When a decision is involved and there is ambiguity about the commander's intent, the briefer should take proactive steps to seek clarification.
One approach is to submit a draft of the memorandum for record (MFR) to the appropriate authorities for correction and clarification before proceeding with the final document. By doing so, the briefer ensures that any ambiguities or misunderstandings are addressed and corrected in the MFR, which serves as an official record of the decision-making process.
This process allows for necessary revisions and improvements to be made, ensuring that the final document accurately reflects the commander's intent and provides clear guidance for further actions. It promotes effective communication, reduces potential misunderstandings, and enhances the overall decision-making process.
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Under the Articles of Confederation…..
a)Group of answer choices individual states had responsibility and written authority to make military treaties with other countries.
b)all individual state money was to be destroyed effective 1 January 1781 and only silver dollars were to be used.
c) the U.S. national government assumed all the power that the British parliament had to impose taxes.
d) the U.S. national government could only ask states for money.
All individual state money was to be destroyed effective 1 January 1781 and only silver dollars were to be used.
A comprehensive revision of the laws controlling the US Mint was made by the Coinage Act of1781, also referred to as the Mint Act of 1781. By removing the option for owners of silver bullion to continue having their coins produced into standard silver dollars while continuing to permit owners of gold bullion to have their coins transformed into money, the act established a gold standard by default. Three small-denomination coins were also withdrawn, and a Trade dollar with limited legal tender that was largely aimed at export to Asia was introduced. Detractors referred to the occurrence as the "Crime of '73" because it had divisive results. Prior to the California Gold Rush or the American Civil War, the Mint Act of 1781 was established, and it had a significant impact on American history.
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Which case represented the first time the supreme court reviewed and ruled on acts of the other branches of government?.
Marbury v. Madison, arguably the maximum crucial case in Supreme Court history, became the primary U.S. supreme-court case to use the precept of "judicial review" -- the energy of federal courts to void acts of Congress in warfare with the Constitution.
It's Written in 1803 through Chief Justice John Marshall, the selection performed a key function in making the Supreme Court a separate department of presidency on par with Congress and the executive. The information surrounding Marbury have been complicated. In the election of 1800, the newly prepared Democratic-Republican celebration of Thomas Jefferson defeated the Federalist celebration of John Adams.
It's growing an ecosystem of political panic and Adams appointed a huge variety of justices of peace for the District of Columbia whose commissions have been authorized through the Senate, signed through the president, and affixed with the reputable seal of the government. The commissions have been now no longer delivered, however, and while President Jefferson assumed workplace March 5, 1801, he ordered James Madison, his Secretary of State, now no longer to supply them. William Marbury, one of the appointees, then petitioned the Supreme Court for a writ of mandamus, or criminal order, compelling Madison to expose purpose why he need to now no longer get hold of his commission.
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Correct Question:
What's the case represented when the first time the supreme court reviewed and ruled on acts of the other branches of government?.
for a defendant to be convicted in a criminal prosecution under the securities laws, there can be no reasonable doubt that the defendant knew he or she was acting wrongfully.
There must be no room for dispute that the defendant knew their behavior was improper in order for them to be found guilty in a criminal case under the securities laws. The possibility that the defendant may have behaved willfully cannot even be raised by the jury.
What does the Sixth Amendment have to say about choosing jurors?One of the cornerstones of American criminal law is the right to a jury trial. The right to a fair trial by a local jury is protected under the Sixth Amendment. The Supreme Court has, however, had to make decisions over the years about when and how much bias on a jury is acceptable.
Do juries have to give a reason for their choice?Generally speaking, juries in civil or criminal cases are not required to explain their decisions. The jury will render a straightforward decision (guilty/nonguilty or liable/notliable) and is not required to give a justification for its decision.
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the prison for terrorist suspects at guantanamo bay, cuba, is called . abbottabad gitmo sotomayor wilson al-qaeda
The prison for terrorist suspects at Guantanamo Bay, Cuba, is called Gitmo.
The Guantanamo Bay detention facility, often known as Guantanamo, GTMO, and Gitmo, is a U.S. military prison situated inside the Guantanamo Bay Naval Base on the Cuban coast of Guantanamo Bay. Since the military prison's initial opening in January 2002, following the September 11 attacks, there have been about 780 inmates housed there; 735 have been relocated, 35 are still there, and nine have passed away while being there. The camp was constructed by the U.S. government under President George W. Bush in 2002 as part of the War on Terror after the attacks of September 11, 2001. The operations of this camp were deemed by Amnesty International to be a serious violation of human rights due to indefinite incarceration without charge or trial, and by the Center for Constitutional Rights to be in violation of the Fifth and Fourteenth Amendments' Due Process Clause.
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bill questions whether there is consideration for her contract with Isaac to exchange her catering services for his payment of a certain amount. To constitute consideration, the value of whatever is exchanged must be
legally sufficient.
Jen queries the existence of compensation for her agreement with Isaac to provide catering services in exchange for his payment of a specific sum. The worth of whatever is transferred must be legally sufficient to qualify as consideration.
Legally sufficient denotes that the document has been examined by a lawyer in the legal department of DHS Headquarters (HQ) or a component and found to be in accordance with all laws, rules, regulations, policies, and procedures that may be in force. Legal sufficiency requires that the consideration be one of the following: a commitment made by a party to take action that is not required by law. a commitment not to do something that a party is legally permitted to do. a commitment made by a party to take action that they otherwise would not be required to take. According to the legal sufficiency model, a case is prosecuted when the essential elements of a crime are present. A prosecutor's office accepts a lot of cases for prosecution under this model, but the majority of cases are resolved through plea agreements.
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Us human rights policy in the 20th and 21st centuries tried to balance the need to promote.
In the twentieth and 21st centuries, US policies on human rights made an effort to balance the need for promotion. Congress discussed a policy that I came up with.
What do you mean by rights?Rights are basic normative norms regarding what is permitted of individuals or due to people in accordance with some law system, social custom, or ethical theory. Rights are therefore legal, societal, or ethical notions of freedom or entitlement.
What kinds of rights are there?Five categories of human rights—economic, social, intellectual, civil, and political—are outlined in the UDHR and other legal treaties. The rights to work, the freedom to water and food, the right to shelter, and the education rights are all examples of economic, social, and iccpr.
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in the senate, the speaker controls legislative debate by selecting who speaks and how long the debate will last. t/f
In the Senate, the speaker does not have a control over the debate, and thus cannot select people who speak and other matters such as the length of the debate. Therefore, the statement given above holds false.
The Senate of the United States, is the most crucial or critical part of the House of Representatives. The US Senate consists of representatives from each individual state, and are responsible for the purpose of managing the duties and exercising the powers available under their jurisdiction. A Senate also consists of a speaker.
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In the case of a Vice Presidential vacancy, the ______Amendment permits the President to appoint, with the approval of both houses of Congress, a new Vice President.
In the case for any vacancy for vice presidential, The President of the Amendment allows or permits the President in order to appoint, with the given approval for both houses at Congress and at a Vice President.
Whenever the President wants to transmits the President seasoned tempore of the Senate and the Speaker of the House of Representatives his written announcement that he's not able to discharge the powers and obligations of his workplace, and till he transmits to them a written announcement to the contrary, such powers and obligations will be discharged via way of means of the Vice President as Acting President.
Whenever the Vice President and a majority of both the fundamental officials of the govt departments or of such different frame as Congress might also additionally via way of mean s of regulation provide, transmit to the President seasoned tempore of the Senate and the Speaker of the House of Representatives their written announcement that the President is not able to discharge the powers and obligations of his workplace, the Vice President shall at once count on the powers and obligations of the workplace as Acting President.
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Individual taxpayers may carry forward indefinitely charitable contributions that are not allowed as a deduction in the current year due to the adjusted gross income limitation.
False
Feedback: Charitable contributions not allowed due to the adjusted gross income limitations may be carried forward 5 years.
The given statement is False.
A percentage of the taxpayer's adjusted gross income, often 60%, is the maximum amount of charitable cash contributions that can be claimed as an itemized deduction on Schedule A. This restriction does not apply to qualified contributions. A person may deduct up to 100% of their adjusted gross income in the form of eligible contributions. A corporation is allowed to deduct up to 25% of its taxable income as qualifying contributions. Contributions in excess of that limit may be carried over to the following tax year. The donation must be given in cash, to a qualifying charity, and within the calendar year 2020 in order to be eligible.
Non-cash contributions are not eligible for this exemption. Subject to the typical restrictions, taxpayers may still deduct non-cash contributions.
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In August , a tenant signs a one-year lease in an apartment complex. Rent payments are due on the 15th of each month. On december 12, the apartment complex is sold to a new owner. on statements accurately describes the tenant's obligations?
Tenant will continue his rent payment on the 15th of every month,Tenant will stay there until the lease agreement is completed.There will be no effect on tenant lease even after selling the property to a new owner.
The tenant's agreement is tied to the property and not to the owner. That means if the property sells while occupied, the tenant has the right to live there until the standing lease expires. The new owner has to honour the length of the original lease created between the seller and tenant.
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the usa patriot act (section 326) requires that financial institutions, including insurance companies, do all of the following except:
Without demonstrating probable cause, as the Fourth Amendment expressly demands, the FBI may covertly conduct a physical search or wiretap on American citizens to gather evidence of crime under the Patriot Act.
What does the USA PATRIOT Act mean in plain English?In response to the terrorist attacks of September 11, 2001, Congress passed the USA PATRIOT Act, also known as the PATRIOT Act, and President George W. Bush signed it into law. The full name of the law is the Uniting and Strengthening America by Offering Appropriate Tools Required to Regression coefficient and Obstruct Terrorism Act of 2001.
Are insurance firms subject to the USA PATRIOT Act?In order to stop criminals and terrorists from using the financial services sector, particularly the insurance industry, for money laundering and terrorist funding, the USA PATRIOT Act contains provisions that aim to prohibit this.
What conditions does the USA PATRIOT Act have?mandates the creation of anti-money laundering programs at financial institutions, which must at the very least include the following: creation of internal policies, procedures, and controls; appointment of a compliance officer; ongoing employee training programs; and an independent audit function to evaluate programs.
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FILL IN THE BLANK. Jack violated a condition of his parole. This resulted in parole ________ and he was returned to prison.
A- revocation
B- reentry
C- desistance
D- restitution
which two of the following statements are true about certain symbols such as the red cross and red crescent?
Red crosses and Red crescents are human-serving emblems.
They serve as representations of the safeguards provided by international law to combatants who have been injured or ill as well as to those who are providing care for them. They warn soldiers engaged in combat not to harm anyone or anything sporting these symbols.
When incorporated into organizations' logos, the symbols can also convey a connection to red cross or red crescent organizations.
They are not religious symbols, these emblems. They help others. They serve as protection and signal that assistance is nearby. They must be respected because they also represent hope.
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In a managed news coverage, _____.a. information is collected, analyzed, and disseminated online by independent journalists, scholars, politicians, and the general citizenryb. the campaign manager creates newsworthy events that demonstrate the candidate's strong points so that the media can capture this image of the candidatec. a political candidate's press adviser tries to convince reporters to give a story or event concerning the candidate a particular interpretation or slantd. a candidate uses issue advertisement to focus on flaws in their opponents' positions on various issues, such as immigration and terrorisme. a candidate uses a negative political advertisement that attacks an opponent's character
In a managed news coverage the campaign manager creates newsworthy events that demonstrate the candidate's strong points so that the new media can capture this image of the candidate
The term "new media" refers to a set of communication tools that facilitate the creation, exchange, and trading of political content on networks and online spaces that value cooperation and engagement. Over the past three decades, they have advanced swiftly and are continuously developing in novel, possibly surprising ways. New media have a significant impact on political activity and democratic administration. They have significantly altered the relationship between political figures and governmental organisations. They have affected the role of journalists as well as the structure of the political media. They have altered political participation and the way elections are held.
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what arguments could be made to support such a law? what arguments could be made against such a law?
for support: national security is of utmost importance. against: restricting free expression would violate the fundamental human rights that Americans are given by the US Constitution.
Dissidents may hinder the fighting effort during a period of conflict. The First Amendment does not shield speech that might offend other Americans. In addition, even unpopular speech should be protected under the first amendment. Other Americans are not put in risk when they speak out against a war. People should have the freedom to disagree with the government in a democracy. Speech that decried the war effort in World War I was prohibited by the Espionage and Sedition Acts of 1917. Americas were put in prison after being charged with and found guilty of opposing the war. Speaking out against war does not in any way endanger Americans; everyone is entitled to their own ideas.
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Which supreme court case ruled that racial quotas could not be used to reduce inequality in schools.
According to the Supreme Court's Bakke (1978) decision, a university's utilisation racial "quotas" in the admissions process was unlawful, but using "affirmative action" to admit more minority candidates was lawful in some cases.
What good is a courtroom?The courts make decisions on what actually happened and what should be done about it. They decide whether a person committed a sin or the punishment was appropriate. They also give people a peaceful means of resolving interpersonal disputes that they would be unable to settle on their own.
What makes it a court?The Latin term crtem, the accusative tense of cohors, which implies an enclosure yard or the tenants of such a yard, is derived from the French word cour, which signifies an enclosed yard.
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When a team is given a free kick how many meters away does the defending teams wall of players need to be from the ball.
All opponents must stay at least 9.15 meters (10 yards) away from the ball until it enters play, unless they are within their side end zone between the goalposts.
What Does Defending Mean?The words "defend," "shield," "guard," and "safeguard" all mean to protect oneself against damage or an attack. To guard means to thwart an oncoming or real attack. safeguard the country. Something must be utilized as a barrier to stop an assault or hurt from happening (like a covering).
What is the name for self-defense?Identity refers to using physical force to defend oneself against an aggressor. After years of abuse, the ladies retaliated in self-defense. Countless noun To defend oneself against anything is to engage in self-defense.
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in interpreting the harmonized tariff schedule, the courts will look at the common and commercial meaning of the items being imported.
The common and commercial meaning of the imported goods shall be taken into consideration by the courts when interpreting the Harmonized Tariff Schedule. The transaction value is the dutiable value after all import-related expenses have been factored into the purchase price for the purpose of determining the amount of duties that must be paid.
HTS codes, which stand for Harmonized Tariff Schedule, make it simple for importers and exporters to locate and determine the tariff or tax that must be paid on their goods. HTS codes are distinctive, 10-digit numbers that are consistently used in international trade, but their tax consequences vary by country. You can look up your HTS code using online resources, certified customs experts, and Customs and Border Protection (CBP). Importers and exporters need Harmonized Tariff Schedule (HTS) codes to conduct international trade in goods and correctly determine tariff and product categorization.
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First: Choose a song from any music genre that you think captures the essence of one of the criminological theories we have discussed over this semester.
Part 1 – Theory Summary
Choose one of the criminological theories we have covered this semester that you feel is depicted in your chosen song and summarize its: 1) major components, 2) assumptions, and 3) its basic description of the cause of crime. 250-word limit (1 page, double-spaced, 1-inch margins, Times New Roman 12-point font)
Part II – Application
Apply your chosen theory to describe how the song's lyrics embody or capture the theory you have chosen. Describe how the theory’s main propositions are demonstrated through the song's lyrics. 250-word limit (1 page, double-spaced, 1-inch margins, Times New Roman 12-point font)
A song from any music genre that I think captures the essence of one of the criminological theories is Never Change: Song by Jay-Z and the theory talked about is Classical/Rational Choice Theory.
The Theory Summaries are:
Classical/Rational ChoiceSocial ControlDifferential Association/Social LearningAnomieLabelingSubculture of ViolenceLower-Class Focal ConcernsWhat did the song portray?The song portray the fact that crime is a freely made decision in which the costs outweigh the benefits, according to the classical/rational choice theory.
Economics, psychology, and philosophy are just a few of the disciplines where rational choice theory is applicable. According to this view, people make decisions based on their own interests in order to maximize their own benefits. People consider their options before making the decision they believe will best serve them.
Addicts, according to rational choice theorists, aim to get the most out of their delight. In other words, those who are at risk for addiction choose whether or not to consume substances that are addictive.
Therefore, According to the traditional theory of criminology, committing a crime is a free-will decision. The pain-pleasure principle is used to make this decision; it states that people behave in ways that maximize pleasure and minimize pain.
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Which of the following describes a false statement about a fact material to an agreement that the person who made the statement believed to be true?
Multiple Choice
Fraudulent misrepresentation
Negligent misrepresentation
Intentional misrepresentation
Innocent misrepresentation
A false statement concerning a fact relevant to an agreement that the individual who made the claim thought to be true is referred to as an innocent misrepresentation.
The definition of a legal misrepresentationA false or deceptive statement, or a major omission that causes other assertions to be misrepresented, with the intent to deceive, constitutes a misrepresentation. One of the components of legal system fraud and other fraud-related legal actions, such securities fraud, is misrepresentation.
What constitutes a misrepresentation example?Giving someone the impression that an item is "just like new" when it is actually many years old and used-weary is a classic example of deception in contract terms. Misrepresentation is the practice of using misleading promises to persuade someone to sign a contract.
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Under the Articles of Confederation…..
a)Group of answer choices individual states had responsibility and written authority to make military treaties with other countries.
b)all individual state money was to be destroyed effective 1 January 1781 and only silver dollars were to be used.
c) the U.S. national government assumed all the power that the British parliament had to impose taxes.
d) the U.S. national government could only ask states for money.
All individual state money was to be destroyed effective 1 January 1781 and only silver dollars were to be used.
A comprehensive revision of the laws controlling the US Mint was made by the Coinage Act of1781, also referred to as the Mint Act of 1781. By removing the option for owners of silver bullion to continue having their coins produced into standard silver dollars while continuing to permit owners of gold bullion to have their coins transformed into money, the act established a gold standard by default. Three small-denomination coins were also withdrawn, and a Trade dollar with limited legal tender that was largely aimed at export to Asia was introduced. Detractors referred to the occurrence as the "Crime of '73" because it had divisive results. Prior to the California Gold Rush or the American Civil War, the Mint Act of 1781 was established, and it had a significant impact on American history.
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In an Oklahoma case, Goforth v. Porter Med. Assoc., Inc., 755 P.2d 678, Okla. in 1988, a physician assured his patient that she was sterile after he performed a sterilization procedure in August 1980. The patient subsequently became pregnant and delivered a baby in October 1981. What are the ethical and legal issues pertaining to this case?
The pregnancy following a sterilization operation is the fundamental moral dilemma in this situation. Performing an inefficient procedure and for failing to inform the patient after the doctor performed a sterilization procedure. Medical malpractice and negligence fall under this category.
What is Medical malpractice?Medical malpractice occurs when a healthcare practitioner or provider fails to offer a patient the proper care, fails to take the proper action, or gives a patient subpar care that results in harm, injury, or death.
In cases of malpractice or neglect, a medical error is usually involved. This could be in terms of the diagnosis, dose, management of the patient's health, therapy, or aftercare.
Patients have the right to recompense for any damages brought on by subpar care thanks to medical malpractice law.
There are between 15,000 and 19,000 medical malpractice lawsuits against doctors each year in the United States, according to the Medical Malpractice Center.
Health care providers must abide by particular criteria or risk being accused of carelessness, according to the law.
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a ponzi scheme is a fraudulent investment that pays returns from new capital invested with the fraudsters instead of from a legitimate investment.
A Ponzi scheme is an economic fraud in which money obtained from new investors is used to pay out old investors. Ponzi scheme operators frequently make the claim that they will invest your funds.
What is meaning by legitimate?According to the law, something that is legitimate is the actual deal. Other interpretations of the word "legitimate" exist. Making anything legal involves either enacting legislation or having it acknowledged as being in compliance with the law.
Does legitimate mean legal?Legitimate has a variety of legal connotations. It means legal or proper when used as an adjective. It can also apply to someone who was legally born, that is, not of illegal parents or of illegal issue. In other terms, the person was born into a married couple.
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Which of the following does not have a four year term and a two-term limit?
Superior Court Judges
Supreme Court Judges
State Assembly
All of the above
Answer:
it’s All of the above.
Explanation:
I know this because the state assembly can have a 5 year limit and the Supreme Court judges have a longer period of time as well as the Supreme Court judges so that means that the answer is all of the above. Since they have more time to serve.
assuming that a firm has no capital rationing constraint and that a firm's investment alternatives are not mutually exclusive, the firm should accept all investment proposalsA) for which it can obtain financing
B) that have a positive net present value
C) that provide returns greater than the after tax cost of debt
D) have positive cash flows.
Capital rationing:
Given that a company's investment options are not mutually exclusive and that there is no capital rationing restriction, the company should approve any investment proposals with a positive net present value.
Corporations must decide how to allocate their capital among several projects because their resources are limited. This process is known as capital rationing. Maximizing the return on their investment is the key objective. Typically, businesses face a wide range of investment options, but they lack the funds to pursue them all. A natural way to distribute their available funds is through capital rationing. Typically, a business will try to invest its resources in the set of initiatives that delivers the highest overall net present value. In order to invest in projects with greater long-term potential for the company as it positions itself for the future, businesses may also strategically use capital rationing by forgoing immediate profit.
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Three different way of cultural learning
Cultural learning may be accomplished in three ways:
Imitative learningInstructed learningCollaborative learningWhat is Cultural learning?Cultural learning is the process through which a group of people or animals within a civilization or culture learn and transmit knowledge. Learning styles are heavily impacted by how society interacts with its children and youth. In the last fifty years, a cross-cultural study has mostly concentrated on contrasts between Eastern and Western civilizations. Individuals can gain talents that they would not be able to master on their own during the course of their lives through cultural learning. Cultural learning is thought to be especially essential for humans. When compared to the appearance of adult teeth, humans are weaned at a young age.
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According to tort liability law, an individual who is negligent and at fault in the exercise of his or her legal duty may ______
According to tort liability law, a person who violates the law while performing a legal duty may be liable for financial losses.
The NEA code of ethics is what?The educator understands the supreme importance of the search for the truth, commitment to excellence, and cultivation of democratic principles because they believe in the worth and dignity of every human being.
Can teachers legally take away a student's quizlet?
They do indeed bear this duty.
Who or what organization is in charge of ensuring that schools adhere to federal and state regulations?The maintenance and management of public schools is essentially the responsibility of the states. The formation, choice, and control of the curricula, instructional strategies, and materials used in schools are all highly influenced by the states.
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In addition to numerous congressional acts that focus more on national regulation, laws have been created that affect the practice of home mortgage lending at a community or neighborhood level. For example, laws have been enacted to prevent lenders from avoiding certain neighborhoods without regard to the merits of the individual loan applications, a practice more commonly referred to as:
A. rescinding
B. redlining
C. assuming
D. holdout
In addition to numerous congressional acts that focus more on national regulation, laws have been created that affect the practice of home mortgage lending at a community or neighborhood level. For example, laws have been enacted to prevent lenders from avoiding certain neighborhoods without regard to the merits of the individual loan applications, a practice more commonly referred to as redlining
The Confiscation Act, which would have allowed the federal government to seize property, including slave property, being used to assist the Confederate insurrection, was one of the wartime measures that the Senate debated during its special session from July 4 to August 6, 1861. The final bill was approved by the Senate on August 5, 1861, by a vote of 24 to 11, and President Lincoln signed it into law the following day. Although this bill had symbolic value, it had no bearing on the uprising or the talks during the war. Every American was able to purchase any property up to 160 acres of free federal land thanks to a congress statute from 1862. The process of purchasing a homestead consists mostly of three steps. The federal government was authorized in early 1962.
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regarding the actions taken by the san diego 10th-grader as described in this chapter's opening scenario, did she break the law? (you may want to look back at chapter 2 regarding the applicable laws.) if, in fact, she did not break any laws, was the purposeful damage to another via malware infection an unethical action? if not, why not?
No, this type of circumstances can only be minimized.
Why do we refer to breaking the law?
Breaking the law is closely connected to the term "interrupt," which dates back to the 15th century and originally meant "to interfere with a legal right."Is it bad to breach the law morally?
It is now generally accepted that a person might have a moral justification for breaching the law, even if it is a legal law in a democracy with generally just institutions. However, there is far less consensus over the kinds of factors that form sound moral justifications for disobedience.Why breaking the law is not acceptable?
It is never acceptable to break the law by taking something from someone else or by hurting someone else. A person must breach the law because they honestly feel it is unjust, not because it is easy to do so.To know more about law, checkout this link:
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If an insured falsely claims to be a non-smoker to get life insurance at a lower premium, the insurance company could deny our request for payment of the death benefit. True or False
True, If an insured makes a fraudulent claim about not smoking in order to obtain life insurance at a lower premium, the insurance company may decline our request for payment of the death benefit.
Term life insurance is a popular kind of life insurance. Whole life protection. All-encompassing life insurance As it can offer a death benefit that is greater than many people can save in their lifetime, life insurance is frequently a wise investment. Life insurance is a contract between a policy holder and an insurer wherein the insurer commits to pay a sum of money in exchange for a premium when an insured person dies or after a specific amount of time. According to the principle of "get a life insurance coverage when you're young and healthy," the ideal age would be in your 20s. It makes sense why many young people think they don't need life insurance. For married couples who have built a life together, life insurance is necessary to ensure that the survivor can maintain the same standard of living. For the purpose of using the proceeds to pay off their mortgage, it is advised for homeowners to acquire life insurance.
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