The true lending act requires credit card companies to:

Answers

Answer 1

Answer:

It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

Explanation:


Related Questions

Alicia just got a new job and will need to file taxes this year. During this year
she gave birth to a little girl, borrowed $1,000 from her best friend, gave her
mother $500 to help pay some bills, and bought her younger cousin a pair of
shoes. Which one of these people could Alicia claim as a dependent?
O A. Her mother
O B. Her best friend
Ο Ο Ο
C. Her younger cousin
D. Her daughter

Answers

Answer:

D, her daughter.

Explanation:

Children are almost always a dependent on their parent(s).

The  one of these people could Alicia claim as a dependent is: D. Her daughter.

What is dependent?

A dependent can be defined a the person who rely on a person for financial support.


Based on the given scenario the dependent will be Alicia little child because the child cannot fed for her self and will have to depend on the her mother.

Therefore the  one of these people could Alicia claim as a dependent is: D. Her daughter.

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Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called __________ unemployment.

Answers

Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called [tex]\sf\purple{frictional}[/tex] unemployment.

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Unemployment that arises as a result of the time it takes for unemployed people to locate a job utilizing their transferable skills is called friction unemployment.

What is friction unemployment?

Short-term unemployment includes frictional unemployment. When someone actively seeks a job or a new career, they are said to be in a frictional state of unemployment. Unemployment that is only intermittent isn't always a terrible thing. In fact, since it's voluntary, frictional unemployment may be a sign of a strong economy.

If an individual leaves their work voluntarily or is dismissed, they are considered to be frictionally unemployed. People who are just entering the workforce and looking for their first job would also be considered to be frictionally unemployed,

Frictional unemployment, which has nothing to do with the economic cycle and is voluntary, entails people changing occupations. A downturn in a sector or a change in technology are only two examples of how changes in the economy can directly cause structural unemployment.

Thus, friction unemployment.

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Carlos is the VP Sales for a consumer electronics company and has recently been reviewing the performance feedback and employee satisfaction reviews. He noted that several sales representatives mentioned that they dissatisfied with the amount of commission they receive. Carlos wants to retain the best sales representatives rather than risk losing them to a competitor so he's trying to determine whether or not he should raise the percentage of commission representatives might receive on their sales. What management function best describes Carlos' activity?

Answers

Answer:

Compensation.

Explanation:

According to the information in the question above, it can be said that Carlos is exercising the function of compensation management. His functions are related to the compensation that employees receive for carrying out their work. Compensation managers are also responsible for maintaining the rules of benefits in compliance with management and legality, in addition to developing strategies that assist in retaining and hiring employees and all types of data and information on compensation in the organization.

A company's income statement showed the following: net income, $131,000; depreciation expense, $38,500; and gain on sale of plant assets, $12,500. An examination of the company's current assets and current liabilities showed the following changes accounts receivable decreased $11,100; merchandise inventory increased $26,500; prepaid expenses increased $7,900; accounts payable increased $5,100. Calculate the net cash provided or used by operating activities.

Answers

Answer:

$138,800

Explanation:

Particulars                                                  Amount

Net income                                                $131,000

Add: Depreciation                                     $38,500

Less: Gain on sale of plant                       ($12,500)

Add: Decrease in accounts receivable    $11,100

Less: Increase in inventory                       ($26,500)

Less: Increase in prepaid expenses        ($7,900)

Add: increase in account payable            $5,100  

Net Cash in Operating Activities             $138,800

Dan and Andy work on the same website layout team. They cannot agree on a layout for the current project. James, the project leader, decides to settle the argument using an appropriate conflict resolution strategy. Arrange the steps in the proper sequence that James should follow.
James encourages Dan and Andy to offer a solution.
James encourages Dan and Andy to work together.
James lets Dan and Andy express their individual
opinions in an open manner.
James discusses all the solutions and decides on the
one that satisfies everyone.

Answers

Answer:

1) James encourages Dan and Andy to work together.

2) James lets Dan and Andy express their individual opinions in an open manner.

3) James encourages Dan and Andy to offer a solution.

4) James discusses all the solutions and decides on the one that satisfies everyone.

Explanation:

I took the test and got it right on PLATO, trust me :))

A job interview is a conversation between a job applicant and one or more people in a company or organization
to discuss the applicant's qualifications for a specific job. True or false

Answers

Answer:

True

Explanation:

company or organization ready to accept jop applications from jop applicant

Uber is considering adding a service to their current offering. Instead of picking up people and taking them to their destination, Uber is thinking about adding a local pickup and delivery service for things such as documents, packages, and food products. With Walmart now offering pickup grocery service, a person could order and have Uber actually do the pickup and delivery. Focus groups indicate that there is a potentially large demand for this service. Before introducing this across the Uber system, Uber has chosen to try the service out in Phoenix and St. Louis. The pickup and delivery service is in the_________ stage of the new-product development.

Answers

Answer:

test market

Explanation:

From the question, we are informed about Uber who is considering adding a service to their current offering. Instead of picking up people and taking them to their destination, Uber is thinking about adding a local pickup and delivery service for things such as documents, packages, and food products. With Walmart now offering pickup grocery service, a person could order and have Uber actually do the pickup and delivery. Focus groups indicate that there is a potentially large demand for this service. Before introducing this across the Uber system, Uber has chosen to try the service out in Phoenix and St. Louis. In this case, The pickup and delivery service is in the test market stage of the new-product development.

In domain of marketing, A test market can be regarded as a geographic region as well as demographic group that is utilized in guaging of the viability of a particular product/service in the mass market before porting to a wide scale roll-out.

estion 6/10

Which of the following is NOT a common feature of a
financial institution?
Checking and savings accounts
Access to investment advice
Direct deposit
Paper checks

Answers

Answer:

The answer is B. Access to investment advice

Explanation:

In most countries, financial institutions are banks. Clients may obtain financial services from banks. The most popular purposes or characteristics of a bank or financial institution are to include accounts for people to deposit their money, check books for people to withdraw their money and do other financial activities, ATM access, and many other things.

Hope i helped have a nice day/nightt

What's the appropriate response to receiving a talk about breaking a rule?

Answers

Answer:

Listen, dont be disrespectfull, and learn from it

Explanation: Dont dig a deeper hole

In the Keynesian conception of the AD/AS model: An increase in AD can expand real output and employment without causing much inflation.An increase in AD can expand real output and employment without causing much inflation.An increase in AD can expand real output and employment only by causing a great deal of inflation.An increase in AD can expand real output and employment only by causing a great deal of inflation.A decrease in AD can reduce inflation substantially but causes unemployment.A decrease in AD can reduce inflation substantially but causes unemployment.Changes in AD and changes in the price level are inversely related.Changes in AD and changes in the price level are inversely related.The only effective fiscal policy is to increase aggregate supply.

Answers

Answer:

An increase in AD can expand real output and employment without causing much inflation.

Explanation:

John Maynard Keynes was a British economist born on the 5th of June, 1883 in Cambridge, England. He was famous for his brilliant ideas on government economic policy and macroeconomics which is known as the Keynesian theory. He later died on the 23rd of April, 1946 in Sussex, England.

Fiscal policy in economics refers to the use of government expenditures (spending) and revenues (taxation) in order to influence macroeconomic conditions such as Aggregate Demand (AD), inflation, and employment within a country. Fiscal policy is in relation to the Keynesian macroeconomic theory by John Maynard Keynes.

A fiscal policy affects combined demand through changes in government policies, spending and taxation which eventually impacts employment and standard of living plus consumer spending and investment.

According to the Keynesian theory, government spending or expenditures should be increased and taxes should be lowered when faced with a recession, in order to create employment and boost the buying power of consumers.

Aggregate demand (AD) can be defined as the total quantity of output (final goods and services) that is demanded by consumers at all possible price levels in an economy at a particular time.

On a standard Aggregate demand (AD)-Aggregate supply (AS) curve, the y axis denotes the Price (P) of goods and services while the x axis typically denotes the Output (Q) of final goods and services.

Hence, in the Keynesian conception of the Aggregate demand-Aggregate supply (AD/AS) model, an increase in aggregate demand (AD) can expand real output and employment without causing much inflation. Inflation can be defined as the persistent general rise in the price of goods and services in an economy at a specific period of time.

Generally, inflation usually causes the value of money to fall and as a result, it imposes more cost on an economy.

Management, can anyone help me?

Answers

I think it is C I looked up some stuff and they all add up to C

Timothy bought a bond with a face value of $1,000. The bond term is 1 year. He bought the bond at a 5 percent discount from the face value. The bond pays 5 percent annual interest, and Timothy will receive two semiannual payments. When the bond is redeemed at maturity, the total return (profit) will be $ .00. The total return on investment will be %. (Round return on investment percentage to one decimal place.)

Answers

Answer:

100, 10.5

Explanation:

1000 x .95= 950

1000x1.05=1050

1050-950= 100

100/950= 10.5

1. When the bond is redeemed at maturity, the total return (profit) for Timothy will be $100.00.

2. The total return on investment will be 10.5%.

What is the return on bonds?

The return on bonds is the profit gained from the purchase of the bonds.  

The profit includes all the capital gains (discount received) and interest revenues received until maturity.

Data ad Calculations:

Face value = $1,000

Purchase price = $950 ($1,000 x 1 - 5%)

Discount = $50 ($1,000 - $950)

Maturity period = 1 year

Coupon rate = 5%

Interest payment = semi-annual

Annual interest = $50 ($1,000 x 5%)

Total profit at maturity = $100 ($50 + $50)

Total return on investment = 10.5% ($100/$950 x 100)

Thus, when the bond is redeemed at maturity, the total return (profit) for Timothy will be $100.00 at 10.5%.

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