The major understandings and assumptions for an organization, which are often neither stated nor documented as goals or formal policies, are known as _____.

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Answer 1

The major understandings and assumptions of an organization, which are often neither stated nor documented as goals or formal policies, are known as organization culture.

All team members' behavior is influenced and guided by the values, expectations, and practices that make up the organization's culture. Consider it as the assortment of characteristics that define your business. While a dysfunctional workplace culture brings out tendencies that can impede even the most successful firms, a great workplace culture showcases beneficial features that result in enhanced performance.

Despite the fact that both can assist define it, organizational goals and a mission statement should not be confused with culture. Press releases or policy statements don't build culture; consistent and genuine behavior does.

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Related Questions

what are some financing options for developers who do not have permanent financing committed before construction begins?

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Permanent lenders are often state-owned enterprises, such as large insurance companies, that do not have the capacity to underwrite construction loans or oversee projects under construction.

Therefore, mortgages are usually issued by lenders such as locally located commercial banks. A mortgage lender, on the other hand, may be more profitable to focus on mortgages or mini-perms, but may be more than happy to offer perpetual loans.With this in mind, we can see that some of the advantages of these financial options includes that the student would be able to further his education and realize his dream while the one disadvantage for them is that they are at the mercy of their sponsors.

1) Maximum term for obtaining construction loan commitments 2) Completion date of construction 3) Minimum rent (lease) requirements and approval of large leases 4) Expiration and extension provisions for permanent loan commitments , and 5 ) Permanent Landlord Approval for Design Changes and Replacement of Building Materials.

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employers are required to maintain an equipment injury log. which one of the following would not be included on the log? a. the type and brand of device involved in an accident b. description of the incident c. location of the incident d. employee’s name involved with the device accident

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Needlestick Safety and Prevention Act, 106th Congress, numbered 5178

The sharps injury log includes which of the following?

At a minimum, the sharps injury log should include:"A) An explanation of how the incident occurred, (B) the department or work area where the exposure incident occurred, and (C) the type and brand of the device that was involved."According to 29 CFR 1904, the sharps injury log must be kept for the required time.

Which law mandates that each healthcare facility keep a sharps injury log detailing each incident?

Employers are required by the OSHA Bloodborne Pathogens Standard (BPS) to find, assess, and implement safer medical devices, including those with sharps injury protection (SIP) features.In the sharps injury log, specific information must be reported in accordance with the standard.

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stock splits for the company in problem 2, show how the equity accounts will change if a. the company declares a 4 - for - 1 stock split. how many shares are outstanding now? what is the new par value per share? b. the company declares a -for-5 reverse stock split. how many shares are outstanding now? what is the new par value per share?

Answers

Stock splits are a strategy by firms to increase the liquidity of their shares especially when they are trading at a high price.

The firm divides the stock by a certain number thus increasing the number of shares by the multiple of the number. This action will divide the price of the stock and thus allow for more trade as they are cheaper.

A 4-for- stock split means that each share will become 4.

Your total number of share will become;

= 4 * 3,600

= 14,400 shares

The new price will be;

= 68/4

= $17 per share

A stock split can be understood in most common language as an allotment of outstanding shares based on an increase in the price of those shares. This stock split is done by the company's board of directors to increase the number of shares. The most important reason is to make the shares affordable to investors and not affect the company's capital. A stock split is usually an increase in the price per share of his in a company, when it is determined that the price exceeds the company's estimated limit or is high compared to other similar companies in the same market.

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e-tech initiatives limited plans to issue $500,000, 10-year, 4 percent bonds. interest is payable annually on december 31. all of the bonds will be issued on january 1, 2022. show how the bonds would be reported on the january 2, 2022, balance sheet if they are issued at 97. (deductions should be indicated by a minus sign.)

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Issued at 98, so 2% of 530,000 is 10,600.

Long-Term Liabilities

Bonds Payable 530,000

Discount on Bonds Payable (10,600)

Carrying Value 519,400

Interest is the rate a commercial enterprise can pay a lender (the creditor) to borrow cash. Interest bills are generally based on the brilliant stability of a mortgage and are paid month-to-month, though many one-of-a-kind arrangements are viable. Interest is typically calculated as a percentage of the mortgage stability at an agreed-upon interest rate.

For instance, a bank can pay you interest whilst you deposit your money in a high-yield financial savings account. The financial institution will pay you to preserve and use your money to put money into other transactions. Conversely, in case you borrow money to pay for a large fee, the lender will rate you interest on top of the quantity you borrow

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1. An increase in the product price will cause market labor demand curve to shift out , shift in, go negative, pay workers less , while a decrease in the product price will cause market labor demand curve to shift out, shift in, slope upwards, pay workers less .
2. Fairly Decent Industries has the following production schedule. The price of the product being produced is $5 in a purely competitive market. On the following table, compute the Marginal Revenue Product for every "jump" between one level of workers and the next. Instructions: Enter your answers as whole numbers. Workers Output/Hour Marginal Product Marginal Revenue Product 2 10 4. 20 5 $ 25 6 28 4 $ 20 8 34 3 $ 15 The hourly wage for workers is $18. Assuming workers must be hired in increments as shown on the table, Fairly Decent Industries will keep hiring workers until it has: I workers, but no more.

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Fairly Decent Industries will stop hiring until it has 8 workers.

The marginal revenue product of labor (MRPL) is the additional revenue generated by hiring an extra worker. In a perfectly competitive market, the MRPL is equal to the price of the product multiplied by the marginal product of labor.

In this case, the hourly wage for workers is $18, so the marginal revenue product for each incremental increase in the number of workers is calculated by multiplying the marginal product of labor (MP) by the price of the product (P).

For the first jump from 2 to 5 workers, the MP is 10 and the P is $5, so the MRPL is 10 x $5 = $50.

For the next jump from 5 to 8 workers, the MP is 4 and the P is $5, so the MRPL is 4 x $5 = $20.

At this point, it is not cost-effective for the company to keep hiring more workers. With an hourly wage of $18 and an MRPL of $20, each additional worker hired would cost more than the revenue they would generate. Therefore, the company will stop hiring at 8 workers.

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if the inflation rate is zero, $1 today is worth more than $1 tomorrow. group of answer choices true false

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False. The time value of money states that a dollar is worth more today than it will be tomorrow.

Why is $1 worth more now than it will be later?

Inflation and opportunity cost are the two key factors that make money now more valuable than the same amount tomorrow. Price increases for products and services over time are referred to as inflation.

If there is a positive interest rate, is a dollar today worth more than a dollar tomorrow?

The cost or fee for borrowing money is the rate of interest. Any nominal amount borrowed today will be worth more than the same nominal amount in the future if it is positive because of interest.

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robert mondavi is a well-known winery in napa valley, ca. it is a family-owned business and is not traded on any stock exchange. which type of commercial firm is this known as?

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The commercial firm is this known as private firm.

When the acquisition is of minimal consequence and is not difficult, the scenario is direct rebuy. A considered reliable is the routine purchase of items from a supplier on a list of approved.

In an organizational buying situation, a conjunctive criterion would be particularly typical in the first stage of a multiple decision process when it comes to evaluation as well as search.

The given question is incomplete, the complete question is:

Robert Mondovi is a well-known winery in napa valley, ca. it is a family-owned business and is not traded on any stock exchange. which type of commercial firm is this known as?

(a)public firm

(b)cooperative firm

(c)private firm

(d)open firm

(e)nontrade firm

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cryon corp. has the following information: borrow from bank, $100,000; pay dividend $30,000; purchase building $50,000; collect from customers $50,000; and repay loan from bank $30,000. what is the net cash inflow from financing activities?

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Crayon corp has the following statistics $40,000 is the net coins inflow from financing activities.

Crayola LLC produces an extensive variety of merchandise other than their well-known crayons under the Crayola emblem call. these encompass colored pencils, markers, inks and paints, modeling clays, coloring books, and artists' equipment.

We help clients choose the best solutions for their enterprise desires and price range to thrive and innovate with software, cloud, facts, and AI. Combining era with human potential is how we rework.

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according to the new social contract: the employer is obligated to provide long-term job security. companies try to attract workers by giving them interesting and challenging work. job security is based on seniority, but salaries may be lowered for poor performance. the employer is without any responsibilities toward employees.

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The new social contract states that employers aim to entice employees by providing them with difficult and engaging employment. The right response in this case is option A.

Higher taxation, more redistribution, and a larger welfare state are not the goals of a new social compact. It involves radically rearranging and equalizing the distribution of opportunity and security within society.

The American social compact is frequently used as an explicit example in the U.S. Constitution. What the government may and cannot do is outlined in it. People who choose to reside in America consent to being controlled by the ethical and legal responsibilities spelled out in the Constitution.

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suppose your business is located about 30 miles from the nearest large city. if you evaluate whether to open a second salon in that city, what kind of decision is this?

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The distance between the firm and the closest big city is roughly 30 miles. if you assess whether you should establish a second salon there. A decision of location

What significance does the choice of place have?

The best employees are difficult to find and keep, and many of them are very conscious of their location to achieve the ideal work-life balance. The performance of a business over the long run can be greatly improved by wise location choices. Loss of talent, productivity, and capital can cost poor ones millions of dollars.

How does location strategy work?

Location strategy, expressed simply, is a strategy that involves identifying your company's goals and then choosing the best location to help you reach them. There are numerous elements to take into account, thus selecting a new place should be accompanied by a thorough analysis.

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Only 3% of those who apply get jobs at the Container Store. Of which of the following selection tools does the company make heavy use according to the video? O Assessment centers OEmployment tests OReferences OEmployment applications OInterviews

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The correct option "Interviews", is the selection tools does the company make heavy use to get the job at the Container Store.

Explain the requirements for job at the Container Store?

Relative to 57% of employees at the a typical U.S.-based company, 84% of The Container Store employees believe it is a wonderful place to work.

The Great Place To Work® Global Employee Engagement Survey is the source. You get invited to feel welcome as soon as you join the organization. Here, people genuinely care for one another.

Benefits just At Container Store

401(k) that are most popular.Discount for the company store.Casual attire and setting.Paid vacation/holidays.Paid Sick Time Off.Life and disability insurance.Flexible Work Hours/Schedule.

Thus, Only 3% of those who apply get jobs at the Container Store. For this the selection used is interview.

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wants to invest but is worried about risk. in particular, she is worried that bad management and increased competition in the wireless phone market will make these companies less profitable than expected. what type of risk is genevieve most concerned with?

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The type of risk that Genevieve is most concerned with is called business failure.

What is business failure?

When a business fails, it means that it stops operating as a result of its inability to turn a profit or generate enough money to pay its bills. If a prosperous company does not produce enough cash flow to cover expenses, it may fail.

Failure can have a variety of reasons, but common ones include inadequate research, a lack of an all-encompassing business plan, a lack of sufficient funding for the company, improper money management, poor marketing, a failure to keep up with the demands of the market or the competition, and an inability to evolve.

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when supplementary information (si) is presented separately from the audited financial statements, how should the auditor’s report on si be presented?

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When reporting separately, in addition to the information already given, the date of the report, the type of opinion provided on the financial statements, and any report changes should all be indicated.

Can auditor's report on supplemental information?

Unless otherwise required by regulatory requirements, the auditor may either release a separate report on the supplemental information or include the report on the supplemental information in the auditor's report on the financial statements.

What is required to be reported as required supplementary information(RSI) ?

A authorized accounting standard-setter (such as the FASB or GASB) may specify additional information that must be included in addition to the basic financial statements as required supplemental information (RSI). The fundamental financial statements don't include RSI.

What do you mean by supplementary audit?

The scope of the Comptroller and Auditor General's supplementary audit of the annual accounts of a Government company and any other company shall include an examination of particular accounting records and a review of the audit report of the statutory auditor, including his opinion on the annual accounts.

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the possibility that l’oréal overestimated the size of the ""nutricosmetics"" market would have been due to an error in which part of the product development process?

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The probability that L'Oréal overstated the size of the "nutricosmetics" market was due to a mistake in the product development process's Business Analysis.

What does the term Business Analysis mean?

Business analysis is a professional discipline that discovers and solves business problems. Solutions usually include the construction of software systems, but they may also include process improvements, organizational change, strategic planning, and policy formulation. This role is carried out by a business analyst, or BA. Requirements analysis, often known as requirements engineering, is a subject within the business analysis. It is concerned with ensuring that changes made to an organization are consistent with its strategic goals.

The creation of software systems is not completely the responsibility of business analysts. However, cooperate throughout the organization to address business difficulties with business stakeholders.

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jake is a newly hired office manager. one of his goals is to address environmental issues, and he immediately establishes the following office policies.

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Jake is a newly hired office manager. one of his goals is to address environmental issues, and he immediately establishes the following office policies Installing new computers to increase productivity.

Coping with correspondence, court cases and queries. making ready letters, displays and reports. supervising and tracking the paintings of administrative staff. processing invoices and coping with workplace budgets. imposing and keeping procedures/workplace administrative systems.

A coverage is a fixed of well-known suggestions that define the organization's plan for tackling an issue. Policies talk the relationship among the organization's imaginative and prescient and values and its everyday operations. A method explains a selected movement plan for wearing out a coverage.

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what is the after-tax cost of preferred stock that sells for $5 per share and offers a $0.75 dividend when the tax rate is 35%?

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15% will be the after-tax cost of preferred stock that sells for $5 per share and offers a $0.75 dividend when the tax rate is 35 percent.

By taxes, what did you mean?

Taxes are compulsory payments made to individuals or enterprises by a government agency, whether local, regional, or federal. Public infrastructure and services like roads and schools, as well as programs like Social Security and Medicare, are all funded with tax dollars.

Why is taxes so crucial?

Taxes are necessary because governments use the money they raise from them to fund social programs. Without taxes, government investments in the healthcare sector would not be feasible. Taxes are used to pay for the expense of health services such social healthcare, medical research, social security, etc.

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Social security is 6. 2% of your total income. Suppose that your weekly pay is $850. For any given month, what is your total contribution to social security? hint: assume there are 4 weeks in a month. A. $198. 32 c. $208. 95 b. $205. 65 d. $210. 80.

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Answer:

The answer is A.

Explanation: Thank you.

into thin air why do you think neither hall nor fischer ever stressed a firm turn-around time for their teams on the morning of the summit push?

Answers

When it should have been the safety of the people who paid for them to make the appropriate decisions, including their turnaround time, Hall and Fischer's top focus was getting their clients to the summit of Everest.

As an illustration, Hanson reached the summit at 4:15 when he should have turned around at most 1:30.

A framework for comprehending, diagnosing, and preventing catastrophic failures in various kinds of organizations is provided by this multi-lens analysis of the Everest case. It also has significant ramifications for how leaders can direct and influence the methods by which their organizations come to and carry out critical decisions. The Everest analysis advises leaders to pay close attention to how they balance conflicting pressures in their organizations and how their words and actions affect how other organization members perceive and believe things. Additionally, the case sheds light on how businesses go about recovering from past failures.

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Find the extreme value(s) of each of the following functions and determine whether they are maxima or minima: [10]
a) z = x2 + xy + 2y2 + 3 [10] b)2=-x2-y2 + 6x + 2y [10]c) z = 3x3-5y2-225x + 70y + 23 Zー

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z = x2 + xy + 2y2 + 3

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = 2x + y = 0.......(1)

zy = \partialz/\partialy = x + 4y = 0.......(2)

(2) x 2 yields: 2x + 8y = 0.......(3)

(3) - (1) yields: 7y = 0, so y = 0

x = -4y [From (2)] = 0

When x = y = 0, z = 0 + 0 + 0 + 3 = 3

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = 2 > 0

zyy = \partial/\partialy(zy) = 4 > 0

Therefore, it is a minima.

(b)

z = - x2 - y2 + 6x + 2y

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = - 2x + 6 = 0

2x = 6

x = 3

zy = \partialz/\partialy = - 2y + 2 = 0

2y = 2

y = 1

When x = 3 and y = 1, z = - (3 x 3) - (1 x 1) + (6 x 3) + (2 x 1) = - 9 - 1 + 18 + 2 = 10

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = - 2 < 0

zyy = \partial/\partialy(zy) = - 2 < 0

Therefore, it is a maxima.

(c)

z = 3x3 - 5y2 - 225x + 70y + 23

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = 9x2 - 225 = 0

9x2 = 225

x2 = 25

x = - 5 or x = 5

zy = \partialz/\partialy = - 10y + 70 = 0

10y = 70

y = 7

When x = - 5 and y = 7, z = 3 x (- 5)3 - 5 x (7)2 - 225 x (- 5) + 70 x 7 + 23 = - 375 - 245 + 1125 + 490 + 23 = 1018

When x = 5 and y = 7, z = 3 x (5)3 - 5 x (7)2 - 225 x 5 + 70 x 7 + 23 = 375 - 245 - 1125 + 490 + 23 = - 482

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = 18x

When x = - 5,  zxx = 18 x (-5) = - 90 < 0

When x = 5,  zxx = 18 x 5 = 90 > 0

zyy = \partial/\partialy(zy) = - 10 < 0.

Therefore, when x = -5 and y = 7, it is a minima. But when x = 5 and y = 7, the solution is neither maxima nor minima.

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a stock has a beta of 1.58 and an expected return of 16.2%. the risk-free rate is 3.8%. what is the market risk premium? group of answer choices 12.50% 10.01% 7.85% 11.72%

Answers

Cost of Equity as per CAPM = Risk Free Rate + (Beta x Market Risk Premium)

or, 16.2% = 3.8% + Market Risk Premium * 1.58      

or, Market Risk Premium x 1.58 =  12.4%        

or, Market Risk Premium =  7.8481%

The Market Risk Premium (MRP) is the difference between the market portfolio's expected return and the risk-free rate. The market risk premium corresponds to the slope of the Securities Market Line (SML), the graph of the Capital Asset Pricing Model (CAPM).

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which are steps in the accounting cycle? (select all that apply) multiple select question. record transaction in the journal determine investment opportunities build a budget

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The steps in the accounting cycle includes:

A. record transaction in the journalC. build a budget

What is an accounting cycle?

In financial accounting, an accounting cycle refers to the collective process of identifying, analyzing, and recording the accounting events of a company. This cycle is a standard 8-step process that begins when a transaction occurs and ends with its inclusion in the financial statements.

This cycle is often a methodical set of rules to ensure the accuracy and conformity of financial statements. An uniform process of the accounting cycle have helped to reduce mathematical errors and today, most software fully automates the accounting cycle which results in less human effort and errors associated with manual processing.

In conclusion, the key steps in the 8 step accounting cycle include the followings such as recording journal entries, posting to the general ledger, calculating trial balances, making adjusting entries and creating financial statements.

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Answer:

record transaction in the journal

analyze transaction

prepare a trial balance

Explanation:

a u.s. manufacturer sold a piece of equipment to an engineering firm in new zealand. the new zealand firm must pay the invoice in u.s. dollars in 30 days and would like to mitigate the risk that the new zealand dollar will depreciate against the u.s. dollar in the meantime. the type of exchange rate risk contemplated by the new zealand firm is known as

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a u.s. manufacturer sold a piece of equipment to an engineering firm in new zealand. the new zealand firm must pay the invoice in u.s. dollars in 30 days and would like to mitigate the risk that the new zealand dollar will depreciate against the u.s. dollar in the meantime. the type of exchange rate risk contemplated by the new zealand firm is known as Transaction exposure.

Transaction and translation exposure: what is it?

Transacting With Exposure Definition. The risk associated with presenting consolidated financial accounts because of exchange rate fluctuations; The risk associated because of changes in the exchange rate that have an impact on the movement of cash in the company's daily operations. Major losses could result from a significant amount of exposure to exchange rates, while those risks can be mitigated in several ways.

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explain how risk is measured, and how this measure is used to adjust the firm’s wacc to account for differential project riskiness.

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If the business risk is anticipated to vary dramatically as a result of a project, but the financial risk of the company is anticipated to remain constant, then a risk-adjusted WACC is required to assess the project's net present value.

The shareholders of a corporation will expect a different return to make up for this higher degree of risk if the business risk of the new project differs from the business risk of the existing operations.

Therefore, a "risk-adjusted" WACC that takes into account this new mandated return to shareholders is the proper WACC that should be used to discount the cash flows of the new project instead of the company's current WACC (cost of equity).

Making a risk-adjusted WACC calculation:

(1) Find the right equity beta from a suitable, comparable quoted firm that matches the project's business activity.

(2) Degear the equity beta to an asset beta by adjusting the available equity beta.

(3) Regear the asset beta so that it reflects the project's (i.e., its own) gearing levels.

(4) Employ beta to locate Ke with CAPM.

(5) To determine the WACC, use this Ke.

(6) Calculate an NPV to assess the project.

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Jorge is a junior at a state university. He’s lived in the dorm for two years but is ready to move off campus for his remaining college time. After searching online, he found a house with a room for rent for $400 a month. The only downside is that the house is two miles from campus and Jorge doesn’t have a car, although he’s wanted one for a long time. He decides that moving off campus is the perfect reason to buy a car. Jorge has $3,000 in student loans but doesn’t have to start paying them back until after he graduates in another two years. He decides that he can afford a car payment of $200 a month. Jorge begins to search for a car and finds a good used one for $5,000. What advice would you give Jorge?

Answers

His decision to to buy a good used car for $5,000 is bad and unsound decision as a student, even based on the fact that it is finance by student loan, he could have taken a bus or walk like other student would do

What are student loan intended for?

Basically, a student loan refers to a type of loan designed to help the students to pay for their post-secondary education and the associated fees such as tuition, books and supplies, and living expenses.

Student loan differ from other types of loans because the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in strict laws regulating renegotiating and bankruptcy.

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Ahrends corporation makes 70,000 units per year of a part it uses in the products it manufactures. The unit product cost of this part is computed as follows: direct materials $ 17. 80 direct labor 19. 00 variable manufacturing overhead 1. 00 fixed manufacturing overhead 17. 10 unit product cost $ 54. 90 an outside supplier has offered to sell the company all of these parts it needs for $48. 50 a unit. If the company accepts this offer, the facilities now being used to make the part could be used to make more units of a product that is in high demand. The additional contribution margin on this other product would be $273,000 per year. If the part were purchased from the outside supplier, all of the direct labor cost of the part would be avoided. However, $8. 20 of the fixed manufacturing overhead cost being applied to the part would continue even if the part were purchased from the outside supplier. This fixed manufacturing overhead cost would be applied to the company's remaining products. What is the maximum amount the company should be willing to pay an outside supplier per unit for the part if the supplier commits to supplying all 70,000 units required each year? (round your intermediate calculations to 2 decimal places. ).

Answers

The maximum amount that Ahrends Corporation should be willing to pay an outside supplier per unit for the part is $50.60.

How is the maximum amount determined?

From the make-or-buy decision analysis, we compute the total relevant or avoidable costs for making the part internally are $3,269,000.

When the additional contribution from the alternative use of the facilities is added to the relevant costs, we determine the total cost the company should be willing to pay.

Alternatively, we can use the total purchase cost plus the differential cost from the make-or-buy decision analysis.

Then, the above result is divided by 70,000 units for the cost per unit.

Annual demand for a part = 70,000 units

Fixed manufacturing overhead $17.10

Unavoidable fixed overhead = 8.20

Avoidable fixed overhead = $8.90

                                                   Make        Buy        Differential Costs

Relevant costs per unit:

Direct materials                        $17.80

Direct labor                                19.00

Variable overhead                      1.00

Avoidable fixed overhead         8.90

Total relevant costs per unit $46.70       $48.50

Total costs for 70,000      $3,269,000   $3,395,000

Additional contribution from buy decision (273,000)

Total relevant costs          $3,269,000   $3,122,000     $147,000

Maximum costs to buy 70,000 units = $3,542,000 ($3,269,000 + $273,000) or ($3,395,000 + $147,000)

Maximum cost per unit = $50.60 ($3,542,000 ÷ 70,000)

   

Thus, Ahrends Corporation should not pay more than $50.60 per part to buy the part from an outside supplier.

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Consider the market for auto insurance. Insurers will gain some useful information about the riskiness of student drivers by enquiring about their academic grades.
True/False

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Statement is accurate on the vehicle insurance industry. By asking about their academic performance, insurance companies can learn some helpful information about how risky student drivers are.

How is risk handled by insurance?

By combining the risk and the money to cover it, insurance works. If one in every 100 persons is statistically likely to be involved in an accident, and if all 100 pay enough to cover the cost of one person, then all 100 are protected against the risk and have the means to pay for it.

In what ways do insurers lessen risk?

To lower risk and lower the likelihood of claims, insurance firms may demand that policyholders complete loss control programs. Loss control strategies are advantageous to insurers and policyholders alike.

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If the required reserve ratio is 10% and the fed conducts an open market purchase of $100, what is the maximum possible change in the money supply?.

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The greatest potential change in the money supply is $1000 if the required reserve ratio is 10% and the Fed purchases $100 in the open market.

The reserve ratio is what?

The reserve ratio is the percentage of reservable liabilities that commercial banks are required to hold onto and refrain from lending to or investing in. The requirement is set by the nation's central bank, in this case the Federal Reserve in the United States. The cash reserve ratio is another name for it.

How is the money supply defined?

The total amount of money in circulation, including notes, coins, and bank account balances, is known as the money supply. According to a standard definition, the money supply is a collection of secure assets that individuals, corporations, and governments can use to make purchases or hold as short-term investments.

Money Multiplier = 1 / Reserve Ratio.

Money Multiplier= 1 / 10%= 10

Open market purchase= $100

Money Multiplier= 10

Money supply= $100 X 10= $1000

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assume the productivity of workers increases as a result of improvement in technology. what will happen to each of the following in the short run?

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The way we work is changing as a result of technological advancements, which are creating more demand for some jobs while simultaneously displacing others.

Making sure that technology's impact on the workplace benefits everyone.

Jobs that aren't growing quickly are still seeing rapid technological adoption, which necessitates the acquisition of new skills by those who work in those fields.

Productivity improvements could also accompany these changes, producing high-paying, high-quality employment for those in a position to benefit from the expansion of these good jobs. However, there is also a chance that individuals, particularly those without advanced degrees, will lose jobs paying middle-class wages and be prevented from obtaining better jobs.

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if real interest rates in the united states are increasing faster than real interest rates in other countries, which of the following is most likely to occur? if real interest rates in the united states are increasing faster than real interest rates in other countries, which of the following is most likely to occur? the supply of dollars will decrease, and the value of the dollar will increase. the demand for dollars will decrease, and the value of the dollar will increase. the supply of dollars will increase, and the value of the dollar will increase. the demand for dollars will increase, and the value of the dollar will increase.

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if real interest rates in the united states are increasing faster than real interest rates in other countries, which of the following is most likely to occur the supply of dollars will decrease, and the value of the dollar will increase.

A hobby price is the amount of hobby due according to length, as a percentage of the amount lent, deposited, or borrowed. the entire interest on a quantity lent or borrowed depends on the predominant sum, the hobby fee, the compounding frequency, and the period of time over which it's far lent, deposited, or borrowed.

The interest fee is the quantity a lender prices a borrower and is a percent of the primary—the amount loaned. The hobby rate on a loan is usually referred to on an annual basis referred to as the once-a-year percentage charge (APR). hobby price is just the rate of the hobby. The yearly percentage rate (APR) includes all the expenses from the lender plus the interest expenses that you will pay in one year. If the APR is a whole lot better than the interest price, you understand the lender's expenses are high.

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Under U.S. GAAP companies classify individual deferred tax asset or liabilities with related assets or liabilities as either current or non-current based on _____.A) the dollar valueB) the expected reversal dateC) the classification of the underlying asset or liabiliyD)the date of creation

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Under U.S. GAAP companies classify individual deferred tax assets or liabilities with related assets or liabilities as either current or non-current based on the dollar value.

The U.S. dollar Index is an index (or measure) of the cost of the American greenback relative to a basket of overseas currencies, regularly known as a basket of U.S. trade partners' currencies. The Index is going up when the U.S. dollar gains "power" (cost) when compared to different currencies.

The alternate-weighted US dollar index is a foreign money index created with the aid of the Federal Reserve to degree the exchange fee of the united states dollar compared to the nations that it trades with the most, the more exchange a rustic has with us the greater that exchange charge weighs on the index. The index become created in 1998 at some point after the introduction of the Euro.

The dollar rate is the rate at which every other u.s. forex converts to the U.S. dollar, so it can be thought of as how many gadgets of currency are needed to purchase 1 U.S. greenback.

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