Al's obtained a discount loan of $78,500 today that requires a repayment of $98,000, 3 years from today. What is the APR

Answers

Answer 1

Answer:

R = 8.2803%

Rounded: 8%

Explanation:

Solving our equation:

r = (1/3)(98000/78500) - 1) = 0.08280255

r = 0.08280255

Converting r (decimal) to R a percentage

R = 0.08280255 * 100

= 8.2803%

Hope this helped! :D

Answer 2
R= 1/3 open bracket ( 98000/98500) -1)
R=0.8280255
0.8280255 x 100

=8.82803%

Related Questions

Sardin Company begins the month of March with $17,000 of work in process costs from Job 324. Information from job cost sheets shows the following additional costs assigned during March, April, and May of 2020: Manufacturing Costs AssignedJob No. March April May324 $26,000 325 20,000 $28,000 $15,000326 41,000 11,000 327 16,000 39,000328 34,000 51,000Job 324 was completed in March. Jobs 325 and 327 were completed in May, and Job 326 was completed in April. Jobs are sold during the month after completion. Total revenue for jobs sold during the 3-month period is $145,000.Required:a. Calculate the balances of the work in process.b. Calculate finished goods inventory accounts at the end of May.

Answers

Answer:

Sardin Company

a) Calculation of the balances of the work in process:

                                                                  March          April          May

Beginning work in process   Job 324    $17,000     $20,000  $98,000

Total Ending work in process               $20,000     $98,000  $85,000

                                                                  March          April          May

Beginning work in process   Job 324    $17,000     $20,000  $98,000

                                               Job 324     26,000    

Work started                          Job 325     20,000       28,000     15,000

                                                      326                         41,000

                                                      326                          11,000

                                                      327                         16,000    39,000

                                                      328                        34,000     51,000

Ending work in process        Job 325    (20,000)     (48,000)

                                                      327                        (16,000)

                                                      328                       (34,000)  (85,000)

Total Ending work in process               $20,000     $98,000  $85,000

Work completed                    Job 324     43,000

                                               Job 326                       52,000

                                               Job 327                                         55,000

                                              Job 325                                          63,000

Total costs of work completed            $43,000      $52,000   $ 118,000

b) Calculation of finished goods inventory accounts at the end of May:

                                                  March          April             May

Beginning finished goods        $0             $43,000       $52,000

Costs of work completed     $43,000      $52,000       $118,000

Finished goods available     $43,000      $95,000       $147,000

less Cost of goods sold          $0             $43,000        $52,000

Ending finished goods         $43,000      $52,000      $147,000

Explanation:

a) Manufacturing Costs Assigned

Job No.            March       April       May

324               $26,000

325                 20,000   $28,000  $15,000

326                                   41,000      11,000

327                                   16,000    39,000

328                                  34,000     51,000

What are the underlying reasons for the law to continue to make distinctions between real and personal property, intangible and tangible property

Answers

Answer:

In trying to made distinction between the real and personal property as the law provided, there is need to define both terms.

Real properties are those properties that can not be move from one place to another, I.e, they are immovable. Example of such property is land and the building constructed on it or agricultural practices on a particular land. In some textbooks, they are regarded as fixed asset such as a manufacturing plants which are in most cases not likely to be removable after the foundation as been laid due to the heaviness of the machines.

While

Personal property are those properties that are movable and example of such is money.

So, in both properties, the nature of use and level of controls the owner have over them differs and that is why the law provided specific rules and regulations over their ownership, possession and or transferrability. As for Real Properties, the law is very strict about it since it is a rigid property and its transferrability requires deed of agreement which much must be signed by witnesses from all parties involves and registered at the deed registry. The law also provides very strict tax regulations on landed property. As for the personal property, the regulation on it is less compare to that of real since it's movable and can be asset by the owner at any time and transfer of ownership is flexible. So, the law will continue to make distinction between these two types of property as they requires different regulations and their level of control differs.

Also for the tangible and intangible property, the law will continue to make distinction between them since one can be seen and the other can't.

Tangible properties are those properties that can be seen, touch, and physically acquired or taken into possession. Example is land, Building or workshop, Automobile. e.t.c

While,

Intangible properties are those properties that can not seen physically but exist on papers. Their impact can only be felt. Example of such properties are intellectual properties that are backed by copyrights, Academic presentations protected from plagiarism, checks and certificates of deposits.

From their definition, it is important to state that law will continue to make distinction between them since the control of ownership differs.

You are considering how to invest part of your retirement savings.You have decided to put $ 400 comma 000 into three​ stocks: 51 % of the money in GoldFinger​ (currently $ 20​/share), 19 % of the money in Moosehead​ (currently $ 90​/share), and the remainder in Venture Associates​ (currently $ 6​/share). Suppose GoldFinger stock goes up to $ 38​/share, Moosehead stock drops to $ 60​/share, and Venture Associates stock rises to $ 13 per share.
a. What is the new value of the portfolio?b. What return did the portfolio earn?

Answers

Answer:

The new value of the portfolio = $698266.4

The return that the portfolio earn = 74.57%

Explanation:

GIven that;

Retirement amount = $400,000

Number of shares in GoldFinger = 51% of the 400,000/20

Number of shares in GoldFinger =  0.51 × 400000/20

Number of shares in GoldFinger = 10,200

Number of shares in Moosehead = 19% of 400,000/90

Number of shares in Moosehead = 0.19  × 400000/90

Number of shares in Moosehead = 844.44

Number of shares in Venture Associates = (1- (51%+19%) of 400000/6

Number of shares in Venture Associates = (1- (0.70) × 400000/6

Number of shares in Venture Associates = 0.30  × 400000/6

Number of shares in Venture Associates = 20000

(a)

The new value of the portfolio = (10200 × 38 )+( 844.44 × 60) + (20000 × 13)

The new value of the portfolio = $698266.4

(b) the return that the portfolio earn =  (new value of the portfolio - retirement savings)/retirement savings

the return that the portfolio earn =  (698266.4  - 400000)/400000

the return that the portfolio earn = 0.7457

the return that the portfolio earn = 74.57%

A manufacturer that sells _ is most likely to employ personal selling.

A. Scissors with a safety attachment.
B. Generic tea at a low cost.
C. Private jets to people.
D. Packaged chips all over the world.

Answers

Answer:

C. Private jets to people.

Explanation:

Personal selling refers to a strategy in which the sales people meet with the customer to convince him/her to buy the product. This strategy is used when the goods of services are costly or technical. According to this, the answer is that a manufacturer that sells private jets to people is most likely to employ personal selling because it is an specialized and costly product that requires to meet the customer to be able to explain everything and encourage him/her to make the purchase.

The other options are not right because they are cheaper products and don't require the sales people to meet with the customer to be able to sell them.

A borrowers expresses concern that once he signs all the documents he will be stuck with a second mortgage

Answers

The question is incomplete:

A borrowers expresses concern that once he signs all the documents he will be stuck with a second mortgage. A good response by a Notary Signing Agent could be to:

a. Recommend that the borrower contact his lender’s representative and provide the phone number

b. Suggest the borrower stop, take a few days to reconsider, and then reconvene once the borrower feels more comfortable

c. Recommend that the borrower sign documents now and then cancel the loan within three days if the borrower is still concerned

d. Assure the borrower that the borrower’s loan term are excellent and should continue

Answer:

a. Recommend that the borrower contact his lender’s representative and provide the phone number

Explanation:

As the borrower is concern that he will be stuck wit a second mortgage, a good response is to contact his lender's representative as that would be the appropiate person to help him understand all the conditions on his mortgage and be sure that they are good and that he will be able to pay back the loan.

The other options are not right because the borrower should reconsider but he needs to talk to the lender's representative to get all the information to be able to make a decision, he shouldn't sign the documents if he is not sure and a Notary Signing Agent is not the appropiate person to talk about the loan terms.

On January 1, the Matthews Band pays $65,800 for sound equipment. The band estimates it will use this equipment for four years and perform 200 concerts. It estimates that after four years it can sell the equipment for $2,000. During the first year, the band performs 45 concerts. Compute the first-year depreciation using the units-of-production method. g

Answers

Answer:

Annual depreciation= $14,355

Explanation:

Giving the following information:

Original cost= $65,800

Number of units= 200

Salvage value= $2,000

During the first year, the band performs 45 concerts.

To calculate the annual depreciation under the units-of- production method, we need to use the following formula:

Annual depreciation= [(original cost - salvage value)/useful life of production in units]*units operated

Annual depreciation= [(65,800 - 2,000)/200]*45

Annual depreciation= $14,355

Juggernaut Satellite Corporation earned $18.5 million for the fiscal year ending yesterday. The firm also paid out 40 percent of its earnings as dividends yesterday. The firm will continue to pay out 40 percent of its earnings as annual, end-of-year dividends. The remaining 60 percent of earnings is retained by the company for use in projects. The company has 2 million shares of common stock outstanding. The current stock price is $80. The historical return on equity (ROE) of 14 percent is expected to continue in the future.
What is the required rate of return on the stock?

Answers

Answer:

13.41%

Explanation:

Last Year:  Earnings = $18,500,000

Shares Outstanding = 2,000,000

Earnings per share = Earnings / Shares Outstanding

= $18,500,000 / 2,000,000

= $9.25

Dividend per share, D0 = Earnings per share * Payout Ratio

Dividend per share, D0 = $9.25 * 40%

Dividend per share, D0 = $3.70

Retention Ratio  = 60%

Return on Equity = 14%

Growth Rate, g = Return on Equity  * Retention ratio

Growth Rate, g = 14% * 0.60

Growth Rate, g = 8.40%

Current Price, P0 = $80.00

Next Year:  Dividend per share, D1 = D0 * (1 + g)

Dividend per share, D1 = $3.70 * (1 + 8.40%)

Dividend per share, D1 = $3.70 * 1.084

Dividend per share, D1 = $4.0108

Required Rate of Return = D1 / P0 + g

= $4.0108 / $80.00 + 0.0840

= 0.0501 + 0.0840

= 0.1341

= 13.41%

Company X uses the accounts receivable ageing approach to estimate bad debt expense. Please calculate the December 31, 2018 allowance for doubtful accounts using the following information: The estimated loss rate for uncollectibility for each category is as follows: Up to 30 days due 3%, Up to 31 to 60 days due 6% and Over 60 days due 10%.
Before the December 31, 2018 calculations were made the allowance for doubtful accounts had a $500 Debit balance in it. The balances in the December 31, 2018 accounts receivable ageing schedule are as follows:
Up to 30 days due $100,000
Up to 31 to 60 days due $40,000
Over 60 days due $20,000

Answers

Answer:

Company X

Calculation of the December 31, 2018 Allowance for Doubtful Accounts:

Accounts Receivable balances           Allowance for Doubtful Accounts

Up to 30 days due $100,000                $3,000 (100,000 x 3%)

Up to 31 to 60 days due $40,000        $2,400 (40,000 x 6%)

Over 60 days due $20,000                $2,000 (20,000 x 10%)

Total Allowance for Doubtful Accounts $7,400

Explanation:

The 2018 Uncollectible Expenses will be $7,900 ($7,400 + 500).

Using the ageing method, each class of account receivable balance is applied the estimated rate of uncollectible.  Then, these are summed to give the amount estimated as the Allowance for Doubtful Accounts for the year.  The resulting figure is compared with the balance in the Allowance for Doubtful Accounts to determine the amount of  the Uncollectible Expenses which is taken to the income summary for the period.

Jay received the following fair market value amounts during the current year: Interest on Montgomery County bonds (used to build a bridge) $100 Interest on U.S. Treasury notes $200 Gain on sale of Montgomery County bonds $300 Common stock dividend in IBM Corporation common stock (no cash option) $400 What amount of taxable income should Jay report from these amounts

Answers

Answer:

$300

Explanation:

Given that :

Jay received the following fair market value amounts during the current year:

Interest on Montgomery County bonds

(used to build a bridge)                                                $100

Interest on U.S. Treasury notes                                   $200

Gain on sale of Montgomery County bonds               $300

Common stock dividend in IBM Corporation

- common stock (no cash option)                                   $400

From the above amounts that Jay received during the current year;

The following are free from an obligation and liability imposed as a result of tax.

1. Interest on Montgomery County bonds (used to build a bridge)

2. Interest on U.S. Treasury notes

3. Common stock dividend in IBM Corporation  common stock (no cash option)

So; we can say they are not taxable

BUT only Gain on sale of Montgomery County bonds which is $300 only taxable

Thus, The amount of taxable income  Jay should  report from the above  amounts is $300

Baldwin Corp. ended the year carrying $21,580,000 worth of inventory. Had they sold their entire inventory at their current prices, how many more dollars of contribution margin would it have brought to Baldwin Corp.?

Answers

Explanation:

The given question cannot be answered as little information is provided.  However it shall be an amount if $21,580,000. For, complete analysis we need to understand  the current prices and various other variable costs. We know that the contribution margin is the Sale Price (SP) minus the Variable Cost (VC). It is the number of sales per unit that will be available to service fixed expenses and to generate the profit.

Therefore, to determine a more detailed answers more inputs are needed.  

Issued a check for $1,010 to pay the monthly rent. Issued a $1,300 check to pay a creditor on account. Purchased new equipment for $390 and paid $110 immediately by check with the remainder due in 30 days. Provided services on credit in the amount of $860. Performed services for cash in the amount of $1,320. The owner made an additional investment of $5,600 in cash and $1,050 in equipment. Purchased $190 worth of supplies on credit. Sent a $105 check to the utility company to pay the monthly bill. Collected $650 from credit customers. Determine the accounts and amounts to be debited and credited for the above transactions for Folk Furniture Repair.

Answers

Answer:

Issued a check for $1,010 to pay the monthly rent

Account                         Debit          Credit

Rent Expense               $1,010

Bank                                                  $1,1010

Issued a $1,300 check to pay a creditor on account.

Account                         Debit          Credit

Creditor                        $1,300

Bank                                                  $1,300

Purchased new equipment for $390 and paid $110 immediately by check with the remainder due in 30 days.

Account                         Debit          Credit

Equipment                    $390

Bank                                                  $110

Accounts Payable                            $280

Provided services on credit in the amount of $860.          

Account                         Debit          Credit

Service Revenue                              $860

Accounts Receivable    $860

Performed services for cash in the amount of $1,320.

Account                         Debit          Credit

Service Revenue                              $1,320

Cash                              $1,320

The owner made an additional investment of $5,600 in cash and $1,050 in equipment.

Account                         Debit          Credit

Cash                              $5,600

Equipment                    $1,050

Capital                                              $6,650    

Purchased $190 worth of supplies on credit.  

Account                         Debit          Credit

Supplies                         $190

Accounts Payable                            $190

Sent a $105 check to the utility company to pay the monthly bill.

Account                         Debit          Credit

Utilities Expense           $105

Bank                                                  $105

Collected $650 from credit customers.

Account                         Debit          Credit

Cash                              $650

Accounts Receivable                       $650                                            

   

A client has an options account that is qualified to buy options and sell covered calls. The client calls his representative, telling him that he wants to sell naked calls in the account. Which statement is FALSE about this

Answers

Answer:

The customer must cross-guarantee the account because of the increased risk level.

Explanation:

The statement 'the customer must cross-guarantee the account due to increased risk level' asserts a false claim. While selling naked calls, there is always an increased risk of fall in the prices of the underlying security. In order to reduce this risk, the most viable alternative is to buy the offsetting option or underlying stock. The other options assert true claims regarding the point that must be considered before selling the naked calls in the account.

A company operates in a perfectly competitive market, selling each unit of output for a price of $20 and paying the market wage of $360 per day for each worker it hires. In the following table, complete the column for the marginal revenue product of labor (MRP) at each quantity of workers.


Labor Output Marginal Product of Labor Marginal Revenue Product of Labor
(Number of workers) (Units of output) (Units of output) (Dollars)
0 0 - -
1 20 20
2 39 19
3 57 18
4 72 15
5 84 12

Answers

Answer: The answer is given below

Explanation:

The marginal revenue product of labor (MRPL) is an additional amount of revenue that a firm will make when it hires one additional employee. The formula and r calculating

MRPL = marginal product of labour x marginal revenue.

It should be noted that P = MC = MR. Therefore marginal revenue will be $20.

Therefore when:

MPPL = 0

MRPL = 0 × 20 = 0

MPPL = 20

MRPL = 20 ×20 = 400

MPPL = 19

MRPL = 19 × 20 = 380

MPPL = 18

MRPL = 18 × 20 = 360

MPPL = 15

MRPL = 15 × 20 = 300

MPPL = 12

MRPL = 12 × 20 = 240

Check the attached file for the table.

The completion of the column for the marginal revenue product of labor (MRP) is as follows:

Labor (Number of     Output            Marginal Product of           Value of the  

workers)            (Units of output)  Labor (Units of output)     Marginal Product

                                                                                                 of Labor (Dollars)

1                                    20                       20                            $400 (20 x $20)

2                                   39                         19                            $380 (19 x $20)

3                                   57                         18                            $360 (18 x $20)

4                                   72                         15                            $300 (15 x $20)

5                                   84                         12                            $240 (12 x $20)

The marginal revenue product of labor (MRPL) shows the additional amount of revenue the firm generates when it adds one additional employee to its labor force. It is the product from the multiplication of the marginal product of labor by the selling price of output.

Thus, according to the law of Marginal Revenue Product of Labor, the company will demand more labor until its MRPL equals the wage rate, that is at $360.

Learn more: https://brainly.com/question/17009411

On January 2, 2021 Pod Company purchased 30% of the outstanding common stock of Jobs, Inc. and used the equity method to account for the investment. During 2021, Jobs reported net loss of $160,000 and distributed dividends of $100,000. The ending balance in the Investment in Jobs Company account at December 31, 2021 was $640,000 after applying the equity method. What was the purchase price Pod Company paid for its investment in Jobs, Inc.? "g"

Answers

Answer:

The purchase price is 7 million 435 thousnad 638.92 dollars

Explanation:

The information necessary for preparing the 2018 year-end adjusting entries for Winter Storage appears below. Winter's fiscal year-end is December 31.
a. Depreciation on the equipment for the year is $7,000.
b. Salaries earned (but not paid) from December 16 through December 31, 2018, are $3,400.
c. On March 1, 2018, Winter lends an employee $12,000 and a note is signed requiring principal and interest at 6% to be paid on February 28, 2019.
d. On April 1, 2018, Winter pays an insurance company $15,000 for a one-year fire insurance policy. The entire $15,000 is debited to prepaid insurance at the time of the purchase.
e. $1,500 of supplies are used in 2018.
f. A customer pays Winter $4,200 on October 31, 2018, for six months of storage to begin November 1, 2018. Winter credits deferred revenue at the time of cash receipt.
g . On December 1, 2018, $4,000 advertising is paid to a local newspaper. The payment represents advertising for December 2018 through March 2019, at $1,000 per month. Prepaid advertising is debited at the time of the payment.
Required: Record the necessary adjusting entries at December 31, 2018.

Answers

Answer:

Adjusting entries are entries that indicate the events of the company that have occurred but not yet recorded by the company.

a. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31         Depreciation Expenses        $7,000

2018            Accumulated Expenses                             $7,000

                 (Record depreciation on equipment )

b. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31         Salary expenses                   $3,400

2018             Salary payable                                          $3,400

             (Record salary incurred but not paid)

c. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31            Interest receivables            $660

2018               (12,000 * 6% * 11/12)

                      Interest revenue                                         $660

                     (Record of interest earned)

d. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31           Insurance Expenses             $11,250

2018              (15,000 * 9/12)

                     Prepaid Insurance                                   $11,250

                     (Record payment of insurance expenses)

e. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31.           Supplies Expenses               $1,500

2018               Supplies                                                   $1,500

                      (Record of supplies)

f. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31,          Deferred revenue               $1,400

2018              (4,200 * 2 month / 6 month)

                     Service revenue                                     $1,400

                    (Record advance payment for services provided)

g. DATE          DESCRIPTION                    DEBIT        CREDIT

Dec 31,           Advertisement Expenses    $1,000

2018               Prepaid Advertisement                          $1,000

                     (Record payment for advertisement)

_____ innovation involves making slight modifications to existing products in an effort to distinguish a product from the competition.

Answers

Answer:Continuous

Explanation:

How do you feel as a customer? What are your alternatives as a customer when you find the bookstore has "stocked-out"? What are the possible causes of the stock-out situation? What can be done by the bookstore manager to prevent future stock-outs?

Answers

Answer with its Explanation:

1. When I find the the bookstore is stocked-out the first thing I feel is that I must had went to the bookstore which has never disappointed me.

2. When the bookstore who has always welcomed customers with its products is always my priority to visit. So I will opt to other bookstore nearby or opt to order books online which is more suitable for me. Their are chances that I can visit the libraries depending upon my finance budget and how urgent I need the book.

3. The delay might be because of mismanagement of the bookstore inventory, transporting delay of the books, high demand which results in quickly stock-out, etc

4. The first thing that the manager of the bookstore must do is to forecast the sales for the period of each seasonal and every season product which will assist them to place the right order at the right time. Furthermore, the inventory management must be incorporated in the policies of the bookstore which will result in maintaining the minimum stock balance.

"Given the fact that both the Navy and the Air Force regularly fly pilotless aircraft for surveillance and combat missions, the idea of a driverless fork truck seems somewhat of a no-brainer. Why not pilotless cargo aircraft such as FedEx and UPS? Why not semi-trucks moving intercity without drivers? How would your answer differ if we had high-ways that were dedicated to truck-only traffic, either on an exclusive or time-allocated basis? Where do you think the concept of probotics will eventually end up? "

Answers

Answer:

If we had highways available to truck-only traffic then the question will need to contemplate on is  if the truck-only highways will enable only driver less trucks or the conventional trucks as well.

Also humans are susceptible to error. while machines usually follow strict rules.

These two different methods to driving and could cause problems and also accidents. the only method accomplish driver less trucks is to ensure truck-only highways exclusive to driver less trucks.

The idea of robotics and automations will keep growing. we may have, automated vehicles on the road in the next 20 years.

Similarly automation is set to change our home, roads, cars and how we do business today.

Explanation:

Solution

There are different reasons why we do not see driver less fork truck or pilot less cargo aircraft. but the key reasons behind them can be is stated below:

(1)Technology: The technology behind driver less truck or pilot less aircraft are still very fresh. This implies that the use of this technology is extremely high. at some point it may even include national security concern. this is the reason why the technology is not available openly to public and business organization cannot use them for their customers.

(2)Safety: Pilot less aircraft for surveillance carries a particular risk. we need to know that the workmanship of Navy and Air Force is part of  these risk. Thus, the normal everyday jobs like businesses and operations do not take such high risk.

A pilot less aircraft’s crash could result in damage to  lives and property and brings other issues. with the new technology the risks we go higher and best not used for mass/public consumption.

(3)Regulations: Any new design of operation often needs the  government approval. Driver less cars as of  now are only at its initial stage of creation. But, before this becomes a common mode of transportation, the government consent may be required.

The  infrastructure needs to be present for such vehicles. These requires a lot of effort and preparation, which is not available at the moment.

Now

If we had highways assigned to truck-only traffic then the question will still be if the truck-only highways will permit only driver less trucks or the conventional trucks as well.

The problem is if we mix them. humans are liable to error and also capable of improvisation. while machines do follow strict rules. these two different methods to driving and could cause confusion and also accidents. the only way to accomplish driver less trucks is to ensure truck-only highways exclusive to driver less trucks.

The idea of robotics and automations will keep growing. we may have, automated vehicles on the road in the next 20 years (in some countries). Similarly automation is set to change our home, roads, cars and how we run business today.

For Instance, in future we could be living in a completely automated house, being taken to work by automated public/private transport and even travelling to other countries in a pilot less airplanes.

A theater on Broadway recently increased the price of a ticket for a popular play by 8%. The attendance went down by 3%. What is the price elasticity of demand for tickets for this play

Answers

Answer:

0.375

Explanation:

Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.

Price elasticity of demand = percentage change in quantity demanded / percentage change in price

= 3% / 8% = 0.375

I hope my answer helps you

Galvatron Metals has a bond outstanding with a coupon rate of 6.3 percent and semiannual payments. The bond currently sells for $1,919 and matures in 17 years. The par value is $2,000 and the company's tax rate is 39 percent. What is the company's aftertax cost of debt?

Answers

Answer:

4.09%

Explanation:

For computing the after cost of debt we have to applied the RATE formula i.e to be shown in the attachment below:

Given that,  

Present value = $1,919

Future value or Face value = $2,000  

PMT = 2,000 × 6.3% ÷ 2 = $63

NPER = 17 years × 2 = 34 years

The formula is shown below:  

= Rate(NPER,PMT,-PV,FV,type)  

The present value come in negative  

So, after applying the above formula,

1. The pretax cost of debt is 3.35% × 2 = 6.70%

2. And, the after tax cost of debt would be

= Pretax cost of debt × ( 1 - tax rate)

= 6.70% × ( 1 - 0.39)

= 4.09%

Under Variable costing, fixed expenses: Select one: a. Are subtracted from sales to arrive at the contribution margin b. Are subtracted from sales to arrive at the gross profit c. Are expensed in the current period d. A and C

Answers

Answer:

The answer is C. Are expensed in the current period

Explanation:

Under variable costing, fixed expenses is treated as a period cost and is expensed in the current period's income statement.

Option A is incorrect because variable cost and not fixed cost cost are subtracted from sales to arrive at contribution margin

Option B is also incorrect because cost of sales and not fixed cost/expenses are subtracted from sales to arrive at gross profit.

Which of the following accounts will only be found in the chart of accounts of a merchandising company? a. Accounts Payable b. Accounts Receivable c. Inventory d. Sales

Answers

Answer:

c. Inventory

Explanation:

A merchandising company is one that specialises in buying and reselling goods. Profit is made by selling goods at higher prices than they were bought.

Merchandising companies can be wholesale or retail businesses.

Because of the nature of their business merchandising companies usually make use of storage facilities to stock goods. This nesecitates the use of an inventory account to monitor inflow and outflow of goods.

Therefore inventory account is used only by merchandising companies

Answer:

The answer is C. Inventory

Explanation:

Meerchandising company is a company that buys goods(inventories) and resells them later at a price higher than the purchase price.

We have two types of merchandising companies:

1. Retail

2. Wholesale.

Since they buy and sells inventories (goods), only inventory accounts can be found in the chart of accounts among those options.

Todrick Company is a merchandiser that reported the following information based on 1,000 units sold:
Sales $210,000
Beginning merchandise inventory $14,000
Purchases $140,000
Ending merchandise inventory $7,000
Fixed selling expense $?
Fixed administrative expense $12,000
Variable selling expense $ 15, 000
Variable administrative expense $?
Contribution marain $60,000
Net operating income 18,000
Required:
1. Prepare a contribution format income statement.
Todrick Company
Contribution Format Income Statement
Sales $300,000
Variable expenses:
Cost of goods sold $213,000
Selling expense 15,000
Administrative expense 228,000
Contribution margin 60,000
Fixed expenses
Selling expense $12,000
Administrative expense $30,000
42,000
Net operating income $60,000
2. Prepare a traditional format income statement.
3. Calculate the selling price per unit.
4. Calculate the variable cost per unit.
5. Calculate the contribution margin per unit.
6. Which income statement format (traditional format or contribution format) would be more useful to managers in estimating how net operating income will change in responses to changes in unit sales?
Prepare a contribution format income statement.

Answers

Answer:

1.                         Todrick Company  

          Contribution format income statement

Sales                                                    $210,000

Less Variable Expenses

Cost of goods sold           $161,000      

Selling Expenses               $15,000

Administrative Expenses   $12,000  

                                                             $188,000

Contribution margin                             $22,000

Less: Fixed Expenses

Selling Expenses             $68,000    

Administrative Expenses $12,000

Total Fixed Expenses                           $80,000

Net Operating Income (Loss)              $62,000

Working

Cost of goods sold=Beginning inventory + Purchases − Ending inventory

=$14,000 + $140,000 − $7,000

=$161,000

Variable administrative = Sales - Cost of goods sold - Variable expense  - Contribution margin

=  $210,000 - $161,000 - $15,000 - $60,000

= -$26,000

Fixed selling expenses = Contribution margin - Administrative margin - Net Income​  

= $60,000 -  (-$26,000) - $18,000

= $68,000

2.                   Todrick Company  

         Traditional format income statement.

Sales                                                                 $210,000    

Less: Cost of goods sold                                 $161,000

Gross Profit                                                       $49,000

Selling and administrative expenses

Variable selling expenses              $15,000

Fixed selling expenses                   $68,000

Variable administrative expenses  $12,000

Fixed administrative expenses       $12,000    $107,000

Net Operating Income (Loss)                             $58,000

3. Selling price per unit = Sales / No of units

=  $210,000 / 1000 unit

= $210

4. Variable cost per unit = Variable expenses / No of units

=  $188,000 / 1000 unit

= $188

5. Contribution margin per unit = Contribution margin / No of units

= $22,000 / 1000 unit

= $22

6. In the contribution income statement, the income is calculated in a detailed manner. The expense is evaluated at each step. It will be useful for the managers to estimate the changes in net operating income.

What is true regarding static budgets? Select one: a. It is the budgeted amount used to calculate standard costs. b. It is the budgeted amount used to calculate the actual costs. c. It is also called moving or nonstationary budgets. d. All of the above

Answers

Answer:

b. It is the budgeted amount used to calculate the actual costs.

Explanation:

Static budget is the budget which remains the same even if there is some changes made but the flexible budget do not remain the same.

Moreover, the static budget is the main budget that used to prepare the standard cost by considering the budgeted activity level

Therefore it is the budget in which the budgeted amount should be considered in order to determine the actual cost that helps to make the flexible budget

Today is your 40th birthday. You expect to retire at age 65, and actuarial tables suggest that you will live to be 100. You want to move to Hawaii when you retire. You estimate that it will cost you exist200,000 to make the move (on your 65th birthday), and that your annual living expenses will be exist25,000 a year after that. You expect to cam an annual return of 7% on your savings. (a) How much will you need to have saved by your retirement date? (b) You already have exist50,000 in savings. How much would you need to save at the end of each of the next twenty-five years to be able to afford this retirement plan? (c) If you did not have any current savings and did not expect to be able to start saving money for the next five years (that is, your first savings payment will be made on your 45th birthday). how much would you have to set aside each year alter that to be able to afford this retirement plan?

Answers

Answer:

(a) How much will you need to have saved by your retirement date?

first of all, we need to determine how much money you will need to have when you are 65 years old:

$200,000 to move to Hawaiidistributions for 35 years (annuity) = $25,000 x 12.948 (PV annuity factor 7%, 35 years) = $323,700

total = $523,700

(b) You already have $50,000 in savings. How much would you need to save at the end of each of the next twenty-five years to be able to afford this retirement plan?

we have to calculate the FV of $50,000 = $50,000 x (1 + 7%)²⁵ = $271,372

so you need $523,700 - $271,372 = $252,328 by the time you are 65

we will now use the future value of an ordinary annuity formula:

FV = payment x annuity factor

$252,328 = payment x 63.249 (FV annuity factor, 7%, 25 years)

payment = $252,328 / 63.249 = $3,989.44

(c) If you did not have any current savings and did not expect to be able to start saving money for the next five years (that is, your first savings payment will be made on your 45th birthday). how much would you have to set aside each year alter that to be able to afford this retirement plan?

FV = payment x annuity factor

$523,700 = payment x 40.995 (FV annuity factor, 7%, 20 years)

payment = $523,700 / 40.995 = $12,774.73

New Gadgets, Inc., currently pays no dividend but is expected to pay its first annual dividend of $4.90 per share exactly 7 years from today. After that, the dividends are expected to grow at 3.5 percent forever. If the required return is 11.3 percent, what is the price of the stock today

Answers

Answer:

Price of stock today =$33.045

Explanation:

The price of a stock using the dividend valuation model is the present value of the the future dividend expected from the stock discounted at the required rate of return.  

This model would be applied as follows

PV  of the first dividend =

Dividend in year 7 ×  (1+r)^(-n)

r- 11.3%, n- 7

PV = 4.90× 1.113^(-7) = 2.315

Dividend in year 8 and beyond

PV (in year 7 terms) =4.90× 1.035/(0.113- 0.035)= 65.019

PV of dividend in year 0

=PV in year 7 × 1.113^(-7)

=65.019 × 1.113^(-7) = 30.73

Price of stock today =   2.315+ 30.73  = 33.045

Price of stock today =$33.045

The average American’s real income today is about four times what it was in _________.

Average lifetime lengths have increased by ______,

the number of hours worked per week has decreased by _________ ,

and homes have _________ doubled in size.

almost

1940

21%

8%

12%

1935

1960

more than

17%

Answers

Answer:

The average American’s real income today is about four times what it was in 1960.  Average lifetime lengths have increased by 12%,  the number of hours worked per week has decreased by 17% ,  and homes have more than doubled in size.

Explanation;

Economic data shows that Americans make on average, about 4 times what they were making in real income in 1960 due to exponential economic growth.

At the same time, Americans are also living a longer life by 12% on average than in 1960 when the life expectancy was around 70 years. Today it is around 78 years.

Americans are also working fewer hours than their 1960 counterparts because where in 1960 they worked for an average of 50 hours a week, recently that number hovers around 40 hours a week.

Houses built are also larger than they were in the '60s as income has increased and preferences have changed.

PWD Incorporated is an Illinois corporation. It properly included, deducted, or excluded the following items on its federal tax return in the current year: Item Amount Federal Treatment Illinois income taxes $ 33,361 Deducted on federal return Indiana income taxes $ 18,480 Deducted on federal return Ohio Commercial Activity Tax $ 3,992 Deducted on federal return Illinois municipal bond interest $ 9,984 Excluded from federal return Indiana municipal bond interest $ 15,100 Excluded from federal return Federal T-note interest $ 2,492 Included on federal return PWD's federal taxable income was $104,000. Calculate PWD's Illinois state tax base.

Answers

Answer:

PWD's Illinois state tax base = $168,449

Explanation:

DATA

Illinois income taxes   = $33,361

indiana income taxes  = $18,480

Illinois municipal bond interest = $9,984

Indiana municipal bond interest = $15,100

Federal T-note interest = $2,492

Federal taxable income = $104,000

PWD's Tax Base = ?

Solution

PWD's Illinois Tax base can be calculated as follows

Formula

Illinois state tax base = Federal taxable income+Indiana income taxes+Illinois income taxes+Indiana municipal bond interest – federal t-note interest

Illinois state tax base = $104,000 + $18,480 + $33,361 + $15,100 -  $2,492

PWD's Illinois state tax base = $168,449

EVA/MVA The financial statements reflect historical data, but managers' performance must be evaluated on the basis of values. To provide this information, financial analysts have developed two measures: Market Value Added (MVA) and Economic Value Added (EVA). Market Value Added represents the difference between the money stockholders have invested in the firm versus the cash they could receive if the firm were sold. The equation for MVA is:

Answers

Answer:

MVA = (Shares outstanding * Stock price) - Total common equity

Explanation:

Market value added is the excess of equity over its book value. It is the difference between money invested by stockholders and the cash they will receive if the company is sold. The higher MVA of a company means performance of the company management is good and is in the favor of stockholders.

Which of the following would a defender of globalization most likely use as an example to argue that concerns of Americanization are overblown and that globalization is indeed a two-way street?
A) the view of McDonald's being a domestic brand in China
B) the growing popularity of coffee in China since the introduction of Starbucks
C) the growing number of IKEA furniture stores in the United States
D) the initial failure of Disneyland Paris
E) the anti-globalization protests aimed at KFC

Answers

Answer: C) the growing number of IKEA furniture stores in the United States

Explanation:

IKEA is a very popular furniture chain in the United States that keeps rising in popularity as well as adding new locations. However, it is not an American company but rather a Swedish company with it's headquarters in The Netherlands. This shows that as American companies such McDonald's, Disney and Starbucks are spreading around the world, so also are foreign companies spreading in the USA.

The defender of Globalization can point to this and show that the Americans are not only spreading around the world, but have foreign companies spreading amongst them as well making it a 2 way street.

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