All of the following are functions of the Federal Reserve System EXCEPT:______

a. providing a system of check collection and clearing.
b. lending funds to risky customers denied credit by commercial banks.
c. supplying the economy with fiduciary currency.
d. acting as the government's fiscal agent.

Answers

Answer 1

Answer:

D

Explanation:

The others are all bank actions. THe last one talks about spies.


Related Questions

On February 22, Brett Corporation acquired 250 shares of its $3 par value common stock for $26 each. On March 15, the company resold 66 shares for $29 each. What is true of the entry for reselling the shares

Answers

Answer: Credit Additional Paid in Capital $198

Explanation:

Brett Corporation reissued the Treasury Stock at $29 which was $3 higher than the amount they had repurchased it for.

When stock is sold for a price higher or lower than they are worth, the balance goes to the Additional Paid-in Capital account. If it is sold higher, the balance is Credited to the Additional Paid-in Capital account and if it is sold for lower than it is worth, it is debited.

The Balance here is,

= $3 * 66 resold shares

= $198

This $198 will therefore be credited to the Additional Paid-in Capital account.

E-Eyes just issued some new preferred stock. The issue will pay an annual dividend of $14 in perpetuity, beginning 19 years from now. If the market requires a return of 4.4 percent on this investment, how much does a share of preferred stock cost today

Answers

Answer:

Price of stock = $181.78

Explanation:

PV of dividend in year 13

PV =A×(1- (1+r)^(-n)/r )

PV of dividend in (year 13) = 14/(0.044=318.18

PV of dividend in year 0

PV = Div× (1+r)^(-n)

Dividend in year 13, r-interest rate, n- number of years

PV in year 0 = 318.1818182 × 1.044^(-13)= 181.78

Price of stock = $181.78

At an open house the listing agent begins giving advice to a prospective buyer regarding how much to offer for the house, without explaining that she is a representative of the sellers. Which of the following statements is NOT true?
a. the agent is not acting in accordance with her agency status
b. the agent is acting as an undisclosed dual agent
c. the agent has breached fiduciary duties to both parties
d. the agent has not violated any duties, because she is not performing real estate services for the buyers

Answers

Answer:

d. The agent has not violated any duties, because she is not performing real estate services for the buyers

Explanation:

Here, at the open house, the agent, without proper introduction and without explaining that she represents the seller, started giving advice to a prospective buyer regarding the amount to offer for the house. By offering advice to the buyer and not disclosing who she represents, the agent is now acting as an undisclosed dual agent, also she has breached the loyalty duties to both parties. The agent is also not acting in accordance with her agency status.

Therefore the incorrect option is option D.) The agent has not violated any duties, because she is not performing real estate services for the buyers

On April 2 a corporation purchased for cash 5,000 shares of its own $11 par common stock at $28 per share. It sold 3,000 of the treasury shares at $31 per share on June 10. The remaining 2000 shares were sold on November 10 for $24 per share. a. Journalize the entries to record the purchase (treasury stock is recorded at cost). Apr. 2 b. Journalize the entries to record the sale of the stock. If an amount box does not require an entry, leave it blank. Jun. 10 Nov. 10

Answers

Answer:

April 2

Treasury Stock $140,000 (debit)

Cash $140,000 (credit)

June 10

Cash $93,000 (debit)

Treasury Stock $93,000  (credit)

Nov 10

Cash $48,000 (debit)

Treasury Stock $48,000  (credit)

Explanation:

When the Company purchases its own shares

De-recognize the equity item : Treasury Stock and also de-recognize the assets of Cash.

When the Company sales its own shares.

Recognize the Equity item : Treasury Stock and also recognize the asset Cash.

Suppose your friend is a music major who sings at weddings. She has no fixed or marginal costs for singing and has two types of customers: 20 customers think it is worth paying $200 to have her sing at their wedding, whereas 10 customers think her singing services are worth only $100. Il earn S if she can charge only one price to:________.
(a) If your friend is able to sing at each wedding and maximizes profits all customers.
(b) She will earn S If she can perfectly price discriminate.

Answers

Answer: a. $4,000

b. $5,000

Explanation:

a. If she can sing at each wedding but decides to maximise profits, she will only sing at the weddings of those paying her $200 as it is the higher of the two payment options.

Should she sing at the $200 customer weddings, she would make;

= 20 people * $200

= $4,000

b. Price Discrimination is the charging of different types of customers different prices for the same or similar goods.

If your friend knows how to perfectly charge the two different groups the different prices that they value her at then she will be able to attend and sing at both weddings making her revenue;

= (10* $100) + (20 * $200)

= 1,000 + 4,000

= $5,000

Suppose we hold a forward contract on a stock with expiration 66 months from now. We entered into this contract 66 months ago so that when we entered into the contract, the expiration was T = 1T=1 year. The stock price$ 66 months ago was S_0 = 100S 0 ​ =100, the current stock price is 125125 and the current interest rate is r = 10\%r=10% compounded semi-annually. (This is the same rate that prevailed 66 months ago.) What is the current value of our forward contract? Please submit your answer in dollars rounded to one decimal place so if your answer is 42.67842.678 then you should submit an answer of 42.742.7.

Answers

Answer:

The current value of our forward contract is $105.1

Explanation:

According to the given data we have the following:

Spot - 6 months ago=$ 100

Spot - Current=125

Interest rate= 10%

Time=12 months

Therefore, to calculate the current value of our forward contract we would have to make the following calculation:

Forward Price=Spot price*e^(rt)    

=$100*e^(0.1*0.5)

Forward Price=$105.1

The current value of our forward contract is $105.1

Jolene hired Lacy to find a buyer for her house. Adam was interested in buying the house. If both Jolene and Adam agree, Lacy, a real estate agent, may represent both parties.
A. True
B. False

Answers

Answer:

True

Explanation:

Lacy can represent both parties. If Lacy represents both parties this is known as dual agency.

As the “dual” agent Lacy handles all of the communications, paperwork, and negotiations between both parties, that is the buyer and seller who happens to be Jolene and Adam. She is supposed to remain neutral as the facilitator of the deal with no fiduciary duty to either side. Fiduciary duty is to uphold a client's interest in good faith an trust.

A company is considering constructing a plant to manufacture a proposed new product. The land costs $300,000, the building costs $600,000, the equipment costs $250,000, and $100,000 additional working capital is required. It is expected that the product will result in sales of $750,000 per year for 10 years, at which time the land can be sold for $400,000, the building for $350,000, and the equipment for $50,000. All of the working capital would be recovered at the EOY 10. The annual expenses for labor, materials, and all other items are estimated to total $475,000. If the company requires a MARR of 15% per year on projects of comparable risk, determine if it should invest in the new product line. Use the AW method. (Sullivan, 20180327, p. 234) Sullivan, W. G., Wicks, E. M., Koelling, C. P. (20180327). Engineering Economy, 17th Edition. [[VitalSource Bookshelf version]]. Retrieved from vbk://9780134838229 Always check citation for accuracy before use.

Answers

Answer:

$327,909.14

Explanation:

Calculation to determine if it should invest in the new product line.

First step

The Investment cost will be:

Land costs $300,000

Building costs $600,000

Equipment costs $250,000

Additional working capital $100,000

=$1,250,000

Annual revenue $750,000

Annual expenses$475,000

Market value:

$400,000 +$350,000 + $50,000 = $80,0000

N: 10 year

MARR: 15% per year

Using PW method

-$1250000 + ($750,000 – $475,000) (P/A, 15%, 10) +$ 80000(P/F, 15%, 10)

-$1250000-$275,000((1+15)^¹⁰−1/15(1+15)^¹⁰+$3000

Hence,

=-$1,250,000 – $275,000(5.0188) + $3000(0.2472)

= $327,909.14

You own a portfolio equally invested in a risk-free asset and two stocks (If one of the stocks has a beta of 0.66 and the total portfolio is equally as risky as the market, what must the beta be for the other stock in your portfolio? (Hint: Remember that the market has a Beta=1; also remember that equally invested means that each asset has the same weight- since there are 3 assets, each asset's weight is 1/3 or 0.3333). Enter the answer with 4 decimals (e.g. 1.1234)

Answers

Answer:

The beta of the other stock or stock B is 2.34

Explanation:

The beta of the portfolio is the weighted average of the individual stock betas that form up the portfolio. To calculate the beta for the portfolio, we use the following formula,

Portfolio beta = wA * Beta of A + wB * Beta of B + ... + wN * Beta of N

Where,

w represents the weight of each stock in the portfolio

As the portfolio is equally as risky as the market, the portfolio beta is assumed to be the same as that of the market and the beta is 1.

The beta is the measure of systematic risk and a risk free asset does not have risk and has a beta of 0.

To calculate the Beta of stock B in the portfolio, we simply put the available values in the formula for the portfolio beta,

1 = 1/3 * 0 + 1/3 * 0.66 + 1/3 * Beta of B

1 = 0 + 0.22 + 1/3 * Beta of B

1 - 0.22 = 1/3 * Beta of B

0.78 * 3 = 1 * Beta of B

2.34 = Beta of B

Thus, the beta of the other stock or stock B is 2.34

Bill Phillips is developing a Monte Carlo simulation to value a complex and thinly traded security. Phillips wants to model one input variable to have negative skewness and a second input variable to have positive excess kurtosis. In a Monte Carlo simulation, Phillips can appropriately use:_________

Answers

Answer: Both of them

Explanation:

The Monte Carlo Simulation is a forecasting technique that allows one to find out the probability of occurence of different outcomes which may be difficult to come up with because there are multiple random variables involved.

Monte Carlo simulations are used in many diverse fields such as Finance, Engineering and Science.

As earlier mentioned, this simulation allows for multiple random variables so Phillips can use it to model both the variables to have different characteristics.

A company has net credit sales of $ 1 comma 300 comma 000​, beginning net accounts receivable of $ 270 comma 000​, and ending net accounts receivable of $ 202 comma 000. What is the​ days' sales in accounts​ receivable? (Use 365 days in calculations as needed. Round any intermediate calculations to two decimal​ places, and your final answer to the nearest whole​ day.)

Answers

Answer:

66.36 days

Explanation:

Calculation of the​ days' sales in accounts​ receivable .

Using this formula

Accounts Receivable Turnover Ratio = [Net credit sales (Beginning net account receivable +Ending net account receivable)/2)]

Let plug in the formula

[$1,300,000/($270,000 + $202,000)/2)]

$1,300,000/($472,000/2)

=$1,300,000/236,000

=$5.50 Days' sales in receivables

= 365/5.5

= 66.36 days

Therefore the days' sales in accounts​ receivable will be 66.36 days

Similar to stock prices, bond values are derived as the discounted value of all cash flows received from bond ownership in exchange for the bond's price. The two main cash flows an investor receives in exchange for purchasing a bond are:

Answers

Answer: b. Interest or Coupon Payments (PMT) throughout the bond's life expand and the repayment of the principal or Face Value at the bond's maturity (FV).

Explanation:

For most bonds, a bond holder receives interest payments from the bond issuer in terms of coupon payments for the duration of the life of the bond. The coupon payment is a steady payment based on the par value of the bond.

When the bond matures, the bond holder receives the Principal/Face Value of the bond back. This value of usually the Par value of the bond regardless of how much the bond holder bought the bond for.

The company has 15 employees, who earn a total of $1,960 in salaries each working day. They are paid each Monday for their work in the five-day workweek ending on the previous Friday. Assume that December 31, 2015, is a Tuesday, and all 15 employees worked the first two days of that week. Because New Year's Day is a paid holiday, they will be paid salaries for five full days on Monday, January 6, 2016. Use the information to prepare adjusting entries as of December 31, 2015.

Answers

Answer:

Preparation of the adjusting entries as of December 31, 2015.

Dr Salaries Expense 3,920

Cr Salaries Payable 3,920

Explanation:

Since we were been told in the question that all the 15 employees worked the first 2 days of that week, the Adjustment we therefore be $3,920( 1,960×2) . And the transaction will be recorded as:

Dr Salaries Expense 3,920

Cr Salaries Payable 3,920

The Adjustment will be :

1,960 x 2 = 3,920

Therefore the pay that occured in New Year's Day will not be used because it falls in the next year.

Small business owners' unique selling points (also known as benefits) that customers can expect from your goods or services, including benefits that differentiate your offering from those of the competition is known as:

Answers

Answer: Value proposition

Explanation: Value proposition in business is that service, innovation, or uniqueness about your business that attracts customers. A value proposition also helps answers the question 'why' someone should do business with you. It hells to convince potential customer why they should patronize you, and why your service or product would be of more value to them than what your competitors offering same service would be able to offer them.

Thornton, Inc., had taxable income of $128,267 for the year. The company's marginal tax rate was 35 percent and its average tax rate was 24 percent. How much did the company have to pay in taxes for the year?

Answers

Answer:

$30784.08

Explanation:

Taxable income can be refer to as the amount of income used to calculate how much tax an  organisation owes to the government in a particular tax year.

Thornton Inc. had taxable income of $128,267 for the year

The company's marginal tax rate is 35 percent

The company's average tax rate is 24 percent

To know how much did the company have to pay in taxes for the year, we multiply the Taxable income by the Company Average tax rate for the year.

=$128,267 * 24%

=$128,267 * 0.24

=$30784.08

Thornton Inc will pay $30784.08 for the year.

The government establishes an effective price ceiling for a gallon of milk. What will be the result of this ceiling? a) It will create a surplus b) It will create a shortage c) It will have no effect d) It will cause an increase in demand e) it will cause an increase in supply

Answers

Answer:

D

Explanation:

Because price ceiling is put by the government so that certain commodities could still be available at a reasonable price for many

Answer: D

Explanation:

On January 1, 2021, Maywood Hydraulics leased drilling equipment from Aqua Leasing for a four-year period ending December 31, 2024, at which time possession of the leased asset will revert back to Aqua. The equipment cost Aqua $412,184 and has an expected economic life of five years. Aqua expects the residual value at December 31, 2024, to be $50,000. Negotiations led to Maywood guaranteeing a $70,000 residual value. Equal payments under the lease are $100,000 and are due on December 31 of each year with the first payment being made on December 31, 2021. Maywood is aware that Aqua used a 5% interest rate when calculating lease payments.
Required:
1. Prepare the appropriate entry for Maywood on January 1, 2021, to record the lease.
2. Prepare all appropriate entries for Maywood on December 31, 2021, related to the lease.

Answers

Answer:

1/1/2021

Dr Right of use Asset 371,049

Dr Lease Payable 371,049

12/31/2021

Dr Interest Expense 18,552

Dr Lease Payable 81,448

Cr Cash 100,000

12/31/2021

Dr Amortization Expense 92,762

Cr Right of use Asset 92,762

Explanation:

Maywood Hydraulics

First step is to Calculate for PMT, FV and PV

N= 4, I= 5, PMT=100,000, FV=20,000, PV= 371,049

1/1/2021

Dr Right of use Asset 371,049

Dr Lease Payable 371,049

12/31/2021

Dr Interest Expense 18,552

(371,049*.05)

Dr Lease Payable 81,448

(100,000-18,552)

Cr Cash 100,000

12/31/2021

Dr Amortization Expense 92,762

Cr Right of use Asset 92,762

[ (371,049-0)/4 years]

Stilley Corporation had earnings after taxes of $438,000 in 20X2 with 200,000 shares outstanding. The stock price was $42.10. In 20X3, earnings after taxes declined to $208,000 with the same 200,000 shares outstanding. The stock price declined to $28.30. a. Compute earnings per share and the P/E ratio for 20X2. (Do not round intermediate calculations. Round your final answers to 2 decimal places.) b. Compute earnings per share and the P/E ratio for 20X3. (Do not round intermediate calculations. Round your final answers to 2 decimal places.)\

Answers

Answer:

a) Earnings Per Share for 20X2 = 2.19

P/E ratio for 20X2 = 19.22

b) Earnings Per Share for 20X3 = 1.04

P/E ratio for 20X3 = 27.21

Explanation:

a) Compute earnings per share and the P/E ratio for 20X2.

The compute the earnings per share use the following:

Earnings Per Share for 20X2 = (Earnings after tax-Preference Dividend) / shares outstanding

[tex] = \frac{438,000 - 0}{200,000} = 2.19 [/tex]

Earnings Per Share for 20X2 = 2.19

Then find P/E ratio:

P/E ratio for 20X2 = Market Price per share / Earnings Per Share

[tex] \frac{42.10}{2.19} = 19.224 [/tex]

P/E ratio for 20X2 = 19.22

b) Compute earnings per share and the P/E ratio for 20X3.

The compute the earnings per share use the following:

Earnings Per Share for 20X3 =(Earnings after tax-Preference Dividend) / shares outstanding

[tex] = \frac{208,000 - 0}{200,000} = 1.04 [/tex]

Earnings Per Share for 20X3 = 1.04

Then find P/E ratio:

P/E ratio for 20X3 = Market Price per share / Earnings Per Share

[tex] \frac{28.30}{1.04} = 27.21 [/tex]

P/E ratio for 20X3 = 27.21

Jane, Joseph and John are supporting their father who lives in a separate apartment. Their contribution towards his support is 10%, 35% and 55%, respectively. In a multiple support agreement, who would be entitled to claim the father as a dependent?

Answers

Answer:

Joseph or John

Explanation:

In order to claim a person as a dependent in order to be eligible for tax benefits, one must contribute with more than 10% of the person's support.

In this case, only Joseph and John contribute with more than 10% and therefore only Joseph or John would be entitled to claim their father as a dependent.

Sub Sandwiches of America made the following expenditures related to its restaurant.

1. Replaced the heating equipment at a cost of $250,000.
2. Covered the patio area with a clear plastic dome and enclosed it with glass for use during the winter months. The total cost of the project was $750,000.
3. Performed annual building maintenance at a cost of $24,000.
4. Paid for annual insurance for the facility at $8,800.
5. Built a new sign above the restaurant, putting the company name in bright neon lights, for 9,900.
6. Paved a gravel parking lot at a cost of $65,000.

Required:
Sub Sandwiches of America credits cash for each of these expenditures. Select the account it debits for each.

Answers

Answer:

1. Heating Equipment

2. Premises

3. Maintenance Expense

4. Prepaid Insurance

5. Intangible Asset ; Logo

6. Premises

Explanation:

1. Replacement of heating equipment is substantial hence it is capitalized to the Heating Equipment Account.

2. The project is capitalized to the Premises Account as it form part of premises.

3. Annual Building maintenance is a revenue expenditure not capitalized.

4. An Asset Insurance Prepaid for future economic benefits to be realized is recognized.

5. The new sign would result in inflow of economic benefit and is non-tangible hence Intangible Asset is recognized.

6. Work done is capitalized in the Premises Account

Melissa recently paid $870 for round-trip airfare to San Francisco to attend a business conference for three days. Melissa also paid the following expenses: $400 fee to register for the conference, $260 per night for three nights’ lodging, $120 for meals, and $425 for cab fare. (Leave no answers blank. Enter zero if applicable. Do not round intermediate calculations. Round your final answer to the nearest dollar amount.) b. Suppose that while Melissa was on the coast, she also spent two days sightseeing the national parks in the area. To do the sightseeing, she paid $1,010 for transportation, $1,055 for lodging, and $495 for meals during this part of her trip, which she considers personal in nature. What amount of the total costs can Melissa deduct as business expenses?

Answers

Answer:

$2,535

Explanation:

you can deduct only business related costs:

50% of the money spent on meals = $120 x 50% = $60100% of transportation expenses = $870 + $425 = $1,295100% lodging expenses = $780100% of the registration fee = $400total deductions = $2,535

Expenses that are not considered business related, e.g. sightseeing, cannot be deducted as business expenses.

Ms. Parker would like to have $99.000 buy a new car in 8 yearsTo accumulate $99,000 in years, how much should she invest monthly in a sinking tund with 3% Interest compounded monthly?

Answers

Answer:

$1,161.23

Explanation:

For computing the monthly payment we need to apply the PMT formula i.e to be shown in the attachment below:

Given that,  

Present value = $99,000

Future value or Face value = $0

RATE = 3% ÷ 12 months = 0.25

NPER = 8 years × 12 months = 96 months

The formula is shown below:  

= PMT(RATE;NPER;-PV;FV;type)  

The present value come in negative  

So, after applying the above formula, the monthly payment is $1,161.23

The Hudson Corporation makes an investment of $24,000 that provides the following cash flow: Use Appendix B and Appendix D for an approximate answer but calculate your final answer using the formula and financial calculator methods.Year Cash Flow
1 $ 13,000
2 13,000
3 4,000a. What is the net present value at an 8 percent discount rate? (Do not round intermediate calculations and round your answer to 2 decimal places.)b. What is the internal rate of return? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

Answers

Answer:

NPV = $2,357.77

IRR = 14.31%

Explanation:

Net present value is the present value of after tax cash flows from an investment less the amount invested.

Internal rate of return is the discount rate that equates the after tax cash flows from an investment to the amount invested.

NPV and IRR can be calculated using a financial calculator.

Cash flow in year 0 = $-24,000

Cash flow each year in year 1 and 2 = $13,000

Cash flow in year 3 = 4,000

I = 8%

NPV = $2,357.77

IRR = 14.31%

To find the NPV using a financial calacutor:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. After inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.

3. Press compute

To find the IRR using a financial calacutor:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. After inputting all the cash flows, press the IRR button and then press the compute button.

I hope my answer helps you

Exercise 9-6 Percent of sales method; write-off LO P3 At year-end (December 31), Chan Company estimates its bad debts as 0.30% of its annual credit sales of $931,000. Chan records its Bad Debts Expense for that estimate. On the following February 1, Chan decides that the $466 account of P. Park is uncollectible and writes it off as a bad debt. On June 5, Park unexpectedly pays the amount previously written off. Prepare Chan's journal entries for the transactions.

Answers

Answer:

Refer to the below for explanation.

Explanation:

December 31,

Amount estimated = Annual credit sales × 0.30.%

= $931,000 × 0.30%

= $2,793

Please see journal entries below;

December 31, Bad debts expense A/c ....................Dr. $2,793

To allowance for doubtful accounts .......Cr $2,793

February 1, Allowance for doubtful A/c........ Dr. $466

To accounts receivable P.Park..........Cr $466

June 5, Accounts receivable P. Park account......... Dr $466

To allowance for doubtful accounts......... Cr $466

June 5,. Cash A/c..... Dr $466

To accounts receivable P.Park.............Cr $466

Selected accounts with some amounts omitted are as follows Work in Process Oct. 1 Balance 23,900 Oct. 31 Finished goods X 31 Direct materials 91,000 31 Direct labor 151,900 31 Factory overhead X Finished Goods Oct. 1 Balance 14,700 31 Goods finished 340,600 If the balance of Work in Process on October 31 is $215,100, what was the amount of factory overhead applied in October

Answers

Answer:

the amount of factory overhead applied in October is $274,200

Explanation:

First calculate the amount transferred to Finished Goods Account from the Work in Process Account.

Finished Goods T - Account

Debit

Opening Balance                                                   $14,700

Transferred from Work In Process Account     $325,900

Totals                                                                  $340,600

Credit

Closing Balance                                                 $340,600

Totals                                                                  $340,600

Prepare the Work in Process T - Account to determine the balance that is Overhead Applied.

Work in Process T - Account

Debits

Opening Balance                                  $23,900

Direct materials                                      $91,000

Direct labor                                            $151,900

Overheads (balancing figure)             $274,200

Totals                                                    $541,000

Credits

Closing Balance                                   $215,100

Transfer to Finished Goods               $325,900

Totals                                                    $541,000

Conclusion :

the amount of factory overhead applied in October is $274,200

In each of the following examples, identify whether the individual is experiencing cyclical unemployment, frictional unemployment, structural unemployment, or no unemployment.
a. Eduardo has recently moved to a new city with his wife who was offered a great job there. He is trying to find a position in the same industry he worked in before relocating.
b. Derek worked for a large telecommunications firm that went bankrupt last year due to a recent recession. He has since tried to find work with one of the firm's competitors, but good jobs are currently hard to come by.
c. Drew lost his job at a car manufacturer last year. He spent 6 months applying for every job possible before giving up 2 months ago. He now spends his day playing Xbox.
d. Paula has 20 years of experience in manufacturing. Her employer, and many other manufacturing firms, recently closed their U.S. plants. She would like to find a similar job but is unable to find anything that utilizes her skills.
e. Katherine works part-time at a small retail store. She would like to work full-time, but her employer is currently unable to extend her hours.
f. Tyrell just graduated from college with a business degree. He is currently looking for a job in banking in the major city he just moved to.
g. Mike is a contractor who has been unable to find work, since most businesses are delaying or canceling their construction plans due to economic uncertainty in the coming year.
h. Meg used to own and run her own bookstore. Her sales declined due to competition from online retailers. She has not been able to find any work related to her skills in the diminishing retail industry for books.

Answers

Answer:

a. Eduardo has recently moved to a new city with his wife who was offered a great job there. He is trying to find a position in the same industry he worked in before relocating. Voluntary Unemployment

b. Derek worked for a large telecommunications firm that went bankrupt last year due to a recent recession. He has since tried to find work with one of the firm's competitors, but good jobs are currently hard to come by.

Cyclical Unemployment.

c. Drew lost his job at a car manufacturer last year. He spent 6 months applying for every job possible before giving up 2 months ago. He now spends his day playing Xbox.

Voluntary Unemployment

d. Paula has 20 years of experience in manufacturing. Her employer, and many other manufacturing firms, recently closed their U.S. plants. She would like to find a similar job but is unable to find anything that utilizes her skills.

Structural Unemployment

e.Katherine works part-time at a small retail store. She would like to work full-time, but her employer is currently unable to extend her hours.

No Unemployment.

f. Tyrell just graduated from college with a business degree. He is currently looking for a job in banking in the major city he just moved to.

No Unemployment

g. Mike is a contractor who has been unable to find work, since most businesses are delaying or canceling their construction plans due to economic uncertainty in the coming year.

Structural Unemployment

h. Meg used to own and run her own bookstore. Her sales declined due to competition from online retailers. She has not been able to find any work related to her skills in the diminishing retail industry for books.

Structural Unemployment

Cheers!

The following refers to units processed by a breakfast cereal maker in August. Compute the total equivalent units of production with respect to conversion for August using the weighted-average inventory method. Units of Product Percent of Conversion Added Beginning Work in Process 230,000 60 % Units started 570,000 100 % Units completed 620,000 100 % Ending Work in Process 180,000 70 %

Answers

Answer:

Total Equivalent Units Conversion    746,000

Explanation:

Breakfast Cereal Maker

Weighted-Average Inventory Method

Total Equivalent Units

                                     Units               Conversion     Equivalent Units

Particulars                                                   %

Units completed         620,000               100 %             620,000

Add Ending WIP          180,000                70 %               126,000

Total Equivalent Units                                                      746,000

The total Equivalent units are obtained by adding the percent of the units in the ending work in process inventory to the units completed and transferred out. This is the average weighted method of finding the equivalent units.

As only conversion is required we found out the conversion units only.

Change all of the numbers in the data area of your worksheet so that it looks like this:
Data
4 Unit sales 10,000 units
5 Selling price per unit $20 per unit
6 Variable expenses per unit $8 per unit
7 Fixed expenses $90,000
A) What is the break-even in dollar sales?
B) What is the margin of safety percentage?
C) What is the degree of operating leverage?
1. Using the degree of operating leverage and without changing anything in your worksheet, calculate the percentage change in net operating income if unit sales increase by 20%.
2. Confirm your calculations in Requirement 3 above by increasing the unit sales in your worksheet by 20% so that the Data area looks like this:
Data
4 Unit sales 12,000 units
5 Selling price per unit $20 per unit
6 Variable expenses per unit $8 per unit
7 Fixed expenses $90,000

1. Using the degree of operating leverage and without changing anything in your worksheet, calculate the percentage change in net operating income if unit sales increase by 20%.
2. Confirm your calculations in Requirement 3 above by increasing the unit sales in your worksheet by 20% so that the Data area looks like this:
A. What is net operating income?
B. By what percentage did the net operating income increase?

Answers

Answer:

A) What is the break-even in dollar sales?

$150,000

B) What is the margin of safety percentage?

25%

C) What is the degree of operating leverage?

4

1. Using the degree of operating leverage and without changing anything in your worksheet, calculate the percentage change in net operating income if unit sales increase by 20%.

if unit sales increase by 20%, then profits should increase by 80%

2. Confirm your calculations in Requirement 3 above by increasing the unit sales in your worksheet by 20%

A. What is net operating income?

(10,000 x 1.2 x $20) - (10,000 x 1.2 x $8) - $90,000 = $240,000 - $96,000 - $90,000 = $54,000

B. By what percentage did the net operating income increase?

net operating income increased from $30,000 to $54,000 (an 80% increase)

Explanation:

selling price $20

variable costs $8

contribution margin $12

break even point = $90,000 / $12 = 7,500 x $20 = $150,000

margin of safety = (current sales - break even) / current sales = $50,000 / $200,000 = 25%

degree of operating leverage = (quantity x contribution margin) / [(quantity x contribution margin) - fixed costs] = (10,000 x $12) / ($120,000 - $90,000) = $120,000 / $30,000 = 4

or contribution margin / net profits = $120,000 / $30,00 = 4

Fortune, Inc., is preparing its master budget for the first quarter. The company sells a single product at a price of $25 per unit. Sales (in units) are forecasted at 39,000 for January, 59,000 for February, and 49,000 for March. Cost of goods sold is $12 per unit. Other expense information for the first quarter follows. Commissions 11 % of sales dollars Rent $ 20,000 per month Advertising 12 % of sales dollars Office salaries $ 74,000 per month Depreciation $ 49,000 per month Interest 11 % annually on a $270,000 note payable Tax rate 40 % Prepare a budgeted income statement for this first quarter. (Round your final answers to the nearest whole dollar.)

Answers

Answer:

Budgeted Income Statement For Quarter Ended March 31

Sales $3,675,000

Cost of goods sold $1,764,000

Gross profit $1,911,000

Operating expenses

Commissions expense $404,250  

Rent expense $60,000

Advertising expense $441,000

Office salaries expense $222,000

Depreciation expense $147,000

Interest expense $ 7,425

Total operating expenses $1,281,675

Income before taxes $629,325

Income tax expense $251,730

Net income $ 377,595

Explanation:

Commissions 11 % of sales dollars

Rent $ 20,000 per month

Advertising 12 % of sales dollars

Office salaries $ 74,000 per month

Depreciation $ 49,000 per month

Interest 11 % annually on a $270,000 note payable

Tax rate 40%

Sales = Number of units for first quarter   × price per unit

= (39,000 + 59,000 + 49,000) × $25

= $3,675,000

Cost of goods = (39,000 + 59,000 + 49,000) × $12

= $1,764,000

Commissions expense = 11 % of sales = 11% × $3,675,000 = $404,250

Advertising expense = 12 % of sales = 12% × $3,675,000 = $441,000

Interest expense = 11 % annually on a $270,000

= 11% × 270,000 × 3/12

= $ 7,425

Income = Gross profit - total operating expenses

= $1,911,000  - $1,281,675

= $629,325

Income tax expenses = 40% × $629,325 = $251,730

If a company fails to adjust for accrued revenues:______. a. assets will be understated and revenues will be understated. b. liabilities will be understated and revenues will be understated. c. liabilities will be overstated and revenues will be understated. d. assets will be overstated and revenues will be understated.

Answers

Answer:

a. assets will be understated and revenues will be understated

Explanation:

Revenue accrued is recorded as follows :

Account Receivable (debit)

Sales Revenue (credit)

Thus omission of this adjustment would result in Assets (Accounts Receivables) being understated and Revenues being understated as well.

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