You have purchased a Guaranteed Investment contracts (GICs) from an insurance firm that promises to pay you a 5% compound rate of return per year for 6 years. If you pay $10,000 for the GIC today and receive no interest along the way you will get __________ in 6 years (to the nearest dollar).

$190 is the remaining balance.

The compensation a bank or other financial institution gives a depositor for keeping their money in a savings account is known as interest. By using the money placed to lend money to other customers, a bank effectively borrows money from its depositors.

You can't use accumulated interest until it is paid at the end of the period; it rises along with your interest earnings.

The details are as follows:

Interest rate = 3% annually.

Initial balance= $150

Equation: (E / 150) t = log1.03

Calculate E as 8 = log1.03 (E / 150).

E / 150 = (1.03) (1.03)

⁸\sE = (1.03)⁸ (150)\sE = 190 $

As a result, the final balance is $190.

To know more about earned interest visit:-

https://brainly.com/question/2241772

#SPJ4

The most common risks include injuries from manual handling, which account for over half of all reported tyre-related accidents; injuries from tools, which account for a quarter of incidents, notably from hand tools like tyre levers.

What is the most typical tyre problem?

The most frequent types of damage include rips, cuts, collisions, bulges, cracks, and asymmetrical wear.

What impact does a worn-out tyre have?

Tire wear increases the likelihood that air pressure will be lost, which affects a car's fuel efficiency, braking, and steering. Low pressure is a significant contributor to tyre blowouts, which increase the risk of a vehicle losing control.

To know more about damaged tyre, click here- brainly.com/question/20210222

#SPJ4

Information on the statement of cash flows helps users answer all of the following questions except b) why did the company invest in long-term assets?

In the field of business, information of cash flow can be described as the total revenue that you are spending or saving. Cash flows show the ways how you have spent your revenue.

It shows how changes were made in your cash balance based on the revenue that you brought in or used.  It shows all the places where the money by a person, a company or an organization was spent. It also shows the place from where the revenue was obtained.

However, through cashflows, we cannot determine the reasons for a company in a long-term investment.

Although a part of your question is missing, you might be referring to this question:

information on the statement of cash flows helps users answer all of the following questions except: multiple choice question.

a) why was there a change in the cash balance?

b) why did the company invest in long-term assets?

c) where does a company spend its cash?

d) how does a company obtain its cash?

To learn more about cash flow, click here:

https://brainly.com/question/10922478

#SPJ4

Vinyl is lightweight and useful for both indoor and outdoor applications, although it is prone to melting when used to cover hot things. Thus, the correct answer is Vinyl.

Vinyl is a man-made synthetic material, not a naturally occurring substance. It is a form of plastic manufactured from ethylene (a component of crude oil) and chlorine (found in regular salt). When both components are treated, they mix to make Polyvinyl Chloride resin, also known as Vinyl.

Vinyl is the most versatile material in the world, used to produce anything from food wrap to vehicle body components. Vinyl is made up of two simple building blocks: chlorine, which is derived from common salt, and ethylene, which is derived from crude oil.

To learn more about synthetic material, click

https://brainly.com/question/24357817

#SPJ1

The total amount of taxes withheld from the trey’s earnings is $3,510.14.

Trey Morgan's net pay will be amount remaining after deducting the FICA taxes for Social security and Medicare and the Federal income tax withheld.

The net pay is therefore:

= 4,538 - (4,538 * 6.2%) - (4,538 * 1.45%) - 680.70

= 4,538 - 281.356 - 65.801 - 680.70

= $3,510.14

Federal income tax is the income tax paid to the federal government. Income tax is determined by a schedule or table. The more you earn, the more you will end up paying. Federal income tax rates remain unchanged for the 2022 tax year at 10%, 12%, 22%, 24%, 32%, 35%, and 37%. However, the income limits for each class are adjusted slightly each year for inflation. Read on to learn more about the state income tax brackets for the 2022 tax year. Payroll taxes, which fund Social Security, Medicare, and unemployment benefits, are the second largest source of federal revenue, accounting for about one-third of total annual revenue.

Learn about federal income tax:

https://brainly.com/question/12217635

#SPJ4

A lottery where awards are given out to the victors from among those taking a chance. a decision made by a lottery.: a situation in which the conclusion appears to be determined by random.

At the Maryland Lottery headquarters in Baltimore, 1800 Washington Boulevard, winning tickets of any value may be cashed. Your ticket must be redeemed at the Lottery office if its value exceeds $25,000.

Fortunately, the shop is where you can pick up your reward money. Lottery shops are able to redeem all winning tickets for up to $600 in prizes. Cash, certified checks, cashier's checks, company checks, money orders, or any combination of these can be used by retailers to pay prizes.

To know more about Lottery please click here ; https://brainly.com/question/25007890

#SPJ4

Through partnerships with hundreds of other websites and social media platforms, the Display Ads reach viewers.

Online ads known as "display ads" include language, visuals, and a call to actions (CTA) that directs the user to a new website. Display ads are frequently seen at a website's top, sides, or on occasion even right in the middle of the content.

Advertising sales is a technique for luring a website's, social media platform's, or other digital medium's audience to take a particular action. These usually include text-based, image-based, or video advertisements that prompt readers to visit landing sites and take action.

To know more about Display Ads visit:

https://brainly.com/question/14631794

#SPJ4

Profitability is increasing, but so is the risk of default is the overall assessment would you provide the senior loan officer regarding ctek’s ability to repay a loan if granted.

The greatest danger of becoming a loan guarantor is the risk of loan payback. Yes, if the principal borrower fails to return the loan, the loan guarantor is considered a defaulter and must refund the debt on time. The loan provider may request that the loan guarantor return the outstanding loan on schedule. Adjustable-rate mortgages (ARMs) are a particularly risky choice for borrowers in less-than-ideal financial situations due to their fluctuating interest rates. In reality, in the wrong conditions, some fixed-rate mortgages might be troublesome. If your guarantor fails to pay, your landlord may sue them. Your landlord may wish to evaluate your guarantor's ability to pay rent in the same way that they have investigated your ability to pay rent.

To know more about risk visit:

brainly.com/question/7299838

#SPJ4

Recombinant DNA technology offers advantages over conventional breeding methods that cross species barriers and extend beyond domains.

In the context of network, the term "domain" can refer to both the structure of the internet and the organization of a company's network resources. A domain is typically a sphere of information or an area under one's control.

The physical address 198.102. 434.8, for instance, might be associated with the domain name example.com.  and are two further instances of domain names. Web addresses are significantly simpler to remember and type when they are identified by a domain name rather than a numeric IP address.

To know more about domain visit:

https://brainly.com/question/17201005

#SPJ4

From the early 1940's to until 1976, Las Vegas city had a virtual monopoly on the gaming entertainment business.

What was the name of the principal current gambling club?

The principal advanced gambling club, Il Ridotto, opened its entryways in Venice in 1638. History specialists think about this the world's most memorable club . Italian for "confidential room", Il Ridotto was opened to engage benefactors of the Venetian Festival. Requesting food and drink was required and there was a severe clothing regulation of caps and veils.

Is the biggest gaming income delivering city on the planet?

From that point forward, Macau has become referred to overall as the "Betting capital of the world" or "Monte Carlo of the East". Betting the travel industry is Macau's greatest wellspring of income, making up around half of the economy.

What was the principal gaming organization?

However Sanders Partners got the main patent for a computer game in 1964, gaming organization Magnavox bought the patent from them and started delivering computer game frameworks in the mid 1970s.

Learn more about Las Vegas here:

https://brainly.com/question/29489584

#SPJ4

There are numerous sources of information available. It can include books, articles from magazines and newspapers, countless Web sources, and data gathered from experiments and field research.

In general, internet web pages and documents provide useful information. While most online resources are data and educational in nature, any online support software can also be considered a resource.

The evaluation of internet resources is a critical phase in any research process. Finding reliable content should be a component of your research process.

To know more about gathering information visit the link

https://brainly.com/question/17641019

#SPJ1

The difference between the actual fixed overhead expense and the budgeted fixed overhead expense is known as the fixed overhead spending variance. An unfavorable variance indicates that real fixed overhead costs exceeded projections.

Since fixed overhead costs should be largely fixed (as their name suggests), the spending variation for fixed overhead should ideally not deviate significantly from the budget. A significant unfavorable variance, however, can result if the manufacturing process reaches a step cost trigger point where a brand-new expense must be incurred. Additionally, there may be some seasonality in fixed overhead costs, which could result in both positive and negative variances in specific months of the year but cancel each other out over the course of the entire year.

The level of production shouldn't affect this variance in any way besides the two previously mentioned instances.

Learn more about fixed overhead spending here: https://brainly.com/question/25801623

#SPJ4

Equilibrium in Free Trade: Large Country Case The equilibrium free trade price (PFT) and quantity traded (QFT), where QFT = XSUS (PFT) = MD Mex (PFT), are determined by the intersection of the U.S. export supply and Mexican import demand.

See "Depicting a Free Trade Equilibrium" in Figure 7.5.The price that brings together the demand for Mexican imports and the supply of American exports must be the free trade price, or PFT. The price that answers the algebraic problem XSUS(PFT)=MD Mex (PFT) is the free trade price.

Since SUS(PFT)DUS(PFT)=DMex(PFT)SMex(PFT) and SUS(PFT)+SMex(PFT)=DUS(PFT)+DMex(PFT), this also implies that global demand and supply are equal.

Equilibrium in Free Trade: Case of a Small Country The assumption of a small country states that the nation's imports constitute a very small portion of the global market—so small that even a complete reduction in imports would have no discernible effect on global demand for the product and, consequently, no effect on global prices.

To portray a deregulation harmony utilizing a commodity supply and import request outline, we should redraw the product supply bend considering the little nation suspicion. At the level of the world price, the assumption implies that the export supply curve is horizontal. For this situation, we call the bringing in country little. It views the world price as exogenous from the perspective of the small importer nation because it cannot influence it. From the exporter's point of view, it is willing to supply the importer with as much of the product as they need at the current global price.

To learn more about Equilibrium here

https://brainly.com/question/28527601

#SPJ1

All of the following are true statements about discussion-based exercises except they are used to validate a specific function in a single agency.

A resource is a piece of tangible property that people appreciate and need, like water, air, or land. Resources can be classified as renewable or nonrenewable; a renewable resource has an unlimited supply, whilst a nonrenewable resource has a finite supply.

For the following reasons, resources are essential for people: When employed as a raw material, resources provide for human necessities and comforts. A source of agricultural operations is natural resources, which increases the economic significance. Additionally, they offer employment possibilities.

To know more about Resources visit:

https://brainly.com/question/1503203

#SPJ4

To lessen the impact of rising federal spending, lower spending on defense and education while raising income and payroll tax rates.

Federal refers to the fact that there is a federal government as well as 50 state governments. A "republic" is a system of governance in which the people are the ultimate decision-makers but choose representatives to carry out their will.

The authority to levy taxes, control commerce, establish a uniform naturalization law, establish federal courts (subordinate to the Supreme Court), build and maintain a military, and declare war are only a few of the enumerated powers.

To know more about federal visit:-

https://brainly.com/question/12396203

#SPJ4

Professional paper declare shape (CMS-1500) is the correct answer here.

Original Medicare is the best-known example of an FFS plan. At your healthcare provider's office, you pay the full fee for each service till you've reached your every year deductible. (One exception: Wellness visits are free.) After that, the provider payments Medicare for each person service.

The three fundamental fee-for-service techniques of compensation are cost based, cost based, and prospective payment. Under cost-based reimbursement, the payer concurs to reimburse the company for the charges incurred in presenting services to the insured population.

Learn more about billing method here:

Answer:

If an individual benefits from the activities of an organisation but does not contribute to the organisation, it is known as the free rider problem.

Explanation:

A free rider is someone who wants others to pay for a public good but plans to use it themselves; if many people do this, the public good may never be provided.

The "free rider conundrum" is a market failure that occurs when consumers use resources, goods, or services without paying for them. If there are too many free riders, there could be an excess of resources, goods, or services. There would be a problem with free riders as a result. Typical illustrations of the problem with public goods (goods with non-excludable benefits).

Learn more about free rider problem visit: https://brainly.com/question/9878653

#SPJ4

Black company has net credit sales of $500,000, an asset turnover ratio of 3, an inventory turnover ratio of 5, and a receivables turnover ratio of 6.  the average collection period is 73 days

Collection period can also be calculated as =365 days/average receiving turnover ration=365/5=73 days. The average collection period is the length of time it takes for a company to obtain accounts receivable payments due from its clients (AR). To make sure they have enough cash on hand to cover their financial responsibilities, businesses employ the average collection period. For businesses that largely rely on receivables for their cash flows, the average collection period is a crucial number since it shows how well a company manages its accounts receivable. The amount of time it takes for a business to collect its accounts receivables is referred to as the average collection period.

Learn more about average from

brainly.com/question/16008873

#SPJ4

Behavior in which a dominant firm's pricing strategy is followed by other firms in the industry is called: price leadership.

The approach is a general plan to acquire one or more long-term or usual desires below situations of uncertainty. A method refers to a corporation's long-time period goals and how it plans to reach them. In other phrases, it shows the course to obtain the described imaginatively and prescient. A tactic refers to the particular actions taken to reach the set desires in line with the strategy.

A method describes how the ends (dreams) might be executed with the aid of the method (assets). the strategy may be supposed or can end up as a pattern of pastime as the business enterprise adapts to its environment or competes. It entails sports such as strategic making plans and strategic thinking.

Learn more about strategy here:

https://brainly.com/question/26389110

#SPJ4

The income statement approach to estimate bad debts uses the percentage of current year's credit sales.

Bad debt write-offs add allowances for bad debt accounts to the balance sheet accounts. This is then deducted from accounts receivable on the current balance sheet. The results are displayed as net receivables.

To learn more about bad debt expense visit:

https://brainly.com/question/15540319

#SPJ4

The coinsurance payment would be $20.The patient is accountable for a predetermined amount of the prescription cost under a percentage-based insurance plan, which is frequently expensive for specialty drugs.

Which four forms of payments are there?

Payments types

Cash is one of the most widely used payment options (bills and change).

These are bought with a personal check drawn on the buyer's account (US check). Debit Card: Using a debit card to make a purchase deducts money directly from the buyer's account.

Debit and credit cards have similar appearances.

Which form of payment?

Banknotes and coins (cash), deposits, and credit on an account with a financial institution or an equivalent entity that can be operated using payment instruments are all considered means of payment.

To know more about payment visit:

https://brainly.com/question/15136793

#SPJ4

Answer: c. standards, measurement, and comparisons

Explanation:

Control is the management function that provides standards, measurement, and comparisons. Thus the correct option is C.

Controlling is a management function that aids in obtaining desired results from employees at all organizational levels, including managers and subordinates. The goal of control is to make sure that activities are carried out in compliance with the specified standards.

Any type of irregularity is detected through controlling, and appropriate corrective measures are then put in place. This aids in closing the gap between expected and actual performance, hence assisting in the achievement of organizational goals.

By examining the corporate environment and looking for challenges and possibilities, the purpose of the management process is determined. Therefore, option C is appropriate.

Learn more about controlling, here:

https://brainly.com/question/8294397

#SPJ2

If the expected return on the market is 18%, the expected return on a stock with a beta of 1.2 is 20%, then the risk-free rate is 8%.

A stock, usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle its owners to a share of the company's assets and income in proportion to the number of shares they possess.

The term "stock" refers to the holder's interest in one or more corporations. A single share of ownership in a firm is referred to as a "share" in contrast. For instance, if X has stock investments, X may have a portfolio of shares from various companies.

To know more about Stock visit:

https://brainly.com/question/28663581

#SPJ4

The beta of the portfolio comprising of coke and wal-mart is 0.93.

Any collection of financial assets, such as cash, bonds, and stocks, is referred to as a portfolio. Portfolios may be handled by banks, hedge funds, other financial institutions, financial specialists, or individual investors.

According to the proportions of the investments in the portfolio, the beta of a portfolio is the weighted total of the betas of the individual assets.

Amount invested in Coke= $10,000 with beta 1.6

Amount invested in wal-mart= $20,000 with beta 0.6

We have to find beta of the portfolio containing both coke and wal-mart.

10,000+20,000=30,000

= 10,000/30,000*(1.6)

=1.6/3

=0.53

= 10,000/30,000*(.6)

=0.6/3

=0.4

0.53+0.4=0.93

Therefore, the beta of the portfolio is 0.93.

To know more about portfolio refer here:

https://brainly.com/question/17165367#

#SPJ4

In many parts of the world, sales of unauthorized videos of Hollywood movies cost the movie studios billions of dollars. When illegal copies of movies are made, Copyright is a form of intellectual property that has been appropriated.

What is Copyright?

The legal right of the owner of intellectual property is referred to as copyright. The right to copy is the simplest definition of copyright. The only people who have the sole right to reproduce a work are the original authors of that work and anyone to whom they grant permission.

For a specific period of time after which the copyrighted object enters the public domain, copyright law grants original material producers the sole right to continue using and duplicating their work. A work must be in physical form in order for copyright laws to protect it.

To know more about intellectual property refer:

https://brainly.com/question/17348419

#SPJ4

Compound interest is the interest on savings computed on both the initial principle and the interest earned over time.

We apply the formula

[tex]A=P(\frac{200+r}{200})^{4}\\ A=8000(\frac{207}{200})^{4} \\ A= 18360.36801[/tex]

Compounding accelerates the growth of money, and the bigger the number of compounding periods, the greater the compound interest. Compound interest is interest based on the original principle plus all prior periods' accrued interest. The power of compound interest is the ability to generate "interest on interest." Interest can be added at any time, from continuously to daily to yearly.

To know more about CI visit the link

https://brainly.com/question/20406888

#SPJ4

Integrating R&D and marketing department would help a company reduce the risk of developing products for which there is little or no demand.

Integration enables the sharing of current market data between the marketing and R&D departments. In order to develop products that are viable and increase market share while lowering the risk associated with launching a new product, R&D departments can consider the needs of their customers.

Research and development (R&D) is the process of creating new, better products and services that address the needs of your target market and customers. The likelihood of success is higher for companies with an R&D plan than without one.

To know more about R&D in marketing visit:

https://brainly.com/question/15707263

#SPJ4

The return on investment (ROI) of a business can be increased by

b. boosting sales

c. lowering operating costs

ROI, often known as return on investment, is a number that investors can use to evaluate their investments and compare how well one investment has performed to another. Sometimes a ROI calculation is supplemented with additional techniques when developing a business case for a particular project.

A higher ROI percentage indicates that a project's investment returns are larger than its costs. As a result, 40% ROI is calculated as 0.4 x 100. Ben is receiving a 40% return on his investment inside the project as a result of capital gains, which is a significant ROI percentage.

Learn more about return on investment (ROI): https://brainly.com/question/11913993

#SPJ4

The process of an economy adjusting from a recession back to potential GDP in the long run without any government intervention is known as fiscal policy.

The two essential examples of expansionary fiscal policy are tax cuts and multiplied government spending. both of those guidelines are intended to increase the mixture call for while contributing to deficits or drawing down budget surpluses.

Financial coverage is the manner by using which the government adjusts its spending and sales to persuade the broader financial system. by means of adjusting its stage of spending and tax sales, the authorities can affect the economic system by using both growing or lowering monetary interest inside the brief time period.

Learn more about fiscal policy. here https://brainly.com/question/6583917

#SPJ4

What impact do you anticipate this new leverage policy will have on Andrews ROE, assuming Sales, Profits, and Assets stay the same in the upcoming year?

The ROE of Andrews will rise.

Increase in financial leverage will increase in assets is more as proportionate to Equity.

ROE = Net income / Shareholder equity

If assets are increased, also there will be an increase in net income, while equity being same.

What is ROE?

The return on equity is a metric used to determine how profitable a company is in relation to its equity. ROE can also be viewed as a return on assets less liabilities because shareholder's equity can be calculated by adding up all assets and deducting all liabilities.

read more about ROE

https://brainly.com/question/26412251

#SPJ4