if you wish to maintain a "4 nines" availability rating, what is the maximum amount of down time you can have per day?

Mr. Naylor invests $19,000 in a money market account at his local bank. It earns 12% annual interest for 11 years. During this period his investment will earn a return of $47,101. Here option D is the correct answer.

Future Value (Compounding Purpose) - Single Cash Flow

Return Earned = PV × [tex](1+ R)^{n}[/tex] – PV

where,

PV = Present Value of Investment = Amount Deposited = $ 19000

R = Rate of Interest = 12%

n = Number of years = 11 years

The money gained or lost on an investment over time is referred to as a return, often known as a financial return. The nominal change in an investment's dollar value over time can be used to describe a return.

Return Earned = 19000 × [tex](1.12)^{11}[/tex] - 19000

Using Table for Future Value Factor of 12% at n = 11,

Return Earned = (19000 × 3.479) - 19000

Return Earned = 66101 - 19000

Return Earned = 47101

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The purpose of the unemployment insurance program in the United States is to compensate employees whose jobs are cut by their employers.The government's single most significant source of assistance for jobless people is the program, which was established by the 1935 Social Security Act.

What is the national program for unemployment insurance?

NATIONAL UNEMPLOYMENT INSURANCE PROGRAM BILL FILED The proposed NUIP also aims to provide workers with assistance during times of unemployment to prevent significant income loss and ensure that consumption levels do not significantly decrease.

Why did the United States establish unemployment insurance?

The Congress established the old-age and unemployment insurance programs in the midst of debate regarding the most effective strategies for addressing poverty in old age and unemployment.The unemployment insurance program, like the old-age insurance, was included in the 1935 Social Security Act's legislative package.

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That appear even though and advertiser is not paying for them are called Walsh-Healy Public Contracts Act of 1936 and the Davis-Bacon Act of 1931.The Walsh Healey Public Contracts Act was passed to provide minimum salaries.

Working hours, and safety and health requirements for government.According to the Davis Bacon Act, government contractors are required to pay their staff a remuneration that is equal to the going rate for the area.Customer Query means a request to FNB by or on behalf of a customer or prospective customer, for information or advice regarding a product or service provided or offered by FNB, or to an agreement with FNB Bank’s products, services or related processes, or to carry out a transaction or action in relation to any such product or service. Where a customer, non-FNB customer or potential customer is expressing doubt, or needs clarity on the validity or accuracy of information.

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Divide the entire revenue for the firm from the previous year by four. then determine 30% of that sum.

Taxes are required payments given to individuals or enterprises by a government agency, whether local, state, or federal. Public infrastructure and facilities like roads and schools, as well as programs like Medicare and Medicaid, are all funded through tax dollars.

Taxation refers to all forms of imposed financial obligations, such as income taxes, taxes on capital gains and estate taxes. Although "taxation" may relate to both an action and a word, the resulting money is most frequently mentioned when the phrase is employed.

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Answer:

b. 15%

Explanation:

IRR is the discount rate that equates the after tax cash flows from an investment to the amount invested.

IRR can be calculated using a financial calculator:

Cash flow in year 0 = -$1,200,000

Cash flow each year for 3 years =  $534,283

IRR = 15%

To find the IRR using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. After inputting all the cash flows, press the IRR button and then press the compute button.

What is IRR?

In financial analysis, the internal rate of return (IRR) is a statistic used to calculate the profitability of possible investments. IRR is a discount rate that, in a discounted cash flow analysis, reduces all cash flows' net present values (NPV) to zero.

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Primarily based on information from a large insurance employer.

67% of all damage liability claims are made by using people under the age of 25.

Insurance of unmarried people under the age of 25 is higher than the countrywide percentage mentioned by using the insurance employer.

Coverage businesses are economic intermediaries which offer direct coverage or reinsurance services, imparting financial protection from possible hazards in the destiny.

Economics is the observe of shortage and its implications for the use of sources, manufacturing of products and services, increase of manufacturing and welfare through the years, and a super form of different complicated problems of critical difficulty to society.

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The given statement is True.  For the same basket of products and services, higher prices necessitate greater financial outlay. The cost of borrowing money, or the interest rate, rises in response to the rising demand for money.

In response to higher interest rates, businesses reduce expenditure because investments become less profitable. When prices rise, the aggregate demand curve moves downward because consumers and foreigners likewise reduce their spending.

The aggregate demand curve can be changed by other policy instruments as well. The Federal Reserve, for instance, has an impact on loan availability and interest rates.

Higher interest rates have the tendency to discourage borrowing, which lowers both family expenditure on expensive products like homes and vehicles as well as company investment spending. Conversely, lower interest rates will increase demand for investments and consumer goods. Exchange rates and interest rates can both have an impact on aggregate demand's export and import components.

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Hierarchical is the most appropriate term to describe organisation structure that are defined by democracy and inclusive management methods.

The process of completing the labor or task necessary for accomplishing an organization's goals in the most efficient and efficient way is referred to that as management. The management functions are implied by the process. Planning, organizing, staffing, directing, as well as managing are therefore involved.

A manager's job is to give all efforts to achieving organizational objectives general guidance and leadership. Increasing productivity by proper coordination, organizing, managing, and directing, management contributes to the business's increased efficiency.

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The flexible budget performance report directs management's attention to areas where:

A management report called a flexible budget performance report contrasts the period's actual revenues and costs with those projected based on the actual sales volume.

The flexible budget is a useful tool for assessing the performance of managers since it adjusts itself based on activity levels; the budget should nearly match expectations at any number of activity levels.

A flexible budget can be used to improve performance evaluations since it adapts to changes in activity levels and follows anticipated expense trends.

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Oil prices are denominated in terms of Dollars in international commodities markets.

The entire number of market participants in the region or neighborhood under consideration is referred to as the market. Earth, as well as several nations, regions, states, and cities, may be the subject. The worth, expense, and cost of the goods traded depend on the buyers and sellers in the market.

Any location where producers, retailers, or distributors sell and customers buy is a market. Websites, main streets, and stores are a few examples. The phrase may also be used to describe all customers who purchase a product or service. Market-based businesses frequently face competition from other businesses.

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SD refer to a measure of how spread out the data are about the mean. A low standard deviation means that the data are clustered around the mean, and a high standard deviation means that the data are more scattered.

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suppose that the required reserve ratio is 8.00 % so Money Multiplier= 1/ Reserve Ratio = 1/0.08=12.5.

Money multiplier is a phrase in monetary economics that refers to the phenomena of producing money in the economy through credit creation under the fractional reserve banking system. The monetary multiplier is another name for money multiplier. It is the greatest extent to which changes in the quantity of money deposits can alter the money supply. Commercial banks exhibit the money multiplier effect when they receive deposits and, after retaining a fixed amount as a reserve, distribute the money as loans to infuse liquidity into the economy.

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Syncretism is the blending of several beliefs—even those that appear to be at odds with one another—into a fresh, unified whole. insofar as it mediates overlapping frameworks, responds to globalisation.

As Syncretism "weapon of the weak," James C. Scott refers to the tactics used by oppressed groups to resist without directly confronting their globalisation. Small farmers and craftspeople who have been impacted by these policies can receive help from socially concerned consumers by purchasing "fair trade" products. Vendors must agree to a "fair" price in order to receive fair trade certification; this price will be increased if the world market price increases over the fair trade level.

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Because of their significance, the strategic planning pyramid places the mission and vision at the top.

What is the pyramid of strategic planning?

A strategic planning pyramid is a visual aid for elaborating a business plan's top-to-bottom goals.You may be able to plan the steps necessary to achieve the company's vision with the assistance of this straightforward strategy.

Which level of strategy is at the top of the pyramid?

Corporate-level strategy Despite its position at the top of the hierarchy, we begin this article by describing business-level strategy.

What is strategic plannings vision and mission?

Keep in mind that your goal is the vision.A mission is a broad declaration of your plan for achieving your vision.A series of ways to use the mission to achieve the vision is called a strategy.Statements of what needs to be done to implement the strategy are goals.

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Optionn D is correct. According to the National Center for Biotechnology Information (NCBI), harm prevention is described as “activities to prevent, ameliorate, treat, and/or decrease injury-related disability and death.

Three such efforts are aimed at stopping injury-producing events from occurring: mandating child-resistant packaging for prescription pills and other hazardous substances, regulating faucet water temperature through presetting a secure hot-water heater temperature at the factory, and graduated licensing.

One of the quality approaches to stop an damage is to maintain your body loose and limber. To do this, add flexibility workouts into your routine. “The extra bendy your body is, the greater range of action you have and the much less injury-prone you become,” Travers says. Yoga is a great way to enhance your flexibility

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Accounting for multiplatform and nonlinear tv viewing important change to ratings systems have many broadcasters demanded, in order to present a fuller picture of a show's total audience.

For what reason are evaluations essential to television?

Evaluations successfully characterize the number of individuals that tuned in against assumptions - a kind of 'crowd meter. ' Evaluations have customarily been utilized by Broadcasting companies to show promoters the degree of commitment their programming accomplishes, presenting a more prominent defense in dealings while selling promotion spaces.

How are not set in stone?

In numerous nations, including the US, the Nielsen Organization involves in-house gadgets that track the survey propensities for large number of individuals. These numbers address what normal individuals of a specific age and orientation watch, which then demonstrates the quantity of watchers who most likely watch a specific show.

What was the essential justification behind the breakdown of the TV sponsorship framework?

Early TV, as early radio, had just a single publicist that normally supported a solitary program. Especially after the test show outrages of the last part of the 1950s had uncovered the risk of such a plan of action, the organizations disposed of that configuration and changed to numerous enterprises buying plugs.

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The process of using a strand of DNA as a template to create a strand of pre-MRNA is referred to as transcription.

The process of gene expression starts with transcription. Making an RNA molecule requires duplicating the DNA sequence of a gene. RNA polymerases are enzymes that carry out transcription by joining nucleotides to create an RNA strand (using a DNA strand as a template).

The nucleus is where transcription happens. An RNA (mRNA) molecule is created using DNA as a template. An mRNA strand that is complementary to a DNA strand is created during transcription.

Transcription and translation are the processes by which DNA is converted into RNA and used to make proteins, respectively.

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2 clients of the broker have invested in both mutual funds and municipal bonds according to the given question.

A particular kind of financial vehicle known as a mutual fund combines investor funds with a single investing objective. The money are then invested in a variety of asset types, including equities and bonds, according on the scheme's objectives. An asset management firm makes these investments on the investors' behalf (AMC).

Mutual funds may be a worthwhile investment for those looking to diversify their investments. Determine whether investing in mutual funds is the best decision for you. Mutual funds offer diversification and convenience at a low cost, but whether you should invest in them depends on your unique situation.

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True, strategic cost management refers to an externally focused process of analyzing costs in terms of the overall supply chain.

A supply chain is a network that connects all of the people, organizations, resources, activities, and technology involved in the manufacture and sale of a product. A supply chain includes everything from the delivery of raw materials from a supplier to a manufacturer to the final delivery to the end user.

The steps may include sourcing raw materials, transporting them to production, and then transporting the finished products to a distribution center or retail store for delivery to the consumer.

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We can't reach any conclusions about the government budget result of either Germany or Japan for the year of 2019.

A budget is a calculating plan, typically financial but not necessarily, for a specific time frame, typically one year or one month. Predicted sales and revenue amounts, resource quantities, environmental impacts, other impacts, assets, liabilities, and cash flows are all possible inclusions in a budget.

Budgets are a quantitative way for businesses, governments, families, and other groups to articulate their strategic plans of action. In a budget, planned expenses are expressed together with suggestions for how to fund them. A budget might show a surplus of resources for later use or a deficit if expenses are greater than income or other resources.

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Both countries had large dollar-denominated debts exacerbating factor did Mexico's Tequila Crisis have in common with the Argentine crisis of 2002.

The 1917 Constitution, which was inspired by the Mexican Revolution, established the separation of church and state, government ownership of the subsurface, communal organizations' ownership of land, the right of workers to organize and strike, among many other goals.

Currency value declines. Government yields decline, discouraging foreign investment and lowering demand for that nation's currency.

Its main repercussions included widespread populace engagement in opposing factions, opposition from peasants, workers, Indians, and mestizos, a horrific civil war that lasted ten years, and some reform and stability with the Constitution of 1917 at the very end.

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Complete Question:

In 1994, the Mexican peso declined against the US dollar by 37% during the so-called Tequila Crisis. What exacerbating factor did Mexico's Tequila Crisis have in common with the Argentine crisis of 2002?

Fiscal policy is the long-term process through which an economy recovers from a downturn and returns to its potential GDP without any direct involvement from the government.

Tax reductions and increased government expenditure are the two primary manifestations of expansionary fiscal policy. Both of those regulations aim to raise the demand for mixtures while reducing budget surpluses or adding to deficits. The method through which the government modifies its spending and sales in order to influence the larger financial system is known as financial coverage. The government may influence the economy by changing its level of expenditure and tax revenue, which can either increase or decrease financial interest in the short term.

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External failure costs when the defect is discovered after it has reached the customer. This is the most expensive category of quality costs. Examples include product returns, repairs, warranty claims, lost reputation, and lost business.

recognition is a ubiquitous, spontaneous, and pretty green mechanism of social control.[2] it's far a subject of look at in social, control,[3] and technological sciences.[4] Its impact tiers from competitive settings, like markets, to cooperative ones, like corporations, corporations, institutions and communities. furthermore, reputation acts on special degrees of organisation, individual and supra-character. at the supra-person stage, it worries businesses, groups, collectives and abstract social entities (which include companies, organizations, agencies, international locations, cultures or even civilizations). It affects phenomena of different scales, from normal life[5] to relationships among countries. reputation is a fundamental instrument of social order, based upon dispensed, spontaneous social manipulate.

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The net present value, in that case, is more than $10,000 and less than or equal to $25,000. Option B.

Present value is the present value of a future amount of money or cash flow given a particular rate of return. Present value on the other hand is the difference between the present value of cash inflows and the present value of cash outflows over a period of time.

Net Present Value is used to calculate the present value of future cash flows from a business project or investment. Calculating NPV involves estimating the timing and amount of future cash flows and choosing a discount rate that corresponds to the minimum acceptable rate of return. NPV is calculated as the sum of discounted cash flows. Here, the multi-year benefits minus the costs are discounted by a percentage.

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The Start-Up's ratio of market value to book value is 2.

The Start-Up's ratio of market value to book value if the firm can earn only a rate of return of 10% on its investments is 0.

Market value refers to the cost at which an asset would trade in a competitive auction setting. Market value is frequently used in interchangeably with open market value.

Firm reinvest half of earnings. So plowback ratio will be 50%.

Book value is $210. Then we calculate the value of earnings.

Earnings = Book value x return on equity

Earnings = $210 x  20% = $42

Then, we calculate the dividens

Dividens = Earnings x ( 1 -  plow back ratio)

Dividens = $42 x ( 1 - 0.50)

Dividends = $21 million

Therefore we compute the growth rate:

Growth rate = return on equity x plow back ratio

Growth rate = 20% x 0.50

Growth rate = 10%

The market value = Dividens/Return - Growth rate

The market value = $21/0.15 - 0.10 = $420 million

Ration between market value and book value = $420 : $210 = 2

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When a shift in aggregate supply occurs, rational expectations hold that its impact on output and employment will only be temporary.

Shifts withinside the quick run mixture deliver curve are because of modifications in inflationary expectancies; modifications in employee pressure and capital inventory availability; modifications in authorities action (now no longer similar to authorities' expenditure); modifications in productivity; and deliver shocks.

When a shift in mixture calls for occurs, humans and agencies with rational expectancies will recognize that its effect on output and employment may be temporary, at the same time as its effect at the charge degree may be permanent.

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C. treasury bills, long-term treasury bonds, stocks is the correct ranking from least risky to most risky.

Stock consists of all the shares by using which ownership of a agency or enterprise is split. A unmarried share of the stock means fractional ownership of the employer in share to the total range of shares.

Stocks constitute ownership in a publicly traded agency. while you purchase a agency's stock, you turn out to be part-owner of that employer. as an example, if a organisation has 100,000 shares, and also you purchase 1,000 of them, you very own 1% of the business enterprise.

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In preparing a cash flow statement , the ranking of the steps will be computing the net increase or decrease in cash and the final step will be computing the net cash flow by combining net cash provided.

A cash flow statement's goal is to give a thorough account of what happened to a company's cash over a given time period, also referred to as the accounting period. Based on how much money is coming into and going out of the company, it shows how well a company can operate both short- and long-term.

An entity's cash flow statement (CFS) contains important data. It displays the flow of cash into and out of a business. It aids shareholders and investors in comprehending how much cash a corporation is generating and spending.

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Exchange permission is the right granted to shareholders of mutual funds to switch their investment from one fund to another within another fund family.

A cornerstone is a pool of funds dedicated for a certain purpose. A fund may be established to fulfill a number of goals, including the launch of a particular civic center by the local government, the giving of educational scholarships, or the settlement of customer claims through an insurance company.

Funds are cooperative investments that help you diversify your total risk by pooling your money and the investment of other investors and investing it in a variety of underlying businesses.

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Gary is putting in extra effort because his boss assured him of a bonus if he meets his objective. This is the perfect illustration of extrinsic motivation. Extrinsic motivation is significant because it can be a useful tool for changing behaviour.

Extrinsic motivation is when someone is motivated by rewards or other factors, such as praise, fame, or money. This type of motivation is not driven by internal forces like intrinsic motivation. Extrinsic incentive includes things like getting paid to complete a task. The most fundamental distinction is between extrinsic and intrinsic drive, or doing something because it results in a separate outcome and doing something because it is intrinsically interesting or enjoyable. Extrinsic motivation is characterized as an incentive to engage in an activity based on achieving an external goal, winning a competition, gaining acclaim and approval, or receiving a prize or cash.

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