(03.02 MC)
Mariah made a down payment on a van. Which of the following is true because of the
down payment?
She has additional time to repay the loan.
Her credit limit will increase.
She has some equity or ownership right away.
Her insurance will decrease.
Answer:
Her credit limit will increase.
Her insurance will decrease.
Explanation:
A down payment is a sum of money, which when entering into an agreement is paid by one party to the other as an advance on the payment. By handing over and receiving a down payment, the parties show that they are bound by the agreement. The point of down payment from the seller's perspective is usually that the buyer loses his down payment (or part of it) if he or she for some reason does not want to complete the deal. A standard level of a down payment is 10 percent of the purchase price. By paying the down payment, the buyer grants legal security to the sale, thereby reducing the risk. Therefore, for the buyer, the cost of insurance does too. At the same time, having paid a substantial part of the credit obtained, also increases the credit limit that the person has.
Answer:
C.
Explanation:
The correct answer is that she has some equity or ownership right away because of the down payment that she has made on the van. Hope this helps! :)
Explain why employers are considered buyers of skills and employees sellers of skills in the labour market.
Employers look for the potentially employees that they think are a good fit and also have good qualities.
What is the labour market?A labour market is one that includes a job market and refers to the supply and demand for labour. The employees provide the demand and from a main component of the economy including market, capital and goods.
The employees are considered to be buyers of skills as the sellers have skills sets that are demanded in the market.
Find out more information about the labour market.
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I want to start my own brand & build a fashion empire. Should I go to a fashion college or to a business school?
Answer:
Honestly, business would be much better for you. Learning business will give you many more opportunities and learn how to sell your products. Business will help you with marketing, pricing, discounting, and know how to "not get effed over." I believe that would be much better for you THEN go to fashion college.
Sam needs to buy a second vehicle for his growing business by financing it for five years.
What is a smart move for him to make now?
Pay for a comprehensive credit report history to show his lender.
O Sell his first vehicle to show less debt on his credit report.
Refinance his first vehicle.
Request a free copy of his credit report before applying for a loan.
Answer: D- request a free copy of his credit report before applying for a loan
Explanation:
:) it’s smart moves
Sam needs to buy a second vehicle for his growing business by financing it for five years. The smart move for him to make now is to request a free copy of his credit report before applying for a loan.
What do you mean by business?Business refers to the activity of making money by producing or selling products such as goods and services.
The smart move for him to make now is to request a free copy of his credit report before applying for a loan.
Therefore, D is the correct option.
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Which characteristic of cash makes it especially susceptible to theft and
fraud?
The characteristic of cash makes it especially susceptible to theft and fraud is a liquidity
What is liquidity?Liquidity makes cash susceptible this is because it can easily be used to purchase asset.
Money can be liquidated by converting it into goods or materials for human use.
Therefore, The characteristic of cash makes it especially susceptible to theft and fraud is a liquidity
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Answer: Its lack of a paper trail
Explanation: trust me on this i just did the test
(03.02 MC)
Rachel needs a car to get to work and school. She's decided on a used car with a cost of
$9,000. According to her budget, she can afford to pay up to $275 per month in car
payments. Which loan offer is best for Rachel?
Length of
Loan
APR
Late Payment
Fee
Monthly
Payment
Total Cost of
Loan
Offer
1
24 months
4.5% $35
$393
$9,428
Offer
2
36 months
5%
$20
$270
$9.711
Offer
3
48 months
5.5% $45
$209
$10,047
Offer
4
60 months
6.5% $25
$176
$10,566
Offer 1, because it has the lowest APR and lowest total cost of the loan
Offer 2, because it has the lowest total loan cost of the offers with a monthly payment in her
budget
Offer 3, because a low monthly payment and the lowest late payment fee
Offer 4, because it has the lowest monthly payment which frees up her budget for more fun
with friends
Answer:
Offer 2:
Explanation:
I took the test and it was right :)
PLEASE ANSWER THIS QUESTION ASAP
Complete the personality assessment found at the link below. Describe what you found out about yourself. Please write about each of the questions below. Your journal should be in paragraph form, not bullet points. You must include the results of your Myers-Briggs assessment, and your entry must be at least 250 words long. There are no right or wrong answers, but it is worth 20 points. Please edit your work for spelling, grammar, and punctuation to receive full points.
Does it fit you or do you disagree?
What sort of work atmosphere would you be best in, given the results of the Myers-Briggs Type indicator?
Does it fit with your ultimate work goals and if so, in what way?
What motivates you?
What do you think is the professor’s MBTI based on the design of the course and your interactions thus far? (No worries if you don't know your instructor well. This question was created to have you explore the personality types further and see how close you can get to guessing your instructor's type, from interactions you have had in this course.)
Any other observations or thoughts?
Answer:
Read each page and do the quizzes. After you have read through the pages of the website, assess what you learned. Write a 600 word summary in your own words that identifies the main points you learned. Your summary should include at least one question and answer from each quiz. Explain your answers. Use a publishing program to create a safety poster to make workers aware of safety hazards. I do not agree with the link assessmne,t but I would be a stafe 3 on the MyersBriggs scale because odf above
.Explanation:
Yes it fits ultimately.
Discuss how you react to changes in the environment. For example, there is a change in your class schedule or a change in the price of your favorite food. Report on your reaction to changes in the environment.
-
Answer: my reaction would probably not be good
Explanation:
rent received Rs. 10,000/-
Answer:
Okay, but where is the question or it's free points?
Which is not a type of contamination in a food establishment?
. Biological
Environmental
Chemical
Physical
Answer:
A. Biological
Explanation:
Equations
Creative section
3. a) If the sum of two numbers is 10 and their product is 24, find the numbers
Answer:
The answer is 6 and 4.
Explanation:
6+4=10 and 6×4= 24
Answer:
4 & 6
Explanation:
Set the equations:
x + y = 10
x * y = 24
Find the sum pairs of 10:
0 , 10
1 , 9
2 , 8
3 , 7
4 , 6
5 , 5
Find the product of each pair:
0 * 10 = 0
1 * 9 = 9
2 * 8 = 16
3 * 7 = 21
4 * 6 = 24
5 * 5 = 25
In this case, you are trying to find the product of 24, therefore 4 & 6 is your answer.
~
Charity organisation has asked you to raise money for it by running a fete The organiser has given you a maximum amount to spend how would you plan the fete using a computer model and make a profit
Answer:
Charity fund should be handled with care as it is donor's money which should be handled with care. The amount of charity should be spent for the actual cause.
Explanation:
Charity fund is the money which should be handled with great care. The major fund of the charity should be attribute to the main cause and there should be proper record maintenance for every penny spent. The charity fund is the responsibility of the management and any donor can ask anytime about the money spent.
How are organizational markets and consumer markets both alike and different from each other?
Answer:
Both individual consumers and organizations need to purchase products and services. The organizational and consumer markets vary in various things; they both desire to buy things so as to meet their daily duties. The difference is in how and why an organization buys goods and services alongside how a consumer shops. The contrast that exists is significant if one desires to invest in both markets. Reason for Purchase.
Money market funds invest primarily in foreign currency.
Please select the best answer from the choices provided
True
False
Answer:
true
Explanation:
I hope I help you thank you
What are the risks and benefits of implementing a penetration pricing policy as compared to a competitive pricing policy?
Answer:
The risks of a penetration pricing policy is that you may lose money and never see a return on it. A benefit of the penetration pricing policy is that most the time you will pull people in with the low prices and most the time you will make back the money you invested.
Explanation:
Hopefully that helps!
What could this sign use on the left side
what is the benefit of filing a tax return even if you didnt make enough money?
What is the role of internal auditors
Answer: The role of internal auditors is to provide independent assurance
Explanation:
Explanation:
In simplest terms, the duties of an internal auditor are to: Objectively review an organization's business processes. Evaluate the efficacy of risk management procedures that are currently in place. Protect against fraud and theft of the organization's assets.
This is calculated by dividing the net profits by net sales.
sales margin
profit margin
sales revenue
net revenue
Answer:
Profit margin
Explanation:
Profit margin = Net profits / Net sales
Company can earn insight into a company's earnings by looking at its sales strategy, pricing structure, and productivity improvements using net profit margin.
What are the impacts of monopolistic competition on stakeholders?
Match each type of tax with an example of its use.
category 1:
Property Tax
Capitol gains tax
Personal income tax
category 2:
□ 1% charged on the value of a home.
□ 20% charged on wages earned.
□ 2% charged on profits from selling a house.
Answer:
Hmm What do you. mean?
Explanation:
Breton Woods Standards were found to be inadequate mainly because
Answer:
A key reason for Bretton Woods' collapse was the inflationary monetary policy that was inappropriate for the key currency country of the system.
Explanation:
The US decision to suspend gold convertibility ended a key aspect of the Bretton Woods system. The remaining part of the System, the adjustable peg disappeared by March 1973.
According to the video, what are some qualities needed by Advertising and Promotions Managers? Check all that apply.
creativity
college degree
leadership
high school degree
ability to express themselves clearly
ability to stand for long periods
A, B, C, E
_______________________________________
Malachi 1:2
Qualities needed by Advertising and Promotions Managers:
creativityCollege degreeleadershipability to express themselves clearlyWhat is advertising?Advertising refers to the methods used to draw attention to a good or service. In order to attract consumers' attention, advertising seeks to highlight a good or service. It is often used to market a particular product or service, although there are many other applications as well, with commercial advertising being the most popular. By "branding," which links a product name or image with particular traits in customers' minds, commercial advertising frequently aims to boost the consumption of their goods or services.
Direct-response advertising, on the other hand, is the term used to describe advertisements that aim to prompt a quick sale. Political parties, interest groups, religious institutions, and governmental bodies are examples of non-commercial organizations that promote goods and services more than consumer goods.
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2. An effective classroom arrangement allows for the following:
A. helps students focus their attention on the current instructional activity.
B. makes access to learning materials efficient and orderly.
C. is flexible enough to accommodate different types of learning activities.
D. all of above.
Answer:
D) All of the above
Explanation:
If you are with people that make you disruptive you can't focus
If the room organization is awkward it's difficult to hand assignments back
And if the seats are organized well than you can do all sorts of activities like presentations or games
In a five paragraph essay compare and contrast your state's constitution with the United States Constitution, and determine the impact that each had on the development of American constitutional government. Be sure to focus on the rights granted to the people in each constitution as well as which rights appear to be the most important in each constitution.
Answer:
hi
Explanation:
A machine does 200J of work in 35seconds , calculate the power developed
The required power developed by the machine is 5.714 Joule per second.
Power generated by a machine is defined as the work done by a machine in a single unit of time.
Power = work/time
Unit of power is joule per second
Here,
A machine does 200J of work in 35seconds
Power generated by the machine is given as,
Power = work/time
Substitute the value in the above equaiton,
Power = 200 / 35
Power = 5.714 J/s
Thus, the required power developed by the machine is 5.714 Joule per second.
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PLEASE HELP I'LL GIVE YOU THE BRAINLIEST
Select the correct answer. All of the following describe a budget appropriately EXCEPT:
A. It is the best tool to help you get more for r your money.
B. it is setting limits and restrictions on your money and doesn't do anything else.
C. It helps keep track of your money so you know where it is going.
D. It helps you save for both short-term and long-term financial goals.
Answer:
B it us setting limits and restrictions on your money and doesnt do anything else.
The Fed buys $10 million of securities from AIG. AIG has a desired reserve ratio of 0.05, and there is no currency drain.
As soon as the open market purchase is made, the bank's excess reserves are at $___ million
Answer:
$200,000,000
Explanation:
Given that:
Amount of securities purchased = $10 million
Desired reserve ratio = 0.05
The bank's excess reserve :
Money multiplier * amount of securities purchased
Money multiplier = 1 / reserve ratio
Money multiplier = 1 / 0.05 = 20
Excess reserve = 20 * $10,000,000
Excess reserve = $200,000,000
Ryan attends a seminar on environmental conservation, and afterward decides to contribute to the conservation of the environment. What can Ryan do to achieve his objective?
Answer: 1) Planting trees around him 2) Using bio and solar powered appliances
Explanation:
They are many ways to conserve the environment. Conserving the environment helps the earth and nature to grow better. Amongst all Ryan would have learnt from the training, here are some things he would do when he's back;
- Planting of trees; this helps preserve and purify the air around, reducing cabon monoxide as the plant takes it in, then gives oxygen.
- Use bio and solar powered appliances; fuel(petrol) has had a long run in the industry for energy, although it has it's advantages but it's disadvantages is more as it's the major contributor to the depreciation of the environment based on lots of toxic element it emits to the society
Which type of income, disposable or discretionary, is more important to businesses that sell expensive watches, second homes, and financial services?
Answer:
Disposable income
Explanation:
Discretionary income is the total income available to a household (single person or household) after paying taxes. This is the money that the household has available for spending on utilities, for saving, and for investing.
Disposable income is the income available to a household after paying for essential things like food or utilities. Disposable income can therefore be used for buying goods that are not considered essential, like an expensive watch, or a second home. This is why for businesses selling this type of goods, disposable income is more important than discretionary income.