Mrs. Kwan withdrew the entire $8,000 balance from her Roth IRA this year. Her total contributions to the account were $6,070, and her marginal tax rate is 12 percent. Determine the tax cost of the withdrawal if: Mrs. Kwan is age 63 and opened the Roth IRA three years ago. Mrs. Kwan is age 63 and opened the Roth IRA seven years ago. Mrs. Kwan is age 48 and opened the Roth IRA seven years ago.

Answers

Answer 1

Answer:

$425

Explanation:

The computation of the tax cost of the withdrawal is shown below:-

The withdrawal will not be considered a qualifying withdrawal as Ms. Kwan is not 59 1/2 years old. Therefore, the taxable withdrawal would be subject to an additional 10 percent penalty.

Tax cost of the withdrawal = (Tax rate × (Balance amount - Total contribution) + (Penalty × (Balance amount - Total contribution)

= (12% × ($8,000 - $6,070)) + (10% × ($8,000 - $6,070))

= $231.6 + $193

= $424.6

or

= $425


Related Questions

When reading a research report on an automobile company, a registered representative's use of fundamental analysis determines that the stock is a good investment. When attempting to determine the best time to execute orders to buy the stock, the registered representative could refer to:

Answers

Answer:

Explanation:

In this situation,  the registered representative could refer to a chart showing a recent history of the market price of the stock. The chart provides all the price movements of the stock during a certain period of time as well as different time intervals. This allows the individual to point out key levels of support and resistance as well as any trend that may be occurring. These indications allow the individual to make a more educated decision on the best time to execute orders to buy the stock.

The following inventory balances have been provided for the most recent year: The cost of goods manufactured was $714,000. What was the cost of goods sold? Select one: a. $738,000 b. $693,000 c. $714,000 d. $733,000

Answers

Answer:

a. $738,000

Explanation:

Calculation for the cost of goods sold

Beginning Finished goods inventory $57,000

Add: Cost of goods manufactured $714,000

Goods available for sale $771,000

($714,000+$57,000)

Less Ending Finished goods inventory $33,000

Cost of goods sold $738,000

($771,000-$33,000)

Therefore the cost of goods sold will be $738,000

Basic bond valuation Complex Systems has an outstanding issue of ​$1 comma 000​-par-value bonds with a 16​% coupon interest rate. The issue pays interest annually and has 11 years remaining to its maturity date. a. If bonds of similar risk are currently earning a rate of return of 9​%, how much should the Complex Systems bond sell for​ today? b. Describe the two possible reasons why the rate on​ similar-risk bonds is below the coupon interest rate on the Complex Systems bond. c. If the required return were at 16​% instead of 9​%, what would the current value of Complex​ Systems' bond​ be? Contrast this finding with your findings in part a and discuss.

Answers

Answer:

a. Complex Systems' bond price​ today = $1,476.36

Explanation:

a. If bonds of similar risk are currently earning a rate of return of 9​%, how much should the Complex Systems bond sell for​ today?

This can be calculated by adding the Present Value of Coupons and the Present Value of Par Value as follows:

Calculation of Present Value of Coupons

The present of coupons is calculated using the formula for calculating the present value of an ordinary annuity as follows:

Present value of coupons = C × [{1 - [1 ÷ (1 + r)]^n} ÷ r] …………………………………. (1)

Where;

C = Annual coupon amount = Par value * Coupon rate = $1,000 * 16% = $160

r = required rate of return or return of similar risk = 9%, or 0.09

n = number of years = 11

Substitute the values into equation (1) to have:

Present value of coupons = $160 × [{1 - [1 ÷ (1 + 0.09)]^11} ÷ 0.09] = $1,088.83

Calculation of Present Par of Value

To calculate this, we use the present value formula as follows:

Present Value of Par Value = Par value / (1 + r)^n

Since Par Value is $1000 and r and n are as already given above, we have:

Present value of Par Value = $1,000 / (1 + 0.09)^11 = $387.53

Therefore, we have:

Complex Systems' bond price​ today = Present value of coupons + Present value of Par Value = $1,088.83 + $387.53 = $1,476.36

b. Describe the two possible reasons why the rate on​ similar-risk bonds is below the coupon interest rate on the Complex Systems bond.

The following are the possible two reasons:

1. Interest may vary bust the coupon is fixed. What can cause the interest rate to vary is the bond rating by rating agency. But his will not affect the coupon rate which is fixed. When the rating is high, the interest will be low. But when the rating is low, the interest will be high. This indicates a negative relationship between the rating and the interest rate.

2. The level of demand may also influence the interest rate to change. When the demand is high, the interest will be low. But when the demand is low, the interest will be high. This also indicates a negative relationship between the demand and the interest rate.

c. If the required return were at 16​% instead of 9​%, what would the current value of Complex​ Systems' bond​ be? Contrast this finding with your findings in part a and discuss.

To do this, we simply change he required return to 16% (or 0.16) in part a and proceed as follows:

Present value of coupons at 16% = $160 × [{1 - [1 ÷ (1 + 0.16)]^11} ÷ 0.016] = $804.58

Present value of Par Value at 16% = $1,000 / (1 + 0.16)^11 = $195.42

Complex Systems' bond price​ today at 16% = $804.58 + $195.42 = $1,000.00

Comparing part c result with part a result shows that if the coupon rate is greater than the required rate of return, the bond is sold at a premium. That is, price of bond will be more than par. As it can be seen in part a, the price of bond is $1,476.36 when the coupon rate of 16% is greater than the required return of 9%.

Also, the bond will be sold at par when the coupon rate and require return are equal. This is shown in part c where the bond is sold at $1,000 when both coupon rate and required return rate are equal to 16%.

By implication, we can also infer without doing any calculation that the bond will be sold at a discount if the coupon rate is less than the required rate of return.

Gall Manufacturing sells a product for $50 per unit. The fixed costs are $840,000, and the variable costs are 60 percent of the selling price. As a result of new automated equipment, it is anticipated that fixed costs will increase by $200,000 and variable costs will be 50 percent of the selling price. The new break-even point in units is

Answers

Answer:

41,600 units  

Explanation:

The computation of the break even point in unit is shown below:

As we know that

Break Even Point:

= Fixed Cost ÷ Contribution margin per unit

where,

Fixed Cost = $840,000 + $200,000

= $1,040,000

And,  

Variable cost per unit is

= 50% 0f selling price

= $50 × 50%

= $25

So, the break even point in units is

= $1,040,000 ÷ $25

= 41,600 units  

Crisp Cookware's common stock is expected t opay a dividend of $1.50 a share at the end of this year; its beta is 0.6. The risk free rate is 5.6% and the market risk premium is 4%. The dividend is expected to grow at some constant rate and the stock currently sells for $50 a share. Asuming the market is in equilibrium, what does the market believe will be the stock price at the end of 3 years

Answers

Answer: $57

Explanation:

The following can be deduced from the question:

The risk free rate = 5.6%

The market risk premium = 4%

The stick beta = 0.6

The required return will be:

= Risk free rate + (Beta × Market risk premium)

= 5.6% + (0.6 × 4%)

= 5.6% + 2.4%

= 8% = 0.08

Crisp Cookware's common stock is expected to pay a dividend of $1.50 a share at the end of this year, Therefore,

D1 = $1.50

The current stock price will now be:

= D1/(Required return - Growth rate)

50= 1.5/(0.08 - growth rate)

(0.08 - growth rate) = 1.5/50

(0.08 - growth rate) = 0.03

Growth rate = 0.08 - 0.03

Growth rate = 0.05 = 5%

D4 = D1 × (1+Growth rate)³

D4 = 1.5 × (1 + 0.05)³

D4 = 1.5 × (1.05)³

D4 = 1.5 × 1.1576

D4 = $1.7364

The stock price at the end of the year 3

will be:

= D4/(Required return - Growth rate)

= 1.7364/(0.08 - 0.05)

= 1.7364/0.03

= $57

The market believe that the stock price at the end of 3 years will be $57

Massage Envy offers massage services on a subscription basis, so it targets consumers that desire to get multiple treatments per month. Massage Envy likely segments its market by

Answers

Answer:

C. usage rate.

Explanation:

As in the question,  it is mentioned that Massage Envy offers massage services based on a subscription basis with a view to targeting the consumers that they get more or multiple treatments per month

So  Massage Envy target the market segment via usage rate as it depicts the average sales per day so that they get to know how much they earned the revenue by offering multiple treatments to clients

hence, the correct option is C. usage rate

Critically analyze the difference and points of convergence between floor inspection and functional inspection

Answers

Answer:

Please refer to the below;

Explanation:

Difference between Floor inspection and Functional inspection.

• Floor inspection is usually conducted in a production environment. It involves checking of materials while processing in the machine by inspectors. Rather than checking the materials in the machine at the beginning of production, floor inspection checks the materials while in process inorder to ensure that the defected ones are quickly detected and expunged. It also ensure that the equipments used in processing are properly functioning.

• Functional inspection is an inspection that checks the overall function of a product rather than what makes up the component parts. For instance the load capacity and speed of a vehicle can be checked for optimal performance whereas individual parts that make up the vehicle are not checked, yet bring out satisfactory performance when combined together. This form of inspection is concerned with verification of final output and does not provide details about different sections instead provides a wider understanding of comfort that emanate from inspecting same item.

Points of Convergence between Floor inspection and Functional inspection.

• The key objective of both floor and functional inspection is quality output having reviewed and examined their expectations.

• Both floor and functional inspection work to prevent defective product from flowing down the successive operations and avoid loss to the company

• Both floor and functional inspection aim at meeting customers requirements, wants and needs.

The following data are provided:
December 31
2018 2017
Cash $ 1,500,000 $ 1,000,000
Accounts receivable (net) 1,600,000 1,200,000
Inventories 2,600,000 2,200,000
Plant assets (net) 7,000,000 6,500,000
Accounts payable 1,100,000 800,000
Income taxes payable 200,000 100,000
Bonds payable 1,400,000 1,400,000
10% Preferred stock, $50 par 2,000,000 2,000,000
Common stock, $10 par 2,400,000 1,800,000
Paid-in capital in excess of par 1,600,000 1,300,000
Retained earnings 4,000,000 3,500,000
Net credit sales 12,800,000
Cost of goods sold 8,400,000
Operating expenses 2,900,000
Net income 1,500,000
Additional information:
Depreciation included in the cost of goods sold and operating expenses is $1,220,000. On May 1, 2018, 60,000 shares of common stock were issued. The preferred stock is cumulative. The preferred dividends were not declared during 2018.
The accounts receivable turnover for 2018 is____________.
a. 12,800 / 1,600.
b. 8,400 / 1,600.
c. 12,800 / 1,400.
d. 8,400 / 1,400.
The inventory turnover for 2018 is____________.
a. 12,800 / 2,600.
b. 8,400 / 2,600.
c. 12,800 / 2,400.
d. 8,400 / 2,400.
The profit margin on sales for 2018 is______________.
a. 4,400 / 12,800.
b. 1,500 / 12,800.
c. 4,400 / 8,400.
d. 1,500 / 8,400
The return on common stock holders’ equity for 2018 is______________.
a. 1,500 / 7,200.
b. 1,500 / 8,000.
c. 1,300 / 7,200.
d. 1,300 / 8,000.
The book value per share of common stock at 12/31/18 is_____________
a. 7,800 / 240.
b. 7,760 / 240.
c. 7,800 / 220.
d. 8,000 / 220.

Answers

Answer:

The accounts receivable turnover for 2018 is 9.14.

accounts receivable turnover = net sales / average accounts receivable, in thousands it would equal:

c. 12,800 / 1,400.

The inventory turnover for 2018 is 3.5.

inventory turnover = cost of goods sold / average inventories, in thousands it would equal:

d. 8,400 / 2,400.

The profit margin on sales for 2018 is 11.72%.

profit margin = net income / net sales, in thousands it would equal:

b. 1,500 / 12,800.

The return on common stockholders’ equity for 2018 is 18.75%.

return on equity = net income / equity, in thousands it would equal:

b. 1,500 / 8,000.

The book value per share of common stock at 12/31/18 is $36.36

book value per share of common stock = (total stockholders' equity - preferred stocks) / average number of common stocks, in thousands it would equal:

d. 8,000 / 220

On January 1, 2021, Perez Co. issued at par $10,000 of 6% bonds convertible in total into 1,000 shares of Perez's common stock. No bonds were converted during 2021. Throughout 2021, Perez had 1,000 shares of common stock outstanding. Perez's 2021 net income was $4,500, and its income tax rate is 30%. No potentially dilutive securities other than the convertible bonds were outstanding during 2021. Perez's diluted earnings per share for 2021 would be:_________.a. $5.00.
b. $4.54.
c. $4.50.
d. $4.72.

Answers

Answer:

EPS = $4.50

diluted EPS = $2.46

Explanation:

no option is correct since EPS = $4.50, and the rest of the options are all higher amounts. Diluted EPS are always smaller than EPS.  

common stock outstanding = 1,000 stocks

bonds shares (diluted) = 1,000 stocks

net income = $4,500

bond interest = $10,000 x 6% x (1 - 30%) = $420

diluted earnings per share = ($4,500 + $420) / (1,000 shares + 1,000 shares) = $4,920 / 2,000 shares = $2.46

If the government removes a binding price floor from a market, then the price received by sellers will Group of answer choices decrease, and the quantity sold in the market will decrease decrease, and the quantity sold in the market will increase increase, and the quantity sold in the market will decrease. increase, and the quantity sold in the market will increase.

Answers

Answer:

decrease, and the quantity sold in the market will decrease decrease,

Explanation:

Price floor is set by the government or an agency of the government and it is the minimum price that a good or service must be sold.

A price floor is binding if it is set above equilibrium price.

If a binding price floor is removed, price would fall back towards equilibrium and the quantity sold would decrease.

The fall in quantity supplied is in line with the law of supply which says the higher the price, the higher the quantity supplied and the lower the price , the lower the quantity supplied.

I hope my answer helps you

Typically, the firms' lowest cost source of financing is ____________ as its cost is tax deductible and it also tends to offer the least amount of risk for investors. Group of answer choices Debt Preferred Equity Derivatives Common Equity Equity

Answers

Answer:

Debt

Explanation:

Debt is the lowest cost source of financing because the interest return given to holders of debt has a tax shield (tax deductible) that is provided by the Section 11j  of the Income tax Act.

The other sources of finance give a return in form of dividends. Dividends are are not tax deductible hence they attract a huge cost.

Lucy has just finished washing her car and is now checking its oil level. The oil dipstick shows her car’s oil is below the "Low" line. Lucy’s car must have more oil to operate well. What phase of the consumer decision-making process did Lucy just experience?

Answers

Answer:

recognition phase

Explanation:

There are 5 phases in the consumer decision-making process:

recognition: the customer realizes that he/she has an unsatisfied need or problem that must be satisfied or solved. In this case, Lucy realized that her car needs more oil and she has to purchase some. information search evaluations of alternatives purchase evaluation of decision

A company should pursue unrelated diversification instead of related diversification when: a. the bureaucratic costs of implementation do not exceed the value that can be created by realizing economies of scope. b. it wants to maximize growth. c. its core skills are highly specialized and have few applications outside its core business. d. the company's top managers are skilled at acquiring and turning around poorly run enterprises. e. its core technological skills are applicable to a wide variety of industrial and commercial situations.

Answers

Answer: Option C

Explanation:

Unrelated diversification can be defined as the form of diversification when the business adds some of the new products not related to the core strength or core products of the company.

It tries to penetrate into some other business. Example: A shoe making company starts making sports wear.

The companies whose core strength is skilled and specialized and has only few applications outside the core skills. These company can pursue unrelated  diversification instead of related.

With reference to the Strategy Highlight 8.2, the Tata Group's corporate strategy is attempting to:______
a. pursue a focused differentiation strategy over a focused cost-leadership strategy.
b. integrate different strategic positions, pursued by different strategic business units.
c. depend on a single product market to generate most of its revenues.
d. move from unrelated diversification to related-constrained diversification.

Answers

Answer: integrate different strategic positions, pursued by different strategic business units

Explanation:

Tata group is a global enterprise that is made up of about 30 companies and operates in more than hundred countries. There are several companies under Tata such as Tata motors, Tata steels, Tata Communications, Tata consumer products, Tata chemicals etc.

Tata Group's corporate strategy is attempting to integrate different strategic positions, pursued by different strategic business units. Even though the companies are all under the general body of Tata Group, each business unit bears the profit and loss it makes.

If a Starbucks tall latte cost $3.20 in the United States and 3 euros in the Euro area, then purchasing-power parity implies the nominal exchange rate is how many euros per dollar?

a. .938 If the exchange rate is less than this, it costs more dollars to buy a tall latte in the U.S. than in the Euro area.
b. .938 If the exchange rate is less than this, it costs fewer dollars to buy a tall latte in the U.S. then in the Euro area.
c. 1.067 If the exchange rate is less than this, it costs more dollars to buy a tall latte in the U.S. than in the Euro area.
d. 1.067 If the exchange rate is less than this, it costs fewer dollars to buy a tall latte in the U.S. than in the Euro area.

Answers

Answer:

a. .938 If the exchange rate is less than this, it costs more dollars to buy a tall latte in the U.S. than in the Euro area.

Explanation:

We can see in the example that the Euro is cheaper than the dollar in purchasing-power parity. More specifically, the exchange rate is .938 euros per dollar.

This is why it is more expensive to buy a tall latte in the U.S. than in Europe. The Euro is cheaper.

oe Smith, age 75, from Vienna, IL has the winning Powerball lottery numbers which will pay out $13 million at the beginning of each of the next 30 years (reported prize of $390 million). Before claiming his prize, Trusty Insurance Company offers Joe $200 million today in exchange for his winning lottery ticket and prize payout. What rate of return would Trusty Insurance earn if Joe accepts their offer?

Answers

Answer:

The IRR is 5%. Rate of return would be 12.5% assuming a discount rate of 4%

Explanation:

The answer depends entirely on the discount rate. The question covers a 30 period timeframe and in each period, the pay off is $13 million. This is a simple time value of money concept in which to calculate the present value, you will simply calculate the present value of each of the cash flows. The formula is 13Mn/[(1+r)^n] where n is the year from 1 to 30, r is the discount rate.

The question requires us to calculate the return that is the variable 'r'. For this you need to have the present value today so that you can then use the equation to solve for 'r'. However, the only information we have is the time period and the cash flow. We are given $200mn as the initial outlay. So, we can at least use this to calculate the internal rate of return (IRR) which is simply the rate of return (or the value of 'r') at which the present value of each of the 13 Mn to be received over the next 30 years is equal to the initial outlay (i.e 200mn). In short, IRR is the rate of return at which the net present value (NPV) is equal to zero. In our example, and using the formula for each of the cash flow from years 1 to 30, the IRR is computated at 5%. So if the discount rate that the company uses is less than 5%, the company would be better of with Joe accepting the offer because any discount rate below 5% would result in the present value of the cash flows to be in excess of $200Mn.

Lets take an example and assume that the discount rate is 4%, using the formula from year 1 to 30 and summing the values would give us a present value of $225 Mn. So the rate lf return in this case would be (225-200)/200 x 100 = 12.5%.

Which of the following is a community lifeline

Answers

Answer:

Safety and security

food, water, and shelter

health and medical

power and fuel

communications and transport

Explanation:

A lifeline allows business and government structures to continue to operate and is beneficial to human health and financial stability. Lifelines are perhaps the most important resources in the community that allow all other facets of society to work when balanced. The interconnected network of resources, services, and securities ( food, water, and shelter, medical care, communications facilities, etc) that provide lifeline services is used on a daily basis to facilitate the community's regularly occurring needs and give all other elements of society to perform efficiently.

Communications are the Community's lifeline. Safety and security, health and medical care, communications, hazardous materials, food, water, shelter, energy (power & fuel), and transportation are the seven community lifelines that FEMA has defined. Thus, option C is correct.

The Community Lifelines idea from the Federal Emergency Management Agency (FEMA) is a framework for event management that gives emergency managers a reporting system to swiftly stabilize a community after a disaster.

Safety and security, health and medical care, communications, hazardous materials, food, water, shelter, energy (power & fuel), and transportation are the seven community lifelines that FEMA has defined. It is a sign that lives are in danger, and daily routines and food chains are disturbed, if any of these Lifelines go down due to a disaster or emergency.

Learn more about FEMA community lifelines here:

https://brainly.com/question/16931841

#SPJ6

Your question seems to be incomplete, but most probably the complete question was:

Which of the following is a community lifeline?

a. schools and churches

b. lumber and hardware

c. grocery and fast food

d. communications

In Ricci v. DeStefano, Ricci, a white firefighter, took and passed the City of New Haven firefighter's test, required of all applicants for promotion in the city's fire department. The test was thrown out when it was discovered that minorities scored poorly and the city feared a disparate impact-based lawsuit. How did the court rule?
A) An employer may not simply disregard a test based on unwanted results unless the test is shown to be biased or deficient.
B) Even though the test was prepared by a professional testing organization, the city has the right to reject the test results if minorities do not score adequately
C) Deliberately oversampling minorities to seek to create a fair test is irrelevant if the test results show that minorities still scored poorly
D) Ricci, as a member of the white majority, had no grounds to sue when the city was seeking the legitimate aim of nondiscrimination

Answers

Answer:

The correct answer is A. In Ricci v. DeStefano, the Supreme Court ruled that an employer may not simply disregard a test based on unwanted results unless the test is shown to be biased or deficient.

Explanation:

Ricci v. DeStefano is a Supreme Court ruling of 2009, after a lawsuit by nineteen firefighters who claimed to have been discriminated against in terms of career development.  They denounced that they had been discriminated after having passed the admission tests and still had not been promoted, since no African-American candidate had passed the tests. They also denounced that they had not been promoted because the Fire Department did not want to promote a group of new recruits without including within it any member of racial minorities.

Finally, the Supreme Court established that said procedure violated Title VII of the Civil Rights Act of 1964, since in the case equal access to employment was not guaranteed (in this case, favoring minorities over white firefighters), for set different demands for purely racial reasons.

A package delivery service uses vans and employees to deliver the maximum number of packages given a fixed budget. The last van added 600 packages to total output, while the last employee added 500 packages. If vans cost exist400 per week and employees earn exist300 per firm:________.
a. could deliver more packages with the same budget by using more employees and fewer Vans
b. could deliver more packages the same budget by using more vans and fewer with employees
c. use more vans and fewer employees because the last dollars spent on vans added more to total output than the last dollar spent on employees
d. is delivering the maximum number of packages given the fixed budget
e. both b and c

Answers

Answer: e. both b and c

Explanation:

Van delivered 600 per week and cost $400.

The cost per package for the Van is;

= 600/400

= $1.5 per package

Employees delivered 500 and cost $300 which means the cost per package is;

= 500/300

= $1.67 per package.

The results show that it costs more to deliver with Employees ($1.67) than with the Vans ($1.5). Using more Vans will therefore allow for more packages to be delivered using a fixed budget as the last dollar spent on Vans gave more output than the last dollar spent on Employees.

Athena Company's salaried employees earn two weeks of vacation per year. It pays $858,000 in total employee salaries for 52 weeks but its employees work only 50. Record Athena Company's weekly journal entry to record the vacation expense:

Answers

Answer:

Answer is Debit Vacation Benefits Expense $660 Credit Vacation Benefits Payable $660

Explanation:

Athena Company's salaried employees earn two weeks of vacation per year. It pays $858,000 in total employee salaries for 52 weeks but its employees work only 50. Record Athena Company's weekly journal entry to record the vacation expense:

Annual salary is $858,000 in total

The total no of weeks is 52 weeks

858,000 wages per year / 52 weeks per year = 16,500 per week

So per week salary is

The weekly wages for our employees are 16,500 dollars

For each of the two weeks of vacations , will be $ 16500 x 2

= $33,000

For weekly vacation expense

sice its for 50 weeks

= $33000 / 50

= $660

Therefore,  Debit Vacation Benefits Expense $660 Credit Vacation Benefits Payable $660

Built-Tight is preparing its master budget for the quarter ended September 30. Budgeted sales and cash payments for product costs for the quarter follow.

July August September
Budgeted sales $54,000 $70,000 $58,000
Budgeted cash payments for
Direct material 15,160 12,440 12,760
Direct labor 3,040 2,360 2,440
Factory overhead 19,200 15,800 16,200

Sales are 15% cash and 85% on credit. All credit sales are collected in the month following the sale. The June 30 balance sheet includes balances of $15,000 in cash: $44,000 in accounts receivable; $3,500 in accounts payable; and a $4,000 balance in loans payable. A minimum cash balance of $15,000 is required. Loans are obtained at the end of any month when a cash shortage occurs. Interest is 1% per month based on the beginning-of-the-month loan balance and is paid at each month-end. If an excess balance of cash exists, loans are repaid at the end of the month. Operating expenses are paid in the month incurred and consist of sales commissions (10% of sales), office salaries ($3,000 per month), and rent ($5,500 per month).

Required:

a. Prepare a cash receipts budget for July, August, and September.
b. Prepare a cash budget for each of the months of July, August, and September.

Answers

Answer:

Built-Tight

a) Cash Budget for July, August, and September:

                                        July            August       September    Total

Beginning balance         $15,000    $16,900     $28,700         $15,000

Cash collections:              52,100     56,400        68,200         176,700

Cash Expenses:

Direct materials               (15,160)    (12,440)        (12,760 )        (40,360)

Direct labor                      (3,040)     (2,360)          (2,440)          (7,840)

Factory overhead          (19,200)    (15,800)        (16,200)        (51,200)

Operating expenses:

Sales Commission         (5,400)      (7,000)         (5,800)         (18,200)

Rent Expense                (3,000)      (3,000)         (3,000)          (9,000)

Accounts Payable                           (4,000)                                (4,000)

Interest expense             (400)                                                     (400)

Loan repayment           (4,000)                                                 (4,000)

Minimum Balance        15,000       15,000         15,000

Excess Cash                $1,900      $13,700       $41,700       $56,700

Explanation:

a) Cash Collections:

                                    July            August         September    Total

Cash sales 15%       $8,100         $10,500         $8,700         $27,300

85% a month after 44,000          45,900         59,500         149,400

Total collections   $52,100        $56,400       $68,200      $176,700

b) It is assumed that the balance in accounts payable was paid in August when the company had enough balance to offset it.  Any other assumption could have been made.

c) A cash budget shows the cash receipts and payments made during the budget period.  As a budget, it shows the forecast for cash receipts and payments, which will help management to make decisions to avoid liquidity problems which can ruin a business.  Management is able to plan ahead for the business' expenditures and investments.  It also warns management to negotiate for loans to smoothen periods of cash shortages.

​Fedor, Inc. has prepared the following direct materials purchases​ budget: Month Budgeted DM Purchases June $ 67 comma 000 July 75 comma 500 August 76 comma 300 September 78 comma 400 October 80 comma 000 All purchases are paid for as​ follows: 10​% in the month of​ purchase, 40​% in the following​ month, and 50​% two months after purchase. Calculate total budgeted cash payments made in October for purchases.

Answers

Answer:

Total cash payment= $77,510

Explanation:

Giving the following information:

Purchases:

August= 76,300

September= $78,400

October= $80,000

All purchases are paid for as​ follows:

10​% in the month of​ purchase

40​% in the following​ month

50​% two months after purchase.

Cash payment October:

Purchases on cash October= 80,000*0.1= 8,000

Purchases on account September= 78,400*0.4= 31,360

Purchases on account August= 76,300*0.5= 38,150

Total cash payment= $77,510

Tetious Dimensions is introducing a new product and has an expected change in net operating income of $790,000. Tetious Dimensions has a 30 percent marginal tax rate. This project will also produce $190,000 of depreciation per year. In addition, this project will cause the following changes in year 1: Without the Project With the Project Accounts receivable $5,000 $84,000 Inventory 98,000 184,000 Accounts payable 75,000 117,000 What is the project's free cash flow in year 1? The free cash flow of the project in year 1 is $ 701000. (Round to the nearest dollar.)

Answers

Answer:

$620,000

Explanation:

to determine the net cash flow generated by the project, we can use the indirect method to determine cash flows:

net income = $790,000 x (1 - 30%) =               $553,000

net income adjustments:

depreciation expense                              $190,000increase in accounts payable                   $42,000increase in accounts receivable             ($79,000)increase in inventory                                ($86,000)

Project's cash flow                                           $620,000

                                       Without the          With the         change

                                       project                  project

Accounts receivable     $5,000                  $84,000        $79,000

Inventory                     $98,000                 $184,000        $86,000

Accounts payable       $75,000                  $117,000        $42,000

Heidi Luking has discovered that several of the sites she has visited recently downloaded small filesto her computer's hard drive even though she did not request them. The files Heidi discovered areknown as crackers. True or False

Answers

Answer:

The correct answer is: False.

Explanation:

On the one hand, the "Crackers" is the name that the people with a huge knowledge in cyber security and therefore that they are the ones that mainly focus on explore methods to breach defenses from computers in order to explote the weakness of the computer system so they will be able to have control of the system.

On the other hand, what Heidi discovered is most likely to be a cybervirus that those web pages implanted in their sites in order to breach the system of the person automatically without her knowledge or autorization with the main purpose of just destroying the computer system.  

When The files Heidi discovered are known as crackers the correct answer is: False. "Crackers" is the name for the people.

What is Cyber Security?

On the one hand, the "Crackers" is the name for the people with a piece of huge knowledge of cyber security, and thus that they are the ones that primarily focus on exploring methods to breach defenses from computers to explore the weakness of the computer system so they will be able to have control of the system.

In the different writing, what Heidi discovered is considered likely to be a cyber virus that those web pages entrenched in their sites to breach the system of the person automatically without her understanding or authorization with the main objective of exclusively destroying the computer system.

Find more information about Cyber Security here:

https://brainly.com/question/26520949

Sally is employed as a computer programmer for the Ellis Corporation. She has a savings account of $15,000 and owns a few shares of Ellis stock. She thinks of herself as an investor rather than as a worker. Marx would maintain that Sally has __________. Group of answer choices

Answers

Answer:

She is experiencing false class consciousness

Explanation:

False class consciousness was introduced by Karl Marx.

False Class consciousness refers to an unawareness by a social or economic class like Sally of her position and interests within the structure of the economic order and social system in which she lives. By thinking herself to be an investor instead of worker, Sally has a misguided or false view of her own position in Ellis corporation.

Zara, an HR manager at Fluxin LLC, is responsible for implementing a guided self-appraisal system using management by objectives in her organization. She has developed specific standards for performance. Which of the following is typically the next step for Zara?
a. Continuing performance discussions
b. Implementation of the performance standards
c. Setting of objectives
d. Job review and agreement

Answers

Answer:

The answer is option (c) Setting of objectives.

Explanation:

Solution

The next step for Zara to take from the given question is in the setting of objectives.

Setting of objectives : This is defined as a set of activity of setting objectives or goals for an organization.

In afterwords they are ends that explains specifically how the goals can be achieved or accomplished so they are quantitative in nature.

Hubert: Demand decreased, but it was perfectly inelastic. Kate: Demand decreased, but supply was perfectly inelastic. Manuel: Demand decreased, but supply increased at the same time. Poornima: Supply increased, but demand was perfectly inelastic. Shen: Supply increased, but demand was unit elastic. Who could possibly be right

Answers

The complete part of the question.

The price of coffee fell sharply last month, while the quantity sold remained the same. Five people suggest various explanations

Answer:

Kate, Manuel and Poornima

Explanation:

Given that, the price of coffee fell but the quantity sold remained the same.

1. Hubert: Demand decreased, but it was perfectly inelastic.

If an elastic demand shifts the demand curve will move to the left. This would cause both prices as well as quantity to decline. So HUBERT's statement is not correct.

2. Kate: Demand decreased, but supply was perfectly inelastic.

This can be true, because of the inelastic supply curve. If the supply curve is an inelastic vertical line then a fall in demand will not affect quantity while the price will fall. So, KATE's statement can be right.

3. Manuel: Demand decreased, but supply increased at the same time.

If there is a decrease in the demand curve, it will shift to the left. Now, if there is an increase in the supply by the same amount the price will fall but quantity will remain the same. So, MANUEL's statement is right.

4. Poornima: Supply increased, but demand was perfectly inelastic.

Here, the rightward shift in the supply curve will cause the price to fall but quantity will remain the same. So, POORNIMA's statement is right.

5. Shen: Supply increased, but demand was unit elastic.

if the demand curve is unitary elastic, an increase in supply will cause the price to fall and quantity to increase. So, SHEN's statement is not correct.

Jason just joined a new gym and signed up for a one-year membership. Membership fees can be paid in 12 monthly payments of $50, due at the beginning of each month or in one payment today. If the appropriate interest rate is 11%,.How much should he pay today for the annual membership?

Answers

Answer:

$570.91

Explanation:

For computing, the amount pay today for the annual membership we just need to apply the present value formula i.e to be shown in the attachment

Provided that

Future value = $0

Rate of interest = 11% ÷ 12 months  = 0.916666%

NPER = 12 months

PMT = $50

The formula is shown below:

= PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the amount paid today for the membership is $570.91

Last year, Rotterdam, Inc. had sales revenue of $980,000. Costs other than depreciation and interest expense were 20 percent of sales. Depreciation expense was $50,000, interest expense was $95,000, and dividends paid were $23,000. The company also received dividends of $8,000 from a company in which it had 30% ownership stake. Which of the following statements is most CORRECT?a. The firm's taxable income was $637,400. b. The firm's after-tax income was $405,564. c. The firm's marginal tax rate was 39 percent. d. The firm's tax for the year was $113,900. e. None of the above

Answers

Answer:

e. None of the above

Explanation:

total revenue $980,000

- operating costs $196,000

- depreciation $50,000

- interests $95,000

income $639,000

+ dividends from outside corporation = $8,000 x (1 - 80% DRD) = $1,600

total taxable income = $639,000 + $1,600 = $640,600

current corporate tax is 21%, so the company's marginal tax rate would be 21%

income taxes for the year = $640,600 x 21% = $134,526

the company's after tax income = $640,600 - $134,526 = $506,074

Why are adjustments made to the accounting records at the end of the period? (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)

Answers

Answer: a. To ensure assets and liabilities are reported at appropriate amounts.

b. To ensure the related revenues and expenses are reported in the proper period.

Explanation:

Adjustments must be made at the end of the period to make sure that the figures in the books are the proper and true reflection of the transactions that took place. That way records are neither overstated or understated thereby giving the users of the Accounting records a proper and accurate opportunity to assess the company's financial standing.

Records must also be adjusted to abide by the Accrual basis in accounting which posits that revenues and expenses should be recorded only in the periods when they occured regardless of if money has been received or paid for them. This way it is easier to match Expenses as well as Revenue to their respective periods.  

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