Computers and Technology
United Savings Bank (USB) is a large bank with branches spanning the United States. They have several information systems that support their operation. Below, you will find a description of some of their systems.Core (Centralized Online Real-time Exchange) Banking System provides real-time information across all branches so that a customer can complete a basic transaction anytime, at any branch, and have up-to-date information.Online Banking provides the customer access to the functionality of the core system from any web browser.Lending System (Auto/Personal Loans) collects, analyzes, and provides reports on a customers ability to repay a smaller, short-term loan (typically measured in months), and thus an approval rating.Credit Card System provides customers access to funding for daily expenses to be repaid at a higher interest rate than most personal loans.Mortgage Lending System collects, analyzes, and provides reports on a customers ability to repay a larger, long-term loan (typically measured in years) and thus an approval rating.