Your favorite company has a plan to pay dividends of $5.35, $9.45 and $12.65 in years 1, 2 and 3. Then, bad news, your company will be ceasing to exist and close down forever. As an investor, 9.3% caputures the risk of the investment. What should the price per share of this company be

Answers

Answer 1

Answer:

$22.50

Explanation:

Required return = 9.30%

Years  Dividends   PVF at 9.3%   PV of dividend

1              5.35         0.91491308     4.894784995

2             9.45         0.83706595    7.910273227

3            12.65         0.76584258    9.687908752

Stock price                                      22.49296697

Price per share of the company = $22.49296697

Price per share of the company = $22.50


Related Questions

Jack Flubber, who owns Sons of Flubber Construction Co., and runs it as a proprietorship, had gross profits last year of $120,000. He has $7,000 in exemptions and deductions. He paid $30,000 in taxes. If he paid himself a salary of $65,000 and a dividend of $15,000 taxed at 20%, how much he would save if he decided to incorporate as a closely held corporation with a 25% tax rate (choose the closest answer)

Answers

Answer: He won't be able to save

Explanation:

The options are:

a. He won't be able to save.

b. Around $4k

c. Around $7k

d. Around $8k

Based on the information given in the question, the amount that he'll save will be:

Firstly, we calculate the corporate tax which will be:

= ($120000 - $65000) × 25%

= $55000 × 25%

= $13750

Then, Flubber's personal tax will be:

= ($80000 - $7000) × 20%

= $73000 × 20%

= $14,600

Therefore, the total tax will be:

= $14600 + $13,750

= $28,350

Then, the total amount saved will be:

= $30,000 - $28,350

= $1650

Based on the options given, he won't be able to save.

Suppose that you are a speculator that anticipates an appreciation of the Singapore dollar (S$). You purchase a call option contract on Singapore dollars. Each contract represents S$40,000, with a strike price of $0.69 and call option premium of $0.03 per unit. Suppose that the spot price of the Singapore dollar is $0.70 just before the expiration of the call option contract. At this time, you call the contract and immediately sell the Singapore dollars to a bank at the current spot price.

Fill in the following table from your (the buyer's) perspective.

Transaction Per Unit Per Contract
Selling price of $0.92 _________
- Purchase Price of 5$ -$0.86 _________
- Premium Paid for Option -$0.02 _________
Net profit _________ _________

Answers

Answer: $1600

Explanation:

Selling price:

Per unit = $0.92

Per contract = $0.92 × 40000 = $36800

Purchase price of $5:

Per unit = -$0.86

Per contract = -$0.86 × 40000 = -$34400

Premium Paid for Option:

Per unit: -$0.02

Per contract = -$0.02 × 40000 = -800

Net profit = $36800 + (-$34400) + (-800)

= $36800 - $34400 - $800

= $1600

The net profit is $1600

A firm wants to create a weighted average cost of capital (WACC) of 12 percent. The firm's cost of equity is 16 percent and its pre-tax cost of debt is 6 percent. The tax rate is 20 percent. What does the debt-equity ratio (D/E) need to be for the firm to achieve its target WACC

Answers

Answer: 0.56

Explanation:

After tax cost of debt is:

= 6% * ( 1 - 20%)

= 4.8%

Assume that the weight for debt is "x" which would mean that the weight for Equity is "1 - x".

WACC = (Weight of equity * cost of equity) + (Weight of debt * After tax cost of debt)

0.12 = ( (1 - x) * 0.16) + 0.048x

0.12 = 0.16 - 0.16x + 0.048x

0.12 - 0.16 = - 0.112x

x = -0.04 / -0.112

x = 35.7%

Weight of equity = 1 - 35.7% = 64.3%

Debt to equity ratio:

= 35.7% / 64.3%

= 0.56

Using the following balance sheet and income statement data, what is the current ratio? Current assets $ 32,000 Net income $ 42,000 Current liabilities 16,000 Stockholders' equity 78,000 Average assets 160,000 Total liabilities 42,000 Total assets 120,000 Average common shares outstanding was 15,000.

Answers

Answer:

2 times

Explanation:

Current ratio is computed by dividing the total assets by the total liabilities

Current ratio = Current assets / Current liabilities

Current assets = $32,000

Current liabilities = $16,000

Current ratio = $32,000 / $16,000

Current ratio = 2 times

If we add successive laborers to work a given amount of land on a wheat farm, eventually:____.
a. the increases in wheat harvested will get larger and larger.
b. average total cost will fall to zero.
c. the increases in wheat harvested will rise at a constant rate.
d. the increases in wheat harvested will get smaller and smaller.

Answers

Answer:

d. the increases in wheat harvested will get smaller and smaller.

Explanation:

A marginal rate of technical substitution (MRTS) can be defined as an economic principle which is typically used to represent the rate at which a factor such as capital must decrease so that the same level or quantity of production is maintained when another factor such as labor is changed (increased).

An isoquant is the slope of a marginal rate of technical substitution (MRTS) which connects the two input factors provided that the level of output or production is the same.

Also, the diminishing marginal rate of technical substitution refers to the decline (fall) in marginal rate of technical substitution (MRTS) along an isoquant that produces the same quantity (level) of output.

When an isoquant has a diminishing marginal rate of technical substitution, the corresponding isoquants are convex to the origin. Thus, the marginal rate of technical substitution (MRTS) would continue to diminish as more of a factor such as capital is used.

If we add successive laborers to work a given amount of land on a wheat farm, eventually the increases in wheat harvested will get smaller and smaller.

Answer:

d. the increases in wheat harvested will get smaller and smaller.

Explanation:

If we add successive laborers to work a given amount of land on a wheat farm, eventually: the increases in wheat harvested will get smaller and smaller.

The Ashford Twins hired you as a consultant to estimate the company's WACC. You have obtained the following information. (1) The company's noncallable bonds mature in 20 years, have a coupon rate of 7.00% paid annually, a par value of $1,000, and a current market price of $850. (2) The company's tax rate is 28%. (3) The required rate of return on the company's common stock based on CAPM is 10.0%. (4) The target capital structure consists of 20% debt, with the remainder comprised of common equity. What is its WACC

Answers

Answer:

9.24 %

Explanation:

WACC = Cost of Equity x Weight of Equity + Cost of Debt x Weight of Debt

Remember to use the After tax cost of debt :

Cost of Debt r is

Pv = - $850

Fv = $1,000

n = 20

p/yr = 1

pmt =  $1,000 x 7.00% = $70

r = ??

Using a financial calculator r is 8.60 %

thus,

After tax cost of debt = 8.60 % x (1 - 0.28)

                                    = 6.192 %

therefore

WACC = 10.0% x 80 % + 6.192 % x 20 %

           = 9.2384 or 9.24 %

The company's WACC is 9.24 %

The following is not one of the main reasons that makes evaluation of public projects difficult.
A. Public projects are subject to higher values of MARR
B. They often have differences in the impacts and benefits to different members of society
C. They are often motivated by political goals
D. Project lives often very long
Why is public sector economic analysis / evaluation of projects more challenging?
A. Impact on wider society
B. Project Objectives
C. Length of life cycle of projects
D. Determining the value of MARR
E. All the above

Answers

Answer:

A

E

Explanation:

The W.C. Pruett Corp. has $800,000 of interest-bearing debt outstanding, and it pays an annual interest rate of 8%. In addition, it has $600,000 of common stock on its balance sheet. It finances with only debt and common equity, so it has no preferred stock. Its annual sales are $2.88 million, its average tax rate is 30%, and its profit margin is 3%. What are its TIE ratio and its return on invested capital (ROIC)? Round your answers to two decimal places.

Answers

Answer:

1. TIE ratio = EBIT / Interest expense

EBIT = [ (Annual sales x profit margin) / (1 - tax rate) ] + Amount of debt x interest rate

= [ ($2,880,000 x 3%) / (1 - 0.30) ] + $800,000 x 8%

= 187428.57143

= $187,428.57

TIE ratio = $187,428.57 / ($800,000 x 8%)

TIE ratio = $187,428.57 / $64,000

TIE ratio = 2.92857

TIE ratio = 2.93

2. ROIC = [ EBIT x (1 - tax rate) ] / (Amount of debt + common stock)

= [$187428.57  x (1 - 0.30) ] / ($800,000 + $600,000)

= 0.093714285

= 9.37%

Nelson Corp. is considering the purchase of a new piece of equipment. The cost savings from the equipment would result in an annual increase in cash flow of $112,000. The equipment will have an initial cost of $224,000 and have a 3 year life. If the salvage value of the equipment is estimated to be $87,000, what is the payback period

Answers

Answer:

2 years

Explanation:

Payback period is the length of time it takes for the future cash flows to equal the initial investment.

$224,000 = $112,000 + $112,000

therefore,

It takes 2 years for the cashflows to equal initial investment

examples of veriable costs​

Answers

Answer:

Exmples are : labor wage, cost of inputs

Explanation:

Variable cost are the costs that are changing with changing in inputs or production.

What types of behaviors does the average customer exhibit

Answers

Explanation:

there are four types of consumer behavior : habitual buying behavior , variety-seeking behavior , dissonance-reduding buying behavior , complex buying behavior

Bissell Company received the following reports of its defined benefit pension plan for the current calendar year: PBO Plan assets Balance, January 1 $ 500,000 Balance, January 1 $ 258,000 Service cost 198,000 Actual return 33,000 Interest cost 36,000 Annual contribution 119,000 Benefits paid (87,000 ) Benefits paid (87,000 ) Balance, December 31 $ 647,000 Balance, December 31 $ 323,000 The long-term expected rate of return on plan assets is 10%. Assuming no other data are relevant, what is the pension expense for the year

Answers

Answer:

$205,200

Explanation:

              Calculation of Pension Expense

Service Cost                                         $198,000

Interest cost                                          $33,000

Expected return on the plan assets    ($25,800) (258000*10%)

Pension Expense                                  $205,200

So therefore, the pension expense for the year is $205,200.

Assume that the quantity of X is measured on the horizontal axis, and the quantity of Y is measured on the vertical axis. Assume that the price of X is $60, the price of Y is $30 and Rafe has an weekly income of $180. Which of the following is true? He can afford 6 units of good Y. His budget line has a slope of 1/3. He can afford 6 units of good X. His budget line has a slope of −1/3.

Answers

Answer:

True : He can afford 6 units of good Y'

Explanation:

Budget Line is a combination of two goods, consumer can afford with entire given money income & prices.

Equation : p1 x1 +p2 x2 =  m. Here p1 & p2 are prices of two goods, x1 & x2 are quantities of two goods, m is money income.

Intercept of budget line is max quantity of a good consumer can buy spending only on either good. Formula = m / p1 & m / p2

As : m = 180 , p1 (px) = 60 , p2 (py) = 30 . Intercepts (x & y) = 180 / 60 = 3  & 180 / 30 = 6 respectively.

So, 'He can afford 6 units of good Y' is True. 'He can afford 6 units of good X' is False.

Slope shows the trade off of goods, given money income & price. Formula = = p1 / p2 = px / py = 60 / 30 = (-) 2. 'His budget line slope = 1/3 or -1/3',  both are False

The risk-free rate of return is 10.5%, the expected rate of return on the market portfolio is 17%, and the stock of Xyrong Corporation has a beta coefficient of 1.5. Xyrong pays out 50% of its earnings in dividends, and the latest earnings announced were $13 per share. Dividends were just paid and are expected to be paid annually. You expect that Xyrong will earn an ROE of 24% per year on all reinvested earnings forever. a. What is the intrinsic value of a share of Xyrong stock

Answers

Answer:

$88.24

Explanation:

The computation of the  intrinsic value of a share of Xyrong stock is shown below;

k = risk free rate of retunr+ beta[expected market rate of return - risk free rate of return]

= 10.5% + 1.5(17% - 10.5%)

= 20.25%  

Now

growth rate = b × ROE

= .5 × 24%

= 12%

Now the intrinsic value of the stock is

= (($13 × 50%)  × (1 + 0.12)) ÷ (0.2025 - 0.12)

= $88.24

3 ways to prvent hazards in the laboratory​

Answers

1-Do not use laboratory containers or refrigerators to store drinks or

food, or put chemicals in food containers

(bottles of water, etc.).

2-Work whenever possible in the fume cupboard, especially

if you handle volatile, toxic powdered products, when you do

experiments that generate fumes or gases, etc.

3-Use personal protective equipment (gloves, glasses,

masks, etc.) suitable for each job and risk.

Hope this can help you

If Serena runs her own business and is responsible for everything, she is a/an

Answers

Answer:An entrepreneur

Explanation:

An entrepreneur is an individual who starts and runs a business with limited resources and planning, and is responsible for all the risks and rewards of her business venture.

Question 1 Accounting for Construction Contracts 10 Marks
XYZ Ltd signs a contract on 30 June 2015, agreeing to build a bridge for ABC Limited at a
contract price of $40 million. XYZ Ltd estimates that construction costs will be as follows:
___________________________________________________
Year Ending Cost
___________________________________________________
30 June 2016 $10 000 000
30 June 2017 $16 000 000
30 June 2018 $ 6 000 000
$32 000 000
The contract provides that ABC will make payments on 30 June of each year as follows:
2016 $8 000 000
2017 $20 000 000
2018 $12 000 000
$40 000 000
XYZ now estimates at the beginning of the 2017 financial year that construction costs will be
as follows:
_________________________________________________
Year Ending Cost
___________________________________________________
30 June 2016 $10 000 000
30 June 2017 $21 000 000
30 June 2018 $15 000 000
$46 000 000
Required:
Calculate:
a) Percentage of completion for each of the three years. (4 marks)
b) Revenue to be recognised in each of the three years. (3 marks)
c) Gross profit/loss to be recognised in each of the three years. (3 marks)

Answers

Answer:

1st part of the question

a. percentage completion year 2016=cost incurred to date/estimated total cost

=31%.

likewise 2017: percentage completion is 50%

and 2018:percentage completion is 19%

Explanation:

2016

ie: 10000000/32000000

      =31.25 or 31%

2017

ie: 16000000/32000000

=50%

2018

ie: 6000000/32000000

=18.75% or 19%

Ruby Red manufactures, markets, and distributes citrus flavored soft drinks across the globe. Ruby Red hired a collection agency in 2018 to increase collection rates from customers. As a result, Ruby estimates that only 2% of its 2019 credit sales will be written off, compared to the 4% of 2018's credit sales that were estimated to be uncollectible. At December 31, 2019, Ruby Red has a $12,800 credit balance in its allowance for doubtful accounts and credit sales of $1,570,000.

Required:
Use the percentage of credit sales method to calculate the bad debt expense.

Answers

Answer:

$31,400

Explanation:

Ruby estimates that only 2% of its 2019 credit sales will be written off

Ruby Red has a $12,800 credit balance in its allowance for doubtful accounts

Ruby Red has credit sales of $1,570,000.

Bad debt expense = Credit sales *  2% of its 2019 credit sales

Bad debt expense = $1,570,000 * 2/100

Bad debt expense = $1,570,000 * 0.02

Bad debt expense = $31,400

Padayappa has now retired after 40 years of employment. He just made an annual deposit to his investment portfolio and realized he has $2,400,000 (not counting home, cars, furniture, etc.). His money has been earning 7 percent per year, and inflation has been running 4 percent per year over the past 40 years. What equal amount of money did he put Into his Investment at the end of each year? $[______________ Carry all interim calculations to 5 decimal places and then round your final answer to the nearest dollar. The tolerance is + -5. What is the buying power of his $2,400,000 in terms of a base 40 years ago? $[ Carry all interim calculations to 5 decimal places and then round your final answer to the nearest dollar. The tolerance is + -50. If he could buy a TV 40 years ago for $500, what would a comparable one cost today if the consumer electronics inflation rate is -3 percent? Carry all interim calculations to S decimal places and then round your final answer to the nearest dollar. The tolerance Is + -1.

Answers

Answer: a. $12,022

b. $499,896

c. $148

Explanation:

a. What equal amount of money did he put Into his Investment at the end of each year?

Let the equal amount be represented by a.

Therefore, $2,400,000 = FV(7%,40,xa

Based on the information given in the question, we'll then use excel function,

a = PMT(7%, 40, 2400000)

= 12,022

Therefore, the equal amount of money did he put Into his Investment at the end of each year is $12022.

b. What is the buying power of his $2,400,000 in terms of a base 40 years ago?

Let the buying power be represented by x.

Based on the information given in the question,

x × (100% + 4%)^40 = 2,400,000

x × (1.04)^40 = 2400000

x × 4.8010 = 2400000

4.8010x = 2400000

x = 2400000/4.8010

x = 499,895.86

x = 499,896

Therefore, the buying power is $499,896.

c. If he could buy a TV 40 years ago for $500, what would a comparable one cost today if the consumer electronics inflation rate is -3 percent?

The price of TV today will be:

= $500 × (1 - 3%)^40

= $500 × (1 - 0.03)^40

= $500 × 0.97^40

= $500 × 0.29571

= $148

Therefore, the price of the tv will be $148

On November 1, 2015, Ybarra Construction Company issued $400,000 of 5-year bonds that pay interest at an annual rate of 5%. The interest payments are due every six months (that is, the interest is compounded semi-annually). At the end of the five-year period, Ybarra must pay the bond holders a balloon payment of $400,000. a. What would the issue price of the bonds be if the prevailing interest rate is: Round answers to the nearest whole number.

Answers

Answer:

the question is incomplete, but I can give two examples of interest rate being higher or lower:

For example, interest rate is 6%

PV of face value = $400,000 / (1 + 3%)¹⁰ = $297,637.57

PV of coupon payments = $10,000 x 8.5302 (PVIFA, 3%, 10 peridos) = $85,302

Market price = $382,939.57

Second example, interest rate is 4%

PV of face value = $400,000 / (1 + 2%)¹⁰ = $328,139.32

PV of coupon payments = $10,000 x 8.9826 (PVIFA, 2%, 10 peridos) = $89,823

Market price = $417,962.32

Consider the following production and cost data for two products, L and C: Product L Product C Contribution margin per unit $ 120 $ 112 Machine minutes needed per unit 10 minutes 8 minutes A total of 60,000 machine minutes are available each period and there is unlimited demand for each product. What is the largest possible total contribution margin that can be realized each period

Answers

Answer:

$840,000

Explanation:

Calculation to determine What is the largest possible total contribution margin that can be realized each period

First step

L =120/10

L= 12

C= 112/8

C= 14

Now let the largest possible total contribution margin

Largest possible total contribution margin C=112*( 60,000/8 )

Largest possible total contribution margin C= 112*7500 units

Largest possible total contribution margin C = $840,000

Therefore the largest possible total contribution margin that can be realized each period is $840,000

Mekia is in high school. She is thinking about possible career choices. Her guidance counselor gave her information about several career possibilities. Which best describes information she may read about the Human Services career cluster?

a) Human Services careers have an above average rate of increase in the number of jobs.
b)Human Services careers have an average rate of increase in the number of jobs.
c)Human Services careers have a below average rate of increase in the number of jobs.
d)Human Services careers have experienced no change in the number of jobs over the last couple of years.

Answers

Answer:

The statement that best describes the information she may read about the Human Services career cluster is:

a) Human Services careers have an above average rate of increase in the number of jobs.

Explanation:

The human services sector will add 257,700 jobs from 2014 to 2024.  This represents an increase of more than 10% and is mainly propelled by the increasing need for social services.

g The corporate charter of Imp Company authorized the issuance of 10 million, $1 par common shares. During 2021, its first year of operations, the company had the following transactions: January 1 sold 8 million shares at $15 per share June 3 purchased 2 million shares of treasury stock at $18 per share December 28 sold the 2 million shares of treasury stock at $20 per share What amount should the company report as additional paid-in capital in its December 31, 2021, balance sheet

Answers

Answer:

$116 million

Explanation:

Calculation of Additional Paid-in-Capital

Jan 1: 8 million*$14             $112 million

June 3: 2 million*$17         ($34 million)

Dec 28: 2 million*$19        $38 million

Paid-in-Excess capital      $116 million

So, the company should report $116 million as additional paid-in capital in its December 31, 2021, balance sheet.

Your firm can make a product in-house for $11.50 per unit using new production equipment which would cost $30,000. Your firm could alternatively purchase the same item for $16.25 per unit using a legal contract which will cost $2000 to create and negotiate. What is the approximate break-even point

Answers

Answer:

The indifference point is 5,895 units

Explanation:

Giving the following information:

In-house:

Unitary variable cost= $11.5

Fixed cost= 30,000

Buy:

Unitary variable cost= $16.25

Fixed cost= 2,000

To calculate the indifference point, we need to establish the total cost formulas for each option:

In-house:

Total cost= 30,000 + 11.5x

x= number of units

Buy:

Total cost= 2,000 + 16.25x

x= number of untis

Now, we equal both formulas and isolate x:

30,000 + 11.5x = 2,000 + 16.25x

28,000 = 4.75x

5,895 = x

The indifference point is 5,895 units

Bob is investing in a partnership with Andy. Bob contributes as part of his initial investment, Accounts Receivable of $120,000; an Allowance for Doubtful Accounts of $18,000; and $12,000 cash. The entry that the partnership makes to record Bob's initial contribution includes a Group of answer choices

Answers

Answer:

Credit to Bob, Capital for $114,000

Explanation:

Based on the information given the entry that the partnership makes to record Bob's initial contribution includes a CREDIT TO BOB, CAPITAL FOR $114,000 Calculated using this formula

Bob, Capital=Accounts Receivable-Allowance for Doubtful Accounts+Cash

Let plug in the formula

Bob, Capital=$120,000-$18,000+$12,000

Bob, Capital=$114,000

Scott is a 50% partner in the LS Partnership. Scott has a basis in his partnership interest of $84,000 at the end of the current year, prior to any distribution. On December 31, Scott receives an operating distribution of $9,000 cash and a parcel of land with a $21,000 fair market value and a $12,000 basis to the partnership. LS has no debt or hot assets. What is the amount and character of Scott's recognized gain or loss

Answers

Answer:

A. No gain or loss

B. Cash $9,000

Land $12,000

C. $63,000

Explanation:

A. Based on the information given he RECOGNIZES NO GAIN OR LOSS

B. Based on the information given his basis in the distributed property will be basis of $9,000 cash and basis of $12,000 land

C. Calculation to determine his ending basis in his partnership interest

Ending basis=$84,000 - $9,000 - $12,000

Ending basis =$63,000

Therefore his ending basis in his partnership interest will be $63,000

An organization takes active countermeasures to protect its systems, such as installing firewalls. This approach is known as _____________ .

Answers

Answer:

Risk reduction.

Explanation:

Risk management can be defined as the process of identifying, evaluating, analyzing and controlling potential threats or risks present in a business as an obstacle to its capital, revenues and profits.

This ultimately implies that, risk management involves prioritizing course of action or potential threats in order to mitigate the risk that are likely to arise from such business decisions. Also, it is considered to be the most important part of any organization or project.

A firewall is a network security protocol that monitors and controls inbound and outbound traffic based on set aside security rules.

Generally, a firewall is used to control access to a computer or network, as it creates a barrier between a computer or a network and the internet in order to protect against unauthorized access. It is a security system pre-installed on most computers to essentially inspect data being transmitted to or from a computer.

Furthermore, firewalls are typically bidirectional, it checks all sent and received data and only allow authorized traffic through.

Hence, when an organization takes active countermeasures to protect its systems, such as installing firewalls. This approach is known as risk reduction because it mitigates, minimizes or limits (reduces) the chances of its systems and data being circumvented or compromised by a hacker, intruder and third party.

On January 1, 2019, Cullumber Company had $1,000,000 of common stock outstanding that was issued at par. It also had retained earnings of $740,000. The company issued 35,000 shares of common stock at par on July 1 and earned net income of $390,000 for the year.

Required:
Journalize the declaration of a 14% stock dividend on December 10, 2020, for the following independent assumptions.
a. Par value is $10, and market price is $18.
b. Par value is $5, and market price is $20.

Answers

Answer:

a. Par value is $10, and market price is $19. b. Par value is $5, and market price is $20.

Explanation:

Zwick Company bought 21,500 shares of the voting common stock of Handy Corporation in January 2021. In December, Handy announced $201,500 net income for 2021 and declared and paid a cash dividend of $9.00 per share on all 207,500 shares of its outstanding common stock. Zwick Company's dividend revenue from Handy Corporation in December 2021 would be:

Answers

Answer:

$193,500

Explanation:

Calculation to determine what Zwick Company's dividend revenue from Handy Corporation in December 2021 would be

Using this formula

Dividend revenue =Voting common stock shares *Cash dividend

Let plug in the formula

Dividend revenue=21,500 shares x $9.00 per share

Dividend revenue = $193,500

Therefore Zwick Company's dividend revenue from Handy Corporation in December 2021 would be:$193,500

What might you expect to find out about people who are described as credit risks?

A) They are usually given a low interest rate.
B) They have a history of not making their payments on time.
C) They find it easy to get a loan from the bank.
D) They have a history of paying in full each month.

Answers

Answer:

its B!!

Explanation:

Other Questions
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