You are planning to retire 40 years from now. If your retirement account pays an annual rate of 6% compounded monthly and you start making a monthly contribution of $400 a month today, how much will you have when you retire in 40 years

Answers

Answer 1

Answer:

  $800,579.28

Explanation:

The sum of the monthly payments can be found by the "annuity due" formula:

  A = P(1 +n/r)((1 +r/n)^(nt)-1)

where P is the monthly deposit, r is the annual interest rate, n is the number of times per year it is compounded, and t is the number of years.

For this problem, we have ...

  A = $400(1 +12/.06)(1(1 +.06/12)^(12·40)-1) = $400(201)(1 -1.005^480 -1)

  A = $800,579.28

The account balance after 40 years will be $800,579.28.


Related Questions

You find a zero coupon bond with a par value of $10,000 and 29 years to maturity. The yield to maturity on this bond is 5.1 percent. Assume semiannual compounding periods. What is the price of the bond

Answers

Answer:

The price of the bond is $2,321.30

Explanation:

In this question, we are concerned with calculating the price of the bond.

We can calculate this mathematically by using the formula below;

Price of bond = P ÷ (1 + r/n)^nt

where P = par value of coupon bond = 10,000

r is the interest rate = 5.1% = 5.1/100 = 0.051

n = number of times yield to maturity is compounded. Since it is semi-annually, it means it is twice per year and thus, n = 2

t is the number of years to maturity = 29 years

Plugging these values into the equation above, we have

Price of bond = 10,000 ÷ (1 + 0.051/2)^(2)(29)

Price of bond = 10,000 ÷ (1.0255)^58

Price of bond = $2,321.30

The Kirkland Department of Delta Company began the month of December with beginning work in process of "4,000" units that are "100%" complete as to materials and "30%" complete as to conversion costs. Units transferred out are "10,000" units. Ending work in process contains "5,000" units that are "100%" complete as to materials and "60%" complete as to conversion costs.
InstructionsCompute the equivalent units of production for materials and conversion costs for the month of December.

Answers

Answer:

Instructions are below.

Explanation:

Giving the following information:

December with beginning work in process of 4,000 units that are 100% complete as to materials and 30% complete as to conversion costs. Units transferred out are "10,000" units.

Ending work in process contains 5,000 units that are 100% complete as to materials and "60%" complete as to conversion costs.

To calculate the equivalent units, we need to use the following structure:

Beginning work in process = beginning inventory* %incompleted

Units started and completed = units completed - beginning WIP

Ending work in process completed= Ending WIP* %completed

=Number of equivalent units

Direct  material:

Beginning work in process = 0

Units started and completed = 10,000

Ending work in process completed= 5,000

= 15,000 units

Conversion costs:

Beginning work in process = 4,000*0.7= 2,800

Units started and completed = 10,000 - 2,800= 7,800

Ending work in process completed= 5,000*0.6= 3,000

= 13,600 units

The equivalent units of production for materials and conversion costs  is 15,000 units and 13,600 units

Calculation of equivalent units:

For Direct  material:

Beginning work in process = 0

Units started and completed = 10,000

Ending work in process completed= 5,000

Equivalent units = 15,000 units

For Conversion costs:

Beginning work in process = 4,000*0.7= 2,800

Units started and completed = 10,000 - 2,800= 7,800

Ending work in process completed= 5,000*0.6= 3,000

Equivalent units = 13,600 units

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7. Identifying costs of inflation Bob manages a grocery store in a country experiencing a high rate of inflation. He is paid in cash twice per month. On payday, he immediately goes out and buys all the goods he will need over the next two weeks in order to prevent the money in his wallet from losing value. What he can't spend, he converts into a more stable foreign currency for a steep fee. This is an example of the of inflation.

Answers

Answer:

Shoe-leather Costs.

Explanation:

In this scenario, Bob manages a grocery store in a country experiencing a high rate of inflation. He is paid in cash twice per month. On payday, he immediately goes out and buys all the goods he will need over the next two weeks in order to prevent the money in his wallet from losing value.

What he can't spend, he converts into a more stable foreign currency for a steep fee. This is an example of the Shoes-leather costs of inflation.

A Shoe-leather costs refers to the costs of time, energy and effort people expend to mitigate the effect of high inflation on the depreciative purchasing power of money by frequently visiting depository financial institutions in order to minimize inflation tax they pay on holding cash.

Metaphorically, it ultimately implies that in order to protect the value of money or assets, some people wear out the sole of their shoes by going to financial institutions more frequently to make deposits.

Hence, Bob is practicing a shoe-leather cost of inflation so as to reduce the nominal interest rates.

Nelly is creating an executive committee in a large corporation in order to decide how to open a new subsidiary. The committee has representation from the sales, information technology, general management, and warehouse departments. She feels unsure whether to include someone from the accounting department because she thinks that accountants focus only on taxes and do not have much management expertise. What would you suggest

Answers

Answer: Accountants do much more than taxes and often participate in executive committeesbecause of their financial perspective. This committee should include someone from the accounting or finance department.

Explanation:

The options to the question are:

a. Accountants usually do not work on strategy or planning, so the executive committee doesnot need a representative from the accounting department.

b. Accountants will not help the executive committee. The committee does not need arepresentative from the accounting department.

c. Accountants do much more than taxes and often participate in executive committees because of their financial perspective. This committee should include someone from the accounting or finance department.

From the question, we are informed that Nelly is creating an executive committee in a large corporation in order to decide how to open a new subsidiary and that she is unsure whether to include someone from the accounting department because she thinks that accountants focus only on taxes and do not have much management expertise.

I would suggest that she needs to include an accountant. Accountants do much more than just taxes. She needs someone from the finance or accounting department that will help in the communication, and processing of every financial details regarding the company or whatever they intend doing. For every executive committee, the role of accountants cannot be understated as they participate in executive committees due to their financial perspective on certain issues.

The aim of every organization is cost minimization and profit maximization and an accountant can help in achieving these aims.

Find the expected return for Jackson Corporation. Round to the nearset hundredth percent. Answer in the percent format. Do not include % sign in your answer (i.e. If your answer is 4.33%, type 4.33 without a % sign at the end.)

Answers

Question:

Jackson Corporation has expected return of 12% during recession, 20% during normal, and 40% during boom state of economy. Probability of recession, normal and boom states of economy is 0.25, 0.50, and 0.25 respectively. Find the expected return for Jackson Corporation. Round to the nearset hundredth percent. Answer in the percent format. Do not include % sign in your answer (i.e. If your answer is 4.33%, type 4.33 without a % sign at the end.)

Answer:

23.00

Explanation:

Given:

For Jackson Corporation:

Expected return during recession = 12%

Expected return during normal = 20%

Expected return during boom = 40%

For Economy:

Probability of recession = 0.25

Probability of normal = 0.50

Probability of boom = 0.25

Required:

Find the expected return for Jackson Corporation.

To find expected return, use the expression below:

Expected return = (Probability of Recession * Returns at Recession) + (Probability of Normal * Returns at Normal) + (Probability of Boom * Returns at Boom)

Using the expression above, expected return for Jackson corporation will be calculated as:

Expected return = (25×12%)+(0.50×20%)+(0.25×40%)

= 3 + 10 + 10

= 23%

Expected return for Jackson corporation is 23.00

Hitzu Co. sold a copier (that costs $4,500) for $9,000 cash with a two-year parts warranty to a customer on August 16 of Year 1. Hitzu expects warranty costs to be 6% of dollar sales. It records warranty expense with an adjusting entry on December 31. On January 5 of Year 2, the copier requires on-site repairs that are completed the same day. The repairs cost $114 for materials taken from the repair parts inventory. These are the only repairs required in Year 2 for this copier. Based on experience, Hitzu expects to incur warranty costs equal to 4% of dollar sales. It records warranty expense with an adjusting entry at the end of each year.

Required:
a. How much warranty expense does the company report in 2015 for this copier?
b. How much is the estimated warranty liability for this copier as of December 31, 2015?
c. How much warranty expense does the company report in 2016 for this copier?
d. How much is the estimated warranty liability for this copier as of December 31, 2016?

Answers

Answer:

Explanation:

Requirement 1

Warranty expense in 2015 = $9,000 x 6%

Warranty expense in 2015 =  $540

Note: As mention above Hitzu expects warranty cost to be 6% of dollar sales

Requirement 2

Estimate warranty liability as of Dec 2015 = $540

Requirement 3

Warranty expense in 2016 = 0

Requirement 4

Estimated warrant liability as of Dec 2016 = $540 -$114

Estimated warrant liability as of Dec 2016 = $426

Note: As the repair costs 114 on the same day of repair.

8. Problems and Applications Q8 The city government is considering two tax proposals: • A lump-sum tax of $300 on each producer of hamburgers. • A tax of $1 per burger, paid by producers of hamburgers. Which of the following statements is true as a result of the lump-sum tax? Check all that apply. Average fixed cost will increase. Average variable cost will remain unchanged. Average total cost will increase. Marginal cost will increase. Which of the following statements is true as a result of the per-burger tax? Check all that apply. Average fixed cost will remain unchanged. Average total cost will increase. Average variable cost will increase. Marginal cost will remain unchanged.

Answers

Answer:

Which of the following statements is true as a result of the lump-sum tax?

Average fixed cost will increase.

Average total cost will increase.

The lump-sum tax of $300 is a one time payment that does not depend on the amount of output, for this reason, it is a fixed cost that is spread over the total quantity of burgers that are produced, and that also affect average total cost.

Which of the following statements is true as a result of the per-burger tax?

Average fixed cost will remain unchanged.

Average total cost will increase.

Average variable cost will increase.

The per-burger tax depends on the quanityt of burgers produced, therefore, it is another variable cost. It affects average total cost, and average variable cost, while average fixed cost remains unchaged precisely because it is not a fixed cost.

The average cost of production is computed by dividing the number cost (TC) by the output produced (TO) (Q). When we say "per unit cost of production," we mean that all fixed and variable costs are taken into account when calculating the average cost.

As a result, it's also known as Per Unit Total Cost.

The answers to the above questions are:

1) The $300 lump-sum tax is a one-time contribution that is not based on the amount of output; as a result, it is a fixed cost that is distributed across the total quantity of burgers produced, affecting the average total cost.

So, Option A and C are correct.

2) The per-burger tax is a variable expense that is determined by the number of burgers consumed. It has an effect on average total cost and average variable cost, but it has no effect on average fixed cost because it is not a fixed cost.    

So, Option A, B, and C are correct.

Thus these Options are correct for the following question.

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Imaging Inc., a developer of radiology equipment, has stock outstanding as follows: 20,000 shares of cumulative preferred 4% stock, $140 par, and 67,000 shares of $10 par common. During its first four years of operations, the following amounts were distributed as dividends: first year, $75,000; second year, $159,000; third year, $190,300; fourth year, $205,130.

Requried:
Compute the dividends per share on each class of stock for each of the four years.

Answers

Answer:

Dividend per Share:

1st Year

Preferred dividend per share = $3.75

Common dividend per share = $0

2nd Year

Preferred dividend per share = $7.45

Common dividend per share = $0.149

3rd Year

Preferred dividend per share = $5.6

Common dividend per share = $1.169

4th Year

Preferred dividend per share = $5.6

Common dividend per share = $1.39

Explanation:

The cumulative preferred stock is the stock which accumulates or accrues dividends in case the dividends are not paid or partially paid in a particular year. These accumulated dividends or dividends in arrears are paid whenever the company declares dividends next time.

Preferred dividend per year = 20000 * 140 * 0.04  = $112000

1st year

Preferred dividend = 75000

Preferred dividend per share = 75000 / 20000  = $3.75 per share

Accumulated preferred dividends = 112000 - 75000 = $37000

Common dividend = 0

Common dividend per share = 0

2nd year

Preferred dividend = 37000 + 112000

Preferred dividend per share = 149000 / 20000  = $7.45 per share

Common dividend = 10000

Common dividend per share = 10000 / 67000 = $0.149 per share

3rd year

Preferred dividend = 112000

Preferred dividend per share = 112000 / 20000  = $5.6 per share

Common dividend = 78300

Common dividend per share = 78300 / 67000 = $1.169 per share

4th year

Preferred dividend = 112000

Preferred dividend per share = 112000 / 20000  = $5.6 per share

Common dividend = 93130

Common dividend per share = 93130 / 67000 = $1.39 per share

At the end of 2018, we have a credit balance of $10,000 in allowance for doubtful accounts before the adjusting entry for bad debts expense. After analyzing the accounts in the accounts receivable using the aging of receivables method, the company's management estimates that uncollectible accounts will be $30,000. What will be the amount of bad debts expense reported on the income statement

Answers

Answer:

$20,000

Explanation:

From the question above

At the end of 2018, there was a credit balance of $10,000 in allowance for the doubtful accounts.

After proper screening of the account receivable through the use of a method known as 'aging of receivables method' the management of the company estimated that the uncollectible accounts will be $30,000

Therefore, the amount of bad debts expense recorded on the income statement can be calculated as follows

= $30,000-$10,000

= $20,000

Hence the amount of bad debts expense that was recorded on the income statement is $20,000

What guidelines will you develop for supervisors to successfully respond to employee questions about unionization? What can your supervisors say or do that is legally permissible in this situation?

Answers

The correct answer to this open question is the following.

The guidelines you will develop for supervisors to successfully respond to employee questions about unionization would be the following.

The first thing the supervisor can do is establish an open door policy to always listen to employees' concerns. This is of the utmost importance because one of the factors that impact employee's morale is the lack of communication and the sentiment of not being important for the organization.  

An open line of communication from the very top of the hierarchy to the very bottom of the company is of so much help for the workers feel comfortable to express their opinions, and do not try to look for unions to be heard.

What the supervisors can say that is legally permissible in this situation is to inform workers that they have the right to express themselves and be heard, as well as freely join the union they feel most comfortable with, always inviting the worker to first directly address their issues within the company.

Rachelle transfers property with a tax basis of $800 and a fair market value of $960 to a corporation in exchange for stock with a fair market value of $765 and $42 in cash in a transaction that qualifies for deferral under section 351. The corporation assumed a liability of $153 on the property transferred. What is the corporation's tax basis in the property received in the exchange

Answers

Answer:

$842

Explanation:

The computation of corporation's tax basis in the property received in the exchange is shown below:-

corporation's tax basis = Fair market value + Transaction

= $800 + $42

= $842

Therefore, The corporation's tax basis should be equivalent to the shareholder's tax basis as the property is transferred for $800 (a substituted basis) and add gain recognized of $42. And If the corporation sells the property for $960, the recognized gain would be $52.

In addition to the positive welfare effects that free trade has on an economy, there are a variety of other benefits of international trade. Consider the following scenario: Without free trade, Sapphira has market power as a local producer. Once free trade is implemented in the local economy, Sapphira is no longer able to raise its prices above competitive levels. The previous scenario represents which of the following benefits of free trade?A. An enhanced flow of ideas B. Increased competition C. Lower costs through economies of scale D. Increased variety of goods

Answers

Answer:

B. Increased competition

Explanation:

Free trade is an economic policy where there are no restrictions to imports or export of goods and services.

Before the free trade, Sapphira had market power. She could set the price of her products. She would probably set her prices high enough to maximise profits.

Due to free trade which introduces more products to the market, sapphira is no longer able to set her prices as high as she used to. If her price is too high, consumers would not purchase her products.

This is an example of increased competition.

I hope my answer helps you

Holt Enterprises recently paid a dividend, D0, of $3.75. It expects to have nonconstant growth of 23% for 2 years followed by a constant rate of 6% thereafter. The firm's required return is 9%.

a. How far away is the horizon date?

I. The terminal, or horizon, date is Year 0 since the value of a common stock is the present value of all future expected dividends at time zero.

II. The terminal, or horizon, date is the date when the growth rate becomes nonconstant. This occurs at time zero.

III. The terminal, or horizon, date is the date when the growth rate becomes constant. This occurs at the beginning of Year 2.

IV. The terminal, or horizon, date is the date when the growth rate becomes constant. This occurs at the end of Year 2.

V. The terminal, or horizon, date is infinity since common stocks do not have a maturity date.

b. What is the firm's horizon, or continuing, value? Round your answer to two decimal places. Do not round your intermediate calculations.

c. What is the firm's intrinsic value today, P0? Round your answer to two decimal places. Do not round your intermediate calculations.

Answers

Answer:

a. How far away is the horizon date?

IV. The terminal, or horizon, date is the date when the growth rate becomes constant. This occurs at the end of Year 2.

b. What is the firm's horizon, or continuing, value? Round your answer to two decimal places. Do not round your intermediate calculations.

to determine the horizon value we can use the Gordon growth formula:

stock price = future dividend / (required rate of return - constant growth rate)

Div₀ = $3.75

Div₁ = $4.6125

Div₂ = $5.673375

Div₃ = $6.97825125

since the terminal value is calculated for year 2, we must use Div₃ in our calculations:

stock price = $6.97825125 / (9% - 6%) = $232.61

c. What is the firm's intrinsic value today, P0? Round your answer to two decimal places. Do not round your intermediate calculations.

we have to calculate the present value of:

P₀ = $4.6125/1.09 + $5.673375/1.09² + $232.608375/1.09² = $4.2317 + $4.7752 + $195.7818 = $204.7887 ≈ $204.79

Rational choices: A. are based on a comparison of total benefits and total costs. B. can only be made by those who are economists. C. are made based on expectations of the additional benefits and additional costs involved. D. measure benefits based on the past. E. are always motivated by concern for others.

Answers

Answer:

A) are based on a comparison of total benefits and total costs

Which of the following is a feature of an effective business email?
The message has a number of abbreviations in order to save the
writer time.
B. The subject line clearly states what the email is about.
C. The message has a joke in the last paragraph.
D. The subject line is in all capital letters.

Answers

The feature of an effective business email is that the subject line clearly states what the email is about. Thus, option (B) is correct.

What is Email?

The term email stands for electronic mail, which is sent by using the digital mode of transactions. It is a computer based program associated with the exchange of the messages.

People may exchange e-mail messages relatively fast thanks to a global e-mail network. E-mail is the electronic version of a letter, but with time and flexibility advantages.

While sending mail to any person, the subject should be clearly stated as many of the people have not so much time to read the mail and can just read the subject and understand the mail.

Therefore, it can be concluded that The subject line of an excellent business email clearly communicates what the communication is about. Hence, option (B) is correct.

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Problem 5-40 Loan Payments (LG5-9) You wish to buy a $10,800 dining room set. The furniture store offers you a 3-year loan with an APR of 10.8 percent. What are the monthly payments

Answers

Answer:

Required monthly payments = $352.556

Explanation:

Loan Amortization: A loan repayment method structured such that a series of equal periodic installments will be paid for certain number of periods to offset both the loan principal amount and the accrued interest.

The monthly installment is computed as follows:

Monthly installment= Loan amount/annuity factor

Loan amount; 10,800

Annuity factor = (1 - (1+r)^(-n))/r

r -monthly rate of interest, n- number of months

r- 10.8%/12 = 0.9 % = 0.009, n = 3 × 12 = 36

Annuity factor = ( 1- (1+0.009)^(-36))/0.009 =30.6334

Monthly installment = Loan amount /annuity factor

= 10,800/30.6334= 352.556

Required monthly payments = $352.556

You have just learned that one of your customers, Tom’s Discount Store, has received a shipment of faulty goods from your warehouse. The total cost of the merchandise is $2,500. Your company has a returned goods policy that allows you to return only $500 worth of your product at one time unless a reciprocal order is placed. What would you do? And Why

Answers

Answer: d. Go to Tom's as soon as possible that day, check the shipment to see if there are any undamaged goods that can be put on the shelf, take a replacement order from Tom's manager, and phone in the order immediately.

Explanation:

This indeed would be the best course of action because some of the goods will be saved while at the same time increasing your company's relationship and profile with Tom's Discount Store.

This is because Tom will be very pleased at the prompt and personal response to the situation and be more receptive towards the solution.

Once the items that are damaged are identified, placing a replacement order immediately is in line with your company's policy of returning goods over $500 if a reciprocal order is placed immediately.

With this course of action, you would endear your company to Tom's Discount store as well as manage to sell the goods in total.

A company purchased factory equipment on April 1, 2022 for $128,000. It is esti salvage value at the end of its 10-year useful life. Using the straight-line method depreciation expense at December 31, 2022 is:___________.
a. $9.600.
b. $11,200.
c. $8,400.
d. $12.800.

Answers

Answer:

Depreciation expense= $9,600

Explanation:

Giving the following information:

A company purchased factory equipment on April 1, 2022 for $128,000. 10-year useful life.

We weren't provided with the salvage value.

First, we need to calculate the annual depreciation:

Annual depreciation= (original cost - salvage value)/estimated life (years)

Annual depreciation= 128,000/10= 12,800

Now, for 9 months:

Depreciation expense= (12,800/12)*9= $9,600

Corrector guarantees its snowmobiles for three years. Company experience indicates that warranty costs will be approximately 5 % of sales. Assume that the Sierra dealer in Colorado Springs made sales totaling $ 800,000 during 2016. The company received cash for 30​% of the sales and notes receivable for the remainder. Warranty payments totaled $12,000 during 2016.

Required:
a. Record the sales, warranty expense, and warranty payments for the company. Ignore cost of goods sold.
b. Post to the Estimated Warranty Payable T-account. At the end of 2014, how much in Estimated Warranty Payable does the company owe? Assume the Estimated Warranty Payable is SO on January 1, 2014.

Answers

Answer:

A.CORRECTOR JOURNAL ENTRIES

1.2016

Dr Cash 240,000

Dr Note receivable 560,000

Cr Sales Revenue 800,000

2. Record of the warranty expense.

2016

Dr Warranty Expense 40,000

Cr Estimated Warranty Payable 40,000

3.To Record the warranty payments for the company.

2016

Dr Estimated Warranty Payable 12,000

Cr Cash12,000

B . T-ACCOUNT

DEBIT SIDE

The Estimated Warranty Payable will be:

Dr Payments12,000

CREDIT SIDE

Beginning balance 0

Accrual 40,000

Ending balance 28,000

Explanation:

A. Preparation of the Record of the sales, warranty expense, and warranty payments for the company while Ignore cost of goods sold.

CORRECTOR JOURNAL ENTRIES

2016

Dr Cash 240,000

(30%× Sales amount $800,000)

Dr Notes Receivable 560,000

(800,000-240,000)

Cr Sales Revenue 800,000

(560,000+240,000)

To record sales for 2016

Record of the warranty expense.

2016

Dr Warranty Expense 40,000

(5%×800,000)

Cr Estimated Warranty Payable 40,000

To record the accrue warranty payable.

To Record the warranty payments for the company.

2016

Dr Estimated Warranty Payable12,000

Cr Cash12,000

To record Warranty payments.

B . T-ACCOUNT

DEBIT SIDE

The Estimated Warranty Payable will be:

Dr Payments12,000

CREDIT SIDE

Beginning balance 0

Accrual 40,000

Ending balance 28,000

(40,000-12,000)

Big Bad Wolf Masonry Co. agreed to build a brick home for Johnny Little Pig, the Third by November 1. Big Bad Wolf and Johnny Pig could not predict Pig's losses of Big Bad Wolf failed to complete the house on time. They estimated that Johnny Pig would lose $150 in storage and rental fees per day if the building was not completed on time. The contract contained a liquidated damage clause. The clause required Big Bad Wolf to pay liquidated damages of $150 per day if the work was completed late. Big Bad Wolf finished the home twelve days late. Johnny Pig actually lost $1,000 because of the breach. Is the liquidated damage amount stated in the contract between Big Bad Wolf Masonry and Johnny Pig a valid or invalid liquidated damage clause and why

Answers

Answer:

In this case, the liquidated damages are too high and can be considered a penalty instead. Unreasonable penalties, like this one, can be considered unenforceable since they are treated as coercive measures to force the contractor to finish early. Big Bad Wolf would probably have to pay only the actual loss suffered by Johnny Pig ($1,000), instead of the amount stated as liquidated damages ($1,800).

Like many college students, Angie applied for and got a credit card that has an annual percentage rate (APR) of 18%. The first thing she did was buy a new HD Television for $300. At the end of the month, her credit card statement said she only needed to make a minimum monthly payment of $10. Assume Angie makes her payment when she sees her statement at the end of each month. If Angie doesn't charge anything else and only makes the minimum monthly payments, approximately how many months would it take her to completely pay off the HD Television

Answers

Answer:

during the first month, Angie will pay $4.50 in interests and $5.50 in principal

I prepared an amortization table using an excel spreadsheet to determine the number of years it takes to pay off the debt balance.

At the end of the 40th month, her balance will only be $1.53. So the 41st month should be the last month that she pays and her payment should only be $1.55 to payoff her debt completely.

George’s Car Repair Shop buys parts from a local parts distributor. The distributor delivers the parts promptly under terms stated on the invoice: 3/15 net 30. George has always paid the bill within 30 days and has never really worried about these invoice terms. Which of the following statements is true of this scenario?

a. George should not react to these payment terms because they area tactic used by many distributors to get customers to pay early, with little or no benefitto George.
b. These terms mean that the payment is due in 30 days, but that as long as he is not more than 15 days late, he can avoid the 3% late penalty. Thus, George could actually delay payment until the 45th day without incurring a penalty.
c. He is smart to wait until the 30th day before making payment because this gives him the use of cash for the maximum possible amount of time.
d. If possible, it is smart to pay the bill within 15 days after receipt because then he will receive a 3% discount. If he does a lot of business with this firm, this will result in a sizeable savings for George by year’s end.

Answers

Answer:

d. If possible, it is smart to pay the bill within 15 days after receipt because then he will receive a 3% discount. If he does a lot of business with this firm, this will result in a sizeable savings for George by year’s end.

Explanation:

In the given instance the supplier of parts to George uses invoice 3%/15 net 30. This means if payment for parts is made within 15 days George will get a discount of 3%, if not the total amount of the parts is to be repayed within 30 days.

The best option for George will be to reduce his repayment period from 30 days to 15 days or less.

This way he will get 3% discount on sales and if he does a lot of business with the spare parts dealer, he will save a large sum of money

Your aunt is about to retire, and she wants to sell some of her stock and buy an annuity that will provide her with income of $50,000 per year for 30 years, beginning a year from today. The going rate on such annuities is 7.25%. How much would it cost her to buy such an annuity today

Answers

Answer:

$605,183.13

Explanation:

For computing the cost her to buy an annuity today we need to find out the present value by applying the PV formula i.e shown in the attachment

Provided that,  

Future value = $0

Rate of interest = 7.25%

NPER = 30 years

PMT = $50,000

The formula is shown below:

= -PV(Rate;NPER;PMT;FV;type)

So, after applying the above formula, the present value is $605,183.13

To advertise or not to advertise Suppose that Creamland and Dairy King are the only two firms that sell ice cream. The following payoff matrix shows the profit (in millions of dollars) each company will earn depending on whether or not it advertises:

Dairy King
Advertise Doesn't Advertise
Creamland Advertise 10,10 18, 2
Doesn't Advertise 2,18 11,11

For example, the upper right cell shows that if Creamland advertises and Dairy King doesn't advertise, Creamland will make a profit of $18 million, and Dairy King will make a profit of $2 million. Assume this is a simultaneous game and that Creamland and Dairy King are both profit-maximizing firms.

a. If Creamland decides to advertise, it will earn a profit of $ _______ million if Dairy King advertises and a profit of $_______ million if Dairy King not advertise.
b. If Creamland decides not to advertise, it will earn a profit of________ million if Dairy King advertises and a profit of______ $ million if Dairy King does not advertise.

Suppose that both firms start off not advertising. If the firms act independently, what strategies will they end up choosing?

a. Creamland will choose not to advertise and Dairy King will choose to advertise.
b. Both firms will choose not to advertise.
c. Both firms will choose to advertise.
d. Creamland will choose to advertise and Dairy King will choose not to advertise.

Answers

Answer:

a. 10, 18

b. 2, 11

c. Both firms will choose to advertise.

Explanation:

Interpreting the payoff matrix for all possible cases:

Both Advertise:

Dairy King profit = 10

Creamland profit = 10

Neither Advertise:

Dairy King profit = 11

Creamland profit = 11

Only Dairy King advertises:

Dairy King profit = 18

Creamland profit = 2

Only Creamland advertises:

Dairy King profit = 2

Creamland profit = 18.

Filling in the blanks:

a. If Creamland decides to advertise, it will earn a profit of $10 million if Dairy King advertises and a profit of $18 million if Dairy King not advertise.

b. If Creamland decides not to advertise, it will earn a profit of $2 million if Dairy King advertises and a profit of $11 million if Dairy King does not advertise.

For both firms, if they choose not to advertise and the other firm advertises, they will have a much lower profit than their competitors. Therefore, the dominant strategy for either firm is to advertise since it will at least keep them even with their competitor (if both advertise).

The answer is c. Both firms will choose to advertise.

A stock with a beta of 2.0 has an expected rate of return of 21%. If the market return this year turns out to be 8 percentage points below expectations, what is your best guess as to the rate of return on the stock

Answers

Answer:

The answer is 5%

Explanation:

Solution

Given that:

A stock with a beta =2.0

The expected rate of return =21%

Market return turnout = 8%

Now,

Rf = risk free return

Rp = risk premium =Rm -Rf

β = 2.0

Thus

The expected return R = Rf +β *Rp

=  Rf +β * (Rm -Rf)

R = Rf +2.0 (Rm -Rf)

=Rf + 2 times  risk premium

So,

The market turns by 8%

R = Rf +2.0 (Rm -8%-Rf)

=Rf + 2 Rm-16%-2Rf

Then

The expected return is reduced by 16%

Hence,

21% -16% =5%

Therefore the expected rate of return on the stock is 5%

TB MC Qu. 05-100 A company had the following... A company had the following purchases and sales during its first year of operations: Purchases Sales January: 10 units at $120 6 units February: 20 units at $125 5 units May: 15 units at $130 9 units September: 12 units at $135 8 units November: 10 units at $140 13 units On December 31, there were 26 units remaining in ending inventory. Using the perpetual LIFO inventory costing method, what is the cost of the ending inventory

Answers

Answer:

$3,270

Explanation:

The perpetual LIFO inventory costing method is one in which adjustments are made to the balance of inventory for every item issued or received in a sequence of last in first out.

Given that 10 units at $120 6 units February: 20 units at $125 5 units May: 15 units at $130 9 units September: 12 units at $135 8 units November: 10 units at $140 13 units On December 31, there were 26 units remaining in ending inventory.

The net inventory units  = 10 - 6 + 20 - 5 + 15 - 9 + 12 - 8 + 10 - 13

= 26 units

Since

January reminder (in value) = 10 - 6 ) $120 = $480

February remainder (in value) = (20 - 5) $125 = $1,875

May remainder =  (15 - 9) $130 = $780

September = 12 - 8) $135 = $540

In November 10 items were purchased but 13 were sold.The makeup of the items sold are the 10 purchased in the month and 3 out of the remaining 4 items left off from September. Hence the balance for  September will be

=$135

Cost of ending inventory

= $480 + $1,875 + $780 + $135

= $3,270

A complaint of sexual harassment by a part-time worker in a hardware business was upheld when the Tribunal found that the employer had failed to take sufficient action in relation to the employee's report of inappropriate behaviour. The alleged sexual harassment included kissing, touching her breasts and leg, persistent requests to have a drink outside work hours despite an ongoing refusal, asking for cuddles, telephoning her at home and making repeated unsolicited sexual remarks. Based on any four ethical theories, explain how these acts constitute unethical behaviours at the workplace

Answers

Answer:

The ethical theory of rights is being violated in this case.

Explanation:

As we know sexual harassment is a violation against an individual's civil rights, the ethical theory of rights is being violated in this case. The part-time worker who is being harassed by another employee is being violated of her right to a safe workplace under the civil rights.

The ethical theory of rights provides that rights designed and formulated by the society and the government should be upheld with commitment and priority. They are the basic human rights that guarantees equal and dignified life for all.

If any unethical behaviors at the workplace such as sexual harassment, abuse, threat, etc, occurs, it is a direct violation to the basic human rights of an individual.

Presented below is information related to Taylor Co. for the month of January 2014. Ending inventory per Insurance expense $ 12,680 perpetual records $ 23,490 Rent expense 20,260 Ending inventory actually Salaries and wages expense 57,100 on hand 22,930 Sales discounts 10,950 Cost of goods sold 227,250 Sales returns and allowances 15,390 Freight-out 7,640 Sales revenue 411,410(a) Prepare the necessary adjusting entry for inventory.(b) Prepare the necessary closing entries

Answers

Answer: The answer is given below

Explanation:

a. The necessary adjusting entry for inventory has been prepared and attached.It should be noted that the inventory was calculated as:

= $23,490 - $22,930

= $560

(b) The necessary closing entries has also been prepared and attached. During the calculation, it should be noted that the cost of goods sold was given as:

= 227250 + 560

= 227810

Check the attachment for the table.

The following adjusting journal entry does not include an explanation. Select the best explanation for the entry. Supplies Expense 730 Supplies 730 ppppppp?Record purchase of supplies. Adjust supplies inventory to actual. Record sale of supplies. Reduce supplies expense.

Answers

Answer:

Adjust supplies inventory to actual.

Explanation:

The adjusting entry to record the adjust supplies inventory to actual is shown below:

Supplies expense $730

         To Supplies $730

(Being the supplies inventory is adjusted)

For recording this we debited the supplies expense as it increased the expenses and credited the supplies as it decreased the assets

Therefore the second option is correct

A company had beginning inventory... A company had beginning inventory of 10 units at a cost of $20 each on March 1. On March 2, it purchased 10 units at $22 each. On March 6 it purchased 6 units at $25 each. On March 8, it sold 22 units for $54 each. Using the FIFO perpetual inventory method, what was the cost of the 22 units sold

Answers

Answer:

COGS= $470

Explanation:

Giving the following information:

Beginning inventory=  10 units for $20 each

On March 2, it purchased 10 units at $22 each.

On March 6 it purchased 6 units at $25 each.

On March 8, it sold 22 units for $54 each.

We need to determine the cost of goods sold for the 22 units under the FIFO (first-in, first-out) method. Using this method, we need to use the cost of the firsts units incorporated into inventory.

COGS= 10*20 + 10*22 + 2*25= $470

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