Which of the following would be the most effective way to control your expenses?
Answer is: d) cook for yourself
The most agreeable and simple approach to adjust a budget to make room for a new sofa is to cook evenings instead of eating out. An estimate of income and expenses for a specific time period is the simplest definition of a budget.
Finally, cooking dinners at home rather than dining out helps you adjust your budget. She is a strong, independent woman who enjoys spending time with her family after finishing her workday at the office. She must be skilled at handling and managing a work-life balance.
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FILL IN THE BLANK. A way to send transactions directly from one computer to another instead of using a paper check is through the use of ______. (Select all that apply)
Multiple select questions.
(A) Federal Reserve transfers
(B) debit cards
(C) electronic funds transfer (EFT)
(D) money orders
A way to send transactions directly from one computer to another instead of using a paper check is through the use of debit cards and electronic funds transfer (EFT).
How do EFT transfers work?EFT stands for electronic funds transfer, which is the electronic movement of monies from one bank account to another, either inside a single financial institution or across numerous institutions, using computer-based systems and without the direct involvement of bank staff. It is described as "a funds transfer initiated through an electronic terminal, telephone, computer (including online banking), or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer's account" by the Electronic Fund Transfer Act of 1978 in the United States.
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the principle of diminishing marginal utility says that each successive unit of a good or service consumed add less to total utility than the previous unit.
The basic idea behind the principle of diminishing marginal utility is that the additional satisfaction a consumer gets from one more unit of a good or service declines as the amount of that good or service consumed rises. Or to put it slightly differently, the more of a good or service you consume, the closer you are to being satiated-reaching the point at which an additional unit of the good adds nothing to your satisfaction. The principle of diminishing marginal utility isn't always true. But it is true in the great majority of cases, enough to serve as a foundation for our analysis of consumer behavior.
According to the law of declining marginal utility, the marginal utility obtained from every additional unit decreases as consumption rises.
What is consumed product?Customer goods are products that the average consumer buys to consume. Consumer goods, commonly referred to it as finished products, are indeed the culmination of manufacturing and production. Examples of consumer items are food, clothing, and dishwashers.
What does consumed mean in a relationship?Being obsessed by a relationship may indicate that your actions are motivated by uncertainty rather than assurance. Probably ask oneself what it is you fear the most. The majority of the time, the response will be related to how you feel regarding your sense of value or self-worth.
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harriet is the imc manager for a chain of regional income tax service providers. her short-term goals for her firm's imc efforts are likely to include
harriet is the imc manager for a chain of regional income tax service providers. her short-term goals for her firm's imc efforts are likely to include increasing inquiries, awareness, and trial of her firm's service.
What is meant by income tax?tax on personal income that is levied against both businesses and individuals (or family units). The basis for calculating individual income tax is received income. Because the burden presumably falls on the people who pay it, it is typically categorized as a direct tax. Net profits—the difference between receipts and allowable costs—are subject to corporate income tax.
The individual income tax was first used as a tool of national policy in Great Britain at the end of the 18th century. Since then, it has taken on various forms in various nations at various junctures.
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global conveyors has multiple sales teams that need to select from a subset of the product catalog on the product selection page. which solution meets the business requirement without creating a separate price book?
The business requirement without creating a separate price book.Add a configuration attribute to a bundle.To link a configuration attribute to a column, use this area. If your bundle includes features, indicate which function.
This configuration element should be shown in. Hide the configuration attribute from the configurator UI. Choose the location where your configuration attribute will appear in the configurator.a group of qualities In the form of attribute items, an attribute brought together businesses from several worldwide attributes. After the attribute set and world attributes have been established, each global attribute is given its own attribute object. E-distributors, companies that provide delivery services, base their orders on online purchases of a variety of goods and services. How swiftly the good or service is supplied is what differentiates these companies from one another.
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suppose you manage a firm in a monopolistically competitive market. which of the following strategies will do a better job of helping you maintain economic profits: option a: obtaining a celebrity endorsement for your product. option b: supporting the entry of firms that will compete directly with your biggest rival.
Getting a celebrity to endorse your product will perform a better job of helping you retain economic profit in a monopolistically competitive market. So the answer is Option A.
What is a market with monopolistic competition?There are still numerous sellers engaged in monopolistic rivalry (as we had under perfect competition). Today, they don't sell the same products, though. Instead, they promote differentiated goods—items with similar functionality but little differences or diverse perspectives. Differentiating products from one another can be done in a number of ways, including by brand name, quality, style, convenience, and location.
How may a product be differentiated?
Sometimes, it's purely geographical; regardless of the brand, you probably buy gas at the station that's nearest to your house. Other times, advertising intended to persuade consumers that one product is different from another and better than it is used to promote perceived differences between items. Nevertheless, no matter how many clients a product has, if its price goes up too much, the supplier runs the danger of losing them to a competitor. As a result, businesses have little to no control over pricing in monopolistic competition.
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the following represents two yield curves. maturity pure discount treasury yields b-rated corporate bond yields (pure discount bonds) 1 year 3 percent 6 percent 2 year 6 percent 10 percent 20 year 12 percent 17 percent what is the implied probability of repayment on one-year b-rated debt?
The implied probability of repayment on one-year b-rated debt maturity pure discount treasury yields b-rated corporate bond yields 1 year 3 percent 6 percent 2 year 6 percent 10 percent 20 year 12 percent 17 percent.
Implied Probability is the betting odds converted to a percentage. It expresses the expected probability of an outcome occurring, taking into account the bookmaker's margin.
Implicit probability indicates the probability of an outcome occurring. It is calculated by dividing 1 by the decimal odds. Thus, if he were given odds of 2.50 for Manchester United to win the match, his implied win probability would be 0.4 (40%).
Multiply the probability of losing by the amount you lose. Then take the win probability and multiply it by the winning amount. Subtract one from the other to get the expected rate of return.
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cryon corp. has the following information: borrow from bank, $100,000; pay dividend $30,000; purchase building $50,000; collect from customers $50,000; and repay loan from bank $30,000. what is the net cash inflow from financing activities?
100,000-30,000-50,000+50,000-30,000 = 40,000
$40,000, Cash Flow, the entire amount of money coming into and going out of a company, particularly as it relates to liquidity.
What Are Financing Activities' Cash Flows?A part of a company's cash flow statement called cash flow from financing activities (CFF) displays the net cash flows used to fund the business. Transactions involving debt, stock, and dividends are considered financing activities.
What is the formula for cash flow from financing activities?Add your dividends paid to the repurchase of debt and stock, then deduct the amount from cash inflows from issuing equity or debt to compute your cash flow from financing activities. A cash flow statement includes them as well.
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Because this market is a monopolistically competitive market, you can tell that it is in long-run equilibrium by the fact that (P>ATC, MR=MC, MR>MC, P=ATC) at the optimal quantity for each firm. Furthermore, a monopolistically competitive firm's average total cost in long-run equilibrium is (less than, greater than, equal to) the minimum average total cost.True or False: This indicates that there is excess capacity in the market for bats.Monopolistic competition may also be socially inefficient because these are too many or too few firms in the market. The presence of the (business-stealing, product variety) externality implies that there is too much entry of new firms in the market.
The market is a monopolistically competitive market, you can tell that it is in long-run equilibrium by the fact that (P>ATC, MR=MC, MR>MC, P=ATC) at the optimal quantity for each firm. Furthermore, True
Monopolistic competition exists while many agencies offer competing services or products that are comparable, but now not best, substitutes. The barriers to access in a monopolistic aggressive enterprise are low, and the decisions of anybody firm do now not immediately affect its competition.
Quick food corporations like McDonald's and Burger King which sells burger in the market are the maximum commonplace sort of example of monopolistic competition. the two corporations cited above promote a nearly comparable types of products however are not artificial of each different.
In essence, monopolistically aggressive markets are named as such due to the fact, while corporations are competing with one another for the same organization of customers to a few diplomas, every company's product is a touch bit exclusive from that of all of the different firms, and therefore every firm has something akin to a mini-monopoly.
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unearned revenue, an operating liability, arises when a company receives cash before any goods are delivered or services are rendered. select one: true false
The following statement "Unearned revenue, an operating liability, arises when a company receives cash before any goods are delivered or services are rendered" is true.
Unearned income is money that has been received by a person or business for a service or good that hasn't yet been rendered or supplied. It can be compared to a "prepayment" for products or services that a supplier is anticipated to deliver to the buyer at a later time.
Unearned income should be recorded as a credit to the unearned revenue account and a debit to the cash account in your diary. This journal entry shows that although the company received payment in cash for a service, it had been provided on credit as a prepayment for additional goods or services to be provided.
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you're working with a buyer who's purchasing a home that appraised at $80,000. the buyer is obtaining a 90% loan, and the lender will charge a one-point origination fee at closing. how much will the loan origination fee be?
If the buyer is buying a home appraised at $80,000 and the buyer is obtaining a 90% loan, and the lender will charge a one-point origination fee at closing then the loan origination fee will be $720.
A mortgage lender will charge you a fee called a loan origination fee in order to process your loan. Normally, it represents 1% of your overall loan debt. To cover the expense of processing, underwriting, and carrying out your loan, almost all lenders impose origination fees. These expenses may appear as one origination price or as numerous separate ones, such as an underwriting and processing fee. Variable loan origination costs. Costs may vary depending on your loan type, credit score, co-signer status, and loan amount. Asking your lender to lower your origination fees or any of the other lender-side fees is completely acceptable.
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While the 2022 world cup is technically anyone’s game, ______ has a 15/4 chance of winning.
Brazil has a 15/4 chance of winning the 2022 FIFA world cup, according to bet365.
What is the FIFA world cup 2022?The FIFA World Cup, which in simple terms is called the World Cup, is an international association football competition contested by the senior men's national teams of the members of the Fédération Internationale de Football Association (FIFA) and it is the International Federation of Association Football, the sport's global governing body.
The championship has been awarded every four years since the inaugural tournament in 1930, except in 1942 and 1946 when it was not held because of the Second World War.
The reigning champions are France, who won their second title at the 2018 tournament in Russia.
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which of the following standardized fund balance categories of other governmental funds includes resources that can only be used for specific purposes, as authorized by the highest level of the reporting government? select one:
a. nonspendable b. restricted c. committed d. unassigned
Standardized fund balance categories of other governmental funds includes resources that can only be used for specific purposes, as authorized by the highest level of the reporting government is committed fund balance classification.
The committed fund balance classification includes amounts that can be used only for the specific purposes determined by a formal action of the government's highest level of decision-making authority.
The asset report and the assertion of revenues, expenditures, and changes in fund balances are the two fiscal summaries expected for the administrative assets.
Major funds are those that outperform a particular cutoff and require separate detailing. State run administrations can show more modest government reserves independently on the off chance that they are considered critical to the public authority. On budget summaries, the leftover "non-major" reserves are totaled in a solitary column.
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question john and mary own shares of stock in a certain company. does john own more shares of the company’s stock than mary? (1) mary owns more than 500 shares of the company’s stock. (2) the number of shares of the company’s stock that john owns is 400 less than twice the number of shares of the company’s stock that mary owns.
A minimum of one share must be held by each party. Therefore, if Mary purchases just two shares, John will end up owning 201 shares (2J-400=M). If M stood up, J would too. Always, John will own more shares than Mary.
shares, what do you mean?Units of equity in a firm are called shares. For some businesses, shares are a form of financial property that guarantee an equitable dividend distribution of any declared residual earnings. A company that does not pay dividends does not distribute its income to its shareholders.
Why do individuals buy shares?In order to obtain exposure to the health and growth of the global economy as well as a specific firm, people acquire and trade shares. Depending as to whether you interest is long- or short-term, you will decide whether to buy in shares or trade off their price.
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western union and moneygram dominate the $600 billion money transfer market because of their huge distribution networks of branch offices and global pickup locations, which makes it hard for potential competitors to get started. this is an example of which factor that drives competition?
Western union and money gram are showcasing barrier to entry which is the factor that drives competition.
Competition is competition in which two or more parties strive to achieve a common goal that cannot be shared: Where one person's gain is another's loss. Competition can arise between entities such as organizations, individuals, economic and social groups, etc. Competition can involve the achievement of any monopoly objective.
Competition occurs in nature, between living organisms coexisting in the same environment. Animals compete for water, food, mates, and other biological resources. Humans often compete for food and mates, although when these needs are met, deep competition often arises in pursuit of wealth, power, prestige, and fame in a competitive environment. static, repeated or immutable fields.
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a technique that analyzes the relationship between total revenue and total cost to determine profitability at various levels of output is referred to as
Break-even analysis is a method for calculating profitability at various output levels by analyzing the relationship between total revenue and total expense.
Which method is used to establish the output level at which total costs and total revenues are equal?In economics, business, and cost accounting, break even analysis refers to the situation where total cost and total revenue are equal. The number of units or dollars of revenue required to cover all costs is calculated using the break even point approach (fixed and variable costs).
What is the formula for profit?A firm's profits are directly impacted by pricing, and the profit equation is as follows: Profit = Total revenue Total cost or [(Unit price Quantity sold) (Fixed cost + Variable cost)].
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when the interest rate is low the . group of answer choices transactions demand for money will decrease. precautionary demand for money will increase. demand for loans will be low. asset demand for money will increase.
The percentage of the principal that the lender charges for the usage of its funds is known as the interest rate. The amount of the loan is known as the principle. The price of loans varies with interest rates.
In order to attain perfect economic growth, the Federal Reserve controls interest rates. The entire quantity of money that the populace of an economy wishes to own is the amount of demand for money.To lessen the effects of potential future unforeseen spending needs, precautionary cash reserves are kept. Companies and consumers will raise the level of precautionary cash reserves for unforeseen spending needs as economic activity and GDP rise.The amount of reserve cash balances is influenced by the availability of credit and the rate of interest. Other factors being equal, such money balances are anticipated to increase when credit is widely available (rarely) and interest rates are low (high) (decline).
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besides the summary and analysis of the sales comparison approach, what else is reported in the sales comparison section of the urar below the sales comparison grid?
Other information is presented in the sales comparison portion of the URAR following the sales summary, including a summary and analysis of the sales comparison approach.
What exactly is a sales comparison approach?Sales comparison methodology -
The method by which the market estimate is created by looking at the market for properties that are similar.
A key tenet of the sales comparison approach is that a property's market worth is closely correlated with the costs of similar, competing properties.
Which principle is applied when valuing something through sales comparisons?utilizing the substitutional concept
The sales comparison approach, like the cost approach, is founded on the idea of substitution. This rule is predicated on the idea that a savvy purchaser will only pay the price of a comparable, equally attractive property.
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Midwest Sports produces in-house all the products that it sells through its network of stores. It has a function in its value chain that controls sending the physical materials through the value chain, from procurement through production and into distribution. This function is called?human resources.finance.marketing.logistics.research and development.
Option (d), It has a role in its value chain that regulates the movement of tangible materials from purchase through production and distribution. Logistics is the term for this action.
In the supply chain, what function does logistics play?The movement and storage of goods and services, as well as the paperwork and reports that track these activities throughout an item's path to the consumer, are all handled by logistics in the context of supply chain management. Transportation strategies that move inventory from one place to another are included in logistics.
How does logistics work?From the point of origin to the final destination, it entails organizing, carrying out, and monitoring the efficient storage of commodities (the point of consumption). Or to put it another way, logistics controls both forward and backward flows of goods.
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Increasing competition from democratic challengers and from factions within the republican party have had which consequences for texas judicial campaigns?.
An increasing competition from democratic challengers and from factions within the republican party have had some consequences for Texas judicial campaigns which includes:
the elections became highly political.the elections became much more expensive.What was the Texas judicial campaigns?The campaign is done in preparation of Texas judicial election. Texas is one of little states that uses a partisan elections to select judges and does not use retention elections for subsequent terms.
The judges in Texas compete in a partisan elections during even-numbered years. The state holds a primary elections, runoff elections and general elections and the Judges must run for re-election in partisan elections for subsequent terms.
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A company acquired an office building on three acres of land for a lump-sum price of $2,650,000. The building was completely equipped. According to independent appraisals, the fair values were $360,000, $1,800,000, and $1,440,000 for the building, land, and equipment, respectively. At what amount would the company record the building?
Multiple Choices Listed Below:
o $265,000.
o $1,740,000.
o $380,000.
o None of these answer choices are correct.
Answer:
The initial values of the building, land, and furniture and fixtures in the general ledger would be $265,000, $1,325,000, $1,060,000 respectively.
Explanation:
For computing the initial values for fixed assets, first we have to take the sum of all three fixed assets amounts, than do the proportion with respect to sum of all three fixed assets and lump sum price by considered each fixed assets fair value.
In mathematically,
Initial Value = (Fair value of fixed asset ÷ total fair value of all three assets) × Lump sum price
So, the total fair value of all three assets = Fair value of building + fair value of land + fair value of furniture and fixtures
= $360,000 + $1,800,000 + $1,440,000
= $3,600,000
Thus, the the total fair value of all three assets is $3,600,000
Now, apply the above formula to compute each one fair value.
For Building = ($360,000 ÷ $3,600,000) × $2,650,000 = $265,000
For Land = ($1,800,000 ÷ $3,600,000) × $2,650,000 = $1,325,000
For Furniture and Fixtures = ($1,440,000 ÷ $3,600,000) × $2,650,000 = $1,060,000
Hence, The initial values of the building, land, and furniture and fixtures in the general ledger would be$265,000, $1,325,000, $1,060,000 respectively.
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in the calculation of earnings per share, preferred stock dividends are a.not used in the calculation. b.subtracted from net income. c.added to net income. d.subtracted in the denominator.
In the calculation of earnings per share, preferred stock dividends are subtracted from net income. The Option B is correct.
What is an Earnings per share?An earnings per share means a company's net profit, divided by number of common shares it has outstanding. This metric indicates how much money a company makes for each share of its stock and is a widely used for estimating corporate value.
A higher earnings per share indicates a greater value because the investors will pay more for a company's shares if they think the company has higher profits relative to its share price.
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your clients is trying to decide whether to invest in or . they ask you, as an accouting exper, to make an analysis of the company for them
Your clients are trying to decide whether to invest in or. they ask you, as an accounting expert, to make an analysis of the company for them Checking the Income Statement.
This file will encompass numerous monetary metrics that could assist making a decision whether or not to spend money on a enterprise. In particular, you want to test the boom of income and the boom of internet income. Checking those metrics permit you to decide if the enterprise is really growing.
Attracting commercial enterprise funding entails motivating non-public traders via way of means of focusing on the capability profitability of the commercial enterprise and the chance of appealing returns on an funding. Profitability is judged via way of means of its sustainability through the years and the chance of exponential boom withinside the enterprise's goal market.
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"Production and marketing are like the scissor's blade, one is no good without the other." Justify this statement with suitable example
Answer:
Explanation:
The given statement is absolutely correct. As both blades of scissor is equally important to cut a piece of cloth similarly production and marketing both are dependent on each other to work efficiently.
Before the production of any item, pre-marketing is done to ensure the sale is followed by production, and to enhance the sale post- marketing is planned.
For eg : an XYZ product is manufactured, but the company doesn't have the marketing skills there will be no sale. So if the production is at peak but the company doesn't market it. so all the production woulkd be useless because marketing increase sale as well as ensure the margin.
Hence, production is incomplete without marketing and vice versa
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elisa graduated from college with a double major and was inducted into the phi beta kappa sorority. she was offered a job in new york where she worked 12 hours a day and produced excellent results. within two years she had over 100 employees working for her. elisa’s hard work was rewarded with a raise and a bonus. this form of promotion is based on the principle of:
This form of promotion is based on the principle of meritocracy that Elisa has received for her 12 hours of work and excellent results everyday for two years.
What is promotion in an organization?The progression of a staff to higher ranks is referred to as an employee promotion. It incorporates an enhancement in compensation, status, commitments, and benefits. Employees have been most motivated by this part of their work, which serves as the final reward for their devotion and dedication to the company. The advancement of a worker's rank or position within an organizational hierarchy is known as a promotion. An employee may receive a promotion as compensation for excellent work—that is, a favorable evaluation.
Why is it vital for employees to be promoted?They increase employee loyalty: Promotions not only motivate staff to put in a lot of effort and accomplish their professional goals, but they also encourage staff to advance within the organization.
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what do you believe is the most important account (for example, cash, loans, etc) on pnc's balance sheet? why?
Yes, cash is the first line item on a company's balance sheet and is a current asset. Cash is the asset with the greatest liquidity and is simple to purchase. The universal standard for determining liquidity is cash.
What does liquidity mean in terms of investing?Liquidity in a secondary market typically refers to how quickly or easily a securities may be bought or sold. Investments that are liquid can be quickly and cheaply sold when cash is needed.
What does corporate liquidity actually mean?Accountants refer to the ease with which your company can settle its present liabilities with cash and other current assets as "business liquidity" (also called short term assets). Bill payments are included in current liabilities.
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FILL IN THE BLANK. ________ play an important role as intermediaries acting as a link in the distribution process to help move goods between producers and retailers.
Wholesalers play an important role as intermediaries acting as a link in the distribution process to help move goods between producers and retailers.
What is intermediaries?These middlemen, such as intermediaries (suppliers, merchants, agencies, and dealers), wholesalers, or finance companies, generally enter into relatively long obligations with the manufacturer and form the advertising strategy, or channel of distribution.
According to the supply chain, are the based on the different stages. But the wholesaler was the play an important role to link between the distribution. The intermediaries are the move of goods between producers, retailers, and the consumer.
As a result, the wholesalers play an important role as intermediaries.
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which of the following does not represent a current liability? select one: a. accrual of taxes payable b. short-term loan c. purchase of inventory on credit d. bond issue e. none of the above
D. bond issue does not represent a current liability.
A liability is something that is borrowed from, owed to, or obligated to a person else. it could be actual (e.g. a bill that needs to be paid) or potential (e.g. a probable lawsuit).
A liability isn't always always a horrific component. for example, a organisation may additionally take out debt (a legal responsibility) so as to enlarge and grow its business. Or, an individual may additionally take out a mortgage to buy a domestic.
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bill created a new software program he is willing to sell for $200. he sells his first copy and enjoys a producer surplus of $150. what is the price paid for the software?
Bill created a new software program he is willing to sell for $200. He sells his first copy and enjoys a producer surplus of $150. $350 is the price paid for the software.
Producer surplus is the difference between the price a person would accept for a certain quantity of a good and the price they could get for the good if they sold it at market value. The producer benefits from market sales of the good by receiving the difference or surplus amount.
Profit and producer surplus are similar concepts. The producer earns a producer surplus when the competitive market value for a good or service is higher than the lowest price the producer is willing to sell it for.
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sharon smith will receive $1.14 million in 25 years. the discount rate is 11%. as an alternative, she can receive $84,360 today. which should she choose?
She should be indifferent between the two choices.
What is the discount rate?The discount rate is the interest rate that is used to determine the present value of future cash flows in a discounted cash flow (DCF) analysis. This makes it easier to assess whether future cash flows from a project or investment will be worth more than the capital outlay needed to fund it now.
What is the discount rate's mathematical formula?The two basic formulas for calculating the discount rate are the weighted average cost of capital (WACC) and the adjusted present value (APV). The WACC discount formula is: WACC = E/V x Ce + D/V x Cd x, whereas the APV discount formula is: APV = NPV + PV of the impact of financing (1-T).
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the robinson-patman act of 1936 prohibits any firm from selling to two or more different buyers, within a reasonably short time, commodities of like grade and quality at different prices where the result would be to substantially lessen competition.
The Robinson-Patman Act of 1936 forbids any company from selling goods (not services) of like grade and quality to two or more different buyers within a reasonable amount of time if the outcome would be to significantly lessen competition.
What is the purpose of the Robinson-Patman Act?
An antitrust law passed in the United States in 1936 called the Robinson-Patman Act (RPA) forbids large chains and franchises from discriminating against small businesses on the basis of price.
A federal law called the Robinson-Patman Act was created to stop price discrimination.Distributors are not allowed to charge various retailers different prices under the law.The act specifically exempts "cooperative associations" from its application and only covers interstate commerce.For a number of reasons, economists and legal experts have harshly criticized the act.Learn more Robinson-Patman Act to visit this link
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