consider a $5,000,000, 8.5%, 30-year mortgage with monthly payments. what is the yield to maturity (ytm) of this loan under the following circumstances: (a) no points, fully-amortizing (b) three points of disbursement discount (point), fully amortizing (c) three points of disbursement discount, 7-year maturity with b

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Answer 1

A 30 year mortgage with a 3/1 adjustable rate is one in which the interest rate is fixed yield to maturity .The correct answer is three points of disbursement discount (point), fully amortizing.

The first three years and then is subject to change. I created an amortisation schedule that shows the first three payments will have a 7% interest rate, followed by payments with a 6% interest rate for the remaining payments. The initial 36 months' payment is $997.95 (principal debt after 36 payments: $145,090.59), after which it drops to $905.34.look at the amortisation schedule 1.The monthly payments would be $935.98 if the first three years' interest costs were the only ones paid by the payments, which would be calculated as follows: $150,000 x 7%/12 = $875. see Schedule of Amortization 2.

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Related Questions

robert mondavi is a well-known winery in napa valley, ca. it is a family-owned business and is not traded on any stock exchange. which type of commercial firm is this known as?

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The commercial firm is this known as private firm.

When the acquisition is of minimal consequence and is not difficult, the scenario is direct rebuy. A considered reliable is the routine purchase of items from a supplier on a list of approved.

In an organizational buying situation, a conjunctive criterion would be particularly typical in the first stage of a multiple decision process when it comes to evaluation as well as search.

The given question is incomplete, the complete question is:

Robert Mondovi is a well-known winery in napa valley, ca. it is a family-owned business and is not traded on any stock exchange. which type of commercial firm is this known as?

(a)public firm

(b)cooperative firm

(c)private firm

(d)open firm

(e)nontrade firm

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cryon corp. has the following information: borrow from bank, $100,000; pay dividend $30,000; purchase building $50,000; collect from customers $50,000; and repay loan from bank $30,000. what is the net cash inflow from financing activities?

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Crayon corp has the following statistics $40,000 is the net coins inflow from financing activities.

Crayola LLC produces an extensive variety of merchandise other than their well-known crayons under the Crayola emblem call. these encompass colored pencils, markers, inks and paints, modeling clays, coloring books, and artists' equipment.

We help clients choose the best solutions for their enterprise desires and price range to thrive and innovate with software, cloud, facts, and AI. Combining era with human potential is how we rework.

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suppose your business is located about 30 miles from the nearest large city. if you evaluate whether to open a second salon in that city, what kind of decision is this?

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The distance between the firm and the closest big city is roughly 30 miles. if you assess whether you should establish a second salon there. A decision of location

What significance does the choice of place have?

The best employees are difficult to find and keep, and many of them are very conscious of their location to achieve the ideal work-life balance. The performance of a business over the long run can be greatly improved by wise location choices. Loss of talent, productivity, and capital can cost poor ones millions of dollars.

How does location strategy work?

Location strategy, expressed simply, is a strategy that involves identifying your company's goals and then choosing the best location to help you reach them. There are numerous elements to take into account, thus selecting a new place should be accompanied by a thorough analysis.

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hyperion enterprises had asset turnover of .40 in 2022. if net assets were $678,000 at the beginning of the year and $895,000 at the end of the year, what were net sales for 2022? $217,000

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Average assets are equal to (Begging assets + Ending assets) / 2. Average Assets = (678000 + 895000) /2 =  786500

Net sales are equal to Average Assets times Asset Turnover.

Net sales equals 0.40 x 786.500 = 314,600.

What does a favourable asset turnover ratio look like?

Finally, it is selling for a significant percentage of its total asset worth. Depending on the company model, a number between 0.25 and 0.5 is considered to be favourable for enterprises.

What does the total asset turnover ratio mean?

According to one interpretation of the asset turnover ratio, the ratio gauges how well a business utilises its assets to generate sales. A larger ratio is preferable since it shows that assets are being used more effectively. A lower ratio, on the other hand, shows that the organisation is not utilising its resources as effectively.

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the materials requirement plan (mrp) is a long-range materials plan that converts information regarding end-items in the mps into a set of time-phased component and part requirements

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A macro-level, long-term planning tool is resource needs planning (RRP). A long-range materials plan called the materials requirement plan (MRP) transforms information from the MPS's end-item list into a list of time-phased component and part requirements.

The materials requirement plan (mrp) is a long-range materials plan that converts information regarding end-items in the mps into a set of time-phased component and part requirements

What is materials requirement plan?

A technique called MRP is used to schedule manufacturing production. With the aim of satisfying customer needs and boosting overall productivity, it recognizes necessary materials, estimates amounts, predicts when items will be required to match the production plan, and manages supply scheduling.

The three fundamental inputs of an MRP system (BOM)

Master Production Schedule (MPS),

Inventory Status File (ISF), and

Bill of Materials (BOM)

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henderson company uses the gross profit method to estimate ending inventory and cost of goods sold when preparing monthly financial statements required by its bank. inventory on hand at the end of july was $120,500. the following information for the month of august was available from company records: purchases $ 215,000 freight-in 4,800 sales 346,000 sales returns 8,600 purchases returns 3,900 in addition, the controller is aware of $12,000 of inventory that was stolen during august from one of the company’s warehouses. required: calculate the estimated inventory at the end of august, assuming a gross profit ratio of 25%. calculate the estimated inventory at the end of august, assuming a markup on cost of 25%.

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Calculate the estimated inventory at the end of August, assuming a gross profit ratio of 30%: It is $93,700. Calculate the estimated inventory at the end of August, assuming a markup on the cost of 25%. It is $69,600.

What is the estimated inventory?

The gross profit approach uses current-period data on net sales and the cost of products available for sale along with the company's business gross profit percentage to estimate the value of estimated inventory. Net sales minus cost of goods sold = gross profit.

The basic formula is that ending estimated inventory equals beginning inventory + net purchases with fewer COGS. The ending inventory of the previous period is your starting inventory. The products you have purchased but also added to your stock count are the net purchases.

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the shift from manufacturing to service in the u.s. economy has caused the number of union workers to:

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US manufacturing companies have moved their operations to China and other low-wage countries while firing US union workers, resulting in a decline in union membership over the past three decades.

What caused the rise in union membership?

The need to safeguard workers' collective interests led to the birth of the labor movement in the United States.Organized labor unions fought for better wages, reasonable working hours, and safer working conditions for industrial workers.

Which three factors are responsible for the decline in union membership?

The growth of traditionally unionized industries has significantly decreased.Numerous factors, including unions' tarnished reputations, shifts in the labor force, and laws restricting union influence, are to blame for the decline in unionization.

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Under U.S. GAAP companies classify individual deferred tax asset or liabilities with related assets or liabilities as either current or non-current based on _____.A) the dollar valueB) the expected reversal dateC) the classification of the underlying asset or liabiliyD)the date of creation

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Under U.S. GAAP companies classify individual deferred tax assets or liabilities with related assets or liabilities as either current or non-current based on the dollar value.

The U.S. dollar Index is an index (or measure) of the cost of the American greenback relative to a basket of overseas currencies, regularly known as a basket of U.S. trade partners' currencies. The Index is going up when the U.S. dollar gains "power" (cost) when compared to different currencies.

The alternate-weighted US dollar index is a foreign money index created with the aid of the Federal Reserve to degree the exchange fee of the united states dollar compared to the nations that it trades with the most, the more exchange a rustic has with us the greater that exchange charge weighs on the index. The index become created in 1998 at some point after the introduction of the Euro.

The dollar rate is the rate at which every other u.s. forex converts to the U.S. dollar, so it can be thought of as how many gadgets of currency are needed to purchase 1 U.S. greenback.

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1. An increase in the product price will cause market labor demand curve to shift out , shift in, go negative, pay workers less , while a decrease in the product price will cause market labor demand curve to shift out, shift in, slope upwards, pay workers less .
2. Fairly Decent Industries has the following production schedule. The price of the product being produced is $5 in a purely competitive market. On the following table, compute the Marginal Revenue Product for every "jump" between one level of workers and the next. Instructions: Enter your answers as whole numbers. Workers Output/Hour Marginal Product Marginal Revenue Product 2 10 4. 20 5 $ 25 6 28 4 $ 20 8 34 3 $ 15 The hourly wage for workers is $18. Assuming workers must be hired in increments as shown on the table, Fairly Decent Industries will keep hiring workers until it has: I workers, but no more.

Answers

Fairly Decent Industries will stop hiring until it has 8 workers.

The marginal revenue product of labor (MRPL) is the additional revenue generated by hiring an extra worker. In a perfectly competitive market, the MRPL is equal to the price of the product multiplied by the marginal product of labor.

In this case, the hourly wage for workers is $18, so the marginal revenue product for each incremental increase in the number of workers is calculated by multiplying the marginal product of labor (MP) by the price of the product (P).

For the first jump from 2 to 5 workers, the MP is 10 and the P is $5, so the MRPL is 10 x $5 = $50.

For the next jump from 5 to 8 workers, the MP is 4 and the P is $5, so the MRPL is 4 x $5 = $20.

At this point, it is not cost-effective for the company to keep hiring more workers. With an hourly wage of $18 and an MRPL of $20, each additional worker hired would cost more than the revenue they would generate. Therefore, the company will stop hiring at 8 workers.

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into thin air why do you think neither hall nor fischer ever stressed a firm turn-around time for their teams on the morning of the summit push?

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When it should have been the safety of the people who paid for them to make the appropriate decisions, including their turnaround time, Hall and Fischer's top focus was getting their clients to the summit of Everest.

As an illustration, Hanson reached the summit at 4:15 when he should have turned around at most 1:30.

A framework for comprehending, diagnosing, and preventing catastrophic failures in various kinds of organizations is provided by this multi-lens analysis of the Everest case. It also has significant ramifications for how leaders can direct and influence the methods by which their organizations come to and carry out critical decisions. The Everest analysis advises leaders to pay close attention to how they balance conflicting pressures in their organizations and how their words and actions affect how other organization members perceive and believe things. Additionally, the case sheds light on how businesses go about recovering from past failures.

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Employees of cnn saw military boats around d. C. And people said they heard gunfire. Cnn reported military action; however, there was no gunfire and the coast guard merely was training. The next day, newspapers reported the miscommunication and helped clarify the confusion. This illustrates which advantage of written communication?.

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When the newspapers report about the miscommunication, it can be identified as accuracy, which is sought as an advantage of written communication techniques.

Written communication can be referred to or considered as the form of communication, which is done through writing or printing as a form of exchange of messages between at least two parties. There are various merits as well as disadvantages of written communication. One of the advantages is the accuracy of the information being presented by either of the parties.

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stock splits for the company in problem 2, show how the equity accounts will change if a. the company declares a 4 - for - 1 stock split. how many shares are outstanding now? what is the new par value per share? b. the company declares a -for-5 reverse stock split. how many shares are outstanding now? what is the new par value per share?

Answers

Stock splits are a strategy by firms to increase the liquidity of their shares especially when they are trading at a high price.

The firm divides the stock by a certain number thus increasing the number of shares by the multiple of the number. This action will divide the price of the stock and thus allow for more trade as they are cheaper.

A 4-for- stock split means that each share will become 4.

Your total number of share will become;

= 4 * 3,600

= 14,400 shares

The new price will be;

= 68/4

= $17 per share

A stock split can be understood in most common language as an allotment of outstanding shares based on an increase in the price of those shares. This stock split is done by the company's board of directors to increase the number of shares. The most important reason is to make the shares affordable to investors and not affect the company's capital. A stock split is usually an increase in the price per share of his in a company, when it is determined that the price exceeds the company's estimated limit or is high compared to other similar companies in the same market.

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suppose that the government decides to regulate this natural monopolist by requiring the firm to charge a price of p2. which is true if the government takes this approach? a socially optimal quantity of the good will result. the firm will earn a higher profit because it is selling a larger quantity. consumer surplus will increase. the firm will earn a negative economic profit.

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If the government decides to regulate this natural monopolist by requiring the firm to charge a price of p2 it will result in consumer surplus will increase.

Government is the system or group of people that run an organized community, usually a state. In the case of its broad association definition, government usually includes the legislative, executive, and judicial branches.

Government is the vehicle by which an organization's policies are enforced, as well as a mechanism for policy determination. In many countries, government has some sort of constitution, which states its guiding principles and philosophy. The main types of political systems in the modern era are democracy, monarchy, and authoritarian and totalitarian regimes.

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TRUE/FALSE. because of the nontangible nature of a service, forecasting does not play as important a role in service operations as in manufacturing operations.

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The statement is false. Forecasting is the prediction, projection or estimation of the occurrences of unsure future events or tiers of activity.

What is the reason of forecasting ?

*To become aware of undiscovered patterns and set up hidden relationships, enabling organizations to make better evidence-based commercial enterprise selections and predictions. Use the true demand of the most current period, to forecast the demand of the following period.

Forecasting refers to the exercise of predicting what will happen in the future by taking into consideration events in the past and present. Basically, it is a decision-making device that helps businesses cope with the influence of the future's uncertainty via examining historic data and trends.

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employers are required to maintain an equipment injury log. which one of the following would not be included on the log? a. the type and brand of device involved in an accident b. description of the incident c. location of the incident d. employee’s name involved with the device accident

Answers

Needlestick Safety and Prevention Act, 106th Congress, numbered 5178

The sharps injury log includes which of the following?

At a minimum, the sharps injury log should include:"A) An explanation of how the incident occurred, (B) the department or work area where the exposure incident occurred, and (C) the type and brand of the device that was involved."According to 29 CFR 1904, the sharps injury log must be kept for the required time.

Which law mandates that each healthcare facility keep a sharps injury log detailing each incident?

Employers are required by the OSHA Bloodborne Pathogens Standard (BPS) to find, assess, and implement safer medical devices, including those with sharps injury protection (SIP) features.In the sharps injury log, specific information must be reported in accordance with the standard.

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janeen hears a rumor from a colleague in sales that there is going to be layoffs on friday afternoon. she quickly calls her friend in accounting to let her know. this is an example of .

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Janeen hears a rumor from a colleague in sales that there's progressing to be layoffs on Friday afternoon. she quickly calls her friend in accounting to let her understand. this can be an example of the grapevine.

What is accounting?

⇒ The measure, processing, and sharing of economic and non-financial info concerning economic entities like enterprises and firms is thought as accounting, conjointly called business. The results of an organization's economic activities are measured through accounting, that has been named because the "language of business," and this info is shared with a spread of stakeholders, as well as investors, creditors, managers, and regulators. Accountants are people who observe accounting. Accounting and monetary reportage are ofttimes used interchangeably.

Financial accounting, management accounting, tax accounting, and value accounting are a number of the many subfields of accounting. The reportage of economic info regarding a corporation, as well as the creation of economic statements, to external users of the knowledge, like investors, regulators, and suppliers, is that the focus of economic accounting, whereas the main target of management accounting is on the activity.

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according to the new social contract: the employer is obligated to provide long-term job security. companies try to attract workers by giving them interesting and challenging work. job security is based on seniority, but salaries may be lowered for poor performance. the employer is without any responsibilities toward employees.

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The new social contract states that employers aim to entice employees by providing them with difficult and engaging employment. The right response in this case is option A.

Higher taxation, more redistribution, and a larger welfare state are not the goals of a new social compact. It involves radically rearranging and equalizing the distribution of opportunity and security within society.

The American social compact is frequently used as an explicit example in the U.S. Constitution. What the government may and cannot do is outlined in it. People who choose to reside in America consent to being controlled by the ethical and legal responsibilities spelled out in the Constitution.

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which are steps in the accounting cycle? (select all that apply) multiple select question. record transaction in the journal determine investment opportunities build a budget

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The steps in the accounting cycle includes:

A. record transaction in the journalC. build a budget

What is an accounting cycle?

In financial accounting, an accounting cycle refers to the collective process of identifying, analyzing, and recording the accounting events of a company. This cycle is a standard 8-step process that begins when a transaction occurs and ends with its inclusion in the financial statements.

This cycle is often a methodical set of rules to ensure the accuracy and conformity of financial statements. An uniform process of the accounting cycle have helped to reduce mathematical errors and today, most software fully automates the accounting cycle which results in less human effort and errors associated with manual processing.

In conclusion, the key steps in the 8 step accounting cycle include the followings such as recording journal entries, posting to the general ledger, calculating trial balances, making adjusting entries and creating financial statements.

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Answer:

record transaction in the journal

analyze transaction

prepare a trial balance

Explanation:

Ahrends corporation makes 70,000 units per year of a part it uses in the products it manufactures. The unit product cost of this part is computed as follows: direct materials $ 17. 80 direct labor 19. 00 variable manufacturing overhead 1. 00 fixed manufacturing overhead 17. 10 unit product cost $ 54. 90 an outside supplier has offered to sell the company all of these parts it needs for $48. 50 a unit. If the company accepts this offer, the facilities now being used to make the part could be used to make more units of a product that is in high demand. The additional contribution margin on this other product would be $273,000 per year. If the part were purchased from the outside supplier, all of the direct labor cost of the part would be avoided. However, $8. 20 of the fixed manufacturing overhead cost being applied to the part would continue even if the part were purchased from the outside supplier. This fixed manufacturing overhead cost would be applied to the company's remaining products. What is the maximum amount the company should be willing to pay an outside supplier per unit for the part if the supplier commits to supplying all 70,000 units required each year? (round your intermediate calculations to 2 decimal places. ).

Answers

The maximum amount that Ahrends Corporation should be willing to pay an outside supplier per unit for the part is $50.60.

How is the maximum amount determined?

From the make-or-buy decision analysis, we compute the total relevant or avoidable costs for making the part internally are $3,269,000.

When the additional contribution from the alternative use of the facilities is added to the relevant costs, we determine the total cost the company should be willing to pay.

Alternatively, we can use the total purchase cost plus the differential cost from the make-or-buy decision analysis.

Then, the above result is divided by 70,000 units for the cost per unit.

Annual demand for a part = 70,000 units

Fixed manufacturing overhead $17.10

Unavoidable fixed overhead = 8.20

Avoidable fixed overhead = $8.90

                                                   Make        Buy        Differential Costs

Relevant costs per unit:

Direct materials                        $17.80

Direct labor                                19.00

Variable overhead                      1.00

Avoidable fixed overhead         8.90

Total relevant costs per unit $46.70       $48.50

Total costs for 70,000      $3,269,000   $3,395,000

Additional contribution from buy decision (273,000)

Total relevant costs          $3,269,000   $3,122,000     $147,000

Maximum costs to buy 70,000 units = $3,542,000 ($3,269,000 + $273,000) or ($3,395,000 + $147,000)

Maximum cost per unit = $50.60 ($3,542,000 ÷ 70,000)

   

Thus, Ahrends Corporation should not pay more than $50.60 per part to buy the part from an outside supplier.

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what is the after-tax cost of preferred stock that sells for $5 per share and offers a $0.75 dividend when the tax rate is 35%?

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15% will be the after-tax cost of preferred stock that sells for $5 per share and offers a $0.75 dividend when the tax rate is 35 percent.

By taxes, what did you mean?

Taxes are compulsory payments made to individuals or enterprises by a government agency, whether local, regional, or federal. Public infrastructure and services like roads and schools, as well as programs like Social Security and Medicare, are all funded with tax dollars.

Why is taxes so crucial?

Taxes are necessary because governments use the money they raise from them to fund social programs. Without taxes, government investments in the healthcare sector would not be feasible. Taxes are used to pay for the expense of health services such social healthcare, medical research, social security, etc.

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a u.s. manufacturer sold a piece of equipment to an engineering firm in new zealand. the new zealand firm must pay the invoice in u.s. dollars in 30 days and would like to mitigate the risk that the new zealand dollar will depreciate against the u.s. dollar in the meantime. the type of exchange rate risk contemplated by the new zealand firm is known as

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a u.s. manufacturer sold a piece of equipment to an engineering firm in new zealand. the new zealand firm must pay the invoice in u.s. dollars in 30 days and would like to mitigate the risk that the new zealand dollar will depreciate against the u.s. dollar in the meantime. the type of exchange rate risk contemplated by the new zealand firm is known as Transaction exposure.

Transaction and translation exposure: what is it?

Transacting With Exposure Definition. The risk associated with presenting consolidated financial accounts because of exchange rate fluctuations; The risk associated because of changes in the exchange rate that have an impact on the movement of cash in the company's daily operations. Major losses could result from a significant amount of exposure to exchange rates, while those risks can be mitigated in several ways.

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e-tech initiatives limited plans to issue $500,000, 10-year, 4 percent bonds. interest is payable annually on december 31. all of the bonds will be issued on january 1, 2022. show how the bonds would be reported on the january 2, 2022, balance sheet if they are issued at 97. (deductions should be indicated by a minus sign.)

Answers

Issued at 98, so 2% of 530,000 is 10,600.

Long-Term Liabilities

Bonds Payable 530,000

Discount on Bonds Payable (10,600)

Carrying Value 519,400

Interest is the rate a commercial enterprise can pay a lender (the creditor) to borrow cash. Interest bills are generally based on the brilliant stability of a mortgage and are paid month-to-month, though many one-of-a-kind arrangements are viable. Interest is typically calculated as a percentage of the mortgage stability at an agreed-upon interest rate.

For instance, a bank can pay you interest whilst you deposit your money in a high-yield financial savings account. The financial institution will pay you to preserve and use your money to put money into other transactions. Conversely, in case you borrow money to pay for a large fee, the lender will rate you interest on top of the quantity you borrow

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The Marchetti Soup Company entered into the following transactions during June:(1) purchased inventory on account for $165,000 (assume Marchetti uses a perpetual inventory system);(2) paid $40,000 in salaries to employees for work performed during the month;(3) sold merchandise that cost $120,000 to credit customers for $200,000;(4) collected $180,000 in cash from credit customers, and(5) paid suppliers of inventory $145,000.Post the above transactions to the below T-accounts. Assume that the opening balances in each of the accounts are zero except for cash, accounts receivable, and accounts payable that had opening balances of $65,000, $43,000, and $22,000, respectively.PLEASE USE T-ACCOUNT FORMAT WITH THESE TWO COLOUMNSCASH ACCOUNTS RECEIVABLEINVENTORY ACCOUNTS PAYABLESALES REVENUE COST OF GOODS SOLD​SALARIES EXPENSE

Answers

A cash transaction can be defined in a variety of ways. In essence, it's a quick cash payment made to customer in return for something.

Transaction Account Title Debit Credit

1) purchased inventory on account for $165,000 (assume Marchetti uses a perpetual inventory system)

Inventory 165,000

Accounts payable 165,000

2) paid $40,000 in salaries to employees for work performed during the month

Salaries expense 40,000

Cash 40,000

3) sold merchandise that cost $120,000 to credit customers for $200,000

Accounts receivable 200,000

Sales 200,000

Cost of merchandise sold 120,000

Inventory 120,000

4) collected $180,000 in cash from credit customers, and

Cash 180,000

Accounts receivable 180,000

5) paid suppliers of inventory $145,000

Accounts payable 145,000

Cash 145,000

A monetary transaction can be defined in a variety of ways. In essence, it's a quick cash payment made in return for something. Market stock transactions may fall under the definition of cash transactions in some cases since they occur almost quickly in the marketplace at the current price.

Even though the trade may not settle for a few days, it is nonetheless conducted and the parties involved exchange money for shares

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an agent can be defined as a. a negotiator representing the interests of another party. b. parties on the same side that are working together and collectively advocating the same positions and interests. c. one or more parties that have de

Answers

An agent can be defined as a negotiator representing the interests of another party. The Option A is correct.

Who is an agent?

Basically, an agent refers to someone that is given permission to act on an individual's behalf and may do so in a variety of capacities. This permission could include selling a home, executing a will, managing a sports career, managing an acting career, being a business representative etc.

An agents often have an expertise in a specific industry and are more knowledgeable about that industry's ins and outs than the average person. For example, a music agent can guide you through getting a record deal, signing record contracts, arranging your touring schedule etc.

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what are some financing options for developers who do not have permanent financing committed before construction begins?

Answers

Permanent lenders are often state-owned enterprises, such as large insurance companies, that do not have the capacity to underwrite construction loans or oversee projects under construction.

Therefore, mortgages are usually issued by lenders such as locally located commercial banks. A mortgage lender, on the other hand, may be more profitable to focus on mortgages or mini-perms, but may be more than happy to offer perpetual loans.With this in mind, we can see that some of the advantages of these financial options includes that the student would be able to further his education and realize his dream while the one disadvantage for them is that they are at the mercy of their sponsors.

1) Maximum term for obtaining construction loan commitments 2) Completion date of construction 3) Minimum rent (lease) requirements and approval of large leases 4) Expiration and extension provisions for permanent loan commitments , and 5 ) Permanent Landlord Approval for Design Changes and Replacement of Building Materials.

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One year ago, Ernie purchased shares of RTF common stock for $100 a share. Today the stock paid a dividend of $1 per share. If the stock currently sells for $114 per share, what is Ernie's total return?

Answers

Ernie's total return per share is ($114-100+1)/100=15% is the dividend is $1.

What is dividend?

A dividend is the distribution of profits by a firm to its shareholders. When a corporation earns a profit or surplus, it can pay a portion of its profit to shareholders as a dividend. Any residual monies are confiscated and reinvested back into the business. A dividend is the distribution of profits by a firm to its shareholders. When a corporation earns a profit or surplus, it can pay a portion of its profit to shareholders as a dividend. Any residual money are withdrawn as well as reinvested in the business. A dividend is a gift given by a company to its shareholders, which can be cash or something else.

Hence,  Ernie's total return per share is ($114-100+1)/100=15% is the dividend is $1.

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as the official is bouncing the ball to thrower-in a-1, b-1 requests a time-out. official denies the request, stating when they release the ball to the thrower -in then team a now has team control. is the official correct?

Answers

No, the official is not correct in denying request, stating when they release ball to thrower.

Who is an official?

An official is someone who participates in the exercise of authority (either their own or that of one‘s superior and/or employer, public or legally private), holds an office (function or mandate, regardless of whether it comes with an actual working space) within a company, government, or other organization. A person who has been elected into office is said to be an elected official. Ex officio appointments are another option for officials (by virtue of another office, often in a specified capacity, such as presiding, advisory, secretary). It's possible to inherit some government posts. An incumbent is a person who is currently in a position of authority. As in official language, official gazette, or official scorer, "official" indicates to something that has received acknowledgment from the government or another authorized body.

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Find the extreme value(s) of each of the following functions and determine whether they are maxima or minima: [10]
a) z = x2 + xy + 2y2 + 3 [10] b)2=-x2-y2 + 6x + 2y [10]c) z = 3x3-5y2-225x + 70y + 23 Zー

Answers

z = x2 + xy + 2y2 + 3

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = 2x + y = 0.......(1)

zy = \partialz/\partialy = x + 4y = 0.......(2)

(2) x 2 yields: 2x + 8y = 0.......(3)

(3) - (1) yields: 7y = 0, so y = 0

x = -4y [From (2)] = 0

When x = y = 0, z = 0 + 0 + 0 + 3 = 3

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = 2 > 0

zyy = \partial/\partialy(zy) = 4 > 0

Therefore, it is a minima.

(b)

z = - x2 - y2 + 6x + 2y

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = - 2x + 6 = 0

2x = 6

x = 3

zy = \partialz/\partialy = - 2y + 2 = 0

2y = 2

y = 1

When x = 3 and y = 1, z = - (3 x 3) - (1 x 1) + (6 x 3) + (2 x 1) = - 9 - 1 + 18 + 2 = 10

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = - 2 < 0

zyy = \partial/\partialy(zy) = - 2 < 0

Therefore, it is a maxima.

(c)

z = 3x3 - 5y2 - 225x + 70y + 23

The function is optimized when zx = 0 and zy = 0.

zx = \partialz/\partialx = 9x2 - 225 = 0

9x2 = 225

x2 = 25

x = - 5 or x = 5

zy = \partialz/\partialy = - 10y + 70 = 0

10y = 70

y = 7

When x = - 5 and y = 7, z = 3 x (- 5)3 - 5 x (7)2 - 225 x (- 5) + 70 x 7 + 23 = - 375 - 245 + 1125 + 490 + 23 = 1018

When x = 5 and y = 7, z = 3 x (5)3 - 5 x (7)2 - 225 x 5 + 70 x 7 + 23 = 375 - 245 - 1125 + 490 + 23 = - 482

Second order condition for maxima is: zxx < 0 and zyy < 0. Second order condition for minima is: zxx > 0 and zyy > 0.

zxx = \partial/\partialx(zx) = 18x

When x = - 5,  zxx = 18 x (-5) = - 90 < 0

When x = 5,  zxx = 18 x 5 = 90 > 0

zyy = \partial/\partialy(zy) = - 10 < 0.

Therefore, when x = -5 and y = 7, it is a minima. But when x = 5 and y = 7, the solution is neither maxima nor minima.

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assume the productivity of workers increases as a result of improvement in technology. what will happen to each of the following in the short run?

Answers

The way we work is changing as a result of technological advancements, which are creating more demand for some jobs while simultaneously displacing others.

Making sure that technology's impact on the workplace benefits everyone.

Jobs that aren't growing quickly are still seeing rapid technological adoption, which necessitates the acquisition of new skills by those who work in those fields.

Productivity improvements could also accompany these changes, producing high-paying, high-quality employment for those in a position to benefit from the expansion of these good jobs. However, there is also a chance that individuals, particularly those without advanced degrees, will lose jobs paying middle-class wages and be prevented from obtaining better jobs.

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. suppose you wanted to lock in an interest rate for an investment that begins in one year and matures in five years. what rate would you obtain if there are no arbitrage opportunities?

Answers

Let's take a look at a 5% corporate bond with five years until maturity and the usual semi-annual coupon payments. The bond currently yields 3% each year (or 1.5% every other year, if compounding effects are ignored to keep things simple). The bond costs $109.22, which is also its present value.

On an Excel spreadsheet, the PV function can be used to quickly compute the present value, as

=PV(1.5%,10,-2.50,-100). Alternatively, enter i=1.5%, n=10, PMT=-2.5, FV=-100 into a financial calculator.

After that, an arbitrager would sell the bond to Trader Tom for $105, while concurrently purchasing it elsewhere for $104.49, earning $0.51 in risk-free profit for every $100 of principle. The chance for an arbitrage would vanish shortly either because Trader Tom would realise his mistake and re-price the bond yield at 4%.

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