You are employed by a bank with the title financial adviser. In your capacity at the bank, you are required to hold a general securities registration in order to provide information on securities and to process orders. Your sponsoring broker-dealer is an affiliated firm owned by the bank holding company that also owns the bank you work for. A client comes to the bank seeking advice on certificates of deposit offered by the bank as well as mutual fund investments. Under the Uniform Securities Act, which of the following choices BEST describes what you are allowed to do when giving advice to the client?
- You are not allowed to advise the client since the bank is not an investment adviser
- You may give the client advice since the broker-dealer and the bank are excluded from the definition of an investment adviser
- You may give the client advice only on the mutual funds since certificates of deposit are governed by banking rules and you are registered with a broker-dealer
- You may not give advice on the certificates of deposit since the bank is not a registered investment adviser
Answer:
- You may give the client advice since the broker-dealer and the bank are excluded from the definition of an investment adviser
Explanation:
According to the uniform securities act, the following describes that you are permitted to do at the time when you are giving suggestions to the client
As we know that the broker or dealer as the case may be & the bank would not be included in the investment advisor definition
iSo the same would be considered for the given situation
Hence, the second option is correct
Match each Investment or savings option with the income source(s) It provides to investors.
Tiles
capital gains only
Interest income only
capital gains and dividends
capital gains and interest Income
Hola
Pairs
trading in bonds
buying and selling properties
trading in company stocks
opening a CD account
Answer:
Investment/savings Income sources
Trading in Bonds : Capital gains and interest income
Buying and selling properties : Capital gains only
Trading in company stocks : Capital gains and Dividends
Opening a CD account : Interest Income only
Explanation:
Investment/savings Income sources
Trading in Bonds : Capital gains and interest income
Buying and selling properties : Capital gains only
Trading in company stocks : Capital gains and Dividends
Opening a CD account : Interest Income only
Capital gains is a source of income made from the sale of assets such as Bonds or other forms of security such as stocks and real estate , while Interest income is a type of income earned while trading in Bonds and opening and maintaining a CD account .
Active listening is a process of communication in which the listener engages the speaker by repeating or rephrasing the speaker’s words; the listener may also mirror body language or _____.
apathetic behavior
tone of voice
nervous tics
hand gestures
Answer: tone of voice
Explanation:
Active listening refers to a process of communication whereby the speaker is engaged by the listener who repeats the words or statements heard.
Active listening involves the individual listening with all his or her senses and giving the speaker all the attention needed.
In active listening, the listener can mirror the body language or the tone of voice of the speaker. Active listening can be either acquired or developed through constant practice.
The brenda one is the question thank youuu:)
Answer:
C. y = 11000(1.086)^7
Explanation:
Given the following data;
Principal = $11,000
Interest rate = 8.6% = 8.6/100 = 0.086
Time = 7 years
To derive a mathematical expression, we would use the compound interest formula;
[tex] A = P(1 + \frac{r}{100})^{t}[/tex]
Where;
A is the future value.
P is the principal or starting amount.
r is annual interest rate.
t is the number of years for the compound interest.
Substituting into the formula, we have;
[tex] A = 11000*(1 + \frac{8.6}{100})^{7 [/tex]
[tex] A = 11000*(1 + 0.086)^{7 [/tex]
[tex] A = 11000*(1.086)^{7 [/tex]
[tex] A = 11000*1.78 [/tex]
A = $19,580
What contributions of Early Management theorists would still be applicable to today's organizations?
Answer:
The need for the formal management theories were important as seen by the Industrial revolution, in the construction of the Egyptian pyramids and many more.
Explanation:
Management theories are concepts that surrounds the management theories that includes tools such as guidelines and framework which are implemented in the modern day organizations.
We can see the early examples of the management practices that are used in the construction of arsenal of the Venice and also when Egyptian pyramids were constructed. One more example is the industrial revolutions where it was more economical to manufacture the produce or manufacture at the factories than at home. Here managers needed formal management theories to control and guide them.
Today the managers used the concepts of the scientific management at times where they analyze the normal work tasks that needs to be performed, to use the time as well as motion study to eliminate the wasted motions and to hire the best qualified worker for the job.
The theories are best selected to structure their organizations for the resources to be used efficiently and effectively.
Collection of projects, reports, exams, awards and other evidence of past experience and accomplishments which may serve as a summary of an individual’s interests and abilities and give a viewer an in-depth understanding of the individual’s personality and creativity
A. Career Portfolio
B. Mission Statement
C. Proprietary
D. Annotation
Answer:
A)Career Portfolio
Explanation:
Career portfolio can be regarded as digital display of one's professional experience as well as accomplishments. It is usually used in planning, organizing as well as documentation of Educational, skills and work sample. It can be used when applying for jobs and training programs. It gives in-depth information compare to than a resume. It should be noted that Career Portfolio is Collection of projects, reports, exams, awards and other evidence of past experience and accomplishments which may serve as a summary of an individual’s interests and abilities and give a viewer an in-depth understanding of the individual’s personality and creativity.
Select the correct answer.
Why do some critics feel that the IMF should not act to influence exchange rates under some conditions?
A.
They believe that wild swings in currency exchange rates are healthy.
B.
They believe that currencies must find their own market levels.
C.
They fear that the IMF may take over the country’s economy.
D.
They fear that politicians may be using the IMF to cover up their actions.
Answer:
Explanation:
They believe that currencies must find their own market levels.
The average life expectancy of which type of economy is generally very high?
A.
economies with a high HDI and GDP
B.
economies with a low HDI and GDP
C.
economies with a high GDP
D.
economies with a low GDP
E.
economies with a high PPP only
Answer:
c
Explanation:
im not 100% sure but i think c is the one
Gianna and Nadia want to create a cash flow statement. What will this process MOST likely include?
A. They will decide what they will be spending for the next month.
B. They will determine what their total net worth is
.
C. They will record their income and expenses for a month.
D. They will include this statement on their tax return.
Answer:
c
Explanation:
Answer: They will record their income and expenses for a month.
In 2016, unemployment in Egypt was 12.5% and in Saudi Arabia, it was 5.7%.
A. Explain one way unemployment may have been measured in the two countries.
B. Why may the unemployment rate be higher in one country than another?
C. Explain what should influence the measures that the Egyptian government should take to
reduce unemployment in the country.
Answer:
hi sorry but i need more pionts to post my question because im cheating in online exam and i honestly dont know anything pls dont report or delete im not even in high school well i selected high school by mistake but im in middle school
Explanation:
Drag each tile to the correct box. Natasha is in the middle of choosing a career. Arrange her actions in the decision-making process in the correct order. 1)Natasha wants to choose a career that will allow her to help animals. 2)Natasha researches about what it's like to be a veterinarian. 3)Natasha decides that she wants to be an equine veterinarian. 4)Natasha learns more about the different possible veterinarian types.
Answer:
1)Natasha wants to choose a career that will allow her to help animals.
2)Natasha researches about what it's like to be a veterinarian.
3)Natasha learns more about the different possible veterinarian types.
4)Natasha decides that she wants to be an equine veterinarian
Explanation:
The scenario regarding Natasha explains the decision making process. The first stage is Natasha identifying get decision that she wants to choose a career that will allow her to help animals.
Then, she needs to collect more information to know what the career entails and then she researches about what it's like to be a veterinarian.
Then, she identified the alternatives as she learned about the different types of veterinarian that we have.
Lastly, she choose among the alternatives after learning about the different types and getting every necessary information to help her make her choice, she the decided that she wants to be an equine veterinarian that's a veterinarian that looks after horses and cares for them.
Dave works as a traveling pharmacist. He does not work at one pharmacy but fills in all over the country whenever another pharmacist needs a day off. This is an example of a(n)
traditional career
entrepreneurship
remote worker
non-traditional career
Answer:
non-traditional career
Explanation:
The non-traditional career refer to the job where the job could be filled from one gender. According to the Labor US department it means the occupation where the one gender would compromise for lower than 25% of the employed individuals in such occupation
Since in the given situation dave does not work at one pharmacy but want to fill in over the country in the case when the other person needs a day off
So this represent the non-traditional career
Rita notices her credit score has gone down. She most likely ________.
A
maxed out her credit cards
B
keeps her debt below 30% of her credit card limit
C
pays the balance on her credit card every month
D
never misses a credit card payment
All of the following are examples of a capital project EXCEPT
a - installing a new computer network system.
b - buying a six-month supply of packaging materials to take advantage of a limited discount.
c - purchasing ships to transport goods overseas.
d - purchasing a supplier company.
Answer:
c
Explanation:
purchasing ships to transport goods oversees
Answer: buying a six-month supply of packaging materials to take advantage of a limited discount
Explanation: I did the test
A client of yours has heard about private equity investing from some wealthy friends and asks you, the registered representative about it. This customer is age 51 and earns $160,000 per year. He is willing to assume a moderate level of risk in pursuit of higher returns. This customer has a liquid net worth of $450,000 and has a diversified equity and bond portfolio. You should tell the customer that the best way to make a private equity investment is to invest in a(n):
A. Hedge Fund
B. VC Fund
C. REIT
D. BDC
Answer: BDC
Explanation:
The customer will be informed that the best way to make a private equity investment is to invest in a BDC.
A business development company (BDC) refers to a closed-end fund whereby investments are made in firms that are developing.
Business development companies are publicly traded and gives the investors high dividend yields. BDCs are considered to be good investment due to the fact that they yield high equities.
Which of the following might issue a bond?
A. A small business
B. The state of Nebraska
C. An investment firm
D. The IBM corporation
Answer:
The state of Nebraska
Explanation:
The state of Nebraska might issue a bond. The correct option is b.
What is a bond?A bond refers to a fixed-income instrument that represents a loan made by an investor to a borrower generally in corporate or governmental. A bond could be thought of as an I.O.U. between the lender and borrower which includes the details of the loan and its payments. Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.
Bond details include the end date when the principal of the loan is due to be paid to the bond owner and usually include the terms for variable or fixed interest payments made by the borrower. Bond prices are inversely correlated with interest rates and when rates go up, bond prices fall and vice-versa.
Bonds have maturity dates at which point the principal amount must be paid back in full or risk default.
Learn more about bond, here:
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by which process is the glucose absorbed
Glucose and galactose are absorbed across the apical membrane by secondary active transport (along with Na+) through the Sodium-Glucose cotransporter (SGLT1). Both glucose and galactose exit the cell via GLUT2 receptors across the basolateral membrane into the blood.
You are contemplating adding direct selling activities to your existing bricks-and-mortar retail business to increase sales. You are concerned, however, that the negative aspects of direct selling outweigh the positive. Which of the following is a negative aspect of direct selling that you must mitigate in some way to be successful? a. Customers get personal attention. b. Products are presented at convenient locations for customers. c. Products are presented at convenient times for customers. d. Direct selling is a less expensive form of retailing.
Answer: It may be more expensive and time-consuming than using an intermediary
Explanation:
Direct sales activities could be described as a firm using individuals to sell their product at the location of the customer's. The sales person would take the product to both prospective and already existing customers and tilt a way to sell the product. One of the things to consider in business is how to cut cost of doing business and still being able to deliver. Using direct sales method would actually work but would be expensive engaging those who would carry out the job whom you will place on salaries.
Grant, Inc. acquired 30% of South Co.'s voting stock for $200,000 on January 2, 2015. Grant's 30% interest in South gave Grant the ability to exercise significant influence over South's operating and financial policies. During 2015, South earned $80,000 and paid dividends of $50,000. South reported earnings of $100,000 for the six months ended June 30, 2016, and $200,000 for the year ended December 31, 2016. On July 1, 2016, Grant sold half of its stock in South for $150,000 cash. South paid dividends of $60,000 on October 1, 2016. Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment
Answer:
$24,000
Explanation:
Calculation to determine Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment
Using this formula
Income Statement=Amount earned during 2015*Interest rate
Let Plug in the formula
Income Statement=$80,000*0.30
Income Statement=$24,000
Therefore Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment is $24,000
An increase in the expected rate of inflation: shifts the short-run Phillips curve down. shifts the short-run Phillips curve down. shifts the short-run Phillips curve up shifts the short-run Phillips curve up moves us along the short-run Phillips curve to higher rates of inflation. moves us along the short-run Phillips curve to higher rates of inflation. moves us along the short-run Phillips curve to higher rates on unemployment moves us along the short-run Phillips curve to higher rates on unemployment shifts the long-run Phillips curve to the left.
Answer:
shifts the short-run Phillips curve up
Explanation:
The Phillips curve is a graph that shows the relationship between inflation and unemployment. In the short run, there is an inverse relationship between inflation and unemployment. The Phillip curve submits that high inflation is the cost to pay for economic growth. economic growth is accompanied by low unemployment. In the long run, there is no trade-off between inflation and unemployment.
An increase in expected inflation leads to an upward shift of the Phillips curve in the short run. Unemployment would stay unchanged. While a decrease in expected inflation leads to a downward shift of the Phillips curve
Stagflation in the 1970s have disproved the Phillips curve. Stagflation is when there is high unemployment and high inflation
Your market value is determined by what you bring to the job.
True
False
Give four items of information you would expect to find on a statement of account
Answer:
An overall balance. This might be positive (if the customer owes you money), negative (if you own them money), or at 0 (if all payments have been settled).
A date range. You might create an account statement that covers a specific month, year, or quarter – or you might want to show every single transaction between you and your customer. Either way, the dates should be clear.
Every transaction made within the specified date range, including sales (paid upfront or on credit), payments, and refunds. You should list the date and value of each transaction.
Document numbers to support each transaction. This might include the numbers from invoices, credit notes, or payment receipts.
Contact details for you and your customer – including company name, address, phone number, or email address.
A currency. This is particularly important if you have customers abroad. Even if you have transactions in multiple currencies, an account statement should only be in one.
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Charge cards require the cardholder to pay the full balance each due date.
True
or
False
This one too clicked by me how's it
Answer:
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The following are true about US exports and exporters except for which statement?
O The majority of US companies export their products.
O US companies that export their goods or services grow faster.
O Exports, including services, accounted for almost $2 trillion in 2010.
O The export sector helps create and maintain job growth.Best answer to the right answer
Answer: D
Explanation:
Answer:
A, the majority of US companies export their products.
Explanation:
As it said in the lesson, "Less than one percent of America's 30 million companies export." Therefore, A cannot be true.
What is cold Storewhat is cold Store
Answer:
Explanation:
Cold
Suppose the skills needed to perform the work in the two industries are identical, and the supply of labor to the two industries is fixed at 6,000 workers per day. What will be the equilibrium wage, and how many workers will work in each industry?
Answer and Explanation:
The computation of the equilibrium wages and the number of workers in each industry is as follows:
Since the supply of labor is 6,000
As per the attached graph, the common rate is $8 per hour so if we take 2000 workers in industry A and 4000 workers in industry b
So, the equilibrium wage would be $8
Hence, the same would be considered and relevant too
As the level of economic integration increases, trade barriers _____. The cost of doing business goes down for producers, and consumers ______ for goods and services.
options for first space: decrease, increase, remain the same
options for second space: pay more, pay less, pay the same
Answer:
increasepay morethis is because of the rise in products
Answer:
1. decrease
1.increase
why is it so important to check the accreditation of a private higher leaning institution?Explain Three reasons
Answer:
Explanation:
Accreditation helps determine if an institution meets or exceeds minimum quality standards. It also helps students determine acceptable institutions for enrollment. Accreditation assists institutions in determining acceptability of transfer credits.
what is the median of 0,9,6,4,2
Answer:
I think the answer is 3 or 5
Explanation:
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