a formal, signed credit agreement between a lender and a borrower is called a(n) by the lender.

Answers

Answer 1

The duration of the outstanding. A formal credit agreement is one that involves both a creditor and a debtor. receivable notes

What exactly is a contract example?

Technically defined, an agreement is any contract involving two or more people and a shared goal. Whenever a man offers to split the rent and another accepts, they enter into an agreement and start living together as flatmates.

What does a commitment to agree mean?

When parties agree that specific business arrangements shall be resolved later, they have reached an agreement to agree. For instance, this might refer to the quantity of items a distributor needs to buy from a supplier or the rent payment made under a business lease.

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Related Questions

according to the news wire, during the past 10 years, by what percentage did the real price of college tuition increase per year?

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The cost at two-year institutions increased by about 320%, from $3,367 to $10,704 each year.

How quickly is the price of college rising?

Here is an overview of the averages: Private National Universities' tuition and fees have increased by 134%. Public National Universities' out-of-state tuition and fees have increased by 141%. Public National Universities' in-state tuition and fees have risen by a whopping 175%.

Since the 1990s, how much has the cost of education increased?

However, from 2010–11 through 2020–21, these costs have decreased (College Board, 2020). Average tuition and fees for private, non-profit, four-year universities increased by 25% between 1990–1991 and 2000–2001, from $26,780 to $33,50.

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which global facility type is focused on product development and engineering for products that they manufacture? which global facility type is focused on product development and engineering for products that they manufacture? lead factory offshore factory source factory contributor factory outpost factory server factory

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A global facility known as a supply chain transports goods and services from raw resources to final consumers using a planned flow of information, physical distribution, and money.

              Supply chain management (SCM) is the administration of a good from its production to consumption. SCM deals with the movement of resources, money, and information. This covers the creation, implementation, monitoring, and control of the product. With a focus on profit, this method decreases inventory, speeds up transactions, and enhances workflow.

           Supply chain management is described as "the design, planning, execution, control, and monitoring of supply chain activities with the purpose of creating net value, constructing a competitive infrastructure, utilizing global logistics, synchronizing supply with demand.

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The major understandings and assumptions for an organization, which are often neither stated nor documented as goals or formal policies, are known as _____.

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The major understandings and assumptions of an organization, which are often neither stated nor documented as goals or formal policies, are known as organization culture.

All team members' behavior is influenced and guided by the values, expectations, and practices that make up the organization's culture. Consider it as the assortment of characteristics that define your business. While a dysfunctional workplace culture brings out tendencies that can impede even the most successful firms, a great workplace culture showcases beneficial features that result in enhanced performance.

Despite the fact that both can assist define it, organizational goals and a mission statement should not be confused with culture. Press releases or policy statements don't build culture; consistent and genuine behavior does.

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consumer ability to effectively cope with stressful situations relates to the concept of group of answer choices

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Consumer ability to effectively cope with stressful situations relates to the concept of consumer emotional intelligence.

Consumers make emotional decisions on a regular basis. A new area of study is the influence and impact of emotion on the purchasing process. To take into account the role of emotions in the purchasing process, marketers must abandon the conventional marketing strategies based on the cognitive abilities of the consumer. It also includes a summary of a baseline study on consumer behaviour and emotional intelligence. The review of the literature on consumer behaviour and emotional intelligence is presented.

In addition to facilitating our capacity for resilience, motivation, empathy, reasoning, stress management, communication, and our ability to read and navigate a variety of social situations and conflicts, emotional intelligence (EI) forms the intersection at which cognition and emotion meet.

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Complete question is:

Consumer ability to effectively cope with stressful situations relates to the concept of group of answer choices

a. message filtering

b. emotional intelligence

c. rage reduction

d. anger management

e. Consumer support

Which male character appears in the upper right box during the opening credits of the brady bunch?.

Answers

In The Brady Bunch's opening credits, a male character named Greg Brady can be seen in the right upper box.

Gregory Brady is currently how old?

Williams, now 67, had guest appearances on shows including That Girl, Mission: Impossible, and The Mod Squad before settling into the part of Greg, the oldest Brady son.

What was the alias of Greg Brady?

In order to become the rock star "Johnny Bravo," a talent agency signs Greg. When Greg realizes he was only hired since he "fit the suit," he realizes how out of control his newfound stardom has become.

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12. what activity can help you improve your presentation? a. take a break from studying your presentation frequently. b. ask a friend or colleague to observe the presentation and give you feedback. c. reduce the duration of the presentation. d. have someone else present.

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Answer:

b:ask a friend or colleague to observe the presentation and give you feedback.

moby leases from national theater corporation a theater in which to stage a series of concerts. ollie buys a ticket to the series. what distinguishes moby, a tenant, from ollie, a licensee, is the exclusivity of possession. the quiet enjoyment of rights. the temporary nature of possession. the title to the property.

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Moby, a tenant, from Ollie, a licensee, is the exclusivity of possession.

Someone who is temporarily in possession of another person's land or tenements. In particular: one who leases or rents a home from a landlord; one who holds or possesses real estate or occasionally personal property (such as security) by any form of right.

Taking excellent care of the property is the tenant's responsibility (including a garden if you have one) By securing windows and doors, you can keep the place secure. paying the agreed-upon rent, despite the fact that the landlord is demanding repairs or you have a disagreement with them.

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Moby, a tenant, from Ollie, a licensee, is the exclusivity of possession.

Someone who is temporarily in possession of another person's land or tenements. In particular: one who leases or rents a home from a landlord; one who holds or possesses real estate or occasionally personal property (such as security) by any form of right. Taking excellent care of the property is the tenant's responsibility (including a garden if you have one) By securing windows and doors, you can keep the place secure. paying the agreed-upon rent, despite the fact that the landlord is demanding repairs or you have a disagreement with them.

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assume the current nzd/usd quote is 0.801. if i wish to exchange $3,000 usd, how much will i receive in nzd?

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$2430

If the current rate is given and it is reflecting that the United States currency is trading at a premium to the New Zealand dollars as 1 New Zealand dollar will be equal to .801, so when we are converting the 3,000 New Zealand dollars we will be overall getting

=[Total amount in New Zealand dollar x exchange rate]

= (3000*.81)

= $2430

Hence the total United State dollars will be $2430    

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say you own 316 shares of esti transport stock, which offers an annual dividend of $8.16 per share. how much will you receive in quarterly dividends? a. $214.88 b. $488.22 c. $644.64 d. $2,578.56 please select the best answer from the choices provided

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The total amount received quarterly  will be $644.64.

Interest payments per share could be calculated by dividing the reward issuance amount even by total quantity of outstanding shares.

The dividend rate is defined as the quantity of money obtained by only a shareholder split by the marketplace value of the stock in question. From a per-share perspective, the distribution rate is the annual payment per stock multiplied mostly by stock's current price.

Quarterly amount calculation

The total number of shares owned is 316.

The price per share is $8.16.

As a result, it will receive a yearly,

316×8.16 = $2,578.56

As a result, quarterly,= 1/4× 2578.56= $644.64

As a result, the quarterly payment would be =$644.64.

Therefore, the correct answer will be option (c)

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Suppose that last year a total of $12 billion in goods and services was exported to other countries, while $8 billion was imported. Net exports equals $_______ billion.

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Assume that $8 billion was imported last year, whereas $12 billion worth of goods and services were exported to other nations. Total net exports come to $4 billion.

What exactly are net exports?

The difference between a country's total value of exports and its total value of imports is known as net export. An essential factor in determining an economy's gross domestic product is net export.

The whole trade of a country is gauged by its net exports. The calculation of net exports is as easy as subtracting the value of all the products and services a country exports from the value of all the goods and services it imports.

Net Exports = Exports - Imports

Net Exports = $12 billion - $8 billion

Net Exports = $4 billion

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problem 6-24 interest rate risk (lo3) consider two bonds, a 3-year bond paying an annual coupon of 5% and a 10-year bond also with an annual coupon of 5%. both currently sell at a face value of $1,000. now suppose interest rates rise to 10%. what is the new price of the 3-year bonds? note: do not round intermediate calculations. round your answer to 2 decimal places. what is the new price of the 10-year bonds? note: do not round intermediate calculations. round your answer to 2 decimal places. which bonds are more sensitive to a change in interest rates? multiple choice long-term bonds short-term bonds

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A 3-year bond paying an annual coupon of 5% and a 10-year bond also with an annual coupon of 5%. both currently sell at a face value of $1,000 and interest rates rise to 10% so the new price of the 3-year bonds is $ 875.65.

Price of a 3 year bond = (10%,3 * interest ) +(10%,3 * face value)

                                  =(2.48685 * 50 ) +(.75131 * 1000)

                                  = 124.34 + 751.31

                                 = $ 875.65

The new price will be equal to the present value of 03 annual coupon payments of $50 each ( 1,000 *5%) plus the present value of principal repayment of $1,000 in three year time; discounted at 10% which is calculated as:

( 50/0.1) * [ 1-1.1^(-3) ] + 1,000/1.1^3 = $875.66

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in the current year, company a has a degree of total leverage (dtl) of 8 and a degree of financial leverage (dfl) of 2. if sales in dollars are twice that of the previous year, what is the percentage change in ebit in the current year?

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If sales in dollars are twice that of the previous year, the percentage change in ebit in the current year is 8/2 = 4. 400% .

A sale is a transaction among or extra parties wherein items or offerings are exchanged for money or other property. inside the monetary markets, a sale is an agreement among a buyer and dealer involving the fee of a protection and its shipping for agreed-upon compensation.

Sales are activities related to promoting or the range of goods offered in a given targeted term. The delivery of a carrier for a value is also taken into consideration a sale.

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if the money market is initially in equilibrium at point e and the central bank lowers reserve requirements, then the interest rate will: a. move toward point h. b. remain at point e. c. shift leftward. d. move toward point l

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If the money market is initially in equilibrium at point e and the central bank lowers reserve requirements, then the interest rate will move toward point l.

Money marketplace equilibrium happens on the hobby charge at which the amount of cash demanded equals the amount of cash supplied. All different matters unchanged, a shift in cash call for or deliver will cause an alternate withinside the equilibrium hobby charge and consequently to modifications withinside the stage of actual GDP and the rate stage.

A boom withinside the cash deliver lowers the hobby charge for a given rate stage and output A lower withinside the cash deliver increases the hobby charge for a given rate stage and output. A boom in countrywide earnings will increase the equilibrium hobby charge for a given rate stage.

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5. The measurement of how happy the customer is with their shopping experience with a retailer is called:
O A. Product solutions
O B. Brand knowledge
O C. Customer satisfaction
O D. Product knowledge

Answers

C, customer satisfaction. The reason is because it’s a common term for the customer being satisfied with their service

an apartment complex is severely damaged by a tornado, making it uninhabitable. what type of insurance covers the landlord against the resulting loss of rent?

Answers

Consequential loss use and occupancy:

Fire and hazardLiabilityCasualty

Workers' Compensation insurance serves two purposes. It provides compensation for a portion of lost earnings while an injured worker receives medical care and is unable to return to work, and usually protects employers from claims made by workers injured on the job.

The purpose of the property manager's operating budget is to plan for the upcoming fiscal year. A budget serves as a guide for the future financial performance of a building. This is the main duty of a property manager. Achieving the highest return consistent with the property owner's investment objectives. Partial permanent disability claims are the most common type of workers' compensation lawsuit accounting for more than half of all workers' compensation claims nationwide.

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for each of the following data​ needs, specify whether a static data connection or a live data connection would be most appropriate. question content area bottom part 1 data need which type of data connection is most appropriate? a. stock price on july 3, 1991 b. current p/e ratio c. social media mentions month-to-date d. population demographics from 2010 e. dividends paid in 2018 f. current number of employees g. social media mentions in 2019

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for each of the following data​ needs, specify whether a static data connection or a live data connection would be the most appropriate stock price on July 3, 1991.

In finance, stock (also capital stock) includes all of the stocks through which ownership of a employer or company is divided.[1] (specially in American English, the word "stocks" is likewise used to refer to stocks.)[1][2] A unmarried proportion of the stock manner fractional ownership of the employer in percentage to the total number of stocks. This usually entitles the shareholder (stockholder) to that fraction of the organization's earnings, proceeds from liquidation of assets (after discharge of all senior claims together with secured and unsecured debt),[3] or vote casting strength, often dividing those up in proportion to the amount of money every stockholder has invested.

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Your community faces a challenging issue. You will serve on a volunteer committee to evaluate and make a recommendation to the city council. Which economic process will help your committee identify all potential solutions to the issue?.

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Our committee will be able to discover all feasible solutions to the problem with the aid of the economic decision-making model.

How would you define "economic"?

Economic is the study underlying scarcity and how it affects how resources are used, how commodities and services are produced, how production and welfare increase over time, and a wide range of other complicated concerns that are extremely important to society. Farmers reduce the price of both the crop when corn production rises in order to sell more of their harvest.

Which seven economic factors are there?

The presence of a viable market, affordable land, high plant yields, well-developed plantation methods, a competent labor force, strong research support, and a robust supporting infrastructure to assure price delivery to markets are important considerations.

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Salt Foods purchases forty $1,000, 7%, 10-year bonds issued by Pretzelmania, Inc., for $37,282 on January 1. The market interest rate for bonds of similar risk and maturity is 8%. Salt Foods receives interest semiannually on June 30 and December 31. 1. & 2. Record the necessary entries regarding the bonds. (If no entry is required for a particular transaction/event, select "No journal entry required" in the first account field. Round your answers to the nearest whole number.) View transaction list Journal entry worksheet 1 2 Record the investment in bonds. Note: Enter debits before credits. Debit Credit Date January 01 General Journal Journal entry worksheet < 1 2 Record the receipt of the first interest payment. Note: Enter debits before credits. Date General Journal June 30 Debit Credit

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6 months of interest from January to June will be received by Salt Food Purchase Company. Interest on Bonds = ($37282 X 7/100) X 6/12 = $ 1304.87

Bonds and shares are each security, but the primary distinction between the 2 is that (capital) stockholders have a fairness stake in a corporation (i.e. they're proprietors), while bondholders have a creditor stake in an agency (i.e. they may be creditors). As creditors, bondholders have precedence over stockholders. this indicates they will be repaid in advance of stockholders but will rank behind secured lenders, in the event of financial ruin. some other distinction is that bonds usually have a described term, or maturity, after which the bond is redeemed, whereas shares usually stay excellent indefinitely. An exception is an irredeemable bond, which is a perpetuity, that is, a bond without adulthood. certificate of deposit (CDs) or short-time period commercial paper are categorized as cash marketplace units and no longer bonds: the main difference is the period of the time period of the instrument.

The maximum not unusual forms consist of municipal, company, and government bonds. Very regularly the bond is negotiable, this is, the possession of the tool may be transferred within the secondary marketplace. this means that once the transfer retailers at the bank medallion stamp the bond, it is fantastically liquid in the secondary marketplace. The fee of a bond inside the secondary market might also fluctuate extensively from the major due to various factors in bond valuation.

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a. the use of the logo and brand name on the product packaging b. making sure that the form of delivery will prevent damage to the product c. the process of exploring all visual elements of the product and service appearance d. presenting the service in clearly labeled and attractive packages

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The best description of the term packaging will be the process of exploring all visual elements of the product and service appearance.

Packaging refers to the science, art, and technology used to wrap or protect goods for distribution, storage, sale, and use. Packaging design, analysis and production are also included in the definition of packaging.

Packaging can be described as a planned system for preparing products for sale, storage, logistics, transportation and use. Packaging is used to contain, save, preserve, transport, educate and market. It is widely used in many countries for commercial, institutional, industrial and private purposes. Any written, electronic or graphic communication on a package or on a label separate from a related product is referred to as packaging labeling.

Hence the correct option will be C.

The above question is incomplete, the complete question is-

What would be the best description of the term packaging?

a. the use of the logo and brand name on the product packaging

b. making sure that the form of delivery will prevent damage to the product

c. the process of exploring all visual elements of the product and service appearance

d. presenting the service in clearly labeled and attractive packages

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The truck was the only asset purchased during the year. Which of the following statements is correct regarding the depreciation that can be taken on the truck?

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The truck was the only asset purchased during the year. Which of the following statements is correct regarding the depreciation that can be taken on the truck The business will deduct one-half of a full year's depreciation on the truck in the current year.

You can not depreciate property that do not lose their cost over time – or that you are now no longer presently using to provide income. These include: Land. Collectibles like art, coins, or memorabilia. You can not declare depreciation on Goodwill and value of land. Depreciation is obligatory from A.Y. 2002-03 and will be allowed or deemed to were allowed as a deduction no matter a declare made via way of means of a taxpayer withinside the profit & loss account.

Some examples of the maximum not unusual place sorts of depreciable property include vehicles; buildings; workplace system or furniture; computer systems and different electronics; equipment and system; and positive intangible items, including patents, copyrights, and pc software.

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How is the marketing department involved in the technical and marketing development stage of the product development process?.

Answers

The most effective promotional mix for the fresh product is determined by doing product prototype testing with target consumers.

What is the 7 Ps marketing mix?

These seven factors are people, place, packaging, positioning, place, and product. You should frequently review these seven Ps to ensure that you're on track and getting the best outcomes possible in the market today. This is because products, markets, customers, and demands are constantly changing.

What is the marketing mix? Give an example

The term "marketing mix" refers to a group of procedures, or techniques, that a business use to sell its goods or services. Price, Product, Promotion, and Place are the 4Ps that make up a conventional marketing mix.

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A perfectly competitive firm in the short run maximizes its profit by producing theoutput where:a. Marginal cost equals priceb. Marginal cost equals marginal revenuec. Total revenue minus total cost is at a maximumd. All of these

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A perfectly competitive firm in the short run maximizes its profit by producing the output where marginal cost equals to revenue.

Companies can only make money or lose money in the short term in a completely competitive market. Profits and losses are eventually eliminated because an endless number of businesses produce uniform, infinitely divisible items.

Companies can only make money or lose money in the short term in a completely competitive market. Profits and losses are eventually eliminated because an endless number of businesses produce uniform, infinitely divisible items.

The perfectly competitive business will go for output in the near term where profits are highest or, if profits are not attainable, where losses are lowest.

Hence the correct option is A

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if there were no costs or loss of time in changing from one product to another, what would the impact be? check all that apply.

Answers

If there were no costs or loss of time in changing from one product to another, many small lots would be produced.

How do I define "cost"?

A cost is the value of money used to manufacture an item or offer a service but which is now unavailable for use in manufacturing, research, retail, or accounting. When calculating an acquisition cost, the sum of the acquisition's costs is taken into account.

By cost, what do you mean?

Cost is the sum of money that a company spends to manufacture or produce goods or services. The profit margin markup is not included. Cost, as seen from the seller's perspective, is the total amount of money used to create a good or product.

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an analysis that projects how much a solution may change if there are changes in the variables or input data is referred to as part 2 a. ​production-quantity optimization. b. ​product-mix decision. c. sensitivity analysis. d. product scheduling.

Answers

An analysis that projects how much a solution may change if there are changes in the variables or input data is referred to as part two is sensitivity analysis. Option C.

Sensitivity analysis is the study of how the uncertainty of a model's output can be divided among different sources of uncertainty of the model's inputs. A simple example of sensitivity analysis used by businesses is analyzing the impact of including certain information in their advertising.

Compares sales results for ads that differ only in whether or not they contain specific information. Sensitivity and Risk Analysis is an analytical framework. Dealing with uncertainty. The goal is The odds of starting a bad project without missing a beat. Accept good projects.

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suppose the women's jeans industry is an oligoipoly in which each firm sells its own distinctive brand of jeans. each firm believes its rivalks will not follow its price increases, but will follow its price cuts. (a) explain the demand curve for women's jeans facing each firm. (b) does this demand curve mean that firms in the jeans industry do or do not compete against one anothe? explain.

Answers

The industries with the most price wars are those with both intense competition and a wide range of similar products. In these circumstances, a competitor has the incentive to lower prices in order to increase its market share.

The rival businesses are frequently compelled to do the same and reduce their own pricing. As a result, even though there are more sales of the products, they are all being sold for less money, which reduces short-term profitability.

One of the rival businesses eventually reaches its financial limit and is unable to continue lowering its pricing. They run the danger of losing money and even jeopardizing the company's long-term existence.

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the following information is taken from the 2015 annual report to shareholders of herme-finnet (hf) company. for fiscal 2015 for fiscal 2014 provision for doubtful accounts $ 33 million $ 110 million at fiscal year-end 2015 at fiscal year-end 2014 accounts receivable, net 15,926 million 16,457 million accounts receivable, gross 16,308 million 16,971 million what is the balance in hf's allowance for doubtful accounts at the end of the fiscal years 2015 and 2014, respectively?

Answers

The balance in the allowance for doubtful accounts at the end of the fiscal years 2015 and 2014 for Herme-Finnet (HF) Company is as follows:

Fiscal Year-end                                     2015                 2014

Allowance for doubtful accounts      382 million        514 million

How are the balances for allowance for doubtful accounts determined?

The balance for each year's allowance for doubtful accounts is the difference between the gross and net accounts receivable.

Using the subtraction operation, the net accounts receivable is deducted from the gross accounts receivable.

Note that the allowance for doubtful accounts is a contra account to the accounts receivable.

Fiscal Year-end                 2015                 2014

Accounts Receivable:

Gross                         16,308 million   16,971 million

Net                             15,926 million  16,457 million

Allowance for doubtful

 accounts                     382 million        514 million

Year's provision             33 million         110 million

Thus, respectively, the balance in HF's allowance for doubtful accounts at the end of the fiscal years 2005 and 2014, are $382 million and $514 million.

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person 1 is currently managing a team of four colleagues on a project. person 1 notices that two of the team members (person 2 and person 3) constantly screaming in front of the group. the team never has an issue completing their work on time and it is of good quality. what should person 1 do, if anything, about the constant screaming?

Answers

As the team's manager, Person 1 should approach Person 2 to learn more about their problems before trying to fix them as a team, if at all feasible.

Finding the precise problem that causes person 2 and person 3 to shout should be done in private rather than in front of a group. This is not just about the task; it's also about the development of a team and, by extension, the organization.

As a result, they ought to be addressed in private before the team as a whole can have the necessary degree of comprehension.

Klazomania, or compulsive shouting, refers to behaviors that are repetitive and have characteristics similar to complex tics like echolalia, palilalia, and coprolalia seen in tic disorders. However, it has also been observed in people with encephalitis lethargica, alcohol use disorder, and carbon monoxide poisoning.

Complete question:

Person 1 is currently managing a team of 4 colleagues on a project. Person 1 notices that two of the team members (Person 2 and Person 3) constantly scream in front of the group. The team never has an issue completing their work on time and it is of good quality. What should Person 1 do, if anything, about the constant screaming?

Talk to Person 2 and Person 3 in private to determine what the issue is. You want to keep the group as a whole out of the discussion so as not to make Person 2 and Person 3 defensive. If they feel threatened in front of the whole group, they might be less willing to open up and resolve their differences.

Bring this issue up in front of the whole group so each person can share their thoughts. If enough people tell Person 2 and Person 3 that their behavior is inappropriate, perhaps the fighting will stop.

Since the team is completing their work on time, Person 1 shouldn't do anything. If Person 1 tries to interfere it could slow down the workflow or inhibit the progress of others working on the project.

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What would help a company reduce the risk of developing products for which there is little or no demand?.

Answers

The danger of creating items for which there is little or no market demand can be decreased by integrating the R&D and marketing departments.

What kind of connection exists between R&D and marketing?

Integration makes it possible for the marketing and R&D teams to exchange current market information. R&D departments can take the needs of their customers into account in order to create products that are feasible and grow market share while reducing the risk involved with launching a new product.

What role does R&D play in creating and implementing a marketing strategy?

The process of developing new, improved goods and services to meet the demands of your target market and clients is known as research and development (R&D). Companies with an R&D plan have a higher chance of success than those without one.

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The MSCI EAFE Index consists of stocks from companies from over 20 developed markets to measure international equity market performance. The Index is considered the oldest truly international stock index: it has been calculated since 1969. Many foreign stock funds are compared against the MSCI EAFE Index.
Bailey is thinking about investing in a mutual fund. She decides to invest in the iShares MSCI EAFE Index Fund, which mimics the MSCI EAFE Index.
Select the best description of the iSHares MSCI EAFE Index fund.
a) an active fund
b) a passive fund
c) a litigation fund
d) a sector fund

Answers

The best description of iSHares MSCI EAFE Index fund is that it is a passive fund.

What is an Index fund?

An index fund is a mutual fund or exchange-traded fund that is created to adhere to a set of predetermined rules in order to track a specific basket of underlying investments. Despite frequently stressing their for-profit status, index providers have the power to act as "reluctant regulators" when choosing which companies to include in an index. These guidelines may include following well-known indices like the S&P 500 or the Dow Jones Industrial Average, or they may include implementation guidelines like tax management, tracking error minimization, large block trading, or patient/flexible trading strategies that permit higher tracking error but lower market impact costs. There may be guidelines for index funds that check for social and sustainable standards.

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Answers

H. Igor Ansoff, an applied mathematician and business executive, created the matrix, which was then published in the Harvard Business Review in 1957.

To assist more thorough analyses of the factors influencing corporate growth, the Ansoff Matrix is frequently used in conjunction with other business and industry analysis tools, including as the PESTEL, SWOT, and Porter's 5 Forces frameworks.

Management teams and the analyst community use the Ansoff Matrix, also known as the Product/Market Expansion Grid, as a two-by-two structure to help plan and assess expansion projects.

The tool specifically aids stakeholders in conceptualising the degree of risk connected to various growth strategies.

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