Your job pays you only once a year for all the work you did over the previous 12 months. Today, December 31, you just received your salary of $54,000 and you plan to spend all of it. However, you want to start saving for retirement beginning next year. You have decided that one year from today you will begin depositing 10 percent of your annual salary in an account that will earn 9.4 percent per year. Your salary will increase at 4 percent per year throughout your career. How much money will you have on the date of your retirement 45 years from today

Answers

Answer 1

Answer:

I will have $5,319,216.16 on the date of retiremnet.

Explanation:

First, we need to calculate the amount of deposit

Amount of annual deposit = Annual salary x Deposit rate

Amount of annual deposit = $54,000 x 10%

Amount of annual deposit = $5,400

Now use the following formula to calculate the balance in the account after 45 years from today

Future value of annuity = [ Periodic Annuity payment x ( 1 + growth rate ) / ( Interst rate - growth rate ) ] x [ ( 1 + interest rate )^numbers ofyears - ( 1 + growth rate )^numbers of years ]

Where

Periodic Annuity payment = Amount of annual deposit = $5,400

Periodic interest rate = 9.4%

Periodic growth rate = 4%

Numbers of years = 45 years

Future value of annuity = Balance after 45 years = ?

Placing values in the formula

Balance after 45 years = [ $5,400 x ( 1 + 4% ) / ( 9.4% - 4% ) ] x [ ( 1 + 9.4% )^45 - ( 1 + 4% )^45 ]

Balance after 45 years = [ $5,616 / 5.4% ] x [ ( 1.094^45 ) - ( 1.04^45) ]

Balance after 45 years =  $104,000 x [ 56.987484867 - 5.841175681  ]

Balance after 45 years =  $104,000 x 51.146309186

Balance after 45 years =  $5,319,216.155344

Balance after 45 years =  $5,319,216.16


Related Questions

Alice MeyerMeyer?,owner of Flower DirectFlower Direct?, operates a local chain of floral shops. Each shop has its own delivery van. Instead of charging a flat delivery? fee,
MeyerMeyer wants to set the delivery fee based on the distance driven to deliver the flowers. MeyerMeyer wants to separate the fixed and variable portions of her van operating costs so that she has a better idea how delivery distance affects these costs. She has the following data from the past 7? months:
February and May are always Flower DirectFlower Direct?'s biggest months because of? Valentine's Day and? Mother's Day, respectively. Use the? high-low method to determine
Flower DirectFlower Direct?'s cost equation for van operating costs. Use your results to predict van operating costs at a volume of 16 comma 00016,000 kilometres.
? / ? = variable cost (slope)
? - ? = fixed cost
Use the? high-low method to determine Flower DirectFlower Direct?'s operating cost equation. ?(Round the variable cost to the nearest cent and the fixed cost to the nearest whole? dollar.)
Y = $?x + $?
Use the operating cost equation you determined above to predict van operating costs at a volume of 16 comma 00016,000 kilometres
the operating costs at a volume of 16 comma 00016,000 kilometres is ?$ ?
Table :
Month Kilometres Driven Van Operating Costs
January 16,000 $5,490
February 17,500 5,700
March 14,900 4,910
April 16,200 5,340
May 16,900 5,820
June 15,100 5,410
July 14,500 4,920

Answers

Answer:

Flower Direct

1. Operating cost equation = $0.26x + $1,150

2. Prediction of operating costs at a volume of 16,000 is:

= $5,310

Explanation:

a) Data and Calculations:

Month    Kilometres Driven    Van Operating Costs

January           16,000                     $5,490

February          17,500                       5,700

March              14,900                        4,910

April                 16,200                       5,340

May                  16,900                       5,820

June                 15,100                        5,410

July                  14,500                       4,920

High-Low Method:

February          17,500                       5,700

July                  14,500                       4,920

Difference        3,000                          780

Variable cost per unit = $780/3,000 = $0.26

Total variable cost at February figures = $4,550 (17,500 * $0.26)

Total fixed costs at February figures = $1,150 ($5,700 - $4,550)

Operating cost equation = $0.26x + $1,150

Operating cost at a volume of 16,000 = $1,150 + $0.26 * 16,000

= $1,150 + 4,160

= $5,310

Since EBIT is not necessarily indicative of cash flow, many financial analysts adjust the formulation by: a. adding unpaid taxes to EBIT in the TIE formula b. adding unpaid taxes and interest to EBIT in the formula c. adding depreciation to EBIT in the TIE formula d. adding unpaid taxes, interest and depreciation to EBIT in the TIE formula

Answers

Answer: c. adding depreciation to EBIT in the TIE formula

Explanation:

The Times Interest Earned Ratio is used to measure the ease by which a company can pay its interest charges using its earnings before tax.

As depreciation is a non-cash expense, the amount apportioned to depreciation can be used when paying for interest so adding it back to the EBIT ensures that the cash resources of the company are included in the analysis of whether a company can pay back debt.

Hyu Corporation bases its predetermined overhead rate on the estimated labor-hours for the upcoming year. At the beginning of the most recently completed year, the company estimated the labor-hours for the upcoming year at 52,400 labor-hours. The estimated variable manufacturing overhead was $2.82 per labor-hour and the estimated total fixed manufacturing overhead was $1,196,840. The actual labor-hours for the year turned out to be 53,000 labor-hours. The predetermined overhead rate for the recently completed year was closest to:

Answers

Answer:

The predetermined overhead rate for the recently completed year would be $25.66

Explanation:

The predetermined overhead rate is computed as;

= Total estimated manufacturing overhead / estimated direct labor

Where;

Total estimated manufacturing overhead = Estimated total fixed manufacturing overhead + estimated variable manufacturing overhead rate × estimated labor hours

= $1,196,840 + $2.82 × 52,400

= $1,196,840 + $147,768

= $1,344,608

Therefore,

Predetermined rate = $1,344,608 / 52,400 hours

Predetermined rate = $25.66

Jenny, who is married and the mother of three, is 25 years old and expects to work until 70. She earns $45,000 per year. Jenny expects inflation to be 3% over her working life, and the appropriate risk-free discount rate is 5%. Her personal consumption is equal to 25% of her after-tax earnings, and her combined federal and state marginal tax bracket is 15%. What is the amount of life insurance necessary for Jenny using the Human Life Value method

Answers

Answer:

$855,903.20

Explanation:

Real discounting rate=> i= [i'-f]/[1+f]. Where i is the real interest rate. i' is the nominal interest rate which is given as 5% and f is the rate of inflation

i = (5%-3%)/1+3%)

i = 2/1.3

i = 1.94%

Her after tax earnings = 45,000*(1-0.15) = $38,250

Personal consumption = 25% of this, 38,250*0.75 = $28,688.

We are discounting her earnings back 45 years at 1.94%. The equation will be: 28,688 * {1-(1+0.01940)^-45} / {0.01940}

= 28,688 * {1 - 0.42120322099] / 0.01940

= 28,688 * 29.83488551597938

= 855903.1956824165

= $855,903.20

So, the amount of life insurance necessary for Jenny using the Human Life Value method is $855,903.20

Two important group outcomes or consequences of the interactive
process that unfolds between a leader, follower, and the situation
include:

Answers

Answer:

task performance and group maintenance.

Explanation:

Leadership can be defined as a process which typically involves motivating, encouraging and inspiring employees working under an individual to be innovative and create positive changes that will foster growth and enhance the success of a business firm or company in the future.

This ultimately implies that, beyond an individual possessing the traits or qualities of a leader, leadership in itself is a process that revolves around the activities or happenings between the leader and those who he or she is leading, which are the followers. Thus, leadership is simply a continuous process and it's transactional in nature because it occurs between a leader and the followers.

A leader can be defined as an individual who is saddled with the responsibility of controlling, managing and maintaining a group of people under him or her.

Some types of power expressed by leaders are referent power, coercive power, etc.

Hence, two important group outcomes or consequences of the interactive process that unfolds between a leader, follower, and the situation include task performance and group maintenance.

Leaders are saddled with the responsibility of ensuring that the follower performs his or her duties or tasks as stated in the contract and to foster cohesion among the various team members.

True or False: The largest companies performed the best over the past 12 months. Give evidence to support your answer.

Answers

False because of The pandemic companies have been making less money since shops have no people

The largest companies performed the best over the past twelve months, this given statement is false because over the last twelve months companies have faced huge losses due to pandemic.

What losses did businesses face during the Pandemic?

Businesses have reduced employment, supply chain have got affected, lack of storage, less demand for products and services, human resource loss, productivity loss, and increased expenditures of the firms, these are some of the major losses faced by the companies during the pandemic.

Thus, the given statement is false.

To learn more about business, refer:

https://brainly.com/question/24448358

#SPJ2

Mark Brandt, an employee of Mueller Corp., earned 3 weeks of compensated vacation time during the current year, but only took 2 weeks of vacation. His employer permits that 1 week of vacation can be carried forward to the following year. Mark fully intends to remain at his current employer and plans to take his vacation during the following year. His current weekly salary is $2,000. Mueller Corp. expects to grant a general salary increase of 5% effective at the beginning of the next year. What amount should Mueller accrue during the current year relating to Mark Brandt's carried-forward vacation

Answers

Answer:

Mark Brandt of Mueller Corporation

The amount that Mueller should accrue during the current year relating to Mark Brandt's carried-forward vacation is:

= $2,100

Explanation:

a) Data and Calculations:

Current weekly salary = $2,000

Expected general salary increase = 5%

The amount that Mueller should accrue during the current year relating to Mark Brandt's carried-forward vacation is:

= $2,000 * 1.05

= $2,100

b) $2,100 is the amount that will be paid in cash for cash settlement of Mark Brandt's carried-forward vacation, assuming he does not take it the following year.

Sheffield Corp. assigned $1601000 of accounts receivable to Pharoah Company as security for a loan of $1344000. Pharoah charged a 2% commission on the amount of the loan; the interest rate on the note was 9%. During the first month, Sheffield collected $404000 on assigned accounts after deducting $1480 of discounts. Sheffield accepted returns worth $5400 and wrote off assigned accounts totaling $11910. The amount of cash Sheffield received from Pharoah at the time of the assignment was

Answers

Answer:

$1,317,120

Explanation:

Cash received by Sheffield Corporation at the time of assignment = Amount borrowed - Commission paid

= $1,344,000 - ($1,344,000 * 2%)

= $1,344,000 - $26,880

= $1,317,120

So, the amount of cash Sheffield received from Pharoah at the time of the assignment was $1,317,120

Page 577 17.2. How do banks create money? Consider this hypothetical balance sheet for YooHoo Bank, in the fictional country of Hellond. YooHoo Bank Assets (in thousands of U.S. dollars) Liabilities and owner's equity (in thousands of U.S. dollars) Government securities $1,700 Checking deposits $10,000 Required reserves $800 Owner's equity $1,500 Excess reserves $100 Loans $8,900 Total assets $11,500 Liabilities and net worth $11,500 Calculate YooHoo Bank’s required reserve ratio, as a percentage. Round to the nearest percent if necessary. Type an answer and press enter to submit%

Answers

Answer:

8%

Explanation:

Following is the require reserve ratio:

Required reserve ratio = Reserves/ Deposits

Required reserve ratio = $800/$10,000 * 100

Required reserve ratio = 0.08 * 100

Required reserve ratio = 8%

So, the required reserve ratio for YooHoo Bank’s is 8%.

Dermody Snow Removal's cost formula for its vehicle operating cost is $3,030 per month plus $333 per snow-day. For the month of December, the company planned for activity of 15 snow-days, but the actual level of activity was 17 snow-days. The actual vehicle operating cost for the month was $8,300. The spending variance for vehicle operating cost in December would be closest to:

Answers

Answer:

391 F

Explanation:

Calculation to determine what The spending variance for vehicle operating cost in December would be closest to

Using this formula

Spending variance for vehicle operating cost = Flexible budget-Actual

Let plug in the formula

Spending variance for vehicle operating cost= (333*17+3,030)-8300

Spending variance for vehicle operating cost=(5,661+3,030)-8,300

Spending variance for vehicle operating cost=8,691-8,300

Spending variance for vehicle operating cost=391 F

Therefore The spending variance for vehicle operating cost in December would be closest to

391 F

Hull Company reported the following income statement information for the current year: Sales $ 423,000 Cost of goods sold: Beginning inventory $ 151,500 Cost of goods purchased 286,000 Cost of goods available for sale 437,500 Ending inventory 157,000 Cost of goods sold 280,500 Gross profit $ 142,500 The beginning inventory balance is correct. However, the ending inventory figure was overstated by $33,000. Given this information, the correct gross profit would be:

Answers

Answer:

$109,500

Explanation:

Calculation to determine the correct gross profit would be:

Sales $ 423,000

Less: Corrected Cost of goods sold:($313,500)

(280,500 + $33,000)

Gross Profit $109,500

Therefore the correct gross profit would be:$109,500

Kyle, a single taxpayer, worked as a freelance software engineer for the first three months of 2020. During that time, he earned $76,000 of self-employment income. On April 1, 2020, Kyle took a job as a full-time software engineer with one of his former clients, Hoogle Inc. From April through the end of the year, Kyle earned $196,000 in salary. What amount of FICA taxes (self-employment and employment related) does Kyle owe for the year

Answers

Answer:

$18,943.40

Explanation:

FICA taxes when Kyle was self employed = $76,000 x 15.3% = $11,628

Social security taxes while employed = ($137,700 - $76,000) x 6.2% = $3,825.40

Medicare taxes while employed = [($200,000 - $76,000) x 1.45%] + [($196,000 + $76,000 - $200,000) x 2.35%] = $1,798 + $1,692 = $3,490

Total FICA taxes = $18,943.40

Use the following data to calculate the current ratio.

Skysong, Inc. Balance Sheet December 31, 2017

Cash $65500 Accounts payable $131500
Accounts receivable 93000 Salaries and wages payable 17500
Inventory 148000 Mortgage payable 173000
Prepaid insurance 87500 Total liabilities $322000
Stock Investments 194500 Land 185500
Buildings $219500 Common stock $216500

Less: Accumulated depreciation (72500) 147000 Retained earnings 483500
Trademarks 101000 Total stockholders' equity $700000
Total assets $1022000 Total liabilities and stockholders' equity $1022000


a. 2 : 1
b. 2.64 : 1
c. 2 : 1
d. 3 : 1

Answers

Answer:

b. 2.64 : 1

Explanation:

Current ratio = Current assets/Current liabilities

Current assets = Cash + Account Receivables + Inventory + Prepaid insurance

Current assets =  $65500 + $93000 + $148000 + $87500

Current assets = $394,000

Current liabilities = Accounts payable + Salaries and wages payable

Current liabilities = $131500 + $17500

Current liabilities = $149,000

Hence, Current ratio = $394,000/$149,000

Current ratio = 2.644295

Current ratio = 2.64 : 1

these are the choices fill in the blanks.
asset backed security.
bank run
credit default swap.
capital
bond.
credit
common stock.
credit crunch
mortgage-backed securities.
debt
mutual fund.
default
option.
equity
futures contract.
foreclosure
subprime mortgage.
leverage

central bank.
liquidity
commercial bank.
liquidity risk
hedge fund.
moral hazard
investment bank.
mortgage
fannie mae/ freddie mac.
nationalization
federal deposit insurance corporation.
regulation
federal reserve system.
return
private equity fund
risk
securitization​

Answers

The answer is to add both sides of the comments up and the answer will be C ok good luck

Given the following information, which of the following firms has the lowest required rate of return? Group of answer choices

a. Schuldig Co. has a current share price of $5.50, an expected dividend of $1.05 per share, and a negative growth rate of 10%.
b. Iccarus Inc. has a current share price of $275.80, an expected dividend of $3.10, and a growth rate of 14%
c. Simpson, LLC. has a current share price of 94.30, an expected dividend of $3.00, and a growth rate of 10%.
d. I don't know that!

Answers

Answer:

Shuldig Co. has the lowest required rate of return

Explanation:

Shuldig Co.

$5.50 = $1.05 / (Re + 10%)

Re = 19% - 10% = 9%

Iccarus Inc.

$275.80 = $3.10 / (Re - 14%)

Re = 1.1% + 14% = 15.1%

Simpson LLC.

$94.30 = $3.00 / (Re - 10%)

Re = 3.2% + 10% = 13.2%

b. A Venezuelan-style economic collapse would be less likely in a mixed economy like the United States because

a. corruption is less likely when economic power is more diffused.
b. private industry has strong financial incentives to produce efficiently.
c. mixed economies like the United States usually have a more equal distribution of income.
d. inflation is always low in a mixed economy.

Answers

Answer:

a. corruption is less likely when economic power is more diffused. b. private industry has strong financial incentives to produce efficiently.

Explanation:

Venezuela is a planned / command economy which means that the government directs production of goods and services in the country. This can lead to corruption as those in government would become quite powerful and engage in activities that would make them richer at the expense of the nation because they will have the required access to do so.

As the government directs most things, there is less private industry and competition. With a lack of competition, companies will not see the need to compete and would end up being inefficient.

These are what happened in Venezuela.

The corporate charter of Alpaca Co. authorized the issuance of 10 million, $1 par common shares. During 2021, its first year of operations, Alpaca had the following transactions:
January 1 sold 8 million shares at $15 per share
June 3 retired 2 million shares at $18 per share
December 28 sold 2 million shares at $20 per share
What amount should Alpaca report as additional paid-in capital—excess of par, in its December 31, 2021, balance sheet?
A. $104 million
B. $6 million
C. $52 million
D. $208 million

Answers

Answer:

Alpaca Co.

The amount that Alpaca should report as additional paid-in capital, in excess of par, in its December 31, 2021 balance sheet is:

= $116 million

Explanation:

a) Data and Calculations:

Authorized share capital = 10 million, $1 par common shares

Transactions during the year:

Date         Number of shares issued    Price    Common Stock  Additional

January 1 sold 8 million shares at         $15     $8 million           $112 million

June 3 retired 2 million shares at         $18      (2 million)            (34 million)

December 28 sold 2 million shares    $20       2 million              38 million

Total                                                                 $10 million           $116 million

b) Additional paid-in capital represents the excess capital that is received above the par value of the shares issued.  When the retired shares (treasury stock) are accounted for using the cash method, the additional capital is stated less the treasury stock's excess issue value.  When the par value method is used, a treasury stock account is created separately so that the two adjustments to the treasury stock account are reflected differently.

Rinehart Corporation purchased from its stockholders 5,000 shares of its own previously issued stock for $255,000. It later resold 2,000 shares for $54 per share, then 2,000 more shares for $49 per share, and finally 1,000 shares for $43 per share.
Prepare journal entries for the purchase of the treasury stock and the three sales of treasury stock.

Answers

Answer:

Dr Treasury Stock $255,000

Cr Cash $255,000

Dr Cash $108,000

Cr Treasury Stock $98,000

Cr Additional paid-in-capital (treasury stock)$10,000

Dr Cash $98,000

Cr Additional paid-in-capital (treasury stock)$10,000

Cr Treasury Stock $88,000

Dr Cash $43,000

Cr Common Stock $43,000

Explanation:

Preparation of the journal entries for the purchase of the treasury stock and the three sales of treasury stock.

Purchase

Dr Treasury Stock $255,000

Cr Cash $255,000

(Being to record purchase from stockholders)

Sale 1

Dr Cash $108,000

(2000*54)

Cr Treasury Stock $98,000

(2000*49)

Cr Additional paid-in-capital (treasury stock)$10,000

($108,000-$98,000

(Being To record sales of shares at $54 per share.)

Sale 2

Dr Cash $98,000

Cr Additional paid-in-capital (treasury stock)$10,000

Cr Treasury Stock $88,000

($98,000-$10,000)

(Being to record sale of shares at 49 per share )

(2000*49)

Sale 3

Dr Cash $43,000

Cr Common Stock $43,000

(1,000 shares for $43 per share)

Assume that a company cannot determine the market value of equipment acquired by reference to a similar purchase for cash. Explain how the company determines the cost of equipment purchased by exchanging it for each of the following 3 items: Bonds having an established market price. Bonds that do not have an established market price. Common stock not having an established market price. Similar equipment having a determinable market value.

Answers

Solution :

Let us suppose that a company cannot predict the market value of an equipment that acquired by the reference to the similar purchase for the cash. Thus the company finds cost of purchased of the equipment by exchanging :

-- the market price of the bonds when they have an established price in the market.

-- the market price of the bonds when the common stocks does not have a established market price.

-- market price of the equipment when the similar kind of an equipment have a determinable value in the market.

You are interested in valuing a 2-year semi-annual corporate coupon bond using spot rates but there are no liquid strips available. However, you do find the following 4 comparable semi-annual bonds (below) maturing over the next 2 years. Using the bootstrap approach, calculate the 12-month spot rate.
Time remaining to maturity Coupon Bond price
6 months 0.000% 99.000
1 year 1.250% 98.000
18 months 1.500% 97.000
2 years 1.250% 96.000
a. 1.668%
b. 3.335%
c. 4.167%
d. 4.189%
e. 4.204%

Answers

Answer:

Following are the solution to this question:

Explanation:

Assume that [tex]r_1[/tex]  will be a 12-month for the spot rate:

[tex]\to 1.25 \% \times \frac{100}{2} \times 0.99 + \frac{(1.25\% \times \frac{100}{2}+100)}{(1+\frac{r_1}{2})^2}=98\\\\\to \frac{1.25}{100} \times \frac{100}{2} \times 0.99 + \frac{(\frac{1.25}{100} \times \frac{100}{2}+100)}{(1+\frac{r_1}{2})^2}=98\\\\\to \frac{1.25}{2} \times 0.99 + \frac{(\frac{1.25}{2} +100)}{(1+\frac{r_1}{2})^2}=98\\\\\to 0.61875 + \frac{( 0.625 +100)}{(\frac{2+r_1}{2})^2}=98\\\\\to 0.61875 + \frac{( 100.625)}{(\frac{2+r_1}{2})^2}=98\\\\\to 0.61875 + \frac{402.5}{(2+r_1)^2}=98\\\\[/tex]

[tex]\to 0.61875 + \frac{402.5}{(2+r_1)^2}=98\\\\\to 0.61875 -98 = \frac{402.5}{(2+r_1)^2}\\\\\to -97.38125= \frac{402.5}{(2+r_1)^2}\\\\\to (2+r_1)^2= \frac{402.5}{ -97.38125}\\\\\to (2+r_1)^2= -4.13\\\\ \to r_1=3.304\%[/tex]

Assume that [tex]r_2[/tex]  will be a 18-month for the spot rate:

[tex]\to 1.5\% \times \frac{100}{2} \times 0.99+1.5\% \times \frac{100}{2} \times \frac{1}{(1+ \frac{3.300\%}{2})^2}+\frac{(1.5\% \times \frac{100}{2}+100)}{(1+\frac{r_2}{2})^3}=97\\\\\to \frac{1.5}{100} \times \frac{100}{2} \times 0.99+\frac{1.5}{100} \times \frac{100}{2} \times \frac{1}{(1+ \frac{\frac{3.300}{100}}{2})^2}+\frac{(\frac{1.5}{100} \times \frac{100}{2}+100)}{(1+\frac{r_2}{2})^3}=97\\\\[/tex]

[tex]\to \frac{1.5}{2} \times 0.99+\frac{1.5}{2}\times \frac{1}{(1+ \frac{\frac{3.300}{100}}{2})^2}+\frac{(\frac{1.5}{2} +100)}{(1+\frac{r_2}{2})^3}=97\\\\\to 0.7425+0.75 \times \frac{1}{(1+ \frac{\frac{3.300}{100}}{2})^2}+\frac{(0.75 +100)}{(1+\frac{r_2}{2})^3}=97\\\\\to 1.4925 \times \frac{1}{(1+0.0165)^2}+\frac{(100.75 )}{(1+\frac{r_2}{2})^3}=97\\\\\to 1.4925 \times \frac{1}{(1.033)}+\frac{(100.75 )}{(1+\frac{r_2}{2})^3}=97\\\\[/tex]

[tex]\to 1.4925 \times 0.96+\frac{(100.75 )}{(1+\frac{r_2}{2})^3}=97\\\\\to 1.4328+\frac{(100.75 )}{(1+\frac{r_2}{2})^3}=97\\\\\to 1.4328-97= \frac{(100.75 )}{(1+\frac{r_2}{2})^3}\\\\\to -95.5672= \frac{(100.75 )}{(1+\frac{r_2}{2})^3}\\\\\to (1+\frac{r_2}{2})^3= -1.054\\\\\to r_2=3.577\%[/tex]

Assume that [tex]r_3[/tex]  will be a 18-month for the spot rate:

[tex]\to 1.25\% \times \frac{100}{2} \times 0.99+1.25\% \times \frac{100}{2} \times \frac{1}{(1+\frac{3.300\%}{2})^2}+1.25\%\times\frac{100}{2} \times \frac{1}{(1+\frac{3.577\%}{2})^3}+(1.25\% \times \frac{\frac{100}{2}+100}{(1+\frac{r_3}{2})^4})=96\\\\[/tex]

to solve this we get [tex]r_3=3.335\%[/tex]

At December 31, 2020, the available-for-sale debt portfolio for Blossom, Inc. is as follows.
Security Cost Fair Value Unrealized Gain (Loss)
A $17,900 $15,200 $(2,700)
B 11,000 15,000 4,000
C 24,000 26,500 2,500
Total $52,900 $56,700 3,800
Previous fair value adjustment balance—Dr. 400
Fair value adjustment—Dr. $3,400
On January 20, 2021, Blossom, Inc. sold security A for $15,300. The sale proceeds are net of brokerage fees. Blossom, Inc. reports net income in 2020 of $123,000 and in 2021 of $142,000. Total holding gains (including any realized holding gain or loss) equal $41,000 in 2021.
Prepare a statement of comprehensive income for 2020, starting with net income.
Prepare a statement of comprehensive income for 2021, starting with net income.

Answers

Answer:

a.                                      Blossom Inc

                    Statement of Comprehensive Income

                  For the Year Ended December 31, 2020

Particulars                                                               Amount

Net income                                                            $123,000

Other comprehensive income:

Add: Unrealized holding gain                               $3,400

Comprehensive income                                       $126,400

b.                                       Blossom Inc

                    Statement of Comprehensive Income

                  For the Year Ended December 31, 2021

Particulars                                                               Amount

Net income                                                            $142,000

Other comprehensive income:  

Total holding gains in 2021                $41,000

Add: Reclassification adjustment-      $2,700      

for loss included in net income                             $38,300

Comprehensive income                                        $180,300

Note:

Particulars                                                                  Amount

Net amount received from the sale of Security A   $17,900

Less: Cost of Security A                                            $15,200

Loss on the sale of Security A                                ($2,700)

Grant Industries, a manufacturer of electronic parts, has recently received an invitation to bid on a special order for 20,500 units of one of its most popular products. Grant currently manufactures 41,000 units of this product in its Loveland, Ohio, plant. The plant is operating at 50% capacity. There will be no marketing costs on the special order. The sales manager of Grant wants to set the bid at $13 because she is sure that Grant will get the business at that price. Others on the executive committee of the firm object, saying that Grant would lose money on the special order at that price.
Units 41,000 61,500
Manufacturing costs:
Direct materials $123,000 $184,500
Direct labor 164,000 246,000
Factory overhead 328,000 430,500
Total manufacturing costs$615,000 $861,000
Unit cost $15 $14
Required:
1. What is the relevant cost per unit and the bid price?
2. What would the total opportunity cost be if by accepting the special order the company lost sales of 6,500 units to its regular customers?

Answers

Answer:

Missing word "What would the total opportunity cost be if by accepting the special order the company lost sales of 6,500 units to its regular customers? Assume the above facts plus a normal selling price of $24 per unit."

Variable factory overhead per unit = (430,500 - 328,000) / 20,500 = $5

Direct materials per unit = $123,000 / 41,000 = $3

Direct labor per unit = 164,000 / 41,000 = $4

1. Relevant cost per unit = Direct materials per unit + Direct labor per unit + Variable factory overhead

Relevant cost per unit = $5 + $4 + $3

Relevant cost per unit = $12

So, the bid price should be above $10 per unit

2. Total opportunity cost would be the total contribution margin lost for the lost sales to the regular customer

Total opportunity cost = Loss of regular sales revenue - Total relevant cost for lost sales

Total opportunity cost = (6,500*$24) - (6,500*$12)

Total opportunity cost = $156,000 - $78,000

Total opportunity cost = $78,000

1. The relevant cost per unit for Grant Industries is $7.00 ($123,000 + $164,000)/41,000 or ($184,500 + $246,000)/61,500.

2. The total opportunity cost of accepting the special order when the company lost sales of 6,500 units from its regular customers is $12,500.

What are the relevant costs and opportunity costs?

The relevant costs describe the avoidable costs that could be stopped if a decision is taken.

For example, if Grant Industries decides to take the special order, the relevant decision-making cost is $7 per unit and not $14 per unit.

The opportunity costs are costs that are not incurred based on taking an alternative decision.  It also describes the lost revenue when some sales are lost for the special order.

For example, the total opportunity costs incurred by Grant Industries for taking the special order instead of attending to the regular customers with 6,500 units demand is $12,500.

Data and Calculations:

Special order = 20,500 units

Current production = 41,000 units

Current operational capacity = 50%

Total capacity = 82,000 (41,000/50%)

Bid price = $13 per unit

New production based on special order = 61,500 (41,000 + 20,500)

Production Data                   Per  Unit         Per Bid

Units                                         41,000           61,500

Manufacturing costs:

Direct materials                   $123,000       $184,500

Direct labor                            164,000        246,000

Factory overhead                 328,000        430,500

Total manufacturing costs $615,000       $861,000

Unit cost                                   $15                $14

Question 2 Completion:

Assume the above facts plus a normal selling price of $24 per unit."

The opportunity cost of lost sales:

Lost sales units = 6,500

Contribution per unit = $17 ($24 - $7)

Total contribution margin = $110,500 ($6,500 x $17)

Contribution margin from special order = $123,000 ($13 - $7 x 20,500)

Thus, the opportunity cost of lost sales is $12,500 ($123,000 - $110,500).

Learn more about relevant and opportunity costs at https://brainly.com/question/14184614 and https://brainly.com/question/8846809

Imagine that two goods are available to you: hamburgers (X) and hot dogs (Y). You like hamburgers and hot dogs equally well. If your fast food budget is $50 per month, the price of hamburgers is $6 per unit, and the price of hot dogs is $4 per unit, what is your optimal consumption of hot dogs

Answers

Answer:

5

Explanation:

The budget constraint = 6h + 4hd = 50

h = hamburger

hd = hot dogs

because you like both goods equally, the optimal consumption of hot dogs = 50 / 10 = 5

Seth Erkenbeck, a recent college graduate, has just completed the basic format to be used in preparing the statement of cash flows (indirect method) for ATM Software Developers. All amounts are in thousands (000s).

ATM SOFTWARE DEVELOPERS Statement of Cash Flows For the year ended December 31, 2021

Cash Flows from Operating Activities
Net income
Adjustments to reconcile net income to net cash flows from operating activities:

Net cash flows from operating activities
Cash Flows from Investing Activities
Net cash flows from investing activities
Cash Flows from Financing Activities
Net cash flows from financing activities
Net increase (decrease) in cash $1,725
Cash at the beginning of the period 8,215
Cash at the end of the period $9,940

Listed below in random order are line items to be included in the statement of cash flows.

Cash received from the sale of land $8,590
Issuance of common stock 12,925
Depreciation expense 5,435
Increase in account receivable 4,030
Decrease in account payable 1,730
Issuance of long-term notes payable 16,345
Purchase of equipment 39,715
Decrease in inventory 1,445
Decrease in prepaid rent 875
Payment of divivdends 6,310
Net income 11,800
Purchase of treasury stock 2,585

Required:
Prepare the statement of cash flows for ATM software developers using the indirect method. List cash outflows and any decrease in cash as negative amounts. Enter the answer in thousands.

Answers

Answer:

See below

Explanation:

Statement of cash flow for ATM SOFTWARE

• The figures seems to be in thousands already.

Cash flow from operating activities

Net income

$11,800

Increase in Account receivable

($4,030)

Decrease in Account payable

($1,730)

Depreciation expense

$5,435

Decrease in inventory

$1,445

Decrease in prepaid rent

$875

Net cash flow from operating activities

$13,795

Cash flow from investing activities

Sale of land

$8,590

Purchase of equipment

($39,715 )

Net cash flow from financing activities

($31,125)

Cash flow from financing activities

Issuance of stock

$12,925

Long term note payable

$16,345

Purchase of treasury stock

($2,585 )

Payments of dividends

($6,310)

Net cash flow from financing activities

$20,375

Net increase in cash

$1,725

Cash at the beginning

$8,215

Cash at the end

$9,940

1) In the TOPCASH model, Analytics considerations include:

a. Is the analytics installation reliable?

b. The potential value of including specific goal tracking

c. All of the above

Answers

Answer:

b. The potential value of including specific goal tracking.

Explanation:

Top cash model is the one which prioritizes the cash value as compared to the product features. The potential value of a product is identified and then the price for the product is set. This creates value for money for customers.

Selected information from Peridot Corporation's accounting records and financial statements for 2021 is as follows ($ in millions): Cash paid to acquire machinery $ 35 Reacquired Peridot common stock 56 Proceeds from sale of land 97 Gain from the sale of land 55 Investment revenue received 72 Cash paid to acquire office equipment 84 In its statement of cash flows, Peridot should report net cash outflows from investing activities of:

Answers

Answer:

Peridot should report net cash outflows from investing activities of $22 million.

Explanation:

Peridot corporation

Statement of cash flows

$ in millions

Purchase of machinery

($35)

Proceeds from sale of land

$97

Cash paid to acquire office

($84)

Net cash outflows from investing activities

($22)

• We ignored required common stock because it belongs to financing activities section of cash outflows. Gain from sale of land and investment revenue is for operating activities section of the cash flow

Fedoras (F)
Very Very Bad-inators (B)
Perry
6/hr
4/hr
Dr. Doofenshmirtz
2/hr
10/hr




Graph the production possibilities frontier per hour for both Perry’s and Dr. Doofenshmirtz’s. (4 points)

Perry’s PPF

Dr. Doofenshmirtz’s PPF








Based on production per hour calculated in b., determine per unit opportunity costs of producing Fedoras and Bad-inators. Show your calculations for both Perry’s and Dr. Doofenshmirtz’s.




Who has comparative advantage in F? (1 point)


Determine a price range that is suitable for trade for both Fedoras and Bad-inators. (4 points)

Price range for Fedoras: 1F = ( , )

Price range for Bad-inators: 1 B = ( , )


If the trade price is 1F = 1B do both Perry and Dr. Doofenshmirtz gain from trade? Why?
(4 points)


Determine the new consumption possibilities frontier (CPF) with trade at the trade price of 1F = 1S for both Perry’s and Dr. Doofenshmirtz’s. Show the area of gains from trade in your graphs if it exists. (6 points)

Answers

Some people know how it works but 1+1 is 5

Crowding-out is the notion that:_________
a. Since tax revenues vary directly with GDP, a rise in the level of GDP will increase the budget surplus and limit expansion
b. Deficit financing will increase the demand for money, increase the interest rate, and reduce the level of investment spending in the economy
c. The standardized budget is the best indicator of whether a budget deficit crowds out investment
d. The actual budget is the best indicator of whether a budget deficit crowds out saving

Answers

Answer:

B

Explanation:

The theory of crowding out is that as government spending and borrowing increases, the demand for money would increase. This would lead to an increase in interest rate. As a result, the level of investment spending would decline. The theory submits that increased government spending would drive down private spending

On September 12, Vander Company sold merchandise in the amount of $3,950 to Jepson Company, with credit terms of 2/10, n/30. The cost of the items sold is $2,725. Vander uses the periodic inventory system and the gross method of accounting for sales. On September 14, Jepson returns some of the merchandise. The selling price of the merchandise is $340 and the cost of the merchandise returned is $240. Jepson pays the invoice on September 18, and takes the appropriate discount. The journal entry that Vander makes on September 18 is:

Answers

Answer:

Date                        Account                                        Debit                  Credit

September 18        Cash                                            $3,537.80

                                Sales discount                           $      72.20

                                Accounts Receivable                                            $3,610

Explanation:

Net merchandise sold = 3,950 - 340

= $3,610

Sales discount is 2% if paid in 10 days which Jepson did.

= 2% * 3,610

= $72.20

Cash = Net sales - discount

= 3,610 - 72.20

= $3,537.80

Ann lives in Princeton, New Jersey, and commutes by train each day to her job in New York City (20 round trips per month). When the price of a round trip goes up from $10 to $20, she responds by consuming exactly the same number of trips as before, while spending $200 per month less on restaurant meals. Does the fact that her quantity of train travel is completely unresponsive to the price increase imply that Ann is not a rational consumer

Answers

Answer:

Yes

Explanation:

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