if a credit life policy lapses for nonpayment before the debt is satisfied., with how many days must the creditor either refund the premium paid or apply it against the debt?

Answers

Answer 1

Answer:

60 days.

Explanation:

A credit life policy is a type of life insurance policy that pays an outstanding debt being owed by a borrower in the event that the he or she dies, is maimed or permanently disabled, critically ill or when he loses his job. Generally, the premium or face value on the credit life policy decreases proportionately with an outstanding loan amount as its is being paid off over time until they both (debt and premium) reaches a zero value.

A credit life policy is more expensive than other regular life insurance policy and is commonly used on mortgage and auto loans.

According to the insurance regulations, if a credit life policy lapses for nonpayment before the debt is satisfied, within 60 days the creditor must either refund the premium paid or apply it against the debt.


Related Questions

Faith caught an employee putting a case of 1,000 single-serving tea bags in his car. Not wanting to create a scene, Faith smiled and said, "I don’t think you’re putting those tea bags on the right shelf. Don't they belong inside the coffee shop?" The employee returned the tea bags to the stockroom. I with Faith's method of handling this situation because she has the internal control principle of safeguarding of assets. b. Gibraltar Coffee Shop has one cash register. Prior to Faith’s joining the coffee shop, each employee working on a shift would take a customer order, accept payment, and then prepare the order. Faith made one employee on each shift responsible for taking orders and accepting the customer’s payment. Other employees prepare the orders. I with Faith's method of handling this situation because Faith has the internal control principle of assignment of responsibility and the internal control principle of segregation of duties. c. Because only one employee uses the cash register, that employee is responsible for counting the cash at the end of the shift and verifying that the cash in the drawer matches the amount of cash sales recorded by the cash register. Faith expects each cashier to balance the drawer to the penny every time—no exceptions. I with Faith's method of handling this situation because Faith has the internal control principle of segregation of duties.

Answers

Answer and Explanation:

a. I oppose with Faith's way of dealing with this situation as it has not accompanied the principle of internal asset protection control. Stealing is a major concern. An employee who can explain carrying a box of tea bags is likely to warrant "borrowing" money from the cash register.

b. I agree to Faith's method of dealing with this situation since Faith accompanied the principle of internal control of task of responsibility by trying to make one employee responsible for the cash drawer and accompanied the principle of internal control of segregation of duties i.e order preparing from accounting i.e taking orders and payment

c. I disagree with Faith's method of dealing with this situation, as Faith has not accompanied the principle of internal control of separation of duties. It is valid that faith has rendered one employee responsible but for successful internal control after cash counting another employee or Faith itself removes the cash register tape and contrasts the balance with cash drawer. Faith's specification of no mistakes can also motivate the cashiers to overpay a few customers to absorb any possible cash drawer shortfalls.

Voltanis Corp. has preferred stock outstanding that will pay an annual dividend of $3.81 every year in perpetuity. If the stock currently sells for $98.31 per share, what is the required return

Answers

Answer:

3.9%

Explanation:

Annual dividend = $3.81

Current stock = $98.31 per share

Required return is the return on the investment which has been made by the shareholders of the company.

The Required return is calculated by the using the formula below:

Expected dividend per share divided by the Price per share

= 3.81 divided by 98.31

= 0.03875 x 100

= 3.9% after rounding up

A line of credit can be either a formal or an informal agreement between a borrower and a bank regarding the maximum amount of credit the bank will extend to the borrower during some future period, assuming the borrower maintains its financial strength.A. True
B. False

Answers

Answer:

A. True

Explanation:

The line credit is a loan in which the limit is set by the bank. It can be in formal or an informal agreement which is done between the financial institution and borrower.

In this,  the time period is mentioned at which the borrower returned back the money also the borrower paid the interest to the bank it also maintained the financial position of the borrower

Hence, the given statement is true

Mrs. Simpson is saving for her retirement. If she makes a payment of $1,000 at the end of each month for 15 years and earns a rate of 5.25% compounded 12 times per year, how much will she have in her retirement account when she is ready to retire

Answers

Answer:

$272,942.36

Explanation:

The formula for calculating future value = A (B / r)  

B = [(1 + r) ^mn] - 1

FV = Future value  

P = Present value  

R = interest rate

m = number of compounding per month

N = number of years  = 0,0525 /12 = 0,004375

$1,000  (1.004375)^180 - 1 /  0,004375 =$272,942.36

If a corporation purchases a lot and building and subsequently tears down the building and uses the property as a parking lot, the proper accounting treatment of the cost of the building would depend on

Answers

Answer: the intention of management for the property when the building was acquired.

Explanation:

From the question, we are informed that if a corporation buys a lot and building and then tears down the building and then uses the property as a parking lot.

It should be noted that based on the above situation, the proper accounting treatment of the cost of the building would depend on the management's intention regarding the property when they bought the building.

McLin, Inc., is a calendar year S corporation. Its AAA balance is zero. Determine the tax aspects of the following transactions. If an amount is zero, enter "0". a. McLin holds $90,000 of AEP. Tobias, the sole shareholder, has an adjusted basis of $80,000 in his stock. Tobias is paid a $90,000 salary. Ignore the 20% QBID.

Answers

Answer:

$10,000

Explanation:

Given that:

McLin holds $90,000 of AEP,  this implies what is salary is made of;

Tobias, the sole shareholder, has an adjusted basis of $80,000 in his stock.

Tobias is paid a $90,000 salary income.

Ignore the 20% QBID

We are to determine the  tax aspects of the  transactions

Since the company receives a  $90000 for salary expense. Thus Tobias basis is zero, then :

The tax aspect of the transaction  is : ($90000 - $80000)

The tax aspect of the transaction = $10,000

When a price ceiling is in effect:_______
a. there is no competition for goods.
b. demanders compete for goods in short supply by accepting reductions in quality.
c. suppliers compete for customers by inefficiently raising quality levels.
d. suppliers have an incentive to provide really good customer service.

Answers

Answer:

i got answer c

(i took the test)

The demand curve of a monopolistically competitive firm is _________________ than that of a perfectly competitive firm. g

Answers

Downward sloping ; more elastic.

Ann transferred land worth $200,000 with a tax basis of $40,000 to Brown Corporation, an existing entity, for 100 shares of its stock. Brown Corporation has two other shareholders, Bill and Bob, each of whom holds 100 shares. With respect to the transfer:

Answers

Answer:

Ann has a bias of $200,000 in her 100 shares in Brown Corporation.

Explanation:

The full question is as follows;

Ann transferred land worth $200,000 with a tax basis of $40,000, to Brown corporation, an existing entity, for 100 shares of its stock. Brown corporation has two other shareholders, Bill and Bob, each of whom holds 100 shares. With respect to the transfer: a. Ann has no recognized gain. b. Brown Corporation has a basis of $160,000 in the land. c. Ann has a bias of $200,000 in her 100 shares in Brown Corporation. d. Ann has a basis of $40,000 in her 100 shares in Brown Corporation. e. none of the above.

Answer

Ann has a bias of $200,000 in her 100 shares in Brown Corporation.

Explanation

From the question, we can see that Ann traded 200,000 worth of asset for 100 shares.

What this means is that the basis of her shares will be 200,000

We can also see that a capital gain of 160,000 is recognized. The capital gain is recognized because the land which was traded has a basis of 40,000 for 200,000. This makes it taxable due to the capital gain.

Hence, the land will enter Brown Corporation as 200,000 and not 160,000

Which one of the following reports helps track past due bills and bills that are due shortly? Multiple Choice Accounts Payable Aging Summary Customer Aging Summary Accounts Receivable Aging Summary Vendor Aging Report

Answers

Answer:

Accounts Payable Aging Summary

Explanation:

The account payable aging summary refers to the summary of the past due bills and the bills which are due shortly. It shows the amount which we have to pay in the prescribed time limit i.e 30 days 45 days etc

Therefore the reports which is needed to track the past due bills and that are due shortly we called as the account payable aging summary

Hence, the first option is correct

Harvey quit his job at State University, where he earned $45,000 a year. He figures his entrepreneurial talent or forgone entrepreneurial income to be $5,000 a year. To start the business, he cashed in $100,000 in bonds that earned 10 percent interest annually to buy a software company, Extreme Gaming. In the first year, the firm sold 11,000 units of software at $75 for each unit. Of the $75 per unit, $55 goes for the costs of production, packaging, marketing, employee wages and benefits, and rent on a building. The explicit costs of Harvey's firm in the first year were

Answers

Answer:

The explicit costs of Harvey's firm in the first year were $605,000

Explanation:

According to the given data we have the following:

In the first year, the firm sold 11,000 units of software

$55 goes for the costs of production, packaging, marketing, employee wages and benefits

Therefore, in order to calculate explicit costs of Harvey's firm in the first year we would have to make the following calculation:

explicit costs of Harvey's firm= units of software sold*costs of production, packaging, marketing, employee wages and benefits

explicit costs of Harvey's firm=11,000*$55

explicit costs of Harvey's firm=$605,000

The explicit costs of Harvey's firm in the first year were $605,000

You want a seat on the board of directors of Red Cow, Inc. The company has 210,000 shares of stock outstanding and the stock sells for $84 per share. There are currently 4 seats up for election. The company uses straight voting. How much will it cost you to guarantee that you will be elected to the board

Answers

Answer:

It will cost $3,528,084 to guarantee that you will be elected to the board

Explanation:

We will use following formula to calculate the share to be controlled for guarantee.

Shares to be controlled = [ ( S x N ) / ( D + 1 ) ] + 1

Where

S = Numbers of shares = 210,000 shares

N = Numbers of directors to be appointed = 1

D = Total number of directors to be elected = 4

Placing values in the formula

Shares to be controlled = [ ( 210,000 x 1 ) / ( 4 + 1 ) ] + 1

Shares to be controlled = [ 210,000 / 5 ] + 1

Shares to be controlled = 42,000 shares + 1 share

Shares to be controlled = 42,001 shares

Selling Price per share = $84

Total Cost = 42,001 x $84 = $3,528,084

Alden Corp. has the following balances as of December​ 31, 2019:Total Assets $90,000Total Liabilities 60,000Total Equity 30,000Calculate the debt to equity ratio.​ A. 0.64.B. 0.92.C. 1.56.D. 256.

Answers

Answer:

2.00

Explanation:

Calculation of the debt to equity ratio

Using this formula

Debt to equity ratio= Total liabilities/Total Shareholders equity

Where,

Total liabilities=60,000

Total Shareholders equity =30,000

Let plug in the formula

Debt to equity ratio=60,000/30,000

Debt to equity ratio =2.00

Therefore debt to equity ratio will be 2.00

Explain the concept of fraud in organizations as emerging ethical issues. Give example of an organization who have done fraud and being convicted.

Answers

Xhhddbbdbdn;!!;!;!;!bbdndbfn

In Sheridan Company, the Cutting Department had beginning work in process of 8800 units, transferred out 25300 units, and had an ending work in process of 5000 units. How many units were started by Sheridan during the month?

Answers

Answer:

The  units were started by Sheridan during the month is 21500 units

Explanation:

The units started in the month can be derived from the below formula:

units started =units completed-beginning work-in process+ending work-in process

units completed  and transferred out=25300 units

beginning work-in process is  8800 units

ending work-in process is 5000 units

units started=25300 units-8800 units+5000 units=21500  units

1) Why is the healthcare industry perceived as being less proactive than other industries in the area of computerized information systems? How can this perception be changed? 2) How are the concepts of EDI, e-commerce, and e-health interrelated? 3) What is driving the increased use of computerized care protocols in healthcare? 4) What is public key infrastructure, and why is it receiving so much attention within the healthcare industry? 5) Why is strategic planning for information systems important to organizations in today’s healthcare environment? What risks are associated with not having an IS plan? 6) What is the relationship between strategic information systems planning and the systems development life cycle?

Answers

Answer:

All the answers to questions are given below:-

Explanation:

Answer1):- Its healthcare sector involves providing quality healthcare services to consumers and patients, invests throughout the production of new tools and innovations that promote medical services and provide opportunities to the community area. It makes computerized information system development to be non-core competency for the healthcare industry. It makes the healthcare industry less proactive in its development, because the quality of healthcare services may not improve. The computerized information system, however, offers transparency, electronic reporting, and data exchange that typically benefits patients or customers rather than service providers. It also makes the industry less competitive but the trend is evolving and it is also being implemented proactively by organizations.

You can shift your view with the following initiatives: -

Bypassing a regulation to make computerized information system compulsory for the organizations in the industry within their organization. Establish a centralized information system and make another organization to connect it to the centralized system that the government agencies will monitor with their data. Encouraging the industry to also provide facilities in remote areas that require the computerized information system to process data rapidly. Spreading awareness and convincing organizations about the importance of transparency, ethical behavior, safe and rapid information processing through the information system.

Answer2):- EDI, e-commerce, and e-health definitions are interrelated, as explained below:-

Together this electronic information focuses on business transactions. The numerical research can be carried out by means of EDI, e-commerce, and e-health. So that this helps to grasp the analysis of the possibilities. The creation of software can be done which leads the company to save its data and information through EDI, e-commerce, and e-health. Technology and innovation could well impact through to the achievement of EDI, e-commerce, and e-health integration.

Answer3):-  Increased use of computerized health-care protocols is:-

Precision and accuracy:-The computer-based protocol is better than human and manual work because it does the work with the necessary accuracy (the right solution) and consistency (the same result every time). This means that the treatments for every patient seeking treatment are the same. The facility will begin work on six sigma levels early. Doing the right thing at right time, every time:- Since devices that are backed up by computers and associated protocol have an attached server, they can produce a lot of customer-related data, thereby helping to have the best solution at all times. No human error:- Computer-based systems can function without human interference hence the human error is not involved. Since this idiosyncratic risk is now minimized the process waste will be reduced and the efficiency will be increased. Continuous control mechanism:- The computer-based protocols can track the patient's progress in a better way and can intimate the caregiver to take appropriate action if and when necessary. This ensures that quality treatment is provided. The lower cost involved:- Initially, computer-based protocols have to be installed and thus have a fixed one-time cost, unlike monthly care costs such as carers' salaries.

Answer4):- It's the public key infrastructure that is a structure used only to create, store, and distribute certificate authority to confirm that a particular biometric system belongs to a specific entity.

Healthcare providers often need medicine and direct information about health. Medical conditions among patients and families are often a cause of pride anxiety. To provide outstanding patient service, medical service professionals must always see their clients as individual beings.

Answer5):- Information systems are important in today's world for any organization. This makes the work quick, unified, and straightforward, allowing efficient execution of the tasks and achieving the goals. Similarly, there are many roles in a health-care organization that require the help of a framework for string information systems.  

Failure to have an IS plan can result in errors or complete implementation failure of an IS network. The IS forum is useless unless properly understood and implemented. Therefore the tasks performed by the healthcare environment information system can only be effectively performed if it has a plan based on it.

Answer6):- Strategic Information System is an information system designed to ensure the seamless flow of information between the different entities of an organization. This offers the other companies a profitable Adventure.

The systems development life cycle (SDLC), is used to model or include a technical and non-technical structure for providing a quality program that meets or exceeds market expectations.

Assume that Pope Enterprises held a $10,000, 10 percent, six-month note signed by Mary Drew. On December, 1, 2015, the maturity date, Drew dishonored the note. At this point, Drew owes a total of $10,500, which is comprised of the principal of $10,000 plus interest in the amount of $500 (or $10,000 x 10% x 6/12). Prepare the December 1 entry for Pope by selecting the account names and dollar amounts from the drop-down menus. If there are multiple debits or multiple credits, please enter the account titles in alphabetical order.

Answers

Answer:

Prepare the December 1 entry for Pope:

Dr Accounts receivable 10,500

    Cr Notes receivable 10,000

    Cr Interest receivable 500

Since the note was dishonored, it must be turned into an account receivable. The new account receivable must include the accrued interests on the note.

Consider the following conditions for an item used in the Hess Company's manufacturing process:

On-hand inventory: 40 units
Open orders (scheduled receipts): 100 units
Backorders: 60 units

Required:
What is Hess's inventory position for this item?

Answers

Answer: 80 units.

Explanation:

Hess's inventory position for this item refers to how much inventory is on order in addition to how much inventory has been ordered. There will usually be backorders and those will need to be accounted for as well.

The Inventory Position for this item can be calculated with;

Inventory Position = Open order ( scheduled receipts) + On hand inventory - Back-orders

Inventory Position = 100 + 40 - 60

Inventory Position = 80 units.

The balance sheet provides a snapshot of the financial condition of a company. Investors and analysts use the information given on the balance sheet and other financial statements to make several interpretations regarding the company's financial condition and performance. Cute Camel Woodcraft Company is a hypothetical company. Suppose it has the following balance sheet items reported at the end of its first year of operation. For the second year, some parts are still incomplete. Use the information given to complete the balance sheet. Cute Camel Woodcraft CompanyBalance Sheet for Year Ending December 31 (Millions of Dollars) Year 2 Year 1 Year 2 Year 1 Assets Liabilities and equity Current assets: Cash and equivalents Accounts rece vable Inventories Total current assets Net fixed assets Net plant and equipment Current liabilities: $2,767 Accounts payable $0 176 996 $0 1,266 3,712 8,437 1,013 Accruals 2,970 Notes payable $6,750 Total current liabilities 937 $937 2,813 $3,750 Long-term debt 3,515 8,250 Total debt $4,687 Common equity: Common stock Retained earnings 9,141 7,313 3,937 Common stock Retained earnings Total common equity 9,141 7,313 Y 3,937 11,250 $15,000 $14,063 Total assets $18,750 15,000 Total liabilities and equity $18,750 Given the information in the preceding balance sheet-and assuming that Cute Camel Woodcraft Company has 50 million shares of common stock outstanding-read each of the following statements, then identify the selection that best interprets the information conveyed by the balance sheet.
Cute Camel's pool of relatively liquid assets, which are available to support the company's current and future sales, decreased from Year 1 to Year 2
This statement is,_________ because:
A) Cute Camel's total current asset balance actually increased from $6,750 million to $8,437 million between Year 1 and Year 2
B) Cute Camel's total current liabilities balance decreased by $1,687 mililion between Year 1 and Year 2
C) Cute Camel's total current liabilities balance increased from $1,013 million to $1,266 million between Year 1 and Year 2

Answers

Answer:

1. Year 2 Cash and Cash Equivalents = Current Assets - Accounts Receivable - Inventories

= 8,437 -  1,266 - 3,712

= $3,459

2. Year 2 Net Plant & equipment = Total assets - Total current assets

= $18,750 - 8,437

= $10,313

3. Year 2 Total current liability = Accruals + Notes Payable

= $176 + 996

= $1,172

4. Year 2 Retained earnings = Total Common Equity - Common Stock

= $14,063 - 9,141

= $4,922

5. This statement is False because:

A) Cute Camel's total current asset balance actually increased from $6,750 million to $8,437 million between Year 1 and Year 2

Current Assets are a pool of relatively liquid assets, which are available to support the company's current and future sales and they increased from Year 1 to 2.

Snapshot of balance sheet.

The balance sheet is a financial and accounting system the provides a summary of the financial conditions, that is balance of the individual and the organization. May be made for sole proprietorship or partnership.

The answer to the statement is cute carmel total C.A increased between 1 and 2 year.

The balance sheet gives us information regarding the company. Both th investors and the analyst of the cute Carmel woodcraft company use it for accessing their performance.The sheet is made for the first and the second year basis. Year 2 the Cash and Cash Equivalents = Current Assets - Accounts Receivable - Inventories. Hence equals $3,459Next the both years Net Plant & equipment = Total assets - Total current assets  Thus is $10,313. Thus Total CL = Accruals + N.Payable = $1,172. A 2 Retained earnings = Total Common Equity - Common Stock = $4,922.

Hence the option A is correct.

Learn more about the balance sheet.

brainly.com/question/16776658.

Acme Manufacturing Corporation pays an annual dividend rate of 11.40% on its preferred stock that currently returns 15.28% and has a par value of $100.00 per share. What is the value of Acme’s preferred stock?

Answers

Answer:

The value of Acme’s preferred stock is $74.61

Explanation:

Dividend = 11.40% * $100

Dividend = $11 .40

Return =  

Value of stock = Dividend / Return

Value of preferred stock = $11.40 / 15.28%

Value of preferred stock = $74.60732

Value of preferred stock = $74.61

The Martinez Company has just completed a physical inventory count at year end, December 31, 2022. Only the items on the shelves, in storage, and in the receiving area were counted and costed on the FIFO basis. The inventory amounted to $81,600. During the audit, the independent CPA discovered the following additional information: There were goods in transit on December 31, 2022, from a supplier with terms FOB destination, costing $9,800. Because the goods had not arrived, they were excluded from the physical inventory count. On December 27, 2022, a regular customer purchased goods for cash amounting to $1,150 and had them shipped to a bonded warehouse for temporary storage on December 28, 2022. The goods were shipped via common carrier with terms FOB shipping point. The customer picked the goods up from the warehouse on January 4, 2023. Martinez Company had paid $575 for the goods and, because they were in storage, Martinez included them in the physical inventory count. Martinez Company, on the date of the inventory, received notice from a supplier that goods ordered earlier, at a cost of $3,500, had been delivered to the transportation company on December 28, 2022; the terms were FOB shipping point. Because the shipment had not arrived on December 31, 2022, it was excluded from the physical inventory. On December 31, 2022, there were goods in transit to customers, with terms FOB shipping point, amounting to $760 (expected delivery on January 8, 2023). Because the goods had been shipped, they were excluded from the physical inventory count. On December 31, 2022, Martinez Company shipped $2,400 worth of goods to a customer, FOB destination. The goods arrived on January 5, 2023. Because the goods were not on hand, they were not included in the physical inventory count. Martinez Company, as the consignee, had goods on consignment that cost $2,700. Because these goods were on hand as of December 31, 2022, they were included in the physical inventory count.

Answers

Answer:

the correct balance for the inventory account should be $81,600 + $2,625 = $84,225

Explanation:

There were goods in transit on December 31, 2022, from a supplier with terms FOB destination, costing $9,800. Because the goods had not arrived, they were excluded from the physical inventory count. ⇒ CORRECT, NO ADJUSTMENT NEEDED

On December 27, 2022, a regular customer purchased goods for cash amounting to $1,150 and had them shipped to a bonded warehouse for temporary storage on December 28, 2022. The goods were shipped via common carrier with terms FOB shipping point. The customer picked the goods up from the warehouse on January 4, 2023. Martinez Company had paid $575 for the goods and, because they were in storage, Martinez included them in the physical inventory count. ⇒ INCORRECT, INVENTORY SHOULD DECREASE BY $575 SINCE THE GOODS BELONGED TO THE CLIENT

Martinez Company, on the date of the inventory, received notice from a supplier that goods ordered earlier, at a cost of $3,500, had been delivered to the transportation company on December 28, 2022; the terms were FOB shipping point. Because the shipment had not arrived on December 31, 2022, it was excluded from the physical inventory. ⇒ INCORRECT, INVENTORY SHOULD INCREASE BY $3,500 SINCE THE GOODS BELONGED TO MARTINEZ COMPANY

On December 31, 2022, there were goods in transit to customers, with terms FOB shipping point, amounting to $760 (expected delivery on January 8, 2023). Because the goods had been shipped, they were excluded from the physical inventory count. ⇒ CORRECT, NO ADJUSTMENT NEEDED

On December 31, 2022, Martinez Company shipped $2,400 worth of goods to a customer, FOB destination. The goods arrived on January 5, 2023. Because the goods were not on hand, they were not included in the physical inventory count. ⇒ INCORRECT, INVENTORY SHOULD INCREASE BY $2,400 SINCE THE GOODS BELONGED TO MARTINEZ COMPANY

Martinez Company, as the consignee, had goods on consignment that cost $2,700. Because these goods were on hand as of December 31, 2022, they were included in the physical inventory count. ⇒ INCORRECT, INVENTORY SHOULD DECREASE BY $2,700 SINCE THE GOODS BELONGED TO THE CONSIGNOR

Mary is an entrepreneur and she likes processes and procedures. She is competitive and her work style is very linear. Mary's approach to her business is ______.

Answers

Answer:

Process

Explanation:

The process is something that is to be done in a systematic way i.e one by one. It can be done by doing proper planning, decision making technique so at the time of performing it no one can suffer a problem or loss

Therefore in the given case it is mentioned that she likes process and producers plus she is very competitive and even her work style is linear so her approach to her business processes as she wants to work in a systematic way

​Carpenters, Inc., a manufacturing​ company, acquired equipment on January​ 1, 2017 for $ 520 comma 000. Estimated useful life of the equipment was seven years and the estimated residual value was $ 20 comma 000. On January​ 1, 2020, after using the equipment for three​ years, the total estimated useful life has been revised to nine total years. Residual value remains unchanged. The company uses the straightminusline method of depreciation. Calculate depreciation expense for 2020.​ (Round any intermediate calculations to two decimal​ places, and your final answer to the nearest​ dollar.)

Answers

Answer:

Annual depreciation= $47,618

Explanation:

Giving the following information:

Purchasing price= $520,000

Useful life= 7 years

Residual value= $20,000

New useful life= 9 years

First, we need to determine the annual depreciation and accumulated depreciation before January 2020.

Annual depreciation= (original cost - salvage value)/estimated life (years)

Annual depreciation= (520,000 - 20,000)/7= 71,429

Accumulate depreciation= 71,429*3= $214,287

New annual depreciation:

Book value= 520,000 - 214,287= 305,713

Annual depreciation= (305,713 - 20,000) / 6

Annual depreciation= $47,618

Chloe has her own office where she generates investment advice for companies. She is compensated for her advice. Which of the following is false?A. Chloe does not have to be a registered adviser if all of her clients are in the same state as her office.B. Chloe does have to be a registered adviser even if she only advises for one company. C. Chloe does not have to be a registered adviser if she doesn’t have authority to make investment choices for her clients. D. Chloe does have to be a registered adviser even if she only publishes informational analyses and reports concerning specific investments.

Answers

Is there a question I don’t see it

The balance sheet and income statement shown below are for Koski Inc. Note that the firm has no amortization charges, it does not lease any assets, none of its debt must be retired during the next 5 years, and the notes payable will be rolled over.

Balance Sheet (Millions of $)
Assets 2010
Cash and securities $1,290
Accounts receivable 9,890
Inventories 13,760
Total current assets $24,940
Net plant and equipment $18,060
Total assets $43,000
Liabilities and Equity
Accounts payable $8,170
Notes payable 6,020
Accruals 4,730
Total current liabilities $18,920
Long-term bonds $8,815
Total debt $27,735
Common stock $5,805
Retained earnings 9,460
Total common equity $15,265
Total liabilities and equity $43,000

Income Statement (Millions of $) 2010
Net sales $51,600
Operating costs except depreciation 48,246
Depreciation 903
Earnings bef interest and taxes (EBIT) $2,451
Less interest 927
Earnings before taxes (EBT) $1,524
Taxes 533
Net income $990

Other data:
Shares outstanding (millions) 500.00
Common dividends (millions of $) $346.67
Int rate on notes payable & L-T bonds 6.25%
Federal plus state income tax rate 35%
Year-end stock price $23.77



____What is the firm's current ratio?


____What is the firm's quick ratio?


___ What is the firm's days sales outstanding? Assume a 365-day year for this calculation.


___What is the firm's total assets turnover?


___What is the firm's inventory turnover ratio?


___What is the firm's TIE?


___What is the firm's debt/assets ratio?


___What is the firm's ROA?


___What is the firm's ROE?

Answers

Answer:

1. Current ratio = Current Asset / Current Liability

= 24,940 / 18,920

= 1.32

2. Quick ratio = (Current Asset-inventory) / CL

= (24,940-13,760)/18,920

= 0.591

3. Days sales outstanding = (Avg AR / Sales) * 365

= 9,890/51,600 * 365

= 70.0

4. Total assets turnover = Sales/Total assets

= 51,600 / 43,000

= 1.2

5. inventory turnover ratio = Cost of Goods Sold / Average inventory

= 48,246 / 13,760

= 3.51

6. TIE = EBIT / Interest Expense

= 2,451/927

= 2.64

7. Debt/assets ratio = Total debt/Total asset

= 43,000/27,735

= 1.55

8. ROA = Net income/Total asset

= 990/43,000

= 0.0230

9. ROE = Net income/Total equity

= 990/15,265

= 0.0649

What is a mission statement?

Answers

I would say D sounds more appropriate
D: A statement of purpose

Use the following information and the indirect method to calculate the net cash provided or used by operating activities:
Net income $ 87,100
Depreciation expense 13,800
Gain on sale of land 6,500
Increase in merchandise inventory 3,850
Increase in accounts payable 7,950

Answers

Answer:

The answer is $98,500

Explanation:

There are two ways to cash provided or used by operating activities - Direct method and indirect method. In direct method, the first line item is Net income or net loss.

Net income------------------------ $87,100

Depreciation expense---------- 13,800

Gain on sale of land------------ ($6,500)

Increase in merchandise inventory-------------------------------------------------($3,850)

Increase in accounts payable $7,950

Net cash provided or used by operating activities---------------$98,500

This year Jeff earned $700,000 and used it to purchase land in joint tenancy with a right of survivorship with Mary. Has Jeff made a taxable gift to Mary and, if so, in what amount? What is your answer if Jeff and Mary are married?

Answers

Answer:

a

Explanation:

Jewelcorp just began trading securities. The company is a closely-held corporation that is not trading stock on a national securities exchange. It has several dozen shareholders and $9 million in assets. Which of the following is true concerning the company’s requirement to report to the SEC?Not required to report information to the SEC. Required to report major business developments and must file annual and quarterly financial reports. Must file annual and quarterly financial reports Requirement to file depends on the company’s assets and shareholder base.

Answers

Answer:

Jewelcorp

Requirement to report to the SEC:

Not required to report information to the SEC.

Explanation:

Jewelcorp is not required to report information to the SEC.  It is only publicly traded companies that are required to file their financial reports with the SEC.

The SEC Act of 1934 does not require private companies to file financial reports with the Security Exchange Commission.  However, a private company can be required to file financial reports with SEC if it has over 500 common stockholders and $10 million in assets, which Jewelcorp does not possess.

_____ planning is short-range, detailed planning that is based on long-range planning. It typically has a time frame that is less than one year long. Tactical Strategic Hands-on Procedural

Answers

Answer: Tactical planning

Explanation:

In tactical planning, a company's strategic plan is planned and ways are generated to achive the objectives of a company by using short-term actions.

Tactical plans are required to help teams to accomplish their goals by utilizing the steps that are clearly defined through short term outcomes and it is usually less than a year.

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