Property that a business uses to secure a loan is

Answers

Answer 1

Answer:

Business loans are usually secured with collateral, which is an asset pledged to the lender by the borrower for the life of the loan. The collateral can be seized and sold to repay the loan if the borrower defaults. Lenders use collateral to reduce the risk of losing money on the loan.

Explanation:


Related Questions

Write about why it is important for world leaders to make just decisions for their people and to treat neighboring countries with respect.

Answers

Answer: Approaches to authority and decision making are not the only ways in which cultures differ, but they are arguably the most important in the leadership context. ... (For a more general treatment of cultural differences, take a look at my May 2014 ... with companies in those countries, you might have noticed that a lot of people ...

Explanation:

Jim promises to marry Martha if Martha agrees to pay him a $10,000/month allowance as long as they are wedding. If this contract was not written, then once they are married Jim can still enforce the contract if Martha refuses to pay.

a. True
b. False

Answers

true because they made a deal

Jim promises to marry Martha if Martha agrees to pay him a $10,000/month allowance as long as they are wedding. If this contract was not written, then once they are married Jim can still enforce the contract if Martha refuses to pay. This statement is True.

What is Contract?

A contract is an agreement between parties that establishes legal duties for both parties. The fundamental components necessary for the agreement to be a valid offer and acceptance, adequate consideration, capacity, and legality are: mutual assent, expressed through a contract-compliant offer.

Contracts are legal obligations that contain promises. State common law primarily governs contract law, and while broad contract law is prevalent nationwide, different state courts may have different interpretations of particular contract clauses.

Contracts are created when one party's promise results in the creation of a duty between the parties. A promise must be given in exchange for sufficient consideration in order for it to be regarded as a contract. There are two various theories or definitions to take into account: Benefit-Detriment theory of consideration and the bargain theory of consideration

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A 15-year maturity bond with par value of $1,000 makes annual coupon payments at a coupon rate of 10%. Find the bond equivalent and effective annual yield to maturity of the bond for the following bond prices.
List Bond Equivalent Annual Effective annual
bond prices Yield to maturity Yield to maturity
a $940 % %
b $1,000 % %
c $1,040 % %

Answers

Answer:

A. Bond equivalent 10.82%

Effective annual yield to maturity of the bond 11.11%

B. Bond equivalent 10%

Effective annual yield to maturity of the bond 10.25%

C. Bond equivalent 9.49%

Effective annual yield to maturity of the bond 9.73%

Explanation:

A. Calculation to Find the bond equivalent

We would determine the yield to maturity on a semi-annual basis using Financial Calculator which is:

N = 10*2 = 30

PV = -940

PMT = [10%/2]*1000 = 50

FV = 1000

Press CPT, then I/Y, which gives us 5.41%

Bond equivalent yield to maturity=5.41% × 2

Bond equivalent yield to maturity= 10.82%

Calculation to determine the Effective Annual Yield To Maturity of the bond

Effective annual yield to maturity = (1+.0541)^2– 1

Effective annual yield to maturity = (1.0541)^2– 1

Effective annual yield to maturity =1.1111 – 1

Effective annual yield to maturity = 0.1111 *100

Effective annual yield to maturity = 11.11%

Therefore the bond equivalent and effective annual yield to maturity of the bond will be:

Bond equivalent 10.82%

Effective annual yield to maturity of the bond 11.11%

b. Calculation to determine the bond equivalent

Based on the information given the bond is selling at par which therefore means that the yield to maturity on a semi annual basis will be the same as the semi annual coupon 5%.

Bond equivalent yield to maturity =5%*2

Bond equivalent yield to maturity= 10%.

Calculation to determine Effective annual yield to maturity

Effective annual yield to maturity = (1+.05)^2– 1

Effective annual yield to maturity = (1.05)^2– 1

Effective annual yield to maturity=1.1025-1

Effective annual yield to maturity=.1025*100

Effective annual yield to maturity =10.25%

Therefore the bond equivalent and effective annual yield to maturity of the bond will be:

Bond equivalent 10%

Effective annual yield to maturity of the bond 10.25%

c.Calculation to determine the bond equivalent

N = 10*2 = 30

PV = -1,040

PMT = [10%/2]*1000 = 50

FV = 1000

Bond equivalent yield to maturity=9.49%, or 4.75% on a semi-annual basis.

Calculation to determine the Effective Annual Yield To Maturity of the bond

Effective annual yield to maturity = (1+.0475)^2– 1

Effective annual yield to maturity = (1.0475)^2– 1

Effective annual yield to maturity =1.0973– 1

Effective annual yield to maturity = 0.0973*100

Effective annual yield to maturity = 9.73%

Therefore the bond equivalent and effective annual yield to maturity of the bond will be:

Bond equivalent 9.49%

Effective annual yield to maturity of the bond 9.73%

Which types of post secondary education are examples of traditional academic education? Check all that apply

A. Associate Degree
B. Apprenticeship
C. Bachelor’s Degree
D. Technical School Degree

Answers

A and C (associates and bachelors)
It’s a and c I think

You have been asked to review the December 31, 2021, balance sheet for Champion Cleaning. After completing your review, you list the following three items for discussion with your superior: An investment of $30,000 is included in current assets. Management has indicated that it has no intention of liquidating the investment in 2022. A $100,000 note payable is listed as a long-term liability, but you have determined that the note is due in 10 equal annual installments with the first installment due on March 31, 2022. Deferred revenue of $60,000 is included as a current liability even though only two-thirds will be recognized as revenue in 2022, and the other one-third in 2023.

Required:
Determine the appropriate classification of each of these items.

Answers

Answer:

Champion Cleaning

Appropriate Classifications:

Long-term assets:

Investment of $30,000

Current liabilities:

Short-term note payable $10,000

Short-term deferred revenue $40,000

Long-term liabilities:

Long-term note payable $90,000

Long-term deferred revenue $20,000

Explanation:

a) Data and Analysis:

Investment of $30,000 = long-term asset

Note payable:

Short-term note payable = $10,000 ($100,000/10)

Long-term note payable = $90,000 ($100,000/10 * 9)

Deferred Revenue:

Short-term deferred revenue = $40,000 ($60,000 * 2/3)

Long-term deferred revenue = $20,000 ($60,000 * 1/3)

Revenue and expense data for Bluestem Company are as follows:

Year 2 Year 1
Administrative expenses $37,720 $20,300
Cost of goods sold 360,000 319,900
Income tax 41,000 32,200
Sales 820,000 700,000
Selling expenses 154,160 109,900

Required:
Prepare a comparative income statement, with vertical analysis, stating each item for both years as a percent of sales.

Answers

Answer and Explanation:

The preparation of a comparitive income statement, with vertical analysis, stating each item for both years as a percent of sales is prepared below with the help of the attached spreadsheet:-

The formula that we have used is shown below:-

Gross profit percent = Gross profit / Sales revenue

Cost of goods sold percent = Cost of goods sold / Sales revenue

and in a similar way operating expenses items.

The standard cost of Product B manufactured by Pharrell Company Includes 3.7 units of direct materials at $6.8 per unit. During June, 26, 600 units of direct materials are purchased at a cost of $6.70 per unit, and 26, 600 units of direct materials are used to produce 7, 100 units of Product B.
(a) Compute the total materials variance and the price and quantity variances.
Total materials variance $
Materials price variance $
Materials quantity variance $
(b) Compute the total materials variance and the price and quantity variances, assuming the purchase price is $6.90 and the quantity purchased and used is 27,000 units.
Total materials variance $
Materials price variance $
Materials quantity variance %

Answers

Answer and Explanation:

The computation is shown below;

(a)

Total materials variance:

= ( AQ × AP ) - ( SQ × SP )

= (26600 × $6.70) - (26270 × $6.8)

= $178220 - $178636

= $416 F

Here

= 7100 × 3.7

=26,270

Materials price variance:

= ( AQ × AP ) - ( AQ × SP )

= (26600 × $6.70) - (26600 × $6.8)

= $178220 - $180,880

= $2660 F

Materials quantity variance:

= ( AQ × SP ) - ( SQ × SP )

= (26600 × $6.8) - (26270 × $6.8)

= $180,880- $178636

= $2244 U

(b)

(a) Total materials variance:

= ( AQ × AP ) - ( SQ × SP )

= (27000 × $6.90) - (26270 × $6.8)

= $186300 - $178636

= $7664 U

Here

= 7100 × 3.7

=26,270

Materials price variance:

= ( AQ × AP ) - ( AQ × SP )

= (27000 × $6.90) - (27000 × $6.8)

= $186300 - $183600

= $2700 U

Materials quantity variance:

= ( AQ × SP ) - ( SQ × SP )

= (27000 × $6.8) - (26270 × $6.8)

= $180,880- $178636

= $4964 U

Gundy Company expects to produce 1,213,200 units of Product XX in 2020. Monthly production is expected to range from 80,000 to 114,000 units. Budgeted variable manufacturing costs per unit are: direct materials $5, direct labor $7, and overhead $11. Budgeted fixed manufacturing costs per unit for depreciation are $6 and for supervision are $1. In March 2020, the company incurs the following costs in producing 97,000 units: direct materials $515,000, direct labor $670,000, and variable overhead $1,073,000. Actual fixed costs were equal to budgeted fixed costs. Prepare a flexible budget report for March. (List variable costs before fixed costs.)

Answers

Answer:

Gundy Company

Flexible Budget Report for March 2020:

                                      Actual Budget   Flexible Budget   Variance

Direct materials                 $515,000        $485,000           $30,000  U

Direct labor                         670,000           679,000               9,000  F

Variable overhead           1,073,000         1,067,000               6,000  U

Actual fixed costs              679,000           679,000                       0  None

Total costs incurred    $2,937,000       $2,910,000           $27,000  U

Explanation:

a) Data and Calculations:

Expected production of Product XX in 2020 = 1,213,200 units

Monthly production range = 80,000 to 114,000 units

Budgeted variable manufacturing costs per unit are:

Direct materials      $5

Direct labor             $7

Overhead              $11

Total variable       $23

Fixed manufacturing costs per unit:

Depreciation are   $6

Supervision are     $1

Total fixed costs   $7

Total costs =       $30

March 2020 costs incurred for 97,000 units:

Direct materials        $515,000

Direct labor              $670,000

Variable overhead $1,073,000

Actual fixed costs      679,000

Total costs incurred $2,937,000

Flexible Budget Report for March 2020:

                                      Actual Budget   Flexible Budget   Variance

Direct materials                 $515,000        $485,000           $30,000  U

Direct labor                         670,000           679,000               9,000  F

Variable overhead           1,073,000         1,067,000               6,000  U

Actual fixed costs              679,000           679,000                       0  None

Total costs incurred    $2,937,000       $2,910,000           $27,000  U

The Aleander Company plans to issue $10,000,000 of 20-year bonds at par next June, with semiannual interest payments. The company's current cost of debt is 10 percent. However, the firm's financial manager is concerned that interest rates will increase in coming months, and has decided to take a short position in U. S. government t-bond futures. See the settlement data below for t-bond futures. (Note: One standard futures contract is $100,000).
a. Calculate the present value of the corporate bonds if rates increase by 2 percentage points.
b. Calculate the gain or loss on the corporate bond position.
c. Calculate the number of contracts required to cover the bond position. Then calculate the current value of the futures position.
d. Calculate the implied interest rate based on the current value of the futures position.
e. Interest rates increase as expected, by 2 percentage points. Calculate the present value of the futures position based on the rate calculated above plus the 2 points.
f. Calculate the gain or loss on the futures position.
g. Calculate the overall net gain or loss.
h. Is this problem an example of a perfect hedge or a cross hedge? Is it an example of speculation or hedging? Why?
Delivery Month Open High Low Settle Change Open Interest
(1) (2) (3) (4) (5) (6) (7)
Dec 103'14 103'14 102'11 102'17 -6 678,000
Mar 102'11 102'23 100'28 101'01 -5 135,855
June 101'14 101'26 100'02 100'12 -5 17,255

Answers

I have tried to explain it in extremely simple words and kept it precise too. I have made an excel file and compiled the answer in that clearly. All the parts are clearly mentioned. Please download the document and understand clearly. All the parts are solved independantly. Please find the attached file. Thanks.

On May 13, 2020, Otto, Parker and Quentin bought a parcel of land as tenants in common. The deed provided that Otto owned 1/2 the property and Parker and Quentin each owned 1/4 each. If Quentin dies, the property will be divided as follows:

a. Otto 1/2. Parker 1/2
b. Otto 5/8, Parker 3/8
c. Otto 1/3, Parker 1/3, Quentin's heirs 1/3
d. Otto 1/2. Parker 1/4, Quentin's heirs 1/4

Answers

Answer:D. Otto 1/2. Parker 1/4, Quentin's heirs 1/4

Explanation:

Based on the information given in the question, if Quentin dies, the property will be divided as Otto 1/2. Parker 1/4, Quentin's heirs 1/4.

When a tenant in common dies, it should be noted that their share of a property will be passed to their legal heir and thesame percentage of ownership will be shared by the co-owners. Hence the correct option is D

Farrina Manufacturing uses a predetermined overhead application rate of $8 per direct labor hour. A review of the company's accounting records for the year just ended discovered the following: Underapplied manufacturing overhead: $7,200 Actual manufacturing overhead: $392,000 Budgeted labor hours: 50,000
Simone's actual labor hours worked totaled:_______.
a. 49,100.
b. 49,900.
c. 48,100.
d. 50,900.
e. cannot be determined based on the information presented.

Answers

Answer:

c. 48,100.

Explanation:

The computation of the actual labor hours worked is shown below;

Actual Overhead $392,000.00

Less: Underapplied overhead $7,200.00

Applied Overhead ($392,000 - $,7200) $384,800.00

Predetermined overhead rate $8.00

Actual labor hours ($384,800 ÷ 8) $48,100

hence, the actual labor hours worked is $48,100

Therefore the option c is correct

Answer:

Farrina Manufacturing uses a predetermined overhead application rate of $8 per direct labor hour. A review of the company's accounting records for the year just ended discovered the following: Underapplied manufacturing overhead: $7,200 Actual manufacturing overhead: $392,000 Budgeted labor hours: 50,000

Simone's actual labor hours worked totaled:_______.

a. 49,100.

b. 49,900.

c. 48,100.

d. 50,900.

e. cannot be determined based on the information presented.

-KeonLee

I hope it help

#Carry on learning

Nontariff barriers are: _________

a. numerical limitations on the quantity of products that a country can import
b. rules, regulations, inspections, and paperwork which make it more costly or difficult to import products
c. taxes levied on the value of imported goods
d. all of the above

Answers

Answer:

The correct answer is the option D: All of the above. T

Explanation:

To begin with, the term known as "Non-Tariff Barriers" in the field of economics and business management refers to the barriers imposed by the government to the trade of imports and exports of goods and services in a country with the main difference that they use other mechanism rather than the commonly imposition of tariffs. Therefore that this tool can refer to rules, regulations or numerical limitations and many other impositions. That is why that it consists of any obstacle to international trade.

The Varone Company makes a single product called a Hom. The company has the capacity to produce 40,000 Homs per year. Per unit costs to produce and sell one Hom at that activity level are: Direct materials $20 Direct labor $10 Variable manufacturing overhead $5 Fixed manufacturing overhead $7 Variable selling expense $8 Fixed selling expense $2 The regular selling price for one Hom is $60. A special order has been received at Varone from the Fairview Company to purchase 8,000 Homs next year at 15% off the regular selling price. If this special order were accepted, the variable selling expense would be reduced by 25%. However, Varone would have to purchase a specialized machine to engrave the Fairview name on each Hom in the special order. This machine would cost $10,800 and it would have no use after the special order was filled. The total fixed costs, both manufacturing and selling, are constant within the relevant range of 30,000 to 40,000 Homs per year. Assume direct labor is a variable cost. If Varone has an opportunity to sell 37,960 Homs next year through regular channels and the special order is accepted for 20% off the regular selling price, the effect on net operating income next year due to accepting this order would be:________
a. $33,320 decrease
b. $35,480 decrease
c. $33,320 increase
d. $35,480 increase

Answers

Answer:

$69,200 Increase

Explanation:

Calculation to determine what the effect on net operating income next year due to accepting this order would be:

Incremental revenue $408,000

(8,000 units × $51 per unit)

[$60 × (1 − 15%) = $51]

Less incremental costs:

Direct materials $160,000

(8,000 units × $20 per unit)

Direct labor $80,000

(8,000 unit × $10 per unit)

Variable manufacturing overhead $40,000

(8,000 units × $5per unit)

Variable selling expense $48,000

[$8 × (1 − 25%) = $6]

(8,000 units × $6 per unit)

Special machine $10,800

Total incremental cost $338,800

Incremental net operating income$69,200

($408,000-$338,800)

Therefore the effect on net operating income next year due to accepting this order would be:

$69,200 Increase

The following data are taken from the financial statements of Bar Harbor Company:
2017 2016
Average accounts receivable $530,000 $550,000
Net sales on account 5,800,000 5,200,000
Terms for all sales are 2/10, n/30
a) Compute the accounts receivable for both years.
b) Compute the average collection period for both years.

Answers

Answer:

a. Accounts receivable turnover = Net sales on account/Average accounts receivable

2017

Accounts receivable turnover = $5,800,000/$530,000

Accounts receivable turnover = 10.94

2016

Accounts receivable turnover = $5,200,000 / $550,000

Accounts receivable turnover = 9.45

b. Average collection period = 365 days/Accounts receivable turnover

2017

Average collection period = 365/10.94

Average collection period = 33 days

2016

Average collection period = 365/9.45

Average collection period = 39 days

Kenji and Lucia are building their portfolios. Kenji purchases shares in a mutual fund and pays fees to a manager who actively manages the mutual fund's portfolio. He does so because he believes that the manager can identify inexpensive stocks that will rise in value. Lucia is not convinced. She buys shares in an index fund—a type of mutual fund that simply buys all of the stocks in a given stock index rather than actively managing a portfolio.

Kenji builds his portfolio on the supposition that:________

a. Stock analysts can use fundamental analysis to identify undervalued stocks.
b. Stock prices follow a random walk
c. The stock market exhibits informational efficiency.

Answers

Answer:

a. Stock analysts can use fundamental analysis to identify undervalued stocks.

Explanation:

Since in the question it is mentioned that he would trust the manager that it could identify the inexpensive stock that would increase the value  but on the other side lucia not convinced, so she purchased the shares

So the kenji create his portfolio based on that the stock analyst would applied the fundamental analysis in order to analyze the undervalue of the stock

hence, the option a is correct

Answer:

Kenji and Lucia are building their portfolios. Kenji purchases shares in a mutual fund and pays fees to a manager who actively manages the mutual fund's portfolio. He does so because he believes that the manager can identify inexpensive stocks that will rise in value. Lucia is not convinced. She buys shares in an index fund—a type of mutual fund that simply buys all of the stocks in a given stock index rather than actively managing a portfolio.

Kenji builds his portfolio on the supposition that:________

A. Stock analysts can use fundamental analysis to identify undervalued stocks.

B. Stock prices follow a random walk

C. The stock market exhibits informational efficiency.

-KeonLee

I hope it help

#Carry on learning

Grouper Company purchased an electric wax melter on April 30, 2020, by trading in its old gas model and paying the balance in cash. The following data relate to the purchase.

List price of new melter $21,804
Cash paid 13,800
Cost of old melter (5-year life, $966 salvage value) 15,456
Accumulated Depreciation-old melter (straight-line) 8,694
Secondhand fair value of old melter 7,176

Required:
Prepare the journal entries necessary to record this exchange, assuming that the exchange (a) has commercial substance, and (b) lacks commercial substance. Sage’s fiscal year ends on December 31, and depreciation has been recorded through December 31, 2020.

Answers

Answer and Explanation:

The journal entries are shown below;

a. the exchange has commercial substance

Depreciation expense (($15,456 - $966) ÷ 5 × 4 ÷ 12 ) $966

         To Accumulate depreciation $966

(being depreciation expense is recorded)

New Melter ($13,800 + $7,176) $20,976

accumulated depreciation ($8,694 + $966) $9,660

      To loss on sale of melter $1,380

      To old melter $15,456

      To cash $13,800

(being equipment exchange is recorded)

b. The exchange lacks commercial substance

Depreciation expense (($15,456 - $966) ÷ 5 × 4 ÷ 12 ) $966

         To Accumulate depreciation $966

(being current depreciation expense is recorded)

New Melter ($13,800 + $7,176) $20,976

accumulated depreciation ($8,694 + $966) $9,660

      To loss on sale of melter $1,380

      To old melter $15,456

      To cash $13,800

(being equipment exchange is recorded)

What are the requirements for something to be used as money?

Answers

For it to have international value

Splish Brothers Inc. gathered the following reconciling information in preparing its August bank reconciliation:______.
Cash balance per books, 8/31 $33600 Deposits in transit 1400 Notes receivable and interest collected by bank 8200 Bank charge for check printing 190 Outstanding checks 19200 NSF check 1630
The adjusted cash balance per books on August 31 is:_______.
a. $38580.
b. $22040.
c. $23580
d. $39980.

Answers

Answer:

d. $39,980

Explanation:

Given the above information, the adjusted cash balance per books on August 31

= Cash opening + Collection by bank - Bank charge check printing - NSF check

The next step is to fix in the values as given above.

= $33,600 + $8,200 - $190 - $1,630

= $39,980

Therefore, the adjusted cash balance per books on August 31 is $39,980

On September 30, 2018, Corso Steel acquired a patent from Thermo Steel. The agreement specified that Corso will pay Thermo $1,000,000 immediately and then another $1,000,000 on September 30, 2020. An interest rate of 8% reflects the time value of money for this type of loan agreement.
What amount of interest expense, if any, would Corso record on December 31, 2019, the company’s fiscal year end?
a. $68,687.
b. $80,000.
c. $60,000.
d. $69,959.

Answers

Answer: $69,959

Explanation:

The amount of interest expense, that Corso will record on December 31, 2019, the company’s fiscal year end will be calculated thus:

First, we calculate the present value of payment which will be made on September 30,2020 and this will be:

= $1000000 × 0.857339

= $857339

Then, the interest expense on December 31,2018 will be:

= $857339 × 8%/12 × 3

= $17147

Therefore, the Interest expense on December 31,2019 will be:

= ($857339 + $17147) × 8%

= $874486 × 0.08

= $69959

list three classified ways of getting into small business?​

Answers

Answer:

sole , partnership , team business

When making a big decision, there's a six-step process that can help you.
True
False

Answers

True! it is six steps

Answer:True

Explanation:

home trade helps in proper utilization of local resources how​

Answers

1. Higher trade volumes

2. Greater opportunities to capitalize on comparative advantages

3. More efficient use of raw materials

4. Stronger economic growth

Dennis sells short 100 shares of ARC stock at $152 per share on January 15, 2020. He buys 200 shares of ARC stock on April 1, 2020, at $190 per share. On May 2, 2020, he closes the short sale by delivering 100 of the shares purchased on April 1
a. What are the amount and nature of Dennis’s loss upon closing the short sale?
b. When does the holding period for the remaining 100 shares begin?
c. If Dennis sells (at $27 per share) the remaining 100 shares on January 20, 2017, what will be the nature of his gain or loss?

Answers

Answer: See explanation

Explanation:

a. What are the amount and nature of Dennis’s loss upon closing the short sale?

Sales consideration = $100 × $152 = $15200

Less: Closing Value of Short sales = 100 × $190 = $19000

Short term capital loss = $3800

b. When does the holding period for the remaining 100 shares begin?

The holding period for the remaining 100 shares begin on May 2, 2020, which was when the short sale was closed.

c. If Dennis sells (at $27 per share) the remaining 100 shares on January 20, 2017, what will be the nature of his gain or loss?

Sales consideration = 100 × $27 = $2700

Less: Base value = $19000

Short term capital loss = $16300

Nordstrom, Inc. operates department stores in numerous states. Suppose selected financial statement data (in millions) for 2020 are presented below.

End of Year Beginning of Year
Cash and cash equivalents $750 $81
Accounts receivable (net) 2,060 1,810
Inventory 880 830
Other current assets 570 429
Total current assets $4,260 $3,150
Total current liabilities $2,060 $1,610

For the year, net credit sales were $8,258 million, cost of goods sold was $5,328 million, and net cash provided by operating activities was $1,251 million.

Required:
Compute the current ratio, current cash debt coverage, accounts receivable turnover, average collection period, inventory turnover, and days in inventory at the end of the current year.

Answers

Answer:

Nordstrom, Inc.

Current Ratio = Current assets/Current liabilities

= $4,260/ $2,060  

= 2.1

Current cash debt coverage = Net Operating Cash/Current liabilities

= $1,251/$2,060

= 0.61

Accounts receivable turnover = Net Sales/Average Receivable

= $8,258/$1,935

= 4.27

Average collection period = 365/4.27

= 85.5 days

Inventory turnover = Cost of goods sold/Average inventory

= $5,328/$855

= 6.2 times

Days in inventory = 365/Inventory turnover

= 58.9 days

Explanation:

a) Data and Calculations:

                                         End of Year     Beginning of Year

Cash and cash equivalents   $750                       $81

Accounts receivable (net)     2,060                    1,810

Inventory                                   880                      830

Other current assets                570                     429

Total current assets            $4,260                 $3,150

Total current liabilities        $2,060                  $1,610

Net credit sales = $8,258 million

Cost of goods sold = $5,328 million

Net operating cash = $1,251 million

Average receivables = $1,935 ($2,060 + $1,810)/2

Average inventory = $855 ($880 + $830)/2

Distributions from corporations to the shareholders in a nonliquidating distribution will usually be classified as a dividend up to the amount of the corporation's retained earnings stock basis taxable income for the year earnings and profits.

a. True
b. False

Answers

Answer: Earnings and profits.

Explanation:

This is not a true or false question as the options are given first.

It is assumed that dividends comes from earnings and profits so when a company distributes dividends, the total amount of those dividends cannot exceed the total amount of accumulated earnings and profits that the company has.

If the dividends exceed this amount, then they are to be considered as a return on capital to the shareholder and this is beholden to a different tax regime.

Ever since e-commerce started rising in prominence, the value of the retail showroom has diminished significantly. After all, consumers no longer need to visit a store to see what types of products are available for purchase. Not only does a quick search on Amazon accomplish this goal within seconds, but the site also provides helpful resources such as customer reviews and recommendations. Nevertheless, the online retail model doesn't work the same way for all products. Consumers on the whole still visit showrooms when they're looking to buy big expensive items like cars or mattresses.

Thanks to a new wave of startups, however, online retailers are beginning to break through these barriers of size and expense. While many consumers remain reluctant to purchase a car without driving it, online mattress sellers like Casper and Leesa Sleep are winning over thousands with a streamlined approach. Customers simply select the size they want, pay for it, and then wait for the mattress to arrive at their doorstep compressed into a single box. Most showrooms contain a variety of mattresses that can greatly fluctuate in price depending on what sales are happening at the moment. Customers then learn all these intricate details from assertive salespeople on the hunt for a commission.

Today's online mattress sellers cut out this rigmarole by using simplified inventory and fixed prices. But that doesn't necessarily mean these brands provide customers with the best deal possible. For instance, a king from Casper costs $950, not exactly a bargain for a foam mattress. In fact, customers could likely get a better deal if they were simply willing to do some haggling at a showroom. For Casper's customers, though, the company's appeal lies in its convenience rather than its value. There's also little risk in trying out a compressed mattress: Casper offers free shipping, 100-day guarantees and free returns on all of their products. While it remains to be seen if these upstarts can take on the $14 billion U.S. mattress industry, Casper's $100 million in sales during its first year of operation suggests that they're certainly on the right track.

Requried:
a. Intermediaries can be eliminated, but their activities cannot. Describe the activities provided by retail showrooms that manufacturers like Leesa and Casper are now providing. Specifically, what utility are the manufacturers providing?
b. Would you ever purchase a car or an expensive refrigerator direct from the manufacturer without seeing the product in person or testing the product? Explain why or why not. If not, what would you need from the manufacturer in order to purchase direct from them?

Answers

Explanation:

a. Formerly, these manufacturers have to provide storage space to display their inventory of mattresses, however, online retail sellers have taken up this activity by holding the various sizes of the available inventory, and then simply display them on photos/videos on their website.

b. No. The decision to purchase a car direct from the manufacturer without seeing the product in person or testing the product isn't the most preferred option for many, however, an expensive refrigerator could be purchased without seeing or testing it out. Usually, the following factors are considered:

Would this product match the description stated?Would the cost of return be worth it if there happens to be a problem with the product?

There are three equally-sized distinct subpopulations in Utopolis: unemployed, workers, and retirees. There are four possible social states which result in different utility levels for the three subpopulations:

Social State Unemployed Workers Retirees
A 12 50 10
B 20 20 20
C 15 15 15
D 1 40 1

a. Which social states might plausibly be chosen by the government of Utopolis? And Why?
b. There is a government election in Utopolis with two candidates: a Rawlsian and a Utilitarian candidate. Each candidate promises to enact one of the social states above. If the majority of citizens elect the candidate, which social state will be enacted?

Answers

Answer:

Utopolis

a. Social states chosen by the government of Utopolis are:

Social State  Unemployed  Workers  Retirees

A                              12             50              10

D                               1              40                1

The reason for choosing these social states is that the social states of A and D reduce the headache felt by the government in managing unemployment and paying pensions to retirees, unlike the social states of B and C, which have equal numbers of the distinct subpopulations.

b. The enacted social state will be D.  This is the social state preferred by the majority of citizens.  There is a utopian economic condition achieved with social state D unlike with other social states.

Explanation:

a) Data and Calculations:

Utility levels in Utopolis:

Social State  Unemployed  Workers  Retirees

A                              12             50              10

B                             20             20             20

C                             15              15              15

D                               1             40                1

Accounts payable increase $9,000
Accounts receivable increase 4,000
Salaries payable decrease 3,000
Amortization expense 6,000
Cash balance, January 1 22.000
Cash balance, December 31 15,000
Cash paid as dividends 29,000
Cash paid to purchase land 90,000
Cash paid to retire bonds payable at par 60,000
Cash received from issuance of common stock 35,000
Cash received from sale of equipment 17,000
Depreciation expense 29,000
Gain on sale of equipment 4,000
Inventory decrease 13,000
Net income 76,000
Prepaid expenses increase 2,000
Cash Flow statement - indirect method
Cash Flow
Net Income 76,000.00
Gain on Sale of Equipment $(4,000.00)
Depreciation 29,000.00
Amortization Expense 6,000.00 $31,000.00
Adjustments
Decrease in inventory $13,000.00
Gain On sale of equipment (4,000.00)
Decrease In accrued Liability (3,000.00)
Increase in prepaid expenses (2.000.00)
Increase in Accounts Payable 9,000.00 13,000.00
120,000.00
Determine which of the above affects the Investing Activities (IA) and which affects the Financing Activities (FA). Note: Insert IA or FA next to the information above, or fill in the information below.

Answers

Answer:

a. The items that affect Investing Activities (IA) are as follows:

Cash paid to purchase land 90,000

Cash received from sale of equipment 17,000

b. The items that affect Financing Activities (FA) are as follows:

Cash paid as dividends 29,000

Cash paid to retire bonds payable at par 60,000

Cash received from issuance of common stock 35,000

Explanation:

Using the items that affect the Investing Activities (IA) and the Financing Activities (FA) in the answer above, the indirect cash flow statements can be completed as follows:

Cash Flow statement - indirect method

For the Year Ended December 31, ...

Details                                                                    $                        $    

Net Income                                                     76,000.00

Gain on Sale of Equipment                            (4,000.00)

Depreciation                                                   29,000.00

Amortization Expense                                     6,000.00  

Adjustments

Decrease in inventory                                    13,000.00

Gain On sale of equipment                           (4,000.00)

Decrease In accrued Liability                        (3,000.00)

Increase in prepaid expenses                       (2.000.00)

Increase in Accounts Payable                       9,000.00  

Cash flows from operating activities                                      120,000.00

Investing Activities (IA)

Cash paid to purchase land                       (90,000.00)

Cash received from sale of equipment       17,000.00  

Cash flows from investing activities                                        73,000.00

Financing Activities (FA)

Cash paid as dividends                              (29,000.00)

Cash paid to retire bonds payable at par (60,000.00)

Cash from common stock issued                35,000.00

Cash flows from financing activities                                       54,000.00  

Net cash outflows for the year                                               (7,000.00)

Cash balance, January 1                                                          22,000.00

Cash balance, December 31                                                    15,000.00

Yerbury Corp. manufactures construction equipment. Journalize the entries to record the following selected equity investment transactions completed by Yerbury during a recent year. Refer to the Chart of Accounts for exact wording of account titles. When required, round your answers to the nearest dollar.

Feb. 2 Purchased for cash 5,300 shares of Wong Inc. stock for $20 per share plus a $110 brokerage commission.
Mar. 6 Received dividends of $0.30 per share on Wong Inc. stock.
June 7 Purchased 2,000 shares of Wong Inc. stock for $26 per share plus a $125 brokerage commission.
July 26 Sold 6,000 shares of Wong Inc. stock for $35 per share less a $100 brokerage commission. Yerbury assumes that the first investments purchased are the first investments sold.
Sept. 25 Received dividends of $0.40 per share on Wong Inc. stock.

Answers

Answer:

Yerbury Corp.

Journal Entries:

Feb. 2 Debit Investment in Wong Inc. $106,110

Credit Cash $106,110

To record the purchase of 5,300 shares of Wong Inc. stock for $20 per share plus a $110 brokerage commission.

Mar. 6 Debit Cash $1,590

Credit Dividend Revenue $1,590

To record the receipt of dividends of $0.30 per 5,300 shares on Wong Inc. stock.

June 7 Debit Investment in Wong Inc. $52,125

Credit Cash $52,125

To record the purchase of 2,000 shares of Wong Inc. stock for $26 per share plus a $125 brokerage commission.

July 26 Debit Cash $210,000

Credit Investment in Wong Inc. $124,354

Credit Gain from Investment in Wong Inc. $85,646

To record the sale of 6,000 shares of Wong Inc. stock for $35 per share less a $100 brokerage commission.

Sept. 25 Debit Cash $ 520

Credit Dividends revenue $ 520

To record the receipt of dividends of $0.40 per 1,300 shares on Wong Inc. stock.

Explanation:

a) Data and Analysis:

Feb. 2 Investment in Wong Inc. $106,110 Cash $106,110

5,300 shares of Wong Inc. stock for $20 per share plus a $110 brokerage commission.

Mar. 6 Cash $1,590 Dividend Revenue $1,590

dividends of $0.30 per share on Wong Inc. stock.

June 7 Investment in Wong Inc. $52,125 Cash $52,125

2,000 shares of Wong Inc. stock for $26 per share plus a $125 brokerage commission.

July 26 Cash $210,000 Investment in Wong Inc. $124,354 Gain from Investment in Wong Inc. $85,646

6,000 shares of Wong Inc. stock for $35 per share less a $100 brokerage commission. Yerbury assumes that the first investments purchased are the first investments sold.

Sept. 25 Cash $ 520 Dividends revenue $ 520 dividends of $0.40 per 1,300 shares on Wong Inc. stock.

Money is neutral in:___________
A. the short run, since it cannot alter the real aggregate output or price level in the short run.
B. both the short and long run, since it cannot alter price levels or aggregate output in the long and short run.
C. the long run, since it only affects the price level, but not aggregate output or interest rates.
D. the short run, since it cannot alter the price levels or interest rate in the short run.

Answers

Answer:

C

Explanation:

Money neutrality is a theory which submits that money supply only affect nominal variable and not real variables.

Nominal variables include price, wages and exchange rate

real variables include employment and real GDP

Money is only neutral in the long run and not in the short run because of money illusion. Money illusion causes economic agents to respond to money supply changes.

Money is neutral only in the long run

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