Answer:
I do not agree that "the needs of a society conflict with the goals of the financial services industry's desire to make a profit", but on the contrary, I consider that the economic objectives of the financial system contribute to the well-being of the individuals that make up society, with which they satisfy the needs of this in an indirect way.
I believe this because the financial system, through its will to profit, creates jobs and economic opportunities for individuals, who would otherwise be forced to meet their needs without the help of a system designed to profit as a result of work done (such as communism).
Which of the main components of money management involves creating a plan for spending and saving during particular time periods, such as a year, month, or week?
A. financial records
B. personal financial statements
C. budgeting
D. filing taxes
Answer:
C. budgeting
Explanation:
The main components of money management that involve creating a plan for spending and saving during particular periods, such as a year, month, or week is known as BUDGETING
Budgeting is a part of the components of money management. It is an act of estimating the total expenses and income that deals with establishing a plan for spending and saving and usually gathered and regularly re-examine, including yearly, monthly, or weekly
i will give someone brainliest
98 points will be reworded
Answer:
I would be glad to help!
Explanation:
Do you have any specific question about this you're asking for?
Answer:
What is your question about?
Do you have an image or something of it?
Explanation:
Which of the following is LEAST LIKELY to be a source of long term financing for business?
a. Bonds
b. Bank loan
c. Mortgage
d. Bank overdraft
Answer:
d
Explanation:
Does anyone know were I can find all the answers to EverFI
HURRY I NEED HELP!!!
Does globalization (or global trade) provide an opportunity to the world (positive), or does it take advantage of local individuals and cultures (negative)? Explain in a CREW format.
Interviewer: I am here on a very crowded Wall Street with protesters chanting all around me…
Group of Protesters: People before profits! People before profits! People before profits!
Interviewer: Many of these folks are against the growth of global free trade. They believe free trade is to blame for increases in poverty, income inequality (lots of rich and lots of poor), and environmental damage in recent decades. They claim that the elimination of tariffs and other barriers to trade have simply allowed large, multinational corporations to move into and exploit (take advantage of) developing nations, while hurting many U.S. workers and families, too.
Protester 1 (wearing a “No More Sweatshops” T-shirt): The extreme expansion of capitalism and free trade has allowed large, multinational companies to exploit developing countries, and especially their poorest citizens who are often forced to work for less than $1.00 day. Many of the factories set up by these big companies are sweatshops– dirty, dangerous, and the pay is awful. We are here protesting for a ‘living wage’ for all foreign employees of U.S. corporations.
Union representative: I’m tired of these large, unfeeling corporations sending our good paying manufacturing jobs overseas to some factory where workers make $1.50 an hour, instead of letting Americans have those jobs…That’s what’s happening in the textile industry, the steel industry, and the auto industry, too. These are industries that built America and now our jobs are going to China or Mexico...
Interviewer: The other side of this global debate–you might call them free-trade advocates– argues that opening up markets and international borders to free trade has had all kinds of benefits for developing nations, as well as the United States and other industrialized nations. They cite data showing increased life expectancy, increased literacy (ability to read and write), more political freedom, and a reduction in the proportion of people living on less than $1.00 per day in the developing nations.
Manager: Evidence shows that the number of people living on $1.00 per day or less has decreased by 50% in the last 20 years, which was a period of rapid world economic growth, largely because of international trade. And the percentage of people who are malnourished (Starving) has dropped from 56% in the 1960s to only 10% today. Again, during a period of global economic growth, fueled by trade. Look, our corporation has a factory in Vietnam. Last year our factory there paid 2 times the local wage. That was a big step up for those workers, and it made sense for us, too, because it meant we could get the most productive local workers.
Shopper: Let’s also look at all of the different product choices we have. I can go into the grocery store and find different types of food from all over the world. We are limited in what we can produce and grow here in America, so having global trade gives us so many more options.
C- Claim (Globalization provides an opportunity to people throughout the world [or] Globalization takes advantage of local individuals and cultures around the world.)
R- Reason (It provides the opportunity because… [Or] It takes advantage of others because…)
E- Evidence (insert a quote from the reading to prove your positive or negative side)
W- Warrant (This quote shows how globalization is positive/negative because… We should/shouldn’t continue to trade with other countries of the world because...)
Answer:
In general, globalization has been shown to increase the standard of living in developing countries, but some analysts warn that globalization can have a negative effect on local or emerging economies and individual workers. Globalization is not new.
A firm has issued $20 million in long-term bonds that now have 10 years remaining until maturity. The bonds carry an 8% annual coupon and are selling in the market for $877.10. The firm also has $45 million in market value of common stock. For cost of capital purposes, what portion of the firm is debt financed and what is the after-tax cost of debt, if the tax rate is 35%?
Answer:
6.5%
Explanation:
Market value of Bond = Par value*bonds outstanding*%age of par
= 1000*20000*0.8771
= $17,542,000
Market value of firm = Market value of Equity + Market value of Bond
= $45,000,000 + $17,542,000
= $62,542,000
Weight of debt = Market value of Bond / Market value of firm
Weight of debt = 17542000/62542000
Weight of debt = 0.2805
Yield to maturity = Rate(Nper, pmt, -Pv, fv)
Yield to maturity = Rate(10, 80, -877.1, 1000)
Yield to maturity = 0.10001541
Yield to maturity = 10.00%
After tax cost of debt = Cost of debt * (1-tax rate)
After tax cost of debt = 10.00%*(1-0.35)
After tax cost of debt = 10.00%*0.65
After tax cost of debt = 6.5%
Insurance can help with ???
Answer:
B. In an emergency
Explanation:
Insurance is purchased to protect things that you own
Objectives
of the
marketing departments
If the cost of manufacturing (direct labor and materials) is 50% of sales and profit is 15% of sales, what would the profit percentage be if the direct costs of manufacturing were reduced from 50% to 47%
Answer: 18%
Explanation:
Assume sales is $100.
Profit is 15% of sales so profit is:
= 15% * 100
= $15
Cost is 50%:
= 50% * 100
= $50
If costs were reduced to 47%, it would become:
= 47% * 100
= $47
This means that $3 has been freed up.
This $3 will go to the profit because the other costs are not dependent on production and so are considered fixed.
With $3 going to profit, the profit becomes:
= 3 + 15
= $18
Profit percentage:
= 18 / 100
= 18%
2. A closer estimate of the total cost can be made by including the estimated sales tax. Use a formula to
calculate the estimated cost for July 2014 using 7% sales tax. Then, write the formula you used and the
estimated cost in the cell below. Hint: Convert 7% into a decimal for the formula. (5 points)
Answer:
=([Cost] * 1.07)
Explanation:
The question has missing details.
The complete question is to calculate write a Microsoft Excel formula that calculates the total cost which includes the sales tax
Assume that the table heading for estimated cost in July 2014 is Cost
The formula to calculated the total cost which includes the sales tax is:
=([Cost] * 1.07)
The above uses structured reference to make reference to the cost in July 2014.
To calculate the total which includes sales tax, we use:
[tex]Total = Cost * (1 + Sales\ Tax)[/tex]
[tex]Total = Cost * (1 + 7\%)[/tex]
Convert percentage to decimal
[tex]Total = Cost * (1 + 0.07)[/tex]
[tex]Total = Cost * 1.07[/tex]
Hence, the Excel equivalent is:
=([Cost] * 1.07)
Answer:
=([Cost] * 1.07)
Explanation:
The complete question is to calculate write a Microsoft Excel formula that calculates the total cost which includes the sales tax
Assume that the table heading for estimated cost in July 2014 is Cost
The formula to calculated the total cost which includes the sales tax is:
=([Cost] * 1.07)
The above uses structured reference to make reference to the cost in July 2014.
To calculate the total which includes sales tax, we use:
Total = Cost x ( 1 + Sales Tax )
Total = Cost x ( 1 + 7% )
Convert percentage to decimal
Total = cost x ( 1 + 0.07 )
Total = Cost x 1.07
Hence, the Excel equivalent is:
=([Cost] * 1.07)
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Select the correct answer from each drop-down menu.
Nathan Is analyzing the demand for baseball bats that illuminate when they hit something. The managing director of his company has asked him
to understand the type of need that exists for such a product. What are the two types of needs that Nathan should consider?
Nathan should consider the
A) fulfilled B) adjusted C) latent
And A) complete B) realized C) justifiable needs that would exist for a self-illuminating baseball bat.
Answer:
latent and realized
Explanation:
Nathan should consider latent and realized needs that would exist for a self-illuminating baseball bat.
What is a latent need?Latent needs are desires or preferences that cannot be met due to a lack of information or the availability of a product or service. In simple words, a latent need is a problem that a user or consumer is unaware of.
Companies have long believed that customers have unmet needs. These are needs that customers are supposedly unaware they have. Customers who have latent needs cannot be expected to articulate them, and thus companies cannot possibly be aware of them. Many well-known individuals and organizations have supported and perpetuated this belief.
Therefore, two types of needs that Nathan should consider are latent and realized needs.
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What is a default font?
A default font is the font that is automatically set by a program or device when no specific font is selected or specified. For example, many word processing programs will automatically set the default font to Times New Roman or Arial when a new document is opened. The default font can usually be changed in the program or device settings.
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What was the primary reason that a fourth sector of the economy was created?
the increase in population
the digital revolution
the increase in demand for trade work
the Industrial Revolution
Answer:
its B: digital revolution
Explanation:
got right in edge
From your personal experience, what makes you decide whether or not to follow a specific influencer? If you don't use social media, what influences whether or not you'll buy something from a specific brand?
The kind of activities supported by a specific influencer makes you decide whether or not to follow specific influencer.
If you don't use social media, the mouth publicity of the goods will help you to determine whether or not you'll buy something from a specific brand.
What is social media?Social media is referred to as a platform where interaction between poeple, organizations, as well as commodities took place. It is primarily used for communication, but with the advancement of technology, it is also started used for Business promotions as well.
Social media is widely used for sharing information about each other, public events, rising issues, and soon. The encouraging trade for business promotions using social media influencer is increased widely.
These social media influencer have huge followers who admired their idols. These influencer promotes some goods which influnece the public and persuade them to buy.
In order to determine which good is appropriate and which is to Buy one must to check what kind of product is supported by the influencer and its impact on the general population in terms of Ethics and well being.
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What role do sources play in validating an argument? Are we able to rely on the internet to provide complete and truthful information? Of course not, but how do we discern? How do we determine the motives of the people we're reading? One thing we have learned is that the people screaming most loudly about dishonesty are the ones being most dishonest. That isn't by accident. So, what do you do? And how does that apply to this week's content?
Incomplete question. However, I answered from a general research perspective.
Explanation:
What role do sources play in validating an argument?
Well, the term source basically refers to the originator of any information. We have sources that are considered credible sources (like Encyclopedia, Journal Magazine, Newspaper, etc) and others that are considered incredible sources (general social media post). Knowing the kind of source could thus help validate an argument.
Relying on the internet to provide complete and truthful information is difficult considering the amount of fake news available today.
If a school is offering a lot in financial aid, what else do you need to consider when trying to determine if a school is going to fit your budget?
If a school is offering a lot in financial aid, what else do you need to consider when trying to determine if a school is going to fit your budget is: Cost Of Attendance .
What is financial aid?Financial aid can be defined as the financial assistant or grant render to student which can help to cover their tuition and other expenses.
On the other hand Cost Of Attendance can be defined as the overall expenses amount that you will have to incur.
This expenses include the following:
Loan feesTuition feeRoom and boardBooksTransportation etcTherefore If a school is offering a lot in financial aid, what else do you need to consider when trying to determine if a school is going to fit your budget is: Cost Of Attendance .
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Answer:
If a school is offering a lot in financial aid, what else you need to consider when trying to determine if a school will fit your budget is the Cost Of Attendance.
If a school is offering a lot in financial aid, you need to consider the cost of attendance (COA) when determining if a school will fit your budget. Financial aid letters from institutes of higher education only include aid for one year. You must reapply for financial aid every year.
Quick! When applying for a job, what are 2-3 things a hiring manager might ask you to send them?
Answer:
Social security number, birth certificate, and driver's license or state ID.
If you don't have a license then give them your ID.
Explanation:
The document the hiring manager will ask includes the Social security number, Birth certificate and Valid identification card
The hiring manager is the manager who perform the task of Human resources manager because he is responsible for selection process, interview and training of qualified applicant for a job.
Usually, the hiring manager will ask the qualified manager to send him some document after his successful selection to work in the company. They includes
The applicant's social security number. The applicant's birth certificate.The applicant's valid license or identification card.Learn more about this here
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which microbes is used to extract ethanol from fruit juice and sugar molasses ·
Answer:
Yeast
Explanation:
A microbe (microorganism) is a microscopic organism which either exist in its single-celled form or as colony of cells. Example of microbes are bacteria, archaea, algae, protozoa.
Yeast is a microbe used in the extraction of ethanol from fruit juices and sugar molasses. Saccharomyces cerevisiae is a specie of yeast which reacts with fruit juices and sugar molasses in the absence of Oxygen to produce ethanol and carbon dioxide.
The set of skills and knowledge needed to make informed decisions about
money matters is called financial literacy.
A. True
B. False
During a trough: production is high. production is low. inflation is low. unemployment is low.
whats the answer ?
Answer:
The trough is the bottom of the recession period, unemployment is at its highest, inflation is low. ... expansion (recovery) is when output is increasing, unemployment begins to fall and later inflation begins to rise.
.
If Ann says, “I’d be happy to help you find a new TV,” but has a scowl on her face and is looking down at her cell phone, you would
not notice the disparity in her verbal and nonverbal communication.
think that she is not really happy about doing her job.
expect this kind of communication from a salesperson.
think that she is eager to help you.
Answer:
The answer is most likely A.
Explanation:
:) have a great rest of your day :)
The expression of scowling on Ann's face and then looking toward her phone shows no disparity between the communication verbally and non-verbally.
Option A is the correct answer.
What is meant by scowling?Scowling is an expression of an individual where he/she is either angry or showing bad-tempered behavior.
When Ann says that she would be happy to help in finding a new TV, but is having a scowling look on her face by looking at the phone describes that there is no difference between the conversation if done in a verbal or non-verbal manner.
Therefore, the explanation provided in the part A will served the purpose of what Ann has said.
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Which of the following situations would be the most appropriate to use a slide presentation?
A. A new employee is asked to introduce himself to the company with a five minute talk about his background.
B. You and your design team are asked to draft a report for the board of directors on areas where the business is weak.
C. Ben has to present his findings on sales revenue to his management team.
D. Nandira, your new boss, asks you for a 10 minute meeting to give her an update on a project.
similarities between large scale and small scale retailers
The demographic information will tell you where to find the customers.
T
True
or
F
False
What might be an advantage of using credit
does the overcast amount in the debtors journal go into cost of sales or only debtors allowance?
52. With respect to the bank reconciliation which is correct?
A. Subtract outstanding checks from the company's balance.
B. Add deposits in-transit to the company's balance.
C. Add service charge to the company's balance.
D. Subtract NSF checks from the company's balance.
E. Subtract interest earned from the bank's balance.
When doing a bank reconciliation, the correct procedure is to D. Subtract NSF checks from the company's balance.
What is an NSF check?They stand for Not Sufficient Balance.They mean that the person who deposited the check did not have enough money in their account to honor the check.As a result, the company would not get that money so this amount needs to be subtracted from the company account to show that the company never received this money.
In conclusion, option D is correct.
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According to the video, what are some qualities Air Traffic Controllers need? Check all that apply.
physical strength
clear speaking
teamwork
alertness
repair skills
a driver’s license
Answer:
B,C,D ON EDGE 2020-2021
Explanation:
Based on the information given, the qualities Air Traffic Controllers need are:
Clear speakingTeamworkAlertnessThe correct options are B, C, and D.
What does an air traffic controller do?They control the flow of aircraft into and out of the airport's airspace, direct pilots during takeoff and landing, and keep an eye on the movement of aircraft in the sky. To communicate with pilots, air traffic controllers employ radio technology.
Clear speaking is necessary because Air Traffic Controllers are responsible for communicating with pilots to provide them with critical information, such as weather conditions, runway changes, and other important details. Any miscommunication or misunderstanding could have severe consequences, so it's essential that Air Traffic Controllers are articulate and can communicate clearly.
Teamwork is also crucial for Air Traffic Controllers because they work closely with other Air Traffic Controllers and other professionals, such as pilots, airport personnel, and maintenance crews. They need to be able to coordinate and collaborate effectively to ensure the safe and efficient flow of air traffic.
Thus, the ideal selections are options B, C, and D.
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After a bank reconciliation has been completed these transactions are listed as ____ to the cash balance? ? need help taking A p e x quiz now!!! don't have time to be chasing a link!
A. Journal entries
B. Credits
C. Adjustments
D. debits
Answer:
A
Explanation:
After adjusting the balances as per the bank and as per the books, the adjusted amounts should be the same. If they are still not equal, you will have to repeat the process of reconciliation again.
Once the balances are equal, businesses need to prepare journal entries for the adjustments to the balance per books.
Answer:The answer is C
Explanation:
Just took the test
What is advertising??
Answer:
the activity or profession of producing advertisements for commercial products or services.
Explanation:
Answer:
the activity or profession of producing advertisements for commercial products or services.
"movie audiences are receptive to advertising"
advertisements collectively.
"despite being instructed to take the signs down, he says he has no intention of removing the advertising"
Explanation:
dvertising is a means of communication with the users of a product or service. Advertisements are messages paid for by those who send them and are intended to inform or influence people who receive them, as defined by the Advertising Association of the UK.