The items that are needed from your credit card statement are Groceries $200, Internet Services $60 and Fitness Class $35. The correct options are a, d and e.
What is a credit card?A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.
Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time.
In addition to the standard credit line, the credit card issuer may also grant a separate cash line of credit to cardholders, enabling them to borrow money in the form of cash advances that can be accessed through bank tellers, ATMs, or credit card convenience checks.
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Harmon recently quit his job that he had worked at for the past 10 years in
order to start his own business, a company that specializes in pet care
services. He has a lot of good ideas, but doesn't have a firm business plan. A
month after starting his new company, he applied for a loan at a bank so that
he could buy a new office space. Which of the following is likely to be true in
this situation?
A. The bank will not care about the lack of business plan because
he's only been in business for a month.
B. The bank will be slow to lend to him because of how long he was
at his previous job.
C. The bank might be slow to lend to him because of the lack of a
firm business plan.
D. Harmon only needs to show the bank his record of income from
his old job, not his new business.
The correct option is C. The bank might be slow to lend to him because of the lack of a firm business plan is likely to be true in this situation because It is challenging for banks to innovate and begin using data other than credit scores to assess risk because of tougher rules.
What are the common reasons encountered for rejecting a loan?The most frequent causes of denial are a low credit score or poor credit history, a high debt-to-income ratio, a history of unstable employment, an income that is too low for the desired loan amount, or the absence of crucial documents or information in your application.
Banks have become more cautious about the level of risk in their investment portfolio in the wake of the recession due to increasing government regulations. Because they are fundamentally riskier than huge organizations, banks are reluctant to lend to small enterprises.
Thus, Since banks don't use as much data as alternative lenders do, it is considerably more difficult to obtain a business loan from them if you have bad credit.
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Yong teaches students with learning disabilities and physical disabilities.
Barb teaches computer programming to high school students.
Maya works in a private school teaching math to seventh-grade students.
Destiny works in a college teaching English to adult students.
Tanner helps an elementary school teacher and works under the guidance of that teacher.
ANSWERS: 1.Special Education 2. Career and technical education 3. Middle school 4. Post secondary teacher 5.teacher assistant
Answer: Special education teacher
Career and technical education teacher
Middle school teacher
Post secondary teacher
Teacher assistant
Explanation:
Answer:
1.Special education teacher
2.Career and technical education teacher
2.Middle school teacher
3.Post secondary teacher
4.Teacher assistant
Explanation:
Donny, of Donny's Doughnuts, bakes and sells 100 dozen doughnuts a day using one mixer and one fryer. His rival, Sunshine, of Sunshine's Doughnuts, produces 180 dozen doughnuts a day using two mixers and two fryers. Both shops use the exact same technology to make doughnuts and have the same number of workers and the same size building. Donny and Sunshine both increase their capital equipment by one mixer and one fryer.
Answer:
D. Donny, because his workers are not as busy to start with
Explanation:
Note: The complete question is attached as picture
Based on the information supplied. Both shops use the exact same technology to make doughnuts and have the same number of workers and the same size building. Observation: There are diminishing returns to capital. This means in as much a more capital is added to labor, the marginal products falls.
As there are diminishing returns to capital, Donny will benefit the most as his workers were not as busy to start with.
You received a great money-saving credit card offer in the mail complete with a rewards program. You read on further to find that the one dollar for every mile spent may not be such a great offer after all since getting a $500.00 airline ticket only happens after you acquire 25,000 miles or spend $25,000. This is a ________ schedule.a) variable-intervalCorrect Responseb) fixed-ratioc) fixed-intervald) variable-ratio
Answer:
Option b (fixed-ratio) seems to be the right approach.
Explanation:
A fixed-ratio method throughout operant conditioning seems to be a reinforcement program where even a statement or reply is repeated after only a given number of comments. Fundamentally, a certain number of answers are given by the participant, and afterward the teaching context a prize.The other approaches offered do not apply to the context of this discussion. So, the right choice is b possibility.
Which function is used to add a range of cells
Explanation:
You can use AutoSum to quickly sum a range of numbers in a column or row
02.01 LC)
Work you do for pay is called a _____.
A. service industry
B. diverse workforce
C. job
D. volunteer job
The primary purpose of TV, magazines, movies is to entertain.
True
False
Answer:
True, but to inform as well
Explanation:
Job seekers often spend a large amount of time writing their résumés and neglect to write quality cover letters. Please select the best answer from the choices provided
T or F
Answer:
TRUE............................................................
Explanation:
Job seekers often spend a large amount of time writing their resumes and neglect to write quality cover letters. Thus, the given statement is true.
What is a resume?A curriculum vitae, often known as a resume or CV, is a document that a person creates and uses to highlight their educational history, professional experience, and accomplishments. Although there are many uses for resumes, they are most frequently employed to find new jobs. A standard resume includes a "summary" of relevant educational background and work history.
The resume is normally one of the first things a potential employer sees about a job seeker, along with a cover letter and occasionally an application for employment, and is commonly used to screen applicants, frequently followed by an interview. The curriculum vitae utilized for employment in the UK (and other European nations) is more comparable to the resume —a condensed, overview of one's educational background.
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PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST) 40 POINTS
Every monetary decision we make involves a level of choice, usually of one thing over another. What is the name for this financial trade-off?
A. personal risks
B. inflation
C.opportunity cost
Answer:
C
Explanation:
Im about 92% sure it is C
Answer:
C!
Explanation:
I took the test :)
Interest rates are affected by what? (for Global Business)
a. money supply and demand, risk, and inflation.
b. money supply and demand, balance of payments, unfavorable payments.
c. money supply only.
d. unfavorable payments, risk, and political stability
Wright Company's cash account shows a $27,700 debit balance and its bank statement shows $26,000 on deposit at the close of business on May 31. The May 31 bank statement lists $110 in bank service charges; the company has not yet recorded the cost of these services. Outstanding checks as of May 31 total $5,700. May 31 cash receipts of $6,300 were placed in the bank’s night depository after banking hours and were not recorded on the May 31 bank statement. In reviewing the bank statement, a $410 check written by Smith Company was mistakenly drawn against Wright’s account. The bank statement shows a $580 NSF check from a customer; the company has not yet recorded this NSF check. Prepare its bank reconciliation using the above information.
Answer:
Cash account reconciliation:
Cash account balance $27,700
subtract bank fees ($110)
subtract NSF check ($580)
Reconciled balance $27,010
Bank account reconciliation:
Bank account balance $26,000
subtract outstanding checks ($5,700)
add deposits in transit $6,300
add error with Smith Company check $410
Reconciled balance $27,010
Acomputer game that can be purchased online and played right'away has good utility
A. Form
B. Information
C. Value
D. Time
what are expenses from those:
1. premises
2. Machinery
3. Rent received
4. Advertising
5. Motor Vehicle
6: Motor expense
Dear Ms. Hunter: Subject: Credit Reimbursement Request for Account #45673 Your account will be credited for the erroneous charges. Thank you for bringing this error to our attention. You will receive credit notification by mail in 5–7 working days. True or False: This is an effective beginning for a direct reply letter. True False Which strategy will make your direct response most useful for the recipient? Build goodwill through emphatic statements. Arrange your information logically. Close pleasantly and quickly.
Answer:
True: This is an effective beginning for a direct reply letter.
Arrange your information logically
Explanation:
Communication is the process whereby information or message is pass one from one person to another. Communication is complete when the receiver knows or understand what the sender is passing on(message). There are different types of communication of which there is the direct and indirect form of communication. Communication can be done through letters, face to face discussion, through the mass media and others. The way information is passed plays a huge role in the receiver understanding or decoding the message.
____________________ was a major reason why the United States changed more towards a mixed market economy.
Question 8 options:
The Great Depression
The Civil War
The American Revolution
The 9/11 Attacks
Answer: The Great Depression
Explanation:
The Great Depression occured due to the fact that there was a crash of the stock market and this affected the economy of the world. The United States and European countries were majorly hit hard as there was drastic reduction in the demand of goods and services.
The Great Depression led to the government looking for new ways to tackle the challenges and one of those policies was moving towards a mixed economy which is an economy whereby the Individuals and governments are all involved in goods and services production and distribution.
(Bond valuation) You are examining three bonds with a par value of $1 comma 000 (you receive $1 comma 000 at maturity) and are concerned with what would happen to their market value if interest rates (or the market discount rate) changed. The three bonds are Bond Along dasha bond with 5 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. Bond Blong dasha bond with 10 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. Bond Clong dasha bond with 15 years left to maturity that has an annual coupon interest rate of 8 percent, but the interest is paid semiannually. What would be the value of these bonds if the market discount rate were a. 8 percent per year compounded semiannually? b. 5 percent per year compounded semiannually? c. 15 percent per year compounded semiannually? d. What observations can you make about these
Answer:
Bond A, 5 years to maturity, semiannual coupons, 8%
Bond B, 10 years to maturity, annual coupon, 8%
Bond C, 15 years to maturity, semiannual coupon, 8%
a) market rate 8% semiannual
Bonds A and C will be worth $1,000 (par value)
price of bond B:
effective interest rate = 1.04² - 1 = 8.16%PV of face value = $1,000 / 1.04²⁰ = $456.39PV of coupon payments = $80 x 6.66192 (PV ordinary annuity factor, 8.16%, 10 periods) = $532.95market price = $989.34
b) price of bond A:
PV of face value = $1,000 / 1.025¹⁰ = $781.98
PV of coupon payments = $40 x 8.75206 (PV ordinary annuity factor, 2.5%, 10 periods) = $350.08
market price = $1,132.06
price of bond B:
effective interest rate = 1.025² - 1 = 5.0625%PV of face value = $1,000 / 1.025²⁰ = $610.27PV of coupon payments = $80 x 7.69817 (PV ordinary annuity factor, 5.0625%, 10 periods) = $615.85market price = $1,226.12
price of bond C:
PV of face value = $1,000 / 1.025³⁰ = $476.74
PV of coupon payments = $40 x 20.93029 (PV ordinary annuity factor, 2.5%, 30 periods) = $837.21
market price = $1,313.95
c) price of bond A:
PV of face value = $1,000 / 1.075¹⁰ = $485.19
PV of coupon payments = $40 x 6.86408 (PV ordinary annuity factor, 7.5%, 10 periods) = $274.56
market price = $759.75
price of bond B:
effective interest rate = 1.075² - 1 = 15.5625%PV of face value = $1,000 / 1.075²⁰ = $235.41PV of coupon payments = $80 x 4.91292 (PV ordinary annuity factor, 15.5625%, 10 periods) = $393.03market price = $628.44
price of bond C:
PV of face value = $1,000 / 1.075³⁰ = $114.22
PV of coupon payments = $40 x 11.81039 (PV ordinary annuity factor, 7.5%, 30 periods) = $472.42
market price = $586.64
d) If the market rate is lower than the coupon rate, then the bonds will sell at a premium. The longer the maturity date, the larger the variations in market price due to different interest rates. E.g. the 15 year bond is more affected than the 5 year bond.
Which statement WOULD NOT be true about the value of career research?
There are many careers that would support your well-being, Career exploration allows you to find the one
that pays the most so your well-being is enhanced to the highest degree.
Opinions from different people working in the occupation should be considered before ruling out a
particular career.
Current job availability and the outlook for future employment are as essential to consider as whether you
have the skills, interest and abilities to pursue a particular career.
Everyone values different aspects of an occupation. One person might value the flexible schedule a
particular job offers and another might care more about the amount of training that career might require.
Answer: There are many careers that would support your well-being. Career exploration allows you to find the one that pays the most so your well-being is enhanced to the highest degree
Explanation:
When making a career research, it's vital to consider the opinion of the people that already have that career as their occupation as they already have the required knowledge concerning the job.
Also, one should consider the availability of job, the skills, abilities that one has and the future prospects of the job.
Furthermore, we all have something we value about careers and our opinions regarding that might be different.
Therefore, the correct option is "There are many careers that would support your well-being. Career exploration allows you to find the one that pays the most so your well-being is enhanced to the highest degree". This is false.
If average household income increases by 20%, from $50,000 to $60,000 per year, the quantity of rooms demanded at the Triple Sevens Rises from 300 rooms per night to 350 rooms per night. Therefore, the income elasticity of demand is positive , meaning that hotel rooms at the Triple Sevens area normal good .
Answer:
True
Explanation:
income elasticity of demand = % change in quantity demanded / % change in income
income elasticity of demand = 16.7% / 20% = 0.83, since it is positive, then they are normal goods but not luxury goods since the income elasticity of demand is ≤ 1.
If IED is negative, that means that a good is an inferior good, since the more you earn, the less you consume.
Would rocks make a good form of money? Explain why or why not?
Answer:
no.
Explanation:
They are to common.
Corporation uses the weighted-average method in its process costing system. Data concerning the first processing department for the most recent month are listed below: Beginning work in process inventory: Units in beginning work in process inventory 1,500 Materials costs $ 7,900 Conversion costs $ 3,200 Percent complete with respect to materials 55 % Percent complete with respect to conversion 25 % Units started into production during the month 7,400 Units completed and transferred to the next department during the month 6,600 Materials costs added during the month $ 111,000 Conversion costs added during the month $ 84,100 Ending work in process inventory: Units in ending work in process inventory 2,300 Percent complete with respect to materials 70 % Percent complete with respect to conversion 55 % The total cost of units completed and transferred from the first processing department to the next processing department during the month is closest to
Answer:
$174,781.20
Explanation:
I will do the calculations in 3 stages. You won`t go wrong if you follow these.
Equivalent UnitsTotal Unit CostTotal Cost to be transferred to next departmentCalculation of Equivalent Units of Production with respect to Raw Materials and Conversion Costs
1. Raw Materials
Ending Work In Process Inventory (2,300 × 70 %) = 1,610
Completed and Transferred to Finished Goods (6,600 × 100%) = 6,600
Equivalent Units of Production with respect to Raw Materials = 8,210
2. Conversion Costs
Ending Work In Process Inventory (2,300 × 55 %) = 1,265
Completed and Transferred to Finished Goods (6,600 × 100%) = 6,600
Equivalent Units of Production with respect to Conversion Costs = 7,865
Calculation of Total Unit Cost of Production with respect to Raw Materials and Conversion Costs.
Unit Cost = Total Cost (Beginning + Current) ÷ Total Equivalent Units
1. Materials
Unit Cost = ( $ 7,900 + $ 111,000) ÷ 8,210
= $14.482 (3 decimal places)
2. Conversion Cost
Unit Cost = ( $ 3,200 + $ 84,100) ÷ 7,865
= $12.00 (3 decimal places)
3. Total Unit Cost
Total Unit Cost = Materials + Conversion Costs
= $14.482 + $12.00
= $ 26.482
Calculation of total cost of units completed and transferred from the first processing department to the next processing department
Total Cost = Units Completed and Transferred × Total Unit Cost
= 6,600 × $ 26.482
= $174,781.20
Please help
A tax rebate to companies involved in energy research and production of
renewable energy sources is an example of a government________.
A. disincentive
B. trade agreement
C. incentive
D. standard
Answer:
C. incentive
Explanation:
An incentive is something that encourages people and organizations to behave or act in a particular way. It makes people work harder. Governments give incentives to the private sector to influence their decisions. Incentives from the government include grants, infrastructure assistance, low- interest financing, free land, or tax rebates.
A tax rebate to companies involved in energy research and renewable energy production is encouraging development, innovation, and inventions in that sector. A tax rebate or tax refund make the research less costly. It is the government's way of showing support to the companies
Answer:
c
Explanation:
a p e x:)
When is the right time to create a will?
Answer:
Typically, anyone can prepare a will if they are over 18 years old.
Explanation:
Explain two problems that Walmart might have in the future if it opens its own stores in India.
Answer:
Employee and labor relations. Walmart has faced issues with its employees involving low wages, poor working conditions and inadequate health care. Approximately 70% of its employees will leave in an year
Explanation:
Madeline is a Logistics Manager for a private company, William is a Safety Inspector for OSHA, and Fred moonlights as a Limousine and Taxi Driver. Which best explains how these individuals are employed? Madeline is employed by the federal government, William is employed by a shipping company, and Fred is self-employed. Madeline is self-employed, William works for the federal government, and Fred is employed by a shipping company. Madeline is employed by a shipping company, William works for the federal government, and Fred is self-employed. Madeline is employed by a shipping company, William is self-employed, and Fred works for the federal government
Answer:
Madeline is employed by a shipping company, William works for the federal government, and Fred is self-employed.
Explanation:
Madeline is a logistic manager. Her job revolves around planning how goods are sourced, stored, and transported safely to their intended destined. She is most likely working in the transport and logistics industry. A shipping company is in this industry.
William is a Safety Inspector for OSHA, which is a regulatory agency for the United State Government, under the department of labor. Its role is to promote and advocate for employee's health and safety issues in the workplace. William is, therefore, a government employee.
Fred is self-employed. He often shifts from being a limousine driver to a taxi driver. He can moonlight because he is not an employee of a particular company.
Answer:
the answer is C
ion:
Imagine that Art’s Flower Shop has blossomed into a large, sophisticated corporation, that advertises in the yellow pages and also spends thousands each year in its online advertising. Imagine also that the local government has required advertising services to buy a license, to raise money for the city.
Answer:
1)B. that the printer's conduct was gross negligence
2)D. No, because Art's is the party trying to enforce the contract
Explanation:
Imagine that Art’s Flower Shop has blossomed into a large, sophisticated corporation, that advertises in the yellow pages and also spends thousands each year in its online advertising. Imagine also that the local government has required advertising services to buy a license, to raise money for the city.
1)In order to win its case, Art's will have to prove __________
A. that its business suffered hugely when the yellow pages ad was omitted
B. that the printer's conduct was gross negligence
C. that flowers are important to the public welfare
2)If the yellow page printer does not have an advertising license, can it argue that it is not liable because it had no contract at all with Art's? ______________.
A. Yes, because it had no license
B. No, because the license is merely to raise money for the city
C. Yes, unless it had submitted an application for license and the application was pending
D. No, because Art's is the party trying to enforce the contract
D. No, because Art's is the party trying to enforce the contract
We are informed about an Art’s Flower Shop that has blossomed into a large, sophisticated corporation, that advertises in the yellow pages and also spends thousands each year in its online advertising. Imagine also that the local government has required advertising services to buy a license, to raise money for the city.
1) In order to win its case, Art's will have to prove that the printer's conduct was gross negligence.
gross negligence is when something, legal obligation, someone, lack maintainance, care. Or there is voluntary disregard. Therefore, if he want to win the case he has to prove that the printer's conduct was gross negligence.
2)If the yellow page printer does not have an advertising license, can it argue that it is not liable because it had no contract at all with Art's?
There is no argument that can be won here because, the enforcement of the contract is from the Art itself.
how can you save money by living at home while enrolled in post secondary school or training .
Answer:training can save money on. answer choices. books but it raises costs for tuition
Explanation:
Consider the case of Demed Inc.: Demed Inc. has 9% annual coupon bonds that are callable and have 18 years left until maturity. The bonds have a par value of $1,000, and their current market price is $1,130.35. However, Demed Inc. may call the bonds in eight years at a call price of $1,060. What are the YTM and the yield to call (YTC) on Demed Inc.’s bonds? Value YTM YTC If interest rates are expected to remain constant, what is the best estimate of the remaining life left for Demed Inc.’s bonds? 18 years 13 years 5 years 8 years If Demed Inc. issued new bonds today, what coupon rate must the bonds have to be issued at par?
Answer:
A) YTM = 7.64%
B) YTC = 7.36%
C) 8 years
D ) 7.64%
Explanation:
Annual coupon bond rate = 9%
number of year left until maturity = 18
par value of Bonds( FV ) = $1000
current market price( PV ) = $1130.35
Demed can call bonds in 8 years at a call price of $1060
A) what is the Bonds' YTM ( yield to maturity )
we calculate the interest per period ( PMT )
= ( Fv * Annual coupon bond rate) / number of compounding per year
= (1000 * 9% ) / 1 = $90
next we calculate number of compounding periods till maturity ( NPER )
= number of years to maturity * number of compounding per year
= 18 * 1 = 18
using excel formula = RATE ( NPER,PMT,PV,FV) )
hence yield to maturity = 7.64%
B) what is YTC ( yield to call )
we calculate the interest per period ( PMT )
= $1000 * ( coupon rate / number of compounding per year )
= $1000 * ( 9% / 1 ) = $90
next we calculate the number of compounding periods till sell
= 8 * 1 = 8
using excel formula = RATE ( NPER,PMT,PV,FV) )
Hence the YTC = 7.36%
C) Bonds will be called at 8 years and this is because the YTC is less than YTM
D ) The coupon rate for the bonds to be issued at par, is 7.64%
You should be certain that your cover letter duplicates the exact same information found in your résumé. Please select the best answer from the choices provided
T or F
Answer:
false
Explanation:
A cover letter is supposed to help you get the interview by reinforcing the things described in your resume.
A cover letter is supposed to help you get the interview by reinforcing the things described in your resume. Thus, the given statement is false.
What is a cover letter?A letter of introduction that is connected to or is included with another document, such as a resume or curriculum vitae, is known as a cover letter, inspiration letter, motivating letter, or letter of motivation. In addition to their curriculum vitae or employment applications, job applicants usually include a cover letter to introduce themselves to potential employers and discuss their suitability for the open positions.
Employers may use well-crafted and unique cover letters as one tool for weeding out candidates who are not sufficiently interested in their openings or lack the essential foundational abilities. In order to apply for an internship, students are frequently required to submit a cover letter. Examples of extracurricular and academic experiences have to be included in these cover letters.
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You are a newspaper publisher. You are in the middle of a one-year rental contract for your factory that requires you to pay $500,000 per month, and you have contractual labor obligations of $1 million per month that you can’t get out of. You also have a marginal printing cost of $0.25 per paper as well as a marginal delivery cost of $0.10 per paper.
Answer and Explanation:
The computation is shown below:
Fixed cost is
= $500,000 + $1,000,000
= $1,500,000
And, the marginal cost is
= $0.25 + $0.10
= $0.35 per paer
Now
as we know that
AFC = FC ÷ Q
Now for At 1,000,000 papers,
AFC is
= 1,500,000 ÷ 1,000,000
= $1.50/mo
At 800,000 , it would be
AFC = 1,500,000 ÷ 800,000
= $1.875/mo
MC = $0.35 per paper and the same is not changed
Now for break even, the average total cost is
ATC = AFC + AVC
ATC = FC ÷ Q + VC ÷ Q
VC = MC × Q
ATC = FC ÷ Q + MC
ATC = FC ÷ Q + 0.35
At Q = 1,000,000,
ATC = 1.50 + 0.35
ATC = $1.85
At Q = 800,000 , it would be
ATC = 1.875 + 0.35
= $2.225
As it can be seen that
The AFC changes from 1.50 to 1.875 which shows an increment of 0.375.
The MC remains constant or same at 0.35 as the printing and delivery costs per paper are remain same
And, The minimum amount that we must charge to break even rises i.e. from 1.85 to 2.225. That is a rise of 0.375
I want to buy a car in one year by saving at least $500 a month from my paycheck for the next year. This is a
goal.
Obroad
SMART
O neither
Next
Submit
Mark this and return
Help
Answer:
SMART goal
Explanation:
The term SMART as used in an objective setting is an abbreviation for Specific, Measurable, Achievable, Realistic, and Timely. It describes a goal that has all the components of the abbreviations. The goal has to have
Specific: Well defined, clear, and unambiguousMeasurable: With particular criteria that evaluate progress made in achieving the goalAchievable: Attainable and not impossible to accomplishRealistic: Within reach and relevant to lifeTimely: Has a clearly defined timeline, including a starting date and a target date.The goal, as stated in the sentence, meets the above criteria. The objective is clear; progress can be determined; it is achievable and realistic. The timelines are well defined.