Answer:
Yes, Gillian is guilty because she has accepted what is essentially a referral fee from a mortgage broker.
Explanation:
Real Estate Settlement Procedures Act (RESPA) are a set of guidelines for licencing agents and real estate agents that is aimed at bringing transparency to settlement costs of properties.
It prohibits referral fees and kickbacks with the view of reducing final closing price to consumers.
In the given scenario Tim offers Gillian tickets to a concert, saying "And all I ask in return is that you send a customer or two my way!"
This is considered to be a referral fee which is in violation of RESPA.
Which of the following statements
best describes retained earnings?
A Ownership shares possessed by owners
B. Profits not distributed to owners
C Dividends received by owners
Automatic stabilizers can do which of the following?A. offset the destabilizing influence of changes in tax revenuesB. aid the economy to move away from the full-employment output levelC. allow policymakers to formulate a set of rules flexible and comprehensive enough to eliminate discretionary actionsD. cause tax revenues to decrease when GDP decreases and to increase when GDP increasesE. allow policymakers to prescribe public works programs during inflationary periods because expenditures for unemployment and welfare have correspondingly decreased
Answer:
D. cause tax revenues to decrease when GDP decreases and to increase when GDP increases.
Explanation:
Gross Domestic Products (GDP) is a measure of the total market value of all finished goods and services made within a country during a specific period.
Simply stated, GDP is a measure of the total income of all individuals in an economy and the total expenses incurred on the economy's output of goods and services in a particular country.
Automatic stabilizers can be defined as changes in government spending or taxes and consequently, raises aggregate demand without the intervention of policy makers when an economy falls into recession.
In Economics, it is also referred to as built-in stability and this means that with given tax rates and expenditures policies such as fiscal and monetary policy; an increase in domestic income will reduce a budget deficit or produce a budget surplus, while a decline in income will result in a deficit or a lower budget surplus.
Basically, an automatic stabilizer is an economic system or policies that automatically shore up or strengthen the Gross Domestic Products (GDP) without specific government intervention for sustenance or creation of stability in the economic cycle of a country.
Hence, automatic stabilizers can cause tax revenues to decrease when GDP decreases and to increase when GDP increases.
Select all that apply.
Select all reasons data mining is important to businesses.
It cuts costs.
It identifies long-term goals.
It solves problems.
It increases profits.
Answer:
a,c,d
Explanation:
In order to be able to explain financial concepts to your clients, you need to have good ______ skills:
Accounting
Math
Computing
Communication
You require strong communication skills in order to be able to convey financial ideas to your clients. As a result, choice (D) is acceptable.
What is financial concept?The fields of banking, pressure or financing, credit, capital markets, money, investments, and the development and management of financial systems all fall under the umbrella of finance.Microeconomic and macroeconomic theories are the source of many of the fundamental ideas in finance. The temporal value of money is one of the most fundamental beliefs that holds that a dollar today is valued more than a dollar tomorrow.Personal finance, corporate finance, and public (government) finance are the three primary subfields of the finance discipline.For the purpose of acquiring financial commodities and achieving financial objectives, both consumers and corporations employ financial services.One of a country's main economic generators is the financial services industry.Learn more about financial concept, from:
brainly.com/question/30046160
#SPJ2
Natural resources occur in the environment.
False
True
Example of services are ________.
Example of goods are _____________.
A renewable resource cannot be exhausted.
True
False
Answer:
true they occur in the environment
we have business service (business transport service)
social service (food service )
personal service
mention the consumer goods (clothing and food)
true
11. Write down the importance of marketing mix?
बजारशास्त्र सम्मिश्रणको महत्त्व लेख्नुहोस्
।
Answer:
Helps understand what your product or service can offer to your customers. Helps plan a successful product offering. Helps with planning, developing and executing effective marketing strategies. Helps businesses make use of their strengths and avoid unnecessary costs.
Explanation:
At Frank's company, the strength of the organizational structure is that the results are based on
the effectiveness of the managers, but its main weakness is costs can be increased due to a
decrease in efficiency. This is an example of which structure?
Osimple
O functional
O divisional
O matrix
Answer:
divisional
Explanation:
-A simple structure s a structure in which there is little specialization and there is a central authority that controls everything and has the power.
-Functional structure is a structure in which a company is divided in groups according to specialized activities. Because of this specialization, companies with this structure can increase productivity but the communication is rigid and the cooperation between departments is difficult.
-Divisional structure is a structure in which there are different divisions and each one concentrates on a specific product or service and has all the functions and resources for that. This structure can create inefficiencies because the specialized functions are separated but the results of one division don't affect the other ones.
-Matrix structure is a structure in which employees report to more than one manager and it is used in companies that have different lines to have more flexibility and increase productivity.
According to this information and the statement, the answer is that this is an example of divisional stucture because in this structure each division has its own resources and specialized functions and because of that the results are based on the effectiveness of the managers but as each division has its own specialized functions, this creates inefficiencies.
The Saturday Evening Post was a niche magazine.
True
False
Answer: False
Explanation: good luck
One of your clients calls and is unhappy about the transaction costs in their account over the course of the last year. You go over their statements and activity for the year and discuss solutions with the customer. The customer expresses their feelings that movements in the market are rational and tied to various factors, but that predicting future movements is, for the most part, futile. What investment strategy would be BEST for this client with this information in mind
Answer: [C] The RR should suggest that the client use a buy and hold strategy.
Explanation:
The options are:
A. The RR should suggest that the client use a combination of tactical and strategic asset allocations.
[B] The RR should suggest that the client try to time the market, taking advantage of gains and losses in individual securities.
[C] The RR should suggest that the client use a buy and hold strategy.
[D] The RR should suggest that the client engage in day trading to take advantage of daily fluctuations in the markets.
The jnvestment strategy that would be best for this client with this information in mind is that the RR should suggest that the client use a buy and hold strategy.
The buy and hold strategy, is a strategy whereby a customer purchases a security and expects it to rise in value. In this case, the transaction cost is a source of concern to the client, and since we are also informed that it's futile to make predictions about the movements in the market
Therefore, the investment strategy that should be used will be buy and hold strategy.
Does India have a good economy?
Answer:
not now
Explanation:
But yes the economy of india was much better than before the pandemic . so the answer will be yes but it should be explained by you in a nice manner
Answer:
No
Explanation:
The reason is that usually for most of the time they have no water or very little. Therefore there is not much to sell.
Pandora allows users to
A. interact with other users.
B. run free background checks.
C. stream radio to mobile devices or computers.
D. protect themselves against identity theft.
DEFF ADR represents 20% of the value of a DEFF ordinary share. The ordinary shares trade on the London Stock Exchange, where the current price is 200 British Pounds (BP). The current exchange rate for the British Pound against the U.S. Dollar is $1.40. The ordinary share pays an annualized dividend of 12 BP, with payment made semi-annually. The DEFF ADR is listed on the NYSE. If a customer places an order to buy $560,000 of the ADR on the NYSE, how much will the customer receive in each dividend payment
Answer:
$16,800
Explanation:
Calculation to determine how much will the customer receive in each dividend payment
First step is to calculate the ADR
ADR=$560,000 / $56
ADR= 10,000 ADR shares.
Note that U.S. market ADR will be either be 1/5th or $56 per U.S. ADR
Second step is to calculate the Semiannual annual dividend rate per ordinary share
Semiannual annual dividend rate per ordinary share =[(12 BP/2)*1/5th ADR worth ]*$1.40 exchange rate
Semiannual annual dividend rate per ordinary share =(6BP* *1/5th ADR worth)*$1.40 exchange rate
Semiannual annual dividend rate per ordinary share =$1.2per ADR share*$1.40 exchange rate
Semiannual annual dividend rate per ordinary share =$1.68
Now let calculate how much will the customer receive in each dividend payment
Dividend payment = $1.68 per ADR share x 10,000 shares
Dividend payment = $16,800
Therefore how much will the customer receive in each dividend payment is $16,800
HELP PLEASE SOS
carrefour's type of delegation and it's advantages and disadvantages
Answer:
advantages: delegations involve the assignment to others authority for specific functions, tasks, and decisions.
disadvantages: delegations reduces management, stress, workload.
2. Complete the chart by identifying which go the following modes of transportation is being described: truck,railroad, ship, aircraft, or pipeline. (5 points)
Answer:
1. Truck
2.Railroad
3. Ship
4. Air flight
5.Pipeline
Explanation:
The whole answer were in the FYI in the program but I made sure that its right because i they matched identicaly
Thank you!
1. Personal Characteristics Jack Ma possess (In accordance with the discussion in
the lesson, give at least three.)
2. Key takeaways you've got from him. (Use your own words, give at least three)
3. In your own words, explain how Jack Ma thinks compared to typical individual
Answer:
knock knock.................................
Which of the following describes the path–goal theory? ANSWER Unselected Identifies leadership style by measuring whether a person is task oriented or relationship oriented Unselected States that successful leadership depends on selecting the right leadership style contingent on the follower’s readiness Unselected Proposes that effective group performance depends on the proper match between the leader’s style and the degree to which the situation gives the leader control Unselected Suggests that it’s the leader’s job to provide followers with information, support, or other resources necessary to achieve goals
Answer:
I. The least preferred co-worker (LPC) questionnaire.
II. The situational leadership theory (SLT).
III. Fiedler contingency model.
IV. Path-goal theory.
Explanation:
A leader can be defined as an individual who is saddled with the responsibility of controlling, managing and maintaining a group of people under him or her.
Some types of power expressed by leaders are referent power, coercive, etc.
Generally, managers are typically involved in taking up leadership roles and as such are expected to be build a strong relationship between their employees or subordinates by creating a fair ground for effective communication and sharing of resources and information.
I. The least preferred co-worker (LPC) questionnaire: identifies leadership style by measuring whether a person is task oriented or relationship oriented.
II. The situational leadership theory (SLT): states that successful leadership depends on selecting the right leadership style contingent on the follower’s readiness.
III. Fiedler contingency model: proposes that effective group performance depends on the proper match between the leader’s style and the degree to which the situation gives the leader control.
IV. Path-goal theory: suggests that it’s the leader’s job to provide followers with information, support, or other resources necessary to achieve goals
Explain how insurance companies use risk pooling to generate a profit for their
businesses.
Thankyou!!
Answer: By creating risk pools, insurance companies help spread the risk and avoid the type of massive payout required after a catastrophic loss. It is a form of risk management for insurance companies. If a claim is made for reimbursement due to that catastrophic loss, the participating insurance companies spread the loss among themselves.
Explanation:
What is a fixed expense?
An expense that is the same during some months, and different during
other months.
An expense that typically does not change month to month.
An expense that typically varies from month to month.
None of the above
Answer:
answer B. An expense that typically does not change month to month.
Explanation:
Fixed Expenses Fixed expenses cost the same amount each month. These bills cannot easily be changed and are usually paid on a regular basis, such as weekly, monthly, quarterly or from year to year.
what is the source document for cash sales of service
Which best describes the similarity and differences between the Construction pathway and the Maintenance/Operations pathway?
Answer:
into how many geographical region Nepal has divided? describe them in a few line
Answer:
the answer is C
Explanation:
hope this helps
What is unique about a dual-axis chart?
Data is coded with two different colors.
Data is charted by two different types of data.
The information on the axis has two different fonts.
One set of data is shown two different ways.
Answer: B
Or Data is charted by two different types of data.
Explanation:
I got it right
whats a simple definition of rebate???
Which selling approach is considered direct and focuses mainly on convincing the buyers that the item is needed?
A. upselling
B. consultative selling
C. relationship selling
D. personal selling
E. traditional selling
Answer:
Which selling approach is considered direct and focuses mainly on convincing the buyers that the item is needed?
A. upselling
B. consultative selling
C. relationship selling
D. personal selling
E. traditional selling
answer is B
The selling approach that is recognized direct and lays emphasis primarily on persuading the buyers about the need of the item would be:
D). Personal selling.
'Personal selling' is described as the selling approach in which the seller hires salesmen to get their products sold directly to the customers. In this technique, the salesman personally interacts with the consumers and uses his/her communication or other skills to convince them about the quality and the worth of the product. They often practically show the effects of the product to the consumers so that they are persuaded to buy it and they can make a maximum sale.Thus, option D is the correct answer.
Learn more about 'selling' here:
brainly.com/question/20687505
Changes in inventories are included as part of investment spending because multiple choice 1 anything produced by a business that has not been sold during the accounting period is something in which the business has invested. anything produced by a business that has not been sold during the accounting period is something in which the business has consumed. anything produced by a business that has been sold during the accounting period is something in which the business has invested. anything produced by a business that has been sold during the accounting period is something in which the business has consumed. b. If inventories decline by $1 billion during 2022, then $1 billion would be multiple choice 2 subtracted from both gross private domestic investment and gross domestic product. subtracted from gross private domestic investment and added to gross domestic product. added to gross private domestic investment and subtracted from gross domestic product. added to both gross private domestic investment and gross domestic product.
Answer:
A)Changes in inventories are included as part of investment spending because anything produced by a business that has Anything produced by a business that has not been sold during the accounting period is something in which the business has invested
B)If inventories declined by $1 billion during 2012, then $1 billion would be subtracted from both gross private domestic investment and gross domestic product.
Explanation:
A) All inventories that Businesses could have is expected to be utilized by the business. Example of this is that Iron sheet that a business could use in making new Factory building or a pack of toiletries in the shelf in supermarket are both asset as regards to the business and they are things that are been invested by the business.
B)Declination in inventories symbolize that produced goods in previous years has been used up in production of current year. In the case that that the stated $1 billion is not deducted, then there would be need to count the produced goods that was produced in previous year as been produced in 2022
f the Net Operating Income of a commercial property is $840,000 and the Capitalization Rate is 8.75% what is the estimated value of the property
If the Gross Rent Multiplier of a single-family dwelling unit is 130 and the Monthly Market Rent is $1,750 what is the estimated value of the property?
If the annual gross income from an apartment project is $40,000 and the gross income multiplier is 6.2 what is the estimated value of the property?
ASAP PLS HELP
Answer: See explanation
Explanation:
a. Net Operating Income = $840,000
Capitalization Rate = 8.75%
The estimated value of the property will be:
= Net Operating Income / Capitalization Rate
= $840,000 / 8.75%
= $840,000 / 0.0875
= $9,600,000
b. The estimated value of the property will be:
= Gross rent multiplier × Annual market rent
= 130 × (1750 × 12)
= $2,730,000
c. The estimated value of the property will be:
= Gross income multiplier × Annual gross income
= 6.2 × $40,000
= $248,000
Written communication involves the exchange of information between a sender and a ______.
a.
Transcriber
b.
Receiver
c.
Author
d.
Customer
Answer:
Written communication involves the exchange of information between a sender and a receiver :3
Explanation:
:3
Answer:
b
Explanation:
edge
Do you prefer to work alone or as a member of a team? Explain.
Answer:
If you're an introvert, you can say that you generally enjoy working alone, but explain that you can also work well with others, too. For example, “I really enjoy collaborating with a team and brainstorming ideas, but that doesn't mean I can't work independently to get things done.
Acknowledging working as a team and independently shows you are a well-rounded individual who likes all work environments. However, employers won't accept you directly answering “both”, so you need to pick one depending on the type of role you're going for – but remember to address the other side too.
You are an American, working for a US hospital. The hospital sells services to a French hospital. Given a depreciation of the Euro, your French subsidiary (the one that receives the revenues from the French Hospital) received a lesser income last year, although a clause in your contract stipulates adjustment payment in US dollars. Therefore, your subsidiary has a balance sheet loss, although your consolidated global result is positive. This type of foreign exchange risk is known as:
Answer:
translation exposure
Explanation:
Translation exposure is also known as translation risk. In this type of risk, the value of a company's assets, equities, income, or liabilities change due to changes in the exchange rate,
French subsidiary received a lesser income last year, although payment will be adjusted in US dollars as per the contract.
Due to this, the subsidiary has a balance sheet loss, although the consolidated global result is positive.
This type of foreign exchange risk is known as translation exposure.
How do transportation companies often gather information for tracking
packages?
A. By scanning bar codes
B. By creating packing slips
C. By producing routing guides
D. By establishing procedures for counting inventory
Answer: A (By Scanning bar codes)
Explanation:
Just took the quiz
The transportation companies gather information about tracking packages by scanning bar codes. Thus, the correct answer is option A.
What is a bar code?A bar code is a method of visually representing data in a machine-readable format. Barcodes initially represented data by varying the widths, spacings, and sizes of parallel lines. These linear or one-dimensional (1D) barcodes can be scanned by special optical scanners known as barcode readers, of which there are several types.
Bar codes are used to identify objects and people. Rental cars, airline luggage, nuclear waste, registered mail, express mail, and parcels are all tracked using them. Transport companies track packages by scanning the bar code on the parcel.
Therefore, the correct answer is option A.
To learn more about bar code , click here:
https://brainly.com/question/18265973
#SPJ2
Reasons a business might fail are
proper management
extra money
competition
O good location