The category of permitted items includes this area of negotiation.
What is a Contingent Worker?Freelancers, independent contractors, consultants, or other outsourced and non-permanent employees employed on a project-by-project basis are referred to as contingent workers. They may operate locally or remotely. They are not only temporary employees, though; this minimises the complexity and high value of the current contingent workforce. Contingent employees are highly accomplished professionals in their specialties. These employees are employed in accordance with a statement of work (SOW) requirement to carry out certain tasks. When the job is over, they depart, though they might be contacted again if a new project comes along. As a result, they are not business employees, and the owner has no obligation to offer them consistent employment on a permanent basis.
What is the advantages of a Contingent Workforce?The benefits of a contingent labour are mostly financial for business owners. They are exempt from having to deduct taxes from employee paychecks and pay them. They are not required to provide overtime pay, paid sick days and vacation days, or health benefits. This enables them to save on administrative costs related to payroll and human resources, in addition to the large money they would have spent on searching for and hiring permanent staff.
Increased flexibility is a benefit of the contingent labour as well. A contingent worker can be hired to handle the extra work when there is a sudden increase in work or when an urgent project pops up.
To know more about Contingent Worker visit:
https://brainly.com/question/16346416
#SPJ4
Which of these postsecondary degrees comes after a master's degree (going
from lowest to highest)?
A. Bachelor's degree
B. Associate degree
C. PhD
D. High school diploma
A hiking boot’s profits are declining because new competition has entered the market, but its cost has also declined due to increased volume of production. What stage of the product development life cycle is the hiking boot in?.
Answer:
DEMAND
Explanation:
the midwest division of grainger company has average assets of $200,000 and income of $40,000. what is the return on investment for this division?
For this division, the return on investment is 20%.
calculate this division's return on investment= income/average invested assets .
= $40,000/$200,000= 20%=return on investment
Consequently, this division's return on investment is 20%.
What is the ROI, or return on investment?Return on investment (ROI) or return on costs (ROC) is a measure of the relationship between net income and investment over time (costs resulting from an investment of some resources at a point in time). If the return on investment (ROI) is high, the investment was worthwhile. In order to assess an investment's effectiveness or to compare the effectiveness of different investments, ROI is employed as a performance measure. It is one way to link economic returns to capital expenditures.
To know more about return on investment (ROI)visit:
https://brainly.com/question/17439105
#SPJ4
the stable, long-run equilibrium in a competitive market occurs when the market price equals the lowest point on a firm’s average total cost curve., true or false
True, the stable, long-run equilibrium in a competitive market occurs when the market price equals the lowest point on a firm’s average total cost curve.
When there are no changes in the number of firms in the market and when all firms are making zero economic profits, a fully competitive market reaches long-term equilibrium. An increase in demand generates economic profit in the short run and encourages entry in the long run in a perfectly competitive market in long-run equilibrium; a decrease in demand generates economic losses (negative economic profits) in the short run and forces some businesses to leave the industry in the long run.
When a company's marginal revenue (MR) equals its marginal cost (MC) equals the average total cost, it optimizes its profits ( ATC ). MR equals the market price for a firm in a competitive market.
Learn more about the competitive market here: https://brainly.com/question/1748396
#SPJ4
what questions are asked at the daily scrum meeting?multiple select question.how will this feature provide return on investment?what have you done since the last scrum?what will you do between now and the next scrum?
The questions asked at daily scrum meeting are "What will you do between now and the next Scrum" and "What have you done since the last Scrum", which suggests that option 2 and 3 are correct.
In Scrum, a sprint planning meeting is used to negotiate which product backlog items the team will attempt. Scrum meeting is basically a daily meeting which guides the employees about the daily tasks and hurdles which the firm might face. The term scrum was chosen by the paper's authors because it implies teamwork. The scrum master is accountable to ensure that the event happens regularly. Scrum meetings involve Self-organization, Collaboration, Value-based prioritization, Time-boxing and Iterative development.
Learn more about scrum meeting at:
brainly.com/question/29437558
#SPJ4
countess corporation is expected to pay an annual dividend of $4.75 on its common stock in one year. the current stock price is $75.15 per share. the company announced that it will increase its dividend by 3.85 percent annually. what is the company's cost of equity?
Company's cost of equity for given data is 10.17%.
What is company's cost of equity?The pay that the financial markets demand from a company in order to possess the asset and assume the risk of ownership is referred to as the cost of equity.The capital asset pricing model is one tool corporations and investors can use to assess the cost of equity.
The cost of equity formula is stated thus:
cost of equity = D1/P0+g
D1 = future expected dividend payment=$4.75
P0=current stock price=$75.15
g = dividend constant growth rate=3.85%
cost of equity=($4.75/$75.15)×100+3.85%
cost of equity=6.32% +3.85%
cost of equity=10.17%
Learn more about cost of equity here:
https://brainly.com/question/29433752
#SPJ4
in real life there are many potential vehicles, or outlets, from which to choose. for purposes of this training environment, we have selected a range of advertising outlets that represent differently weighted opportunities for each market segment. of these five media types, which one has the most vehicles to choose from?
In real life, there are many potential vehicles, or outlets, from which to choose. For purposes of this training environment, we have selected a range of advertising outlets that represent differently weighted opportunities for each market segment. Of these five media types, print media has the most vehicles to choose from.
The various materials or publications which are printed on paper and distributed are termed 'print media.' One of the main characteristics of print media is its credibility. Print publications are perceived as credible and legitimate.
Another characteristic of print media is mass circulation. The magazines a form of print media are released weekly, biweekly, or monthly and provide in-depth coverage of current events. This allows readers to get the information they need when they need it. Print media is also very tangible.
Learn more about print media here:
https://brainly.com/question/23902078
#SPJ4
managed care is a system of healthcare delivery that focuses on: group of answer choices control over utilization. all of these are correct. efficiency. the price of services.
Managed care is a healthcare delivery system that emphasizes utilization control, service pricing, and efficiency.
Based on the primary health care approach, they provide essential services that promote health, prevent disease, and deliver health care to individuals, families, and communities. Health insurance safeguards you against unexpectedly high medical costs. The amount you pay before your insurance plan begins to pay for covered health care services.
Nurses are the backbone of the healthcare industry in the United States. Nurses' roles as patient advocates and skilled care providers have never been more important in meeting the healthcare needs of an increasing number of patients.
To know more about healthcare, click here.
https://brainly.com/question/28136962
#SPJ4
the type of analysis that compares the differences between consumers' desired state about a service and their current state with it is referred to as
A type of analysis that compares the difference between the consumer's desired state of service and the current state is called a gap analysis.
What is gap analysis?Companies evaluate current performance to desired and expected performance using the gap analysis technique. To ascertain whether businesses are achieving expectations and making the most use of their resources, this study is performed.For instance, if a business wishes to start a marketing campaign to boost its reputation or submit a credit application, it will undertake a market gap study to assess the effect on the local economy and use that information as part of the campaign or credit application. What are the steps of a gap analysis?Analyze your current situation. First, you have to choose which area of your business you want to focus on and start where you are.Identify an ideal future state. Find gaps and evaluate solutions.Create and implement a plan to fill the gapTo learn more about gap analysis visit:
https://brainly.com/question/10549036
#SPJ4
If an organization deals successfully with change and has created procedures and systems that can be adjusted to the environment, the existing security improvement program will probably continue to work well.a. Trueb. False
It is true that If an organization deals successfully with change and has created procedures and systems that can be adjusted to the environment, the program will probably continue to work well.
The platform security validation (PSV) procedure is made to identify and record vulnerabilities that can exist as a result of incorrectly configured systems being used by the company. The preparedness and review domain's major objective is to maintain the information security program's intended environment and ongoing improvement. One of the fundamental elements of an information security policy is not an audit.
The proper fundamental elements are compliance, purpose, scope, and duties. Confidentiality, integrity, and availability are the core pillars of information security. Every component of an information security program (and every security measure implemented by an entity) ought to be created with one or more of these guiding principles in mind.
To know more about environment click here:
https://brainly.com/question/28962722
#SPJ4
on may 22, jarrett company borrows $9,100, signing a 90-day, 8%, $9,100 note. what is the journal entry made by jarrett company to record the payment of the note on the maturity date?
The journal entry made by Jarrett company to record the payment of the note on the maturity date is Debit Notes Payable $7,500; debit Interest Expense $150; credit Cash $7,650.
A magazine access is a file of a enterprise transaction for your enterprise books. In double-access bookkeeping, you are making at the least magazine entries for each transaction. Because a transaction can create a number of modifications in an enterprise, a bookkeeper tracks all of them with magazine entries.
Maturity isn't always a depend of age, however instead, of ways you pick to reply and react to diverse lifestyles situations. It is essentially a stage of intellectual improvement or information that has a concerning all regions of an individual's lifestyles, proper from their behavior to their courting with others.
Learn more about journal entry here:
https://brainly.com/question/28390337
#SPJ4
the three-term contingency becomes the four-term contingency if we add a. motivating operations b. punishers
the three-term contingency becomes the four-term contingency if we add reinforcers. so reinforcers is correct answer of given question.
What are examples of reinforcers?In operant conditioning, a reinforcer is a stimulus that is administered or altered after the intended response in order to improve the likelihood of the desired response (for example, a reward or the removal of an electric shock). The least contrived activities or things that nonetheless effectively promote the behavior are the best reinforcers. For instance, if a youngster finds both jumping on the trampoline and drawing pictures to be reinforcing, drawing images might be a more suitable reinforcer for doing their homework.
To know more about reinforcers visit:
https://brainly.com/question/2396755
#SPJ4
emergency repairs or additional supervisors for an unanticipated second shift will fixed overhead spending variance. multiple choice question. likely lead to a favorable not affect the likely lead to an unfavorable
Emergency repairs or additional supervisors for an unanticipated second shift will likely lead to an unfavorable fixed overhead spending variance.
Overhead, also known as an overhead expense, is a continuing cost of doing business. Overheads are expenses that, unlike operating expenses such as raw materials and labor, cannot be easily traced to or identified with any specific revenue unit.
Overheads are business costs associated with the day-to-day operation of the business. Overhead costs vary according to the nature of the business and the industry in which it operates.
To know more about overhead spending, click here.
https://brainly.com/question/20164527
#SPJ4
A new edition of a very popular textbook will be published a year from now. The publisher currently has 1,000 copies on hand and is deciding whether to do another printing before the new edition comes out. The publisher estimates that demand for the book during the next year is governed by the probability distribution in the file P10_31.xlsx. A production run incurs a fixed cost of $15,000 plus a variable cost of $20 per book printed. Books are sold for $190 per book. Any demand that cannot be met incurs a penalty cost of $30 per book, due to loss of goodwill. Up to 1,000 of any leftover books can be sold to Barnes and Noble for $45 per book. The publisher is interested in maximizing expected profit. The following print-run sizes are under consideration: 0 (no production run) to 16,000 in increments of 2,000.
I recommended the 6,000 decision.
For your optimal decision, the publisher can be 90% certain that the actual profit associated with remaining sales of the current edition will be between what two values? If needed, round your answers to whole dollar amounts.
Answer:
Lower limit = Average profit - z * SD = 757745 - 1.65*202304 = 432943
Upper limit = Average profit + z * SD = 757745 + 1.65*202304 = 1091547
Explanation:
Based on Monte Carlo simulation,
Average profit = 757745
Standard deviation, SD = 202304
For 90% confidence level, z value = NORMSINV(1-(1-0.9)/2) = 1.65
--------------
The publisher can be 90% certain that the actual profit associated with remaining sales of the current edition will be between following two values
Lower limit = Average profit - z * SD = 757745 - 1.65*202304 = 432943
Upper limit = Average profit + z * SD = 757745 + 1.65*202304 = 1091547
Learn more about this question here :
https://brainly.com/question/29663431
#SPJ4
If the price of a good falls from $5 to $4, and the quantity demanded increases from 4 units to 5 units, the price elasticity of demand is:
A) elastic.
B) inelastic.
C) unit-elastic.
D) perfectly elastic.
The demand elasticity of prices is relatively elastic for price drops that raise quantity requested from two units to 3 units as the quantity demanded rises form 4 units to 5 units.
Why does elasticity occur?When forces are applied, the atomic lattice in metals changes in size and shape (energy added to the system). The lattice returns to its initial lower energy state when forces are eliminated. The stretching the polymer chains whenever forces were applied is what gives rubbers as well as other polymers their elasticity.
What creates elasticity, and what produces it?A body's elastic quality refers to its capacity to withstand any long-term changes brought on by stress. reasons for elasticity External force is one of the fundamental causes of elasticity. Additionally, elasticity
To know more about elasticity visit:
https://brainly.com/question/28790459
#SPJ4
a team formed at intercom inc. to develop new products conducts most of its meetings at informal locations away from office. these workplaces are called .
A team formed at intercom inc. to develop new products conducts most of its meetings. When an employee is self-motivated, content, and satisfied with their jobs, this is referred to as having job satisfaction.
This typically happens when people enjoy going to work because of the positive workplace culture, opportunities for professional advancement, and other factors that make it worthwhile to get out of bed and go to work. When their expectations are met, this frequently happens. A welcoming workplace will probably motivate employees and make them happy to be there.How important job satisfaction is Employees are encouraged to perform at their highest level as a result.That could support the business' success.A person's level of happiness with their work or the atmosphere at their place of employment is referred to as their employee or job satisfaction. Workload, remuneration, flexibility, management styles, and other characteristics are frequently used to gauge employee satisfaction.
To know more about the Job Satisfaction visit:
https://brainly.com/question/13750770
#SPJ4
select all the statements that describe the development and popularity of the piano in the early romantic period. multiple select question. the demand for new piano music increased. the music publication business became less profitable. the number of piano teachers increased. the interest of the public in attending live music performances increased.
The interest of the public in attending live music performances increased describe the development and popularity of the piano in the early romantic period.
The piano compositions of the music romantic era represent a variety of revolts against convention, the classical style, and enforcing authority. They place a premium on individuality, subjectivity, and emotional expression, helping to make this century the pinnacle of piano music evolution. It's safe to argue that the Romantic era was when the piano truly matured. Beethoven and other early 19th-century composers had demonstrated the piano's emotional range with their numerous sonatas, but it took more—a virtuoso—to truly alter the instrument.
To learn more about music, click here.
https://brainly.com/question/29521345
#SPJ4
martina advises her tax client, breslin baked goods, to disclose a matter by attaching a special form to its corporate tax return. breslin refuses and threatens to replace martina with another cpa. which
In Case whereby martina advises her tax client, breslin baked goods, to disclose a matter by attaching a special form to its corporate tax return. breslin refuses and threatens to replace martina with another cpa what Martina should do under the tax profession's ethics standards is a) Consider whether to withdraw from the engagement and reevaluate the relationship.
What is Ethical standards?Ethical standards can be described as the set of principles established by the founders of the organization so as to be able to communicate its underlying moral values.
In conclusion, from the case above, she can withdraw from the engagement and reevaluate the relationship.
Therefore option A is correct.
Learn more about ethics at:
https://brainly.com/question/24606527
#SPJ1
missing options:
Martina advises her tax client, Breslin Baked Goods, to disclose a matter by attaching a special form to its corporate tax return. Breslin refuses and threatens to replace Martina with another CPA. Which statement best describes what Martina should do under the tax profession's ethics standards in this situation?
a) Consider whether to withdraw from the engagement and reevaluate the relationship.
b) Terminate the engagement and report Breslin to the IRS Office of Professional Responsibility.
c) Draft a memo for the files indicating that Breslin is a difficult client.
d) File the return in the manner specified by the client (without the disclosure).
which of the following contributed to the more relaxed incorporation procedures of modern times? the idea that incorporation is a by-product of the people's right to associate, not a gift from the state. the move from mercantilist thinking to a belief in benjamin franklin's invisible hand. the idea that incorporation is a gift from the state. the thought that laissez-faire is a losing proposition..
The idea that incorporation is a by-product of the people's right to associate, not a gift from the state of the following contributed to the more relaxed incorporation procedures of modern times.
Incorporation is the prison manner used to shape a company entity or business enterprise. A company is the ensuing felony entity that separates the company's belongings and earnings from its proprietors and investors.
The agency Apple, as an instance, was incorporated below the overall call Apple Inc, at the same time as Microsoft is formally integrated as Microsoft company.
Learn more about incorporation here:https://brainly.com/question/13181804
#SPJ4
if no one source could supply more than 40% of the total number of hires needed, what mix of recruitment sources would you recommend and why?
Employee referrals are one of the most effective ways for the company to hire new employees because employees know which potential candidates meet the company's requirements from personal experience.
Give an example of the sources of recruitment.
Internal and external sources are the two primary sources of recruitment. Internal sources include transfers, internal advertisements, promotions, and so on; external sources include management consultants, public advertisements, recommendations, deputation personnel, and so on.
What is the most efficient approach to recruitment?
Improve Your Employer Brand The employer brand is probably the most crucial aspect of attracting, hiring, and retaining top talent.In point of fact, 72% of those in charge of recruitment concur that it has a significant effect on hiring success.
Learn more about Employee referrals here:
https://brainly.com/question/17439341
#SPJ4
the williams co. has launched a new app that will enable a user to turn on lights in a home with motion sensors. the williams co. app enables users to turn on the lights in the garage when it is dark outside. the app is in the introductory stage of the product life cycle and the adverting provides consumers in-depth information about its benefits. this is an example of .
Since the app is in the introductory stage of the product life cycle and the adverting provides consumers in-depth information about its benefits. this is an example of pioneering advertising.
What is meant by pioneer advertising?The advertising campaign to introduce a completely new product category is known as pioneer advertising. Pioneer advertising aims to educate consumers on the nature of the product, its availability, and its potential uses.
Instead of marketing a single product in a mature market, pioneering advertising refers to the debut campaign of a new product category.
Read more on advertising here: https://brainly.com/question/1658517
#SPJ1
standard costs are preset costs for delivering a product or service under normal conditions. group startstrue or false
True, Standard costs are fixed costs for providing a good or service under typical circumstances.
A standard cost is also referred to as the cost that "should be," a predetermined cost, a projected future cost, an expected cost, a budgeted unit cost, or an anticipated cost. The yearly profit plan and operating budgets of a manufacturer frequently include standard costs as a key component. This method offers a more straightforward alternative to cost layering systems like the FIFO and LIFO approaches, which need extensive historical cost data to be kept on hand for inventory goods kept in stock.
A variance is the discrepancy between both the standard cost and the actual cost. A variation implies a departure from the information recorded in the profit plan.
To learn more about standard cost refer here:
https://brainly.com/question/28024760
#SPJ4
Assume the MPC is 0.75. Assume there is a multiplier effect and that the total crowding-out effect is $6 billion. An increase in government purchases of $10 billion will shift aggregate demand to the
right by $34 billion.
Considering the MPC provided data, the purchasing will change the overall demand right by $36 billion
It may be inferred from the information provided that the multiplier value will be:
= 1/(1 -0.75) (1 -0.75)
= 1/0.25\s= 5
The output will increase as follows:
= 4 × 10
= 40 billion
= 40 billion - 4 billion
= 36 billion
The marginal propensity to consume (MPC) is a measure of induced consumption in economics, which is the idea that an increase in disposable income leads to an increase in personal consumer spending (consumption) (income after taxes and transfers). Propensity to consume is the percentage of disposable income that people spend on consumption.
MPC is the percentage of additional money that a person spends. For instance, if a household receives an additional $1 in disposable income and the marginal propensity to consume is 0.65, it will spend 65 cents of that dollar and save 35 cents. Of course, the family cannot spend more than the additional $1. (without borrowing). When compared to wealthier people, the MPC is higher for impoverished persons.
To know more about MPC visit:
https://brainly.com/question/25998408
#SPJ4
Cost of Quality Report A quality control activity analysis indicated the following four activity costs of a hotel: Inspecting cleanliness of rooms Processing lost customer reservations Rework incorrectly prepared room service meal Employee training Total $175,000 40,000 20,000 265,000 $500,000 Sales are $4,000,000. Prepare a cost of quality report. Round percent of sales to one decimal place Cost of Quality Report Quality Cost Classification Prevention Appraisal Internal failure External failure Total Quality Cost Percent of Total
Overall cost of quality is 53.000%. Organizations can calculate the costs of manufacturing and maintaining high-quality products using the "cost of quality" method.
What does "cost of quality" mean?The phrase "cost of quality" (COQ) refers to a system that enables an organization to assess how much of its resources are allocated to operations that avoid subpar quality, evaluate the quality of the firm's goods and services, and are caused by both internal and external errors.
Which three costs do qualities entail?Four categories can be made from the cost of quality. They consist of prevention, evaluation, internal and external failure. A company can better increase or maintain control by allocating resources to the appropriate channels by being aware of the costs of quality.
Briefing:Quality cost:
Prevention $265000
Appraisal $175000
Internal failure $20000
External failure $40000
Total $500000
Percent of total quality was calculated as:
Quality cost classification/Total
Prevention = 265000/500000 × 100 = 53.00%
To know more about cost of quality visit:
https://brainly.com/question/24182361
#SPJ4
For interest questions, Notice the following three pieces of the puzzle:
1) Interest rate - usually given as a %
2) Time - How long the interest is calculated for.
3) Compounded - Annually, semi-annually (every six months), quarterly, monthly.
Simple Interest formula = Principal × Rate × Time
Use simple interest in the following cases:
1) The question explicitly use the phrase "simple interest"
2) The calculation time for the interest is shorter than the stated interest period. e.g. 12% annual interest calculated after a 6-month time period.
The above puzzle is done To Sum up the simple interest compounded annually or semi annually.
What is simple and compound interest?Interest can be calculated in two ways: Simple interest is calculated on the principal or original amount of the loan. Compound interest may be considered "interest" because it is calculated on the principal plus interest accrued in previous periods.
What is simple interest?Simple interest is based on the principal amount of the loan or initial deposit amount in a savings account. Simple interest earns no interest. In other words, the creditor pays interest only on the balance of the principal and the borrower does not have to pay interest on the previously accumulated interest.
Learn more about simple interest:
brainly.com/question/25845758
#SPJ4
what happens if a title company wires money and makes a mistake on a transaction and then asks for the money back?
If these conditions exist, it indicates that the bank made a mistake and they will cancel your transfer.
Why is the importance of transfers in business?There are definite benefits to business transfers in terms of financial security. These include the possibility for tax optimization, and capacity to pay your retirement but maintaining control, the significance of leaving both a personal and professional legacy, and the health and longevity of your company.
whatThe transfer serves what purpose?Employees might be moved to positions where they'll probably be more productive or like their work more. The position, designation, standing, or compensation are unaltered during transfers. This is a method of adjusting the employee to the task, the time, and also the place.
To know more about transfer visit:
https://brainly.com/question/28379153
#SPJ4
the world bank regularly uses two thresholds: $1.90 per day for ""extreme"" poverty and $3.10 per day standard for less ""severe"" poverty. foreign aid to poor nations amounted to $20 per year per person. what percentage did this aid cover of:
The region's agricultural has recovered from a severe drought, with output rising by 0.6 percent, while the proportion of the really poor has decreased to 2 percent.
The World Bank also provides poverty rates using two new international poverty levels, lower middle-income line set at $3.20/day and higher middle-income line set at $5.50/day, in addition to the lowest-income poverty line of $1.90.
Whom does the World Bank define as being poor?The World Bank has set a target of reducing the proportion of people living in extreme poverty to less than 3 percent by 2030. Poverty is assessed at the international poverty threshold of $1.90 per day.
To know more about World Bank visit:-
https://brainly.com/question/3520105
#SPJ4
Every night after class, Professor Poor sits at an expensive bar sipping on a drink he cannot afford hoping to overhear executives revealing material nonpublic information about their companies. If Professor Poor does secretly overhear an executive revealing material nonpublic information and trades on that information, his best argument in defense of insider trading allegations would be :
A. that the executive revealing the information did not gain any benefit
B. that it is morally acceptable because he is poor and needs the money
C. that he teaches business ethics classes to college students
D. that he did not know it was illega
The correct answer is option (A )That the executive revealing the information did not get any benefit.
If the executive disclosing the knowledge received no advantage, it would be a defense against insider trading because it was revealed accidentally and not with the aim to profit from such insider trading.
He may contend that these details weren't meant for public disclosure with a view to financial gain.
The other claims are all untrue.
Insider trading is the act of employees who possess material, non-public knowledge about a firm trading in the stock or other securities of that company. Depending on the timing of the trade and the regulations of the country the insider is in, insider trading may be either lawful or criminal.
To know more about insider trading, visit;
brainly.com/question/29213373
#SPJ4
consider a $5,000,000, 9%, cpm with monthly payments. what is the regular monthly payment and the balloon payment amounts in each of the following cases: (a) fully-amortizing, 30-year loan (b) 30-year amortization, 10-year balloon (c) 15-year amortization, 10-year balloon (d) what is the major disadvantage, and advantage, o
A) Fully Amortizing, 30-year loan.
The Fixed Monthly Payment is $40,231 in the first years and then your last balloon payment will be $49,97,269
B) 30-year amortization, 10-year balloon
The Fixed Monthly Payment is $40,231 in the first years and then your last balloon payment will be $44,71,487
Thus, the total repayment is $92,99,223 from which the total monthly payment is $48,27,736, including a total interest payment of $42,99,223.
C) 15-year amortization, 10-year balloon
The Fixed Monthly Payment is $50,713 in the first 10 years and then your last balloon payment will be $24,43,032
Thus, your total repayment amount is $85,28,632 from which the total payment is $60,85,600, including a total interest payment of $35,28,632.
D) Advantages and Disadvantages
Advantages: Small businesses benefit from amortization because each time they make a payment, interest and principal are included in a clear, predetermined amount. An amortized loan enables the principal and interest to be spread out over time, creating a more manageable repayment schedule. On the other hand, an unamortized loan would have interest-only payments throughout and a balloon payment for the remaining principle at the end. Direct amortization has the advantage of being a feel-good option, as the burden of mortgage interest and the amount of debt is gradually reduced, and the property can be used as an investment option with an object yield
Disadvantages: The biggest problem with amortization is that sometimes the borrower is unaware of the exact amount of interest being paid. It's critical to calculate the entire interest paid and not only focus on the predetermined payback amount. The rising taxes and a potential lack of retirement funds are the drawbacks.
To learn more about Balloon Payment click here:
https://brainly.com/question/14869234?referrer=searchResults
#SPJ4
how and when does a contractor performing work associated with a 203(k) loan receive funds from the lender?
The borrower's lender uses escrowed funds to pay the contractors in a series of draws. The lender deposits the money for repairs and improvements into such an escrow account at closing.
What is a brief definition of funds?
A fund is a collection of funds set aside for a certain objective. A fund can be created for a variety of objectives, such as the construction of a new civic center by the municipal government, the awarding of scholarships at a college, or the payment of customer claims by an insurance company.
What do funds in finance mean?
Funds are collective investments that help you diversify your total risk by pooling your money and the money of other investors and investing it in a variety of underlying investments.
To know more about Funds visit:
https://brainly.com/question/20383417
#SPJ4