, including the number of hours that must be worked, how much must be paid, and how many days off must be taken. Employees in businesses that are subject to federal regulation must abide by these standards.
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Bob's gift shop sold a record number of cards for mother's day. One salesman sold 27 cards, which was 2% of the cards sold for mother's day. How many cards were sold for mother's day?.
1350 cards were sale on mothers day.
27=2% then 1%=13.5
then 100%= 13.5×100=1350 cards
What do you mean by sales?A sale is a deal in which two or more parties trade goods or services for cash or other assets. In the financial markets, a sale is an agreement between a buyer and a seller including the cost of a security and its delivery for predetermined payment.
Which sales are there?Sales representatives mostly work with the two categories of inside sales and outside sales. interior sales. Any transactions made at home or remotely are considered to be inside sales. These sales take place over the phone, over email, through CRM systems, and via VOIP.
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when a play is performed as it will be before the public, complete with all production elements but without an audience present, it is called the
ANSWER: When a play is performed as it will be before the public, complete with all production elements but without an audience present, it is called the dress rehearsal.
WHAT IS DRESS REHEARSAL?A rehearsal is an activity that takes place in the performing arts in order to prepare for a performance in music, theater, dance, and other related fields like opera, musical theater, and filmmaking. To make sure that every aspect of the upcoming performance is properly planned and organized, it is done as a type of practice.
The full-scale dress rehearsal is where the musicians and/or actors perform every aspect of the production. The cast members dress in their clothes for a theatrical performance. Although the stage manager and director may use scripts, the players may employ backdrops and props instead.
It is not necessary to dress formally for the dress rehearsal of a musical performance (such as, tuxedos and gowns). The dress rehearsal is the last practice before a performance in music; earlier practices may entail honing difficult passages of the piece or pieces, but the dress rehearsal usually involves playing the whole thing.
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Data Marketing, Inc., registers its trademark as provided by federal law. After the first renewal, this registration
A. is renewable every ten years
B. runs for the life of the corporation plus seventy years
C. runs forever
D. is renewable every twenty years
Data Marketing, Inc., registers its trademark as provided by federal law. After the first renewal, this registration (A) is renewable every ten years.
Renewable resources consist of biomass power (including ethanol), hydropower, geothermal strength, wind power, and sun strength. Biomass refers to organic material from flowers or animals. This consists of wood, sewage, and ethanol (which comes from corn or other plants).
Examples of renewable energy assets consist of wind energy, solar energy, bioenergy (organic count number burned as a gasoline) and hydroelectric, along with tidal strength.
Renewable energy generates about 20% of all U.S. strength , and that percentage continues to grow.
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you need to send an informational report to your supervisor updating him on the status of your consulting project. which report format would be most appropriate in this situation? letter format formal report manuscript format e-mail or memo format
A formal Report would be most appropriate in this situation. An official report that includes the thorough information, analysis, and statistics needed to make business choices is referred to as a formal report.
Typically, the goal of this report is to address an issue. Official reports can be, for instance: Reports on Inspection. Formal reports should be written in a formal corporate tone, without using excessive jargon or slang, and should be precise and succinct. Planning and rhetorical awareness—knowing the aim, audience, stakeholders, and context—are essential when drafting a formal report. The paper is checked for spelling and grammar issues during proofreading.
Research reports, proposals, feasibility studies, business plans, compliance reports, and monthly reports are examples of standard reports. While analytical reports draw findings and make suggestions based on data analysis, informational reports simply convey information.
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the total of all category sales for all electronic stores in Smallville is $195,000 per month. These sales are split between three stores. Andy's accounts for $59,000 worth of sales, and the remaining sales are divided evenly between Wired and Cost-Plus. TYPO introduces a new wireless keyboard into the market and is stocked by Andy's and Wired, but not by Cost-Plus. What are total sales for Wired per month? 0 dollars PS1 1 2 3 4 5 SUBMIT ANSWER EXIT What are total sales for Wired per month?What is the % All Commodity Volume (ACV) distribution of TYPO's wireless keyboards?What is the numeric distribution for TYPO's wireless keyboards?If Wired no longer carried TYPO wireless keyboards, but Cost-Plus picked up the line, what would the new %ACV distribution beIf only Andy's was to carry TYPO's line of wireless keyboards, what would the new %ACV distribution b
The total sales for Wired per month is $68,000 and the 69.74 % that on all Commodity Volume (ACV) distribution of TYPO's wireless keyboards is done.
What is Total Sales?Total sales, often known as gross sales, is the sum of all sales income a company makes via regular operations. Money must enter the cash register before it can be used to pay bills or generate a return for investors, so this is an important quantity for any firm.
For analyzing the sales data, total sales can be ascertained for annual or monthly basis for each product:
In given scenario,
The total sales from sale of all electronic stores in Small Ville is $195,000 per month. These sales are split between three stores. Andy's accounts for $59,000 worth of sales,
A) The remaining sales are $136000 which are divided evenly between Wired and Cost-Plus i.e. $68000 each.
B) all Commodity Volume (ACV) distribution = ($68,000 + $68,000) ÷ $195,000 = 69.74%
TYPO introduces a new wireless keyboard into the market and is stocked by Andy's and Wired, but not by Cost-Plus.
Thus the total sales is $68,000 and percentage of ACV is 69.74%.
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The ratio of the percentage change in the quantity supplied of a good/service/e-good/e-service to a given percentage change in its price, or cost, is known as the price elasticity of supply. True False
The answer is true. The percentage change in quantity supplied as a result of a specific percentage change in the commodity's own price is known as price elasticity of supply.
It is determined by dividing the percentage change in the quantity delivered by the percentage change in the commodity's price. These factors impact the price elasticity of supply: Number of producers: simplicity of entrance. Spare capacity: If there is a change in demand, it is simple to expand production. Switching is simple when production of the good may be changed, making the supply more elastic. The availability of non-essential items like soft drinks.
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when an exchange of similar assets has commercial substance, it is accounted for similar to that of a sale of a fixed asset; thus, the entry to journalize the exchange would include a
When a similar asset exchange has commercial substance, it is accounted for similarly to a fixed asset sale; thus, the entry to journalize the exchange would include a debit to Accumulated Depreciation.
A fixed asset is a term used in accounting for assets and property that cannot be easily converted into cash. It is also known as long-lived assets or property, plant, and equipment. Fixed assets differ from current assets, which are liquid assets such as cash or bank accounts.
Examples of fixed assets include land, machinery, vehicles, furniture, computer equipment, buildings, and other equipment.
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Jerry has a problem with a package he just received—two items from his order are missing. Who should he contact to resolve the problem?.
Jerry has a problem with the package he received. He is missing two of the items he ordered. To resolve the issue, he must contact a customer service representative.
What do customer service representatives do?Customer service representatives listen and answer customer questions. Customer service representatives work with customers to resolve complaints, process orders, and provide information about the organization's products and services.
What are her three key qualities of customer service?Essentially, the three key qualities of customer service revolve around the three 'p's: Professionalism, patience and a people-first attitude. Customer care differs from one customer to the next, but as long as you stick to these rules, you're doing it right.
What skills do customer service agents need?According to our data, the top customer service skills agents need are:
Persuasive speaking skills. Think of the most compelling speakers in your organization. sympathy. Adaptability. Ability to use positive language.clear communication skills.self control.take responsbility on. endure.To learn more about customer service visit:
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franchising is appropriate when a . firm's business methods are not polished, it has a desire to grow, and it is trying to commercialize a technology product firm has a strong trademark, a desire to grow, and a well-designed business method firm is trying to commercialize a technology product, it is well-funded, and it has a desire to grow firm has a weak trademark, it is well-funded, and it has a desire to grow firm has a desire to grow, it has a well-designed business method, and it is well funded
Franchising is appropriate when a firm has a strong trademark, a desire to grow, and a well designed business model.
A franchise (or franchising) is a way of dispensing products or services related to a franchisor, who establishes the logo's trademark or change call and a commercial enterprise device, and a franchisee, who pays a royalty and frequently a preliminary fee for the proper to do commercial enterprise below the franchisor's call and system.
Franchising is a business courting between two entities in which one birthday celebration allows every other to promote its merchandise and highbrow assets.
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insurance that protects the lender in the event that the borrower does not repay the mortgage is called:
Insurance that protects the lender in the event that the borrower does not repay the mortgage is called Mortgage insurance .
Why do mortgage insurance policies exist?You can qualify for a loan that you might not otherwise be able to acquire since mortgage insurance reduces the risk to the lender of making a loan to you. Mortgage insurance will typically be required of borrowers who put down less than 20% of the home's price.
Does purchasing mortgage insurance make sense?If you find yourself unable to make your monthly mortgage payments owing to a variety of reasons, mortgage protection insurance serves as a safety net to pay them for you. Your home may not be repossessed if you are able to avoid going into mortgage default.
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