Langstraat was seventeen when he purchased a motorcycle. When applying for insurance, he signed a "Notice of Rejection," declining to purchase uninsured motorist coverage. He was involved in an accident with an uninsured motorist and sought to disaffirm his rejection of the uninsured motorist coverage on the basis of infancy. May he do so?

Answers

Answer 1

Answer:

No, Langstraat cannot disaffirm his rejection for the uninsured motorist coverage. Since Langstraat is a minor, he can legally disaffirm a contract, but by doing so, he will disaffirm the entire contract, not just one or two previsions of his choice.

In this specific case, Langstraat can disaffirm the whole insurance policy contract, but he cannot disaffirm only one clause. If he chooses to disaffirm the whole policy, the result will be the same, he will not have coverage.


Related Questions

Assume that you work for a company that produces different types of flavored salty snacks for many different target markets (for example, flavored potato chips or flavored sunflower seeds). One part of your job is to explore regularly what flavors your potential customers might like. Taste preferences constantly change, and you may not always be aware of all the flavors people crave. With the above research objective in mind, which type of research would you most likely conduct on a regular basis

Answers

Answer:

Focus group

Explanation:

The focus group refers to the people who are involved in a group to discuss about the topic that is related to the research of the market or the analysis of something or discussing for the new product.

It is an open discussion so that everyone who is in a group put their ideas and   analyzed it what reactions would be received from an entire population

Since in the question, the taste and preferences changes constantly and the problem is that you are not aware of the flavours what actually people want so it should be discussed in a group so that proper analysis could be made by considering everyone perceptions

Therefore this research represent the focus group

A company purchased $1,800 of merchandise on July 5 with terms 2/10, n/30. On July 7, it returned $200 worth of merchandise. On July 12, it paid the full amount due. Assuming the company uses a perpetual inventory system, and records purchases using the gross method, the correct journal entry to record the payment on July 12 is:

Answers

Answer:

The correct journal entry to record the payment on July 12 is:

Accounts Payable $1,600(debit)

Discount Received $32 (credit)

Cash $1,568 (credit)

Explanation:

When Company Purchases Merchandise

Merchandise Inventory  $1,800 (debit)

Accounts Payable  $1,800 (credit)

When Company Returns some Merchandise

Accounts Payable $200 (debit)

Merchandise Inventory $200 (credit)

When Company pay for the Inventory on 12 July

Note : Payment is made within the Cash discount period and it is eligible for the 2% Cash Discount.

Accounts Payable $1,600(debit)

Discount Received $32 (credit)

Cash $1,568 (credit)

The correct journal entry to record the payment on July 12 is:

Accounts Payable (debit) - $1,600

Discount Received (credit) - $32

Cash  (credit) - $1,568

A journal entry is the process of recording any transaction, whether it is commercial or not. An accounting diary that displays the debit, as well as credit balances of a corporation, lists transactions.

The journal entry will be:

1. Merchandise Inventory (debit) - $1,800

Accounts Payable (credit) - $1,800

2. Accounts Payable (debit )- $200

Merchandise Inventory (credit) - $200

3. Accounts Payable (debit)-  $1,600

Discount Received (credit) - $32

Cash (credit)- $1,568

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Valley Designs issued a 90-day, 6% note for $60,000, dated April 22, to Bork Furniture Company on account. Assume 360 days in a year when computing the interest. a. Determine the due date of the note. July 21 b. Determine the maturity value of the note.

Answers

Answer:

a. 21 July

b. $30,900

Explanation:

a. The computation of due date of the note is shown below:-

= 8 + 31 + 30 + 21

= 21 July

b. The computation of maturity value of the note is shown below:-

Maturity value of the note = Principal + Interest

= $60,000 + ($60,000 × 6% × 90 ÷ 360)

= $30,000 + $450

= $30,900

Therefore we have applied the above formula.

In her research paper, Kirstein copied a few paragraphs from a renowned author's work verbatim without placing them within quotation marks or citing the source. The review board rejected her paper on grounds of plagiarism. In this scenario, Kirstein has committed:_________.

Answers

Answer:

Word-for-word.

Explanation:

Word for word plagiarism is seen to be an unethical form of writing where the said student or researcher is seen to copy a fellow researchers works verbatim and particularly word for word with also quotation marks too. In as much as this is a bad form for writers, people are always seen to commit themselves in still doing it. This can cause a lawsuit in some places depending on the researcher whose work is been stolen/copied.

In all, it is been tagged an act of intellectual dishonesty which comes with uneasy consequences when it is done to a wrong person; a plagiarized assignment may lead to a failing grade, a suspension, or an expulsion.

Which is an accurate comparison of corporate income taxes and individual income taxes? Corporate income taxes are just about equal to individual income taxes. Corporate income taxes are less than a quarter of individual income taxes. Corporate income taxes are over twice as much as individual income taxes. Corporate income taxes are approximately 50 percent of individual income taxes.

Answers

Answer:

Corporate income taxes are approximately 50 percent of individual income taxes.

Explanation:

In the United States, corporate income tax rates have a flat rate of 21%, meaning that all corporations, regardless of profits, pay the same rate.

Individual income taxes, on the other hand, are progressive, meaning that the rates are different depending on income: the higher the income, the higher the individual income tax rate. However, the highest marginal rate is 37%, which is approxiametly twice as much as the flat corporate rate of 21%.

You are the manager of a project that has an operating leverage rating of 2.8 and a required return of 14 percent. Due to the current state of the economy, he expects sales to decrease by 7 percent next year. What change should you expect in operating cash flows next year given your sales forecast?

Answers

Answer:

The change should you expect in operating cash flows next year would be 19.60%

Explanation:

In order to calculate the change should you expect in operating cash flows next year given your sales forecast we would have to make the following calculation:

change should you expect in operating cash flows=operating leverage rating*percentage of decrease sales next year

change should you expect in operating cash flows=2.8*0.07

change should you expect in operating cash flows=19.60%

The change should you expect in operating cash flows next year would be 19.60%

Q 11.35: Felix Incorporated has just exchanged 1,250 shares of $65 par-value preferred stock for a parcel of land advertised for a price of $90,000. If the current market value of the stock is $75 per share, how should Felix journalize this transaction

Answers

Answer:

Felix Incorporated

Exchange of Preferred Stock for Land:

Journal Entries:

Debit Land $90,000

Credit Preferred Stock $81,250

Credit Additional Paid-in Capital - Preferred Stock $8,750

To record the issue of 1,250 of $65 par-value preferred stock for land with a fair price of $90,000.

Explanation:

Felix Incorporated will debit Land with the fair price of $90,000 and Credit the Preferred Stock account with $81,250 (1,250 x $65) at par-value.  The difference between the fair price of land and the preferred stock at par-value is credited to additional paid-in capital account for preferred stock.  Felix Incorporated cannot take into account the current market value of the stock at $75 in its accounting records.  The current share price of $75 is for the benefit of investors, and can only serve as basis for Felix Incorporated to decide transactions with potential investors.

Page 576 14.3. Recent Changes in Capitalism This animation explores different reasons why people work long hours even when their professional or financial situation would enable them to dial back. A key concept in this context is that of the opportunity cost of leisure. How is this concept best explained

Answers

Answer:

The summary including its perceived task is demonstrated in the following segment on the interpretation.

Explanation:

The further you pay, then you pass up to make a change from generating income. This would be called opportunity cost since taking a short break is losing the chance to go somewhere else (i.e. gain further extra cash).This is much less the continuation of something like a withheld opportunity than that of the recovery on the alternative you picked.

As the price level falls a. people will want to hold more money, so the interest rate rises. b. people will want to hold more money, so the interest rate falls. c. people will want to hold less money, so the interest rate falls. d. people will want to hold less money, so the interest rate rises

Answers

Answer:

The answer is C.

Explanation:

As the general price level decreases or falls, people will want to hold less money, so the interest rate falls.

As price level falls, value of money decreases because a unit of money will more of goods or services.

During this period people will want to hold less money because of the decrease in value and the excess money will be deposited in banks.

With this, the banks have more money to lend out and this will make the bank to reduce its Interest rate.

Suppose a monopoly firm produces bicycles and can sell 10 bicycles per month at a price of $700 per bicycle. In order to increase sales by one bicycle per month, the monopolist must lower the price of its bicycles by $50 to $650 per bicycle. The marginal revenue of the 11th bicycle is

Answers

Answer:

$150

Explanation:

A monopoly is when there's only one firm operating in an industry

Marginal revenue is the change in revenue when one extra unit of a product is sold.

=( $700 × 10) - (650 × 11) = $150

How does the ability to discriminate correctly affect his or her​ earnings? A. If the negotiated price is higher than the reservation​ price, a sale is​ lost, and if the negotiated price is lower than the reservation​ price, some profit is lost. B. If the negotiated price is higher than the reservation​ price, some profit is​ lost, and if the negotiated price is lower than the reservation​ price, a sale is lost. C. If the reservation price is higher or lower than the reservation​ price, revenue is gained. D. If the reservation price is higher or lower than the reservation​ price, a sale is lost. E. If the negotiated price equals the reservation​ price, profit equals zero.

Answers

Answer:

if the negotiated price equals the reservation price profit is zero

A company pays an employee $3,000 for a five-day work week, monday–friday. the adjusting entry on december 31, which is a wednesday, is a debit to wages expense, $1,800, and a credit to wages payable, $1,800. true

Answers

Answer: True

Explanation:

From the question, we are told that a company pays an employee $3,000 for a five-day work week from Monday to Friday. This means that the employee receives a daily payment of ($3,000/5) = $600.

On Wednesday which is the third day, he will be paid ($600 × 3) = $1800. Therefore , the adjusting entry on December 31, which falls on a Wednesday will be to debit the wages expense, $1,800, and then credit to wages payable of $1,800.

Nick won $1000 lottery prize He can't decide what he should spend the money con buy a console, a bike ,a watch or a trip . He gives up the bike and the watch but he rally wants the console. In the end he saves it all for the trip. Which item is the opportunity cost of Nick's trip?

Answers

Answer: Console

Explanation:

Opportunity cost is what one forgoes in order to get somethings else. Opportunity cost is as a result of limited resources hence a choice has to be made.

From thw question, we are told that

Nick won $1000 lottery prize and he can't decide what he should spend the money on buy as he wanted a console, a bike ,a watch or go on a trip. We are further told that he gives up the bike and the watch but he really wants the console and that in the end he saves it all for the trip.

The opportunity cost here is the console. He wasn't really interested in the bike or watch but he really as very interested in the console and he eventually gave up on the console for the trip.

On December 31 of the current year, the unadjusted trial balance of a company using the percent of receivables method to estimate bad debt included the following: Accounts Receivable, debit balance of $98,800; Allowance for Doubtful Accounts, credit balance of $1,121. What amount should be debited to Bad Debts Expense, assuming 5% of outstanding accounts receivable at the end of the current year are estimated to be uncollectible

Answers

Answer:

Amount of Bad debts expenses is $3,819

Explanation:

Estimated balance of allowance for doubtful debts account = Accounts receivables * 5%  

= $98,800 * 5%

= $98,800 * 0.05

= $4,940

Calculation

Estimated balance of allowance for doubtful debts account = $4,940  

Less: Un adjusted credit balance in allowance account  =        ($1,121)

Bad debts expenses=                                                                  $3,819

The un-adjusted credit balance is deducted from the estimated balance of allowance accounts.  The un-adjusted debit balance is added to the estimated balance of allowance accounts.  

Hearing that her job has been terminated, Eleanor has responded by saying, "I never will get another job. There is no other work that I can do." Her counselor responds by saying, "There are other jobs that you can do. I will help you consider other types of work." The counselor's statements most clearly fits:______.
A. Holland's theory.
B. Myers- Briggs Type theory.
C. social learning theory.
D. Super's developmental theory.

Answers

Answer:

C

Explanation:

Felicia is very warm and accepting to both of her two children, but she also sets firm rules that the children must follow with very few exceptions. The characteristics that best describe her are:

Answers

Answer:

Responsive and demanding

Explanation:

according to Baumrind, there are four parenting styles :

Authoritative

authoritarian

permissive

Neglectful

Parenting behaviour are divided into two dimensions :

demandingness - when a parent controls their child's actions

Responsiveness - refers to the extent to which the parent accepts and recognises their child's needs

In a monopolistically competitive market, a. the entry of new firms creates externalities. b. the absence of restrictions on entry by new firms ensures that there will be no deadweight loss. c. there are always too many firms in the market relative to the socially-optimal number of firms.

Answers

Better choose A variant

The CEO/chairman of PharmaPacifica was recently killed in an airplane crash. This tragedy has thrown PharmaPacifica into turmoil as there is no one in the organization qualified to step into the former CEO’s shoes. This is an example of:

Answers

Answer:

A failure or lack of succession management

Explanation:

The going concern of any business should always be its top priority. This is the reason why every organization should have a good succession planning and management in place.

Succession management is a process of having in place a program that prepares and equips potential leaders with adequate experience and skills to take over from incumbent leaders whenever they are out of service , so that the business can maintain its existence into the future.

In a situation where a succession management is not in place or effective , the death of a leader causes a major setback to the business as can be seen in the question.

Collective bargaining refers to a. firms colluding to set the wages of employees below equilibrium. b. the process by which unions and firms agree on the terms of employment. c. the process by which the government sets exemptions from the minimum wage law. d. setting the same wage for all employees to prevent conflict among workers.

Answers

Answer: the process by which unions and firms agree on the terms of employment.

Explanation:

Collective bargaining is the negotiation that takes place between the employers and the workers in order to reach an agreement regarding the wages or salaries, benefits, sworking conditions, and other rights for the employees.

Therefore, collective bargaining is the process by which unions and firms agree on the terms of employment.

Claremont Company specializes in selling refurbished copiers. During the month, the company sold 180 copiers at an average price of $3,000 each. The budget for the month was to sell 175 copiers at an average price of $3,200. The expected total sales for 180 copiers were.

Answers

Answer:

$576,000

Explanation:

Since the company sold 180 copiers, each at $3,000

175 budgeted for the month was sold at $3,200

Therefore, we sum the above

$3,000 + $3,200

=$6,200

Also, multiply the above outcome with the actual copiers sold

$6,200× 180

=$1,116,000

Therefore; to get the expected total sales for 180 copiers;

$3,000 × 180

=$540,000

Then

=$1,116,000- $540,000

=$576,000

Suppose the countries of Iceland and Norway set up a free trade area, eliminating all trade barriers between themselves but maintaining tariffs on imports from the rest of the world. Now, Iceland begins to import wool from Norway. However, Iceland had previously been importing wool from England, which produced wool more cheaply than both Iceland and Norway. What is this an example of

Answers

Answer:

Trade Bloc

Explanation:

Trade Bloc is a type of agreement between two sovereign nations in which barriers to trade are either reduced or totally eliminated between the two nations. This type of agreement can either be one agreement between several nations or a part of a regional organization.

So, the example of Iceland and Norway is an example of a trade bloc.

Johan is the manager of CycleUp and has agreed to build a new manufacturing plant in Argentina. He realizes this decision will cause him to shut down a small plant in Ohio, but he decides that since the new facility will cut his operating costs in half, that is worth more than closing a plant employing ten people. Which philosophical approach to ethics does this demonstrate

Answers

Answer: Utilitarian

Explanation:

From the question, we are informed that Johan is the manager of CycleUp and has agreed to build a new manufacturing plant in Argentina and that he realizes this decision will cause him to shut down a small plant in Ohio, but he decides that since the new facility will cut his operating costs in half, that is worth more than closing a plant employing ten people

This is referred to as utilitarianism.

Utilitarianism seeks to make the society as a whole better even though it might comes as an expense to a few individuals for the larger society to enjoy.

A 10-year corporate bond has a 6 percent coupon, a call premium of $60, and a first call date in year 4. Market interest rates are 6.5 percent and are expected to rise for an extended period. If you plan to hold the bond, which yield should you most consider before buying the bond

Answers

Answer:

YTC = 8.3%

Explanation:

you should calculate the yield to call (YTC)

YTC = {coupon + [(call value - market value)/n]} / [(call value + market value)/2]

but we first need to calculate the market value:

PV of face value = $1,000 / (1 + 6.5%)¹⁰ = $532.73

PV of coupons = $60 x 7.18883 (PV annuity factor, 6.5%, 10 periods) = $431.33

market price = $532.73 + $431.33 = $964.06

YTC = {60 + [(1,060 - 964.06)/4]} / [(1,060 + 964.06)/2] = 83.985 / 1,012.03 = 8.3%

On April 30, Jemison Engineering receives a special order for a swing set to be delivered to the customer in a month's time. Jemison purchases a number of items specifically for the construction of the swing set: lumber, chains, railings and paint. According to the matching concept, when will Jemison Engineering record the cost of those special items as a cost of goods sold expense?

Answers

Answer:

When they record the sales revenue related to this special order.

Explanation:

The matching principle of accounting states that you must record revenue and all related COGS at the same time, i.e. when Jamison Engineering records sales revenue, they also must record COGS associated to the sales. Accrual accounting establishes that you cannot record COGS at a prior or later date.

Exhibit 15-3 Potatoes and wheat output (tons per day) Country Potatoes Wheat United States 4 2 Ireland 3 1 In Exhibit 15-3, the United States has an absolute advantage in producing: Group of answer choices

Answers

Answer:

The answer is "Both potatoes and wheat"

Explanation:

The actual value of US production is a productivity gain, which is the value of potatoes and wheat, since it will yield more with a given day than in Ireland. Unless the country has it, otherwise nation A (USA) created the product more for country B (Ireland), the benefit between two commodities. Instead of the national comparative benefit, foreign trade is based on the concept of competitive advantage.

Who may pay for the services of alcoholic beverage in a private club

Answers

Answer:

Members Only

Explanation:

In​ ______ cycle​ theory, fluctuations in both investment and consumption​ expenditure, driven by fluctuations in the growth rate of the quantity of​ money, are the main source of fluctuations in aggregate demand.

Answers

Answer: Monetarist

Explanation:

The monetarist theory is a theory which believes that the changes in the supply of money is the most important factor in the growth of an economy.

In this concept, economic stability can be fostered through targeting the money supply. The theory assume that the fluctuations in both the investment and consumption​ expenditure, which are s a result of the fluctuations in growth rate of the quantity of​ money, are the main source of fluctuations in aggregate demand.

Which best describes a way people can use personal loans? to buy a house to buy a bicycle to pay for college to pay for groceries

Answers

Answer:

c. to pay for college

Explanation:

just took the test

Answer:

C. to pay for college

Explanation:

The nominal exchange rate is about 2 Aruban florin per dollar. If a basket of goods in the United States costs $50, how many florins must a basket of goods in Aruba cost for purchasing-power parity to hold

Answers

Answer:

100 florins

Explanation:

Purchasing Power Parity is a theory which compares currency of different countries through basket of goods. This is a method to compare purchasing power of currencies of different countries. If nominal exchange rate is 2 Aruban florin per dollar and basket of good in United States cost $50 then there must be 100 florins in the basket.

2 Florin per dollar * $50 = 100 Florins.

An increase in household saving causes consumption to a. fall and aggregate demand to increase. b. rise and aggregate demand to increase. c. rise and aggregate demand to decrease. d. fall and aggregate demand to decrease.

Answers

Answer: d. fall and aggregate demand to decrease.

Explanation: When household savings increase, the consumption will fall, as the money which should be spent on consumption such as food, clothing and other products will reduce in other to foster household saving. Also, aggregate demand which is used to measure the total amount of demand for goods and services produced in an economy will also decrease as increase in aggregate demand will inadvertently lead to decrease in household saving.

Therefore, increase in savings requires reduction in spending and demand for products.

Consumption is termed as the process of consuming goods and services by the customers or the households. This is also known as the degree of quantity demanded as it depends on the power of consumption of the individual.

The correct answer is  d. fall and aggregate demand to decrease.

When household savings increase, consumption falls because the money available for consumption, such as food, clothes, and other goods, is reduced in order to encourage household savings.

Furthermore, aggregate demand, which is used to assess the overall degree of consumer spending generated in an economy, would fall since a rise in consumer spending will accidentally result in a drop in household savings.

As a consequence, growing savings necessitates lowering expenditure and product demand.

To know more about the consumption of the individuals, refer to the link below:

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