If a bank holds $450,000 in required reserves, and $1.8 million in total deposits, then the deposit expansion multiplier is:______.
a. 0.25
b. 2
c. 4
d. 5
e. 10

Answers

Answer 1

Answer:

4

Explanation:

A bank holds 450,000 in required reserves

The bank also hold 1,800,000 in total deposits

Therefore the deposits expansion multiplier can be calculated as follows

= 1,800,000/450,000

= 4

Hence the deposits expansion multiplier is 4


Related Questions

To open and operate Boo! City, a Halloween costume and paraphernalia shop, Dwayne and Erica form a business organization that combines the limited liability aspects of a corporation with the tax advantages of a partnership. Their form of business organization is

Answers

Answer:

a limited liability company.

Explanation:

From the question we are informed about To open and operate Boo! City, a Halloween costume and paraphernalia shop, Dwayne and Erica form a business organization that combines the limited liability aspects of a corporation with the tax advantages of a partnership. In this case, Their form of business organization is limited liability company.limited liability company can be regarded as business structure in which owners are not personally liable as regards to debts or liabilities of the company.It is hybrid entities with features of corporation and partnership as well as sole proprietorship.

The estimated beta for RDG is 0.74. The risk free rate of return is 4 percent and the Equity Risk Premium is 5 percent. What is the required rate of return for RDG using the CAPM

Answers

Answer:

7.7%

Explanation:

Given :

Risk free rate of return = 4%

Risk premium = 5%

Estimated beta = 0.7

Using the CAPM relation :

The expected return = Risk free rate + (Risk premium * Estimated Beta)

Expected Return = 4% + (5% * 0.74)

Expected Return = 4% + 3.7%

Expected Return = 7.7%

Firm A and Firm B have debt-total asset ratios of 34 percent and 24 percent and returns on total assets of 10 percent and 15 percent, respectively. What is the return on equity for Firm A and Firm B

Answers

Answer:

3.4%

3.6%

Explanation:

Return on equity is an example of a profitability ratio.

Profitability ratios measure the ability of a firm to generate profits from its asset

return on the stockholders' equity = net income / total equity

ROE = return on asset x leverage

Firm A = 0.34 x 0.1 = 3.4%

Firm B = 0.24 X 0.15 = 3.6%

About 5​% of hourly paid workers in a region earn the prevailing minimum wage or less. A grocery chain offers discount rates to companies that have at least 30 employees who earn the prevailing minimum wage or less. Complete parts​ (a) through​ (c) below. ​

a. Company A has 285 employees. What is the probability that Company A will get the​ discount? ​(Round to four decimal places as​ needed.)
b. Company B has 502 employees. What is the probability that Company B will get the​ discount? ​(Round to four decimal places as​ needed.)
c. Company C has 1033 employees. What is the probability that Company C will get the​ discount? ​(Round to four decimal places as​ needed.)

Answers

Answer:

a. 0.0000

b. 0.1841

c. 0.9992

Explanation:

a. n = 285

p = 5% = 0.05

μ = np = 285 x 0.05

= 14.25

we fnd the standard deviation

sd = √np(1-p)

= [tex]\sqrt{285*0.05*0.95}[/tex]

= 3.6793

we find the z score

x = 30-0.5 = 29.5

[tex]z=\frac{29.5-14.25}{3.6793} \\= 4.14[/tex]

using the microsoft excel function

1-NORMSDIST(4.14)

probability = 1 -0.999982

= 0.0000

b.

n = 502

p = 0.05

np = 502x0.05

= 25.1

sd = [tex]\sqrt{np(1-p)}[/tex]

= [tex]\sqrt{502*0.05*0.95} \\= 4.8831[/tex]

x = 29.5

[tex]z = \frac{29.5-25.1}{4.8831} \\= 0.90[/tex]

1 - NORMSDIST(0.90)

= 1 - 0.815939875

PROB = 0.1841

c. n = 1033

p = 0.05

np = 1033*0.05

= 51.65

sd  [tex]\sqrt{np(1-p)} \\= \sqrt{1033*0.05*0.95}[/tex]

= 7.0048

x = 29.5

[tex]z=\frac{29.5-51.65}{7.0048} \\= -3.16[/tex]

probability =

1 - normsdist(-3.16)

= 1 - 0.000788846

= 0.9992

true or false
2. Determining the producers preferences of products are
important when thinking of starting a business.​

Answers

Explanation:

The answer is True!!!!!!!

true and false
4. Know the market trends of products that are in demand not
only within the local market but also in the international market.​

Answers

Answer:

false

Explanation:

don't think so that s

is the answer

Supply chain management:is based on the concept of just-in-timefocuses on removing scheduling bottlenecks within the companyfocuses on the internal routing of products from raw materials to finished goodsis a complex computerized system for managing resources efficientlyis accurately described by none of the above

Answers

Answer:

is based on the concept of just-in-time.

Explanation:

Supply chain management can be defined as the effective and efficient management of the flow of goods and services as well as all of the production processes involved in the transformation of raw materials into finished products that meet the insatiable want and need of the consumers.

Generally, the supply chain management involves all the activities associated with planning, execution and supply of finished goods and services from the manufacturers to the consumers.

Additionally, all businesses tend to use supply chain management to eliminate waste and maximize value for growth and development.

Hence, supply chain management is based on the concept of just-in-time (JIT) because it is a management framework that is focused on cutting manufacturing costs while increasing efficiency between suppliers and consumers through the use of a proper inventory system.

What can you say about the packaging of cell phones? Do you find them appealing? why or why not?​

Answers

being the most common packaging in electronics and appliances, there are many things about making your packaging stand out. The worst thing about this growing industry is that there is endless competition. What you think of creating today after so much work and effort, after spending so much on the agencies and everything, someone else beats you to it and creates something you never thought could be made.

A comparable property sold 17 months ago for $115,000. If the appropriate adjustment for market conditions is 0.30% per month (without compounding), what would be the adjusted price of the comparable property

Answers

Answer and Explanation:

The computation is shown below:

Without compounding, the adjusted price of the comparable property is  

= $115,000 × (1+ (0.003 × 17))

= $115,000 × 1.051

= $120,865

And,  

With compounding:

= $115,000 × (1.003)^10

= $115,000 × 1.030408

= $118,496.92

In this way it should be calculated

Rate of Return if State Occurs Stock State of Economy Probability of State of Economy Stock A Stock B C Boom

Answers

Answer:

mmmmmmmmmmmmmmmmmmm?

Chester's balance sheet has $77,842,000 in equity. Further, the company is expecting net income of 3,000,000 next year, and also expecting to issue $4,000,000 in new stock. If there are no dividends paid what will beChester's book value

Answers

Answer:

$84,842,000

Explanation:

The book value is total assets less total liabilities

Book value = initial equity + equity issued + net income

$77,842,000 + $4,000,000 + $3,000,000 = $84,842,000

A pharmaceutical company with headquarters in India sells fluconazole, the generic version of Pfizer's anti-fungal drug Diflucan internationally for significantly less money than many U.S. generic drug manufacturers. The generic drugs industry in this country needs to rethink its

Answers

Answer:

Pricing strategy to stay competitive

Explanation:

Pricing strategy is the process by which a company sets prices of goods and services offered to a consumer.

In setting up a price strategy the management.of a business need to put into consideration the competitive reaction, pricing position, pricing segment, and pricing capability.

The generic drugs companies in the US are selling fluconazole for a higher price than pharmaceutical company with headquarters in India in the international market.

In order for them to stay competitive they will need to review their price downward or customers will switch to the cheaper option

Mary makes 10 pies and 20 cakes a day and her opportunity cost of producing a cake is 2 pies. Tim makes 20 pies and 10 cakes a day and his opportunity cost of producing a cake is 4 pies. If Mary and Tim specialize in the good in which they have a comparative​ advantage, ______.

Answers

Answer:

If Mary and Tim specialize in the good in which they have a comparative​ advantage, ______.

Mary would specialize in making cakes while Tim would specialize in making pies.

Explanation:

a) Data and Calculations:

Mary's opportunity cost of making a cake = 2 pies

She can make additional 5 (10/2) cakes instead of making pies

This will increase her cakes to 25 a day (20 + 5)

Tim's opportunity cost of making a cake = 4 pies

She can make additional 40 pies (10 * 4) instead of making cakes

This will increase her pies to 60 pies a day (20 + 40)

When they specialize there will be 25 cakes and 60 pies produced in a day instead of 30 cakes and 30 pies.

What is the importance of computer applications in the business domain? How Computer applications support businesses to work ubiquitously? Give valid reasoning with examples.

Answers

Answer:

Explanation:

The importance of computer applications in the business domain is that it allows for the automatization of daily tasks. This is also the reason why businesses that implement such applications are able to work ubiquitously. The software applications are designed to automate all of the tasks that the business needs and perform them quickly and efficiently, if a certain task is not able to be automated then the software still makes completing the task by only requiring user input for the absolutely necessary parts of the task. One example of this would be a logistics application for businesses where inventory is automatically calculated as sales go through and automatically replenished by sending inventory requests to suppliers.

Use the following stockholders' equity section of Marcy Company on December 31, 2004 to answer questions 45 through
50. Treat each question independent of the other questions - so your answer to question 46 should not be influenced by the
answer to question 45, and so on:
Preferred Stock - 6% cumulative, $20 par value, 10,000 shares authorized, 5,000 shares issued and outstanding . . $100,000
Contributed Capital in excess of par value, Preferred Stock . . 250,000
Common Stock, $5 par value, 20,000 shares authorized, 10,000 shares issued and outstanding. . . . . . . . . . 50,000
Contributed Capital in excess of par value, Common Stock . .450,000
Total Contributed Capital . . . . . . . . . . . . $ 850,000
Retained Earnings . . . . . . . . . . . . . . . . . 150,000
Total Stockholders' Equity . . . . . . . . . . . .$ 1,000,000
45. The average issue price per share of preferred stock must have been:
A) $20.00
B) $50.00
C) $70.00
D) $35.00
E) $45.00
46. Marcy Company did not pay any dividends in 2004. In 2005, they declared and paid total dividends of $4,000, and in 2006, they declared total dividends of $20,000. How much dividends will be paid to preferred and common stockholders in 2006?
A) Preferred $20,000, Common $0
B) Preferred $8,000, Common $12,000
C) Preferred $18,000, Common $2,000
D) Preferred $14,000, Common $6,000
E) Preferred $12,000, Common $8,000
47. Marcy Company issues 2,000 shares of common stock in exchange for a building, with a market value of $100,000.
The journal entry to record the exchange will cause Total Contributed Capital to:________
A) increase by $10,000
B) increase by $100,000
C) increase by $90,000
D) increase by $80,000
E) remain unchanged
48. Marcy Company declared and issued a 15% common stock dividend on January 1, 2005, when the market price of their common stock was $12 per share. The journal entry to record the stock dividend will:_____________
A) debit Retained Earnings by $18,000.
B) credit Common Stock Dividend Distributable, $15,000
C) credit Contributed Capital in excess of par, Common Stock, $21,000
D) credit Common Stock Dividend Distributable, $10,500
E) credit Contributed Capital in excess of par, Common Stock, $7,500
49. Marcy Company declared a 100% common stock dividend on January 1, 2005, when the market price of the stock was $7.50. The entry to record this dividend will:_________
A) debit Retained Earnings,$100,000
B) credit Common Stock Dividend Distributable,$50,000
C) credit Contributed Capital in excess of par, Common Stock, $25,000
D) credit Common Stock Dividend Distributable, $100,000
E) Since this is considered a stock split, no journal entry is made
50. On January 1, 2005, Marcy Company purchased 1,000 shares of its own common stock for $22,000. On February 1, 2005, they sold 600 of these shares for $25 per share, and on March 1, 2005, they sold the remaining 400 shares for
$15 per share. The journal entry required on March 1 will include:_______
A) credit Contributed Capital, Treasury Stock, $1,800
B) debit Retained Earnings for $1,800
C) debit Retained Earnings for $2,800
D) debit Contributed Capital, Treasury Stock, $2,800
E) debit Contributed Capital, Treasury Stock, $1,80040.

Answers

Answer:

Marcy Company

45. The average issue price per share of preferred stock must have been:

C) $70.00

46. The dividends paid to preferred and common stockholders in 2006 are:

B) Preferred $8,000, Common $12,000

47. The journal entry to record the exchange will cause Total Contributed Capital to:________

C) increase by $90,000

48. The journal entry to record the stock dividend will:_____________

A) debit Retained Earnings by $18,000.

49. The entry to record this dividend will:_________

B) credit Common Stock Dividend Distributable,$50,000

C) credit Contributed Capital in excess of par, Common Stock, $25,000

50. The journal entry required on March 1 will include:

Debit Cash $6,000

Credit Treasury stock $2,000

Credit Contributed Capital in excess of par value $4,000

Explanation:

a) Data and Calculations:

Preferred Stock:

6% cumulative, $20 par value, 10,000 shares authorized,

5,000 shares issued and outstanding . . $100,000

Contributed Capital in excess of par value, Preferred Stock . . 250,000

Common Stock:

$5 par value, 20,000 shares authorized,

10,000 shares issued and outstanding. . . . . . . . . . 50,000

Contributed Capital in excess of par value, Common Stock . .450,000

Total Contributed Capital . . . . . . . . . . . . $ 850,000

Retained Earnings . . . . . . . . . . . . . . . . . 150,000

Total Stockholders' Equity . . . . . . . . . . . .$ 1,000,000

Average issue price per share of preferred stock = $70 ($100,000 + $250,000)/5,000

                                              2005           2006

Total dividends declared    $4,000     $20,000

Preferred dividend                6,000         6,000

Cumulative dividend           -2,000          2,000

Common stock dividend      $0           $12,000

Journal Entry:

Debit Building $100,000

Credit Common stock $10,000

APIC - common stock $90,000

January 1, 2005: Treasury stock $5,000 Contributed Capital in excess of par value $17,000 Cash $22,000

February 1, 2005: Cash $15,000 Treasury stock $3,000 Contributed Capital in excess of par value $12,000

March 1, 2005: Cash $6,000 Treasury stock $2,000 Contributed Capital in excess of par value $4,000

You are an adviser to the Indian government. Until now, government policy in India has been to severely limit imports into India, resulting also in a low level of Indian exports. The government is considering a policy shift toward much freer trade. What are the three strongest arguments that you can offer to the Indian government about why the policy shift to freer trade is desirable for India

Answers

Answer:

1. The size of the economy as a whole grows as a result of free trade.

2. Consumers benefit from free trade.

3. Free trade can reduce cost of trading:

Explanation:

The three strongest arguments that you can offer to the Indian government about why the policy shift to freer trade is desirable for India are as follows:

1. The size of the economy as a whole grows as a result of free trade: It provides for more efficient production of goods and services. This is because it encourages goods and services to be created in areas with the finest natural resources, infrastructure, or skills and experience. It boosts productivity, which can lead to greater long-term wages. There is universal consensus that growing global trade has boosted economic growth in recent decades.

2. Consumers benefit from free trade: By removing barriers and promoting competition, it lowers prices. Quality and choice are likely to improve as a result of increased competition.

3. Free trade can reduce cost of trading: Non-tariff barriers can be reduced, resulting in less red tape and lower trading costs. Companies that deal in multiple nations might reduce their compliance expenses by working with a single set of laws. In principle, this will lower the cost of goods and services.

What will appear under a misspelled word in Word Online?

An arrow
A zigzag line
An exclamation point
A bold line

Answers

Answer:

A red Zigzag line

Explanation:

I think

A zigzag line

Explanation:

Lynx Corp. The data presented below for Lynx Corp. are for the year ended December 31, 2017: Sales (100% on credit) $1,000,000 Sales returns 30,000 Accounts receivable (December 31, 2017) 170,000 Allowance for doubtful accounts (credit balance) (before adjustment at December 31, 2017) 1,300 Estimated amount of uncollectible accounts based on aging analysis 14,000 See the data for Lynx Corp. If Lynx Corp. uses the aging of accounts receivable approach to estimate its bad debts, what amount will be reported as bad debts expense for 2017

Answers

Answer:

Allowance for Doubtful Accounts 69,000

Explanation:

If the company estimates its bad debt to be 2% of net credit sales:

sales                        2,500,000

return and allowance (50,000)

               net sales 2,450,000

Then, we calculate 2% of this amount:

2,450,000 x 0.02 = 49,000

As the uncollectible amounts are related to sales rather than account receivable we adjust for the full value giving an ending value of:

beginning 20,000 + adjustment 49,000 = 69,000

During February, $75,150 was paid to creditors on account, and purchases on account were $96,190. Assuming the February 28 balance of Accounts Payable was $32,310, determine the account balance on February 1.

Answers

Answer:

$45,000

Explanation:

Given the above information, the account balance on February 1 is computed below;

Balance of account payable Feb 28 + Cash paid to creditors in February - Purchases on account

= $59,900 + $186,500 - $201,400

= $45,000

Therefore, the account balance on February 1 is $45,000

Explain how the GDP and the interest rate are related to the transactions demand and asset demand for money.

Answers

Answer:

Transaction demand rises as income or GDp rises and falls as income or DP falls. Also high interest rate causes more to be left as asset, thereby reducing money demand

Explanation:

1. Asset demand for money is money that is kept aside for a person holding it to earn interest on. A high interest rate on money asset reduces the demand for money. This increased rate of interest is the opportunity cost of having money as assets. It has a negative relationship with interest rate of an economy.

2. Transaction money is that which is used for the day to day expenditure. This has a positive relationship with GDP. It increases as income or GDP increases and falls as it falls.

The Wall Street Journal reported the following spot and forward rates for the Swiss franc ($/SF):Spot............................................ $0.943230-day forward.......................... $0.948190-day forward.......................... $0.9531180-day forward........................ $0.9594a. Was the Swiss franc selling at a discount or premium in the forward market?b. What was the 30-day forward premium (or discount)?c. What was the 90-day forward premium (or discount)?d. Suppose you executed a 90-day forward contract to exchange 100,000 Swiss francs into U.S. dollars. How many dollars would you get 90 days hence?

Answers

Answer:

The Wall Street Journal Reports

a. The Swiss franc was selling at a premium in the forward market.

b. The 30-day forward premium was: $0.0049.

c. The 90-day forward premium was: $0.0099.

d. Dollars to receive from a 90-day forward contract is $95,310.

Explanation:

a) Data and Calculations:

Spot and forward rates for the Swiss franc ($/SF):

Spot............................................ $0.9432

30-day forward.......................... $0.9481

90-day forward.......................... $0.9531

180-day forward........................ $0.9594

Premium:

30-day forward.......................... $0.9481

Spot............................................   $0.9432

Premium =                             $0.0049

90-day forward.......................... $0.9531

Spot............................................   $0.9432

Premium =                             $0.0099

180-day forward........................ $0.9594

Spot............................................    $0.9432

Premium =                               $0.0162

Dollars to receive from a 90-day forward contract is $95,310 ($0.9531 * SF 100,000)

Weighted-average method, spoilage, equivalent units. (CMA, adapted)
Consider the following data for November 2017 from MacLean Manufacturing Company, which makes silk pennants and uses a process-costing system. All direct materials are added at the beginning of the process and conversion costs are added evenly during the process. Spoilage is detected upon inspection at the completion of the process. Spoiled units are disposed of at zero net disposal value MacLean Manufacturing Company uses the weighted-average method of process costing
Physical Units Direct Materials
Pennants
Work in process, November 1 1,350 $ 966
Started in November 2017 ?
Good units completed and transferred 8,800
out during November 2017
Normal spoilage 80
Abnormal spoilage 50
Work in process, November 30 1700
Total costs added during November 2017 $10,302
aDegree of completion: direct materials, 100%, conversion costs, 45%
bDegree of completion: direct materials, 100%, conversion costs, 35%
Compute equivalent units for direct materials and conversion costs.

Answers

Answer:

Equivalent Units: Materials =  10630  

Equivalent Units :   Conversion  =    9525    

Explanation:

MacLean Manufacturing Company

Weighted-Average Method

Process Costing

Particulars       Units        % Of Completion           Equivalent Units

                                       Materials  Conversion       Materials  Conversion

Units completed

and transferred   8,800      100        100                8800           8800

Add

Ending Inventory  1700        100         35               1700            595

Normal Spoilage   80            100      100              80                 80

Abnormal Spoilage  50          100      100             50                50          

Equivalent Units                                                    10630        9525        

The weighted average method equivalent unit production implies that the units completed and the ending inventory completed plus any spoilage normal or abnormal is taken is accounted for.

The weighted average method EUP can also be determined by adding the beginning units and units started

The normal and abnormal spoilage are taken 100 % because all the spoilage is evident once the goods are completed.

If the reserve requirement was 13% and a bank customer makes a deposit of $440 at the Springfield Bank, the initial result would be: Group of answer choices

Answers

Answer:

O a $382.8 increase in excess reserves and a $57.2 increase in required reserves.

Explanation:

Here is the complete question :

If the reserve requirement was 13% and a bank customer makes a deposit of $440 at the Springfield Bank, the initial result would be:

O a $57.2 increase in excess reserves and a $382.8 increase in required reserves.

O a $382.8 increase in excess reserves and a $57.2 increase in required reserves.

O a $57.2 increase in required reserves and a $2,944.6 increase in excess reserves.

O a $440 increase in required reserves and a $2.944.6 increase in excess reserves.

Reserves is the total amount of a bank's deposit that is not given out as loans

There are two types of reserves

Required reserveExcess reserve

Required reserves is the percentage of deposits required of banks to keep as reserves by the central bank

Required reserves = reserve requirement x deposits

0.13 x $440 =  $57.20

Excess reserves is the difference between reserves and required reserves

$440 - $57.20 = $382.80

Chin purchases five protein bars at a price of $3 each. The marginal benefit he receives from each bar is $5 for the first bar, $4.50 for the second bar, $4 for the third bar, $3.50 for the fourth bar, and $3 for the fifth bar. The marginal cost of producing the bars is $2 each. What is Chin's total consumer surplus from the five bars that he purchased

Answers

Answer:

$5

Explanation:

Other Questions
Cuales son los adjetivos en esta oracion:los colores claros amplian los ambientes reduidos. Doy coronita pliss ayudenme True or false. A direct deposit is when you take your check straight to the bank when you receive it does anybody know how to solve this problem? hey! ill give brainliest please help There are 15 plates in the kitchen cabinet. The diameter of each plate is either 9 inches or 12 inches. The diameter of all 15 plates combined is 150 inches.Which system of equations can be used to find the number of 9-inch plates, x, and the number of 12-inch plates, y, that are in the cabinet? In the morning, the temperature was 10C. By the afternoon, it had risen to 2C. What was the change in temperature from the morning to the afternoon? explain why it is important to cool down after exercise The colonies had the strongest navy in the world due to proximity to the Atlantic ocean true or false A chemist performs the same tests on two white solids, A and B. The results are shown in the table below.imageWhich result identifies the substances, A and B, correctly? I NEED HELP ASAPPP!! Pleasee Describe a few of the external stressors we can experience in life and why they cause us stress. Mary and her dad shared one dozen brownies 2/6 of them have nuts which dad dosent 4 eat how many brownies did dad not eat because they had nuts Which algebraic expression below represents four multiplied by a number? A. 4 x B. x + 4 C. 4x D. Which invention enabled the discovery of bacteria? Mary makes 10 pies and 20 cakes a day and her opportunity cost of producing a cake is 2 pies. Tim makes 20 pies and 10 cakes a day and his opportunity cost of producing a cake is 4 pies. If Mary and Tim specialize in the good in which they have a comparative advantage, ______. How did William Tweed garner votes to be elected to the U.S. House of Representatives? The festival sends Dani a map of where people will launch their kites. A portion of the map is shown. How far apart does each kite flyer stand? Round to the nearest foot. Explain please hurry television set changes electrical energy to sound and light energy. In this process, some energy is * Click on the area of the square? Find X in the given figures. What is the [OH-] in a solution if the [H*] = 1.2 x 10-3 M?