Banking customers employ credit cards to pay for a product or service without having money in the bank account.
The customers are entitled to pay the bank, in turn, the amount spent, and the credit card charges within the stipulated period.
Calculating the maximum loan amount on a new credit card:
Interest paid on a current credit card each month is equal to the balance x the annual interest rate, which works out to $25,000 x 15% x 12 months, or $312.5.
Monthly interest rate for a new credit card equals the annual interest rate for a new credit card (12 =12%/12 =1%).
Borrowable amount on new credit card = Monthly interest paid on current credit card + Monthly interest rate on new credit card = 312.5/1% = $31250
$31,250 is the maximum loanable amount when using a new credit card.
Calculation of the current credit card's monthly interest rate:
Current credit card monthly interest rate = Annual interest rate/12 =15%/12 =1.25%
Calculating the current credit card's interest payment:
Interest paid on a current credit card each month is equal to the balance x the annual interest rate, which works out to $25,000 x 15% x 12 months, or $312.5.
Calculating the monthly interest rate on a new credit card:
Monthly interest rate on a new credit card equals the annual interest rate on a Few credit card (12 =12%/12 =1%).
Calculation of potential extra borrowing with a new credit card:
Amount that can be borrowed extra is equal to a new credit card's limit.
Debt = $31,250 x ($25,000) = $6,250
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review waste management’s consolidated balance sheet as of december 31, 1996. identify accounts whose balances were likely based on significant management estimation techniques. describe the reasons why estimates were required for each of the accounts identified.
They made use of assessments for equipment and vehicles, landfill costs, expenses, and money in excess of billings - capitalization of losses.
Estimate the allowance for doubtful accounts so they affect the amount of employee receivables that is due. Estimate the allowance for uncollectible employee receivable. Management must determine usable life and salvage values due to accumulated depreciation.
The projected value of the subsidiary's assets and liabilities forms the basis for goodwill.
Assets attributable to ceased operations residual value and useful life predictions.
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To measure system performance, companies use ____ testing, which uses a set of standard tests on one system to compare its performance and capacity to that of other systems.
benchmark
To measure system performance, companies use benchmark testing, which uses a set of standard tests on one system to compare its performance and capacity to that of other systems.
Benchmark testing provides a standard against which goods and services can be evaluated. It measures a repeatable set of quantifiable findings. Benchmark testing findings are used to compare current and upcoming software releases to their corresponding benchmarks.
A benchmark needs to be attainable again. For instance, system performance must be benchmarked if response times fluctuate too significantly between each iteration of the load test. Despite varying load circumstances, response time must remain constant.
A benchmark needs to be measurable. For instance, while the user experience cannot be measured numerically, the amount of time a user spends on a website as a result of strong UI can.
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an investment that cost $30,000 provided annual cash inflows of $9,000 per year for five years. the desired rate of return is 10%. the internal rate of return from the investment is: (pv of $1 and pva of $1)
$4.117.2
Year Cash flow PVF at 10% PV of Cashflow ($30,000)
0 $30,000 1.00 ($30,000)
1-5 $9,000. 3.7908. $34.117.2
NPV $4.117.2
So Internal rate of return is greater than desired return
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For financial reporting, Clinton Poultry Farms has used the declining-balance method of depreciation for conveyor equipment acquired at the beginning of 2018 for $2,688,000. Its useful life was estimated to be six years with a $192,000 residual value. At the beginning of 2021, Clinton decides to change to the straight-line method. The effect of this change on depreciation for each year is as follows:
($ in thousands)
Year Straight-Line Declining Balance Difference
2018 $ 416 $ 896 $ 480 2019 416 597 181 2020 416 398 (18 ) $ 1,248 $ 1,891 $ 643
Here depreciation expense and accumulated depletion can be up to 202,000.
The book value of the equipment at beginning of 2021 is = Original cost - Accumulated depreciation under declining balance method till 2020
The book value of the equipment at beginning of 2021 is
= (2688000-1891000)
The book value of the equipment at beginning of 2021 is = S 797,000/.
The remaining useful life of the equipment is = 3 years
Residual value = S 192,000/.
Book value as of 2021 is to be depreciated using the straight-line method.
Resultant annual depreciation under the straight-line method is
= (797000-192000)/3 = S 201,667
Nearest thousands value sis S 202,000/.
Journal entry:
Date Accounts Title & Explanation Debit Credit
2021 Depreciation expenses 202,000
To Accumulated Depredation 202,000
A change in depreciation method is considered a change in accounting estimate resulting from a change in accounting principle which needs to be effected prospectively over the remaining useful life.
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which of the following would be considered in a cost-benefit analysis to decide if a person should cycle to work or ride the subway? (i) the air pollution that the cyclist has to breathe. (ii) the cost of subway tickets. (iii) the time it takes to cycle to work versus the time it takes to ride the subway to work. (iv) the cost per gallon of gasoline. (i), (ii), (iii) and (iv) (i), (ii) and (iii) (i), (iii) and (iv) (i), (ii), and (iv)
To determine if a someone should cycle to business or take the subway, a cost-benefit analysis would take the price of subway tickets into account.
What do mean by cost?Throughout business, research, retail, or accounting, a cost is the value of money that was used to create something or deliver a service and is now not usable. While calculating a purchase price, all sum of the acquisition's costs is taken into account.
What is cost Action?An diverse research network called a COST Action brings scientists and entrepreneurs together to study a particular subject for four years. Academic researchers frequently participate in COST Actions,
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jerry wants to produce rectangular boxes. each box will have a brass bottom, platinum plated sides and a gold plated top, and each box will have a volume of 500 cubic inches. the costs of the materials are
Jerry wants to produce square bins. each box may have a brass bottom, platinum plated aspects and a gold plated pinnacle, and each box can have a quantity of 500 cubic inches. the fees of the materials are We should discover the value surface place.
In manufacturing, research, retail, and accounting, a prices is the cost of money that has been used up to supply a few component or deliver a service, and consequently isn't to be had to be used anymore. In business, the price can be one in all acquisition, in which case the amount of coins expended to accumulate it's miles counted as expenses .
Charges are the quantities that a commercial enterprise incurs as a way to make goods and/or offer offerings. fees are crucial to business employer due to the reality they: Are the component that drains away the earnings made through a business enterprise. Are the difference among making an awesome and a terrible earnings margin.
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It's the beginning of an operational period. The Operations Section Chief is meeting with all tactical resources to present the plan for the next operational period to all tactical resources.
Section -evel briefing
The Operations Section Chief facilitates the Section -level briefing, which follows a predetermined agenda. The following items are typical of a briefing:
The Chief of the Planning Section reviews the agenda and facilitates the briefing.The Incident Commander or Planning Section Chief presents or confirms incident objectives.The Planning Section (Situation Unit Leader) provides current situation information.The current Operations Section Chief provides an update on the section's status and accomplishments.The incoming Operations Section Chief is in charge of Division and Group work assignments and staffing for the upcoming operational period.The Logistics Section Chief provides transportation, communication, and supply updates.The Public Information Officer answers questions about public information.Any interagency information is briefed by the Liaison Officer.To learn more about Section -level briefing,please refer:
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u.s.-based companies should turn to the for the most comprehensive source of export information. multiple choice bureau of economic analysis department of commerce department of the treasury economic adjustment office domestic policy council
U.S.-based companies should turn to the department of commerce for the most comprehensive source of export information.
The Department of Commerce works with businesses, universities, communities, and the Nation's workers to promote job creation, economic growth, sustainable development, and improved standards of living for Americans. The Department of Commerce was originally created as the US Department of Commerce and Labor on February 14, 1903. It was subsequently renamed the Department of Commerce on March 4, 1913, as the bureaus and agencies specializing in labor were transferred to the new Department of Labor.
The Department of Commerce is committed to helping U.S.Companies plan, develop and execute international sales strategies necessary to succeed in today's global export marketplace through the International Trade Administration.
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A cpa who is associated with the financial statements of an issuer, but has not audited or reviewed such statements, should group of answer choices insist that they be audited or reviewed before publication. Read them to determine whether there are obvious material misstatements. State these facts in the accompanying notes to the financial statements. Issue a compilation report
The CPA would Read them to see if there are any blatant material omissions. ( Option b )
- A CPA, or Certified Public Accountant, is a dependable financial counselor who assists people, companies, and other organizations in making financial plans and achieving their objectives.
- CPAs are regarded as subject-matter authorities by the government due to high standards. As a result, CPAs are considered to be more competent in performing accounting tasks and are permitted to carry out tasks that other accountants cannot, such as preparing audited financial statements.
- An income statement, balance sheet, and/or statement of cash flows that is provided along with an audit report by a certified public accountant is known as a certified financial statement. The auditor certifies the financial statement's accuracy in the audit report.
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jen logan bought a home in iowa for $110,000. she put down 20% and obtained a mortgage for 30 years at 512% . what are jen’s monthly payment and total interest cost of the loan?
The monthly payment is $499.65 and total interest cost is $91874.
What is Interest?The fee you pay to borrow the money or the fee you charge to lend money is called interest. The most common way to represent interest is as a yearly percentage of the loan amount. The interest rate just on loan is known as this percentage.
The amount that a lender charges a borrower for the use of assets on top of the principle is known as the interest rate. The money generated from a deposit account at a bank or credit union is likewise subject to an interest rate.
P= 110000* (1-20%)= 88000
r= 5 1/2 ÷12 = 11/2400
n = 30 ×12 = 360
m= $499.65
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think about an organization you are familiar with. on the basis of the dimensions of ocp, how would you characterize its culture?
The OCP (organizational culture profile) framework's dimensions include regard for its workforce, a focus on teams, innovation, stability, and outcome orientation, among others.
It is a well-known retailer of consumer electronics in North America. The business operates brick-and-mortar or physical businesses throughout the area and also frequently engages in internet business. These qualities are in line with the company's culture. It does, however, lean more toward a culture that values results. An organization has an outcome-oriented culture when it places a strong emphasis on holding managers and employees responsible for their success and paying them according to their output.
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maryland broker joseph tells his client that a property is zoned as residential, even though he knows it's zoned as commercial. this violation is an example of .
This violation is an example of making a substantial and willful misrepresentation.
No matter the size of the transaction, misrepresentation is a basis for contract breach because it only applies to statements of fact, not opinions or predictions.
Misrepresentations are false statements of truth that have an impact on another party's decision regarding a contract and can, in some cases, cause the other party to seek damages.
There are three different kinds of misrepresentations: innocent, negligent, and fraudulent, each of which has a different set of penalties.
A falsehood or willful fabrication that has an impact on a home's or property's market value is referred to as misrepresentation in real estate. The misrepresentation of a property's square footage is a typical example of this.
A buyer can frequently file a lawsuit for misrepresentation even after a purchase has been completed because sales prices are frequently dependent on square footage.
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which of the following is true? question content area bottom part 1 a. ideal standards are based on currently attainable conditions. b. practical standards are based on ideal conditions. c. a standard cost is the budgeted cost for one unit. d. standards should never be updated.
c. a standard cost is the budgeted cost for one unit.
Standard cost is an estimated cost that the firm decides is appropriate for the production of the goods and services or for operating under typical conditions. The company derives this cost through historical data analysis or from time and motion studies. The corporation uses these pre-determined expenses as the target costs when comparing them to actual costs; the difference is the variation.
The resulting variance is then used by the management of the company to identify and address the root cause, generate additional projections for the upcoming years, and make business-related decisions. Because of how frequently the situation changes and how many unpredictable factors are involved, it almost always differs from the actual costs.
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madd, aa, and sadd are examples of: a. workplace-based drug education programs. b. voluntary health agencies. c. state education programs. d. none of these are correct.
Madd, aa, and Sadd are examples of: b. voluntary health agencies. An organization that offers assistance or services to people, groups, or nations and is made up of volunteers or runs with their help.
Over 100,000 community health workers work for the Voluntary Health Association of India (VHAI), a non-profit organization that has been active in India for more than 40 years. It has 24 State Voluntary Health Associations as members. The goal of voluntary health agencies, often known as patient advocacy groups, is to improve and safeguard the health of a particular population group or to fight a certain illness, disability, or collection of illnesses and disabilities. Trade associations, trade unions, intellectual societies, professional associations, and environmental organizations are typical examples. There are 333 charities close to India. Generally speaking, a voluntary organization works to strengthen civil society. In the end, the members are the owners, but unlike owners of for-profit businesses, they accept responsibility for programs to address social needs even when they don't personally benefit financially from them.
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according to the video, what does not occur when a quota is imposed on a market that currently has free trade internationally?
When a quota is imposed on a market that currently has free trade internationally consumer surplus increases.
-goods that were previously more expensive can now be bought from overseas companies for less, boosting consumers' purchasing power and enabling them to stretch their income farther.
-goods they can make at lower relative costs can now be offered at greater prices in international markets, enhancing producers' profits in the process.
What is a Consumer Surplus?
When consumers pay less than they are willing to pay for a good or service, this is known as a consumer surplus. It's a gauge of the extra gain that consumers experience as a result of paying less than they would have otherwise.
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what disaster recovery planning tool can be used to protect an organization against the failure of a critical software firm and provide appropriate support for their products?
Systems and components with redundancy guard against the failure of a single piece of hardware.
An organization's official disaster recovery plan (DRP) outlines in great detail how to handle unanticipated catastrophes including natural disasters, power outages, cyberattacks, and other disruptive occurrences. The plan includes measures for reducing the effects of a disaster, assisting a company in promptly resuming crucial operations or carrying on as usual.
Disruptions may result in lost sales, harm to a company's reputation, and disgruntled clients. The possible negative business impact increases with recovery time. Regardless of the cause of the disruption, a solid DRP facilitates quick recovery.
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the risk-free rate is 6%, and the expected return on the market is 18%. what is the expected return on a stock with a beta of 1.3?
The risk-free rate is 6%, and the expected return on the market is 18% and the is the expected return on a stock with a beta of 1.3 is 21.6%.
The risk-free rate is that the rate of come back offered by an investment that carries zero risk. each investment plus carries some level of risk, but tiny, that the safe rate are some things of a theoretical idea. In observe, it's thought-about to be the charge per unit paid on short-run government debt.
If a stock's beta worth is 1.3, it means, on paper this stock is half-hour a lot of volatile than the market. Beta calculation is finished by multivariate analysis that shows security's response therewith of the market.
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Describe the history of legislation regarding the protection of intellectual property.
Based on a historical perspective, the history of legislation regarding the protection of intellectual property started around the 17th and 18th centuries, particularly with the Statute of Monopolies in 1624.
What is Intellectual PropertyIntellectual Property is a term that is used to describe the group of property that comprises intangible creations of the human intellect which come in various kinds.
The history of legislation regarding the protection of intellectual property can be traced to the Statute of Monopolies in 1624 and the British Statute of Anne in 1710.
Historically, in the United States, the term Intellectual property was first used term in October 1845 Massachusetts Circuit Court in the patent case of Davoll et al. v. Brown, whereby Justice Charles L. Woodbury wrote that "only in this way can we protect intellectual property, the labors of the mind, productions and interests are as much a man's own ... as the wheat he cultivates or the flocks he rears."
Hence, in this case, it is concluded that the legislation regarding the protection of intellectual property started around the 17th century.
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hassan is a student who received a coupon to buy pizza from pizza house at $4 off the regular price. students at hassan's school seem to receive the coupons frequently. which of the following is an assumption that the owners of pizza house are making about students at hassan's school? they are price-sensitive. their demand for pizza is highly inelastic. their marginal benefit from pizza is very high. they have a high reservation price for pizza.
Student Hassan was given a voucher from Pizza House for a $4 pizza at regular pricing. Coupons are frequently given out to Hassan's students. The pizza shop owners assume that the children at Hassan's school are price sensitive.
The level to which a product's price influences customers' purchase decisions is known as price sensitivity. In general, it has to do with how demand shifts in response to changes in product costs.
If shoppers can quickly evaluate the numerous choices on the market, they will be more price sensitive. Consumers become extremely price-sensitive when they can find a comparable replacement for a given good or service at a lower cost.
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because an audit in accordance with generally accepted auditing standards is influenced by the possibility of material errors, the auditor should conduct the audit with an attitude of
The auditor should conduct the audit with an attitude of misstatements.
An auditor is a person or a company appointed by way of an employer to execute an audit. to act as an auditor, a person has to be licensed by means of the regulatory authority of accounting and auditing or own positive unique qualifications.
The function of the auditor or reviewer is to give a professional and impartial on these economic statements. The evaluation or audit of an affiliation's monetary report can make sure more accountability to the contributors and offer a warranty that every one finances acquired by means of the business enterprise had been successfully accounted for.
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which personal fitness trackers are widely available in the us they are scarcely available in international market given the increasing awareness of a healthy lifestyle a product such as fitbit in international market
A product such as Fitbit in international markets is likely to have a greater value that is option A is correct.
With the increase in awareness among people regarding healthy lifestyle and increasing health consciousness, people are starting to use the various technologies available in the market to help them measure their health. The increase in the number of Fitness trackers enable the consumer to track their heart rate, number of steps, calories intake, etc. Fitbit is widely available in the US market but its international market availability is quite low but when it will be introduced in the international market more and more people will be eager to buy the product as they are in search of such technology in order to keep them fit.
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Complete Question:
While personal fitness trackers (such as Fitbit) are widely available in the U.S., they are scarcely available in international markets. Given the increasing awareness of a healthy lifestyle, such products satisfy an unmet need. A product such as Fitbit in international markets
A. is likely to have greater value.
B. will have to be priced relatively low.
C. will see a decrease in sales volume.
D. is not suited to that particular market.
E. will fail to make a profit.
laws passed in the late 1990s restricted the activities of financial firms to narrowly defined services they could provide, prompting the financial crisis of 2007 and 2008. group of answer choices true false
True - laws passed in the late 1990s restricted the activities of financial firms to narrowly defined services they could provide, prompting the financial crisis of 2007 and 2008.
Finance is the take a look at and subject of money, forex and capital assets. it's far associated with, however no longer synonymous with economics, the look at of manufacturing, distribution, and intake of money, property, items and services (the area of monetary economics bridges the 2). Finance sports take region in economic systems at various scopes, thus the sector can be kind of divided into private, corporate, and public finance.
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in the economy of ukzten in 2010, gdp was $8000, consumption was $5000, investment was $3,000, government spending was $1500, and exports were $200. what were ukzten’s imports?
If in the economy of ukzten in 2010, gdp was $8000, consumption was $5000, investment was $3,000, government spending was $1500, and exports were $200. The ukzten’s imports is: 1700.
How to find the ukzten’s imports?Given data:
Gdp= $8000
Consumption =$5000
Investment =$3,000
Government spending =$1500
Exports =$200
Let x represent the ukzten’s imports
5000 + 1500 + 3,000 + (X+200) = 8000 X
9700 =8000 X
X = 9700 -8,000
X = 1,700
Therefore we can conclude that the import is 1700.
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identify which way the labor supply curve would shift under the following scenarios. a. a country experiences a huge influx of immigrants who are skilled in the textile industry. multiple choice 1 right no shift. movement along the labor supply curve. left b. wages increase in an industry that requires similar job skills.
The labor supply curve would shift towards the left curve. ( Option b )
- The labor supply curve shows how many hours employees would be willing to work for various pay rates. Employees will typically be more willing to put in longer hours when their pay is higher. The labor supply curve moves to the right as the labor supply grows.
- It demonstrates the connection between labor supply and wage rates. Examples of labor supply curves include the market labor supply curve and the individual labor supply curve.
- According to widely accepted economic theories, the labor supply is the total number of hours (adjusted for effort intensity) that employees would like to work at a specific real wage rate.
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the u.s. department of interior is planning to build a dam and construct a hydroelectric power plant. in addition to producing electric power, this project will provide flood control, irrigation, and recreational benefits. the estimated benefits and
Alternative C is the best alternative because of its better ratio than alternative A and B.
Following shows the value of Benefit cost ratio for each alternative:
Alternative A =1.45
Alternative B =1.46
Alternative C = 1.59
Thus, from the above table Alternative C is the best alternative.
What is an appropriate benefit-to-cost ratio?
The benefit-cost ratio, which expresses the ratio as a decimal, aids in summarising the link between a project's expenses and benefits. The advantages outweigh the costs if the ratio is higher than 1.0. The expenses are greater than the benefits if the ratio is less than 1.0.
An indicator called a benefit-cost ratio is used in cost-benefit analysis to try and sum up the overall value for money of a project or proposal. A project's or proposal's BCR is the ratio of its benefits, expressed in monetary terms.
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a store is selling two mixtures of nuts in 20-ounce bags. the first mixture has 15 ounces of peanuts combined with five ounces of cashews, and costs $6.00. the second mixture has five ounces of peanuts and 15 ounces of cashews, and costs $8.00. how much does one ounce of peanuts and one ounce of cashews cost? question 9 options: $0.20 for peanuts and $0.60 for cashews $0.45 for peanuts and $0.25 for cashews there is no solution. $0.25 for peanuts and $0.45 for cashews
One ounce of peanuts costs $0.15, but one ounce of cashews costs $0.40. (Option B)
How do you calculate one ounce of peanuts and cashews?Two nut combinations are available in 20-ounce packages at a retailer.
The first batch, which weighs 15 ounces of peanuts and 5 ounces of cashews, costs $4.25.
The price of the second blend, which contains 15 ounces of cashews and five ounces of peanuts, is $6.75.
Let the price per ounce of cashews and peanuts be x and y, respectively. After that, we have
15x + 5y = 4.25...1
5x + 15y = 6.75 ...2
We arrive at x = $ 0.15 and y = $ 0.40 by solving equations 1 and 2.
So, one ounce of cashews costs $0.40, but one ounce of peanuts costs $0.15.
What is the linear system?When the degree of the variable in the equation is 1, the system is said to be linear. One, two, or more than two variables could be present.
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Glven the following information, the standard deviation is $ ______ (Round up to the largest whole number) Outcome Probability of the Outcome $500 .3 $1,000 .6 $1,300 .1
The standard deviation is $500.3 (Round up to the largest whole number)
A wellknown deviation (or σ) is a measure of how dispersed the data is in relation to the mean.
Low wellknown deviation potential facts are clustered round the mean, and excessive fashionable deviation shows information are greater unfold out.
Why is it referred to as trendy deviation?The name "standard deviation" for SD got here from Karl Pearson. I would bet no extra than that he desired to propose it as a general measure. If anything, I guess that references to standardization either are independent or themselves allude to SD.
Why is wellknown deviation used?Using the popular deviation, statisticians may additionally decide if the facts has a normal curve or different mathematical relationship. If the records behaves in a everyday curve, then 68% of the data factors will fall inside one preferred deviation of the average, or mean, facts point
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https://brainly.com/question/475676#SPJ4Which of the following is true of maquiladoras?They discourage foreign businesses from outsourcing.They assess tariffs only on the value-added work done.They originated in China.None of theseAll of these
They assess tariffs only on the value-added work done is true of maquiladoras.
Due to the fact that maquiladoras permit companies to operate duty- and tariff-free, tariffs are only assessed on the value-added work completed. A Mexican assembly facility known as a maquiladora is one that imports goods duty- and tariff-free.
A firm that permits factories to be mostly duty- and tariff-free is known as a maquiladora or maquila. These factories take raw materials, put them together, make something out of them, or process them, then export the finished item.
A tariff is a levy imposed on the import or export of products by the government of a nation or by a supranational union.
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the privilege of moving funds from one fund to another within the same family without paying a commission is known as the
The privilege of moving funds from one fund to another within the same family without paying a commission is known as the exchange privilege.
Also referred as conversion privilege
What is exchange privilege?
Exchange privilege is the right granted to shareholders of mutual funds to switch their investment from one fund to another within the same fund family.Investors who use the exchange privilege within a fund family can adjust their investment strategy in accordance with the state of the market and typically benefit from the numerous funds provided by the mutual fund firm.There might be some exchange costs or capital gains taxes, though the former is often quite little.This advantage enables investors to switch funds without paying additional sales fees as their investing objectives alter. Likewise known as conversion privilege.
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gion company is considering eliminating its windows division, which reported a loss for the prior year of $88,000 as shown below. segment income (loss) sales $ 1,113,000 variable costs 978,000 contribution margin 135,000 fixed costs 223,000 income (loss) $ (88,000) if the windows division is dropped, all of its variable costs are avoidable, and $144,950 of its fixed costs are avoidable. the impact on gion’s operating income from eliminating this business segment would be:
Answer:
Explanation:
i need help
On this
The impact on Gion’s operating income from eliminating this business segment would be an $8,000 increase.
What does operational income mean?Operating income is the adjusted revenue of a business after all operating costs and depreciation have been taken into account. The charges incurred to maintain the operation of the business are known as operating expenses.
Is cash a form of operating revenue?The cash that a company brings in through its main operations is known as operating cash flow. In most cases, a company's operational income and net operating income are the same. Even though the two terms occasionally diverge, operating income is frequently referred to as earnings before interest and taxes (EBIT).
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