Answer:
Project Portfolio: Financial Awareness
When deciding to live independently you need to consider all costs that make up a budget. Food budgeting is a necessary part of becoming independent. Cars and other forms of transportation are costly but essential. Understanding the true cost of renting a place independently and understanding actual take home income versus gross income will help ensure you do not spend money that you do not have. Living with your family and living all by yourself is like living on two different planets. While living on your own is scary, you can develop life skills, time management, and responsibility, which can take you to the next stage of life.
Budgeting for groceries is necessary to keep my overall budget in check. The national average for groceries is $151.00 weekly or $604.00 monthly. My daily meal plan was over budget, and it is important for me to focus on what I can afford. If I calculate 10-15% of my income for groceries it should be within my budget. It is essential to stay on budget when living independent or you could go into debt. Shopping for groceries can take time at first, comparing the best deals or buying in bulk can really keep my expenses down and help keep my overall budget on track. This will also help allow extra money for public transportation and save for purchasing a vehicle of my own.
Purchasing a vehicle will require research that will fit within my budget. I am yearning for a Jeep Wrangler X. The 2011 has the amazing style that I desire, and I believe it would complement my astounding, unique style. The total cost of $13,950.00 with a down payment of $6,000.00 making the car payment $198.00 monthly. The vehicle payment and insurance are within budget, however, maintenance, gas, and repairs for this vehicle could end up over budget. After researching the cost of owning this vehicle, purchasing this vehicle would not be reasonable for me at this time. In conclusion it would be more beneficial to purchase a reasonable vehicle with the money I save of $6000.00 while living with my parents. It is possible to buy a vehicle for $5000.00 and save the additional $1,000.00 for any emergency repairs and avoid car payments.
Housing costs are an expenditure you must include in your budget. Would love to live in Oceanside, CA., by the sea and to be able to walk around in my bathing suit whenever I want too! I would choose a studio apartment which has one room, so the bedroom is in the same room as the kitchen and living room, only the bathroom is separate from the living space. Deciding this will work well within my budget and I would not have to deal with roommates, and also gives me the opportunity to put away savings to eventually purchase a home of my own. Monthly payment for a studio apartment in Oceanside, CA is $1,375.00, which is a sensible cost for my current budget. Some utilities are included in rent, apart from cable $85.00, internet $60.00, and cell phone of $243.00, and these would be part of the additional cost of rent, which would total $388.00 per month, plus rent of $1,375.00 equaling a total cost of $1,763.00 a month.
My wages are a key element to my independence and are necessary for planning my budget. If I make $28.00 an hour and work 40 hours, I will make $4,480.00. After deducting taxes of $343.00, it will leave me $4,137.00. My expenses of $3,386.00 will leave a reserve of $1,094.00. To be independent, I need to be aware of your income, expenses, and reserves as I can only count on myself.
Lastly, budgeting and being independent puts me on the path to solving many of life’s financial difficulties. In researching a budget, I have found there are many next steps that I can take towards my goals. I can live within my finances or make changes to benefit me in years to come. First, I should have financial goals that I am working towards and create a plan to achieve my goals. Secondly, I can use cash only because it’s not fun owing money. Credit cards mean I am not in control of my finances and I believe there is no financial confidence in that. Thirdly, an emergency fund is essentially for me to set aside to cover any of life's unexpected events. This money will allow me to live for a few months should I happen to lose my job or if emergency funds are needed. This emergency money which I put aside will offer me easy backup funds if some unfortunate event happens to occur. In my final thoughts of living with my family or living independently it will take many adjustments and planning. Living with your parents is like living in a royal palace; you will enjoy the luxuries of an elegant house, clean laundry, and a slightly bigger budget, but you will also have to defer to the king and queen of the realm. You will quickly discover that if your sovereigns are not happy, neither are you.
Explanation:
supported "any means necessary" to secure civil rights
Answer:
Malculm X
Explanation:
While Martin Luther King supported peaceful protest Malcolm X said in 1964 that they should use any means necessary to gainfreedom, justice, and equality “
A strong middle class grew during the period of industrialization.
TrueFalse
Answer:
True
Explanation:
While factory growth continued, people began to think about starting their own business rather than relying on the government, resulting in increasing capitalism and the rise of a new middle class.
Which of these measures did President Kennedy succeed in passing?A. Tax cuts
B. Aid for education
C. Universal health care
D.A higher minimum wage
Answer: He succeeded in passing a higher minimum wage so the answer is D
Explanation:
President John F. Kennedy successfully passed a higher minimum wage during his presidency. In 1961, Kennedy signed into law the Fair Labor Standards Act. Hence option D is correct .
Which of these measures did President Kennedy succeed in passing?Which increased the federal minimum wage from $1 to $1.25 an hour, and from $1.25 to $1.60 an hour in 1963. The legislation also extended minimum wage protection to more workers, including retail and service employees, and raised the minimum wage for tipped workers.
The higher minimum wage was part of Kennedy's efforts to address poverty and stimulate economic growth. He argued that a higher minimum wage would increase consumer spending and reduce poverty, and he also believed that it was a matter of basic fairness to ensure that workers received a living wage.
While Kennedy faced opposition from some business interests and conservative lawmakers who argued that a higher minimum wage would hurt the economy and lead to job losses, he was ultimately able to achieve his goal. The higher minimum wage helped to lift many low-wage workers out of poverty and played a role in reducing income inequality in the United States.
Learn more about President Kennedy here
https://brainly.com/question/10223232
#SPJ5
Which of the following is true regarding Christian Fundamentalism? a. It was a movement only within the Baptists church, which was popular in the so-called Bible Belt. b. It began with the Puritans in Massachusetts and there has been continuity within the movement ever since. c. It began in the 1910s with a collection of essays known as The Fundamentals and emphasized a literal interpretation of the Bible. d. All of the above.
Answer:
C
Explanation:
Based on a Quizlet I found
The type of government where one person or party is in control of
everything is
Which leader was most responsible for the spread of communism in China?
Answer:
Mao Zedong was the most responsible.
Atlantic Slave Trade how does it tie into the Industiral Revolution?
Answer:
Slavery provided the raw material for industrial change and growth. The growth of the Atlantic economy was an integral part of the growth of exports - for example manufactured cotton cloth was exported to Africa. The Atlantic economy can be seen as the spark for the biggest change in modern economic history.
Based on everything that we have learned in class, please explain one or two reasons why the US and its allies appeared to have won the Cold War by 1990.
5. In 1662, Virginia made slavery hereditary. Choose all of the following that are true.
a. It officially racialized slavery.
b. It made it easier to escape slavery.
c. It made slavery a biological condition
d. It allowed slave families to remain intact.
Answer:
c. It made slavery a biological condition
Why did Christianity spready so rapidly throuhout the Roman Empire and eventually become the official Roman state religion?
Answer:
(1) the promise of salvation and eternal life for everyone was an attractive alternative to Roman religions; (2) stories of miracles and healings purportedly showed that the one Christian God was more powerful than the many Roman gods; (3) Christianity began as a grassroots movement providing hope of a better future in the next life for the lower classes; (4) Christianity took worshipers away from other religions since converts were expected to give up the worship of other gods, unusual in antiquity where worship of many gods was common; (5) in the Roman world, converting one person often meant converting the whole household—if the head of the household was converted, he decided the religion of his wife, children and slaves
Explanation:
what made the caravel a good ship for exploration
what made the caravel a good ship for exploration is because it can go in shallow water.
What is caravel?This was a ship manufactured by the Portuguese but were used mainly by them and the Spanish during the 15th century. Caravel was essential made for long voyage hence have both square and lateen sails.
The caravels were lighter and had up to four masts, they had average capacity of 60 tons and had strong frame which made the ship highly maneuverable.
Some of the characteristics of caravel are:
Lighter faster and more maneuverable ship. Good for exploration because it can go in shallow water.A small, fast ship with a rudder and triangular sailsLearn more about caravel here: https://brainly.com/question/12895008
#SPJ1
What did some of the colonized people hope to gain by fighting in WW1
Answer:
freedom
Explanation:
Who became president after Andrew Johnson?
Answer:
Martin Van Buren Van Buren
hope this helps
have a good day :)
Explanation:
Answer:
Martin Van Buren
Explanation:
Andrew Jackson died in 1845 to heart related issues, Martin Van Buren was elected! Did you know Andrew Jackson was our 7th president to the U.S.A? Meaning Martin Van Buren was the 8th president of the U.S.A!
~ LadyBrain
Which technology helped bring trench warfare to a stalemate?
O machine guns
O air reconnaissance
O barbed wire
O mines
Answer:
according to the website the answer is;
Explanation:
Tanks. Tanks were developed by the British Army as a mechanical solution to the trench warfare stalemate. They were first used on the Somme in September 1916, but they were mechanically unreliable and too few in number to secure a victory.
To keep out invaders, Qin used hundreds of thousands of farmers to join together, strengthen, and complete many northern walls that earlier Chinese rulers had constructed. The finished structure was known as .
I believe the answer is The Great Wall of China \(^^\)
Define fascism please I need help
Answer:
A governmental system led by a dictator having complete power, forcibly suppressing opposition and criticism, regimenting all industry, commerce, etc., and emphasizing an aggressive nationalism and often racism.
Explanation:
Answer:
often capitalized : a political philosophy, movement, or regime (such as that of the Fascisti) that exalts nation and often race above the individual and that stands for a centralized autocratic government headed by a dictatorial leader, severe economic and social regimentation, and forcible suppression of opposition
Explanation:
Dictionary Definition
Pros and Cons of Presidential Power
Think about what you have learned regarding how the executive and legislative branches provide checks and balances, about the early American attitudes toward one individual having too much power, and about the circumstances in which some presidents expanded executive power. What are the pros and cons of a U.S. president having a lot of power?
The Pros and Cons of too many Presidential powers.
Pros.
The country has one undisputable leader, the President.
The President can lead the army. He is the commander-in-chief of the armed forces.
Decision-making is quickly under the directives of the President.
Executive orders guarantee that decisions turn into effective actions.
Cons.
Too much power can turn into a dictatorship. That is why the other two branches need to do an effective job exerting their powers.
The President can veto laws creating a "legislation paralysis for a while."
The President can overwhelm decisions, not listening to what their advisors had to say or not taking into consideration the members of his cabinet.
He could exceed his authority when he wants to make treaties without the approval of the US Senate or wants to declare war without the approval of Congress.
The US President is the leader of the United States. He is the chief diplomat, he is the commander-in-chief of the US armed forces(Airforce, Navy, Army, Coastal Guard). He has the power to veto bills and sign bills. He can enforce legislation passed by Congress. He leads the executive branch and the Cabinet and appoints Supreme Court Justices.
The term divine rights is best defined as a.
A) revolution to gain political rights and freedoms
B) philosophy that encourages religious toleration
C) belief that a ruler's authority comes from God
D) system in which a monarch has limited power
Answer:
belief that a ruler's authority comes from God
Explanation:
I went over this in History
Based on your reading was the US correct in the Vietnam War or were the protestors correct? Defend your choice with evidence.
Answer:
I belove the US were correct
Explanation:
The Us needed to defexnt Vietnam's civilians and without going to war with Vietnam the country would have greatly hurt the civilians
Why is world war 1 significant?
The energy of the sun is transferred through plants and given to
A. producers.
B. consumers.
Answer:
B
Explanation:
plants are the producers and plants cant each other. however, consumers get their energy from the sun though plants/producers
Answer:
If the plants are the ones who have turned the sunlight into energy then the answer will be:
A.Please give a five-star rating and thanks!
Refer to the article “Making Money” in your Money, Money, Money magazine for a complete version of this text.
Which statement best describes the overall structure of “Making Money”?
The text describes what causes damage to paper money and coins, then explains the step-by-step process for producing each type of currency.
The text states the problems the “Fed” encounters during the manufacturing process of coins and paper money, then provides some solutions.
The most important information, an infographic of the lifespan of bills, appears at the beginning of the text.
The history of making money is reviewed, followed by an explanation of how the process has evolved and changed over time.
Answer:
I guess your Ans is
Statement 4
Hope this Helpful
Statement 2 is The answer....!!
why did the US enter war late
difference between Natural heritage and Cultural heritage
Question
what is the difference between Natural heritage and Cultural heritage
Answer:
Natural heritage includes things, like rivers, hills, mountains, seas, streams, lakes, fields, wild areas, wild animals, vegetation, deserts etc. Cultural heritage is associated with man-made things and things found during different phases of civilization.
hope it helps youhow did president Ronald Reagan's decision to supply arms to Nicaragua Contras relate to the principles of neoconservative foreign policy?
a.It highlighted his support for reducing the military budget by only engaging in indirect conflicts with communist groups.
b. It demonstrated his commitment to fighting the spread of communism even if Americans did not approve of t.
c.It emphasized his narrow interpretation of the constitution by heavily involving congress in the decision.
d. it signaled his willingness to work with left-wing organizations as long as they were not affiliated with the soviet union.
Answer: B It demonstrated his commitment to fighting the spread of communism even if Americans did not approve it
Explanation: just took the quiz and got it right
Answer:
It demonstrated his commitment to fighting the spread of communism even if Americans did not approve of it.
Explanation:
(;´༎ຶٹ༎ຶ`) help me with this English
Answer:
the answer is D
Answer:
Trowel
Explanation:
Trowel that he kept in his coat
How do you know that Fort Henry and Fort donelson were Confederate forts?
They were created by the Confederate general Albert Sidney Johnson, who tried to keep the Mississippi river, but failed.
Schools almost over, good luck!!
At the end of the Second World War, Europe was in pretty good shape.
true
false
Answer:False
Explanation:
Use the image to answer the question.
Based on the illustration showing freed people with Union Army soldiers, what assumption is the artist making about the effects of the Emancipation
Proclamation?
A. Former slaves would fight for the Union Army against the South
B. Former slaves would welcome the arrival of the Union army
C. Former slaves would not be allowed to live in the North.
D. Former slaves would continue to be enslaved in the North
The assumption the artist is making is that the former slaves would welcome the arrival of the Union army, as option B shows.
Why did the artist believe this?Because he believed that the union army should be seen as a hero.Because he believed that the former slaves would be very grateful for the union.The union army was the greatest promoter of the liberation of slaves and for this reason, the artist believed that the black population should have immense gratitude to this army and should receive the soldiers as welcome heroes in the region due to their commitment to finalizing slavery.
Learn more about the union army:
https://brainly.com/question/29302191
#SPJ1
What was the Treaty of Versailles?
Answer:
The Treaty of Versailles was signed on June 28, 1919, and officially ended the war between Germany and the Allied Powers. The controversial War Guilt clause blamed Germany for World War I and imposed heavy debt payments on Germany.The treaty forced Germany to surrender colonies in Africa, Asia and the Pacific; cede territory to other nations like France and Poland; reduce the size of its military; pay war reparations to the Allied countries; and accept guilt for the war.
The Treaty of Versailles held Germany responsible for starting the war and imposed harsh penalties in terms of loss of territory, massive reparations payments and demilitarization.hope it helps
please give me brainliest ;-)