Based on loan and credit analysis, the fundamental problem with the option ARM loan, as most commonly used, was that it created a rapid increase in monthly payments.
This situation is often described as payment shock risk.
In this option ARM loan, the monthly payments increase based on many reasons like unscheduled recast when a negative amortization limit is attained.
Hence, in this case, it is concluded that the correct answer is "monthly payments."
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if, after reflecting on the nature of leadership you decide that all leaders must treat their followers with respect, then you have identified a leadership model.
Answer:
Behavioral
Explanation:
4. You hire three individuals as independent contractors (gardener, hairdresser, handyman). What is the maximum you can annually pay each and NOT be required to report the earnings to the IRS on a Form 1099-MISC?
A. I don't know
B. $0 - I am not required to report their earnings because they are independent contractors
C. $259
D. $499
E. $599
F. $1,899
Answer:
c
Explanation:
what is the primary driver of the left hand of the yield curve
Answer:
Central bank interest rates.
Explanation:
increased visibility, tracking, traceability and higher quality are all attributes of what type of benefits for tracking items using rfid tags?
The operational benefit is benefit offered by the rfid tags because of its attributes of increasing visibility, tracking etc
Operational benefit refers to something that reduces use of manpower, improves work accuracy, reduces operational costs etc
The rfid tags are used in inventory tracking and works by using electromagnetic fields to identify and track tags attached to the products.
Therefore, the rfid tags offered the benefit known as Operational benefit because of its attribute including increased visibility, tracking, traceability, higher quality etc.
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_____ refers to raw materials, work-in-process, or finished goods that are maintained to support production or satisfy customer demand.
Answer:
inventory
Explanation:
inventory refers to raw materials, work-in-process, or finished goods that are maintained to support production or satisfy customer demand.
Which is NOT something you should look for in a savings account?
a) Low (or no) monthly fee
b) Rewards for using your debit card
c) Free online banking
d) Competitive interest rate
Answer:
b) Rewards for using your debit card
Explanation:
If it’s a saving account why would I using my debit?
The entry to record the issuance of 100,000 shares of $0.10 par value common stock for $10 per share is debit ______.
The entry to record the issuance of 100,000 shares of $0.10 par value common stock for $10 per share will be:
Debit Cash for $1,000,000.Debit common stock $10000Debit Additional paid-in-capital $990000.Based on the information given in the question, the amount that will be calculated for cash will be:
= 100000 × $10
= $1000000
Common stock will be:
= 100000 × $0.10
= $10,000
Additional paid in capital will be:
= $1,000,000 - $10,000
= $990,000
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fiona felt like there were not enough potential customers for her to earn a good living as a commission-based sales agent. therefore, fiona left that job and found work as an insurance claims agent, a more structured job. fiona could be described as having
The generalized self effacy scale is centered on the the general belief in oneself to handle or slove problems and reach goals. Fiona could be described as having Self-efficacy.
Self-efficacy is simply known as the belief that an individual can achieve their goals they have, whether that is solving a puzzle.
Bandura (1997) stated four sources of self-efficacy and they are mastery experiences, vicarious experiences, verbal persuasion, and physiological and affective states.For example, an individual who has a high level of self-efficacy in Structured jobs will feel confident in their ability to make more money in that field.
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Based on what Fiona did in response to her situation, she can be said to have a. an external locus of control.
An external locus of control:
Means that the person blames other things for any success or failure they have Means that a person takes action to correct their external environment instead of internal thingsFiona in this case blamed her inability to make enough on the external factor of not having enough customers. She then changed careers because of this.
We can therefore conclude that Fiona has an external locus of control.
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Options for this question:
a. an external locus of control.
b. high self-esteem.
c. emotional intelligence.
d. generalized self-efficacy.
Shelia does quality control for a company that manufactures lawn mower parts. On any given day, she finds the probability distribution for defective parts as shown in the table. Using the data from the table, what is the probability of having 2 defective parts in a day?.
Answer:
part 1 answer is: 0.04 part 2: 0.15
Explanation:
just did it on edge
From the question and the table made available, the probability of having 2 defective parts in a day is 0.04.
What is probability?This is a term that is used in statistics to show the chances that something is going to occur.
The probability of two defective parts happening in a day on this table if 0.04
P(X) = P(2) = 0.04
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Name three valid reasons (termination for cause) an employee may be terminated from a job?
the largest portion of federal tax revenue comes from _____.
what is Communication,
A food product is pulled from the consumer market after preliminary testing, before data conclusively proves that it causes pancreatic cancer. This is an example of:
Answer:
The precautionary principle
Explanation:
Downward influence is best achieved through A. citing the firm's goals. B. forming alliances. C. an inspiring vision. D. forming support networks.
Answer:
B. forming alliances
Explanation:
Jorge, the marketing manager for an automobile manufacturer, observes frequent conflicts between two of his subordinates, Taylor and Liu. He asks the human resource department to help, and the department's training manager investigates. She tells Jorge that the two subordinates lack interpersonal communication skills but would be likely to improve with proper training. This scenario suggests that the training manager has conducted a(n) __________ analysis.
The training manager in the scenario described has identified that both employees needs training and the type of training they need. Hence, he has conducted a person analysis.
Person analysis requires that the behavior and attitude of employees or an individuals are observed in other to depict which of the employees lacks a certain office or work training, after which they type of training required is then laid out.
Hence, these set of study on employees refers to person analysis.
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warren works at a distribution center that ships merchandise by truck to 300 stores. in order to handle complex transportation problems, what does warren rely on?
In other to maximize the effectiveness of delivery equipments and manage time, Warren would need to rely on routing and scheduling softwares.
Handling logistics is an important aspect of business as it is at the core of the distribution process. Therefore, in other to solve complex transportation problems, reliance would be on routing and scheduling software.
These softwares takes into cognizance, road, traffic and other constraints on other produce the most efficient route for warren.
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because of automation, which component of product cost is declining?
Purchased goods on credit Rs. 2,000 from hari at 10% trade discount
Answer:
SHE / HE HAS PURCHASED GOOD = 2000
CREDIT CARD
DISCOUNT = 10 %
[tex] \frac{10}{100} \times 2000 \: = \frac{10 \times 20}{1} = 200[/tex]
DISCOUNT YOU GOT IS 200
what is the general rule for recognizing revenues in governmental funds?
The name of the Department that is primarily involved in the sourcing, screening and hiring of personnel is:
Answer:
Explanation:
Hr
to create strong partnering relationships, supply chain members must develop mutual trust, openly communicate, have common goals, recognize the benefits of interdependence, and
Supply chain members must build mutual trust, communicate openly, share common goals, recognize the benefits of interdependence, and be willing to invest in each other's success.
Through these competencies, partnering relationships will be stronger and more effective in achieving the organizational goals and targets of each member of the supply chain.
The supply chain network comprises:
ProducersSellersWarehousesTransport companiesDistribution centersRetailersIt is essential that the relationship between a company and its suppliers is integrated and that one member contributes to the other's success, as each step of the supply chain is related to another.
Therefore, as the supply chain is a cycle, each step will impact the activities of the next step, requiring the integration of members and maintaining the quality of the product cycle until reaching the end customer.
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How has Tesco’s performed against each of the measures of success?
Answer:
For a long time, we measured our performance using the Steering Wheel. ... We now have just six simple, key business performance measures. It's about alignment and focus: if we give our colleagues more power to choose the right actions, we'll do a better job for customers and achieve greater success for our business.
Answer:
Tesco has been particularly successful because of its powerful brand. It has a reputation for value, low prices and for being customer focused. Its brand equity and associations have helped the company to expand into new sectors and markets. Tesco has also been strong in public relations, advertising and building profile in catchment areas on a local level. This local approach to marketing appears to be a key driver for success.
at what age can you withdraw from 401k without paying taxes
Answer:
around the age 59 1/2
Explanation:
The withdrawls will be subject to ordinary income tax, based on your tax bracket.
When forming a business strategy, the firm needs to compare the cost advantages and drivers of uniqueness across its different activities and compare with that of other firms. True False
When aggregate demand falls, to avoid a(n) and return to the long-run equilibrium, we must increase aggregate demand.
Answer:recession or contraction
Explanation:
Innovations like the mass production of cars can create economies of scale. However, over time this benefit becomes less meaningful because:
Answer:
other companies copy the processes
Explanation:
In March, stockholders of Herbalife Nutrition approved a 2-for-1 stock split. After the split, how many shares of Herbalife stock will an investor have if she or he owned 160 shares before the split
The number of shares that an investor will have after split is 320 shares.
Stock split refers to when a company divides its existing shares into multiple shares.
Here, we are to find the number of shares that an investor will own.Given Information
Stock split rate = 2-for-1 stock split (2/1)
Share holding before split = 160 shares
Number of shares after the split = Share holding before split * Stock split rate
Number of shares after the split = 160 shares * 2/1
Number of shares after the split = 320 shares
Therefore, the number of shares that an investor will have after split is 320 shares.
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When the makers of Reese's candy bars decided to manufacture Reese's peanut butter, it was an example of
When the makers of Reese's candy bars decided to manufacture Reese's peanut butter, it was an example of Brand extension.
A brand extension or brand stretching involves a company using one of its product brand names on a new product. The new product is known as a spin-off.
This method increases the new brand sales.
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when intermountain healthcare wants patients to have comprehensive, standardized, detailed information about their condition and their treatment plan, what is the most appropriate way to communicate this information to providers, who will then give it to patients?
The most appropriate way to communicate this information to providers will be in information sheets that are produced and distributed through a centralized network.
Based on the information given, it should be noted that the healthcare organization needs to be effective in order to ensure that there's proper information to be provided.
Therefore, when intermountain healthcare wants patients to have comprehensive, standardized, detailed information about their condition and their treatment plan, it should be communicated in information sheets that are produced and distributed through a centralized network.
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Bottle Breacher was a successful company that began with crowdfunding through the television show Shark Tank. This is an example of the ______ model of crowdfunding, where an entrepreneur offers a stake in the company in exchange for backing.
Considering the situation described above, this is an example of the "Reward-based" model of crowdfunding.
This is because a reward-based crowdfunding model is a type of crowdfunding that gives the donor something of value in return.
These rewards may be in the form of commodities, services, discounts, or adverts, etc.
There are various types of crowdfunding models. The most common types are the following:
Equity-based model;Donation or social-based model;Lending model;Reward-based model.Hence, in this case, it is concluded that the correct answer is the "Reward-based model" of crowdfunding.
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