4.2. Why do you think capital is important?​

Answers

Answer 1

Answer:

Capital is important because it's that part of an asset that can be used to repay its depositors, customers, and other claimants in case the bank doesn't have enough liquidity due to losses it suffered in its operations. Capital also helps the bank in times of a liquidity crisis.


Related Questions

who immediately benefits from lower price limits?

A. Consumers

B. Small businesses

C. The federal government

D. Large corporations ​

Answers

Answer:

A. Consumers.

Explanation:

Price can be defined as the amount of money that is required to be paid by a buyer (customer) to a seller (producer) in order to acquire goods and services.

In sales and marketing, pricing of products is considered to be an essential element of a business firm's marketing mix because place, promotion and product largely depends on it.

Often times, the price of goods and services are primarily being set by the seller or service provider.

Price control can be defined as standard restrictions or regulatory conditions that are typically set and enforced by the government of a country.

This ultimately implies that, price controls are used to impose the minimum and maximum prices set by the government, which are to be charged for various goods and services in the market. This minimum price that can be charged such as minimum wage is known as price floor while the maximum price that can be charged such as rent control is known as price ceiling.

Hence, consumers immediately benefits from lower price limits because they would be able to purchase a large quantity of goods far less than its normal price.

Explanation:

Consumers immediately benefits from lower price limits

When A customer returns goods to the business

Answers

Answer:

If there's no options to select it would be a refund which that customer can exchange that item for a different or identical item or they can get store credit or money back

Explanation:

Receiving constructive criticism with and
is the professional response to the situation.
A.gratitude
B.an open mind
C.suspicion
D.reluctance

Answers

I believe the answer is B because you always gotta have an open mind to improve yourself by listening to what you need work on

Which of these choices shows the smartest thinking?
ОА.
I use my credit card very carefully and I always pay my credit card bill the
minute I get it.
I use my credit card very carefully and I always pay my credit card bill the
day it is due.
Ов,
Oc. I use my credit card for impulse shopping.
OD. I use my credit card to help my friends buy stuff they cannot afford,

Answers

Ob is the smartest thinking I think

Social Media Influencer Content is ALWAYS truthful and helpful in budgeting and making wise spending decisions.
True
O False

Answers

Answer:

False.

Explanation:

Managerial accounting also known as cost accounting is an accounting technique focused on identification, measurement, analyzing, interpretation, and communication of financial information to managers for better decisions making and pursuit of the organization's goals.

This ultimately implies that, managerial accounting is specific to a particular business organization i.e the managerial accounting model used by a company would be different from the one used by another.

You should use the financial report from credible and reliable sources to plan your investments and financial budget.

However, social media influencer content isn't always truthful and helpful in budgeting and making wise spending decisions because the report might just be a figment of their imagination or fabricated.

What default information appears on an electronic business card? Check all that apply.
name address
job title
company email
address
phone number
website address

Answers

Answer: name, job title, company, email address, and phone number

Explanation: edg.

Answer:

name, job title, company, email address, and phone number

Explanation:

The partnership agreement of Owens, Gehrig, and Nagurski provides for the following income ratio: (a) Owens, the managing partner, receives a salary allowance of $18,000, (b) each partner receives 15% interest on average capital investment, and (c) remaining net income or loss is divided equally. The average capital investments for the year were: Owens $100,000, Gehrig $200,000, and Nagurski $300,000. If partnership net income is $90,000, the amount distributed to Owens should be

Answers

Answer:

Owens will get $18,000 + $12,000 = $30,000

Explanation:

average capital investments:

Owens $100,000Gehrig $200,000Nagurski $300,000

Net income = $90,000

Owens received a $18,000 salary

Remaining income = $72,000

interest on capital investment = $600,000 x 15% = $90,000

since $90,000 ≥ $72,000, profits must be allocated proportionally:

Owens = $72,000 x 1/6 = $12,000

Gehrig = $72,000 x 2/6 = $24,000

Nagurski = $72,000 x 3/6 = $36,000

The owner of a chicken processing plant makes $1,000,000 per year from his chicken processing plant, and $1,000,000 per year from other sources. He notices that a total of $30,000 worth of chickens per year are being taken home by his 100 employees to supplement their minimum wage living standards (this works out to less than $6 per week per employee). These chickens are being taken out through the fire safety doors, so the owner is considering blocking the doors permanently. This is against the law because any reasonable person knows that sealing fire doors kills people in the event of a fire. The probability of a fire is 0.01 per year (one percent per year). If a fire breaks out it will be discovered that the owner sealed the safety doors, and the owner will have to pay $F = 700, 000 worth of fines and legal fees. The owner's von NeumannMorgenstern utility function is u(x) = √x where x is the owner's income in a given year. The owner cares only about x.

Answers

Answer:

1. 1,403.567

2. 1,411.473

3. Algebraic expression 0.99*2,000,000^0.5+0.01*(2,000,000-F)^0.05

4. 1,877,600

5. 1411.761

Explanation:

1. Computation for the owner’s expected utility if he leaves the fire doors unsealed.

First step is to calculate the Owner's income if he leaves the doors unsealed

Owner's income if he leaves the doors unsealed=1,000,000 +1,000,000-30,000

Owner's income if he leaves the doors unsealed=1,970,000

Now let determine the expected utility if he leaves the doors unsealed

Expected utility=1,970,000^0.5

Expected utility=1,403.567

Therefore the expected utility if he leaves the doors unsealed will be 1,403.567

2. Calculation to determine the owner’s expected utility if he permanently seals the doors

First step is to calculate the The Owner's expected income if he seals the door

Owner's expected income if he seals the door=1,000,000 +1,000,000-700,000*0.01

Owner's expected income if he seals the door= 1,993,000

Now let calculate the Expected utility if he leaves the doors sealed

Expected utility if he leaves the doors sealed= 0.99*2,000,000^0.5+0.01*1,300,000^0.05

Expected utility if he leaves the doors sealed=1,411.473

Therefore The Expected utility if he leaves the doors sealed is 1,411.473

3. Calculation to determine the algebraic expression for the owner’s expected utility as a function

First step is to calculate the The owner's expected income with a fine F

Owner's expected income with a fine F= 1,000,000 +1,000,000-F*0.01

Owner's expected income with a fine F = 2,000,000-0.01F

Now let determine The algebraic expression for the owner's expected utility if he seals the door with a fine F

Algebraic expression= 0.99*2,000,000^0.5+0.01*(2,000,000-F)^0.05

Therefore The Algebraic expression is 0.99*2,000,000^0.5+0.01*(2,000,000-F)^0.05

4. Calculation to solve for the minimal fines and legal fees that will make the owner decide not to seal the doors using the expression from the previous problem and the owner’s expected utility if he leaves the fire doors unsealed

Based on the information given the owner may decide that he won't seal the door In a situation where the expected utility from sealing is as well equal to the expected utility from not sealing the door which was Calculated as:

0.99*2,000,000^0.5+0.01*(2,000,000-F)^0.05=1403.567

Now let calculate Fines and legal fees

Fines and legal fees=(2,000,000-F)^0.05=100(3.49857)= 349.857

Fines and legal fees=2,000,000-349.857^2=1,877,600

Therefore based on the above calculation in a situation were the Fines as well as the legal fees are equal to or higher than F=1,877,600 which means that the owner may decide not to seal the doors.

5. Calculation to Find the C that gives the plant owner complete coverage

First step is to calculate the owner expected utility will in a situation were the owner contributes $C to state politicians

Expected utility= 0.99*(2,000,000-C)^0.5+0.01*(1,300,000+100C)^0.05

Second step is to calculate the The plant owner complete coverage when 100C=700,000

Plant owner complete coverage=700,000/100

C=7000

Third step is to calculate what the owner will likely make this contribution if the expected utility is:

0.99*(2,000,000-C)^0.5+0.01*(1,300,000+100C)^0.05 is greater than 0.99*2,000,000^0.5+0.01*1,300,000^0.05

=1411.473

Hence,

0.99*(1,993,000)^0.5+0.01*(2,000,000)^0.05= 1411.761

Therefore the owner expected utility in a situation were the owner contributes $C to state politicians is 1411.761

Specialty store manager Terri is evaluating her employees for the first week of March. Her part-time sales associates have a sales goal of $5,000 per week, and a conversion rate goal of 60%. Keeping track of how many customers came into the store during her shifts, sales associate Suzy had 120 customers enter the store that week during her shift. Her sales indicate 65 separate transactions for a total sales amount of $4803. Suzy's conversion rate for the week is _______ and her Meeting Quota ratio is _______

Answers

Answer:

0.54 and 0.96

Explanation:

Conversion rate is Sales / Sales calls.

There are 65 sales transactions in total and the customers entered into the store are 120.

Conversion rate is 65 / 120 = 0.54

Meeting Quota ratio is Actual Sales / Sales goal

Actual Sales amount to $4803 while the sales goal was $5,000

Meeting quota ratio is 4803 / 5000 = 0.96

A special type of project team that focuses on the verse in designing a implement a new product is a

Answers

Answer:

Product development team.

Explanation:

Product development team is special type of team which is formulated for designing a product and implement a new product. The product development team is responsible for the research of the new product and then formulae design for the product and then implement the product.

DUE TODAY PLEASE HELP T^T

One reason picking a career that interests you is that you might easily spend 30-40 years doing that job.

False
True

Answers

Answer:

False

Explanation:

Because you would spend 30-40 years of that career that YOU would enjoy. If you do something that's easy but not fun, then you would most likely end up quitting that job/career.

How might a Product Owner (PO) adjust team events to take advantage of this capability and promote the flow of value?

Answers

Answer:

hello your question is incomplete below is the complete question

An Agile Release Train (ART) has implemented a completely automated Continuous Integration/Continuous Delivery (CI/CD) pipeline that can deploy code as it is checked into the source-code repository. How might a Product Owner (PO) adjust team events to take advantage of this capability and promote the flow of value? 1. Release Stories that have been included in the team demo 2. Review and accept Stories as they are completed 3. Identify Stories that are cleared for automatic delivery during Iteration Planning 4. Implement Feature toggles to control which Stories are released

answer :  Identify Stories that are cleared for automatic delivery during Iteration Planning ( 3 )

Explanation:

The Best way a product owner( PO ) can adjust team events in order to take advantage of this capability and promote the flow of values is ; Identify Stories that are cleared for automatic delivery during Iteration Planning.

This is because this options identifies ART and its clearance.

The revenue manager at the 133-room Big Bluff Bunkhouse Hotel noticed that, based on information from the past several years, there was a trend in the first week of September: it was quite common on Monday, Tuesday, and Wednesday nights for four or five guests to cancel at the last minute or just not show up. Therefore, this year the revenue manager made a decision to accept 138 reservations to ensure filling every guest room. This business approach is referred to as _____________, fill in the blank,.

Answers

Answer: Selective overbooking

Explanation:

From the information given in the question, we can denote that the business approach is referred to as selective overbooking.

Selective overbooking can also be referred to as capacity management and it simply refers to ensuring that a particular company maximizes both its output and its potential activities.

This strategy is usually used by hotel businesses as they measure how much they'll make within a particular period of time.

The time attendance system in the production division at MM, an automobile manufacturing company, was malfunctioning. Consequently, Greg Hill, one of the front-level managers, sent it for repair. In the meantime, he placed a register where all workers of the production division had to provide their time of entry and exit from office. At the end of the week, when looking through the time logs, he had certain concerns about a group of employees. In the next week, he personally tracked the time this group of employees spent working and realized that they were reporting a greater number of working hours than they actually worked. This group engaged in a barrier to communication called _

Answers

I don’t like to ready it’s called the pizza pizza Liza Liza can I get brainless

You have $500,000 to deposit in a bank account. What should you do with this deposit to be certain it is insured?

A.
Split it in half and deposit it in two separate savings accounts at different commercial banks.

B.
Deposit all of the money in one savings account in a commercial bank.

C.
Deposit all of the money in one checking account in a commercial bank.

D.
Split it in half and deposit it in two separate savings accounts at different brokerage firms.

Answers

The correct answer for plato users is option A

Explanation:

I just took the midterm and this was the correct option, please give brainly :)

The correct option is A.

Split it in half and deposit it in two separate savings accounts at different commercial banks.

Can direct deposit go to two different banks?

Typically, yes. In fact, many direct deposit programs allow you to split your payment between savings and checking accounts at different banks. You'll just need to add your banks' routing numbers, your account numbers and the account type for each.

How do I split up my savings?

The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings.

Why is it important that your deposit is insured?

Deposit insurance provides three important benefits to the economy:

It assures small depositors that their deposits are safe, and that their deposits will be immediately available to them if their bank fails.

It maintains public confidence in the banking system, thus fostering economic stability.

Learn more about insured deposits here https://brainly.com/question/2226371

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(24^0)+(4^0). solve this problem fast​

Answers

Answer:

your answer will be 2

Explanation:

hope it helps you..

Answer:

solution : -

[tex]24 {}^{0} + {4}^{0} [/tex][tex]1 + 1[/tex][tex]2[/tex]

what signs of maturity were shown towards the end of Tall Girl? Movie

Answers

The answer is watch the movie

50 points pls give good answer
What do you think you'd like best about working as a hospitality manager?

Answers

Answer:

What I would like best as working as a hospitality manager, is to make sure my establishment/place of work is running smoothly. Whether that requires me to keep up with finances, or just general peace keeping. I would ensure that my customers were 100% satisfied and felt welcome their entire stay.

Explanation:

Explanation:

I Like To Keep My Patients Healthy And Safe..

Tony wants to pay off his credit card balances within 12 months. He is trying to decide if he should use his $1,000 in savings to pay off part of the balances or if he should transfer the balances to a new card with a low introductory rate. The new credit card has an introductory rate of 7% but charges a balance transfer fee of $75 for each balance transfer. Evaluate Tony's options and recommend the debt management plan that would give him the lowest monthly payment.

Answers

Answer: pay off all of credit card A, and $206 of credit on card B. transfer the remaining balance of credit card B to the new card  

Explanation:

Tony's options and recommend the debt management plan that would give him the lowest monthly payment. He Transfer the remaining balance of credit card B to the new card and pay off all of credit card A and the $206 remaining on card B.

What do you mean by Transfer?

The movement of resources, money, or ownership rights from one location to another is referred to as a transfer. The procedure by which ownership of money or property is transferred to a new owner is also referred to as a transfer.

There are two major approaches you can take if you want to pay off a credit card with another credit card: a balance transfer or a cash advance. Both can be possibilities to think about in an emergency, but there are a few key differences that must be understood before choosing one over the other.

Even though it's crucial to make at least the minimum payment each month, it's not recommended to carry a balance from month to month because you'll accrue interest fees (unless you're taking advantage of an introductory 0% APR) and run the danger of going into debt.

Therefore, Tony transfer the remaining balance of credit card B to the new card and pay off all of credit card A and the $206 remaining on card B.

Learn more about Transfer, here;

https://brainly.com/question/28379153

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Heightened Homes is a real estate firm based in Texas. The company ensures that employees' pay is dependent on what they are capable of doing. The company also supports efforts to empower its employees by encouraging them to be independent and to make decisions in various areas. This, in turn, ensures job enrichment. Based on this information, identify the pay structure being utilized by Heightened Homes. Select one: a. straight piecework plan b. skill-based pay systems c. merit pay system d. differential piece rates e. standard hour plan

Answers

Answer: skill-based pay systems

Explanation:

Is financial analyst hard to study?​

Answers

It can be dificult but if you like a thing nothing is hard:))

Financial analysts are reimbursed well. The median pay in 2010 was more than $74,000 annually, according to the most recent figures released by the U.S. Bureau of Labor Statistics. ... Working as a financial analyst is an extremely stressful career, defined by long work hours and high pressure levels.

It may be hard but not IMPOSSIBLE!

Best wishes! :)

What is a tagline?

(Principles Of Business Management)

Answers

A tagline is a catchphrase or slogan used to advertise a brand. It is a short phrase or a series of phrases,often presented in conjunction with a brand logo,that is intended to add meaning to a brand

Answer:

Explanation:

A tagline is a short phrase used in marketing campaigns of a business to sum up the value of a brand or its products and create a positive brand impression.

Changes in the net working capital requirements: can affect the cash flows of a project every year of the project's life. only affect the initial cash flows of a project. only affect the cash flow at time zero and the final year of a project. are generally excluded from project analysis due to their irrelevance to the total project. reflect only the changes in the current asset accounts.

Answers

Answer:

can affect the cash flows of a project every year of the project's life.

Explanation:

Project management can be defined as the process of designing, planning, developing, leading and execution of a project plan or activities using a set of skills, tools, knowledge, techniques and experience to achieve the set goals and objectives of creating a unique product or service.

Cash flow can be defined as the net amount of cash and cash- equivalents that is flowing into (received) and out (given) of a business. There are three components of the cash flow;

1. Operating cash flow: all cash generated from the business activities of an organization.

2. Financing cash flow: all payments made by an organization and profits from issuance of debts and equity.

3. Investing cash flow: costs associated with purchasing of capital assets and investments of cash resources in other businesses.

Generally, changes in the net working capital requirements can affect the cash flows of a project every year of the project's life.

Mathematically, Net cash flow = Receipts - Total payments

In an effort to address the troubled economy, ..."For the ninth time in just over a year, the Federal Reserve is expected to cut interest rates, quite possibly its last reduction in this downturn." Rates have not been this low "... since 2003, when the economy was growing at a snail's pace." www.csmonitor, 10/28/2008 The Fed's rate cuts will ________ bank reserves and ________.

Answers

Answer:

decrease bank reserves; decrease the exchange rate and real GDP

Explanation:

The Federal reserve uses various monetary policies to regulate cash flow in the economy with a view of managing various indices like inflation, GDP, deflation, and so on.

Interest rate is one of the monetary policies that can be used to.vonttol the economy.

When interest rate is high cost of borrowing cash from commercial banks will be high so people are discouraged from borrowing. There is higher reserve in banks, and cash flow is restricted.

However in a situation where the economy is troubled the Federal Reserve will reduce interest rate.

This results in cheaper cost of borrowing funds, commercial bank reserves will reduce because of increased outward flow of cash.

As the cash in the economy is in excess the rate at which it exchanges for foreign currencies will fall.

This in turn results in more money being spent on foreign goods and will reduce real GDP

Role of risk committee and their members

Answers

Answer:

The Risk Committee (the “Committee”) is an independent committee of the Board of Directors that has, as its sole and exclusive function, responsibility for the oversight of the risk management policies and practices of the Corporation's global operations and oversight of the operation of the Corporation's global risk ...

Explanation:

sna makatulong:)

Someone broke into your apartment and stole all of your stuff. Luckily, you
have renter's insurance. How do you request that your insurance pay for
the lost items?
A. file a claim
B. Write a deductible
C. Submit a powerpoint presentation
D. Prepare a lease

Answers

*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆**☆*――*☆*――*☆*――*☆

Answer: A, file a claim

Explanation:

I hope this helped!

<!> Brainliest is appreciated! <!>

- Zack Slocum

*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆**☆*――*☆*――*☆*――*☆

Answer:

A. file a claim

Explanation:

The answer is A. If you are on TeachBanzai because I did this a couple months ago and got 100%

I am working on a new app what should i do should i call it, its a app to make new friends and not be lonely

Answers

Answer:

oh i will be your friend

Explanation:

McDonald's is the most recognizable fast-food chain in the world. Explain the concept product modification (10) and indicate to what degree the product has been modified for the South African market. Illustrate your answer by giving examples

Answers

The correct answer to this open question is the following.

Although you did not attach the text or an excerpt of a lesson, we can comment on the following.

The concept of product modification can be explained this way. Companies have their products that are sold in a determined region. Let's say, the United States. However, when they expand and go to other countries, they need to adapt their products and services to the other countries where they are going to launch their products.

To be able to do that, companies have to do a lot of research to really understand the new culture, customs, ideas, and traditions, so companies like McDonald's can adjust, adapt or adequate their products and flavors to the people of South Africa, for instance. Some marketing experts called "tropicalize" a product to a specific region.

So in the case of South Africa, McDonald's had to understand how teh African people lived, what they like, what they enjoy, what their favorite flavors are, how spicy they like their food, what kind of condiments they accept, and so on. This will also allow executives of McDonald's to create special promotions, combos, and presentations of the food.


Pleaseee help
P
L
E
A
S
E

Answers

Answer:

What should I help dude

ways in which landscape can be created .plz answer this ​

Answers

Answer:

finding land and making the land into wha ever yu want

Explanation:

hopes this helps

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Putting this research into practice, however, has triggered a debate that extends beyond pure academics. Political, civil rights, socioeconomic and legal concerns also come into play. Before weighing the pros and cons of single-sex education, consider the influences of nature versus nurture. Many factors affect each childs learning profile and preferences:Some factors relate to the childs nature, such as gender, temperament, abilities (and disabilities), and intelligence.Other influences stem from the way parents and society nurture the child: Family upbringing, socioeconomic status, culture and stereotypes all fall under the nurture category.Some parents dont want their children to be in mixed-gender classrooms because, especially at certain ages, students of the opposite sex can be a distraction.Leonard Sax, founder of the National Association for Single-Sex Public Education, and others agree that merely placing boys in separate classrooms from girls accomplishes little. But single-sex education enhances student success when teachers use techniques geared toward the gender of their students.Some research and reports from educators suggest that single-sex education can broaden the educational prospects for both girls and boys. Advocates claim co-ed schools tend to reinforce gender stereotypes, while single-sex schools can break down gender stereotypes. For example, girls are free of the pressure to compete with boys in male-dominated subjects such as math and science. Boys, on the other hand, can more easily pursue traditionally feminine interests such as music and poetry. One mother, whose daughter has attended a girls-only school for three years, shared her experience on the GreatSchools parent community: I feel that the single gender environment has given her a level of confidence and informed interest in math and science that she may not have had otherwise. 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Using the FIFO inventory method, the amount allocated to ending inventory for June is