Pleaseee help!I have no time left and schools almost over I’m so far behind! If you help me with all the parts I will litterally give you all my points and I have 593!!~civics~


Part A
Next, you will answer some questions and conduct some internet research in order to create your own budget. Answer the following questions:

Choose a job. What is its average annual salary? Once you’ve found this number, divide it by 12 to get a monthly income number.

Choose a city. How much does the average one-bedroom apartment cost there?

What is the average monthly cost of utilities in your chosen city?

Choose a type of cable—basic or premium. What is its monthly cost?

Choose an internet provider. What is its monthly cost?

Choose a transportation method: bus or walking. What is the monthly cost?

Choose a phone service: cell or landline. What is the monthly cost?

What is the average monthly cost for groceries for one person? How much will you budget?

What is the average monthly cost of clothing for one person? How much will you budget?

Will you travel? Buy gifts? Make donations to an organization? Eat at restaurants? If so, add these to your budget.



Part B
Now it’s time to create your own budget using the table below. Plug in your monthly income and the known expenses that you just researched. (For the purposes of this activity, let’s assume that the monthly income you researched is after taxes.) Then, choose the other categories you would like to spend money on. Plug the amounts you plan to spend each month on those categories.




Part C
Write a summary of your budget. Include information about income and expenses, and explain what categories you chose to put your money into. Explain why you made these choices. Your summary should include:

a general description of your source of income;

which categories you have allotted more money to;

the categories you included for variable expenses;

why you think this is the best use of your money; and

why you ruled out other options.

Were you able to save some money for unplanned expenses? Where do you think your actual expenses might vary, and why?






Part A
A household may calculate a monthly budget using hundreds of dollars. The federal government uses trillions of dollars! The Congressional Budget Office (CBO) releases extremely detailed data on all the money flowing into and out of the government. Instead of looking at complicated lists of numbers, let’s look at some infographics that the CBO has created for the year 2018. Visit the Congressional Budget Office site and scroll down to look at the infographics. One shows the money coming in (revenues), and the other shows the money being spent (outlays, also called expenses). Fill in the following chart.





Part B
The infographic for spending shows two categories of discretionary spending: defense and nondefense. This is because the US military and the defense of our nation take up much more of the discretionary spending budget than other categories. The nondefense category covers many subcategories. Look at the chart below for some other examples. Research what the government spends money on in each of these subcategories.






Part C
Why do you think the federal government’s budget is broken down in this way? Do you think government leaders should make different choices about how to spend money? Explain your answer.




Part D
The processes of creating a personal budget and those for creating the federal budget are obviously quite different, but what similarities did you notice? Why do you think the government’s nondiscretionary expenses are so large? Are your nondiscretionary expenses also larger than your discretionary expenses? Explain your answer.

Answers

Answer 1

Answer:

Project Portfolio: Financial Awareness

      When deciding to live independently you need to consider all costs that make up a budget. Food budgeting is a necessary part of becoming independent.  Cars and other forms of transportation are costly but essential. Understanding  the true cost of renting a place independently and understanding actual take home income versus gross income will help ensure you do not spend money that you do not have.  Living with your family and living all by yourself is like living on two different planets.   While living on your own is scary, you can develop life skills, time management, and responsibility, which can take you to the next stage of life.

      Budgeting for groceries is necessary to keep my overall budget in check.  The national average for groceries is $151.00 weekly or $604.00 monthly.  My daily meal plan was over  budget, and it is important for me to focus on what I can afford.   If I calculate 10-15% of my income for groceries it should be within my budget.  It is essential to stay on budget when living independent or you could go into debt.  Shopping for groceries can take time at first, comparing the best deals or buying in bulk can really keep my expenses down and help keep my overall budget on track.  This will also help allow extra money for public transportation and save for purchasing a vehicle of my own.  

    Purchasing a vehicle will require research that will fit within my budget.  I am yearning for a Jeep Wrangler X.  The 2011 has the amazing style that I desire, and I believe it would complement my astounding, unique style.  The total cost of $13,950.00 with a down payment of $6,000.00 making the car payment $198.00 monthly.  The vehicle payment and insurance are within budget, however, maintenance, gas, and repairs for this vehicle could end up over budget.  After researching the cost of owning this vehicle, purchasing this vehicle would not be reasonable for me at this time. In conclusion it would be more beneficial to purchase a reasonable vehicle with the money I save of $6000.00 while living with my parents.  It is possible to buy a vehicle for $5000.00 and save the additional $1,000.00 for any emergency repairs and avoid car payments.  

    Housing costs are an expenditure you must include in your budget.  Would love to live in Oceanside, CA., by the sea and to be able to walk around in my bathing suit whenever I want too!  I would choose a studio apartment which has one room, so the bedroom is in the same room as the kitchen and living room, only the bathroom is separate from the living space.  Deciding this will work well within my budget and I would not have to deal with roommates, and also gives me the opportunity to put away savings to eventually purchase a home of my own.  Monthly payment for a studio apartment in Oceanside, CA is $1,375.00, which is a sensible cost for my current budget. Some utilities are included in rent, apart from cable $85.00, internet $60.00, and cell phone of $243.00, and these would be part of the additional cost of rent, which would total $388.00 per month, plus rent of $1,375.00 equaling a total cost of $1,763.00 a month.  

    My wages are a key element to my independence and are necessary for planning my budget.  If I  make $28.00 an hour and work 40 hours, I will make $4,480.00. After deducting taxes of $343.00, it will leave me $4,137.00.  My expenses of $3,386.00 will leave a reserve of $1,094.00.   To be independent, I need to be aware of your income, expenses, and reserves as I can only count on myself.

     

    Lastly, budgeting and being independent puts me on the path to solving many of life’s financial difficulties.  In researching a budget, I have found there are many next steps that I can take towards my goals.  I can live within my finances or make changes to benefit me in years to come.  First, I should have financial goals that I am working towards and create a plan to achieve my goals.  Secondly, I can use cash only because it’s not fun owing money.   Credit cards mean I am not in control of my finances and I believe there is no financial confidence in that.  Thirdly, an emergency fund is essentially for me to set aside to cover any of life's unexpected events. This money will allow me to live for a few months should I happen to lose my job or if emergency funds are needed.  This emergency money which I put aside will offer me easy backup funds if some unfortunate event happens to occur.  In my final thoughts of living with my family or living independently it will take many adjustments and planning.   Living with your parents is like living in a royal palace; you will enjoy the luxuries of an elegant house, clean laundry, and a slightly bigger budget, but you will also have to defer to the king and queen of the realm.  You will quickly discover that if your sovereigns are not happy, neither are you.  

Explanation:


Related Questions

supported "any means necessary" to secure civil rights​

Answers

Answer:

Malculm X

Explanation:

While Martin Luther King supported peaceful protest Malcolm X said in 1964 that they should use any means necessary to gainfreedom, justice, and equality “

A strong middle class grew during the period of industrialization.


TrueFalse

Answers

Answer:

True

Explanation:

While factory growth continued, people began to think about starting their own business rather than relying on the government, resulting in increasing capitalism and the rise of a new middle class.

Which of these measures did President Kennedy succeed in passing?A. Tax cuts
B. Aid for education
C. Universal health care
D.A higher minimum wage

Answers

Answer: He succeeded in passing a higher minimum wage so the answer is D

Explanation:

President John F. Kennedy successfully passed a higher minimum wage during his presidency. In 1961, Kennedy signed into law the Fair Labor Standards Act. Hence option D is correct .

Which of these measures did President Kennedy succeed in passing?

Which increased the federal minimum wage from $1 to $1.25 an hour, and from $1.25 to $1.60 an hour in 1963. The legislation also extended minimum wage protection to more workers, including retail and service employees, and raised the minimum wage for tipped workers.

The higher minimum wage was part of Kennedy's efforts to address poverty and stimulate economic growth. He argued that a higher minimum wage would increase consumer spending and reduce poverty, and he also believed that it was a matter of basic fairness to ensure that workers received a living wage.

While Kennedy faced opposition from some business interests and conservative lawmakers who argued that a higher minimum wage would hurt the economy and lead to job losses, he was ultimately able to achieve his goal. The higher minimum wage helped to lift many low-wage workers out of poverty and played a role in reducing income inequality in the United States.

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Which of the following is true regarding Christian Fundamentalism? a. It was a movement only within the Baptists church, which was popular in the so-called Bible Belt. b. It began with the Puritans in Massachusetts and there has been continuity within the movement ever since. c. It began in the 1910s with a collection of essays known as The Fundamentals and emphasized a literal interpretation of the Bible. d. All of the above.

Answers

Answer:

C

Explanation:

Based on a Quizlet I found

The type of government where one person or party is in control of
everything is

Answers

Autocracy is a government or a person who has all the power.

Which leader was most responsible for the spread of communism in China?

Answers

Answer:

Mao Zedong was the most responsible.

Mao Zedong was the most responsible for the spread of communism in China

Atlantic Slave Trade how does it tie into the Industiral Revolution?

Answers

Answer:

Slavery provided the raw material for industrial change and growth. The growth of the Atlantic economy was an integral part of the growth of exports - for example manufactured cotton cloth was exported to Africa. The Atlantic economy can be seen as the spark for the biggest change in modern economic history.

Based on everything that we have learned in class, please explain one or two reasons why the US and its allies appeared to have won the Cold War by 1990.

Answers

Anticommunist uprisings in communist states and the USSR’s failing economy are some factors.


5. In 1662, Virginia made slavery hereditary. Choose all of the following that are true.


a. It officially racialized slavery.
b. It made it easier to escape slavery.
c. It made slavery a biological condition
d. It allowed slave families to remain intact.

Answers

Answer:

c. It made slavery a biological condition

Why did Christianity spready so rapidly throuhout the Roman Empire and eventually become the official Roman state religion?

Answers

Answer:

(1) the promise of salvation and eternal life for everyone was an attractive alternative to Roman religions; (2) stories of miracles and healings purportedly showed that the one Christian God was more powerful than the many Roman gods; (3) Christianity began as a grassroots movement providing hope of a better future in the next life for the lower classes; (4) Christianity took worshipers away from other religions since converts were expected to give up the worship of other gods, unusual in antiquity where worship of many gods was common; (5) in the Roman world, converting one person often meant converting the whole household—if the head of the household was converted, he decided the religion of his wife, children and slaves

Explanation:

what made the caravel a good ship for exploration

Answers

what made the caravel a good ship for exploration is because it can go in shallow water.

What is caravel?

This was a ship manufactured by the Portuguese but were used mainly by them and the Spanish during the 15th century. Caravel was essential made for long voyage hence have both square and lateen sails.

The caravels were lighter and had up to four masts, they had average capacity of 60 tons and had strong frame which made the ship highly maneuverable.

Some of the characteristics of caravel are:

Lighter faster and more maneuverable ship. Good for exploration because it can go in shallow water.A small, fast ship with a rudder and triangular sails

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What did some of the colonized people hope to gain by fighting in WW1

Answers

Answer:

freedom

Explanation:

Who became president after Andrew Johnson?

Answers

Answer:

Martin Van Buren Van Buren

hope this helps

have a good day :)

Explanation:

Answer:

Martin Van Buren

Explanation:

Andrew Jackson died in 1845 to heart related issues, Martin Van Buren was elected! Did you know Andrew Jackson was our 7th president to the U.S.A? Meaning Martin Van Buren was the 8th president of the U.S.A!

~ LadyBrain

Which technology helped bring trench warfare to a stalemate?
O machine guns
O air reconnaissance
O barbed wire
O mines

Answers

Answer:

according to the website the answer is;

Explanation:

Tanks. Tanks were developed by the British Army as a mechanical solution to the trench warfare stalemate. They were first used on the Somme in September 1916, but they were mechanically unreliable and too few in number to secure a victory.

To keep out invaders, Qin used hundreds of thousands of farmers to join together, strengthen, and complete many northern walls that earlier Chinese rulers had constructed. The finished structure was known as .

Answers

I believe the answer is The Great Wall of China \(^^\)

Define fascism please I need help

Answers

Answer:

A governmental system led by a dictator having complete power, forcibly suppressing opposition and criticism, regimenting all industry, commerce, etc., and emphasizing an aggressive nationalism and often racism.

Explanation:

Answer:

often capitalized : a political philosophy, movement, or regime (such as that of the Fascisti) that exalts nation and often race above the individual and that stands for a centralized autocratic government headed by a dictatorial leader, severe economic and social regimentation, and forcible suppression of opposition

Explanation:

Dictionary Definition

Pros and Cons of Presidential Power
Think about what you have learned regarding how the executive and legislative branches provide checks and balances, about the early American attitudes toward one individual having too much power, and about the circumstances in which some presidents expanded executive power. What are the pros and cons of a U.S. president having a lot of power?

Answers

The Pros and Cons of too many Presidential powers.

Pros.

The country has one undisputable leader, the President.

The President can lead the army. He is the commander-in-chief of the armed forces.

Decision-making is quickly under the directives of the President.

Executive orders guarantee that decisions turn into effective actions.

Cons.

Too much power can turn into a dictatorship. That is why the other two branches need to do an effective job exerting their powers.

The President can veto laws creating a "legislation paralysis for a while."

The President can overwhelm decisions, not listening to what their advisors had to say or not taking into consideration the members of his cabinet.

He could exceed his authority when he wants to make treaties without the approval of the US Senate or wants to declare war without the approval of Congress.

The US President is the leader of the United States. He is the chief diplomat, he is the commander-in-chief of the US armed forces(Airforce, Navy, Army, Coastal Guard). He has the power to veto bills and sign bills. He can enforce legislation passed by Congress. He leads the executive branch and the Cabinet and appoints Supreme Court Justices.

The term divine rights is best defined as a.
A) revolution to gain political rights and freedoms
B) philosophy that encourages religious toleration
C) belief that a ruler's authority comes from God
D) system in which a monarch has limited power

Answers

Answer:

belief that a ruler's authority comes from God

Explanation:

I went over this in History

Tha answer to this is A.

Based on your reading was the US correct in the Vietnam War or were the protestors correct? Defend your choice with evidence.

Answers

Answer:

I belove the US were correct

Explanation:

The Us needed to defexnt Vietnam's civilians and without going to war with Vietnam the country would have greatly hurt the civilians

Why is world war 1 significant?

Answers

Here real answer


World War I was one of the great watersheds of 20th-century geopolitical history. It led to the fall of four great imperial dynasties (in Germany, Russia, Austria-Hungary, and Turkey), resulted in the Bolshevik Revolution in Russia, and, in its destabilization of European society, laid the groundwork for World War II.

The energy of the sun is transferred through plants and given to


A. producers.
B. consumers.

Answers

Answer:

B

Explanation:

plants are the producers and plants cant each other. however, consumers get their energy from the sun though plants/producers

Answer:

If the plants are the ones who have turned the sunlight into energy then the answer will be:

A.Please give a five-star rating and thanks!

Refer to the article “Making Money” in your Money, Money, Money magazine for a complete version of this text.

Which statement best describes the overall structure of “Making Money”?


The text describes what causes damage to paper money and coins, then explains the step-by-step process for producing each type of currency.

The text states the problems the “Fed” encounters during the manufacturing process of coins and paper money, then provides some solutions.

The most important information, an infographic of the lifespan of bills, appears at the beginning of the text.

The history of making money is reviewed, followed by an explanation of how the process has evolved and changed over time.

Answers

Answer:

I guess your Ans is

Statement 4

Hope this Helpful

Statement 2 is The answer....!!

why did the US enter war late

Answers

Hopes this helps:

Answer: Germany’s resumption of submarine attacks on passenger and merchant ships in 1917 became the primary motivation behind Wilson’s decision to lead the United States into World War l.

Have a great day.
The United States later declared war on German ally Austria-Hungary on December 7, 1917. Germany's resumption of submarine attacks on passenger and merchant ships in 1917 became the primary motivation behind Wilson's decision to lead the United States into World War I.

difference between Natural heritage and Cultural heritage​

Answers

In any country or state, all the nature- gifted things are considered as the parts of natural heritage. ... As a whole, natural heritage is the gift of nature whereas cultural heritage is associated with the man-made things and the things which were found during the different phases of human civilisation.

Question

what is the difference between Natural heritage and Cultural heritage​

Answer:

Natural heritage includes things, like rivers, hills, mountains, seas, streams, lakes, fields, wild areas, wild animals, vegetation, deserts etc. Cultural heritage is associated with man-made things and things found during different phases of civilization.

hope it helps you

how did president Ronald Reagan's decision to supply arms to Nicaragua Contras relate to the principles of neoconservative foreign policy?
a.It highlighted his support for reducing the military budget by only engaging in indirect conflicts with communist groups.
b. It demonstrated his commitment to fighting the spread of communism even if Americans did not approve of t.
c.It emphasized his narrow interpretation of the constitution by heavily involving congress in the decision.
d. it signaled his willingness to work with left-wing organizations as long as they were not affiliated with the soviet union.

Answers

Answer: B It demonstrated his commitment to fighting the spread of communism even if Americans did not approve it

Explanation: just took the quiz and got it right

Answer:

It demonstrated his commitment to fighting the spread of communism even if Americans did not approve of it.

Explanation:

(;´༎ຶٹ༎ຶ`) help me with this English

Answers

Answer:

the answer is D

Answer:

Trowel

Explanation:

Trowel that he kept in his coat

How do you know that Fort Henry and Fort donelson were Confederate forts?

Answers

They were created by the Confederate general Albert Sidney Johnson, who tried to keep the Mississippi river, but failed.

Schools almost over, good luck!!

At the end of the Second World War, Europe was in pretty good shape.


true

false

Answers

Answer:False

Explanation:

False.. Hope this helps

Use the image to answer the question.
Based on the illustration showing freed people with Union Army soldiers, what assumption is the artist making about the effects of the Emancipation
Proclamation?
A. Former slaves would fight for the Union Army against the South
B. Former slaves would welcome the arrival of the Union army
C. Former slaves would not be allowed to live in the North.
D. Former slaves would continue to be enslaved in the North

Answers

The assumption the artist is making is that the former slaves would welcome the arrival of the Union army, as option B shows.

Why did the artist believe this?Because he believed that the union army should be seen as a hero.Because he believed that the former slaves would be very grateful for the union.

The union army was the greatest promoter of the liberation of slaves and for this reason, the artist believed that the black population should have immense gratitude to this army and should receive the soldiers as welcome heroes in the region due to their commitment to finalizing slavery.

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What was the Treaty of Versailles?

Answers

Answer:

The Treaty of Versailles was signed on June 28, 1919, and officially ended the war between Germany and the Allied Powers. The controversial War Guilt clause blamed Germany for World War I and imposed heavy debt payments on Germany.The treaty forced Germany to surrender colonies in Africa, Asia and the Pacific; cede territory to other nations like France and Poland; reduce the size of its military; pay war reparations to the Allied countries; and accept guilt for the war.

The Treaty of Versailles held Germany responsible for starting the war and imposed harsh penalties in terms of loss of territory, massive reparations payments and demilitarization.

hope it helps

please give me brainliest ;-)

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