Explanation:
Mortgages (Pros & Cons)
Defintion-
These are long-term loans, normally around 25 years, that are secured against specific asset, for example a building
Interest will be payable on the mortgage
Pros-
Large amounts of finance can be raise and repaid over a prolonged period of time
Ownership or control is not lost
Cons-
Interest is charged on the amount borrowed
Interest rates can fluctuate
Often secured against an asset which can be seized if repayments are missed
Interest has to be paid regardless of whether a profit is being made
Not suitable for small amounts or as a short-term source of finance .
if you are borrowing loans, where can you find out how much you own in federal student loans?
If you are borrowing loans you can find out how much you own in federal student loans in the The Federal Student Aid website.
This website is under the department of education in the state, The website would show you details such as:
What you are owingThe loan amount that you applies for originallyYour loan balance And your payment status.You can use the National student loan database system NSLDS to check this out.
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what should alexis say to demonstrate recall to Charlie
(Check all the apply)
You want to go to Mexico for spring break
Your parents want you to come home
You need $300 to cover remaining trip expenses
You want to borrow $300
You think you can earn the money within the next couple of months
You are planning to deceive your parents by telling them you’re coming home
The following statements are the things which Alexis needs to say to demonstrate recall to Charlie:
A. You want to go to Mexico for spring break D. You want to borrow $300F. You are planning to deceive your parents by telling them you’re coming homeAccording to the given question, we need to show the given statements which Alexis needs to say to Charlie to recall information which he already knows.
As a result of this, we can see that when a person demonstrates recall, then he is getting access to information which he already knows and is just bringing them back from memory.
Please note that your question does not seem complete, but based on a general knowledge of recall and how it works, my answer is a very good educated guess, but if the question is complete, then the answers are correct.
Therefore, the correct answers are options A, D and F
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Products that are difficult to move out of a plant once they are manufactured, such as ocean-going vessels and room-sized murals, are usually manufactured in a _____ layout.
Answer:
fixed-position
Explanation:
saving on real estate expenses and leveraging knowledge of many different markets are benefits of
Saving on real estate expenses and leveraging knowledge of many different markets are benefits of: A cross-functional team.
A team can be defined as set of individuals or a group of people that are having various skill set, knowledge, ideas and experience, coming together to work on a project or task, in order to successfully achieve a set goal and objective.
Basically, there are four (4) main types of team and these include:
Functional team.Virtual team.Self-managed team.Cross-functional team.A cross-functional team can be defined as a team that comprises members from different functional areas or departments in a business firm (company).
Hence, these group members usually have various skills, ideas and knowledge which can be leveraged upon to grow and develop a business firm (company).
In conclusion, saving on real estate expenses and leveraging knowledge of many different markets are benefits of a cross-functional team.
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suppose you are advising a mayoral candidate in your town. the candidate’s platform includes strong opposition to monopoly suppliers because consumer welfare is compromised by monopoly pricing. which of the following statements would present your candidate with an alternative view about why it may make sense to tolerate the existence of some monopoly firms?
Considering the situation described above, the alternative view about why it may make sense to tolerate the existence of some monopoly firms is that "Monopolies do reduce consumers surplus by producing less and charging more than the outcomes that would occur in a competitive market, but at times it makes sense to sacrifice some efficiency.
This can be illustrated in a situation whereby certain goods or services may not be available except through the chance of earning monopoly profits. This occurs whereby a patent ensures there are incentives for research and development.
In some other cases, it is more ideal if good is produced by a monopolist rather than by multiple producers due to the large fixed costs in production; thereby, with more profits, the price of products would reduce in the long run.
Hence, in this case, it is concluded that there are situations whereby Monopoly is necessary to provide goods and services for the people in a society.
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Exporting is an entry strategy that requires the ______ financial risk and allows a(n) ______ return to the firm.
Answer:Least; Limited
Explanation:
Question #4
Generally, when receiving a business card from an international
business person you should:
O Set the card aside so you can study it later.
O Thank the person for giving you their card.
O Immediately place the card in your pocket.
O Carefully review the card and then put it in a special place.
Generally, when receiving a business card from an international business person, you should B. Thank the person for giving you their card.
Expressing gratitude remains the first courtesy practice in any business meeting, much more an international business meeting.
After expressing gratitude for the card, you can later study and thoroughly review it before putting it in your international cardholder.
Thus, the first reaction after receiving a business card from an international business person is Option B.
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The cvs extra care card is an example of a ________, which is specifically designed to retain customers by offering premiums or other incentives to customers who make multiple purchases over time.
Based on business strategy, the cvs extra care card is an example of a loyalty program which is specifically designed to retain customers by offering premiums or other incentives to customers who make multiple purchases over time.
A loyalty program is a common strategy in business. The seller or producer creates to motivate customers to shop or return to purchase their goods or services.
Loyalty programs often include discounts on the current price or getting the point to make a purchase.
Hence, in this case, it is concluded that the correct answer is "Loyalty program."
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When prices of outputs in an economy become sufficiently high causing production to exceed potential GDP, the resulting: hyper-intense production will be unsustainable in the long run. higher wages will encourage workers to produce more at high prices. lower prices will lead to a lower quantity of demand. downward slope in aggregate supply curve will be short run.
Answer: Hyper-intense production will be unsustainable in the long run
Explanation: Prices cannot continue to rise because the economy is working above potential GDP at that point. Potential GDP is calculated based on full employment, so the economy will eventually trend back down in the long run.
Urban development that stresses nearby access to transportation for local urban centers, less car dependence, and the use of greener transportation options is more generally likely to be seen in Europe and in some major urban centers in the United States.
True
False
Answer:
True
Explanation:
Its true
when a company capitalizes a cost, its ______ increase.
Based on accounting principles, when a company capitalizes on a cost, its long-lived assets increase.
This is because long-lived assets are assets that a business enterprise uses for more than one year. It is mainly used for many years.
Long-lived assets are sometimes described as long-term assets. Because the business owners only pay for them once, it is believed that the company capitalizes on its cost to produce more commodities or services.
Hence, in this case, it is concluded that the correct answer is "long-lived assets."
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Which of these is NOT human capital?
a. scientist
b.engineer
c.hotel maid
d.teacher
Answer:
The answer to the question is C.
Which paste option should she use?
Answer:
Destination Theme and Link Data
Explanation:
Answer:
What she said
Explanation:
besides the u.s. dollar, what is the only major currency to feature bills all of the same size?
Answer:
Canadian dollar - Bills are often differentiated by size for the visually impaired. Larger denominations in Australia, for instance, are both taller and wider with strong contrasting colors. Euros also follow this logic, while larger notes – like the €200 and €500 – feature tactile marks too. The U.S. and Canadian dollars are currently the only major currencies with same-size notes. The Canadian dollar, however, features tactile marks on the upper righthand corner of bills, and the notes are also different colors to aid the visually impaired. While most other countries are ahead of the U.S. in making their currencies more accessible for the visually impaired, that may soon change with a new proposed $10 bill that would be the first U.S. dollar to feature tactile markings.
what unusual step did oregon take to increase voter registration?
Oregon increased voter registration by automatically registering all citizens over the age of eighteen to vote.
Registration is a process that Americans must go through once they reach the age of majority to access the right to vote and participate in elections. However, many people are unaware of this process and do not register so they cannot vote in elections.
The state of Oregon decided to register citizens over 18 years of age (or legal age) to be eligible to vote. This is an unusual decision because this process is generally done autonomously but given the low voter turnout in the state, they decided to carry out this measure.
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On August 1, Harris Co. determines that it cannot collect $200 from its customer, L. Dash. Harris Co. uses the direct write-off method, so they will record the write-off of this account by debiting:
Answer:Bad Debt Expense
Explanation:
Accounts receivable would be credited under the allowance method
Based on expectations of the team, of the organization, and of themselves, what do the members of the team often develop?
Answer:roles
Explanation:
If market share for six cleaning service companies are 8%, 10%, 6%, 3%, 25%, and 48%, what would be the Herfindahl-Herschman (HHI) index calculation
Answer:
52
Explanation:
ss
If market share for six cleaning service companies are 8%, 10%, 6%, 3%, 25%, and 48%, then the Herfindahl-Herschman (HHI) index calculation will amount to 52%. Therefore, the option C holds true.
What is the significance of the Herfindahl-Herschman, or the HHI, index?The Herfindahl-Herschman, or the HHI, index is the one that is a representative of penetration or concentration of the share of total firms available in the market. It relates to expression monopolistic position of the firm with the largest share in an economy.
The HHI index can be calculated as the sum of difference between the firm with the highest share and the firms with lower shares out of the total market concentration.
HHI = 100 – Largest Share
HHI = 100 – 48%
HHI = 52%
Therefore, the option C holds true and states regarding the significance of Herfindahl-Herschman (HHI) index.
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The missing choices are added below.
A. 48%
B. 100%
C. 52%
D. 4%
Suppose the government introduces tax incentives to increase private household saving. What would be the effect on net capital outflows and the exchange rate
Answer:
Mama thu thu thu thu thu thu
Explanation:
Hi
Net capital outflows decrease and the exchange rate rise would be the effect on net capital outflows and the exchange rate. Hence, option C is correct.
What is net capital outflows?The amount that domestic residents are lending abroad less the amount that foreigners are lending to home countries is the net capital outflow.
The sum of money a nation spends on imports, exports, and investments abroad is known as net capital outflow. An American citizen purchasing Toyota Corporation stock, for instance, results in a net outflow of money for the United States.
Net purchases of domestic assets by non-residents, or the difference between purchases and sells, are referred to as capital inflows. Net foreign asset purchases by domestic agents, excluding the central bank, equal net capital outflows.
This is due to the fact that our assets are more appealing the higher the domestic real interest rates. Since more money is available, this will increase foreign investment, which will decrease net capital outflow.
Thus, option C is correct.
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The options were attached below-
Defaulting on a secured loan is most likely to result in:
O A. losing the property used as collateral.
O B. lower interest rates on future loans.
O c. better offers from credit card companies.
O D. a faster loan-application process.
It should be noted that defaulting on a secured loan will lead to A. Losing the property used as collateral.
A secured loan simply means a loan that is backed by collateral such as a car or home. In such a case, it's used as payment once the lender doesn't pay back the loan.
Therefore, defaulting on a secured loan is most likely to result in losing the property used as collateral. When one doesn't pay back at the due date, the collateral will be forgone.
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Answer:
a
Explanation:
Sometimes the government will step in when they feel the need to encourage competition in
a particular industry and to break up companies that have nearly complete control over a
particular market. What is it called when the government initiates action against companies
that appear to have too much power?
A.consumer protection
B.OSHA
C.monopolies
D.antitrust suits
When using the indirect method in preparing the statement of cash flows, if cash collected from customers is greater than the revenues generated, then the ______ net income.
Based on the statement of cash flow analysis, when using the indirect method in preparing the statement of cash flows, if cash collected from customers is greater than the revenues generated, the decrease in accounts receivable will be added to net income.
This is because of the indirect method in preparing the statement of cash flows beginning with net income or loss.
Then subsequent preparation involves adding or deductions from net income for non-cash revenue and expense items.
The indirect method of preparing the cash flow statement is less complex and gives a more accurate financial analysis and cycles of business activity.
Hence, in this case, it is concluded that the correct answer is "the decrease in accounts receivable will be added to."
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assume the risk-free interest rate is 7% and the market return is 12%. if the beta of a stock is 1.4, according to capm, what is the required rate of return on the stock?
Answer:
Expected return = Risk Free Rate + [Beta x Market Return Premium]how did cotton cultivation transform the physical landscape of the south?
During the early nineteenth century, as the Market Revolution opens in a new window transformed the American economy of the North and West, the South was undergoing a different transformation
For nearly two centuries, southern plantations had focused on producing tobacco, rice, and sugar for national and international markets. Tobacco quickly exhausted the soil, as did cotton, which was so time consuming to process that it was hardly profitable as a cash crop. In the late 1700s, when enthusiasm for liberty was high and profits from slavery were low, some observers predicted that the institution would soon die out altogether in the United States
Because all other parts of the budget depend on it, if the ______ budget is inaccurate, the rest of the budget will be inaccurate.
Answer:
Sales budget
Explanation:
Because all other parts of the budget depend on it, if the sales budget is inaccurate, the rest of the budget will be inaccurate.
What is the sales budget?A sales budget is a financial plan that estimates a company’s total revenue in a specific time period. It focuses on two things: the number of products sold and the price at which they are sold to predict how the company will perform.
Sales budgets are important tools to help businesses estimate their overall performance and how much revenue they may make from a certain product. It helps companies forecast sales and maximize the utilization of their resources. A sales budget also serves as a planning tool for organizations to use to set specific standards for achievements. For instance, a company could take its annual sales budget of $1000 and divide it by four to determine the team's quarterly goal of $250.
Organizations can determine if their business is successful by examining how closely they reach their target.
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when the company decided to integrate all its information systems in a single enterprise-wide software system, the ceo authorized the creation of , which would consist of people chosen from different departments and operate as a separate entity outside the organizational chart, to get the job done.
When a company decides to integrate all its information systems in a single enterprise-wide software system, this can be done using:
Cloud computingAccording to the given question, we are asked what would be used by a company when they want to integrate all its information systems in a single enterprise-wide software system,
As a result of this, we can see that cloud computing has to do with the use of different resource tools to provide different services to clients online.
Some of these services includes:
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what career cluster do you get to design build and destroy thing
Answer:
Construction
Explanation:
The ___________________ is the institution designed to control the quantity of money in the economy and also to oversee the___________________
Based on macroeconomic theory and financial regulations policies, the Central Bank is the institution designed to control the quantity of money in the economy and oversee the "safety and stability of the banking system."
Central Bank is crucial in the development of the nation's financial institutions and economy.
Some other roles of the Central Bank include the following:
Serving as the bank to other types of banks in the country.Central Bank is also responsible for monetary policy formulation.It also serves as the Lender of resorts.It also manages economic fluctuations.Hence, in this case, it is concluded that Centra Bank is vital in the economic development of any nation.
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At a recent soccer tournament, a local beer distributor gave free coolers to all adults with a paid admission. What is this an example of
Answer:
Sales promotion
Explanation:
At a recent soccer tournament, a local beer distributor gave free coolers to all adults with a paid admission is sales promotion mix activity.
What is Promotion mix?To accomplish a certain marketing objective, a promotional mix combines marketing strategies such as direct marketing, sales, public relations, and advertising.
Public relations, personal selling, sales promotion, and advertising make up the promotion mix's four main components.
Whereas a transitory campaign or offer is used by a company as part of a sales promotion to raise interest or demand in its product or service. A company may decide to utilize a sales promotion (or "promo") for a variety of reasons, but the main one is to increase sales.
Thus local beer distributor use sales promotion mix strategy.
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in preparing the operating activities section of a statement of cash flows using the indirect method, net income should be adjusted for
Answer: Loss from sale of asset. Gain from sale of asset. Depreciation expense
Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
The following information should be considered:
Operating activities deals with the day to day activities. It records the change in the current assets and current liabilities. The net income could be adjusted for depreciation expense, profit or loss for sale of an asset.Therefore we can conclude that Net income should be adjusted for Loss from sale of asset, Gain from sale of asset, Depreciation expense, etc
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