Answer:
You need points in order to ask questions. You get points by answering questions. It's the cycle of.... help to be helped, I guess.
Answer:
on brainly i help people and get answers
Users need to use points to post a question
Explanation:
Question 2 of 10
Which action is a bank most likely to take when evaluating a loan application
from a person with a low credit score and a poor credit history?
A. Reducing the interest rate to encourage the person to borrow
more
B. Increasing the value of the loan to earn more interest over time
O C. Denying the loan because the person is unlikely to pay it back
O D. Requiring the person to take more than one loan at a time
SUBMIT
PREVIOUS
Answer:
C is the correct answer
Explanation:
Denying the loan because the person is unlikely to pay it back is a bank most likely to take when evaluating a loan application from a person with a low credit score and a poor credit history.
What is loan application?Borrowers apply for loans via a loan application. Through the loan application, borrowers provide vital financial information to the lender.
The loan application is crucial in determining whether or not the lender will approve your funding or credit request.
Thus, option C is correct.
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Alison's dress shop buys dresses from McGuire Manufacturing. Alison purchased dresses from McGuire on July 17 and received an invoice with a list price amount of $6,200 and payment terms of 2/10, n/30. Alison uses the net method to record purchases. Alison should record the purchase at:
a. $3,038.
b. $6,200.
c. $6,076.
d. $6,324.
Answer:
c. $6,076
Explanation:
Calculation for what Alison should record the purchase
Purchase=$6,200 ×(100%-2%)
Purchase=$6,200 ×98%
Purchase=$6,076
Therefore if Alison uses the net method to record purchases she should record the purchase at:$6,076
The lengths of service of all the executives employed by Standard Chemicals are:
Name Years
Mr. Snow 20
Ms. Tolson 22
Mr. Kraft 26
Ms. Irwin 24
Mr. Jones 28
(a) Using the combination formula, how many samples of size 2 are possible?
(b) List all possible samples of 2 executives from the population and compute their means.
(c) Organize the means into a sampling distribution.
(d) Compare the population mean and the mean of the sample means.
Solution :
a). There are total 5 executives. Therefore the possible sample size of 2 is
[tex]$^nC_r=\frac{n!}{r!(n-r)!}$[/tex]
[tex]$^5C_2=\frac{5!}{2!(5-2)!}$[/tex]
[tex]$=\frac{5!}{2! \ 3!}$[/tex]
= 10
So, there are 10 possible ways for selection of sample size of 2.
b).
Sample Samples of service length Sample mean
Snow, Tolson 20, 22 (20+22)/2 = 21
Snow, Kraft 20, 26 23
Snow, Irwin 20, 24 22
Snow, Jones 20, 28 24
Tolson, Kraft 22, 26 24
Tolson, Irwin 22, 24 23
Tolson, Jones 22, 28 25
Kraft, Irwin 26, 24 25
Kraft, Jones 26, 28 27
Irwin,Jones 24, 28 26
c). The mean and the standard deviation of the means of the sampling distribution is given by :
[tex]$\bar{X}= \sum_{i-1}^{10}\frac{\bar{x}_i}{n}$[/tex]
[tex]$=\frac{21+23+22+24+24+23+25+25+27+26}{10}$[/tex]
[tex]$=\frac{240}{10} $[/tex]
= 24
The variance of the sample means :
[tex]$S^2=\frac{1}{n}\sum_{i-1}^{10}\left(\bar x_i - \bar X \right)^2$[/tex]
[tex]$=\frac{1}{10}\sum_{i-1}^{10}\left(\bar x_i - 24 \right)^2$[/tex]
[tex]$=\frac{1}{10}\times(30)$[/tex]
= 3
Therefore the standard deviation of the sample means is
[tex]$S=\sqrt{variance}$[/tex]
[tex]$=\sqrt3$[/tex]
= 1.732
d). The population means is given by:
[tex]$\mu =\frac{20+22+26+24+28}{5}$[/tex]
[tex]$=\frac{120}{5}$[/tex]
= 24
Therefore, we can say that the mean of the sample means is a point estimate of the population mean.
what is globalization ?
Answer:
the process by which businesses or other organizations develop international influence or start operating on an international scale.
Explanation:
Yeah
Avery Co. has $1.1 million of debt, $1 million of preferred stock, and $2.2 million of common equity. What would be its weight on debt
Answer:
0.26
Explanation:
Given that :
Value of debt = $1.1 million
Value of preferred stock = $1 million
Value of common equity = $2.2 million
Total value of company's funds :
(value of debt + value of Preffered stock + value of common equity)
(1.1 + 1 + 2.2) million
= $4.3 million
Hence, weight of debt :
Value of debt / total value of company's funds
$1.1 million / $4.3 million
= 0.2558
= 0.26
Your storage firm has been offered 100,000 in one year to store some goods for one year. Assume your costs are $95,000, payable immediately, are the cost of capital is 8%. Should you take the contract?
Answer:
We should not take the contract
Explanation:
Net present value = Initial investment + Present value of cash inflows
Net present value = -95000 + 100000/1.08
Net present value = -2407.41
Thus, the contract should not be taken because the NPV is negative
the nash corp is considering four investments. Which provides the highest after-tax return for Nash corp. if it is in the
Answer:
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Explanation:
sudjfjejrjfngnv vjvkvkvk
Cash flows from collections on credit sales are usually reported in the statement of cash flows as part of:
Operating activities.
Financing activities.
Investing activities.
Noncash activities.
This is not reported in the statement of cash flows.
Answer:
Operating activities.
Explanation:
Operating activities are events and transactions that generate income for a business. They are the normal business activities of producing or purchasing merchandise, selling goods, and services to customers. They also include business administration and selling expenses.
Examples of incomes from operating activities are
1. Cash sales
2. Interest received
3. Lawsuit settlements receipts
4. Cash dividends received
5. Collection from accounts receivables
g Briefly explain why data visualization is important. Support with an example from the activity
Answer:
Visualization is important because every body learns slightly differently. Some people learn from doing the task hands-on, some people learn from watching someone else do the task, some people learn from reading about it, hearing about it etc etc. It is also important to show visuals to show your answer, and/or reasoning in greater detail; say that you are giving a presentation about stocks, you could just write about it, but if you show graphs, pictures, and other visuals, then you'll get your point across a lot faster, and look professional in the process
I don't know the activity so I can't give an example from "this activity" it hopefully you find some help fro this
Explanation:
May I have brainliest please? :)
The process of obtaining and placing information in a visual environment is known as data visualization. For human brain, data visualization detects patterns, trends and contours of data sets.
Data visualization can aid in the most efficient delivery of information.Data visualization is and important part of the business intelligence process because it takes raw data, transforms it, and makes it available for conclusions. Data scientists create machine learning algorithms in Advanced Analytics to better compile essential data into visualizers that are easier to comprehend and interpret. Visual data is used in data visualization to transmit information globally, swift and effectively.
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Which stage of an industry's growth cycle offers the greatest opportunity for an investor who is seeking capital gains?
a. initial development
b. mature growth
c. stability or decline
d. rapid expansion
Answer:
d. rapid expansion
Explanation:
The main objective of an investor is to invest his capital in an industry that generates profits. Therefore, analyzing the above question, it is correct to say that an organization that is expanding its business quickly, is achieving success in the market in which it operates, so this alternative is ideal for an investor seeking capital gains.
Initial development would be an alternative that does not have a real return for the investor, mature growth is also not the most profitable option, and the stability or decline option does not present a profitable and reliable alternative for an investor.
Which term best fits, research focused on assessing the effectiveness of a specific marketing tool or tactic?
Answer:
The term that best fits is:
research focused on assessing the effectiveness of a specific marketing tool.
Explanation:
When we discuss marketing tools, we imply the product development and promotional strategies and actions that a company deploys to develop and promote its products or services. They are more strategic, while marketing tactics are more operational. Marketing researches are strategic in nature. Researches are not usually conducted for marketing tactics.
The efficient frontier of risky assets is
A. the portion of the investment opportunity set that lies above the global minimum variance portfolio.
B. the portion of the investment opportunity set that represents the highest standard deviations.
C. the portion of the investment opportunity set that includes the portfolios with the lowest standard deviation.
D. the set of portfolios that have zero standard deviation
Answer:
A. the portion of the investment opportunity set that lies above the global minimum variance portfolio.
Explanation:
The Efficient frontier refers to the portfolios set that involves that expected return whose return is high at the level of minimum risk so the asset that contains the high risk profile that investment opportunity set portion should be above the variance portfolio i.e. minimum globally
Therefore the correct option is a.
Novak Corporation amended its pension plan on January 1, 2020, and granted $152,280 of prior service costs to its employees. The employees are expected to provide 1,880 service years in the future, with 330 service years in 2020. Compute prior service cost amortization for 2020. Prior service cost amortization for 2020
Answer:
26762.74
Explanation:
Prior service cost amortization for 2020 can be calculated by first calculating the average time until the employee's retirement. After calculating the average time until retirement we will divide the service cost at that time
Workings
average time until retirment = 1880/330
average time until retirment = 5.69 years
prior service cost amortization for 2020 = $152,280/5.69
prior service cost amortization for 2020 = $26762.74
A company issues bonds with a $100,000 par value, an 8% annual contract rate, semiannual interest payments, and a five year life. The bonds sold for $107,850. The entry to record the issuance of the bonds will include
Answer:
a. A credit to Premium on Bond Payable $7,850
Multiple-choices
a. A credit to Premium on Bonds Payable of $7,850.
b. A debit to Discount on Bonds Payable of $7,850
c. A credit to Cash of $100.000.
d. A credit to Bonds Payable of $107850
Explanation:
Bonds issued at a premium mean a customer pays a higher price than the face value. In this case, the premium amount is the difference between $107,850 and $100,000. When bonds are issued at a premium, the premium amount is debited to a premium bond account.
Below is a table for the present value of $1 at Compound interest.
Year 6% 10% 12%
1 0.943 0.909 0.893
2 0.890 0.826 0.797
3 0.840 0.751 0.712
4 0.792 0.683 0.636
5 0.747 0.621 0.567
Below is a table for the present value of an annuity of $1 at compound interest.
Year 6% 10% 12%
1 0.943 0.909 0.893
2 1.833 1.736 1.690
3 2.673 2.487 2.402
4 3.465 3.170 3.037
5 4.212 3.791 3.605
Using the tables provided, if an investment is made now for $23,700 that will generate a cash inflow of $7,900 a year for the next 4 years, the net present value (rounded to the nearest dollar) of the investment, assuming an earnings rate of 10%, is:________
Answer: $1,343
Explanation:
Net Present Value = Present value of Cash inflows - Present value of Cash outflows
Cash inflows are constant and so are an annuity.
Present value of Cash inflows = Annuity * Present value interest factor of annuity, 4 years, 10%
= 7,900 * 3.170
= $25,043
Net Present Value = 25,043 - 23,700
= $1,343
A seller (or provider) of goods or services to a business organization is known as a:
A Vendor.
B Payee.
C Vendee.
D Creditor.
E Debtor.
Answer:
A. Vendor.
Explanation:
This individual or company would be known as a vendor. These individual/company offer others a specific good or service for their own personal or commercial use. These individuals/companies make money by manufacturing the product and selling them to others and making a profit in the process. Usually they also sell these products in bulk which still nets them good profit and provides a cheaper price to the buyer.
Information on Kimble Company's direct labor costs for the month of January is as follows:________. Actual direct labor hours 34,800 Standard direct labor hours 35,600 Total direct labor payroll $ 269,700 Direct labor efficiency variance-favorable $ 5,600 What is Kimble's direct labor rate variance?
Answer:
Direct labor rate variance= $26,100 unfavorable
Explanation:
To calculate the direct labor rate variance, we need to use the following formula:
Direct labor rate variance= (Standard Rate - Actual Rate)*Actual Quantity
Actual rate= 269,700/34,800= $7.75
First, we need to calculate the standard rate:
Direct labor time (efficiency) variance= (Standard Quantity - Actual Quantity)*standard rate
5,600 = (35,600 - 34,800)*standard rate
5,600/800= standard rate
$7= standard rate
Now, the direct labor rate variance:
Direct labor rate variance= (7 - 7.75)*34,800
Direct labor rate variance= $26,100 unfavorable
when weighing your employment options consider
Answer:
When weighing your employment options, these are very important to consider:
- Employee Benefits
- Pay period
- Taxes taxable income.
Thus, all of these are very important to consider before accepting the job offer.
Explanation:
PLS HELP ASAP
Owners equity includes (______), which is the amount of profits that your business has been able to save over the past few years.
Assume that the risk-free rate is 2.5% and the expected return on the market is 12%. What is the required rate of return on a stock with a beta of 1.1?
Answer:
12.95%
Explanation:
Given:
Risk-free rate (rRF) = 2.5%
Expected return on the market (rm) = 12%
Stock beta (bs) = 1.1
(rRF) + (rm - rRF)(bs)
0.025 + (0.12 - 0.025) (1.1)
0.025 + 0.095 (1.1)
0.025 + 0.1045
0.1295
12.95%
Outstanding debt of Home Depot trades with a yield to maturity of 5%. The tax rate of Home Depot is 40%. What is the effective cost of debt of Home Depot
Answer:
3.00%
Explanation:
The effective cost of debt of Home Depot = 5%*(1 - 0.40)
The effective cost of debt of Home Depot = 0.05*0.60
The effective cost of debt of Home Depot = 0.03
The effective cost of debt of Home Depot = 3.00%
This morning, Mary bought a ten-year, $1000 par value bond with a 7.0% coupon rate and annual payments. She paid $994 for the bond. If the market interest rate on this type of bond decreases to 6.5% tonight, how much will Mary receive for her first coupon payment?a. $32.50.b. $35.00.c. $65.00.d. $69.58.e. $70.00.
Answer:
e. $70.00
Explanation:
The coupon payment is the amount received by the bondholder on a periodic basis during the life of the bond which is based on the bond's face value which in this case is $1000
Note that the coupon payments are expected to be made once a year.
Coupon payment=bond face value*coupon rate
bond face value=$1000
coupon rate=7%
annual coupon payment=$1000*7%
annua coupon payment=$70.00
Lockard Company purchased machinery on January 1, 2020, for $80,000. The machinery is estimated to have a salvage value of $8,000 after a useful life of 8 years. A) Compute 2020 depreciation expense using the straight-line method. B) Compute 2020 depreciation expense using the straight-line method assuming the machinery was purchased on September 1, 2020.
Answer:
a) $9,000
b) $3,000
Explanation:
The calculation of the depreciation expense for each of the following cases
a)
As we know that
= (Purchase cost of machinery - estimated salvage value) ÷ (useful life)
= ($80,000 - $8,000) ÷ (8 years)
= ($72,000) ÷ (8 years)
= $9,000
b) Since the asset purchased as on Sep 1, 2020 so the depreciation expenses would be charged for four months i.e. From September to December.
Also at the same time we assume the books are closed as on Dec 31,2020
Therefore, the depreciation expense is
= $9,000 × 4 months ÷ 12 months
= $3,000
Which of the following government agencies is responsible for managing the
money supply in the United States?
A. The U.S. Mint
B. Congress
C. The Federal Reserve Bank
O D. The Department of the Treasury
Answer:
Explanation:
C The Federal reserve Bank
The government agency that is responsible for managing the money supply in the United States is the Federal Reserve Bank.
What do you mean by money supply?Money supply refers to the total amount of money held by the public for a particular point.
The money supply in the U.S. is controlled by the U.S. Federal Reserve. The federal reserve is the central banking system of the United States of America. It serves as the lender of last resort to the major banking institutions.
Therefore, C is the correct option.
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Gravel Company reported net income of $4,500,000 in 2021. The weighted average number of common shares outstanding during 2021 was 200,000 shares. Gravel paid $250,000 in dividends on preferred stock, which was convertible into 40,000 shares of common stock. How much is diluted earnings per share for 2021
Answer:
the diluted earning per share is $17.71
Explanation:
The computation of the diluted earning per share is shown below:
Diluted earning per share is
= (Net income - preference dividend) ÷ ( oustanding common stock shares + convertible shares)
= ($4,500,000 - $250,000) ÷ (200,000 + 40,000)
= $4,250,000 ÷ 240,000 shares
= $17.71
hence, the diluted earning per share is $17.71
We simply applied the above formula so that the correct value could come
And, the same is to be considered
An example of a start of a start up cost
Answer:
what
Explanation:
please write the question properly I can't understand it
Paunch Burger has a beta of 1.2 and just paid a dividend of $2.30 that is expected to grow at 3.2%. If the risk-free rate is 3% and the market risk premium is 6%, what should be the price of the stock
Answer:
P0 = $33.9085 rounded off to $33.91
Explanation:
Using the constant growth model of dividend discount model, we can calculate the price of the stock today. The DDM values a stock based on the present value of the expected future dividends from the stock. The formula for price today under this model is,
P0 = D0 * (1+g) / (r - g)
Where,
D0 is the dividend paid recently
D0 * (1+g) is dividend expected for the next period /year
g is the growth rate
r is the required rate of return or cost of equity
First we need to calculate the required rate of return or r using the CAPM.
Using the CAPM, we can calculate the required/expected rate of return on a stock. This is the minimum return required by the investors to invest in a stock based on its systematic risk, the market's risk premium and the risk free rate.
The formula for required rate of return under CAPM is,
r = rRF + Beta * rpM
Where,
rRF is the risk free rate
rpM is the market risk premium
r = 0.03 + 1.2 * 0.06
r = 0.102 or 10.2%
Now using the formula for P0 under the constant dividend growth model,
P0 = 2.3 * (1+0.032) / (0.102 - 0.032)
P0 = $33.9085 rounded off to $33.91
Whenever significant expansionary policies are implemented and left in place for at least half a year or more, the likely result is:_____.
Answer:
It starts effecting price level - inflationary pressure in economy.
Explanation:
Expansionary policies are aimed at increasing Aggregate Demand, by Fiscal or monetary approach.
Fiscal expansion policy include increasing government public expenditure, reducing government tax revenue. Monetary Expansion policy aim include credit expansion - from decreased LRR, decreased bank rate, decreased marginal requirement etc
Significant expansion policy left for more than half an year, start exerting inflationary pressure on the economy price level.
Answer:
high inflation or reduced government spending
Explanation:
Before protecting a worksheet to avoid people from editing the formulas, you must ________.
unlock the input cells
lock the input cells
unlock the formula cells
lock the formula cells
Answer:
Lock the Formulas Cells
Explanation:
Now, go to lock the selected cells with formulas. To do this, press Ctrl - 1 to open the Format Cells dialog again, switch to the Protection tab, and check the Locked checkbox. The locked option prevents the user from overwriting, deleting or changing the content of the cells.
What are three major technology advancements that made it possible for Amazon to succeed in starting up the industry of online business?
Answer:
The internet. The introduction of Wi-FiThe introduction of websites